Payments, Fintech

Effective Preprocessing: the path to faster payments modernization

November 30, 2022

Effective Preprocessing: the path to faster payments modernization
This white paper provides important information for banks and other financial institution (FI) professionals on the requirements and needs necessary to modernize payment engines while also increasing business customer adoption of electronic payments. It discusses the challenges inherent when businesses try to leverage their accounting systems to generate and transmit payment files, the preprocessing of customer-driven payments, management and servicing, and the logic-based needs for better payment channel routing.

Spotlight

SmartPay Leasing

SmartPay Leasing is a technology-driven company that works with the leading wireless retailers and prepaid phone companies to provide innovative device leasing solutions nationwide. We use software and data analytics to solve the hard problems of underwriting consumers with minimal credit history. Consumers can get the devices they want today, and pay over time with easy, scheduled payments. Headquartered in San Francisco’s Financial District, SmartPay Leasing is a subsidiary of TEMPOE, a specialty finance company based in Cincinnati. SmartPay Leasing was spun out of Better Finance, #1 among the Fastest Growing Private Companies in San Francisco in 2015, and a Bay Area News Group Top Workplace in 2014.

OTHER WHITEPAPERS
news image

2020 banking and capital markets outlook

whitePaper | January 3, 2020

A NEW WAVE OF disruption more forceful and more pervasive than what we have seen in recent years will likely unfold in the next decade. While the roots of this disruption— technological, economic, geopolitical, demographic or environmental—may remain the same, the unique convergence of these factors should unleash unprecedented change in the broader society and economy, and, consequently, in the banking industry as well.

Read More
news image

Fintech Market Forecast 2023

whitePaper | December 18, 2022

With the ever-growing interest in the Fintech industry and its constantly changing environment, it is worth keeping on track of the critical trends, opportunities and challenges in the Fintech industry. We conduct an annual market survey that shows how players in the industry expect the market to evolve.

Read More
news image

Enabling and Automating Critical Finance and Accounting Processes in Sage Intacct

whitePaper | March 21, 2022

Even after migrating key business processes to the cloud, companies can trip themselves up by continuing manual management of high-volume reconciliations, complex journal entries, and other financial close and accounting processes. This error-prone approach reduces accuracy and visibility, risking business agility and regulatory compliance.

Read More
news image

Capital markets CRM vs. standard CRM

whitePaper | December 13, 2019

Capital markets firms today need to do more with fewer resources, which is in part because of the changing dynamic between the buy side and sell side. These firms are turning to digital transformation, realizing in this regulatory landscape that it’s the best way to transform their business while saving time and money.

Read More
news image

The digital drive to replace the passport in financial services

whitePaper | February 17, 2020

Despite the onward march of technology, especially in the financial services sector, methods of authentication and identity confirmation appear to be falling behind the curve. While biometrics may be making inroads into the industry, the passport and the paper document remain the dominant way that many organizations authenticate their users via know your customer (KYC) checks and controls, which have become an ever-more important factor in a banks’ success.

Read More
news image

Transit cards: Not “just another card” in your mobile wallet

whitePaper | November 15, 2022

Carrying cards in digital form, rather than tucked away in a purse or wallet, is now commonplace. When issued with a new card, the first thing that many of us will do is upload it to our digital wallet. The physical version goes straight into a drawer. In fact we can now skip the plastic completely, and order direct an instantly useable digital card. Digitising plastic cards is fast going out of fashion.

Read More

Spotlight

SmartPay Leasing

SmartPay Leasing is a technology-driven company that works with the leading wireless retailers and prepaid phone companies to provide innovative device leasing solutions nationwide. We use software and data analytics to solve the hard problems of underwriting consumers with minimal credit history. Consumers can get the devices they want today, and pay over time with easy, scheduled payments. Headquartered in San Francisco’s Financial District, SmartPay Leasing is a subsidiary of TEMPOE, a specialty finance company based in Cincinnati. SmartPay Leasing was spun out of Better Finance, #1 among the Fastest Growing Private Companies in San Francisco in 2015, and a Bay Area News Group Top Workplace in 2014.

Events