PAYMENTS

CapIntel Partners with Canadian Financial Services Leader Equitable Life® to Enhance Experience for Financial Advisors and Customers

CapIntel | January 25, 2022

CapIntel_Partners_with
CapIntel, a financial technology (Fintech) company that supports wholesalers and financial advisors in their day-to-day workflow to deliver top-tier client service, today announced a partnership with Equitable Life. Leading companies are constantly evaluating how to remain relevant and thrive as the world evolves, and this partnership demonstrates Equitable Life’s commitment to constantly push what best-practice looks like in the financial services industry.

For more than 100 years Equitable Life has worked with advisors to support Canadians with their financial goals. As a mutual company, with no other competing interests, Equitable Life’s duty and priority rests only with clients. CapIntel’s intuitive platform is helping Equitable Life meet this commitment by enabling wholesalers and financial advisors to build, analyze, and compare portfolios and deliver personalized recommendations. The CapIntel platform streamlines these processes helping wholesalers and financial advisors have stronger, more transparent conversations with clients leading to the best client results.

“We are committed to continuously finding ways to leverage technology for the benefit of our clients and partners,” said Cam Crosbie VP, Savings and Retirement at Equitable Life of Canada. “CapIntel provides an intuitive, powerful platform that our wholesalers and advisor partners can use to grow their business by focusing on the client experience and cultivating meaningful relationships.”

The Equitable Life partnership comes at the heels of CapIntel’s partnership with IG Wealth Management and a strategic relationship with The Canada Life Assurance Company (Canada Life). This momentum signals accelerated movement among Canadian financial services leaders increasing their work with fintech companies to enhance advisor and client experience.

“Having a Canadian mutual financial services leader, like Equitable Life, use CapIntel to boost wholesaler and financial advisor effectiveness is a testament to our platform’s value,” said James Rockwood, Founder and CEO of CapIntel. “In this digital age, there is an increased desire amongst financial services companies to work more effectively using technology. Established financial services companies are advancing their capabilities through partnerships with fintechs, and we are proud to support these companies and accelerate their digital evolution.”

With over 10,000 financial advisors and 500 wholesalers now using the CapIntel platform, Canadians are experiencing the benefits of working with financial advisors who provide an efficient, personalized, and transparent experience.

As this momentum in the financial services industry continues, CapIntel will continue to develop the platform to meet the needs of wholesalers and financial advisors. Most recently, this included the addition of a client focused reforms (CFR) module released in Q4 of 2021 to support financial advisors with new compliance regulations.

About CapIntel
CapIntel is a Toronto-based financial technology company leading the way in developing intuitive, web-based applications for financial professionals. Founded in 2017, CapIntel has been on a mission to elevate personal finance, and a significant part of this means growing wealth through investments. CapIntel's platform helps financial advisors provide better service to their clients so they can get a better understanding of their investments and feel at ease knowing their future is secured. With over 10,000 advisors and 3 of the 5 Big Banks in Canada on their platform, CapIntel is transforming the advisor-client experience.

About Equitable Life
Canadians have turned to Equitable Life since 1920 to protect what matters most. We work with independent advisors across Canada to offer individual insurance, savings & retirement, and group benefits solutions to meet your needs.

Equitable Life is not your typical financial services company. We have the knowledge, experience and ability to find solutions that work for you. We’re friendly, caring and interested in helping. As a mutual company, we are not driven by shareholder pressures for quarterly results. This allows us to focus on management strategies that foster prudent long-term growth, continuity and stability. We are dedicated to meeting our commitments to clients – now and in the future.

Spotlight

AFRO was created in December 2016 by a group of economists, cryptocurrency experts, humanists and thinkers, who are standing at the origin of AFRO Foundation and running the project. AFRO is a non-political and neutral tool, created for and available to all the countries of the continent, and worldwide to anyone willing to use this cryptocurrency. AFRO was designed to address multiple issues of the continent. Approximately 83% of Africans do not have bank account, therefore they are excluded from the banking system. Access to loans is weak and the continent is lacking banking infrastructure.


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FINTECH

Touchstone Investments Launches Its Fourth Distinctively Active Managed ETF

Touchstone Investments | August 29, 2022

Touchstone Investments, known for its Distinctively Active® mutual funds, announced the launch of its fourth actively managed exchange traded fund (ETF), the Touchstone Ultra Short Income ETF. The ETFs mark the natural expansion of Touchstone's Distinctively Active investment philosophy through an ETF structure, providing shareholders with more investment options. Each of the four ETFs has a corresponding Touchstone mutual fund that shares a similar core investment strategy. The four that have launched over the last few weeks are: Touchstone Strategic Income Opportunities ETF: The expanded opportunity set of this multi-sector bond strategy provides the flexibility to invest effectively in a variety of different markets and is focused on providing a high and consistent level of income and total return. Touchstone US Large Cap Focused ETF: This Fund seeks capital appreciation by investing in U.S.-listed equity securities that have a market capitalization at the time of purchase above $5 billion and focuses on investing in companies with reasonable valuations combined with distinctive barriers to entry in their respective markets. Touchstone Dividend Select ETF: This Fund seeks a high level of current income and capital appreciation by investing primarily in a portfolio of dividend-paying, large-capitalization equities which have the potential to support reliable, growing dividends along with reasonable valuations. Touchstone Ultra Short Income ETF: This Fund seeks maximum total return consistent with the preservation of capital by primarily investing in a diversified portfolio of investment grade fixed income securities; its portfolio is managed to maintain an effective duration of one year or less under normal market conditions. Touchstone's ETFs have the potential to provide excess returns and complement most investment portfolios; seek to reduce unintended risks and offer the flexibility to capture upside potential and limit downside risk relative to an index; and provide the potential for a more tax-efficient, cost competitive and transparent way to access Touchstone investment strategies with no investment minimum. Distinctively Active management has long been the hallmark of Touchstone's investment philosophy, so extending its Distinctively Active approach into ETFs is a natural expansion of Touchstone's core competencies. Touchstone's commitment to being Distinctively Active means executing a fully integrated and rigorous process for identifying and collaborating with best-in-class asset managers to sub-advise the firm's funds. The four new Touchstone ETFs are sub-advised by Fort Washington Investment Advisors, a long-time sub-advisor of the Touchstone Funds. About Touchstone Investments Touchstone's commitment to being Distinctively Active has purposeful intent. Recognizing that not all fund companies are created equal, we actively apply an integrated and rigorous approach for identifying and partnering with highly-skilled asset managers who act in a sub-advisory capacity. Their expertise, disciplined investment processes and employment of active management provide the differentiation required for robust portfolio construction. Touchstone offers a full breadth of investment options across styles and asset classes, including U.S. equity, international equity, income and multi-asset funds. The Touchstone Funds are advised by Touchstone Advisors, Inc., a registered investment adviser, and are distributed nationally through intermediaries including broker-dealers, registered investment advisers, institutions and others by Touchstone Securities, Inc., a registered broker-dealer and member FINRA/SIPC. Touchstone, Touchstone Funds and Touchstone Investments are federal service mark registrations and applications owned by IFS Financial Services, Inc. Touchstone Securities, Inc., Touchstone Advisors, Inc., and IFS Financial Services, Inc., are members of Western & Southern Financial Group. About Fort Washington Investment Advisors Fort Washington Investment Advisors, Inc. (Fort Washington) is a diversified asset management firm offering a wide range of investment solutions to a diverse set of clients and valued partners, including insurance companies, endowments, foundations, religious orders, not-for-profits, public employee retirement systems, Taft-Hartley entities, corporations operating in numerous industries, as well as individuals and families. The firm applies well-defined investment values across the diverse lineup of strategies that we offer covering asset classes and solutions within both public and private equity, cash and short duration fixed income, investment grade fixed income, asset-liability management, leveraged credit, multi-sector fixed income, private placements, private debt, midstream energy, securitized credit, and others. About Western & Southern Financial Group Founded in Cincinnati in 1888 as The Western and Southern Life Insurance Company, Western & Southern Financial Group, Inc., a Fortune 500 company, is the parent company of a group of diversified financial services businesses. Its assets owned ($66 billion) and managed ($35 billion) totaled $101 billion as of June 30, 2022. Western & Southern is one of the strongest life insurance groups in the world. Its seven life insurance subsidiaries (The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, Gerber Life Insurance Company, Integrity Life Insurance Company, The Lafayette Life Insurance Company, and National Integrity Life Insurance Company) maintain very strong financial ratings. Other member companies include Eagle Realty Group, LLC; Fort Washington Investment Advisors, Inc.; IFS Financial Services, Inc.; Touchstone Advisors, Inc.; Touchstone Securities, Inc.; W&S Brokerage Services, Inc.; and W&S Financial Group Distributors, Inc. Western & Southern is the title sponsor of seven major community events every year, including the Western & Southern Open, a premier event in the U.S. Open Series played each August by the world's top-ranked professional male and female tennis players.

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FINANCIAL MANAGEMENT,FINTECH

BlackRock Expands Megatrends Platform with the Launch of the Future Financial and Technology ETF

BlackRock and iShares | August 19, 2022

BlackRock has expanded its Megatrends platform with the launch of the BlackRock Future Financial and Technology ETF. The Fund is actively managed by BlackRock’s Fundamental Equity (FE) franchise and seeks to maximize total return by investing in companies delivering innovative and emerging technologies that are driving disruption within the financial services industry. “In the United States alone, the use of fintech increased by 30% during the pandemic1, Through BPAY, investors are granted direct access to global companies that are driving the next leg of growth and leading the digital revolution in areas across the entire value chain such as payment systems, banking, investments, lending, and insurance and software.” - Vasco Moreno, Lead Portfolio Manager of BPAY BPAY is the sixth active ETF in BlackRock’s U.S. Megatrends platform, and the fifth from the FE franchise, which includes other future-focused actively managed thematic ETFs targeting technology, innovators, health, and environmental economy. The FE organization harnesses the power of human intellect, industry-leading technology and the global scale of BlackRock in their mission to deliver consistent, risk-managed alpha. With a long history in thematic investing, BlackRock is committed to providing access to forward-looking investment themes via targeted, transparent and cost-effective vehicles, BPAY is representative of the firm’s deep fundamental research expertise, strong active and index platforms, and focus on innovation,said Jay Jacobs, U.S. Head of Thematics and Active Equity ETFs at BlackRock. BlackRock offers the largest active and index thematic platform in the world, spanning 44 products with over $50 billion in AUM2. About BlackRock BlackRock’s purpose is to help more and more people experience financial well -being. As a fiduciary to investors and a leading provider of financial technology, we help millions of people build savings that serve them throughout their lives by making investing easier and more affordable. About iShares iShares unlocks opportunity across markets to meet the evolving needs of investors. With more than twenty years of experience, a global line-up of 900+ exchange traded funds (ETFs) and $2.78 trillion in assets under management as of June 30, 2022, iShares continues to drive progress for the financial industry. iShares funds are powered by the expert portfolio and risk management of BlackRock.

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FUNDING

Future Family Announces 0% Interest Rate Financing For Fertility Treatments

Future Family, CCRM Fertility | July 06, 2022

Today, Future Family, the only fertility finance platform to pair a modern fintech experience with client care and wellness support, announced that it will add a 0% interest rate fertility financing program to its offerings. This first-of-its-kind plan enables prospective parents to pay for high-cost fertility treatments with no additional interest for up to 12 months. This is a game-changing alternative to large upfront payments or high-interest rate credit cards. Future Family is kicking off the program in partnership with CCRM Fertility, the global pioneer in fertility science, research, and treatment. Financing is the smartest way to pay for fertility treatment and Future Family’s 0% interest plan allows eligible patients to pay the same amount as a cash purchase, but with the flexibility of spreading payments out over time. Future Family is the best fertility partner for prospective parents, especially when compared to credit cards, which are used by just over 85% of patients, have average interest rates over 15%, and credit limits that are frequently lower than the cost of treatment. Future Family’s plans offer an alternative to carrying a credit card balance, which can negatively impact credit scores and become burdensome in the future. “Before this program, no fertility financing company offered a 0% interest financing plan without huge application fees costing thousands of dollars, so this truly is a breakthrough that will give even more prospective parents the opportunity to grow their families,” said Claire Tomkins, CEO and Founder of Future Family. “Before this program, no fertility financing company offered a 0% interest financing plan without huge application fees costing thousands of dollars, so this truly is a breakthrough that will give even more prospective parents the opportunity to grow their families,” said Claire Tomkins, CEO and Founder of Future Family. “We’re very proud to announce this partnership with CCRM Fertility and to launch a unique financing option that will meet the needs of even more patients. Future Family believes that building a family is one of the most significant milestones in life, and financing coupled with care and wellness is the safest and smartest solution for prospective parents.” Today, nearly 50% of people who visit a fertility clinic in pursuit of care and support do not move forward with treatment due to the high cost and complexity. Future Family is transforming the typically difficult and confusing experience with its platform, which combines payments to multiple providers into a streamlined and predictable experience bolstered by autopay and support from personal fertility coaches. “Future Family opens the door for even more people interested in growing their families with fertility treatments by changing how to approach paying for treatment and expanding access to care,” said Jon Pardew, President and CEO of CCRM Fertility. “Both Future Family and CCRM Fertility offer best-in-class patient care and support with a focus on innovative solutions. We are thrilled to offer this much-needed financing option to our patients at most U.S. CCRM Fertility locations.” To learn more about Future Family, please visit www.futurefamily.com. About Future Family Future Family is where people start their fertility journey. The company’s mission is to make fertility care accessible and affordable to all. Future Family combines advances in fintech, fertility, and concierge care to empower prospective parents throughout their fertility journey. Future Family was founded by former SolarCity exec Claire Tomkins, whose own fertility struggles inspired her to improve the experience for other women. About CCRM Fertility CCRM Fertility is a global pioneer in fertility treatment, research, and science. Founded by Dr. William Schoolcraft 35 years ago, CCRM Fertility specializes in the most advanced fertility treatments, with deep expertise in IVF, fertility testing, egg freezing, preimplantation genetic testing, third party reproduction, and egg donation. CCRM Fertility leverages its own data and a dedicated team of in-house reproductive endocrinologists, embryologists, and geneticists to deliver industry-leading outcomes. CCRM Fertility has 26 locations in North America serving patients in 11 major metropolitan areas, including Atlanta, Boston, Dallas-Fort Worth, Denver, Houston, New York, Northern Virginia, Minneapolis, Orange County, San Francisco Bay Area, and Toronto. For more information, visit www.ccrmivf.com.

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FINTECH

BlackRock Launches Industry’s First BuyWrite Fixed Income ETFs

BlackRock | August 23, 2022

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Spotlight

AFRO was created in December 2016 by a group of economists, cryptocurrency experts, humanists and thinkers, who are standing at the origin of AFRO Foundation and running the project. AFRO is a non-political and neutral tool, created for and available to all the countries of the continent, and worldwide to anyone willing to use this cryptocurrency. AFRO was designed to address multiple issues of the continent. Approximately 83% of Africans do not have bank account, therefore they are excluded from the banking system. Access to loans is weak and the continent is lacking banking infrastructure.

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