Handling Your Post-Judgment Files

It’s common knowledge that branch traffic has been slowly and steadily declining. Now that consumers increasingly turn to digital channels to meet their everyday banking needs, financial institutions are being forced to revisit the role the branch will play in the future. Specifically, FIs have to create digital capabilities that provide better insight and advice than consumers get in a branch and must determine how to complement the digital experience by focusing on the branch interactions that drive value. To do that, FIs will need to balance their investment in branch expansion with their contribution toward improving the digital experience.

Payment trends over the last 3 years indicate that the use of checks has declined by nearly 14% while the adoption of ACH, Credit Cards and Virtual Cards is rising steeply. However, if you are like most companies you might be struggling with controlling the costs of processing e-payments, or being able to drive your customers to adopt e-payment methods. Does that mean that the utopia promised by e-payments is a myth?

Designed for bankers new to call report preparation, this series will cover basic reporting requirements, operational schedules, loan schedules, maturity and repricing, and Basel III risk based capital, plus recent accounting changes affecting the Call Report. FFIEC 041 and 051 forms will be used during the presentation.

Understanding and managing the cash flow in your business is critical to your success. Learn how to improve cash flow management, even in a weak economy. A balance sheet is often described as a snapshot of your financial situation at a single point in time (think of it as the balance in your personal checking account). An income statement summarizes revenue, expenses and net income for the entire year or other period of time.