The Governance of Blockchain Financial Networks

January 14, 2018

How can companies stay compliant with regulations such as FINRA, MiFID II, and GDPR? Should they ban WhatsApp at work and risk the productivity and efficient communication between their employees? Or should they rather create effective policies and invest in the right technologies to help them stay compliant and achieve effective enterprise communications all at once? The emergence of blockchain technology has become inextricably linked to Bitcoin,2 a ‘virtual currency’ that allows users to trade ‘bitcoins’ directly from peer to peer without involving banks or other intermediaries.3 Whereas Bitcoin in theory is nothing more than a unit of account, it has in practice developed functions akin to those of money, in particular since it can be freely exchanged against currency and is regularly used to store value.4 Bitcoin has also risen to prominence as a means of payment (over 100,000 retailers accept bitcoins).

Spotlight

Verrency

Verrency powers innovation for Banks. Our fully PCI certified, API platform and marketplace enables a bank to deliver cutting-edge fintech innovation without replacing their existing payments infrastructure. Verrency is a global payments innovator that has a mission to put financial institutions back at the centre of the innovation. Our payments API platform has been designed to enable financial institutions to innovate more efficiently and effectively through a single connection. Our platform works with their existing payments infrastructure and messaging.

OTHER WHITEPAPERS
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Innovate to Succeed: The Client Call to Action for Wealth Management

whitePaper | December 11, 2019

For at least five years, the wealth management industry has been gripped by one existential question about its future: to what extent should technology play a role in its relationship-driven business model? Across all industries, new channels and technologies are changing the service demands of the modern customer. These trends are by no means exclusive to wealth management, but they are being felt acutely by the firms that operate here. A sector that has thrived for decades on life-long client loyalty is now caught up in a perfect storm of margin compression and escalating digital expectations.

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Innovating through platforms and ecosystems

whitePaper | May 7, 2022

Many traditional financial services products are being commoditised. They are becoming irrelevant in the lives of customers. They are seen as table stakes. What customers really care about is value, convenience, and security. And what they want is a financial services ecosystem uniquely tailored to their specific needs. I am not particularly prone to making predictions. But – of this – I am fairly certain: in the next 15 years, all of the most successful financial services organisations will be platform players. The leaders will be defined by the ecosystems that gravitate around them. They will be measured by the incremental value they deliver their customers. And they will grow based on their ability to meet their customers’ needs.

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Spotlight on Banking and Finance

whitePaper | July 31, 2022

With tens of thousands of installations throughout North and South America, DMP is the financial industry’s most trusted name in security with fully integrated systems for intrusion, fire and access control. Since 1975, DMP has been delivering cost-effective solutions, scaled to your financial orga nization’s needs. In this series of Banking and Financial White Papers, we’ll spotlight a few specific reasons why banks choose DMP.

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The business value of ServiceNow for retail banks

whitePaper | December 12, 2021

Banks typically approach transformation in part by reengineering their own internal business, IT, and operational processes either in ad hoc ways tied to direct response to some tactical problem or over longer time frames based on carefully planned out strategic planning. Recently, however, this transformational process has taken on a new urgency, and certain projects that were targeted to take a year or two have needed to be accelerated to meet our rapidly changing banking environment. Even the need to respond to today’s tactical challenges needs to be viewed through the long lens of transformation. As banks begin their process of recovery, projects that provide immediate return on investment (ROI) and help develop resilient operations, improve customer experiences, or improve compliance through improved service management will become critical to how quickly banks can recover from periods of economic disruptions, now and in the future.

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Embedded Finance The Future of the Economy

whitePaper | November 26, 2019

Financial services is the nervous system of our economy; a critical system that needs to operate efficiently and equitably for our society to function. The legacy 20th century business models in finance have become increasingly obsolete and most have not adapted to the fundamental paradigm shift—technological, institutional and societal—ushered in by our continuing transition from an Industrial Age to an emerging Information Age.

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Muni Bonds: making every basis point matter

whitePaper | November 14, 2019

Municipal bond funds experienced strong flows in 2019, as tailwinds from the country’s new tax code (the 2017 Tax Cuts and Jobs Act “TCJA”) and low interest rates found investors flocking to the asset class for the tax benefit. Add in strong year-to-date performance, and investors may be asking if they missed the boat and if it’s too late to invest in municipal bonds. Yet, there are clear and distinct reasons why municipal bonds are still an attractive investment for investors today.

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Spotlight

Verrency

Verrency powers innovation for Banks. Our fully PCI certified, API platform and marketplace enables a bank to deliver cutting-edge fintech innovation without replacing their existing payments infrastructure. Verrency is a global payments innovator that has a mission to put financial institutions back at the centre of the innovation. Our payments API platform has been designed to enable financial institutions to innovate more efficiently and effectively through a single connection. Our platform works with their existing payments infrastructure and messaging.

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