Core Banking, Digital Banking

Digital resilience From a banking regulation standpoint

February 15, 2023

Digital resilience From a banking regulation standpoint
Regulatory expectations and requirements for the banking sector are in constant motion. For years, Deloitte has closely monitored EU policymakers and supervisory bodies to connect the dots between various existing and forthcoming regulatory topics and understand their strategic implications on the banking industry.

Spotlight

loanDepot

loanDepot is America's lender offering home purchase and refinance loans, personal loans and home equity products nationwide. Headquartered in Southern California, the company operates Direct, Retail and Wholesale business channels nationwide. Licensed in all 50 states, loanDepot generates loan production from 12 business production centers, employs 7,000+ people including more than 1,700 licensed lending officers who hold more than 10,000 state licenses, and operates over 200+ lending stores nationwide. loanDepot is an approved seller and servicer for Fannie Mae, Freddie Mac and Ginnie Mae.

OTHER WHITEPAPERS
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Real-Time Risk Management for Banking

whitePaper | February 21, 2020

Does a “regular” bank that does not deal in complex instruments still need real-time risk management? To date, banks have generally accepted having risk analyses available one or two days after the fact. And for years, they have made ends meet with this delayed risk insight. So why invest in something new? Why rock the boat?

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Challenges and opportunities of the metaverse in the financial services

whitePaper | March 24, 2023

Experts agree that the metaverse, from both a technological and also a business perspective, still has a long way to go before reaching its full potential. Some sources, including Meta founder Mark Zuckerberg himself, estimate that it will take a minimum of ten years before his promise will be fulfilled. According to Gartner, only one in four people will spend an average of one hour per day in the metaverse by 2025 and only 30% of companies will have products or services ready for this new space.

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Central banks and the future of digital money

whitePaper | January 20, 2020

Over the past year we have seen a number of groundbreaking announcements from central banks around the world exploring the issuance of central bank digital currencies (CBDC). In this paper we provide an overview of the potential and risks of CBDC, as well as an example of how a CBDC could be designed and built on the Ethereum blockchain. The intention is to give the reader not just a good background to this important topic, but also – by means of a concrete proposal – a practical look at what the implementation of a CBDC might entail.

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Fintech Market Forecast 2023

whitePaper | December 18, 2022

With the ever-growing interest in the Fintech industry and its constantly changing environment, it is worth keeping on track of the critical trends, opportunities and challenges in the Fintech industry. We conduct an annual market survey that shows how players in the industry expect the market to evolve.

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Conversational Banking: The next revolution in banking experience

whitePaper | December 10, 2019

Customer interaction and channel preferences have experienced significant changes over time and are constantly evolving and expanding across all industries, including banking. To consolidate customer satisfaction and cultivate customer advocacy, banks must endeavour to continue to meet these changing needs through use of innovative and progressive technology

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whitePaper | May 14, 2020

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Spotlight

loanDepot

loanDepot is America's lender offering home purchase and refinance loans, personal loans and home equity products nationwide. Headquartered in Southern California, the company operates Direct, Retail and Wholesale business channels nationwide. Licensed in all 50 states, loanDepot generates loan production from 12 business production centers, employs 7,000+ people including more than 1,700 licensed lending officers who hold more than 10,000 state licenses, and operates over 200+ lending stores nationwide. loanDepot is an approved seller and servicer for Fannie Mae, Freddie Mac and Ginnie Mae.

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