The Evolution of the CFO: Six Habits Helping Today’s Finance Leaders Stay Ahead

Headlines broadcast “DIGITALIZATION!” The prevalence of cell phones and online shopping remind us that we’re already living digitally. But what about your tax team? They should be living digitally, too, since technological advances will continue to impact them — especially as governments increasingly adopt technology. Are you wo

Volatile markets, rising rates and lower valuations have put a damper on bank M&A activity in 2022. However, the need to achieve operating leverage and scale has not receded and banks should continuously evaluate how they can maximize stakeholder value. The call for new ways to become more efficient, build scale, expand product offerings, and keep pace with digital adoption remains at the forefront, and partnering with another institution can help banks achieve those goals more quickly. However, in the unprecedented economic environment we’re in, properly assessing risks associated with M&A, particularly if the U.S. economy moves into a recession, is essential.

A bank's cost to appeal to a new customer is typically in the range of $100 to $200 as per consultant, Oliver Wyman. Although with a new BaaS technology stack, it can be as lower as $5 to $35. Innovation in Financial technology is relevant as long as the company engages with money in some form. Consumer-facing companies aren't the only ones who can gain from BaaS. Following the historic transition to e-commerce, which raised demand for digital payments, B2B financial services are undergoing a similar transformation.

Everything a commercial loan officer should know about the core commercial loan documentation package, including perfecting security interests on commercial collateral, loan agreements, signature requirements, loan closings and more. This fast-paced seminar will focus on the purpose, use and content of the six core commercial loan documents: the promissory note, the loan agreement, the security agreement, the guaranty, the letter of credit and the subordination/intercreditor agreement. It will provide relevant, up-to-date and practical information to help commercial lending personnel.