Digital Agenda for Retail Banking and Payment Companies

April 10, 2018

Powerful forces are reshaping the retail banking and payments industry. Customer expectations, technology, regulatory requirements, millennial demographics and new FinTech startups are converging and making digital transformation a priority.  Customer shifts in behavior and adoption of more digital solutions are driving banks to evolve their digital strategy.

Spotlight

Pacific Advisors

Pacific Advisors is a financial services firm offering a full range of insurance and investment services through 165 Financial Specialists, 10 corporate branch offices, more than 3,000 active brokers, and over 40,000 clients throughout California. We help business owners and professionals design strategies that financially produce and support a good life for the rest of their life.

OTHER WHITEPAPERS
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Open Banking, Open Data and Financial-grade APIs

whitePaper | March 16, 2022

Data is often referred to as the “new oil” of the digital economy. It is a powerful asset used by companies to improve their services and to build artificial intelligence (AI) models. However data can often be used to “lock” consumers into a service. A move to consentdriven access to all user data can break that lock, make it easier for consumers to move between different service providers and unleash a wave of innovation. Open Banking can also help facilitate financial inclusion, better serving those on the margins of society by offering a bridge to the formal economy.

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Wexo WHITE PAPER

whitePaper | August 8, 2022

We have built a platform that can address the constraints of conventional financial institutions through the use of technological innovation. We see cryptocurrency as a means of the future and a catalyst for the creation of an open financial system. An open financial system should not be controlled by any country or company. It is the best way to bring more economic freedom, innovation, efficiency and equal opportunities to the world.

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AWS User Guide to Financial Services Regulations and Guidelines in New Zealand

whitePaper | May 31, 2022

This document provides information to assist financial services institutions in New Zealand that are regulated by the Reserve Bank of New Zealand as they accelerate their use of AWS Cloud services.

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4 Ways Financial Scammers are Getting Ahead

whitePaper | March 29, 2022

Recent global developments have created ample opportunities for cybercriminals to take advantage of vulnerable and even traditionally non-vulnerable individuals. The COVID-19 pandemic amplified the use of digital channels for everyday banking, while other services including digital payments, contactless and cashless payments, and buy now pay later (BNPL) services were embraced by consumers around the world. Last year, 93% of consumers used one or more digital payment methods1 , such as Zelle, and made nearly $100 billion in purchases using BNPL services2 . Not to mention government stimulus programs created unusual cash flows that were ripe for the taking by scammers.

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Empowering Instant Credit Through Open Banking

whitePaper | April 15, 2022

The global consumer finance market has rebounded at pace from the turbulence of the pandemic, led by an accelerating shift online and an accompanying wave of investment and innovation. With many people managing financial uncertainty, the segment has seen a step change in its progress, supported by new approaches to credit decisioning and the emergence of buy-now-pay-later (BNPL) as a major force in the payments landscape.

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test tag fun

whitePaper | October 6, 2020

nter the title in less than 150 characters in title case. E.g. “Telit Devcon IOT Innovation

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Spotlight

Pacific Advisors

Pacific Advisors is a financial services firm offering a full range of insurance and investment services through 165 Financial Specialists, 10 corporate branch offices, more than 3,000 active brokers, and over 40,000 clients throughout California. We help business owners and professionals design strategies that financially produce and support a good life for the rest of their life.

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