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The Next Wave of Financial Planning: How to Compete in an Endlessly Changing Advice Marketplace THE NEXT WAVE OF FINANCIAL PLANNING: HOW TO COMPETE IN AN ENDLESSLY CHANGING ADVICE MARKETPLACE

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Jul 10, 2019

The Next Wave of Financial Planning. Eight actions you can take now to better compete in an endlessly changing advice marketplace. Investors have high expectations for the value they receive from advisors. Yet technology innovation and new client eng...

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The SiriusDecisions B-to-B Marketing Automation Study Infographic THE SIRIUSDECISIONS B-TO-B MARKETING AUTOMATION STUDY INFOGRAPHIC

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Jul 08, 2019

Does the organization have a valid and agreed-upon process of what its revenue engine looks like?  Is the marketing function speaking the same language as the sales team? Or are they focusing only on the lead when sales is more interested in pre...

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Innovations in Payment Systems in India INNOVATIONS IN PAYMENT SYSTEMS IN INDIA

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Jul 07, 2019

6 INNOVATIONS IN PAYMENT SYSTEMS The modern customer expects a world full of convenience for anything and everything. The digital innovations in banking have led the customers rely hugely on online pay-ment modes. FinTechs are catching this trend to ...

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Top 5 Measures to Control NPAs in Bank TOP 5 MEASURES TO CONTROL NPAS IN BANK

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Jul 06, 2019

EARLY RECOGNITION OF THE PROBLEM Early identification of weaknesses, repayment capacity, and borrower's intention etc. through Early Warning Systems can be practiced, to take necessary actions before the situations worsen. Borrowers who are willi...

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The next generation of Digital Banking is here! THE NEXT GENERATION OF DIGITAL BANKING IS HERE!

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Jul 04, 2019

The Next Generation Of Digital Banking Is Here! Mobile banking users will exceed 1.75 billion. This population will constitute to .  32% of adult population across the globe According to Zion Market Research's report  USD 594.00 Billion...

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Future of Artificial Intelligence in Banking FUTURE OF ARTIFICIAL INTELLIGENCE IN BANKING

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Jul 03, 2019

While the concept of Artificial Intelligence (Al) isn't very new to banking, its significance in the modern day has grown exponentially with the rise in data (both structured and unstructured), competition, ever-evolving consumer expectations and...

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How banks can recover bad loans or NPAs? HOW BANKS CAN RECOVER BAD LOANS OR NPAS?

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Jul 03, 2019

How banks can recover bad loans or npas? Banks have been empowered by the regulatory bodies to take necessary actions against Non-Performing Assets (NPAs). A Sheridan Company Banks may take following measures to recover the loan amount, without the c...

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When are Loans and Advances declared as NPA WHEN ARE LOANS AND ADVANCES DECLARED AS NPA

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Jul 03, 2019

When are loans and advances declared as NPA? Non-performing Assets (NPAs) have become the talk of the town because of the uncontrollable growth in its number over the years. It has made the banks, regulatory bodies and the government of India look in...

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Core banking system architecture - An overview CORE BANKING SYSTEM ARCHITECTURE - AN OVERVIEW

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Jul 03, 2019

Core banking transactions were available with basic features only Customer centric, multi-channel CBS that used SOA & ASP were hosted Systems were made more compliant focusing on factors like risk management. Big data & analytics is being use...

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Cloud Computing in Banking CLOUD COMPUTING IN BANKING

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Jul 02, 2019

The banking and finance sector is one of the earliest adopter of cloud computing be-cause of its inherent advantages over legacy systems. Over the years it has become an enabler for disruptive technologies like IoT, Big Data, and AI among others. Ban...

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Gender diversity can benefit capital markets, economies GENDER DIVERSITY CAN BENEFIT CAPITAL MARKETS, ECONOMIES

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Jul 02, 2019

The investment case for advancing gender equality in corporations is strong and clear. Women comprise fifty percent of the global working age population and have educational attainment that is close to comparable with men's globally. However, glo...

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FINANCING INFRASTRUCTURE FINANCING INFRASTRUCTURE

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Jun 30, 2019

Fiscal constraints are increasingly driving Middle East governments to look for external project finance sources. The average tenor of DFI and ECA debt has increased and reached more than 16 years in 2017. Market observers have long hoped that lendin...

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BlockChain Technology in Banking Industry BLOCKCHAIN TECHNOLOGY IN BANKING INDUSTRY

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Jun 29, 2019

Blockchain has become one of the most talked-about technology and is drawing a lot of attention from the major players in banking sector today. Let's check out more about this disruptive technology. What is It?  It is a public database that ...

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Agent Banking - Key to Financial Inclusion AGENT BANKING - KEY TO FINANCIAL INCLUSION

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Jun 28, 2019

Agent banking is an effort to access the rural population and offer them formal banking services through bank's rep-resentatives, at the convenience of their homes. Authorize agents to visit the households or set up small agent points within the ...

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The Need For Travel Medical Insurance THE NEED FOR TRAVEL MEDICAL INSURANCE

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Jun 28, 2019

While traveling in a foreign land, you may encounter a sudden sickness or accident generating huge amounts of medical expenses. Travel medical insurance provides you protection against any such contingency and ensures that your trip is safe. However,...

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What’s next for open banking? WHAT’S NEXT FOR OPEN BANKING?

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Jun 27, 2019

To compete and keep customers happy in a world of fintech disruptors and opportunistic tech giants, banks must be willing to embrace the API mindset, develop a solid API strategy, and take action in the next two years – or risk being left behin...

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Digital customer engagement defines a competitive edge for banks DIGITAL CUSTOMER ENGAGEMENT DEFINES A COMPETITIVE EDGE FOR BANKS

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Jun 26, 2019

Banks face several roadblocks such as legacy infrastructure, absence of a single view of customer, lack of digital business platform, rising customer expectations and social media influence are a few to name. Despite these challenges, banks must enga...

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Secondary Deals and You SECONDARY DEALS AND YOU

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Jun 25, 2019

How do secondary deals in venture capital benefit the potential stakeholders? Founders, angel investors, VC funds, LPs and early employees can all gain different benefits from secondaries.

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BIRKENBIHL APPROACH: BRAIN FRIENDLY ACCELERATED LANGUAGE LEARNING BIRKENBIHL APPROACH: BRAIN FRIENDLY ACCELERATED LANGUAGE LEARNING

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Jun 24, 2019

Learners are supposed to pronounce right from the start. Either during the learning of vocabulary or during class (speaking the target language from the first moment). While this approach is believed to be particularly “modern” it is not ...

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FINANCIAL INSTITUTIONS REQUIRE FUTURE-READY PHYSICAL SECURITY FINANCIAL INSTITUTIONS REQUIRE FUTURE-READY PHYSICAL SECURITY

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Jun 24, 2019

The convergence of technology innovation, new regulations and security risks are driving rapid change in the banking ecosystem. Data breaches are often highlighted as the most concerning and highest priority, but risks to reputation, new customer typ...

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Why Content for Search Engine Optimization (SEO) WHY CONTENT FOR SEARCH ENGINE OPTIMIZATION (SEO)

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Jun 24, 2019

If you’re in B2B marketing, I would challenge you to think outside the box and do things that no one else is doing. The higher you can stand, the smaller everyone else seems and the farther you can distance yourself from the competition to show...

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Why Mimecast for Financial Services? WHY MIMECAST FOR FINANCIAL SERVICES?

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Jun 20, 2019

Financial services firms face some of the most complex regulatory challenges in the world, impacting productivity, exposing risk and uncontrolled costs to maintain compliance.

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Beware the evolving beast: cybersecurity in financial services BEWARE THE EVOLVING BEAST: CYBERSECURITY IN FINANCIAL SERVICES

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Jun 18, 2019

With research suggesting that even in 2019, many companies have unprotected data and operate poor cybersecurity practices, Executive Director Charlotte Cruickshank examines the trends emphasising the importance of choosing a financial services provid...

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Impact of Technology on Finance & Accounting and Taxes IMPACT OF TECHNOLOGY ON FINANCE & ACCOUNTING AND TAXES

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Jun 17, 2019

Technology has revolutionized the lives of humans over a decade ago. More so, every business has witnessed a tremendous transformation in its operations, and financial accounting is not excluded from this phenomenon. Accounting is undoubtedly a tedio...

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Current trends in the order-to-cash-process CURRENT TRENDS IN THE ORDER-TO-CASH-PROCESS

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Jun 17, 2019

Finance professionals operate in a world that is constantly changing in response to emerging trends. Increasing automation of business processes is changing the tasks associated with the role. The Onguard Barometer asked more than 1000 finance profes...

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Consider These Six Factors Before Applying For A Working Capital Loan CONSIDER THESE SIX FACTORS BEFORE APPLYING FOR A WORKING CAPITAL LOAN

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Jun 17, 2019

With enough working capital, small business managers can cover operation costs. But often times due to poor decisions or miscalculations businesses are unable to generate enough profit to keep the system running. One can try to reduce expenses or get...

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Top 4 Renovations For The Greatest Return On Investment TOP 4 RENOVATIONS FOR THE GREATEST RETURN ON INVESTMENT

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Jun 14, 2019

If you are planning on listing your house for sale this year, these four home improvement projects will net you the most Return on Investment (ROI). Minor renovations can go a long way toward improving the quality of your everyday life and/or impress...

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Benefits of Financial Inclusion BENEFITS OF FINANCIAL INCLUSION

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Jun 13, 2019

Benefits of Financial Inclusion (Business Correspondent Model)  Business correspondents (BCs) are individuals or groups (like NGOs, gram panchayats, societies etc.) who act as the representatives of banks in order to provide banking services to ...

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Top 7 Ways Analytics helps Banks TOP 7 WAYS ANALYTICS HELPS BANKS

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Jun 12, 2019

Top 7 Ways Analytics can be helpful for the Banking Sector to face the demands of today's competitive world, banks have been implementing several tools to serve their customers better. One such tool is Analytics Increases the capability to abide ...

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Impact of Business Correspondents on Banks IMPACT OF BUSINESS CORRESPONDENTS ON BANKS

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Jun 10, 2019

Impact of Business Correspondent Model on Banks Business Correspondents is individuals/groups appointed by banks to help increase their outreach. A BC acts as a teller to carry out basic transactions for customers on behalf of the bank. Interesting S...

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Blockchain The Future Of Accounting? BLOCKCHAIN THE FUTURE OF ACCOUNTING?

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Jun 09, 2019

Satoshi Nakamoto conceptualized a distributed blockchain system to serve as the backbone of bitcoin -- a form of cryptocurrency. The blockchaln works as a decentralized. public ledger that aggregates and authenticates every single transaction from an...

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Millennials and Banking MILLENNIALS AND BANKING

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Jun 09, 2019

Accenture Millennials are set to inherit $30 trillion over the next 30 to 40 years. Fifty percent of bank customers and 67 percent of millennial bank customers want banks to provide budgeting tools. 2. Bureau of Labor Statistics Millennials will cons...

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Nine easy ways to lose your cryptocurrency. NINE EASY WAYS TO LOSE YOUR CRYPTOCURRENCY.

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Jun 07, 2019

Information graphics, visual representations of data known as infographics, keep the web going these days. Web users, with their diminishing attention spans, are inexorably drawn to these shiny, brightly coloured messages with small, relevant, clearl...

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How does a decentralized currency work? HOW DOES A DECENTRALIZED CURRENCY WORK?

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Jun 04, 2019

We invest in the dollar because we trust it’s worth something. Everyone in the United States accepts it. You can exchange it for foreign currencies. But what actually underlies trust in it? Trust in a currency starts with demand, or a belief in...

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TOP 10 MISTAKES TRADERS MAKE WHEN FILING THEIR TAXES TOP 10 MISTAKES TRADERS MAKE WHEN FILING THEIR TAXES

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Jun 01, 2019

Active investors and traders have special challenges when it comes to filing taxes. If you want to stay on good terms with the IRS, watch out for these common mistakes. The list is brought to you by OTA Tax Pros, our affiliate which specializes in ta...

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Why Banking Is The Right Career Choice For You WHY BANKING IS THE RIGHT CAREER CHOICE FOR YOU

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May 31, 2019

WHY BANKING? Fastest growing industry vertical in India More scope with introduction of Payment banks  Career progression based on: Potential and Performance Social status, job security, housing and medical facilities Foreign exposure Salary Per...

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America AMERICA'S BANKS

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May 28, 2019

The American Bankers Association’s flagship magazine and news site provides insights that help banking leaders succeed in the competitive financial services market.

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POTENTIAL OPEN BANKING ENABLED PROPOSITIONS POTENTIAL OPEN BANKING ENABLED PROPOSITIONS

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May 28, 2019

INITIAL OPEN BANKING VALUE OPPORTUNITIES CREDIT SCORING Higher quantity and quality of credit rating information IDENTITY VERIFICATION AND KYC Simple verification capability for FS and non-FS products and users INTERNATIONAL REMITTANCE SERVICES Simpl...

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Infographic of e-banking INFOGRAPHIC OF E-BANKING

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May 27, 2019

Electronic banking has many names like e banking, virtual banking, online banking, or internet banking. It is simply the use of electronic and telecommunications network for delivering various banking products and services.

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INVESTMENT RISK IN MUTUAL FUND INVESTING INVESTMENT RISK IN MUTUAL FUND INVESTING

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May 25, 2019

INVESTING FUNDAMENTALS THROUGH INFOGRAPHICS Next Generation is going to lead a better life than the previous generation - Warren Buffett Most people know Berkshire Hathaway as the massive conglomerate that serves as the investment vehicle for Warren ...

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Visualizing the Future of Banking Talent VISUALIZING THE FUTURE OF BANKING TALENT

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May 22, 2019

Many organizations say that their greatest asset is their people. In fact, Richard Branson has famously stated that employees come first at Virgin, ranking ahead of customers and shareholders. So, how do businesses effectively manage this talent to d...

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Life stages and investments LIFE STAGES AND INVESTMENTS

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May 21, 2019

Your income, priorities and spending habits change depending on which life stage you’re in. These changes can be better navigated if your investments change with you. This infographic will give an insight into investments at different stages of...

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What are blockchains WHAT ARE BLOCKCHAINS

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May 20, 2019

Blockchain processes transaction requests by broadcasting it to a peer-to-peer (P2P) network made up of computers known as nodes. The nodes will verify and record the transaction — this can be in the form of cryptocurrency transaction, records,...

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5 Online Trends Financial Institutions Need to Adapt to Stay Competitive in 2019 5 ONLINE TRENDS FINANCIAL INSTITUTIONS NEED TO ADAPT TO STAY COMPETITIVE IN 2019

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May 19, 2019

In addition to 10 of the world’s biggest banks (check out our live tracker and free report here), we analyzed the content of 150K+ conversations mentioning the keywords: Apple Card, Revolut, N26 and Aspiration. While these services don’t ...

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Make Money With Blockchain MAKE MONEY WITH BLOCKCHAIN

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May 14, 2019

Do you have what it takes to make money in the booming blockchain economy? It’s actually easier than you think, and you don’t even have to sell all your worldly belongings to buy a single Bitcoin. While the price of Bitcoin fluctuates wil...

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5 Online Trends Financial Institutions Need to Adopt to Stay Competitive in 2019 5 ONLINE TRENDS FINANCIAL INSTITUTIONS NEED TO ADOPT TO STAY COMPETITIVE IN 2019

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May 14, 2019

In addition to 10 of the world’s biggest banks (check out our live tracker and free report here), we analyzed the content of 150K+ conversations mentioning the keywords: Apple Card, Revolut, N26 and Aspiration. While these services don’t ...

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Bitcoin Trader BITCOIN TRADER

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May 07, 2019

Bitcoin Trader is a great instrument if you’re looking to add another stream of income your way. It is an innovative solution that can bring in ample profits without the hassles. The list includes Bitcoin trading and mining. What makes it even ...

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21 Places to Learn How Cryptocurrency Works and How to Invest in It 21 PLACES TO LEARN HOW CRYPTOCURRENCY WORKS AND HOW TO INVEST IN IT

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May 07, 2019

Cryptocurrency has become a real phenomenon that is believed to be able to fully revolutionize the world. Nevertheless, despite a great number of stories of success, a lot of people are still afraid of joining the game even if they understand quite c...

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An Ultimate Beginner’s Guide to BlockChain AN ULTIMATE BEGINNER’S GUIDE TO BLOCKCHAIN

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May 07, 2019

The easiest method of keeping the online market free from conmen and corruption is to impose stringent regulations on it. But since that is a pipe dream and every regulation comes with a loophole, the more feasible way to proceed in is using an incor...

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Bitcoin And Blockchain Technology: The Challenges and Way Forward BITCOIN AND BLOCKCHAIN TECHNOLOGY: THE CHALLENGES AND WAY FORWARD

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May 06, 2019

Over the years, the Bitcoin blockchain has proven for being strong. Bitcoin blockchain has even withstood cryptographic verification and adversary attacks, when attracting more investors, users and participants. Bitcoin and Blockchain Technology Limi...

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How to explain PSC HOW TO EXPLAIN PSC

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May 05, 2019

PSC is a rare complex disease and not easy to explain. ... for this graphic on our social media and share it for a basic, easy to understand explanation of PSC.

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7 Best Bitcoin Wallets 7 BEST BITCOIN WALLETS

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May 03, 2019

Bitcoin, the king of cryptocurrencies by market cap, is extremely popular nowadays. However, it is not the currency that we can put inside our wallets or just give to a bank. The way of its storage is completely different. Bitcoin wallet is a tool th...

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Plant Breeding Today PLANT BREEDING TODAY

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May 02, 2019

Plant breeding, in its simplest definition, is crossing two plants to produce offspring that, ideally, share the best characteristics of the two parent plants. Most of the fruits and vegetables we eat today are the result of generations of plant bree...

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The Future of Finance: 6 FinTech Trends For 2019 and Beyond THE FUTURE OF FINANCE: 6 FINTECH TRENDS FOR 2019 AND BEYOND

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May 01, 2019

Poor financial management is just one of the many stereotypes against millennials. They don’t invest, they spend on superficial items, and yet they complain about not having enough cash. How true are these? People now live in a fast-paced, tech...

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SME Banking: Cracking the small business ecosystem SME BANKING: CRACKING THE SMALL BUSINESS ECOSYSTEM

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Apr 30, 2019

Operating across the entire spectrum of industries, small and medium-sized enterprises (SMEs) have a variety of unique and complex business needs. But one thing they share is a need for easy access to digital banking and non-banking services that sim...

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33 Cryptocurrencies Described In Four or Fewer Words 33 CRYPTOCURRENCIES DESCRIBED IN FOUR OR FEWER WORDS

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Apr 20, 2019

The term “cryptocurrency” is wide-known, however, it still can sound alien to some folks that are far from the industry. The concept of crypto is not new, its history started with the cypherpunk movement (in the 1980s). A cypherpunk is an...

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Cryptocurrency regulation map CRYPTOCURRENCY REGULATION MAP

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Apr 15, 2019

The first map on the infographic is the cryptocurrency regulation map, which is a rather simple, but important aspect of the crypto industry that people should be considering. Simply taking a look at the map would allow an average person to see how c...

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The Truth About Blockchain THE TRUTH ABOUT BLOCKCHAIN

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Apr 04, 2019

The blockchain has evolved a lot since we first heard of it. Even though it has existed for some time, his term was first introduced in 2008, along with the appearance of Bitcoin. Blockchain is a digital ledger, unhackable, that can be used to keep r...

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Enabling digital banking ENABLING DIGITAL BANKING

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Mar 26, 2019

How can banks leverage Enterprise Content Management (ECM) solutions to improve operational efficiency, increase customer satisfaction and reduce costs? Explore how ECM enables digital banking and improves processes such as loan origination and new a...

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Beyond Cryptocurrency: The Visual Guide to Blockchain BEYOND CRYPTOCURRENCY: THE VISUAL GUIDE TO BLOCKCHAIN

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Mar 25, 2019

A little over a year ago, we wrote an article titled:”What is Blockchain.” In the article, we highlighted a report from National Institute of Standards and Technology (NIST) and how the hype surrounding the most disruptive technology of t...

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Climate Finance in 2018 CLIMATE FINANCE IN 2018

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Mar 20, 2019

Tackling climate change, building climate and disaster resilience, and enhancing environmental sustainability is a priority of ADB's new Strategy 2030. ADB is committing $80 billion in climate finance cumulatively between 2019 and 2030, and is en...

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one year of open banking ONE YEAR OF OPEN BANKING

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Mar 13, 2019

Open Banking and the Road to PSD2 delivery updated Representing significant changes to Open Banking and PSD2, namely the adoption of the OBIE Standard, introduction of eIDAS certificates, and opening of Testing Facilities to Third Parties. This is a ...

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A History of Bitcoin and Cryptocurrency’s Most Illuminating Moments A HISTORY OF BITCOIN AND CRYPTOCURRENCY’S MOST ILLUMINATING MOMENTS

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Mar 11, 2019

Admittedly, it is a bit odd phrasing anything as the history of Bitcoin, since it only got its start a decade ago. However, the short life of this pioneering cryptocurrency is already storied with drama, innovation, and memes (the glorious memes). Th...

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What is blockchain WHAT IS BLOCKCHAIN

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Mar 07, 2019

The blockchain in 2019 is included in the compulsory dictionary of every educated person. And it does not matter how old you are, what your education is and what your relationship is with “this is your internet”. This is because the block...

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The seven most important questions to ask when funding your startup THE SEVEN MOST IMPORTANT QUESTIONS TO ASK WHEN FUNDING YOUR STARTUP

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Mar 07, 2019

Revenue-based financing is a good source of debt capital for startups that have strong growth potential and are generating monthly recurring revenue; or, for startup CEOs and founders who want to retain ownership of their business – running it ...

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Financial Pyramid FINANCIAL PYRAMID

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Mar 05, 2019

Have a look at the below Financial Pyramid : Save, Plan & Invest wisely for a secure financial future.
Financial planning is an essential part of your life.If you handle your personal finances carefully and systematically you can grab the ...

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Fixed Deposit vs Mutual fund FIXED DEPOSIT VS MUTUAL FUND

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Mar 05, 2019

Go through the below Infographic showing Comparison between Fixed Deposit and Mutual Funds. Ddecide which one is better investment for you. Select the one that suits your Financial portfolio based on your risk profile and financial goals. Important d...

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WHAT ARE CAPITAL GAINS WHAT ARE CAPITAL GAINS

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Feb 24, 2019

What a useful graphic we have here. Mint.com has created a graphic in order to summarize the various aspects of capital gains (and capital losses). They have done so with an incredible attention to detail, leaving no stone unturned. So, what is a cap...

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Vostok Emerging Finance VOSTOK EMERGING FINANCE

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Feb 20, 2019

Vostok Emerging Finance (VEF) invests in early and growth stage fintech companies across emerging and frontier markets. We take minority stakes and board representation where appropriate. VEF is structured as a publicly traded investment company, tra...

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Where Investors Put Their Money in 2018 WHERE INVESTORS PUT THEIR MONEY IN 2018

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Feb 20, 2019

For most investors, 2018 was both an eventful and frustrating year. Between the looming threat of trade wars and growing geopolitical uncertainty, the market also skipped a beat. Volatility took center stage, and the S&P 500 finished in negative ...

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The Evolution of Direct Banks THE EVOLUTION OF DIRECT BANKS

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Feb 19, 2019

See how direct banks have changed over the years, and what market opportunities they offer for financial institutions, neobanks and challengers. First Direct launches the world’s first fully functional direct bank. A subsidiary of (then) Midlan...

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The 7 Major Flaws of the Global Financial System THE 7 MAJOR FLAWS OF THE GLOBAL FINANCIAL SYSTEM

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Feb 13, 2019

Since the invention of banking, the global financial system has become increasingly centralized.
In the modern system, central banks now control everything from interest rates to the issuance of currency, while government regulators, corporati...

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Physician Loan - A Bridge to Financial Confidence PHYSICIAN LOAN - A BRIDGE TO FINANCIAL CONFIDENCE

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Feb 01, 2019

Everyone has goals, and doctors are no exception. Beyond dreams of starting a practice, many doctors are also looking to start a family and buy a home. And given the rising cost of medical school, many young medical professionals need help to offset ...

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Companies using XRP (Ripple, xRapid COMPANIES USING XRP (RIPPLE, XRAPID

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Jan 31, 2019

This infographic shows the list of companies that are currently testing, using or accepting XRP digital asset. It will help XRP investors and general public to better understand the huge potential of the XRP digital currency. XRP Tip Bot allows Reddi...

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The Basel Area Biotech & Pharma Ecosystem THE BASEL AREA BIOTECH & PHARMA ECOSYSTEM

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Jan 30, 2019

It takes an ecosystem to build a startup and world class innovation to build a good biotech company. And to develop a scientific discovery into a life-changing drug or technology, it takes experts from various fields. All of this and more can be foun...

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5 surprising ways Intelligent Automation Creates Value for Finance & Accounting 5 SURPRISING WAYS INTELLIGENT AUTOMATION CREATES VALUE FOR FINANCE & ACCOUNTING

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Jan 23, 2019

That brings together RPA-extended capabilities such as workflow orchestration, unstructured data capture, intelligent OCR, machine learning, mobile and omni-channel, advanced analytics and eSignature onto one open platform to seamlessly work with RPA...

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Platinum Home Mortgage® Infographics PLATINUM HOME MORTGAGE® INFOGRAPHICS

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Jan 11, 2019

Platinum Home Mortgage is a national mortgage banker offering a comprehensive selection of mortgage financing options to first-time homebuyers, move-up buyers and individuals wishing to refinance®.
The following are infographics I’ve...

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Women in Cryptocurrency : A Complete Guide on Bitcoin in 2019 WOMEN IN CRYPTOCURRENCY : A COMPLETE GUIDE ON BITCOIN IN 2019

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Jan 10, 2019

Bitcoin is an open software, released in the year 2009, and is considered as the world’s first Cryptocurrency and is nothing but a digital currency that only exists electronically. Bitcoin is decentralized, there is no supreme power or central ...

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2019 Top Currency & Foreign Exchange Trends 2019 TOP CURRENCY & FOREIGN EXCHANGE TRENDS

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Jan 09, 2019

For treasury and liquidity managers, as the foreign exchange industry, 2018 was certainly a year of volatility for sterling, dollar and the euro. So what’s in stock for 2019? We worked with Smart Currency Business (SCB) to put together some of ...

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Collection of cryptocurrency COLLECTION OF CRYPTOCURRENCY

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Jan 05, 2019

Collection of cryptocurrency infographic you’ll be able to download free of charge. Please download these cryptocurrency infographics by using the download button, or right click selected image, then use Save Image menu. One way to assist trans...

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40 Key ‘Stock Trading Terms For Beginners’ Tips 40 KEY ‘STOCK TRADING TERMS FOR BEGINNERS’ TIPS

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Jan 05, 2019

The stock market can be intimidating, especially if you don’t know the lingo. Before you walk the walk, you’ve gotta talk the talk!Don’t worry: While trading comes with its own dialect, it’s not hard to decipher once you get t...

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Cryptocurrency: How It Works CRYPTOCURRENCY: HOW IT WORKS

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Jan 04, 2019

Cryptocurrency is the most interesting currency that has completely revolutionized the way digital payments used to work. Based upon the utmost secure technology called blockchain, cryptocurrency works under a completely different infrastructure. Dec...

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Common Stock Vs. Preferred Stock COMMON STOCK VS. PREFERRED STOCK

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Jan 03, 2019

As a trader, it’s important that you know as much about the stock market as possible. That includes understanding the differences between various types of securities.You probably already have a good grasp on what a stock is, but you might not k...

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HOW TO BUILD A SUCCESSFUL DIGITAL BUSINESS HOW TO BUILD A SUCCESSFUL DIGITAL BUSINESS

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Dec 30, 2018

Lack of digital business competence will cause 25 percent of businesses to lose competitive ranking by 2017 74% of business executives say their company has a digital strategy 16% believe that their company possesses the skills and capabilities to ex...

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Banking on AI BANKING ON AI

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Dec 25, 2018

Artificial intelligence is transforming how banks work by helping them become more agile and make smarter decisions. Find out how AI can help your bank turn data into insight, transform ideas into action, and turn change into opportunity.

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THE POWER OF DIGITAL ASSET MANAGEMENT THE POWER OF DIGITAL ASSET MANAGEMENT

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Dec 25, 2018

According to Gartner, a lack of digital business competence will cause 25 percent of businesses to lose
competitive ranking by 2017 Te needs to invest in technologies that can handle multiple fle types and make content available across Tat&rsq...

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Cryptocurrency Rewind 2018 CRYPTOCURRENCY REWIND 2018

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Dec 21, 2018

2018 was definitely one of the toughest years for the world of Cryptocurrency. However, there were also major optimistic signs, such as the increase in the number of blockchain wallets and major technical development. You will learn more about the po...

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Discover the power of ETFs DISCOVER THE POWER OF ETFS

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Dec 20, 2018

XTF provides comprehensive ETF ratings, research, and investment decision support tools to retail investors and financial institutions worldwide. ETFs are XTF’s only business. XTF's transparent methodology provides the most extensive invest...

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CX in Banking: Can Banks Get Some Love? CX IN BANKING: CAN BANKS GET SOME LOVE?

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Dec 19, 2018

Fintech is defined as a technology-enabled innovation in financial services that could result in new business models, applications, processes, or products with an associated material effect on the provision of financial services. The keywords are &ld...

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Strategic Review of Retail Banking Business Models STRATEGIC REVIEW OF RETAIL BANKING BUSINESS MODELS

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Dec 18, 2018

The accelerating pace of change from regulatory and technological developments brings unprecedented potential to transform retail banking. In our Progress Report, we noted that historically the market shares of the major banks have been high and stab...

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DIFFERENCE BETWEEN INVENTORY VS STOCK DIFFERENCE BETWEEN INVENTORY VS STOCK

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Dec 17, 2018

There are many buzz words in finance which have been used interchangeably in many contexts. Though one would say that sometimes there may be a very thin line between correct and incorrect usage of such words but in the world of finance, accuracy mean...

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10 fintech trends to watch in 2019 10 FINTECH TRENDS TO WATCH IN 2019

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Dec 17, 2018

Fintech disruptors continue to change the face of financial services. From lending, payments, insurance and credit, banks and traditional financial institutions are either partnering with fintech companies or developing their own solutions.

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Cryptocurrency Exchange Traded Products: If, When,
and How CRYPTOCURRENCY EXCHANGE TRADED PRODUCTS: IF, WHEN, AND HOW

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Dec 12, 2018

As Main Street investors have become more aware of the rise of Bitcoin, Ether, and other cryptocurrencies and digital assets over the past several years, much attention has been given to whether the US Securities and Exchange Commission (SEC) will ap...

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Top-10 payments trends 2018 TOP-10 PAYMENTS TRENDS 2018

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Dec 12, 2018

Increasing collaboration between stakeholders, infrastructure rationalization, vendor operations consolidation, next-generation technologies, and cybersecurity are the key emerging trends in the payments space Banks Becoming Platform Players Banks ar...

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Blockchain Cryptocurrency infographics BLOCKCHAIN CRYPTOCURRENCY INFOGRAPHICS

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Dec 11, 2018

When Bitcoin was the only blockchain, there wasn’t much of a distinction between the terms and they were used interchangeably. As the technology matured and a variety of blockchains bloomed, the uses quickly diverged from the pure money aspect....

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Understanding the Behavior of the Stock Market UNDERSTANDING THE BEHAVIOR OF THE STOCK MARKET

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Dec 11, 2018

How do traders and investment firms predict which stocks will pay off big? How do they know when to buy and sell?Unfortunately, there’s no simple way to predict the behavior of the stock market. A number of factors cause rises and falls in shar...

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Trends 2019 Commercial banking TRENDS 2019 COMMERCIAL BANKING

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Dec 10, 2018

Banks are increasingly investing in emerging technologies, digitizing their processes, and collaborating with external partners to foster innovation and solve long-standing corporate client pain points. This report explores and analyzes significant c...

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TRENDS IN INVESTMENT BANK CRYPTOCURRENCIESTRADING 2018 TRENDS IN INVESTMENT BANK CRYPTOCURRENCIESTRADING 2018

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Dec 10, 2018

In 2017, cryptocurrencies entered popular consciousness. Since then, the capital markets industry struggled to make sense of cryptocurrencies both from a taxonomic and from a business model perspective. Discussion of cryptocurrencies in the capital m...

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Top-10 Trends in Commercial Banking: 2019 TOP-10 TRENDS IN COMMERCIAL BANKING: 2019

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Dec 03, 2018

Collaboration Collaboration between banks and FinTechs could transform existing commercial lending and credit business models. APIs - Open Banking Banks have begun to offer open APIs for corporate customers and developers to effectively deliver finan...

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The Visual Guide to Blockchain Beyond Cryptocurrency THE VISUAL GUIDE TO BLOCKCHAIN BEYOND CRYPTOCURRENCY

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Nov 28, 2018

The blockchain is a decentralized ledger of all transactions in a peer-to-peer network. It was invented by a group/individual with the pseudonym Satoshi Nakamoto. Blockchain allows transaction and data verification without going through a central cer...

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A Brief History Of Bitcoin Mining A BRIEF HISTORY OF BITCOIN MINING

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Nov 27, 2018

A good few years ago, back in 2009, mining Bitcoin for many was merely considered a hobby. For those that were interested in cryptocurrency, they considered mining it a lucrative and interesting way to pass the time. All that was needed was nothing m...

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WhatsApp messaging in the financial sector tips to using it and staying compliant WHATSAPP MESSAGING IN THE FINANCIAL SECTOR TIPS TO USING IT AND STAYING COMPLIANT

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Nov 27, 2018

How can companies stay compliant with regulations such as FINRA, MiFID II, and GDPR? Should they ban WhatsApp at work and risk the productivity and efficient communication between their employees? Or should they rather create effective policies and i...

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What is Ripple (XRP)? WHAT IS RIPPLE (XRP)?

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Nov 26, 2018

Originally founded in 2012, Ripple developed its own digital currency called XRP, which is now one of the oldest cryptocurrencies within the crypto space. It has managed to become the world’s third cryptocurrency after bitcoin and ethereum (as ...

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Alphabets of Open Banking ALPHABETS OF OPEN BANKING

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Nov 24, 2018

Open Banking’ is a system or standard that determines the method of creating, sharing and accessing financial information through the financial networks. It works on the principal premise of transparency or ‘openness’, promising cus...

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Open Banking-Emergence of a New Ecosystem OPEN BANKING-EMERGENCE OF A NEW ECOSYSTEM

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Nov 20, 2018

Open Banking-Emergence of a New Ecosystem banks are opening up their systems to transform themselves cloud banks are on an accelerated path to cloud solution adoption API-led-open banking. Open banking gains momentum APIs set to play a key role.

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This analysis outlines the top-10 trends in capital markets for 2019 THIS ANALYSIS OUTLINES THE TOP-10 TRENDS IN CAPITAL MARKETS FOR 2019

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Nov 20, 2018

There is growing pressure on financial institutions to continually innovate to improve customer engagement. Therefore, established banks and FinTech firms are turning to artificial intelligence (AI) to drive Intelligent Automation, which is expected ...

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Top 10 Trends in Retail Banking: 2019 TOP 10 TRENDS IN RETAIL BANKING: 2019

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Nov 20, 2018

Throughout the past decade the banking industry has dramatically evolved. Aggressive competition and regulatory pressures have always been a challenge. Now, competition from FinTechs and non-financial services firms, an explosion of new technologies,...

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BAI Banking Outlook: Top Trends in Financial Services for 2019 BAI BANKING OUTLOOK: TOP TRENDS IN FINANCIAL SERVICES FOR 2019

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Nov 15, 2018

Are your 2019 priorities aligned with your customers' expectations? BAI conducted separate surveys to consumers and leaders at financial services organizations to find out. The most recent BAI Banking Outlook, a quarterly research study that surv...

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Loans vs Advances LOANS VS ADVANCES

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Nov 15, 2018

Loans vs advances – Money is an essential part of any business. Without money, it would be very difficult to run any business. Banks and financial institutes are the best way to raise funds for any business. Banks have many options for financin...

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Money Market vs Capital Market MONEY MARKET VS CAPITAL MARKET

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Nov 13, 2018

Money market and Capital market are types of financial market. Money markets are used for short-term lending or borrowing usually the assets are held for one year or less whereas, Capital Markets are used for long-term securities they have the direct...

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Cryptocurrencies and Related Investment Products CRYPTOCURRENCIES AND RELATED INVESTMENT PRODUCTS

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Nov 08, 2018

Digital assets are issued on a blockchain Traded either bilaterally or on crypto exchanges Blockchain facilitates pseudonymous and sometimes anonymous holding But digital assets can be traced to wallets by hackers and law enforcement.

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Best 101 Bitcoin Facts BEST 101 BITCOIN FACTS

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Nov 05, 2018

“So, that’s the end of bitcoin then” that was the title of a Forbes article after the then popular Bitcoin exchange, Mt. Gox was hacked for the first time in 2011. Like Forbes, there have been multiple influential magazines that spe...

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Cryptocurrency Timeline CRYPTOCURRENCY TIMELINE

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Nov 02, 2018

Cryptocurrency ever since the time of emergence has given a cornucopia of opportunities to the investors and to the general public. A digital currency, invented by a pseudonymous person ‘Satoshi Nakamoto’ has overshadowed the mainstream m...

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An Insight Into the Future of BlockChain AN INSIGHT INTO THE FUTURE OF BLOCKCHAIN

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Oct 25, 2018

After social media, if there is anything that is showing the path to connect the world is the blockchain technology. In the last couple of years, blockchain created a fuss around us just like the same way internet did in the 1990’s. Blockchain ...

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How Technology is Shaping the Future of Consumer Credit HOW TECHNOLOGY IS SHAPING THE FUTURE OF CONSUMER CREDIT

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Oct 23, 2018

Consumer credit has been constantly evolving for more than 5,000 years, but the reality is that the most drastic changes to the industry came fairly recently.Modern credit systems are now powered by sophisticated algorithmic credit scoring, the use o...

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Does blockchain hold the key to a new age of supply chain
transparency and trust? DOES BLOCKCHAIN HOLD THE KEY TO A NEW AGE OF SUPPLY CHAIN TRANSPARENCY AND TRUST?

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Oct 18, 2018

Saving costs, improving traceability and transparency are key drivers of blockchain investments Most blockchain deployments are still in the experimentation stage Consumer Products tops the list of the industries with one-sixth moving beyond Proofs O...

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A Visual Guide to Understanding Your Financial Statement A VISUAL GUIDE TO UNDERSTANDING YOUR FINANCIAL STATEMENT

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Oct 15, 2018

In the startup era, it’s easier than ever to launch a new business. With barriers to entry for new ventures at historic lows, it’s now extremely common to see aspiring entrepreneurs from all walks of life – including many without an...

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Financial Planning Infographics FINANCIAL PLANNING INFOGRAPHICS

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Oct 09, 2018

Rubik’s cube (puzzle cube/magic cube) has an excellent resemblance to our lives – in particular our financial lives.  It is clear that in order to solve a Rubik’s cube puzzle you need to acquire a certain skill set. The irony i...

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Personalized banking starts with new customer insights PERSONALIZED BANKING STARTS WITH NEW CUSTOMER INSIGHTS

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Sep 18, 2018

The financial services marketplace is becoming increasing competitive with fintech start-ups and, to a certain degree, major technology firms such as Google, Apple, Samsung and others. The consumer is also becoming increasingly demanding around their...

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HOW ARE MILLENNIALS TRANSFORMING THE BANKING INDUSTRY HOW ARE MILLENNIALS TRANSFORMING THE BANKING INDUSTRY

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Sep 18, 2018

HOW ARE MILLENNIALS TRANSFORMING THE BANKING INDUSTRY? Tomorrow’s consumer is coming of age with a very di¬erent perception of what a bank could be. Those expectations could be profoundly disruptive to banks if non-bank entrants gain moment...

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The Top Five Security Threats to Your Banking Institution THE TOP FIVE SECURITY THREATS TO YOUR BANKING INSTITUTION

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Sep 16, 2018

Bank customers are frequently targeted by phishing attacks. Bank customers receive spoofed (fake) emails used to acquire access to their accounts or acquire personally identifying information. Fake emails are carefully written to mirror actual emails...

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Cryptography & Blockchain Infographic CRYPTOGRAPHY & BLOCKCHAIN INFOGRAPHIC

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Sep 11, 2018

If two or more people want to securely transact over the internet proving their identity they can make use of asymmetric cryptography or public-private key cryptography where each of them holds a private key and a public key. The purpose of using pub...

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Millennials and Banking the fastest growing customer base is changing the way banks do business. MILLENNIALS AND BANKING THE FASTEST GROWING CUSTOMER BASE IS CHANGING THE WAY BANKS DO BUSINESS.

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Sep 10, 2018

As millennials are projected to surpass baby boomers as America’s largest generation, they are already dictating the landscape of financial services, and the race to reap the rewards of their riches is anyone’s game. As counsel to a finte...

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Banking on Precise Data for Investment Research BANKING ON PRECISE DATA FOR INVESTMENT RESEARCH

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Sep 05, 2018

Web data integration intuitively automates the acquisition of custom financial and market information from multiple websites and portals, and delivers near-real-time data feeds. It automatically extracts, transforms and delivers data to where it need...

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HOW BANKS USE ANALYTICS TO GET A COMPETITIVE EDGE HOW BANKS USE ANALYTICS TO GET A COMPETITIVE EDGE

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Sep 04, 2018

In this era of unprecedented economic, regulatory, and technological change, banking institutions need a powerful, agile, and secure analytics solution that can help them transform their data into a lasting competitive advantage. MicroStrategy helps ...

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The difference between Ripple (fintech company) and XRP (digital asset) THE DIFFERENCE BETWEEN RIPPLE (FINTECH COMPANY) AND XRP (DIGITAL ASSET)

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Aug 31, 2018

Ripple is a technology company that provides the most efficient solutions for sending money globally using blockchain technology. Originally named Opencoin and renamed Ripple Labs in 2015.XRP is an independent digital asset. Built for enterprise use,...

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3 Key Trends in Consumer Digital Banking 3 KEY TRENDS IN CONSUMER DIGITAL BANKING

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Aug 30, 2018

Digital banking's popularity is growing exponentially, and the increasing consumer demand affects banks of every size. Here are three digital banking trends that your institution should consider when creating a digital strategy.

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Cryptocurrency exchange theft CRYPTOCURRENCY EXCHANGE THEFT

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Aug 29, 2018

The report compares the first half of 2018 vs the whole of 2017 in terms of thefts from digital currency exchanges.The figures do look impressive: In 2018, the total of $761 MM was so far stolen from crypto trading platforms which is already three ti...

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A Modern Platform to Boost Bancassurance Proftability A MODERN PLATFORM TO BOOST BANCASSURANCE PROFTABILITY

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Aug 20, 2018

A Single Bancassurance Platform that Enables Straight-through Processing and Supports All Insurance Partners and Products BANCASSURANCE IS ONE OF THE FASTEST GROWING CHANNELS Insurers’ premium through Bancassurance grew by PER YEAR Faster growt...

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Robotic Process Automation in Financial Services ROBOTIC PROCESS AUTOMATION IN FINANCIAL SERVICES

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Aug 15, 2018

Robotic Process Automation (RPA) has garnered immense popularity in financial services firms. It has become the early champion of the digital labour technology. RPA is a promising new development in business automation that offers a potential ROI of ...

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THE DIGITAL JOURNEY IN TRADE FINANCE THE DIGITAL JOURNEY IN TRADE FINANCE

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Aug 14, 2018

Trade finance powers international trade and is vital for turning the wheels of global commerce. However, challenges still remain in mitigating risks and improving operational efficiency. The greatest challenge in trade finance is the significant ope...

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Everything You Need To Know About Cryptocurrencies EVERYTHING YOU NEED TO KNOW ABOUT CRYPTOCURRENCIES

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Aug 13, 2018

cryptocurrency is a digital currency built with cryptographic protocols that make transactions secure and difficult to fake.The most important feature of a cryptocurrency is that it is not controlled by any central authority: the decentralized nature...

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8 Ways AI is Improving Your
Banking Experience 8 WAYS AI IS IMPROVING YOUR BANKING EXPERIENCE

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Aug 09, 2018

IMPROVED CUSTOMER SERVICE AI-enabled chatbots handle the wave of customer service inquiries that businesses have to deal with on a daily basis. MORE PERSONALIZED BANKING EXPERIENCES Banks can have a more personalized approach to their customers throu...

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What happened to cryptocurrency market in the first-half 2018? WHAT HAPPENED TO CRYPTOCURRENCY MARKET IN THE FIRST-HALF 2018?

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Aug 08, 2018

Here are some updates about the state of Blockchain & ICO in the first-half 2018 you might want to know! This infographic covers major updates about Public Blockchain and ICO Investment Growth during the first 6 months of 2018.

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What is blockchain? WHAT IS BLOCKCHAIN?

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Aug 03, 2018

Business transactions take place every second of every day — orders, payments, account tracking and much more. Often, each participant has his or her own ledger — and, thus, a version of the truth that may differ from other participants. ...

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Mind These 9 Finance & Accounting Gaps Robotic Process Automation MIND THESE 9 FINANCE & ACCOUNTING GAPS ROBOTIC PROCESS AUTOMATION

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Jul 28, 2018

Financial Process Automation: Capture and workflow technologies that provide high levels of automation when integrated with ERP systems. Robotic Process Automation: Software “robots” that automate manual tasks — automation gaps &mda...

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Stocks vs Bonds STOCKS VS BONDS

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Jul 21, 2018

It is often seen that both the terms ‘stocks vs bonds’ are used simultaneously and interchangeably making us think that both stocks vs bonds are the same in the investment world. But both Stocks vs Bonds are significantly different but co...

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A Simple Introduction to Investing A SIMPLE INTRODUCTION TO INVESTING

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Jul 17, 2018

In a previous infographic, we showed you that the compound interest is the most powerful force in personal finance. But how does a young person harness this incredible potential? The answer: investing at an early age. In this infographic, we clarify ...

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4 paths to faster payments 4 PATHS TO FASTER PAYMENTS

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Jul 17, 2018

Faster payments have finally arrived in the United States. And you have not just one faster path, but four. Which path — or paths — will you take? Same Day ACH This is the fastest service offered by NACHA, the original U.S. electronic pay...

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Ready for the Blockchain Revolution? READY FOR THE BLOCKCHAIN REVOLUTION?

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Jul 13, 2018

Gartner says Blockchain’s business value-add will grow to slightly over $360 billion by 2026, then surge to more than $3.1 trillion by 2030. Blockchain has been the No. 1 search term on gartner.com since January 2017. As an early adopter of blo...

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RIPPLE VS LITECOIN DIFFERENCES RIPPLE VS LITECOIN DIFFERENCES

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Jul 10, 2018

Litecoin vs Ripple is making huge waves in the cryptocurrency market. There are similarities between Ripple or Litecoin because both of them look at making the transaction simple, secure and at low cost.Every now and then a new cryptocurrency emerges...

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Inside the new IBM universal blockchain payment solution for banking INSIDE THE NEW IBM UNIVERSAL BLOCKCHAIN PAYMENT SOLUTION FOR BANKING

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Jul 09, 2018

As mentioned in our blockchain and distributed ledger overview for business, end September 2017 Juniper Research announced that according to a survey IBM by far was ranked first as a blockchain technology leader by executives who are actively conside...

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An Introduction To Bitcoin Mining AN INTRODUCTION TO BITCOIN MINING

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Jul 07, 2018

If you are interested in keeping up with the hype and getting your hands on Bitcoin, there are two ways that you are able to go about this. The first and arguably the most popular method it simply to buy some. There are countless exchanges out there ...

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Online Banking Security Roaming Mantis is Back ONLINE BANKING SECURITY ROAMING MANTIS IS BACK

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Jul 02, 2018

Cyber security has become a prime need of every organization. The reason behind this much attention towards the protection of data is that data breaches not only compromise users’ information but also the reputation of the organizations.

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Lead the Digital Transformation Journey at Your Financial Services Organization LEAD THE DIGITAL TRANSFORMATION JOURNEY AT YOUR FINANCIAL SERVICES ORGANIZATION

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Jun 18, 2018

Financial services organizations must look to leverage digital transformation initiatives to drive customer engagement. Of banking customers use four or more different channels to tap into services. Of banks say customers experience channels and serv...

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What is a Mutual Fund? WHAT IS A MUTUAL FUND?

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Jun 12, 2018

Today’s infographic comes to us from StocksToTrade and it showcases the basics around mutual funds, including their history, typical structures, why people invest in them, and how fees usually break down.A mutual fund is defined as an investmen...

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The 6 Factors That Influence Exchange Rates THE 6 FACTORS THAT INFLUENCE EXCHANGE RATES

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Jun 07, 2018

It’s a market that’s running continuously for 24 hours per weekday around the world – and transactions can happen using different mechanisms, such as spot transactions, outright forwards, foreign exchange swaps, currency swaps, or t...

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Blockchain Infographic: Growth, Use Cases, Facts BLOCKCHAIN INFOGRAPHIC: GROWTH, USE CASES, FACTS

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May 29, 2018

Blockchain technology is probably one of the most impactful discoveries in the recent history. After all, it has a massive potential to change how we handle online transactions. Despite some sceptics, the majority of experts agree that blockchain has...

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Get to know our blockchain banking pioneers GET TO KNOW OUR BLOCKCHAIN BANKING PIONEERS

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May 24, 2018

With that in mind, we are hard at work to bring you a banking experience where the crypto and fiat worlds seamlessly intertwine. In order for us to build a bank that you would love to use, we needed to understand you better. So, we created a short qu...

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What is Stock Fraud ? WHAT IS STOCK FRAUD ?

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May 22, 2018

The first is the trading of a corporation’s stock or other security by corporate insiders such as officers, key employees, directors, or holders of more than ten percent of the firm’s shares. This is generally legal, but there are certain...

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How Big Banks Can Respond To Open Banking HOW BIG BANKS CAN RESPOND TO OPEN BANKING

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May 22, 2018

Major UK banks are facing new regulations that make it easier for smaller rivals to lure away customers. This infographic explores the strategies that can help big banks fight back.

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What is Stock Fraud? WHAT IS STOCK FRAUD?

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May 22, 2018

Every investor out there is looking to get a nice return on their money. That’s why claims about guaranteed returns or “can’t miss” opportunities can be extremely tempting when they appear. After all, many people have been gri...

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The 10 Commandments of Stock Trading THE 10 COMMANDMENTS OF STOCK TRADING

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May 18, 2018

But even though the stock market can be very rewarding, it is important to make sure you invest your money wisely. Making a wrong move could be very costly, so it is important to follow the 10 commandments of investing in the stock market.

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The evolution of international money transfers THE EVOLUTION OF INTERNATIONAL MONEY TRANSFERS

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May 18, 2018

As a medium for exchanging value, money is probably the most important invention that has had a such a deep impact on the way the humanity has evolved.It will not be an exaggeration to state that the shape of world today is largely a result of an ama...

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Blockchain Infographic: Growth, Use Cases & Facts BLOCKCHAIN INFOGRAPHIC: GROWTH, USE CASES & FACTS

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May 14, 2018

The blockchain is a decentralized database stored on multiple computers as identical copies. Being decentralized in nature, a blockchain is highly secure as no single user can alter or remove an entry in the blockchain since it would require changing...

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How Student Loan Borrowers Improve their FICO Scores HOW STUDENT LOAN BORROWERS IMPROVE THEIR FICO SCORES

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May 14, 2018

In our previous blog post, FICO revealed research on the credit behavior of young people with a student loan actively in repayment to determine the behaviors that are driving FICO® Score increases and decreases.  Using a nationally represent...

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How to spot cryptocurrency scams HOW TO SPOT CRYPTOCURRENCY SCAMS

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May 10, 2018

There’s been a lot of hype around cryptocurrency, especially when Bitcoin hit the $10,000 and $19,000 trading price in November and December last year. At the same time, unscrupulous individuals saw the popularity of Bitcoin as an opportunity t...

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The Fintech Evolution And Technologies Disrupting It THE FINTECH EVOLUTION AND TECHNOLOGIES DISRUPTING IT

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May 08, 2018

Technology is probably the biggest disrupter when it comes to banking, so what are the leading contributors and why? Technology changes have certainly been instrumental, although their impact varies massively and not all of them will ultimately succe...

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TOP 2018 RISK CONCERNS FOR Bank Executives TOP 2018 RISK CONCERNS FOR BANK EXECUTIVES

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May 03, 2018

Operational, compliance and credit risks remain top concerns for bank executives, according to the Office of the Comptroller of the Currency's (OCC) Semiannual Risk Perspective report for 2018.

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MAKING THE BANK’S TREASURY FUNCTION
MORE EFFICIENT AND STRATEGIC MAKING THE BANK’S TREASURY FUNCTION MORE EFFICIENT AND STRATEGIC

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May 02, 2018

This infographic presents the findings of a global survey that was carried out across 42 countries. of the survey respondents say they are thinking of transforming their treasury system to meet future demands. Their top three priorities are: Responsi...

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EMPOWERING THE FINANCIAL WORLD EMPOWERING THE FINANCIAL WORLD

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Apr 25, 2018

With nearly a 50-year history rooted in the financial services industry, FIS™ reaches well beyond geographical and cultural borders in countries throughout the world. Our work and vision continue to expand with a strategy that has given FIS one...

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Intersection of AI and blockchain INTERSECTION OF AI AND BLOCKCHAIN

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Apr 24, 2018

AI and Blockchain have been making waves in the tech world for several years now — key drivers to popular technologies like chatbots, cryptocurrency, personal assistants (like Alexa), and robotics. As these technologies individually mature and ...

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Digital Vision for Financial Services DIGITAL VISION FOR FINANCIAL SERVICES

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Apr 20, 2018

There has never been a time of such change in the financial services industry, nor such a wave of innovation and renewal. The strength of the drivers for this change is formidable. New technologies are advancing at blistering pace. Customer expectati...

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Enterprise Mobility for Banking ENTERPRISE MOBILITY FOR BANKING

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Apr 15, 2018

The staggering facts and general market conditions of mobility in banking, applications, gadgets, and people.

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A Beginner’s Guide to Cryptocurrencies A BEGINNER’S GUIDE TO CRYPTOCURRENCIES

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Apr 10, 2018

If you’re new to the world of crypto, the following info graphic guide is a great way to get started. It covers all the basics! The world of crypto currency can seem as alien as it is exciting-even if you aren’t interest in investing your...

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Financial Goals by Decade FINANCIAL GOALS BY DECADE

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Apr 10, 2018

How is your financial goal setting going? If you’re like most people, you probably haven’t given it much thought, preferring to let “future you” take care of that as it happens. But the reality is that, whether you like it or ...

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Blockchain & Cryptocurrency BLOCKCHAIN & CRYPTOCURRENCY

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Apr 02, 2018

The History and Economics of Money ‒ Pros & Cons of Fiat Money?  Block chain & Crypto currency ‒ What is blockchain? ‒ How is it a disruptor? ‒ India embraces blockchain. ‒ What is crypto currency? ‒ Scope and types of crypto currency. ‒...

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Blockchain Applications: Exploring Blockchain use cases beyond Bitcoin and financial services BLOCKCHAIN APPLICATIONS: EXPLORING BLOCKCHAIN USE CASES BEYOND BITCOIN AND FINANCIAL SERVICES

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Apr 02, 2018

A lot has been written about Blockchain. Blockchain is a revolutionary technology that is positioned to transform every industry as we know it. As we wrote back in February, the global blockchain market size is expected to reach $13.96 billion by 202...

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Understanding blockchain risks, controls and validation UNDERSTANDING BLOCKCHAIN RISKS, CONTROLS AND VALIDATION

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Mar 16, 2018

Three risk issues are stalling innovation but here’s what businesses can do about them. Even just a year ago, blockchain was synonymous with cryptocurrency. Now, it’s seen as a promising innovation engine for every industry. And the poten...

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the importance of face-to-face banking THE IMPORTANCE OF FACE-TO-FACE BANKING

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Mar 14, 2018

Technology might be proliferating, but customers still value personalized service above all else, says Time Trade, and here is the info graphic (created by Time Trade) to support this view.

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Comparing Bitcoin to a Country COMPARING BITCOIN TO A COUNTRY

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Mar 07, 2018

Over the past year, Bitcoin, the world’s leading cryptocurrency, has been dominating both headlines and the interest of the financial and political world. With an increasing number of investments, the cryptocurrency is now worth more than some ...

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Blockchain-The future of Financial Services BLOCKCHAIN-THE FUTURE OF FINANCIAL SERVICES

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Mar 07, 2018

In recent times, Blockchain has been a popular topic of interest for companies big and small. This infographic discusses one of its most popular applications, i.e., Blockchain in payment processing. It starts by explaining how the transaction is proc...

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what is cryptocurrency? WHAT IS CRYPTOCURRENCY?

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Feb 21, 2018

The combined market capitalisation of all digital currencies is estimated to be as high as $370 million.“To understand where virtual currency is headed, it’s important to understand the fundamentals of this medium of exchange, and the pro...

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Funding the Fight Against Climate Change FUNDING THE FIGHT AGAINST CLIMATE CHANGE

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Feb 21, 2018

Addressing climate change is one of ADB's strategic priorities. In line with the Paris Agreement on Climate Change, ADB is scaling up its investments in climate change projects and increasing access to climate finance for its developing member cou...

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THE CRYPTOCURRENCY AND THE DIGITAL ECONOMY THE CRYPTOCURRENCY AND THE DIGITAL ECONOMY

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Feb 07, 2018

In the infographic below, we discuss cryptocurrency and the digital economy. The obvious first question to ask is: what are cryptocurrencies? A cryptocurrency is a digital or virtual currency designed to work as a medium of exchange. It uses cryptogr...

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THE IMPORTANCE OF PERSONALIZATION IN FINANCIAL SERVICES THE IMPORTANCE OF PERSONALIZATION IN FINANCIAL SERVICES

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Feb 05, 2018

As more companies provide truly personalized digital experiences, the more conspicuous it becomes when a company does not. This is true across industries. Consumers don’t just compare their experiences from bank to bank, insurance provider to i...

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Improving Bank IMPROVING BANK'S ROUTE TO CUSTOMERS WHILE IMPROVING PERFORMANCE

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Feb 05, 2018

Improving Customer Experience increases the likelihood of customers renewing or buying new products by 30–50%. Large banks spends well over $1 billion per year on regulatory compliance. Security is a vital issue for banks. With new GDPR regulat...

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Blockchain and the future of accounting BLOCKCHAIN AND THE FUTURE OF ACCOUNTING

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Jan 23, 2018

Blockchain creates a decentralized ledger of all transactions where all records are updated and accessible to everyone in real-time. Rather than keeping multiple records, companies can log all their transactions into a joint registry. With the help o...

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Mobile Banking Applications: Security Challenges for Banks MOBILE BANKING APPLICATIONS: SECURITY CHALLENGES FOR BANKS

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Jan 15, 2018

As mobile devices continue to replace legacy hardware across organizations and industries, it is critical that security remains top-of-mind and is embedded within the app development lifecycle. With this in mind, Accenture and Now Secure collaborated...

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Post-Wallet Economy POST-WALLET ECONOMY

infographic

Jan 10, 2018

Despite generating breathless coverage throughout the year, bitcoin still baffles many. Follow the path below for a working sense of how the cryptocurrency that has shot up in value this year works, both for individual users and in its larger ecosyst...

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Banking the Boomers BANKING THE BOOMERS

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Dec 30, 2017

The infographic illustrates boomers’ loyalty more than half have never switched financial institutions and focus on financial security, especially as only 24 percent are confident they have enough saved to outlast their retirement. While boomer...

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Banking expert survey 2017 BANKING EXPERT SURVEY 2017

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Dec 30, 2017

A considerable proportion of banks across all countries have a defined digital transformation strategy in place or are currently developing one.

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GET THE FACTS ABOUT PSD2 AND OPEN BANKING GET THE FACTS ABOUT PSD2 AND OPEN BANKING

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Dec 17, 2017

Open Banking is a regulation that requires the nine largest U.K. banks to open access to payments and account data for third parties via secure APIs to increase competition. Customer data can only be shared with customer consent and privacy must be r...

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Top 10 Challenges for Investment Banks TOP 10 CHALLENGES FOR INVESTMENT BANKS

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Dec 05, 2017

Getting It Right with Digital Talent Only 7% of US graduates saw banking and capital markets as a top industry to work for. Liquid Standards: Improving the Client Experience. 82% of employees expect experience digital to transform their work in the n...

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Customers do more and more of their banking
via online and mobile CUSTOMERS DO MORE AND MORE OF THEIR BANKING VIA ONLINE AND MOBILE

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Nov 29, 2017

1.1 million customers use the Mortgage File. Customers who provide their information using this digital file get a discount on their mortgage consultation at Rabobank. 2,4 million customers have a bank card that lets them pay small amounts without en...

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Capital Markets: building the investment bank of the future CAPITAL MARKETS: BUILDING THE INVESTMENT BANK OF THE FUTURE

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Nov 29, 2017

We believe there is a bright future for the capital markets industry. The long-term market fundamentals are positive, even if the recent financial performance of many global investment banks is disappointing. While aggregate revenues for the largest ...

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CGI: A Leading Transformation Partner for Banks CGI: A LEADING TRANSFORMATION PARTNER FOR BANKS

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Nov 28, 2017

Banks are increasingly relying on CGI to help them prepare for a digital-first future. Through innovation and service excellence, CGI transforms legacy technologies and operations to accelerate new capabilities and revenue-generating programs. Our wo...

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FINANCIAL SERVICES INDUSTRY TRANSFORMATION MAP FINANCIAL SERVICES INDUSTRY TRANSFORMATION MAP

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Nov 20, 2017

Regulation for Innovation with Soundness. Facilitate innovative business models using regulatory sandbox. Strengthen cyber resilience of fi¬nancial institutions. Adopt technology to simplify -Financial institutions’ regulatory compliance. T...

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COMPUTING AND COGNITION THE FUTURE OF HEALTHCARE AND FINANCIAL SERVICES COMPUTING AND COGNITION THE FUTURE OF HEALTHCARE AND FINANCIAL SERVICES

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Nov 20, 2017

DBS Bank’s relationship managers are responsible for matching customers with the best investment opportunity - this entails in-depth understanding of different markets, as well as DBS’ products. To do this they sift through large volumes ...

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Future of financial services the connected bank FUTURE OF FINANCIAL SERVICES THE CONNECTED BANK

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Nov 14, 2017

Technology has always been an enabler for operational efficiency and improved risk management for financial services firms. However, an unusual nexus of forces is now hitting these firms with competing and conflicting industry imperatives. In this en...

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Understanding usage of e-wallets post-demonetisation UNDERSTANDING USAGE OF E-WALLETS POST-DEMONETISATION

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Nov 08, 2017

Understanding usage of e-wallets post-demonetization sort of a surgical strike to launch a multi-pronged attack on black money. This particular decision has brought about many positive changes in the Indian economy in the last two years, out of which...

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CONSUMER FINANCE CONSUMER FINANCE

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Oct 25, 2017

Payment services and credit cards. Current and. Savings accounts. Car, Life, Health and. Home insurance. Mortgages and other loans. Help consumers.

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Retail banks are in the consumer data business RETAIL BANKS ARE IN THE CONSUMER DATA BUSINESS

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Sep 20, 2017

More than any other sector, financial services is in need of a customer experience overhaul. In addition to waging the ongoing war for high lifetime value customers with their traditional competitors, retail banks are losing customers to non-traditio...

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Data Analytics in Financial-Services DATA ANALYTICS IN FINANCIAL-SERVICES

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Sep 20, 2017

For financial institutions across the globe, the benefits of cloud adoption are undeniable. Such digital transformation brings with it a new agility, enabling a fresh acceleration of company strategies.This is because a cloud-based approach to financ...

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The Crypto Universe THE CRYPTO UNIVERSE

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Sep 18, 2017

Cryptocurrencies are everywhere nowadays, but they are not all created equal.

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Things to Check before Selecting a Foreign Currency Exchange Company THINGS TO CHECK BEFORE SELECTING A FOREIGN CURRENCY EXCHANGE COMPANY

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Sep 13, 2017

The percentage of people transferring and receiving funds from foreign countries is increasing day by day. Most of the business people invest their money in foreign markets to get better profits. There are many FOREX companies nowadays, so it is real...

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Banking in Europe 2017 – EBF facts and figures BANKING IN EUROPE 2017 – EBF FACTS AND FIGURES

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Sep 12, 2017

European Banking Federation (EBF) has published its annual update on the banking sector in Europe. According to the EBF findings, staff numbers and branches in the European banking sector continued to shrink in 2016, while Eurozone deposits and loans...

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Is it easy to be your customer? Customer onboarding expereicne in financial services IS IT EASY TO BE YOUR CUSTOMER? CUSTOMER ONBOARDING EXPEREICNE IN FINANCIAL SERVICES

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Sep 05, 2017

Your first interactions with potential customers set the stage for the entire business relationship and you have one chance to get it right. Your onboarding process should be. Percentage of bank executives who rate their back office digital capabilit...

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GREEN FINANCE for SMEs in AFGHANISTAN GREEN FINANCE FOR SMES IN AFGHANISTAN

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Aug 22, 2017

Providing financing for Afghanistan to make investments in its intended Nationally Determined Contribution (INDC) to reduce its greenhouse gas (GHG) emissions. Lack of solid financial records and collateral for applying loans to banks. High lending r...

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Digitize or die: retail banks challenges in an increasingly digital age DIGITIZE OR DIE: RETAIL BANKS CHALLENGES IN AN INCREASINGLY DIGITAL AGE

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Aug 18, 2017

The discussion about the future of retail banking and banks in general is gaining momentum. In an article on The Guardian (The Observer) website, Jill Treanor looks at upcoming announcements in the UK. And there are many challenges ahead in other cou...

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Blockchain Tokens Disrupting Organizations BLOCKCHAIN TOKENS DISRUPTING ORGANIZATIONS

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Jul 11, 2017

Tokens are an integral part of the incentive scheme of permission less Blockchains. They encourage a disparate group of people who do not know or trust each other to organize themselves around the purpose of a specific Blockchain or decentralized app...

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What is a Stock Market Index? WHAT IS A STOCK MARKET INDEX?

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Jul 03, 2017

Today’s infographic from StocksToTrade.com defines a stock market index as a thermometer that measures the health of a group of stocks. When this particular group of stocks changes in value, the index follows it along. A stock market index can ...

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Finacle Innovation in retail banking FINACLE INNOVATION IN RETAIL BANKING

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Jun 27, 2017

Efma and Infosys Finacle are proud to present the fifth annual study of 'Innovation in Retail Banking'. This year, the study brings together perspectives of 148 banks from 66 countries with a particular focus on ‘simplifying technology ...

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Customer insight for banking CUSTOMER INSIGHT FOR BANKING

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Jun 20, 2017

Banking organizations must adapt to today’s consumer-centered economy, in which customers expect a seamless banking experience that delivers value on their terms. Customers expect their banks to deliver the same personalized experience and leve...

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The Evolution of Mobile Banking THE EVOLUTION OF MOBILE BANKING

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May 19, 2017

The way we handle our finances has a great impact on the banking industry. Mobile payments, mobile wallets, apps. Customers are spoiled with choices and they always want more. But mobile banking is the number one preference when it comes to other mor...

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THE FUTURE OF BANKING IN A DIGITALIZED WORLD THE FUTURE OF BANKING IN A DIGITALIZED WORLD

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May 09, 2017

The banking community has traditionally had a mindset in which there was a guaranteed
“Cradle-to-grave “customer relationship. Consumer mobility between banks was low because
Opening a bank account was a paper-based and ardu...

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The Future of Digital Banking THE FUTURE OF DIGITAL BANKING

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May 09, 2017

Chatbots are transforming the banking industry. With recent advancements in machine learning, artificial intelligence and natural language processing, chatbots are more accurate than ever before. Banking chatbots have the potential to create deeper, ...

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2017 Transaction Banking Survey Infographic 2017 TRANSACTION BANKING SURVEY INFOGRAPHIC

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May 02, 2017

Real-time payments, digital, AI and Open Banking are all the buzz within the corporate banking world. And the importance of being able to offer these services has never been greater.To more clearly understand the impact and needs for these developing...

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5 Must-Read Reports for IT Security Leaders in Financial Services 5 MUST-READ REPORTS FOR IT SECURITY LEADERS IN FINANCIAL SERVICES

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May 02, 2017

In 2016, most attacks against financial services firms were unknowingly facilitated by “inadvertent actors,” reports IBM. That is, by insiders without malicious intent, such as employees or contractors, who simply clicked a bad link or do...

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Customers embrace virtual banking CUSTOMERS EMBRACE VIRTUAL BANKING

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Mar 14, 2017

Online and mobile banking services are becoming increasingly popular with Rabobank's customers in the Netherlands. This Rabobank infographic illustrates the main Dutch trends. In addition to virtual banks often providing more efficient technology...

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Eight challenges plaguing investment banks EIGHT CHALLENGES PLAGUING INVESTMENT BANKS

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Jan 25, 2017

Efficiency and productivity crisis Over the last three years, only one investment bank has managed to achieve an average cost-to-income below 60%. Aggregate costs for major investment banks were 25% higher in 2014 than in 2005. A recent survey found ...

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Banking on the future 3rd Edition BANKING ON THE FUTURE 3RD EDITION

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Jan 25, 2017

The information contained in this document is of a general nature and is not intended to address the objectives, financial situation or needs of any particular individual or entity. It is provided for information purposes only and does not constitute...

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Today’s Digital Banking Landscape TODAY’S DIGITAL BANKING LANDSCAPE

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Dec 06, 2016

With the proliferation of technology, today’s banking customers are living in a connected world. They expect the same seamless customer experience from every business they interact with, including your financial institution. Your customers want...

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The Inevitable Blockchain THE INEVITABLE BLOCKCHAIN

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Nov 25, 2016

Blockchain, the technology underpinning bitcoin, is one of the most important innovations since the development of the Internet. It has generated a lot of interest lately and it is likely to continue in view of the broadening adoption.The globe&rsquo...

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US Mobile Banking: Opportunities and Gaps US MOBILE BANKING: OPPORTUNITIES AND GAPS

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Nov 08, 2016

When mobile banking just appeared on the market, customers were rather cautious to use banking apps to access and handle their financial data. But for the past 5 years, mobile banking apps have seen a burst of popularity. As stated in the latest Cons...

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The future of mobile banking THE FUTURE OF MOBILE BANKING

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Oct 19, 2016

In full digital transformation of the financial sector gradually mobile banking services are being implemented tighter. Mobility comes to stay. The future of retail banking will be dominated by technology and mobile computing. Physical bank branches ...

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The 2016 Accounting Principals Holiday Bonus Survey results are in! THE 2016 ACCOUNTING PRINCIPALS HOLIDAY BONUS SURVEY RESULTS ARE IN!

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Oct 01, 2016

The holidays are a time when you can’t find a parking spot at the mall, your front porch is stuffed with packages, and your bank account has seen better days. People, including money-minded pros like you, are on missions to find the perfect gif...

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The Cost of Identity Theft THE COST OF IDENTITY THEFT

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Sep 29, 2016

If you suspect you're a victim of identity theft or wish to proactively manage your identity, call a Pekin Insurance Agent for assistance. For news on the latest privacy and security trends and educational resources to help you better protect you...

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Banking on Innovation: Is There any Real Banking Innovation BANKING ON INNOVATION: IS THERE ANY REAL BANKING INNOVATION

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Sep 20, 2016

This infographic provides information about U.S bank industry and explores if there has been any technological retail innovation since banks started. It provides a timeline to show how the banking system has changed through time. Also, the infographi...

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Blockchain Technology Speeds Up and Secures Financial Transactions BLOCKCHAIN TECHNOLOGY SPEEDS UP AND SECURES FINANCIAL TRANSACTIONS

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Sep 20, 2016

The underlying technology behind bitcoin, Blockchain is a decentralized database that consists of “blocks” or containers that contain time-stamped and valid transactions and are linked to previous blocks in a data chain. Blockchain is a d...

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2016 North America Consumer Digital Banking Survey 2016 NORTH AMERICA CONSUMER DIGITAL BANKING SURVEY

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Sep 20, 2016

In this year’s survey of over 4,000 consumers in the United States and Canada, banks are being challenged to deliver a customer experience that blurs the lines between physical and digital delivering value that is easy, relevant and seamless.

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Take a closer look at Blockchain technology TAKE A CLOSER LOOK AT BLOCKCHAIN TECHNOLOGY

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Sep 15, 2016

There’s been a lot of noise recently about bitcoin, blockchain, and cryptocurrency. Some of it is hype, but some of it points to important forces in the financial services industry. So what does it all mean?Let's start with some quick defin...

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The banking activities in infographics THE BANKING ACTIVITIES IN INFOGRAPHICS

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Sep 12, 2016

The banking world is unique and consists of a broad range of activities and transactions performed for a variety of customers. Here is an in-depth look at a world that remains relatively unknown, even as it constitutes a major pillar of the economy. ...

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7 TOPICS TO BE ADDRESSED IN BOARD EVALUATIONS 7 TOPICS TO BE ADDRESSED IN BOARD EVALUATIONS

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Sep 01, 2016

The effectiveness of a company’s board of directors is critical for ensuring that the company has a comprehensive and long-term business strategy that is executed within an environment of prudent risk management. Keeping in mind that the costs ...

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ECONOMIC AND MARKET UPDATE - JULY 2016 ECONOMIC AND MARKET UPDATE - JULY 2016

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Aug 10, 2016

In the US, shares were supported by improved economic activity, the Federal Reserve Bank’s steady interest rate policy and a better than expected June quarter corporate profit season. China’s annual economic growth for the June quarter wa...

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Banks halfway into a 15-year risk transformation BANKS HALFWAY INTO A 15-YEAR RISK TRANSFORMATION

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Aug 02, 2016

Banks are about half way through a 15-year transformational journey. While they have strengthened their risk management approach, they need to continue making changes. A set of blueprints for success is the seventh annual global survey of banks by EY...

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The Agile Bank Transforming the Customer Experience THE AGILE BANK TRANSFORMING THE CUSTOMER EXPERIENCE

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Jul 27, 2016

The agile bank can grow market share and reduce operational costs in exciting new ways. Discover a new retail banking distribution and marketing model for the digital era  an environment where customers have more control than ever. Retail banks ...

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Virtual Currency: The Future Of Banking VIRTUAL CURRENCY: THE FUTURE OF BANKING

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Jul 19, 2016

When you think of virtual currency you might think of Bitcoin, the biggest and most recognizable virtual currency out there.  But there are many more virtual currencies, and it seems new ones are popping up all the time. Sometimes a business run...

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ECONOMIC AND MARKET UPDATE - JUNE 2016 ECONOMIC AND MARKET UPDATE - JUNE 2016

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Jul 15, 2016

Britain’s “leave” decision sounded alarm bells across markets globally, raised the possibility of Scotland’s independence and caused concerns over European political stability. Despite considerable turbulence in UK market...

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Trend study:The digital transformation of banks TREND STUDY:THE DIGITAL TRANSFORMATION OF BANKS

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Jul 11, 2016

PAC has analyzed current trends on the French market regarding the maturity of banks in terms of digital transformation. Not only banks from the retail banking segment were interviewed but also from private and investment banking. Banks of different ...

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The relevance challenge: what retail banks must do to remain in the game THE RELEVANCE CHALLENGE: WHAT RETAIL BANKS MUST DO TO REMAIN IN THE GAME

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Jul 05, 2016

What 55,000 consumers in 32 countries had to say about their current and future relationships with traditional banks Relevance threatened Trust 4 out of 10 customers expressed decreased dependence on their bank as their primary financial services pro...

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A Dozen Car Insurance Discounts You’ll Really Dig A DOZEN CAR INSURANCE DISCOUNTS YOU’LL REALLY DIG

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Jun 27, 2016

When it comes to shopping for car insurance, finding out what discounts you could qualify for might not be the first thing you consider; but factoring in potential discounts while you’re comparing rates is key to helping you find the best deal ...

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ECONOMIC AND MARKET UPDATE - MAY 2016 ECONOMIC AND MARKET UPDATE - MAY 2016

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Jun 17, 2016

This communication is provided by MLC Investments Limited (ABN 30 002 641 661, AFSL 230705) (“MLC”), a member of the National Australia Bank Limited (ABN 12 004 044 937, AFSL 230686) group of companies (“NAB Group”), 105&ndash...

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Banking disrupted How technology is threatening the traditional European retail banking model BANKING DISRUPTED HOW TECHNOLOGY IS THREATENING THE TRADITIONAL EUROPEAN RETAIL BANKING MODEL

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May 03, 2016

European banks’ ability to earn returns above the cost of capital in the long term will depend on whether they can pass on the cost of holding higher regulatory capital. This largely comes down to the degree of competition in the market and, sp...

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Infographics: BBVA Results 1Q16 INFOGRAPHICS: BBVA RESULTS 1Q16

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Apr 28, 2016

BBVA posted a net attributable profit of €709 million in the first quarter of 2016, down 53.8% from the same period a year earlier. Quarterly results were hindered by a number of factors, including the impact of exchange rates, lower results from NTI...

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BBVA Open Talent 2016 BBVA OPEN TALENT 2016

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Apr 11, 2016

How often have you been asked if you wanted to embark on a new adventure? BBVA Open Talent is so much more than just an adventure. It is a journey on which we can grow together in our search for a common objective: the transformation of the financial...

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The boom of European startups in 2015 THE BOOM OF EUROPEAN STARTUPS IN 2015

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Apr 11, 2016

Thirty European technology companies are worth 30 billion euros. The Old Continent is breaking barriers in digital transformation.

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Banking on the future report BANKING ON THE FUTURE REPORT

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Apr 05, 2016

The future of the banking ecosystem will look much different than today and will extend well beyond financial services. There is a unique opportunity to capitalize on the insights banks hold and the innovation that they can build, buy or collaborate ...

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YES BANK’S SAVINGS ACCOUNT INFOGRAPHIC YES BANK’S SAVINGS ACCOUNT INFOGRAPHIC

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Apr 01, 2016

YES BANK Savings Accounts have been designed specifically to take care of your banking requirements. Our innovative financial solutions, backed by expert advice, will provide you with a truly rewarding banking experience. Earn a higher return of 6% p...

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The digital banking relationship center of the future THE DIGITAL BANKING RELATIONSHIP CENTER OF THE FUTURE

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Mar 21, 2016

Welcome to the digital banking relationship centre, where the focus is on building customer relationships rather than processing inquiries. In the workforce of the future, customer service agents will have di¬erent skills: problem solving, analyt...

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AUDIT AND ACCOUNTING CAREER PATHS FOR MANAGERS AUDIT AND ACCOUNTING CAREER PATHS FOR MANAGERS

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Mar 18, 2016

You’ve worked hard to get ahead in your accounting career, but where will your career path lead you next? In our new infographic, we provide a road map for audit and accounting managers looking to advance throughout their careers.What’s the best audi...

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Are You Prepared for a Flood? [Infographic] ARE YOU PREPARED FOR A FLOOD? [INFOGRAPHIC]

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Mar 16, 2016

A lot goes in to protecting your home and family finances. Of course, homeowners insurance is at the top of the list, but did you know homeowners insurance does not cover damage due to floods, the #1 natural disaster in the U.S.? To cover flood damag...

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Tax Facts: Getting a Refund TAX FACTS: GETTING A REFUND

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Feb 27, 2016

While tax season isn’t the highlight of most people’s year, if you’re getting a refund check from the IRS, it’s definitely a bright spot. Did you know the average IRS refund was $2,815 in 2015? Check out our Tax Facts infograp...

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RBC Disability Insurance Study RBC DISABILITY INSURANCE STUDY

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Feb 16, 2016

Canadians off work due to a disability are facing a perfect storm – they need time to recover, but instead of focusing on their health, they’re often dealing with the financial stress of trying to make ends meet and the emotional stress o...

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Retail Banking In 2020 RETAIL BANKING IN 2020

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Feb 02, 2016

Respondents were drawn from across the world, with 60 banking executives from each key region - Asia-Pacific, Europe and North America - and 20 from the rest of the world. Just over half (101) work for commercial retail banks, while 20% work for priv...

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Personal financial management on the cell phone PERSONAL FINANCIAL MANAGEMENT ON THE CELL PHONE

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Jan 14, 2016

Users want to manage their personal finances on the cell phone easily, quickly and very efficiently. It is the evolution of personal financial management (PFM).

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The Flexibility of Low Rates, Low Down Payments, and More THE FLEXIBILITY OF LOW RATES, LOW DOWN PAYMENTS, AND MORE

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Jan 13, 2016

If you had to pick one word to describe what makes your auto insurance policy great, what would it be? If you’re a Direct Auto & Life Insurance customer, the word FLEXIBLE might do the trick! Not only do you get to choose from convenie...

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Cut Your Home Energy Costs [Infographic] CUT YOUR HOME ENERGY COSTS [INFOGRAPHIC]

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Jan 11, 2016

I bet you didn't know it, but jan. 10 was National Cut Your Energy Costs Day. There are many benefits to cutting our energy costs—both for Mother Earth and for your pocket book. When it comes to your home, there are numerous ways to reduce energy usa...

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Transforming banking for the next generation TRANSFORMING BANKING FOR THE NEXT GENERATION

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Dec 01, 2015

Global megatrends, stakeholder pressures and weakening economic growth will drive both evolution and revolution for banks over the next decade. Almost every part of a bank’s business faces increased competition. Banks will have to re-determine ...

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Infographics: BBVA digital investments INFOGRAPHICS: BBVA DIGITAL INVESTMENTS

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Nov 24, 2015

BBVA has agreed to invest £45m (around €64m) for a 29.5% stake in Atom, the UK’s first mobile-only bank, which will launch in early 2016. The investment is part of BBVA’s strategy to lead financial services in the digital age.

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HOW GENEROUS ARE COMPANIES? A HOLIDAY BONUS SURVEY HOW GENEROUS ARE COMPANIES? A HOLIDAY BONUS SURVEY

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Nov 17, 2015

The holidays are a time when shopping malls are buzzing and cash is flowing. People, including check-balancing and money-managing accounting and finance pros, are on missions to find the perfect gifts for family and friends. Of course, a little extra...

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Big Data - 4 quick customer cases BIG DATA - 4 QUICK CUSTOMER CASES

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Nov 17, 2015

Omneo in the United States is searching billions of records in seconds and has saved $25 million. Danske Bank in northern Europe can deploy new financial models 50 percent faster. Fujian University of Technology in China prevents traffic jams by deli...

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Expat Healthcare in Malaysia EXPAT HEALTHCARE IN MALAYSIA

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Nov 04, 2015

Malaysia is a country in Southeast Asia, situated on the South China Sea. It borders Thailand to the north, and the Indonesian island of Kalimantan to the south. The total population is estimated at 30.1 million, with the predominant ethnic groupings...

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The Cost of Global Healthcare for Expats THE COST OF GLOBAL HEALTHCARE FOR EXPATS

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Nov 02, 2015

It is extremely important to have the right international health insurance plan in place while you are an expat living and working abroad. Whether you are a resident in Hong Kong or Singapore, Mumbai or Cape Town, the costs of global healthcare can q...

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Everything You Need to Know About SR-22s and FR-44s EVERYTHING YOU NEED TO KNOW ABOUT SR-22S AND FR-44S

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Nov 02, 2015

How much do you know about SR-22s (or FR-44s if you live in Florida or Virginia)? Maybe you or someone you know had to get one after an accident and you’re familiar with the process. If not, you might not know very much about them. But we&...

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HOW TO ALIGN PR OBJECTIVES TO BUSINESS GOALS HOW TO ALIGN PR OBJECTIVES TO BUSINESS GOALS

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Oct 12, 2015

Are you measuring what’s easy or what really matters? PR pros have to ask themselves this question, particularly when challenged with demonstrating their value to the company. It may be simpler to measure clips and followers, but if you want to...

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MARKET INTELLIGENCE DESK - EQUITY MARKET INSIGHT SEPTEMBER 2015 MARKET INTELLIGENCE DESK - EQUITY MARKET INSIGHT SEPTEMBER 2015

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Sep 30, 2015

U.S. equity markets are trading broadly higher as Q3 comes to a close tonight with the Nasdaq Composite currently up +1.88%, the Dow up +1.35%, the S&P 500 up +1.58% and the Russell 2000 up +1.19. Even though the market is rallying today, a close...

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Is Your Retirement Savings on Track? [Infographic] IS YOUR RETIREMENT SAVINGS ON TRACK? [INFOGRAPHIC]

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Sep 28, 2015

When it comes to planning and saving for retirement, there are a number of strategies, tools, and paths that you can take to prepare. Depending on age, goals, and number of dependants, retirement needs can vary from person to person. However, 20- and...

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5 MUST-HAVE FEATURES IN A MEDIA CONTACT DATABASE 5 MUST-HAVE FEATURES IN A MEDIA CONTACT DATABASE

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Sep 09, 2015

Targeting the right journalists and influencers is critical to a successful outreach campaign. Not only do you have to identify the contacts, you need to understand their beats and communication preferences in order to engage effectively. A media con...

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4 Reasons to Outsource Your Payroll 4 REASONS TO OUTSOURCE YOUR PAYROLL

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Sep 01, 2015

Payroll can be complicated and time-consuming. And when it comes to taxes, payroll is named as the most burdensome. Here are four ways that outsourcing payroll can save your business time, money and headaches.

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Do I Really Need Life Insurance? DO I REALLY NEED LIFE INSURANCE?

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Aug 17, 2015

How do you know if term life insurance is something you really need? It’s not like filling up on gas each week. Knowing you’ll be able to get to and from work means money well spent. With life insurance, it’s not as easy to see or f...

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Infographic: The evolution of financial inclusion INFOGRAPHIC: THE EVOLUTION OF FINANCIAL INCLUSION

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Jul 28, 2015

Infographic: The evolution of financial inclusion. In 2011 the World Bank set up the Global Findex databases in order to study the financial transactions people use to save, ask for loans, make payments and manage risks.

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The future of mobile banking THE FUTURE OF MOBILE BANKING

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Jun 25, 2015

In full digital transformation of the financial sector gradually mobile banking services are being implemented tighter. Mobility comes to stay.

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GE Capital’s Planned Asset Dispositions GE CAPITAL’S PLANNED ASSET DISPOSITIONS

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Apr 10, 2015

GE’s substantially downsizing of its GE Capital unit over the next two years includes a $9 billion fleet leasing business, a $16 billion financial sponsors’ portfolio, $74 billion in U.S. commercial loans, $31 billion in international commercial loan...

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Nearly Half of All Americans Embarking on New Beginnings This Year NEARLY HALF OF ALL AMERICANS EMBARKING ON NEW BEGINNINGS THIS YEAR

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Mar 30, 2015

Spring is in the air and that has a significant number of Americans planning a new beginning, according to research released today by Liberty Mutual Insurance. The Liberty Mutual Insurance New Beginnings Report, a national survey of 2,000 U.S. adults...

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Bloomberg 360: Regulation BLOOMBERG 360: REGULATION

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Feb 16, 2015

Francine Lacqua, Editor-at-Large and Anchor, Bloomberg TV sits down with Bloomberg LP regulation experts: Rob Friend, Global Business Manager for FICC and Foundational Applications, Paul Tivnann, Global Head of FX and Commodities Electronic Trading a...

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How Bitcoin works HOW BITCOIN WORKS

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Feb 16, 2015

Bitcoin is more than a digital currency. It’s an open-sourced technology platform where people with technical knowledge can easily create financial applications built for digital commerce. The promise of that technology has ramifications for the paym...

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Infographics | Measuring the inclusiveness of financial systems INFOGRAPHICS | MEASURING THE INCLUSIVENESS OF FINANCIAL SYSTEMS

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Oct 10, 2014

The degree of financial inclusion is determined by three dimensions: usage, barriers and access. These dimensions are, at the same time, determined by several demand-side individual level indicators for the cases of usage and barrier, and supply-side...

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The History of US Money THE HISTORY OF US MONEY

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Jun 13, 2014

Quicken Loans wants you to save your money. That’s a good thing. I love saving money. I’m sure you do too. We made a couple of commercials showing how we helped save money on a train and on the streets of Detroit. If you haven’t seen them, check them...

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OPTIMIZING SUCCESS: GENERATIONAL DIVERSITY IN THE WORKPLACE OPTIMIZING SUCCESS: GENERATIONAL DIVERSITY IN THE WORKPLACE

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Jan 23, 2014

With Traditionalists, Baby Boomers, Generation X, and Millennials all working together under one roof, understanding how to motivate each generation is key. In our new white paper, "Generation Optimization", we dig into generational diversity in the ...

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TECHNOLOGY IS TRANSFORMING THE TAX DEPARTMENT TECHNOLOGY IS TRANSFORMING THE TAX DEPARTMENT

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Oct 31, 2013

Technology has become integral to the tax department — and as companies adapt to these changes, their world is now increasingly complex and multifaceted as a result.Recent developments such as Sarbanes-Oxley, Dodd-Frank, The Affordable Care Act...

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TECHNOLOGY IS TRANSFORMING THE TAX DEPARTMENT TECHNOLOGY IS TRANSFORMING THE TAX DEPARTMENT

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Oct 31, 2013

Technology has become integral to the tax department — and as companies adapt to these changes, their world is now increasingly complex and multifaceted as a result. Recent developments such as Sarbanes-Oxley, Dodd-Frank, The Affordable Care Ac...

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Oct 08, 2013

It’s that time of year when you’re likely contemplating a career change. Summer is beginning to wind down and  you might feel inspired to explore greener pastures. On the other end of the experience spectrum, you may be a new grad wh...

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Mortgage Payment Breakdown Infographic MORTGAGE PAYMENT BREAKDOWN INFOGRAPHIC

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Nov 08, 2012

Our friends over at HomeInsurance.org passed this infographic our way, and we figured you’d like to see it.It’s a unique way of looking at the breakdown of your monthly mortgage payment to understand where the money from your payment actu...

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Skip-A-Year Sweepstakes Mortgage Payment and Debt Infographic SKIP-A-YEAR SWEEPSTAKES MORTGAGE PAYMENT AND DEBT INFOGRAPHIC

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Oct 24, 2012

The infographic you’ve been waiting for. The official Skip-A-Year Sweepstakes Mortgage Payment and Debt infographic. It’s in honor of the Quicken Loans Skip-A-Year Mortgage Sweepstakes, and we’re proud as can be! Did you know that t...

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Student Loan Debt Infographic STUDENT LOAN DEBT INFOGRAPHIC

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Jun 21, 2012

We like Quizzle (the place to get your free credit report) so much. They make my life so easy by creating such great infographics as the one below. I can share it with all of you and give Quizzle a little credit and love in the process. It’s a ...

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Great Ways to Spend Your Income Tax Refund GREAT WAYS TO SPEND YOUR INCOME TAX REFUND

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Apr 25, 2012

Great infographic from our friends over at MintLife.Frankly, I love it. It guides you through a flow chart (Joel said it was a decision matrix, but I’m old, so I’ll go with flow chart), which asks a series of questions and then lands you ...

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Don’t under-insure your home contents DON’T UNDER-INSURE YOUR HOME CONTENTS

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Buying Insurance has become a very impersonal experience. Call centres 'process' callers and comparison websites expect you to do all the work - you input all your information and try to make sense of all the policy terms and conditions, and ...

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Towers Watson has 39,000 employees in more than 120 countries. We design and deliver solutions that manage risk, optimize benefits, cultivate talent, and expand the power of capital to protect and strengthen institutions and individuals.

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With stocks performing at historic levels and an improving economy, life insurers are taking a fresh look at their capital management approaches and ways to use capital more efficiently.

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Usage-Based Insurance: U.S. Consumer Survey Infographic USAGE-BASED INSURANCE: U.S. CONSUMER SURVEY INFOGRAPHIC

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In the winter of 2012, a usage-based insurance consumer survey that polled over 7,500 respondents from the U.S. and six European countries was completed. Respondents expressed an overwhelming interest in usage-based auto insurance...

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Your Guide to Private Exchange Enrollment YOUR GUIDE TO PRIVATE EXCHANGE ENROLLMENT

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Private exchanges are marketplaces administered by a private organization that allow individuals and employers to purchase health insurance coverage. By implementing a private exchange benefit program, organizations can reduce total health care costs...

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To say the role of today’s CFO has evolved would be an understatement. Now, in addition to understanding balance sheets, risk, and asset allocation, CFOs need to study nonfinancial factors, such as the competitive landscape, operations, sourcin...

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We asked community bank and credit union executive attendees in our webinar, Creative Cost-Cutting Strategies to Increase Your Efficiency Ratio, to share a cost savings tip they recently implemented at their financial institution. We collected and ca...

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Research shows that, on average, active, fully engaged accounts net $212 more per year than those that aren’t engaged. And while the first 90 days after a new account is opened are essential to long-term engagement, fewer than half of new ...

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The alternative fund industry is changing rapidly, with increased regulatory burdens, shifting investor expectations and new fundraising competition. These dynamics are adding up to a new standard of success for alternative fund managers. But for tho...

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Insurers' biggest opportunity and challenge is turning existing and new data into insight that drives better decisions – according to State Street's 2014 Insurance Survey, conducted by the Economist Intelligence Unit.

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Data powers success in the investment industry. Research from State Street1 reveals a new breed of “data leaders” – asset managers and owners who use smart data strategies to outperform the competition. By contrast, the “data ...

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Asset managers in Asia Pacific are setting their sights on expansion into the region’s fastest-growing emerging markets, reveals a new industry survey by State Street. But the journey will take them into uncharted terrain.

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Trends to Target in 2016 TRENDS TO TARGET IN 2016

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We asked financial services thought leaders to provide any trends, predictions or changes they see happening in the financial services industry.  The predictions fell into six key categories, which should help you as you make your investment pla...

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Every organization needs to be customer-obsessed and deliver desired information on a variety of channels a t the precise moment of need. The shift to a mobile mindset is underway in the banking industry. This infographic, based on Forrester report c...

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The expectation today is that any desired information or service will be available on any device, in context, at their precise moment of need. Financial organizations, however, must remain keenly aware of the unique journeys in which prospects procee...

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Forrester: Path to Open An Auto or Personal Loan FORRESTER: PATH TO OPEN AN AUTO OR PERSONAL LOAN

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The expectation today is that any desired information or service will be available on any device, in context, at their precise moment of need. Financial organizations, however, must remain keenly aware of the unique journeys in which prospects procee...

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 Heartland offers flexible payment processing options from Apple Pay and PayPal to POS, e-Commerce, mobile card reader…and more. Start accepting payments easily and securely, so you can focus your time and energy on making it a day to rem...

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The Real Cost of a Data Breach THE REAL COST OF A DATA BREACH

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Heartland Secure ™ is the most secure card processing solution in the industry, backed by a comprehensive breach warranty. We combine three powerful technologies to protect your card data on every level.

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Keeping up with its commitment of providing Superior and Consistent Banking Experience, YES BANK launches YES Remit Easy, fast, and secured online money transfer option to India. Now send money to your loved ones back home from the comfort of your ho...

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People with disabilities and their loved ones face a distinct set of financial challenges throughout their lives. To help address these challenges, in 2008 the Government of Canada introduced the Registered Disability Savings Plan (RDSP). Design...

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Drawing on surveys of thousands of Canadians, researchers have crunched the numbers and concluded that advisors contribute to higher levels of wealth. Below are a few of the findings.

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The first ETF was launched in Canada (TIPS) on the Toronto Stock Exchange in 1990. Since that time, ETFs have grown to 374 products* and are quickly becoming a popular option for investors who wish to diversify their portfolios.

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Drawing on surveys of thousands of Canadians, researchers have crunched the numbers and concluded that advisors contribute to higher levels of wealth. Below are a few of the findings.Canadian investors’ perceptions of mutual funds and the mutua...

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Balboa Capital was named after its first office on Balboa Island in Newport Beach .We developed an intuitive online platform that simplifies the entire process. Calculators provide instant estimates, applications can be completed and submitted in a m...

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Balboa Capital is A+ rated by the Better Business Bureau (BBB), and we are one of the highest-rated financing companies on TrustPilot. We are headquartered in Orange County, California, and have satellite offices in Scottsdale, Arizona and San Ramon,...

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What The New Deduction Limits Mean for Your Business. The Protecting Americans from Tax Hikes Act (PATH) was approved on 12/18/15.

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An asset based loan whereby a business sells its accounts receivable/invoices to a third party, called a facter, at a discount in exchange for cash upfront.

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Avery popular option among franchisees. Equipment Financing saves capital presents credit lines and presents franchise business owners with excellent tax advantages.

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Fintech are entering the banking and payment scene in a big way, driven by a wave of innovative services, products and revenue models. However, that also means there’s no established reputation for stability, loyalty and knowledge on data secur...

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2015 Must-Attend Banking Events 2015 MUST-ATTEND BANKING EVENTS

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It’s that time of year again. You’re probably also thinking about 2015 and making plans for how you’ll use your 2015 travel budget. With dozens of industry events to choose from, it can be hard to keep track of them all. To help you...

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Complete Check Fraud Protection COMPLETE CHECK FRAUD PROTECTION

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Check fraud cost financial institutions $648 million in 2012 ($1,367 per case). Rather than letting fraud happen, Deluxe is enabling financial institutions to be proactive and take measures to fight back against fraud. From the moment a check order i...

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Small businesses have been slow to move away from their traditional payment methods. Deluxe talked to small businesses and learned the 10 things small businesses really want to move to ePayments.

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Marine General Liability for marine operations including contractors providing legal liability coverage for property in their care.Charterers Legal Liability for operations of rented or leased vessels including third party bodily injury and property ...

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Identity theft and fraud are real concerns for your account holders. There are more ways than ever for your account holders to be attacked and whether fair or not, they expect their financial institutions to be protecting them. A 2013 ABA report cite...

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Preparing Your Financial Institution for the Social Customer PREPARING YOUR FINANCIAL INSTITUTION FOR THE SOCIAL CUSTOMER

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Social media is here whether you like it or not. Your customers are talking about you and you can choose to let it happen without your input or join in the conversation. This infographic covers which channels are the most popular for your customers, ...

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In the banking industry, the buzz around check decline has led many people to believe that the end of checks is near. But don’t count them out of the payment mix just yet. Checks remain the primary payment method for small businesses, a preferr...

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Verifone is transforming everyday transactions into opportunities for connected commerce. We’re connecting more than 29 million payment devices to the cloud – merging the online and in-store experience and creating the next generation of ...

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Verifone is transforming everyday transactions into opportunities for connected commerce. We’re connecting more than 29 million payment devices to the cloud – merging the online and in-store experience and creating the next generation of ...

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Understand How Taxi Media Reaches Travelers UNDERSTAND HOW TAXI MEDIA REACHES TRAVELERS

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Verifone is transforming everyday transactions into opportunities for connected commerce. We’re connecting more than 29 million payment devices to the cloud – merging the online and in-store experience and creating the next generation of ...

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Mobile payments has changed the face of retail. This infographic highlights Verifone's global retail presence.

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Most Important Financial Services Events in 2014 MOST IMPORTANT FINANCIAL SERVICES EVENTS IN 2014

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Every year there are dozens of events in the Financial Services industry that are vying for your attention. Attend the right events and you will leave feeling energized and prepared to make an impact at your institution. For a list of some of the bes...

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The effects of identity theft and fraud can be devastating not only to the victims but to financial institutions as well. While some types of fraud have declined, others continue to appear and grow. Take a look at the current landscape of this growin...

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GPS Guide to Customer Engagement GPS GUIDE TO CUSTOMER ENGAGEMENT

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Once you have spent the time and money to acquire a new customer, onboarding is critical. Use this visual roadmap to increase customer engagement and improve your bottom line. 

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Switching Financial Institutions is Harder than Expected SWITCHING FINANCIAL INSTITUTIONS IS HARDER THAN EXPECTED

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Switching financial institutions can be difficult for consumers. In fact, 53% of surveyed consumers gave up before making it to the final step. Learn why it can be so difficult for consumers to make the switch, and what you can do to make the transit...

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Becoming a More Effective Banking Executive BECOMING A MORE EFFECTIVE BANKING EXECUTIVE

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There is a definite disconnect between what financial executives would like to spend their time doing and what they actually do. A significant percentage of their time is spent analyzing bank and branch performance, which is often based on out-of-dat...

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Consumers Are Looking for Identity Serenity CONSUMERS ARE LOOKING FOR IDENTITY SERENITY

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In a time of intense identity uncertainty, consumers are looking for a little identity serenity. This identity theft poem will help you understand the opportunty credit unions and banks have in offering protection to their account holders. 

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Benefits of a “Beyond Spreadsheets” Approach BENEFITS OF A “BEYOND SPREADSHEETS” APPROACH

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Ninety-one percent of organizations utilize spreadsheets in some capacity during financial planning, budgeting, and forecasting. But just because spreadsheets are near ubiquitous for performing these tasks, does not mean they are the best tools avail...

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Building a Case for a Performance Management Tool at Your FI BUILDING A CASE FOR A PERFORMANCE MANAGEMENT TOOL AT YOUR FI

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As running a credit union or community bank becomes more complex, everyone from the CEO to the branch manager must take on more responsibility and accountability. This is where technology can make the difference. Surviving in today’s disruptive...

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Research shows that, on average, active, fully engaged accounts net $212 more per year than those that aren’t engaged. And while the first 90 days after a new account is opened are essential to long-term engagement, fewer than half of new accou...

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According to the Convert 'Silent Attrition' into Banking Engagement and Profits study commissioned by Deluxe and conducted by the Javelin Strategy & Research group, 1 in 5 new customers are overwhelmed by the thought of switching direct d...

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THE ANATOMY OF CONSUMER SWITCHING BEHAVIORS THE ANATOMY OF CONSUMER SWITCHING BEHAVIORS

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Financial institutions aim to drive consumer account-switching behaviors, but few are really good at it. Failing to convert newly acquired accounts into profitable, long-term relationships leads to both financial losses and lost customers. To explore...

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Deluxe recently teamed with Javelin Strategy & Research to learn more about how the mind of a check user works. We wanted to understand how pricing affected their decisions, how they feel about bundling, what security features they valued, and of...

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Welcome to the new Nasdaq. Where capital market logistics are solved by people, products and services that are as ambitious as you are. In 1971, the microprocessor was born. Nasdaq wasted no time capitalizing on the new technology by bringing all-ele...

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Welcome to the new Nasdaq. Where capital market logistics are solved by people, products and services that are as ambitious as you are. In 1971, the microprocessor was born. Nasdaq wasted no time capitalizing on the new technology by bringing all-ele...

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How to Build Relationships Before You Pitch HOW TO BUILD RELATIONSHIPS BEFORE YOU PITCH

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While social media has given communications professionals greater access to journalists and influencers, the effectiveness of your pitch relies less on technology and more on a fundamental activity that has stood the test of time: building a relation...

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According to a recent Nasdaq survey about IR website, 74 percent of the investors and analysts who participated said the sites influence their perception of the firm and its IR program. One buy-side investor surveyed said ‘content is the most c...

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The middle of a crisis is not the right time to start assembling your crisis management team. Designing a crisis communications team to communicate and respond in a crisis is one of the most important things top management can do to safeguard your co...

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2015 saw an increase in private company liquidity due in part to the state of capital markets and also with provisions from the 2012 JOBS Act.

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Spin-free guide to investing. Everyone has their own financial goals, and this infographic will help to explain the different asset classes and the ways you can invest in them.

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When hiring employees, chances are you’re take the time to review resumes, assess skills and ensure that potential applicants have the right experience for the specific job. But do you also take the time to ensure you are hiring the right people for ...

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So, where are the accounting and finance jobs? Accounting Principals took an in-depth look at data collected from our national recruiting network and summarized our findings here. Whether you’re an accounting and finance veteran, or just starting out...

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Based on a survey of 400 senior hiring decision makers including CFOs, Financial Services leaders and CIOs in Singapore, the Robert Half H2 Employment Report provides invaluable insights into the hiring intentions in the second half of 2015.

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Based on a survey of 400 senior hiring decision makers including CFOs, Financial Services leaders and CIOs in Singapore, the Robert Half Employment Report provides invaluable insights into the hiring intentions and concerns about staff retention in t...

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The transportation industry is a very broad, diverse group of companies and individuals that collectively keep America moving. With all of the time and effort it takes to keep those wheels turning on the highway, the amount of traffic that goes onlin...

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It's the biggest development in technology since the birth of the Internet and its usage is through the roof. We are talking about mobile

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The experts highlight the importance of professional sales specialists to ensure the successful evolution of startups. Specialists in digital marketing is the profile most in demand by startups.

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New innovations are providing novel ways to enable an “always on” society: mobile, social, and cloud technologies are being interwoven into the fabric of everyday life creating new value or offering new efficiencies

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This document is only provided for information purposes and does not constitute, nor should it be interpreted as, an offer to sell or exchange or acquire, or an invitation for offers to buy securities issued by any of the aforementioned companies

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JANUARY 2012 1simple The way the world bank calls our customer centric bank Winning the customer´s trust Customer centric, the new banking Top experiences New areas of growth also in this issue Trending issues Technology trends Edge January 2012

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YOUR GRANDCHILDREN HAVE QUESTIONS ABOUT MONEY AND SAVINGS. YOU HAVE THE ANSWERS. THEY’RE EAGER FOR MONEY LESSONS GRANDPARENTS UNDERESTIMATE THEIR INFLUENCE START WITH A CONVERSATION.

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Looking to Better Understand ETF Investors? View our infographic to closer look at ETF Investors, including their financial profiles, channel preferences, geographic breakdowns, generational trends, and more!

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India leads the world in economic confidence and plans biggest increase for investment and spending, as reported by Indian finance leaders, in the eighth annual Global Business and Spending Monitor - a survey of global finance leaders by American Exp...

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The study reveals that early adoption of financial discipline is critical for profitable growth among small and medium enterprises (SMEs). Travel and other related expenses are a crucial cost category and managing these expenses is as important as gr...

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The 2015 The State of Financial Literacy on Social Media assesses the level of financial literacy, general attitudes and perceptions of 1,588 regular users of the four major social networks (Facebook, Twitter, LinkedIn, and Reddit) in relation to the...

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SOCIAL MEDIA STATE OF FINANCIAL LITERACY 2015 could you benefit from meeting with a financial advisor and would you be willing to pay? FINANCIAL ADVICE I could benefit from some advice and answers to everyday financial questions from a professional.

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SOCIAL MEDIA STATE OF FINANCIAL LITERACY TWITTER could you benefit from meeting with a financial advisor and would you be willing to pay. Financial advice 42%of twitter users are likely to seek out advice regarding tax planning.

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SOCIAL MEDIA STATE OF FINANCIAL LITERACY 53 Facebook 46 Overall Mean DEMOGRAPHIC OVERVIEW AGE IN YEARS Overall refers to the participants surveyed across Face book, Twitter, Reddit, and LinkedIn. Face book had the oldest respondents compared to the o...

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From conch shells and stones to virtual cards and mobile payments, the payments landscape has been evolving for millennia. This infographic highlights the important dates in payments history, from the dawn of paper money in 1861 to the introduction o...

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The accounts payable function at organizations is evolving, and as companies bring their AP processes into the digital future, they need technological advances to keep up, bringing them from point A to point B with more accuracy, speed, and cost-savv...

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As an international travel brand, cross border transactions (and their associated exchange fees/markups) are a necessary evil. With an average in 3% markup per transaction, each international booking could be costing you hundreds per booking, and for...

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Growing your professional employer organization requires a client-focused plan combined with well-managed financial organization. But how can you overcome the challenges that can arise? A new WEX Health infographic takes a deeper look into growing yo...

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Earlier this year, General Electric (GE) conducted their “Global Innovation Barometer” survey which revealed a large, dynamic shift in innovation amongst 3200 business executives spanning 26 countries across the globe. While in years past these same ...

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GE is keen to invest in India & in projects in to boost infrastructure in sectors such as Rail, Power & Healthcare. Over the last 5 years, GE has doubled its investment in India ranging from supplier development programs to large infrastructure proje...

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A high-level view of the FSC MetLife Research into understanding consumer barriers to adequacy in life insurance in Australia is explained in this infographic.

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Avoid higher taxes arising from the expiration of Bonus Depreciation.

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Owning a car is not cheap! You not only have to buy the car but then there’s also tax, car insurance and not to mention filling the tank with petrol every week. Insurance can take a big chunk out of anyone’s budget so AIG has created an infographic t...

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Healthcare executives appear optimistic about revenue and growth in 2015 and express a desire to make additional investments and seek financing in the coming year. They expect trends around M&A to continue to rise and acknowledge its benefits for the...

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The results are in; our latest survey with the Washington Post shows how technology is impacting middle market companies

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Mid-sized companies are looking to grow, and leasing is a big part of that plan. Take a look at our latest infographic to examine the impacts of a new lease accounting standard for mid-size businesses.

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BBVA has launched a pioneer initiative whose goals so to foster innovation around big data, promoting an open culture of continues exchange between BBVA and the developer communities around the word.

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P2P lending platforms are an alternative to traditional funding methods, offering more favorable and flexible conditions.

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As our Mercer Insight™ subscribers know, long/short managers outperformed all other equity managers in 2013-14 in Australia. http://www.mercer.com.au/services/investments/investment-services

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Institutional Investors Drawn to Emerging markets INSTITUTIONAL INVESTORS DRAWN TO EMERGING MARKETS

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Institutional investors — such as pension plans, sovereign wealth, insurance companies, and endowments — pool funds in order to invest in securities and other investment products. Each year, Mercer Investments analyzes how institutional investors inv...

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Sage 200 SAGE 200

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Need a solution to help you manage your finances, customers and business insight in one solution? This useful infographic highlights the differences between Sage 200 Online and Sage 200 On-Premise, which model best suits your business?

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Fixed Assets The Big Picture by Sage FIXED ASSETS THE BIG PICTURE BY SAGE

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Learn how automating your fixed asset management can help you save on tax and insurance payments, helping you guard against regulatory noncompliance and trouble with the IRS.

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Sage ERP X3 Version 7- Expansion SAGE ERP X3 VERSION 7- EXPANSION

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Scale and expand to new markets or geographies with Sage ERP X3.

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AXA Infographic on InsurTech in China AXA INFOGRAPHIC ON INSURTECH IN CHINA

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AXA has been the first overseas insurer to establish a Lab in China and opened in Shanghai earlier in the year.

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Battle of the Apps: 3 Keys to Win the Title of Primary Banking Application BATTLE OF THE APPS: 3 KEYS TO WIN THE TITLE OF PRIMARY BANKING APPLICATION

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The competition is heating up. Account holders are looking for a primary banking application — an app they keep on the home screen of their phone. This infographic shows how to stay in the ring.

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FinancialResolutionsIG FINANCIALRESOLUTIONSIG

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The Most Popular Financial Resolutions for 2016 MONEY News USA News USA (NU) – News usa Infographic - Never doubt the eternal optimism of Americans. An overwhelming 72 percent of adults surveyed for Fidelity’s 7th annual New Year Financia...

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How bankers can use Big Data to be more like Amazon and Google HOW BANKERS CAN USE BIG DATA TO BE MORE LIKE AMAZON AND GOOGLE

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Email Your Special Offer OVER HALF OF FULLY ENGAGED CUSTOMERS RECEIVED AN AD FROM THEIR PRIMARY BANK FOR A PRODUCT THEY ALREADY HAD. BANKS FAIL TO PROPERLY TARGET ENGAGED CUSTOMERS

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Return on Employee Investment (ROEI™) RETURN ON EMPLOYEE INVESTMENT (ROEI™)

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Employees are the most important component in the quest to improve your business results. The investments you make in your workforce should yield a healthy return and positively affect the bottom line. The Return on Employee Investment infographic hi...

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Citibank Survey Finds Small Businesses Driving Growth through Online and Social Media Channels CITIBANK SURVEY FINDS SMALL BUSINESSES DRIVING GROWTH THROUGH ONLINE AND SOCIAL MEDIA CHANNELS

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Despite the ubiquitous and relentless buzz around social media, most small businesses today aren't leveraging the basic online tools readily available to them to help grow their businesses, according to the latest small business survey by Citiban...

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Putnam Investment PUTNAM INVESTMENT'S 2015 FINANCIAL ADVISORS AND SOCIAL MEDIA SURVEY

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Putnam Investments surveyed over 800 financial advisors to learn more about how they are using social media for business. The findings are the fourth annual iteration of the study.

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Putnam Social Media Survey 2014 PUTNAM SOCIAL MEDIA SURVEY 2014

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Putnam Investments surveyed over 700 financial advisors to learn more about how they are using social media for business.

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