Bank M&A: Analysis to Optimize M&A Strategy & Execution

Bluestone Mortgages exist to serve borrowers that are typically deemed ‘Unlendable’ by the high street, whether it be due to a life event that has led to financial difficulty or due to incomes being complex. We will begin by examining the four key drivers that the FCA has identified regarding potential financial vulnerability along with the types of industry sectors that are driving clients toward complex credit lenders. This will identify and shape a picture of a typical Bluestone customer. To highlight the key reasons to consider placing business with Bluestone Mortgages, we will then move on to explore the adverse approach, specifically paying attention to key differences when compared to other lenders and how criteria on completion can allow an intermediary to submit a case without waiting for it to fit criteria.

Today, bank treasurers in their role as the guardian of the bank’s balance sheet, are facing a multitude of industry drivers and macro-economic influencers. These range from dealing with ultra-lose monetary policies and interest rate uncertainty, competition from non-banking players, compliance with ever evolving regulations as well as aligning his investment strategy with bank’s ESG commitments.

Is your Accounts Receivable department burdened with manual invoicing processes and inefficiencies related to handling paper invoices?, Do you struggle to comply with the various tax regulations and local laws, while satisfying your customers’ individual requirements for receiving invoices? Do you have large amounts of unallocated cash at the end of the month? And are your matching processes manual, costly and time-consuming?

Net new revenue can only come from net new offerings. Expanding the landscape by embedding services into daily activities brings financial transactions into context for customers. Where innovation in open source is leading the way. Why safety and trust will become more critical than ever. How open platforms are creating new value streams Inclusion in broader ecosystems, to drive innovative services that impact the top line - is founded in open source projects, principles and practices.