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Universal bank

A universal bank participates in many kinds of banking activities and is both a commercial bank and an investment bank as well as providing other financial services such as insurance. These are also called full-service financial firms, although there can also be full-service investment banks which provide wealth and asset management, trading, underwriting, researching as well as financial advisory. The concept is most relevant in the United Kingdom and the United States, where historically there was a distinction drawn between pure investment banks and commercial banks. In the US, this was a result of the Glass–Steagall Act of 1933. In both countries, however, the regulatory barrier to the combination of investment banks and commercial banks has largely been removed, and a number of universal banks have emerged in both jurisdictions. However, at least until the global financial crisis of 2008, there remained a number of large, pure investment banks.

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Banca Akros

Banca Akros is the Corporate & Investment Bank of the Banco BPM Group. Present on the market for over twenty years, it is a reference point for institutional investors, companies and individuals. Its consolidated domestic presence has been progressively integrated by the development of operations on the main international markets, finding support in the activity of the pan-European ESN - European Securities Network, LLP, of which Banca Akros is one of the founding partners. Offering financial services and products that are consistent with customer needs is the foundation of Banca Akros' long-term strategy

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Universal bank