BITCOIN AND CRYPTO
Calypso Group | November 11, 2022
Creonik launches its platform to allow creators to build their communities and monetize their content via crypto. Available in beta, Creonik is powered by the technologies of Calypso Group, a crypto-native fintech ecosystem for businesses.
In 2021 Patreon reported there are more than 200,000 creators across the globe who earn a total value of more than $1.2 billion per year. The creator economy still lacks a reliable way to accept subscription payments and donations in crypto Creonik aims to solve this. The company offers influencers the opportunity to accept crypto payments from their fans in a safe, fast and easy way.
Creonik focuses on supporting influencers and creators building private communities for their fans starting with Discord. There are already over 6.7 million active servers on Discord – the app itself has become a chosen destination not just for gaming but also other communities, including crypto. Creonik lets creators offer exclusive content and access to private channels to fans via a monthly subscription fee. Users can subscribe in just a few clicks and pay with USDT, USDC, DAI, FRAX, or other stablecoins. Through gated Discord channels creators can share access to podcasts, blog posts, newsletters, and any other piece of content.
The platform offers low commissions: creators getting under $200 monthly are free from any fees, for bigger sums the platform charges only 5%. Creonik automatically gives supporters roles in Discord, and is fully compatible with Patreon, meaning creators can use both platforms at a time to grow their communities.
“We want to help creators build their own private communities and provide exclusive content to their fans in a crypto-native way. Creonik already solves the underlying technical challenges from payments management to access gating, Our goal is to let creators make a living with their content sustainably while disrupting the current state of influencer monetization to adapt it to web3 reality.”
-Maxim Kudriavtsev, CEO at Creonik
Calypso Group aims to bring modern fintech experience to the world of web3 and help projects accept, send and track payments in an easy and compliant way, We guarantee the safety of transactions performed with Creonik service and strongly believe in the potential of the platform to disrupt the donations industry across the globe,says Svyatoslav Dorofeev, CEO of Calypso Group.
We see the huge potential behind the solution Creonik offers, and are glad to support the project by providing resources and assistance in the development, design, analytics, and marketing, We believe the company will bring true value to the creators across the globe and are proud to be a part of their journey,says Bulat Ganiyev, co-founder and Managing Partner at Technokratos.
Calypso Group was formed earlier this year after Calypso Pay and TheWatch merged to build a crypto-native fintech ecosystem for businesses. Calypso Pay is a high-volume crypto processing platform that allows receiving and making payments in a fast and secure way. TheWatch develops WatchBlock which handles tracking and monitoring for transactions and provides insights into transaction data, purchase history, and risk management. The Group lets businesses accept payments in crypto, confirm their origin for regulatory purposes, run payouts and payroll.
Creonik is fully powered by the technologies of Calypso Group — the launch of the project proves our tech solutions can be scaled and used to bring value across the industries, We’ll continue to work hard aiming to drive further innovation,says Alexey Korneev, Chairman of the Board and Co-founder of Calypso Group.
Creonik is a platform that allows creators to build communities and monetize their content via crypto. It lets the influencers offer exclusive content and communication packages to those who are willing to pay a subscription fee — they set the process in a few clicks and then users can pay fast and easily with DAI, FRAX, USDC, USDT, or other stablecoins. Available in beta, it focuses on supporting influencers that build private communities for their fans on Discord. Creonik is powered by the technologies of Calypso Group, a crypto-native fintech ecosystem for businesses.
About Calypso Group
Calypso Group is building a crypto-native fintech ecosystem for businesses. It provides a comprehensive set of products and services helping customers accept payments in crypto, confirm their origin for regulatory purposes, run payouts and payroll. Calypso Pay facilitates crypto acquiring, even for subscriptions and payments to vendors and workers. It also allows its clients to sell goods and services by collecting recurring payments and subscriptions in cryptocurrencies in regular intervals. WatchBlock provides tracking and monitoring for transactions and provides insights into transaction data, purchase history, and risk management.
FINTAINIUM and DataSeers | November 22, 2022
Atlanta-based fintech DataSeers and Jacksonville-based FINTAINIUM announce a new partnership to further expand FINTAINIUM's unified cash flow management platform. FINTAINIUM will be using DataSeers' industry leading SaaS solutions like IdentitySeer and ReconSeer to help financial institutions attract, retain, and grow business relationships.
DataSeers will be providing essential back-office services and payments capabilities through their platform specifically designed for banking and payments to help manage critical operations such as reconciliation, compliance, fraud detection, onboarding, and analytics.
Knowing your customer is the first line of defense for fraud, risk, and compliance, but it's still one of the biggest challenges for banks and credit unions. Implementation of a top-tier product like IdentitySeer proves an institution's commitment to providing financial services while keeping out bad actors.
We are pleased to develop this new partnership with Fintainium and together leverage this flexible and scalable platform to provide elevated services in onboarding, reconciliation, and others to their customers in the financial space," says Adwait Joshi, Founder and Chief Seer at DataSeers.
"We have the leading solution in the cash management space and are honored to connect with DataSeers to provide the essential function of embedded reconciliation to the market,"
-Richard Jackman, Chief Executive Officer of FINTAINIUM
FINTAINIUM delivers back-office innovation for financial institutions and streamlines end-users' payments and cash flow management processes. With headquarters in Jacksonville, Florida, and operations in Toronto, Canada, FINTAINIUM facilitates enhanced services between financial institutions, businesses, and other technology companies. Fintainium is a modular platform with the newest technology to work seamlessly with financial institutions and ERP systems. Fintainium's technology enables features such as embedded payments and lending, an integrated CFO toolkit with business intelligence, cash flow management tools, and back-office automation. Fintainium is the only unified platform that combines all these features into a simple, easy-to-navigate user interface. Fintainium was named a Best Startup in Jacksonville by The Tech Tribune.
DataSeers is an Atlanta-based FinTech that has engineered a unique solution for effectively harnessing complex data. Its FinanSeer® software is AI-powered and specifically designed to help banks and payments companies improve their onboarding, reconciliation, compliance, fraud detection, and analytics in one user-friendly platform.
DataSeers was established in 2017. Since the creation of DataSeers five and a half years ago, the company has changed office spaces five times to accommodate its steady client and staff growth.
The company has won multiple awards. With three-year revenue growth of 427 Percent, DataSeers received ranking No. 1503 among America's Fastest-Growing Private Companies in the annual Inc. 5000 list. The company was named one of the Best Places to Work in FinTech by American Banker. DataSeers was recently selected in the AIFinTech100 for 2022. DataSeers received a 2021 Atlanta Business Chronicle Pacesetter Award as one of the 100 Fastest Growing Private Companies in Atlanta. The Technology Association of Georgia recognized DataSeers as one of its "Top 40 Technology Companies" three years in a row. The company has also received the LexisNexis® Risk Solutions HPCC Systems® Community Recognition Award for creating a "Truly Unique Solution" leveraging the HPCC Systems open-source data lake platform. DataSeers was among Atlanta Inno's 2019 "50 on Fire" companies in Georgia. The company was also a winner in the New to Export category at the 2019 GLOBE Awards presented by the Georgia Department of Economic Development and among the 2020 award recipients.
Argyle and Highline | August 30, 2022
To meet the needs of U.S. consumers who are normally shut out of affordable credit products, payments fintech Highline Technologies and employment data platform Argyle have partnered to bring payroll-linked lending and billpay capabilities to lenders nationwide.
With payroll-linked lending, consumer loans are automatically repaid through preset distributions directly from the borrower’s paycheck. This benefits consumers by providing them access to lower cost credit through more reputable, non-predatory lenders; and also benefits lenders as payroll-linked lending enables them to decrease missed payments by up to 2/3rds and reduce default rates by more than half.
“Our partnership with Highline empowers workers, consumers and lenders with over 160 granular data points, while moving us closer to universal financial access for the underbanked, those with thin credit or no credit history, and those that the financial system has traditionally left out; gig workers, shift workers and creators, Argyle’s data coupled with Highline’s commitment to financial wellness is meaningfully expanding access to financial services and reducing risk for consumers and lenders alike.”
-Shmulik Fishman, CEO of Argyle
Argyle’s real-time, borrower-permissioned service is fully integrated into Highline’s platform, which enables lenders to implement any number of decisioning, origination and repayment use cases. Lenders can embed these capabilities within their own digital experience. An applicant’s income and employment data, including employment tenure and income, can be used for decisioning. Consumers then opt-in to repay loans through allocations from payroll and Highline manages the flow of funds to pay off the loans.
True financial inclusion begins with the recognition that there is a shortage of non-predatory options available for many Americans who need access to relatively small dollar loans, The team at Argyle recognizes this as well and, like Highline, is committed to helping more consumers gain access to credit in a way that also makes sense for lenders and fits their business objectives,said Geoff Brown, CEO of Highline.
Argyle is building the leading user-consent-based platform for employment data, helping people avoid situations where their personal information is sold or used without their consent or knowledge. With Argyle, any business can process income and work verifications, gain real-time transparency into earnings, as well as view and update worker profile details. By removing the barriers between a worker, the companies they make money from, and the business they buy services and products from, Argyle has reimagined how employment data can be leveraged to benefit both institutions and individuals.
Highline is a new payments platform that automates bill payments directly from payroll. It provides lenders with a simple, direct approach to credit decisioning and payment automation that can be supported at scale. Lenders can decrease missed payments by up to 2/3rds, reduce default rates by more than half, expand customers’ credit options, and better support financial wellness. Built by subject matter experts, data scientists and technologists, Highline’s solution unleashes the power of payment automation to help lenders and financial institutions expand the pool of potential borrowers.
Trovata and Banco Santander | September 05, 2022
Trovata, the leading fintech in automating cash workflows through multi-bank API data aggregation for corporate finance and treasury teams, announced today a global distribution agreement with Santander. Through the partnership, Santander will market & refer Trovata’s cash management platform to its corporate & investment banking clients to modernize treasury workflows through data-driven automation.
With Trovata’s next-gen platform, Santander offers its clients a way to digitally transform its cash operating workflows automated cash reporting, deeper insights into analyzing historical cash flows, and a contemporary labeling mechanism that uses artificial intelligence to model out future cash flows in seconds. The companies plan to collaborate in ways to continuously improve cash visibility and cash flow insights to help its large corporate clients make better and faster business decisions.
“Santander's commitment to innovation meets our clients' need to evolve tools and adapt their processes to a changing environment. We are really thrilled to bring to our clients the most advanced technology on the market for cash forecasting and liquidity management. Our purpose at Santander is to help our customers grow with the best solutions available. Trovata aggregates and transforms corporate banking data at scale and that automates much of the cash forecasting process, which will allow our clients to gain efficiency.”
-Eva Bueno, managing director & global head of cash management for Banco Santander
Since February 2018 and coined as open banking, the world’s largest financial institutions have been releasing APIs for direct access. In this way, as opposed to static files, balances and transactions are transmitted much more dynamically, in real time and richer in metadata. Trovata has been there every step of the journey to help the bank’s clients connect. As a result, it has become the world’s largest API-based aggregation hub for corporate bank data with its next-gen Treasury Cloud™ platform.
We’re excited to partner with Santander to expand outside the U.S. and deploy Trovata for the bank’s clients in key markets within Europe and Latin America, Cash forecasting with greater visibility, agility, speed, and precision is not only critical, but universal. With data-driven automation, we not only want to make this possible, but available and accessible for every business throughout the world,said Brett Turner, Founder & CEO for Trovata.
Trovata makes it easy for businesses to automate cash reporting, forecasting, analysis, and money movement. By bridging the gap between banks and accounting systems, Trovata helps companies gain powerful insights into their cash flows and facilitate better and quicker business decisions. As a next-gen technology platform, Trovata is helping many of the world’s largest financial institutions digitally transform commercial and corporate banking with its growing network of direct API integrations. Trovata is based in San Diego, CA.
About Banco Santander
Banco Santander is a leading commercial bank, founded in 1857 and headquartered in Spain. It has a meaningful presence in 10 core markets in the Europe, North America and South America regions, and is one of the largest banks in the world by market capitalization. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising over €120 billion in green financing between 2019 and 2025, as well as financially empowering more than 10 million people over the same period. At the end of the first quarter of 2022, Banco Santander had €1.2 trillion in total funds, 155 million customers, of which 26 million are loyal and 49 million are digital, 9,900 branches and 198,000 employees.