MORTGAGE LENDING COMPLIANCE OVERVIEW

November 16, 2022 | 3:00 PM EST | USA

MORT_GAGE_LENDING
Many mortgage lenders charge a fee for their services. Retail lenders provide mortgages directly to consumers. Direct lenders originate their own loans, either with their own funds or borrowing them elsewhere. Portfolio lenders fund borrowers’ loans with their own money. Wholesale lenders (banks or other financial institutions) don’t work directly with consumers, but originate funds, and sometimes service loans. Correspondent lenders are the initial lender making the loan and might even service the loan.
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Spotlight

Open Banking presents a systemic and far-reaching change for our industry. It has the potential to transform not only how banks operate, but how and even why consumers and businesses choose to work with them. It will also catalyse substantial service innovation. The changes haven’t quite happened yet, and it may take some time before we see that potential fully realised, but — as the findings of this report show — the industry must address key challenges now to enable the adoption of Open Bankingenabled solutions at scale.

OTHER LIVE WEBINARS

TROUBLED DEBT RESTRUCTURING: WHAT QUALIFIES & ACCOUNTING FOR TDRS AS CREDIT IMPROVES

September 14, 2022 | 03:00 PM EDT

A debt restructuring in which a creditor, for economic or legal reasons related to a debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider.
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Tax Compliance for IRS B Notices and 1099 Penalty Notices

September 15, 2022 | 2.00PM EST

It’s B-Notice season! The 2022 edition of this essential compliance training webinar provides updates on currently active IRS enforcement campaigns and current IRS administrative procedures for the B Notice and information return penalty programs. The basic procedures required by Regulations and Revenue Procedures will be explained for the stages of compliance: Initial vendor setup: Do your internal procedures for setting up vendors and other payees include all required steps for “TIN solicitation” – the process of obtaining tax identification numbers according to IRS rules including up to three attempts for reportable payees? Backup withholding: Do you backup withhold 24% federal income tax from certain payments when required by tax regulations? IRS Notice CP2100/2100A: Do you fully and timely carry out the required procedures when an IRS “B Notice” is issued to your organization? IRS Notice 972-CG: Are you prepared to respond to the IRS Notice of a monetary penalty assessment proposed against your organization for failures in backup withholding or Form 1099 filing compliance?
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FRAUD CHANNELS: CHECK & DEBIT CARD

September 12, 2022 | 3:00 PM EDT

A debit card fraud occurs when an unauthorized person gains access to your card or its details. Fraudulent means are utilized to gain such access. Once the person has access to your card details, several fraudulent transactions can be carried out. Simply put, you are at risk of losing your hard-earned money.
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FINTECH FRIDAYS – CAPITAL RAISING & IPO

October 21, 2022 | 11:00AM AEDT

The fintech industry raised record capital in 2021, with fintech companies from start-ups to scale-ups increasingly attractive to investors. How a fintech raises capital is a crucial decision; becoming a public company involves new responsibilities, including governance, disclosure, and escrow requirements.
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Spotlight

Open Banking presents a systemic and far-reaching change for our industry. It has the potential to transform not only how banks operate, but how and even why consumers and businesses choose to work with them. It will also catalyse substantial service innovation. The changes haven’t quite happened yet, and it may take some time before we see that potential fully realised, but — as the findings of this report show — the industry must address key challenges now to enable the adoption of Open Bankingenabled solutions at scale.

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