2010 Annual Report

Our foundation is built on intellectual capital. We succeed without the inherent risks associated with fi nancial capital. Our fi rm thrives locally and competes globally, with deep and broad coverage across industries and geographies. We multiply the efforts of our people through an infl uential network, yet we remain a fi rm where the individual matters. For more than 160 years, our independent, advice driven model has remained intact. Lazard has continued to grow in a climate marked by a gradual but uneven economic recovery and shifting fl ows of investment capital between developed and developing markets.

Spotlight

Saudi Stock Exchange (TADAWUL)

Saudi joint stock companies had their beginnings in the mid 1930’s, when the "Arab Automobile” company was established as the first joint stock company.

OTHER WHITEPAPERS
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Eye of The Storm: F&A’s Role in Responding to Instability & Volatility

whitePaper | October 31, 2022

Finance and Accounting (F&A) has a reputation for remaining calm and pragmatic in a crisis. Most F&A professionals have worked through at least one recession and numerous peaks and troughs in company business cycles.

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Reduce Paper & Costs With AP Automation

whitePaper | June 14, 2023

Manual accounts payable (AP) processes are costly, inefficient, and expose companies to unnecessary risk. With the rising call to reduce paper usage and lower costs, it’s time to explore alternatives that can help controllers and AP managers do more with less.

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WHITE PAPER - Globiance

whitePaper | July 4, 2022

The goal of the Globiance White-paper, is to offer the reader a comprehensive understanding of Globiance services and platforms, the problems it addresses and the technologies used to solve them. Anyone who regularly engages in trade and finance and is looking to integrate crypto currency usage with on-line banking facilities, will find reading this White-paper essential, while also discovering the specifics about Globiance.

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A Guide to 3-D Secure 2.0 Payment Security

whitePaper | November 25, 2021

With a global e-commerce market value nearing $5 trillion in 2021, online shopping is no longer a short-lived trend but the norm. The advance of widespread internet connectivity combined with the proliferation of mobile devices has increasingly driven consumers to shop online in recent years. Now, amplified by the need for safety in the wake of a global pandemic, retailers have seen an unprecedented surge in e-commerce sales with U.S. consumers spending $791.70 billion online in the U.S. in 2020, up an incredible 32.4% from $598.02 billion the prior year.

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The truth about cloud native core banking

whitePaper | April 20, 2022

The banking industry is experiencing seismic change, as the advance of cloud technology, rapidly changing customer expectations and increased competition apply pressure on traditional banking models. Meanwhile, more and more customers are moving their financial transactions online – a trend that has been further precipitated by the pandemic. This generational shift in banking has impacts across all channels and services: physical branch, online, mobile, retail, and commercial banking services are all under pressure to deliver and innovate in an increasingly competitive environment. A fundamental change in consumer behaviour is setting new expectations of banking products and services. Customers are demanding ease of use, 24x7 availability, real-time data and analytics, exceptional customer support, full visibility of all banking products, and more.

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Everything You Wanted to Know About BNPL

whitePaper | April 14, 2022

The world of digital payments and finance has made considerable strides in the wake of the global pandemic. As a result, the shifting market has seen a rise in innovations that improve the customer experience while supporting the growth of businesses, both big and small. Buy Now, Pay Later is one standout approach that has exploded in popularity in the past few years and is rightfully taking its place as the frontrunner in innovative digital financial services

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Spotlight

Saudi Stock Exchange (TADAWUL)

Saudi joint stock companies had their beginnings in the mid 1930’s, when the "Arab Automobile” company was established as the first joint stock company.

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