Moving Payment Services Out of CORE Banking - Payments Unplugged

whitePaper | April 15, 2022

It’s a time of particularly significant change in the banking sector. Digital transformation is opening fresh opportunities worldwide, and as a result, the adoption and integration of cloud platforms has become a pivotal component in a company’s technology strategy. It’s easy to see the advantages too: new environments are bringing with them greater security and reliability. That, and a huge range of PaaS and SaaS options continue to evolve. There’s opportunity for real, reachable modernisation, and for cost savings too, and that’s what we’re going to explore here.

whitePaper | January 3, 2020

A NEW WAVE OF disruption more forceful and more pervasive than what we have seen in recent years will likely unfold in the next decade. While the roots of this disruption— technological, economic, geopolitical, demographic or environmental—may remain the same, the unique convergence of these factors should unleash unprecedented change in the broader society and economy, and, consequently, in the banking industry as well.

whitePaper | March 29, 2022

The Emerging Case for Proactive Mule Detection, commissioned by BioCatch and produced by Aite-Novarica Group, examines how recent trends in stimulus fraud have influenced financial institutions (FIs) to shift their disposition toward managing mule activity. The white paper is the product of a survey of 32 North American fraud executives as well as interviews with three fraud leaders who are actively engaged in transforming how their institutions proactively track, detect, and manage mule activity.

whitePaper | April 15, 2022

The global consumer finance market has rebounded at pace from the turbulence of the pandemic, led by an accelerating shift online and an accompanying wave of investment and innovation. With many people managing financial uncertainty, the segment has seen a step change in its progress, supported by new approaches to credit decisioning and the emergence of buy-now-pay-later (BNPL) as a major force in the payments landscape.

whitePaper | June 28, 2022

The American Bankers Association, the Consumer Bankers Association, the Independent Community Bankers Association, the U.S. Chamber of Commerce (the Associations) and our members oppose discrimination in any form and seek to treat all customers fairly. Banks are committed to serving the families and businesses in their communities and proudly supply the financial products and services that provide important economic opportunities for individuals, families, and small business owners. It follows that banks support fair, objective, and transparent enforcement of civil rights and fair lending laws. However, we cannot support the CFPB's recent actions, taken without legislative authority, to extend fair lending laws beyond the bounds carefully set by Congress.

whitePaper | January 15, 2020

Investment into Fintechs has grown exponentially and the expectation is that this boom will continue in 2020, if at a slightly slower pace. Venture capital (VC) poured about $40 billion into Fintechs in 2018 – an increase of 120% on 2017, an up from just $1.8 billion in 2011.1 Almost a third of survey respondents believe that investment in 2020 will be at least 50% higher than in 2019, and just under half predict it will be somewhat higher.