What is the Value Proposition of Stablecoins for Financial Inclusion?

December 11, 2021

What_is_the_Value
Financial inclusion is a well-recognized global issue: 1.7 billion people are “unbanked” – lacking an account at a financial institution or mobilemoney provider – according to the World Bank.1 Meanwhile, many small- and medium-sized businesses face challenges in realizing benefits from the current financial system. Individuals and small businesses may not be able to access financial services; if they can, those services may not be of high quality, suitable or affordable. The World Bank defines financial inclusion as the ability of individuals and businesses to access “useful and affordable financial products and services that meet their needs”.2 Financial inclusion is a complex global problem that existing systems and offerings have so far failed to solve.

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Banif Banco de Investimento, S.A. (Banif Investment Bank) was incorporated on the 15th December 2000 and has a share capital of 85 million Euros. In the context of Banif - Grupo Financeiro (Banif Group), it is responsible for all investment banking activities, both nationally and internationally. B

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