BANKING’S DIGITAL TRANSFORMATION

whitePaper | August 8, 2022

Technological and social change have led to decreased reliance on both physical cash and traditional bank branches. While cash accounted for 45% of all payments in 2015, five years later it was used in only 17% of transactions in the UK. The coronavirus pandemic reinforced this tendency. Similarly, the number of bank and building society branches in the UK fell by about 34% between 2012 and 2021.

whitePaper | November 15, 2019

MacKay Municipal Managers™ employs a relative value investment approach across all of their municipal strategies, with a focus on total return. The team seeks to capitalize on opportunities created by the mispricing of securities and will move along the credit curve based on where they find the best relative value. An emphasis is placed on risk management, and they currently do not employ leverage in the mutual funds they manage, which can increase volatility. The team’s active research-driven process and keen emphasis on risk control may benefit investors seeking attractive tax-free income.

whitePaper | February 1, 2023

Digitization is more than just using digital technologies. As technology and customer expectations evolved, banks squeezed new systems into their existing infrastructures. The result was a complex set of barely connected systems. To make matters worse, many banks’ IT landscapes have become fragile, inflexible, and expensive to operate. If the use of digital technologies doesn’t make a bank TRULY DIGITAL, what does? There are several steps that must be considered before choosing the right tools to build the solution you need to create your banks’ digital future. Download this white paper to learn more.

whitePaper | May 8, 2020

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whitePaper | January 19, 2022

The coronavirus pandemic is one of the most challenging crises the world has faced, significantly impacting public health, the economy and businesses at large. The pandemic has also brought to light the finance industry’s understanding that climate change may upend the financial system. This underscores the urgency for the industry to facilitate the transition to a lower-carbon economy.

whitePaper | May 7, 2020

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