Discover’s 5% vs. Citi’s Double Cash: Which Is Better for You?

Virginia c. mcguire | May 25, 2016

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Cash-back credit cards fall into two basic categories: cards that pay the same rewards rate on all your purchases and cards that pay higher rewards on certain types of purchases.The Citi® Double Cash Card – 18 month BT offer is an example from the first category. The Discover it® - Cashback Match™ falls into the second. A comparison can help you decide which type of cash-back card is right for you.

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RMB Capital

RMB Capital is an independent, employee-owned firm that offers advisory services and investment solutions for a diverse range of clients. For high-net-worth individuals and families, RMB Wealth Management provides comprehensive financial planning services as well as asset allocation recommendations and investment implementation. Our goal is to provide peace of mind by creating a personalized financial plan designed with each individual’s best interests, unique needs, and long-term objectives in mind.

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APIs in Fintech

Article | February 10, 2020

The banking and finance industry have grown and changed in recent years. Two of the factors driving that growth and change have been the rise of financial technology (fintech) companies or programs and the use of application programming interfaces (APIs). Because of APIs and fintech, people can now do incredible things with their money from the comfort of their homes that once required them to visit a local bank or brokerage.

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Coronavirus Hits Economy. How Fintech is Affected?

Article | March 7, 2020

From stock market swings and billions wiped off of the airlines, hotels, transportation revenues to drug, soap or iPhone replacement shortages – the coronavirus outbreak is taking its toll on many business aspects of life. Euler Hermes calls this a "quarantined trade". The company's analysts estimated that Covid-19 costs $320bn of trade losses every quarter. But what about fintech? It’s not immune to the virus either. As the side effects of Covid-19 will be unfolding in the weeks to come, we’ll see some fintech or finance companies taking hits. But other companies or solutions will be gaining traction.

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Tracking the Future of Cross-Border Payments with AI ML and Blockchain

Article | February 17, 2020

The global payments landscape is undergoing a massive reorganization. Industry researchers and analyst groups attribute this seismic change to many factors. Technological advancements and competitive forces have proved to be the biggest transformational forces in the payments industry that have combined together to meet both consumer demands and standard banking regulations.

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Will COVID-19 Be the Final Straw for Cash and the Branch?

Article | April 1, 2020

There are two things that the COVID-19 crisis is teaching us. Be careful of what you touch. And be careful of who you are near. Neither one is a good message for the future of cash nor the bank branch, two staples of 20th century financial life whose demise analysts and prognosticators have been anticipating for decades. Could a global pandemic that forces society into “social distancing” prove to be the final straw that breaks the back of both our commitment to cash and what’s left of the bank branch?

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Spotlight

RMB Capital

RMB Capital is an independent, employee-owned firm that offers advisory services and investment solutions for a diverse range of clients. For high-net-worth individuals and families, RMB Wealth Management provides comprehensive financial planning services as well as asset allocation recommendations and investment implementation. Our goal is to provide peace of mind by creating a personalized financial plan designed with each individual’s best interests, unique needs, and long-term objectives in mind.

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