Financial Management, Wealth Management

Inflation’s Impact on Financial Institution Earnings & Margins

December 5, 2022

Inflation’s Impact on Financial Institution Earnings & Margins
It is all but impossible to avoid a discussion about the effect of inflation these days. Clearly, the public believes inflation is here as they pay more for everyday items than in the past. And most are not too caring if it is a temporary phenomenon caused by supply chain issues or more systemic from monetary policy actions. More cost is more cost.

To financial institution managers, the prospect of inflation signals hope that interest rates may finally climb off the floor and provide opportunities for higher yields. The real question is if rate increases will improve margins, not just yields.

Spotlight

Galaxy Fund Management

Galaxy Fund Management is a leader in blockchain and cryptocurrency investing. We provide simple and secure access to the emerging digital asset class for institutional investors, family offices, financial advisors, and individuals. Galaxy Fund Management modernizes portfolios through our growing, institutional-grade product suite that currently includes the Galaxy Bitcoin Funds, Galaxy Ethereum Funds, Galaxy Crypto Index Fund, Galaxy DeFi Index Fund, and our Galaxy Vision Hill suite of funds of funds. Our multidisciplinary team has a deep understanding of blockchain technology and extensive experience across active and passive portfolio management, capital markets, and operations. We believe digital assets will revolutionize finance. We are here to help you incorporate this unique asset class into your investment portfolios.

OTHER WHITEPAPERS
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Effective Preprocessing: the path to faster payments modernization

whitePaper | November 30, 2022

This white paper provides important information for banks and other financial institution (FI) professionals on the requirements and needs necessary to modernize payment engines while also increasing business customer adoption of electronic payments. It discusses the challenges inherent when businesses try to leverage their accounting systems to generate and transmit payment files, the preprocessing of customer-driven payments, management and servicing, and the logic-based needs for better payment channel routing.

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Reduce Paper & Costs With AP Automation

whitePaper | June 14, 2023

Manual accounts payable (AP) processes are costly, inefficient, and expose companies to unnecessary risk. With the rising call to reduce paper usage and lower costs, it’s time to explore alternatives that can help controllers and AP managers do more with less.

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Matchmaker, Make Me a Match Best practices in bank-fintech partnerships

whitePaper | April 18, 2022

Fintechs are maturing and are reshaping the competitive landscape for traditional banks. Partnerships between banks and fintechs can be mutually beneficial and have become increasingly common. Nevertheless, some banks have baulked at this idea, deterred by cultural and technological obstacles that can make partnerships difficult to execute. This is short-sighted. Partnering with fintechs can help banks meet their operational objectives, enhance products and improve customer experience. To maximize the chances of success in these partnerships, banks should pursue certain best practices.

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How to think strategically about digital transformation and data privacy in financial services.

whitePaper | February 1, 2020

Traditional financial services firms around the globe — banks, insurers and asset managers — need to embrace both digital transformation and data privacy simultaneously to thrive in the coming decade. These two objectives are deeply intertwined because the success of digital transformation programs is highly dependent on an organization’s ability to engage with personal data, including data privacy compliance and ethics issues.

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The winds of change Trends shaping India’s Fintech Sector: edition II

whitePaper | September 20, 2022

India is set to become the third largest economy in the world by 2029. The FinTech industry has a crucial role to play in the country’s dream to reach the third largest economy from the fifth largest economy in the world. The global fintech market is expected to grow at a CAGR of 23.58% from 2021 to 2025. Total global fintech funding (across mergers & acquisitions, private equity, and venture capital) reached $210 billion with a record 5,684 deals in 2021 up from $125 billion across 3,674 deals in 2020.

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Muni Bonds: making every basis point matter

whitePaper | November 14, 2019

Municipal bond funds experienced strong flows in 2019, as tailwinds from the country’s new tax code (the 2017 Tax Cuts and Jobs Act “TCJA”) and low interest rates found investors flocking to the asset class for the tax benefit. Add in strong year-to-date performance, and investors may be asking if they missed the boat and if it’s too late to invest in municipal bonds. Yet, there are clear and distinct reasons why municipal bonds are still an attractive investment for investors today.

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Spotlight

Galaxy Fund Management

Galaxy Fund Management is a leader in blockchain and cryptocurrency investing. We provide simple and secure access to the emerging digital asset class for institutional investors, family offices, financial advisors, and individuals. Galaxy Fund Management modernizes portfolios through our growing, institutional-grade product suite that currently includes the Galaxy Bitcoin Funds, Galaxy Ethereum Funds, Galaxy Crypto Index Fund, Galaxy DeFi Index Fund, and our Galaxy Vision Hill suite of funds of funds. Our multidisciplinary team has a deep understanding of blockchain technology and extensive experience across active and passive portfolio management, capital markets, and operations. We believe digital assets will revolutionize finance. We are here to help you incorporate this unique asset class into your investment portfolios.

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