We’re a fintech business with a banking licence, fully regulated by the FCA and PRA. We were granted a banking licence by the Bank of England back in July 2016 and now we’re out in app stores. From ordering a takeaway to arranging a babysitter we organise our lives through our mobile phones. We thought it should be easy to manage your money this way too, so we created a customer-first, mobile-focused account designed specifically for the phone-loving generation. We’re not copying the traditional banking model we’re learning from it, taking the not-so-good bits and turning them into our best bits. We believe giving our customers access to a mobile market of products and services that best fit their financial needs, helps them on their way to a happier, healthier financial life.