West Community Credit Union Elects Lumin Digital for Enhanced Digital Banking Services Provision

Lumin Digital | April 11, 2022

Lumin Digital, a PSCU company, declared today that West Community Credit Union (WCCU), based in Missouri, has signed a multi-year agreement for Lumin Digital's cloud-native platform for online and mobile digital banking solutions. Lumin Digital will support the credit union's more than 27,000 members by going live on the platform in October 2022.

West Community Credit Union is an advanced financial institution that strives to build relationships based on trust by understanding the needs of its member along with smart solutions. With over a decade of consistent growth, the credit union understands the importance of providing a digital solution that provides a robust, personalized banking experience.

Lumin Digital is a cloud-native digital banking platform that will offer credit union members an integrated and customized experience more than other larger financial institutions. Lumin Digital will assist credit unions, and financial institutions drive better engagement with their users through personalized recommendations and communication in expenditures, financial advice, fraud alerts, and savings goals. These services will be provided by focusing on user experience, service, safety, and security through sophisticated automation.

Interestingly, credit unions can use Lumin to provide users with real-time updates and new features that would add value and simplify everyday banking. The team's wealth of industry knowledge, technological innovation and user experience testing will enable all of Lumin's offerings and capabilities.

We're regularly in quest of new service offerings and technological capabilities to offer our members. And this partnership with Lumin Digital will allow us to provide them with a sophisticated and convenient way to access and manage their finances. This partnership made perfect sense for us based on Lumin's sterling reputation within the Fintech space and their platform's superior interface and functionality."

Koren Greubel, Vice President of Marketing and Digital Engagement at West Community Credit Union

West Community Credit Union and Lumin Digital share a passion for technology, service, and customer. This approach will help our clients and members feel confident, secure and engaged in their digital experiences. Our partnership speaks to the WCCU’s credibility built by their members for more than 85 years by always seeking new ways to enhance their offerings and financial solutions."

Jeff Chambers, founder and CEO of Lumin Digital.

Lumin Digital endures to drive innovation in the digital banking space and differentiates itself through technology for human connection. Lumin Digital's offering provides complete integration to a wide array of PSCU and other platform tools and capabilities, including rewards management, card services, and data analytics, to provide a member-centric experience.


A Utah-based fintech company, Atomic recently decided to partner with Galileo because of the customer overlap and because what they have built ties in nicely with what Galileo offers. Atomic's mission is to help the most financially vulnerable people in our society by enabling employment verification and direct deposit switch.


A Utah-based fintech company, Atomic recently decided to partner with Galileo because of the customer overlap and because what they have built ties in nicely with what Galileo offers. Atomic's mission is to help the most financially vulnerable people in our society by enabling employment verification and direct deposit switch.

Related News


Axiom Bank Selects Cable to Strengthen Fintech Partnerships

Axiom Bank | January 25, 2023

In a recent development, Axiom Bank, N.A., headquartered in Florida, announced that it will leverage automated assurance and oversight processes across its partner programs by integrating with Cable's comprehensive financial crime compliance effectiveness testing platform thereby, enhancing its ability to provide partners with an elegant, agile experience while ensuring regulatory compliance. Aleem Jackson, Senior Vice President, BSA/AML Program Head at Axiom Bank expressed, “We are excited to work with Cable to continue advancing our innovative fintech sponsorship program." He further added, “We take very seriously our responsibility to ensure our fintech partners maintain their compliance with regulatory requirements and expectations, including applicable financial crime obligations.” (Source – Cision PR Web) Nigel Prince, Senior Vice President, Partnerships, Ventures, and Delivery at Axiom Bank said, “Integrating with Cable’s platform is fully in line with our vision of being a compliance-led, innovation-focused institution. Cable offers us enhanced visibility across and into each of our fintech programs, enabling us to respond promptly and appropriately to any issues or concerns and ultimately empowering us to move quicker and offer a superior end-to-end experience for our fintech partners.” (Source – Cision PR Web) Cable's all-in-one platform provides partner banks with tech-enabled risk assessments, automated assurance, quality assurance, management information, reporting, and more to boost financial crime compliance. Natasha Vernier, Cable CEO stated, “We’re thrilled to partner with Axiom Bank to help build its fintech sponsorship program." “With the bank-fintech regulatory landscape shifting rapidly in recent months, it’s clear that leading partner banks like Axiom Bank set themselves apart with an emphasis on compliance as an integral part of their fintech sponsorship offering. It’s a privilege to work with a community-focused partner bank that also similarly embraces innovation and compliance at its core," she concluded. (Source – Cision PR Web) About Axiom Bank Axiom Bank, founded in 1963, helps customers simplify banking and attain their financial goals. The company, a well-capitalized and qualified public depository institution, is committed to its personal and business clients, along with integrating the latest technologies into its platform. As the future of better banking, Axiom Bank empowers people with financial solutions to improve their daily lives. The bank is redefining the customer experience through differentiated partnerships and innovative solutions.

Read More


BMO partners with FISPAN to simplify business banking for clients

FISPAN | November 18, 2022

BMO and FISPAN have partnered to offer BMO Online Banking for Business clients direct access to their day-to-day banking from their Enterprise Resource Planning (ERP) or accounting system. By integrating payments, reporting and reconciliation with these systems, clients now have a simpler, more efficient way to perform and manage their business transactions. Without leaving their ERP system, BMO's business clients will be able to: View real-time account and balance information Send wire and other domestic electronic payments Automatically reconcile their transactions "We recognize that our clients have competing demands and as their banking partner, we're focused on helping them make progress by delivering seamless and simple solutions, This partnership aligns perfectly with our commitment to deliver leading digital experiences to our customers giving them more time to focus on what matters most – growing their business." -Sean Ellery, Head, Digital and Innovation, Commercial Banking, BMO This partnership represents BMO's continued investment in leveraging the power of Open Banking to tailor their services to fit the varying needs of its Commercial Banking clients: BMO recently announced a partnership with Xero allowing business clients to connect and manage their Online Banking and Xero accounts BMO's Developer Portal makes banking APIs available to clients who want to build custom integrations between their business systems and BMO accounts We are thrilled to be working with BMO on these integrations, We share BMO's emphasis on innovation and a better business banking experience for their clients making this partnership a perfect fit,says Lisa Shields, CEO, FISPAN. FISPAN's open architecture simplifies and expedites direct integration into ERP systems, This partnership is another example of BMO securing industry-leading partnerships with providers that help us to meet our client's growing needs,said Gurreet Sidhu, CIO, Treasury and Payment Solutions, BMO. BMO is paving the way as a digitally enabled, future-ready bank harnessing the potential of emerging technologies for real-time information and processing. As the industry moves towards Open Banking, BMO is supporting customers by creating a robust API infrastructure, underpinned by security, to enable safe and secure financial decisions. About BMO Financial Group Serving customers for 200 years and counting, BMO is a highly diversified financial services provider - the 8th largest bank, by assets, in North America. With total assets of $1.07 trillion as of July 31, 2022, and a team of diverse and highly engaged employees, BMO provides a broad range of personal and commercial banking, wealth management and investment banking products and services to more than 12 million customers and conducts business through three operating groups: Personal and Commercial Banking, BMO Wealth Management and BMO Capital Markets. About FISPAN FISPAN is the market leader in ERP-banking. Our turn-key platform makes it simple for banks to offer business banking services embedded in their clients' business application. FISPAN powers best-in-class commercial banking experiences by removing friction and adding value to how the bank's clients operate their business. Founded in 2016, FISPAN is headquartered in Vancouver, BC and led by CEO and founder, Lisa Shields.

Read More


Opus Leads Switch Transformation with Mission-critical Payment Solutions

Opus Consulting Solutions | January 12, 2023

In today's fiercely competitive market, there is an increasing demand for cutting-edge, real-time payment solutions, making the old switch obsolete. To deliver seamless digital experiences, bank issuers and payment processors must modify their payment systems and improve switching capabilities. In this regard, Opus Consulting Solutions (Opus) powers top companies' payment engines, enabling them to effortlessly handle transactions from the point of access to settlement by acquiring, switching, routing, and authorizing them from various sources. Most customers connect with a business through a switch. Because of this, businesses need to move their payment switches and keep making improvements to route transactions correctly, grow their network, and give customers easy ways to pay. Providing a frictionless payment experience by addressing the requirement for a flexible switch, TM Praveen, CEO of Opus, stated, "With payment methods being constantly innovated, the legacy switch performance is impacted owing to a host of factors such as a rise in transaction volume, customer demands, narrowing profit margin, and increasing manual operations. Modernizing the switch is the need of the hour as it brings much-needed agility enabling payment systems to be updated at the speed of innovation worldwide." (Source: PR Newswire) Meanwhile, Opus has recently issued a white paper discussing the payment switch transition using real-world examples and best practices from the industry. The organization has a history of successfully managing worldwide payment switch transition initiatives, giving its clients an advantage over rivals by providing cutting-edge digital payment services. Elaborating on Opus' track record of implementing complex payment switch changes, TM Praveen concluded, "Opus is backed by a rich legacy of 25 years. Our global payment professionals have extensive experience and a deep understanding of the payments domain. We are the trusted implementation partner for key industry players and banks, where we have successfully led switch transformation projects as per dynamic business needs." (Source: PR Newswire) About Opus Consulting Solutions Opus Consulting Solutions is committed to influencing the development of financial transaction systems. The company has extensive experience in developing cutting-edge solutions and products. It combines this expertise with unrivaled industry knowledge in payments and fintech to provide superior quality and value. The company works with various international clients, from emerging businesses to Fortune 500 financial giants, all focused on digital transformation and the advancement of payment methods.

Read More