Emerging Trends in Digital Banking

August 7, 2018

Digital banking or Digitalization of a bank has radically altered the landscape of banking in the last few years. Digital technologies which were initially limited to banking channels, now encompass the entire banking spectrum. So, whether it is back-end operations or customer facing channels, digital banking delivered through new-age technologies is the way forward for all participants in the financial service industry. Evolution of Digital Banking Banking sector has undergone three distinct phases of digital transformation in the last few decades. The first transformation was a conversion to electronic operations leading to an efficiency and automation led model that made banking more transactional and technology-centric.

Spotlight

Wilby Ltd

Wilby has developed bespoke insurance schemes for specialist industry sectors including caravan park operators and motorbike dealers, and its innovation has been recognised by historical success in British Insurance, UK Broker and Insurance Age awards...

OTHER WHITEPAPERS
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The Future of Neobanking: How can Neobanks unlock profitable growth?

whitePaper | May 30, 2022

Few developments within financial services have happened with such breathtaking speed as the evolution of Neobanks. Less than 10 years after the first next-generation mobile banks entered the market, these digital disruptors developed into a global standalone industry segment. At Simon-Kucher, we have created a Global Neobanking Radar which tracks and ranks Neobanks around the world, based on several factors – including level of activity, funding, and valuations.

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WHITE PAPER - Globiance

whitePaper | July 4, 2022

The goal of the Globiance White-paper, is to offer the reader a comprehensive understanding of Globiance services and platforms, the problems it addresses and the technologies used to solve them. Anyone who regularly engages in trade and finance and is looking to integrate crypto currency usage with on-line banking facilities, will find reading this White-paper essential, while also discovering the specifics about Globiance.

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Unfairness and Discrimination Examining the CFPB’s Conflation of Distinct Statutory Concepts

whitePaper | June 28, 2022

The American Bankers Association, the Consumer Bankers Association, the Independent Community Bankers Association, the U.S. Chamber of Commerce (the Associations) and our members oppose discrimination in any form and seek to treat all customers fairly. Banks are committed to serving the families and businesses in their communities and proudly supply the financial products and services that provide important economic opportunities for individuals, families, and small business owners. It follows that banks support fair, objective, and transparent enforcement of civil rights and fair lending laws. However, we cannot support the CFPB's recent actions, taken without legislative authority, to extend fair lending laws beyond the bounds carefully set by Congress.

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Wexo WHITE PAPER

whitePaper | August 8, 2022

We have built a platform that can address the constraints of conventional financial institutions through the use of technological innovation. We see cryptocurrency as a means of the future and a catalyst for the creation of an open financial system. An open financial system should not be controlled by any country or company. It is the best way to bring more economic freedom, innovation, efficiency and equal opportunities to the world.

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Unlocking the Potential of Open Finance with RPA-based APIs

whitePaper | September 29, 2022

As a cohort of leading tech enablers and ardent Open Finance advocates of the Philippine Financial services industry, we welcome an open discussion on policies and technologies necessary to progress Open Finance in the Philippines, consistent with the BSP Open Finance Framewor

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Streamline Payments Modernization to embrace Instant Payments

whitePaper | May 31, 2023

Payments modernization has become more important and prevalent than ever before. The demand for faster, more secure, and more convenient payments options is on the increase. E-commerce, mobile payments, and other forms of digital transactions are on the rise. And consumers and businesses are seeking faster and more seamless ways to make and receive payments.

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Spotlight

Wilby Ltd

Wilby has developed bespoke insurance schemes for specialist industry sectors including caravan park operators and motorbike dealers, and its innovation has been recognised by historical success in British Insurance, UK Broker and Insurance Age awards...

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