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Income Verification and the Future of Lending

Income Verification and the Future of Lending
Data shows that 41% of loan applicants under-state their income while 38% over-state their income. In a tightening economy this becomes more important to consumers and lenders as it impacts access to credit and financing. Better understanding these income discrepancies early in the application process will result in an increase in loan conversions. The earlier a lender has an accurate picture of an applicant's credit worthiness, the more the bank wins.
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