Home > Resources > Whitepapers > Fintech Promoting Responsible Innovation

Fintech Promoting Responsible Innovation

May 2, 2018

ABA believes that innovation in financial services continues to have tremendous potential to benefit customers as it has throughout the history of banking. Innovation can promote financial inclusion, make it possible to extend credit to many more borrowers, and give customers improved transparency into the financial products they use every day. In many ways, fintech was born in America’s banks. Today, innovations are emerging from both the traditional banking sector and from non-bank startups. ABA believes that when banks and startups partner they are able to deliver customers the best of both worlds: innovative services that customers crave from a partner that they can trust with their financial future.

I'm For Real

Enter your details once to access all our information and resources

 

Spotlight

Tribal

We power startup growth in emerging markets by providing corporate cards and financial solutions. Introducing modern financial tools specially designed for growing businesses. With easy access to corporate cards and advanced spend controls, you can focus on growing your business.

OTHER WHITEPAPERS
news image

A Guide to 3-D Secure 2.0 Payment Security

whitePaper | November 25, 2021

With a global e-commerce market value nearing $5 trillion in 2021, online shopping is no longer a short-lived trend but the norm. The advance of widespread internet connectivity combined with the proliferation of mobile devices has increasingly driven consumers to shop online in recent years. Now, amplified by the need for safety in the wake of a global pandemic, retailers have seen an unprecedented surge in e-commerce sales with U.S. consumers spending $791.70 billion online in the U.S. in 2020, up an incredible 32.4% from $598.02 billion the prior year.

Read More
news image

The Future of Fintech

whitePaper | October 1, 2022

Some of the best innovations come from recognizing pain points and having the resolve to alleviate them. The scope of fintech became visible over a decade ago, when the success of mobile money brought into sharp focus the potential inherent in the combination of finance and technology – with innovation and empathy.

Read More
news image

Building Something Great to Go Somewhere Great: HOW PRIVATE COMPANY FINANCE FUNCTIONS ARE Adapting to Scale for Growth, Exit Opportunities

whitePaper | August 25, 2022

The exit whether it’s an initial public offering (IPO), being absorbed into a special purpose acquisition company (SPAC), or an outright sale is now a strategic goal for many private company executive teams. With many private equity funds nearing the end of their holding period, finance professionals are increasingly being relied on to navigate the complicated liquidity event and provide the critical oversight needed when developing a company’s new internal control environment.

Read More
news image

test capital whitepapaer

whitePaper | May 6, 2020

https://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resources

Read More
news image

The New Era of Financial Operations Management

whitePaper | May 23, 2022

The need to accelerate the journey to financial operations excellence has seen the emergence of packaged, purpose-built Financial Operations Management solutions to elevate persistently manual processes that are ripe for transformation. They typically include workflows and automation, intelligence, analytics, and collaboration. These are all proven to deliver predictable returns, from speeding up the close, to reducing DSO, to streamlining netting and settlement processes. A purpose-built approach accelerates delivery and reduces delivery risk while realizing predictable returns on investment.

Read More
news image

Unlocking the Potential of Open Finance with RPA-based APIs

whitePaper | September 29, 2022

As a cohort of leading tech enablers and ardent Open Finance advocates of the Philippine Financial services industry, we welcome an open discussion on policies and technologies necessary to progress Open Finance in the Philippines, consistent with the BSP Open Finance Framewor

Read More

A Guide to 3-D Secure 2.0 Payment Security

whitePaper | November 25, 2021

With a global e-commerce market value nearing $5 trillion in 2021, online shopping is no longer a short-lived trend but the norm. The advance of widespread internet connectivity combined with the proliferation of mobile devices has increasingly driven consumers to shop online in recent years. Now, amplified by the need for safety in the wake of a global pandemic, retailers have seen an unprecedented surge in e-commerce sales with U.S. consumers spending $791.70 billion online in the U.S. in 2020, up an incredible 32.4% from $598.02 billion the prior year.

Read More

The Future of Fintech

whitePaper | October 1, 2022

Some of the best innovations come from recognizing pain points and having the resolve to alleviate them. The scope of fintech became visible over a decade ago, when the success of mobile money brought into sharp focus the potential inherent in the combination of finance and technology – with innovation and empathy.

Read More

Building Something Great to Go Somewhere Great: HOW PRIVATE COMPANY FINANCE FUNCTIONS ARE Adapting to Scale for Growth, Exit Opportunities

whitePaper | August 25, 2022

The exit whether it’s an initial public offering (IPO), being absorbed into a special purpose acquisition company (SPAC), or an outright sale is now a strategic goal for many private company executive teams. With many private equity funds nearing the end of their holding period, finance professionals are increasingly being relied on to navigate the complicated liquidity event and provide the critical oversight needed when developing a company’s new internal control environment.

Read More

test capital whitepapaer

whitePaper | May 6, 2020

https://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resourceshttps://media7.io/Publisher/add-resources

Read More

The New Era of Financial Operations Management

whitePaper | May 23, 2022

The need to accelerate the journey to financial operations excellence has seen the emergence of packaged, purpose-built Financial Operations Management solutions to elevate persistently manual processes that are ripe for transformation. They typically include workflows and automation, intelligence, analytics, and collaboration. These are all proven to deliver predictable returns, from speeding up the close, to reducing DSO, to streamlining netting and settlement processes. A purpose-built approach accelerates delivery and reduces delivery risk while realizing predictable returns on investment.

Read More

Unlocking the Potential of Open Finance with RPA-based APIs

whitePaper | September 29, 2022

As a cohort of leading tech enablers and ardent Open Finance advocates of the Philippine Financial services industry, we welcome an open discussion on policies and technologies necessary to progress Open Finance in the Philippines, consistent with the BSP Open Finance Framewor

Read More
More Whitepapers

Spotlight

Tribal

We power startup growth in emerging markets by providing corporate cards and financial solutions. Introducing modern financial tools specially designed for growing businesses. With easy access to corporate cards and advanced spend controls, you can focus on growing your business.

Events