THE GUIDE TO CREATING SECURE, PERSONALIZED MOBILE BANKING EXPERIENCES

| May 9, 2017

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The experience of waiting in line at the local bank branch for everyday transactions is a distant memory or a completely unknown experience for most of today’s customers. Steady growth in the use of mobile banking in recent years has resulted in rising customer expectations of the mobile experience and increased competition among financial institutions to attract and retain mobile customers. To succeed in this fiercely competitive market space, it’s no longer enough to provide a mobile banking app that’s merely functional. Users tend to shift loyalties often, so the repercussions of mediocrity are potentially significant.

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Capital Alliance

Formed in 1991, Capital Alliance is a direct lender and real estate asset manager located in San Rafael, California. We Underwrite and Fund No-QM and Private Money Bridge Loans for fix and flip transactions, commercial and mixed-use properties. We provide both debt and equity capital for all types of residential real estate transactions.

OTHER ARTICLES

10 Fintechs that Make Taxes Less Taxing

Article | April 15, 2020

Taxes, especially in the U.S., can be anxiety-inducing not only for consumers but also for small businesses. And even though this year’s tax filing deadline has been extended to July 15, the filing and payment requirements remain unchanged. “The daunting task of gathering documents for a year that has passed is one that is difficult for small business owners, especially when they already feel overwhelmed at tax time,” said Lil Roberts, CEO and founder of Xendoo. “Coupling that pain point with small businesses feeling that federal tax is a “black box” and understanding how to maximize tax savings is also extremely frustrating.”

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Is This A Fintech Bubble?

Article | February 24, 2020

Before I begin…good news for people nervous about the stock market panic today…. CNBC is airing a ‘Markets in Turmoil’ tonight. It never has failed at producing an investable bottom. If you are confused or angry…you might be too heavily weighted in stocks. The warning signs have been epic. Read Ben Carlson’s excellent piece titled ‘markets have always been rigged, broken and manipulated ‘.

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What is the difference between depreciation and amortization?

Article | August 7, 2020

Both depreciation and amortization are ways of expensing the cost of a business asset over its useful life period. When a company acquires a business asset, the complete cost of acquisition of the asset is not expensed at once, but proportionately based on the time period of their usage. In essence, both depreciation and amortization mean the same thing. While depreciation refers to the proportionate reduction in the cost of fixed assets or tangible assets over its lifespan. Fixed assets or tangible assets could include things such as a plant, machinery, tools, equipment, etc.

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The Way Forward: 21 Ideas for Bank Leaders to Boost Business after the Crisis

Article | March 25, 2020

In the hardest times, there is always a way to get better. With the Way Forward, I’d like to share disruptive changes that shape industries, businesses, and societies in the context of financial services. The 21 notes synthesise the findings of openness, flexibility, and customer-centricity in a digital world driven by platform business models and ecosystems. The reading shall give you a glimpse of what you could do for your business after this unprecedented time.

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Spotlight

Capital Alliance

Formed in 1991, Capital Alliance is a direct lender and real estate asset manager located in San Rafael, California. We Underwrite and Fund No-QM and Private Money Bridge Loans for fix and flip transactions, commercial and mixed-use properties. We provide both debt and equity capital for all types of residential real estate transactions.

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