Can Big Data Shape Financial Services in East Africa?

March 15, 2018

FinTech startups operating as alternative lenders4 have fewer legacy technology constraints, but they face challenges in acquiring low-cost wholesale capital, especially for FinTech startups lending to sectors which are perceived by banks as high risk.5 These FinTechs must also deal with the issue of whether big data can serve as an adequate predictor of risk and whether the business itself can generate sufficient profits by servicing low-income or difficult to reach end-users with digital financial services.

Spotlight

Gore Mutual Insurance

At Gore Mutual Insurance, we’ve created an environment where you’ll be encouraged and supported to develop your potential. You will have the opportunity to grow, learn and experience the power of a culture that raises your best efforts to a whole new level...

OTHER WHITEPAPERS
news image

FINANCE & SOURCING: A CASE FOR COLLABORATION

whitePaper | January 6, 2020

Finance’s role is evolving. Following the 2008 financial crisis, it guided the business through extraordinarily difficult economic times, relying on cost management and lean practices to keep their organizations afloat. Today, finance must switch gears and find ways to navigate sustainable and profitable growth.

Read More
news image

A Guide to 3-D Secure 2.0 Payment Security

whitePaper | November 25, 2021

With a global e-commerce market value nearing $5 trillion in 2021, online shopping is no longer a short-lived trend but the norm. The advance of widespread internet connectivity combined with the proliferation of mobile devices has increasingly driven consumers to shop online in recent years. Now, amplified by the need for safety in the wake of a global pandemic, retailers have seen an unprecedented surge in e-commerce sales with U.S. consumers spending $791.70 billion online in the U.S. in 2020, up an incredible 32.4% from $598.02 billion the prior year.

Read More
news image

Capital markets CRM vs. standard CRM

whitePaper | December 13, 2019

Capital markets firms today need to do more with fewer resources, which is in part because of the changing dynamic between the buy side and sell side. These firms are turning to digital transformation, realizing in this regulatory landscape that it’s the best way to transform their business while saving time and money.

Read More
news image

When did you last upgrade your Temenos system?

whitePaper | May 5, 2023

Developing products and services to match the changing preferences of cost-conscious customers is hard and getting harder. Meanwhile, a proliferation of digital banking channels is making the technical infrastructure increasingly complex and difficult to grasp. And keeping up with evolving technologies is no easier.

Read More
news image

AWS User Guide to Financial Services Regulations and Guidelines in New Zealand

whitePaper | May 31, 2022

This document provides information to assist financial services institutions in New Zealand that are regulated by the Reserve Bank of New Zealand as they accelerate their use of AWS Cloud services.

Read More
news image

How Modern Observability Eases Digital Transformation In Banking

whitePaper | November 3, 2022

TA bank’s digital team typically has full observability of only 11% of its application and infrastructure environments, according to the Global CIO Report 2020 by Dynatrace. The data and metrics-laden systems are too complex and, by association, timeconsuming for most in-house teams.

Read More

Spotlight

Gore Mutual Insurance

At Gore Mutual Insurance, we’ve created an environment where you’ll be encouraged and supported to develop your potential. You will have the opportunity to grow, learn and experience the power of a culture that raises your best efforts to a whole new level...

Events