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The SBA 504 loan program creates new opportunities that help small businesses and the communities where they do business. Growing, healthy businesses can buy, build or remodel commercial and industrial buildings or purchase equipment and machinery with minimum cash investment. In most cases, SBA 504 loans require a down payment of as little as 10% of the total cost of your investment. And SBA 504 loans are locked in at a low fixed rate for a 10 or 20-year period.

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