California Mortgage Relief Program Begins Accepting Applications for Homeowners

California Mortgage | January 06, 2022

California’s mortgage relief program for homeowners is now easily accessible as it started releasing and accepting applications online. The program will benefit tens of thousands of struggling homeowners. The program is arranged to repay overlooked mortgage payments or reverse mortgage arrearages during the COVID-19 pandemic. Homeowners can obtain information on eligibility requirements and apply methods at

The California Mortgage Relief Program aims to provide support to forty thousand residents who fell behind housing payments during the pandemic.

Governor Gavin Newsom puts out a statement on this event. He says,

“Californians made incredible sacrifices throughout the pandemic; some falling behind on mortgage payments due to no fault of their own. We stepped in early to prevent foreclosures, but that debt didn’t disappear. Now, California is here to help by keeping families stably housed continues to be a critical public health measure, and with today’s announcement, we are helping them keep roofs over their heads.”

Altogether, California homeowners ranging from low to moderate-income lapsed at least two mortgage payments before the launch of this program. As a result of this, their household income went below 100% of their country’s Area Median Income, which is based on the U.S. Department of Housing and Urban Development’s 2021 Homeowner Assistance Fund Income Limits.

Now applicants under the program must own a single-family home, condo, or permanently affixed manufactured home in California. By introducing the program California has set a series of requirements for residents eligible to receive funds under the program.

After President Biden was elected and Democrats secured control of the House and Senate, I was able to secure $10 billion in the American Rescue Plan to create a national Homeowner Assistance Fund to help homeowners stay stably housed during these difficult times. These funds will help Californians fully reinstate their mortgages and avoid foreclosure to remain stably housed. I am very pleased that California received over $1 billion of this funding and has begun to help homeowners with the launch of its state program today."

Congresswoman Maxine Waters 

Finally, to apply under the program applicants will need to upload documents to determine eligibility. For this, they may include bank statements, mortgage statements, income documentation, and utility bills. Therefore, a high volume of applications is expected for applications.


While traveling in a foreign land, you may encounter a sudden sickness or accident generating huge amounts of medical expenses. Travel medical insurance provides you protection against any such contingency and ensures that your trip is safe. However, travel medical insurance differs from standard travel insurance policies. This infographic is useful to understand why travel medical insurance is a good idea and how it can protect you.


While traveling in a foreign land, you may encounter a sudden sickness or accident generating huge amounts of medical expenses. Travel medical insurance provides you protection against any such contingency and ensures that your trip is safe. However, travel medical insurance differs from standard travel insurance policies. This infographic is useful to understand why travel medical insurance is a good idea and how it can protect you.

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