Accelerating reinvention with digital banking frameworks

July 9, 2019

Digitization and technology disruption are changing the shape of our world, transforming society, industries and economies by reinventing traditional business models and creating new ones. These unstoppable forces are creating the need for the banking industry to develop new operating models. But what does build a truly digital bank entail? IBM Digital Reinvention® is a framework that encapsulates the dramatic changes required, involving fundamental re-conception of strategy, operations and technology from the ground up. For banks, Digital Reinvention includes reimagining employee engagement, customer experiences and other stakeholder relationships with new focus, expertise and ways of working.

Spotlight

Kinsale Insurance

Kinsale is an Excess & Surplus lines insurance company specializing in Property/Casualty, Allied Health/Health Care and Professional Lines business through twelve Underwriting Divisions. We target small to medium sized, high hazard accounts. Given the experience of our staff and our control over the underwriting and claims processes, we have a level of underwriting flexibility that many of our competitors are unable to match. Kinsale will consider offering terms on a wide range of risks including accounts with new or high hazard operations and businesses that have a poor loss history or that are located in high risk venues. The company distributes its product nationwide through specifically authorized surplus lines brokers.

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Spotlight

Kinsale Insurance

Kinsale is an Excess & Surplus lines insurance company specializing in Property/Casualty, Allied Health/Health Care and Professional Lines business through twelve Underwriting Divisions. We target small to medium sized, high hazard accounts. Given the experience of our staff and our control over the underwriting and claims processes, we have a level of underwriting flexibility that many of our competitors are unable to match. Kinsale will consider offering terms on a wide range of risks including accounts with new or high hazard operations and businesses that have a poor loss history or that are located in high risk venues. The company distributes its product nationwide through specifically authorized surplus lines brokers.

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