Financial Management, Wealth Management

The shift to real-time in Treasury & Capital Markets

March 28, 2023

The shift to real-time in Treasury & Capital Markets
Real-time processing can offer many benefits for bank treasuries, including improved accuracy, faster decision-making, enhanced liquidity management and improved customer service with faster transaction processing and real-time visibility into customer account balances. By focusing on certain key functions, we can assess which are real benefits to treasury processes, and which may require industry consensus and further investment to become worthwhile. The industry must agree a way forward, weighing cost against benefit.

Spotlight

Capital Bancorp Plc

Capital Bancorp Plc. (CBP) is one of the foremost financial and professional services providers in Nigeria. Capital Bancorp Plc was born out of the perceived need to enhance the accessibility of industry, commerce and individuals to capital, whether loan or equity and high-grade investments.

OTHER WHITEPAPERS
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How Digitization is Driving Bank M&A and Improving Performance

whitePaper | October 21, 2021

During the pandemic banks had to experiment and take risks that under normal circumstances they would never have considered in order to keep operations up and running, such as rapidly deploying a range of digital tools. To the surprise of many, employees and customers enthusiastically embraced these digital offerings, accelerating technology maturity and adoption by several years. Banks suddenly had hard evidence that digitizing operations could bring enormous efficiency and scale advantages while actually serving customers with greater personalization. These insights, in addition to capitalization changes, are contributing to a new wave of M&A activity in the U.S. as banks look to scale up quickly as the economy emerges from the pandemic. There were more than 50 deals in the first four months of 2021 with a total value of almost $25 billion, up from $6.5 billion in the same period in 2020, according to an S&P Global report.

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FINANCE & SOURCING: A CASE FOR COLLABORATION

whitePaper | January 6, 2020

Finance’s role is evolving. Following the 2008 financial crisis, it guided the business through extraordinarily difficult economic times, relying on cost management and lean practices to keep their organizations afloat. Today, finance must switch gears and find ways to navigate sustainable and profitable growth.

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Real-time payments: A perspective for payment system policy makers

whitePaper | June 29, 2022

As the name suggests, real-time payment systems accelerate the speed at which funds are transferred between people, businesses, and governments creating efficiencies throughout the payments life cycle. This has benefits for all involved stakeholders, including end users such as consumers, merchants, corporates, governments, and financial institutions.

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Personalized Customer Mapping: A way ahead in BFSI

whitePaper | February 22, 2023

Today’s consumer is smart, tech savvy and mobile friendly with digital sources of information at hand. The upcoming fintechs and non-banking startups pose a challenge to the way traditional banks operate, while customer expectations evolve sooner than they are documented. On the other hand, as the understanding of technology improves, banking customer demographics change with customers expecting for more sophisticated experiences.

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Securing open banking with blockchain and Intel® SGX technology

whitePaper | August 2, 2022

The open banking initiative “connects banks, third-parties and technical providers – enabling them to simply and securely exchange data to their customers’ benefit.”1 These benefits include improved choice for customers, new payment services, as well as more convenient ways to manage their finances online. A core use of the technology is providing digital proof for a future transaction. This can range from proof of funds to proof that debt is being serviced.

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Open Banking, Open Finance, Open Economy: THE NEW IDENTITY OF FINANCE

whitePaper | May 24, 2022

Trends in customer demand, technology, and regulation drive the development of an open financial ecosystem in which the consensual sharing of customer data among financial institutions (FIs) and businesses creates new value for consumers and business users. This Aite-Novarica Group report analyzes this trend and the evolution from open banking to open finance and to a truly open economy. The report is based on interviews with executives from banks and fintech firms in Europe and North America.

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Spotlight

Capital Bancorp Plc

Capital Bancorp Plc. (CBP) is one of the foremost financial and professional services providers in Nigeria. Capital Bancorp Plc was born out of the perceived need to enhance the accessibility of industry, commerce and individuals to capital, whether loan or equity and high-grade investments.

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