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How to Utilize Open Banking Opportunities in 2020 HOW TO UTILIZE OPEN BANKING OPPORTUNITIES IN 2020

article

Apr 27, 2020

Everyone wants to build a creamier, faster, and more efficient financial services journey — which in 2020 is not a point of controversy or friction.Today, customer demand is touching peaks. It is customer demand that forces businesses come out of their silos and collaborate with others to crea...

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Ten steps to a maturity assessment-driven Data Strategy, for your Bank TEN STEPS TO A MATURITY ASSESSMENT-DRIVEN DATA STRATEGY, FOR YOUR BANK

article

Apr 20, 2020

Here are ten steps to defining a data strategy based on a data capability maturity assessment, for a Financial Institution, Identify and Simplify Maturity models, and customize the yardstick as well as benchmarks based on local study and future organization strategy. Conduct workshop with leaders an...

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The Covid-19 impact on fintech: now is the time to boost investment THE COVID-19 IMPACT ON FINTECH: NOW IS THE TIME TO BOOST INVESTMENT

article

Apr 20, 2020

While the coronavirus pandemic sweeps the entire world, governments’ response to the international health crisis has led the global economy to a standstill. Extensive lockdowns and social distancing measures are leading to massive unemployment spikes and numerous businesses are already seeing ...

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SME Challenges in Cross Border payments SME CHALLENGES IN CROSS BORDER PAYMENTS

article

Apr 20, 2020

The economic scale of the SME market is substantial, contributing £2.0 trillion (52%) a year to the UK economy alone and growing. But for SMEs wanting to trade internationally, they’re met with highly complex infrastructure and a myriad of lenders, brokers, FIs, processes and systems in ...

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How to Fight Fraud and Financial Crime Using Machine Learning Applications HOW TO FIGHT FRAUD AND FINANCIAL CRIME USING MACHINE LEARNING APPLICATIONS

article

Apr 20, 2020

Going far away beyond conventional attack detection, advanced machine learning operations assist organizations to stay one step ahead of financial fraudsters.We hear tons of stories about account takeovers and hacking also. How can financial institutions detect and mitigate these attacks?The world o...

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Coronavirus: What Does It Imply For Your Investment? CORONAVIRUS: WHAT DOES IT IMPLY FOR YOUR INVESTMENT?

article

Apr 17, 2020

The coronavirus pandemic has been sending shockwaves through the global economy, impacting the finances of people across the globe. But the question that lies here should you worry about your financial future? Here at Wealthface, we would like to explain what you should do in this kind of situation....

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10 Fintechs that Make Taxes Less Taxing 10 FINTECHS THAT MAKE TAXES LESS TAXING

article

Apr 15, 2020

Taxes, especially in the U.S., can be anxiety-inducing not only for consumers but also for small businesses. And even though this year’s tax filing deadline has been extended to July 15, the filing and payment requirements remain unchanged.“The daunting task of gathering documents for a ...

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How Blockchain Technology is Powering FinTech Revolution in 2020 HOW BLOCKCHAIN TECHNOLOGY IS POWERING FINTECH REVOLUTION IN 2020

article

Apr 15, 2020

The 21st century doesn’t fail to surprise human society with its innovation. Blockchain is going as a part of mainstream business operations and it's impossible to keep FinTech unaffected.As the new universality of the twenty-first century, technological advancements have now unquestionabl...

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How FinTech Can Withstand the Coronavirus Outbreak HOW FINTECH CAN WITHSTAND THE CORONAVIRUS OUTBREAK

article

Apr 15, 2020

Soon after, the World Health Organization declared the Novel Coronavirus outbreak an official pandemic, a sudden pandemonium busted across the globe. The COVID-19 crisis carries with it the potential equally disruptive economic fallout. It has brought a dominant shift in reality; in addition to the ...

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How machine learning is changing financial services HOW MACHINE LEARNING IS CHANGING FINANCIAL SERVICES

article

Apr 13, 2020

Artificial intelligence (AI) has become integrated into our everyday lives. It powers what we see in our social media newsfeeds, activates facial recognition (to unlock our smartphones), and even suggests music for us to listen to. Machine learning, a subset of AI, is progressively integrating into ...

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Artificial Intelligence With Mobile Banking Is Reshaping the Future of Banking and Finance ARTIFICIAL INTELLIGENCE WITH MOBILE BANKING IS RESHAPING THE FUTURE OF BANKING AND FINANCE

article

Apr 10, 2020

This is the flourishing time for financial services. The concept of interrelated technologies is developing and is brought forward due to the disruption in the industry such as that of cloud computing, data science, biometrics, and blockchain. However, most of the change has been brought about in th...

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4 Things that Automatically Disqualify You for a PPP Loan 4 THINGS THAT AUTOMATICALLY DISQUALIFY YOU FOR A PPP LOAN

article

Apr 09, 2020

As millions of small business owners are applying for low-interest loans associated with the Paycheck Protection Plan, I can’t help but think of all the small business owners I personally spoke with over Facebook last weekend as the PPP got off to a rather bumpy start as lenders tried to absor...

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BANKS CAN TEACH INSURERS HOW TO TURN DATA INTO PROFITS BANKS CAN TEACH INSURERS HOW TO TURN DATA INTO PROFITS

article

Apr 09, 2020

Open banking rules, particularly PSD2 regulations in Europe, have forced banks to share their customer information. Some progressive lenders have turned this threat to their businesses into a big opportunity. They’re using data-sharing ecosystems to reach more customers and launch new products...

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COVID-19 Outbreak and Crypto Market COVID-19 OUTBREAK AND CRYPTO MARKET

article

Apr 08, 2020

The futuristic utopia that technological progress promises is coming ever closer at an astonishing pace, yet unseen challenges, have surfaced during the COVID-19 virus outbreak. The pandemic has managed to plunder and destabilize the world in just the last few months, putting in danger not only live...

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The Importance of Financial Literacy During Uncertain Economic Times THE IMPORTANCE OF FINANCIAL LITERACY DURING UNCERTAIN ECONOMIC TIMES

article

Apr 07, 2020

What does it mean to be financially literate? Is it more important to be able to balance a checkbook or to understand the power of compound interest? Does a financially literate person pay down student debt or consumer debt first? And does a truly financially literate person even take on debt in the...

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6 Digital Banking Best Practices During the COVID-19 Outbreak 6 DIGITAL BANKING BEST PRACTICES DURING THE COVID-19 OUTBREAK

article

Apr 07, 2020

As the financial industry navigates the uncertainty of the COVID-19 pandemic, one thing is clear: digital banking has never been more important to financial institutions and their customers. While digital channels like mobile banking apps have always offered convenience, they now offer physical safe...

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How to access small business loans for COVID-19 financial relief HOW TO ACCESS SMALL BUSINESS LOANS FOR COVID-19 FINANCIAL RELIEF

article

Apr 07, 2020

The CARES Act recently passed by Congress funded financial assistance for small businesses experiencing economic hardships caused by the COVID-19 pandemic. Two Small Business Administration (SBA) loan programs established or expanded by the act are of particular interest to family physicians: the Ec...

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What Finance Companies are Excelling in AI? WHAT FINANCE COMPANIES ARE EXCELLING IN AI?

article

Apr 07, 2020

Many finance companies are getting some massive help from AI handling things like security, loss prevention, and predictive decision making — think underwriting for mortgages or credit decisions. While AI is making the rounds for many companies and organizations, a few are taking that capabili...

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FinTech in Post-Covid 19 World FINTECH IN POST-COVID 19 WORLD

article

Apr 07, 2020

FinTech industry has 2008 crisis to thank for its tectonic rise. A number of ingredients (e.g. cheap funding, mistrust for banks, availability of ex banking talent, etc) came together that turned last recession into a platform for the launch of a wave of FinTech innovations. Since FinTech was almost...

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Covid-19 and the rush to Digital banks COVID-19 AND THE RUSH TO DIGITAL BANKS

article

Apr 07, 2020

Umberto Eco once wrote “Everything is repeated, in a circle. History is a master because it teaches us that it doesn't exist. It's the permutations that matter.” In addition to the effects on the supply and demand side, COVID-19 has jolted financial markets across the globe as oi...

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Open Banking in the Same Language OPEN BANKING IN THE SAME LANGUAGE

article

Apr 06, 2020

What happens when third party fintechs try to access banking data on behalf of their consumers, but each way has a different way of doing so? That’s exactly what’s happening in the U.S. right now, and it’s a major factor in preventing the country from adopting an open banking cultu...

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Lockdown will have lasting effects on FinTech LOCKDOWN WILL HAVE LASTING EFFECTS ON FINTECH

article

Apr 06, 2020

The lockdown is hurting every industry. FinTech is no exception. However, its digital nature means many companies find themselves well positioned. Some might even come out of this situation better off than before. The lockdown will have lasting effects – both good and bad – on FinTech. W...

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Cash in the time of Covid: why we need to listen to the experts to protect this vital payment method CASH IN THE TIME OF COVID: WHY WE NEED TO LISTEN TO THE EXPERTS TO PROTECT THIS VITAL PAYMENT METHOD

article

Apr 06, 2020

Covid-19 has had a huge impact on almost every area of our lives: from travel to shopping, the economy to health services. Understandably, these are emotive issues – things that we previously may have taken for granted are now being put under enormous pressure at a time when people are very an...

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How Banks can use Artificial Intelligence to Constantly Innovate at Scale HOW BANKS CAN USE ARTIFICIAL INTELLIGENCE TO CONSTANTLY INNOVATE AT SCALE

article

Apr 06, 2020

The world is digitizing, and the world is digitizing because we’re seeking low friction and immediacy. We want immediate responses; we want stronger commerce connections that can scale up to more rapidly. So, within that framework, one can’t expect banking and financial services to stay ...

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How to Boost Digital Banking Amid Coronavirus HOW TO BOOST DIGITAL BANKING AMID CORONAVIRUS

article

Apr 04, 2020

Banks have an Essential Role to Play as Systemic Stabilizers.COVID 19 has created disruptive economic fallout within human society across all religions/races/geographies/countries/continents. The path ahead is hence a dangerous one, driven by epidemiological uncertainty.While this situation is occur...

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Will COVID-19 Be the Final Straw for Cash and the Branch? WILL COVID-19 BE THE FINAL STRAW FOR CASH AND THE BRANCH?

article

Apr 01, 2020

There are two things that the COVID-19 crisis is teaching us. Be careful of what you touch. And be careful of who you are near. Neither one is a good message for the future of cash nor the bank branch, two staples of 20th century financial life whose demise analysts and prognosticators have been ant...

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Taking Advantage of AI and ML in Financial Services TAKING ADVANTAGE OF AI AND ML IN FINANCIAL SERVICES

article

Apr 01, 2020

Many financial services organizations have already begun to take advantage of ML technology because of its proven ability to reduce operational costs, increase revenues, improve productivity, enhance compliance, bolster security, and enrich the customer experience. However, most companies are in the...

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AI in Fintech: a Wellspring of Opportunities AI IN FINTECH: A WELLSPRING OF OPPORTUNITIES

article

Mar 31, 2020

Fintech is considered one of the fastest growing industries, which is hardly surprising. Anyone who’s dealt with a bank recently would be overjoyed to discover a more customer-friendly financial service, with transparent fees and superior customer care. Transferring money through services like...

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9 Best Fintech Apps to Use While at Home During the Coronavirus Lockdown 9 BEST FINTECH APPS TO USE WHILE AT HOME DURING THE CORONAVIRUS LOCKDOWN

article

Mar 31, 2020

With the threat of the global coronavirus pandemic upon us – knowing which ones are the best Fintech apps to use may get a little confusing for the average consumer. It is no doubt that the entire world has been impacted negatively by the coronavirus (COVID19) lockdown. Regardless of what indu...

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Which Fintech sectors will emerge fighting fit from the current Covid-19 crisis? WHICH FINTECH SECTORS WILL EMERGE FIGHTING FIT FROM THE CURRENT COVID-19 CRISIS?

article

Mar 31, 2020

Whilst the current pandemic induced crisis is yet to reach its peak, and is leaving a trail of personal and economic destruction, we should expect a new landscape to emerge, in many respects, when the dust settles. What does this mean for the Fintech sector in terms of opportunities and how does thi...

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TIME TO DRIVE API INNOVATION THROUGH OPEN BANKING TIME TO DRIVE API INNOVATION THROUGH OPEN BANKING

article

Mar 31, 2020

As the paper points out, application programming interfaces (APIs) are starting to significantly disrupt corporate banking. Nearly nine in ten (86 percent) banks are working on Open Banking and open API platforms, and nearly half (47 percent) of corporate treasurers see opportunities for banks to im...

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How Lending-as-a-Service Can Impact Small Businesses in Need HOW LENDING-AS-A-SERVICE CAN IMPACT SMALL BUSINESSES IN NEED

article

Mar 31, 2020

One of the brutal facts of the COVID-19 outbreak is that it will be difficult for small businesses to survive. The self-distancing and shelter-in-place orders, while temporary, are taxing for already cash-strapped merchants. Adding to the hardship, small businesses may find it especially difficult t...

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Coronavirus — How Fintech Helps CORONAVIRUS — HOW FINTECH HELPS

article

Mar 30, 2020

The effects of Coronavirus on humanity, and what it is doing to the health and well-being of those around us, is very clear. We see the devastating effect it is having on people’s lives, and the level of fear is growing each day. I do not wish to add to this with another article based on the r...

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How has Fintech helped with battling Covid-19? HOW HAS FINTECH HELPED WITH BATTLING COVID-19?

article

Mar 30, 2020

As the pandemic known as Covid-19 is changing the way we live our lives, there are a couple of innovative technologies that have made this transition period much easier. We don’t know much about this virus but so far it has completely turned the world upside down. Not only are we running a ris...

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HOW OPEN BANKING IS CATALYZING PAYMENTS CHANGE HOW OPEN BANKING IS CATALYZING PAYMENTS CHANGE

article

Mar 30, 2020

Since the adoption of PSD2 by the European Parliament in 2015, there’s been growing momentum behind Open Banking. This is set to reach new levels in 2020, as Open Banking catalyzes innovation and efficiency across the world of payments. That makes it one of the most important trends in the ind...

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How the Coronavirus Crisis is Impacting Fintech HOW THE CORONAVIRUS CRISIS IS IMPACTING FINTECH

article

Mar 26, 2020

The global coronavirus pandemic has far-reaching implications for every aspect of the economy, and fintech is already feeling some of the consequences of the escalating crisis. From canceled events to shrinking opportunities for fundraising, we’re talking through some of the biggest challenges...

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COVID-19 and its Impact on the Banking Industry COVID-19 AND ITS IMPACT ON THE BANKING INDUSTRY

article

Mar 26, 2020

European central banks have little ammunition with which to deal with the COVID-19 pandemic. Governments will soon be forced to balance the health of their citizens with economic stability and their own debt. After more than a decade of unprecedented economic growth, the world is facing another glob...

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Are banks ready for the Corona emergency measures imposed by governments? ARE BANKS READY FOR THE CORONA EMERGENCY MEASURES IMPOSED BY GOVERNMENTS?

article

Mar 26, 2020

Amid the Corona crisis, governments worldwide are urgently deciding on numerous actions to limit the economic impact of this unprecedented health crisis. Top priority in these plans is to help people and businesses overcome a period of low to zero income, which completely breaks their predicted liqu...

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The Way Forward: 21 Ideas for Bank Leaders to Boost Business after the Crisis THE WAY FORWARD: 21 IDEAS FOR BANK LEADERS TO BOOST BUSINESS AFTER THE CRISIS

article

Mar 25, 2020

In the hardest times, there is always a way to get better. With the Way Forward, I’d like to share disruptive changes that shape industries, businesses, and societies in the context of financial services. The 21 notes synthesise the findings of openness, flexibility, and customer-centricity in...

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HOW FINTECH IS SHAPING THE FUTURE OF WEALTH MANAGEMENT HOW FINTECH IS SHAPING THE FUTURE OF WEALTH MANAGEMENT

article

Mar 23, 2020

The wealth management industry can no longer ignore the rise of fintech. Investors have pumped more than $100 billion into the fintech market since 2010—including $6 billion in the first quarter of 2019. Those investments are going toward things like robo-advisors and investment apps that help...

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A bank account - A concept of the past A BANK ACCOUNT - A CONCEPT OF THE PAST

article

Mar 23, 2020

Almost every recent article written about banking starts with the statement that the banking industry is being disrupted by new competitors, new innovations and new technologies. Although this statement is definitely true, the extend of the disruption can still be debated. Even the most innovative n...

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Cybersecurity: The Hidden Risks of Fintech Services CYBERSECURITY: THE HIDDEN RISKS OF FINTECH SERVICES

article

Mar 20, 2020

Fintech has drastically improved the products and the services of the traditional financial services in the past few years. However, even after many financial institutions have readily adopted fintech services, there are still some hidden risks in the aforementioned industry. For instance, the integ...

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Will fintech change everyday lives in Africa and Asia? WILL FINTECH CHANGE EVERYDAY LIVES IN AFRICA AND ASIA?

article

Mar 19, 2020

The modern world is constantly changing, offering more to societies across the globe than before. The recent technological development has proven to be unprecedented and revolutionary, changing the lives of millions in different corners of the world. The financial industry is one of the most affecte...

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Five lessons US banks can learn from fintech disruptors FIVE LESSONS US BANKS CAN LEARN FROM FINTECH DISRUPTORS

article

Mar 15, 2020

The financial crisis of 2008 levelled the legacy banking industry quickly and decisively in North America. And rebuilding has been a long process — culturally, operationally and technologically. With the market once again in a state of volatility in part due to the spread of COVID-19, we&rsquo...

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Coronavirus is slamming markets. What’s an investor to do? CORONAVIRUS IS SLAMMING MARKETS. WHAT’S AN INVESTOR TO DO?

article

Mar 12, 2020

With the markets on Thursday taking their biggest fall since 1987’s Black Monday and the record-setting bull run now a thing of the past, the average investor with a nest egg tied up in a 401(k) might feel powerless to stanch the blood-letting. In many cases, sitting tight amid the mayhem and ...

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4 Hurdles Every Fintech Startup Must Overcome 4 HURDLES EVERY FINTECH STARTUP MUST OVERCOME

article

Mar 11, 2020

Fintech, or financial technology, refers to the application of innovative technology solutions within the financial-services industry. Even if you’re not familiar with fintech, most of us have used services like PayPal or Cash App, which fall into the mobile wallet and payments category. These...

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Three Ways to Thrive in a Technology-Driven Financial Industry THREE WAYS TO THRIVE IN A TECHNOLOGY-DRIVEN FINANCIAL INDUSTRY

article

Mar 11, 2020

The banking and financial industry is changing at a blinding pace. Advancements in mobile payments, digital currencies, blockchain and innovative lending strategies are causing a radical shift and have challenged nearly every established convention. These new financial technologies (known collective...

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AI bankability: 10 ways artificial intelligence is transforming banking AI BANKABILITY: 10 WAYS ARTIFICIAL INTELLIGENCE IS TRANSFORMING BANKING

article

Mar 11, 2020

With plenty of post-recession anti-banking sentiment still lingering, it’s common to see fintech and traditional banks framed in oppositional terms. There’s some truth to that, especially with disruption-minded digital-only banks, but technological innovations have transformed banking of...

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Dangerous Intersection Ahead: Privacy and Banking Fintech DANGEROUS INTERSECTION AHEAD: PRIVACY AND BANKING FINTECH

article

Mar 09, 2020

Bankers in the fintech space are familiar with the FFIEC’s Guidance recommending multi-factor authentication for certain financial transactions. Multi-factor authentication, at least for “high risk” transactions, requires a combination of something you know, something you have and ...

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Machine Learning for Financial Services: Hype or Reality? MACHINE LEARNING FOR FINANCIAL SERVICES: HYPE OR REALITY?

article

Mar 08, 2020

There’s an ongoing debate as to whether new trends in machine learning are mere hype or are actually providing tangible business value and helping shape financial services pricing and offering strategies. A survey of about 200 global insurance professionals conducted by Earnix in 2017 showed t...

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Coronavirus Hits Economy. How Fintech is Affected? CORONAVIRUS HITS ECONOMY. HOW FINTECH IS AFFECTED?

article

Mar 07, 2020

From stock market swings and billions wiped off of the airlines, hotels, transportation revenues to drug, soap or iPhone replacement shortages – the coronavirus outbreak is taking its toll on many business aspects of life. Euler Hermes calls this a "quarantined trade". The company...

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How FinTech Keeps Banks Focused On Customer Experience With AP Automation HOW FINTECH KEEPS BANKS FOCUSED ON CUSTOMER EXPERIENCE WITH AP AUTOMATION

article

Mar 06, 2020

FinTechs are helping banks focus on the customer experience through accounts payable (AP) automation. AvidXchange Senior Vice President of Financial Services Boyce Adams Jr. told PYMNTS in an interview that banks foundationally value “the relationship they have with the customer” and &ld...

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Will financial institutions make the SRDII deadline WILL FINANCIAL INSTITUTIONS MAKE THE SRDII DEADLINE

article

Mar 06, 2020

With barely six months remaining before the September 2020 deadline for European Commission’s implementing regulation 2018/1212 for Shareholder Rights Directive II (SRDII), firms operating as financial intermediaries are focused on planning for compliance. SRDII is aimed to improve corporate g...

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Machine Learning in Finance – Present and Future Applications MACHINE LEARNING IN FINANCE – PRESENT AND FUTURE APPLICATIONS

article

Mar 04, 2020

Machine learning has had fruitful applications in finance well before the advent of mobile banking apps, proficient chatbots, or search engines. Given the high volume, accurate historical records, and quantitative nature of the finance world, few industries are better suited for artificial intellige...

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Fintech Trends: Virtual Cards & the Future of Payments FINTECH TRENDS: VIRTUAL CARDS & THE FUTURE OF PAYMENTS

article

Mar 04, 2020

Last week TripActions announced TripActions Liquid™ — the first-of-its-kind, end-to-end global corporate travel management and payments solution. Travel is a huge line item for businesses with robust travel programs, making travel payments top-of-mind for TripActions and our customers. W...

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Are challenger banks transforming the lending market or just providing digital makeup? ARE CHALLENGER BANKS TRANSFORMING THE LENDING MARKET OR JUST PROVIDING DIGITAL MAKEUP?

article

Mar 04, 2020

The short answer is yes…. sometimes to both. However, there is a huge change underway and enough evidence to suggest that customer and competitive pressure alone will drive more change, even without further regulatory updates. Globally, and in the UK, margins in the lending market are feeling...

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EMV vs Biometric Cards: What’s Next in Card Processing? EMV VS BIOMETRIC CARDS: WHAT’S NEXT IN CARD PROCESSING?

article

Mar 03, 2020

Discover the history of card payment security and learn how biometrics are increasing the security of card payments. Futuristic advances in payment technology are being deployed across the world. Contactless payments are at the forefront of this trend, but security issues have slowed the adoption of...

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The 2020 Trends Defining the Banking and Payments Industry THE 2020 TRENDS DEFINING THE BANKING AND PAYMENTS INDUSTRY

article

Mar 02, 2020

A number of key benefits pertaining to banking in the cloud are now widely acknowledged – from scalability, agility and security to future proofing and (perhaps the most significant of all) cost efficiency. So, while the debate around whether cloud needs to be a part of a payments players&rsqu...

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How Data Aggregators Are Using Blockchain To Empower Fintech Players HOW DATA AGGREGATORS ARE USING BLOCKCHAIN TO EMPOWER FINTECH PLAYERS

article

Mar 01, 2020

People know their banks and their favorite fintech applications. However, consumers are generally not aware of data aggregators like Plaid and Finicity, which collect consumer data from banks, crunch it and feed it to fintech applications. Blockchain technology can play a key role in helping data ag...

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Putting humans at the helm of finance innovation PUTTING HUMANS AT THE HELM OF FINANCE INNOVATION

article

Feb 28, 2020

As technologies such as 5G, IoT and AI are rolled out across industries, old business models are being overturned and new ones created, all in the name of progress. Even the most established industries run the risk of being significantly weakened, or even made redundant – so organizations will...

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Does robotic process automation have a place in finance? DOES ROBOTIC PROCESS AUTOMATION HAVE A PLACE IN FINANCE?

article

Feb 28, 2020

Robotic process automation (RPA) may be a relatively young technology, but it’s already secured a firm foothold in the financial services industry. In the UK alone, 72% of banks, insurance firms and other financial institutions are using artificial intelligence (AI) technology, according to Mi...

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Applied Data Science in Fintech APPLIED DATA SCIENCE IN FINTECH

article

Feb 28, 2020

Under the supervision of Dr. Mario Gillrich and Maria Pelli, this course explores how new entrants in banking and finance are leveraging new technologies and methodologies to help traditional banks, their corporate clients and consumers use data and algorithms to better manage their financial operat...

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4 Fintech Trends to Watch For in 2020 4 FINTECH TRENDS TO WATCH FOR IN 2020

article

Feb 26, 2020

The fintech industry is one of the most visibly disruptive sectors since it can dramatically impact everyday consumers as well as the business of all sizes. It’s also potentially a highly regulated sector, with governments and regulators well aware of the need to both protect consumers and bus...

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Natural Language Processing Applications in Finance – 3 Current Applications NATURAL LANGUAGE PROCESSING APPLICATIONS IN FINANCE – 3 CURRENT APPLICATIONS

article

Feb 26, 2020

Natural language processing, (NLP) is one AI technique that’s finding its way into a variety of verticals, but the finance industry is among the most interested in the business applications of NLP. In fact, according to our AI Opportunity Landscape research in banking, approximately 39% of the...

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3 Signs Fintech Is Entering the Mainstream 3 SIGNS FINTECH IS ENTERING THE MAINSTREAM

article

Feb 26, 2020

Over the past several years, financial technology -- or fintech, for short -- started a revolution of sorts in what some consider a stodgy industry. Online-only banks with no branches, digital payment systems, and person-to-person (P2P) payment apps are just a few of the ways that technology is chan...

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5 Ways AI can Transform Fintech Industry 5 WAYS AI CAN TRANSFORM FINTECH INDUSTRY

article

Feb 25, 2020

Fintech is one of the fastest-growing industries, owing to the rising penetration of internet users. There is a paradigm shift to mobile devices for performing financial transactions and related actions. Behind the booming fintech market, there are several technologies that are contributing to makin...

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How to enhance the customer experience in the Fintech Industry HOW TO ENHANCE THE CUSTOMER EXPERIENCE IN THE FINTECH INDUSTRY

article

Feb 25, 2020

Fintech or Financial technology is the industry that delivers traditional financial services in a technical manner. The industry has been there for a long time but made significant growth in the previous few years. New cryptocurrencies and payment solutions are surfacing, and the industry is project...

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2020: Drive by regulators to adopt tech poses challenges for the firms they police 2020: DRIVE BY REGULATORS TO ADOPT TECH POSES CHALLENGES FOR THE FIRMS THEY POLICE

article

Feb 25, 2020

The overhaul of the financial services industry in the post Great Financial Crisis (GFC) era has created a swathe of new rules and regulations for the regulators to monitor, and financial firms to adhere to. While such changes have presented firms with significant challenges, transforming how they o...

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Fintech Customer Acquisition - Beyond Early Adopters FINTECH CUSTOMER ACQUISITION - BEYOND EARLY ADOPTERS

article

Feb 24, 2020

This blog attempts to answer the following key questions at a high level: What could financial technology companies (fintechs) do to enable greater consumer or SME (customer) adoption of their products and services beyond early adopters? What could fintechs do to pull under-served and well-served cu...

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Collateral Business Loans: What You Need to Know COLLATERAL BUSINESS LOANS: WHAT YOU NEED TO KNOW

article

Feb 24, 2020

It’s a fact: to succeed in business, sometimes you need to borrow money to keep cash flow steady. But what do you do if you have bad credit? What business financing options do you have? Not to worry. Even if your business and personal credit scores are too low to qualify you for traditional bu...

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Financial infrastructure: the FinTech way FINANCIAL INFRASTRUCTURE: THE FINTECH WAY

article

Feb 24, 2020

Financial infrastructure plays a critical role in a country’s economic development and stability. It determines how efficiently financial services can be provided. A high-quality infrastructure lends itself, among other benefits, to lower transactional costs and more accurate risk evaluations,...

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Is This A Fintech Bubble? IS THIS A FINTECH BUBBLE?

article

Feb 24, 2020

Before I begin…good news for people nervous about the stock market panic today…. CNBC is airing a ‘Markets in Turmoil’ tonight. It never has failed at producing an investable bottom. If you are confused or angry…you might be too heavily weighted in stocks. The warnin...

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Fintech Software Development Trends to Expect in 2020 FINTECH SOFTWARE DEVELOPMENT TRENDS TO EXPECT IN 2020

article

Feb 24, 2020

There’s no doubt that the Fintech software development industry has attracted a lot of attention from consumers and investors alike. In Finance, Fintech is synonymous with convenience, innovation, and accessibility. With the enormous solutions that Fintech promises to offer, it’s no wond...

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How Fintech Startups Are Disrupting the Payments Industry HOW FINTECH STARTUPS ARE DISRUPTING THE PAYMENTS INDUSTRY

article

Feb 21, 2020

Long in the past, transfers of value took place between royalty, merchants and commoners who all used gold, silver, cattle and other physical commodities to thrive and survive. That ended in 1971 when the U.S. dollar and other world fiat systems fully detached from the gold standard and embraced flo...

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Core finance - taking a strategic approach to cloud CORE FINANCE - TAKING A STRATEGIC APPROACH TO CLOUD

article

Feb 21, 2020

This post focuses on the benefits of a strategic cloud approach. The first blog post in the series titled, 'How a focus on the customer can help you fight for a digital finance transformation' can be read here and the follow up on laying the foundation for the future of finance can be read h...

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Why the Future of Open Banking Belongs to Platforms WHY THE FUTURE OF OPEN BANKING BELONGS TO PLATFORMS

article

Feb 20, 2020

The platform economy is revolutionising the $50bn global deposits business. By separating the product provider and financial point of sale, banks can now choose whether they want to collect deposits for financing or offer deposits as a product, without one depending on the other. While the deposits ...

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5 FinTech Companies Disrupting Banking And Finance 5 FINTECH COMPANIES DISRUPTING BANKING AND FINANCE

article

Feb 19, 2020

You may think of ATM workings as a revolutionary experience but since the advent of Fintech, the entire financial services domain has entered a new era. Whether you purchase a cup of coffee or manage your finances, fintech is everywhere. From payments via apps such as Payoneer or Paypal to getting r...

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Connected Finances: Top Benefits of Using IoT Technology in Banking CONNECTED FINANCES: TOP BENEFITS OF USING IOT TECHNOLOGY IN BANKING

article

Feb 19, 2020

Technology has always been the main force behind changes in the banking sector, and now the Internet of Things is going to change the nature of banking itself. If we step back from such isolated technologies like blockchain or the smartphone and try to see the global picture, we easily notice that s...

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Advancing Mobile Banking Security With GPS ADVANCING MOBILE BANKING SECURITY WITH GPS

article

Feb 19, 2020

Mobile-based fintech solutions are becoming the first port of call for many financial services, as people embrace the simplicity, cost-effectiveness and speed of mobile payments. Milennials and Gen-Zers admire mobile experiences they get with banking, payroll, customer loyalty apps and others. Howev...

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4 Benefits to Becoming Digital and Data-Driven in Financial Services 4 BENEFITS TO BECOMING DIGITAL AND DATA-DRIVEN IN FINANCIAL SERVICES

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Feb 18, 2020

Make no mistake: the current explosion of volume in data coupled with the emergence of new tools and processes on the public internet has created a near-perfect storm when it comes to generating opportunities for the enterprise. In addition to the creation of all new forms of business – think ...

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Tracking the Future of Cross-Border Payments with AI ML and Blockchain TRACKING THE FUTURE OF CROSS-BORDER PAYMENTS WITH AI ML AND BLOCKCHAIN

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Feb 17, 2020

The global payments landscape is undergoing a massive reorganization. Industry researchers and analyst groups attribute this seismic change to many factors. Technological advancements and competitive forces have proved to be the biggest transformational forces in the payments industry that have comb...

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AI in Banking – An Analysis of America’s 7 Top Banks AI IN BANKING – AN ANALYSIS OF AMERICA’S 7 TOP BANKS

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Feb 13, 2020

While tech giants tend to hog the limelight on the cutting-edge of technology, AI in banking and other facets of the financial sector is showing signs of interest and adoption even among the banking incumbents. Discussions in the media around the emergence of AI in the banking industry range from th...

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2020 Trends in Lending 2020 TRENDS IN LENDING

article

Feb 13, 2020

Borrowers' changing expectations fuel new demands for lenders. Influenced by easy, intuitive digital experiences in other parts of their lives, today's borrowers have heightened expectations when applying for and managing loans. For the lending industry, 2020 will be defined by how well it m...

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Why Payments-as-a-Service is the first choice for FIs WHY PAYMENTS-AS-A-SERVICE IS THE FIRST CHOICE FOR FIS

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Feb 11, 2020

The pace of change within the global payment’s technology space is still at full speed with no sign of slowing down. While traditional incumbents have until recently taken comfort in their size and decades of dominance, new digital-only challenger banks are ramping up and making a huge impact ...

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APIs in Fintech APIS IN FINTECH

article

Feb 10, 2020

The banking and finance industry have grown and changed in recent years. Two of the factors driving that growth and change have been the rise of financial technology (fintech) companies or programs and the use of application programming interfaces (APIs). Because of APIs and fintech, people can now ...

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BIG TECH IN FINANCE: A DEEP DIVE INTO THE FUTURE OF FINTECH BIG TECH IN FINANCE: A DEEP DIVE INTO THE FUTURE OF FINTECH

article

Feb 10, 2020

The following article looks at Big Tech and its impact on the financial services sector. Whilst competition from small fintech startups will certainly take away some market share from traditional banks, the impact of “GAFA” could be huge. The fintech movement did more than unbundle banki...

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How Fintechs Expanding in Latin America Can Build Trust with SMEs HOW FINTECHS EXPANDING IN LATIN AMERICA CAN BUILD TRUST WITH SMES

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Feb 10, 2020

Small businesses in emerging economies are notoriously underfinanced. Despite making up over 99.5% of the economy in Latin America, SMEs face a financing gap in the trillions of dollars. For example, up to 78% of small businesses in Argentina and 45% in Peru struggle to grow because of financial con...

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Could Google Acquire Tesla For $250 Billion? COULD GOOGLE ACQUIRE TESLA FOR $250 BILLION?

article

Feb 10, 2020

In the following analysis, we take a look at why Tesla (NASDAQ:TSLA) could be an attractive acquisition target for Google (NASDAQ:GOOG). We break down our analysis into three parts: what Tesla would stand to gain, what Google would stand to gain, and a scenario where Tesla’s value could rise t...

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5 Fintech Trends to Watch in 2020 5 FINTECH TRENDS TO WATCH IN 2020

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Feb 06, 2020

In 2019, financial technology companies stepped up their game with bank partnerships, mergers, acquisitions, and at least a handful of de novo bank applications. (A de novo bank is a state bank that has been in operation for five years or less that adheres to supervision standards.) So, what’s...

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Top Tech for Mobile Banking? GPS. TOP TECH FOR MOBILE BANKING? GPS.

article

Feb 06, 2020

We've all been there – wherever there is. Those times we find ourselves away from home, on a business trip, or vacation, or just lost and too proud to ask for directions. We're somewhere we've never been before, looking for a street name or an address or a recognizable landmark to ...

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The Commercial, Business and Retail Banking Outlook for 2020 and Beyond THE COMMERCIAL, BUSINESS AND RETAIL BANKING OUTLOOK FOR 2020 AND BEYOND

article

Feb 05, 2020

Over the past few years, interest has risen in digital-first banking, blockchain technology, automation and the concept of digital banking profiles. And as we head into the 2020s, we’ll see further transformation in the industry and there is an exciting opportunity for banks to differentiate t...

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5 Problems Fintech Can Solve 5 PROBLEMS FINTECH CAN SOLVE

article

Feb 05, 2020

Tech is changing the way the world works, including the financial world. In recent years, how people and businesses manage and receive money has changed considerably. Fintech, or financial technology, is in large part behind the massive shift in the industry. Apps, websites, and even new forms of cu...

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Artificial intelligence: 5 realities for financial leaders ARTIFICIAL INTELLIGENCE: 5 REALITIES FOR FINANCIAL LEADERS

article

Feb 04, 2020

From tackling disease, to increasing operational efficiency, speed and consistency, to reinventing the patient experience, artificial intelligence (AI) is paving the way for the transformation of the healthcare industry. Billions of dollars have been invested in healthcare AI deals in recent years. ...

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Cybercrime in financial services: Work together to win the war CYBERCRIME IN FINANCIAL SERVICES: WORK TOGETHER TO WIN THE WAR

article

Feb 04, 2020

Modern life is increasingly a collaborative experience, from open offices to social media. But for businesses, moving towards a more “collaborative” style of work can raise concerns: how can competing companies work together? Nowhere is this dynamic more critical than in cybersecurity, w...

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What does 2020 hold for Asset Management and Asset Servicing? WHAT DOES 2020 HOLD FOR ASSET MANAGEMENT AND ASSET SERVICING?

article

Feb 04, 2020

Looking ahead into 2020 we can expect to see continued geopolitical uncertainty, fee pressures, increasing regulatory demands and market volatility. The regulatory burden for Asset Managers and Asset Servicers continues to grow. Managers will continue to examine how they differentiate themselves in ...

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The Future of Financial Services: 3 Technologies Poised to Change Your Experience THE FUTURE OF FINANCIAL SERVICES: 3 TECHNOLOGIES POISED TO CHANGE YOUR EXPERIENCE

article

Feb 04, 2020

If you think about it, financial services have traditionally been disconnected from their customers’ goals. For instance, when we want to buy a vehicle or house, or purchase inventory for a manufacturing process, we typically begin by researching and evaluating our options, then making a purch...

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Is business banking ripe for FinTech disruption? IS BUSINESS BANKING RIPE FOR FINTECH DISRUPTION?

article

Feb 03, 2020

There are always many reasons one might want to organize a trip to Paris. For the last couple of years, the Paris FinTech Forum has become another one of these reasons. First launched in 2015 and hosted in the charming Palais Brongniart - the former stock exchange building – the Paris FinTech ...

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New banking tribes as a result of Open Banking have arrived NEW BANKING TRIBES AS A RESULT OF OPEN BANKING HAVE ARRIVED

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Jan 31, 2020

Open Banking has fundamentally changed the game for all of us in the banking and financial services sector. With shifts involving customer data, naturally there have been concerns as organizations transform, from how they can get a sufficient return, to the need for security, to the need to adhere t...

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RegTech: Simplified Compliance, Strengthened Operational Resilience REGTECH: SIMPLIFIED COMPLIANCE, STRENGTHENED OPERATIONAL RESILIENCE

article

Jan 30, 2020

With the advancement in technology and business landscapes of industries - especially that of financial institutions - are increasingly susceptible to disruptions. The operations of financial institutions are facing growing threats as the cyber landscape transforms, making it the key driving force f...

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Conversational AI and the future of financial advice CONVERSATIONAL AI AND THE FUTURE OF FINANCIAL ADVICE

article

Jan 29, 2020

Artificial intelligence is one of the key components behind the digital revolution in the banking and finance sector. From fraud protection to customer service, there is a seismic shift in how these companies are using technology—and AI specifically—to improve product portfolios and bols...

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Rise of the machines: AI and machine learning in financial services RISE OF THE MACHINES: AI AND MACHINE LEARNING IN FINANCIAL SERVICES

article

Jan 28, 2020

Whether the future entails Daleks floating up staircases, T-1000s crunching through human skulls, or androids dreaming of electric sheep, AI and machine learning have certainly captured the imagination of banking executives across the industry. While automated processes and the computerization of tr...

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Chatbots in Financial Services: Benefits, Use Cases and Key Features CHATBOTS IN FINANCIAL SERVICES: BENEFITS, USE CASES AND KEY FEATURES

article

Jan 27, 2020

The Banking, Financial Services and Insurance (BFSI) sector is ever-changing. The growth of Fintech, the generational change in clientele, and high earning in the first season of 2020 has accelerated the use of new digital technologies and increased the need to explore new ways of communication. Her...

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What do AML/BSA/CTF Regulators think of Machine Learning? WHAT DO AML/BSA/CTF REGULATORS THINK OF MACHINE LEARNING?

article

Jan 24, 2020

Prior to 2018, regulators resisted recommending the use of Machine Learning (ML) based Artificial Intelligence (AI) for AML compliance. There was a mindset shift in mid 2018 indicating that proceeding with caution in implementing AI approaches for AML is appropriate. Regulators realize the adoption ...

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FINTECH: Trends for 2020 FINTECH: TRENDS FOR 2020

article

Jan 24, 2020

Financial technology (Fintech) is becoming vital for the financial and technological sectors, which have always had one or two things in common and need each other. Recently, the synergy between both sectors has increased, making them virtually indivisible. Despite all the advantages of Fintech, it ...

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How Machine Learning Is Changing The Face Of Financial Services HOW MACHINE LEARNING IS CHANGING THE FACE OF FINANCIAL SERVICES

article

Jan 24, 2020

Artificial intelligence (AI) has become integrated into our everyday lives. It powers what we see in our social media newsfeeds, activates facial recognition (to unlock our smartphones), and even suggests music for us to listen to. Machine learning, a subset of AI, is progressively integrating into ...

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5 fintech trends that will really benefit online businesses 5 FINTECH TRENDS THAT WILL REALLY BENEFIT ONLINE BUSINESSES

article

Jan 23, 2020

Progress in the world of technology extends to each industry in different ways, with some being slower to adapt than others. One industry that has always been forward-thinking in these trends is the financial industry. With so much riding on the movement and management of money, a huge investment in...

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Chatbot Use Cases in Banking CHATBOT USE CASES IN BANKING

article

Jan 23, 2020

Chatbots in the banking industry are used in both customer-facing roles as well as for internal communication among employees in order to streamline operations while providing efficient customer service. Chatbots are becoming more of a staple within this real. This is because they are able to automa...

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Regtech: What It Is and What It Means for the Future of Financial Technology REGTECH: WHAT IT IS AND WHAT IT MEANS FOR THE FUTURE OF FINANCIAL TECHNOLOGY

article

Jan 23, 2020

What is regtech? Regulatory Technology is an emerging field that applies new technologies to manage the administration of regulatory requirements, and is considered a subset of fintech (technologies that make financial activities more efficient). Here’s how John Dwyer, senior research analyst ...

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How a focus on the customer can help you fight for a digital finance transformation HOW A FOCUS ON THE CUSTOMER CAN HELP YOU FIGHT FOR A DIGITAL FINANCE TRANSFORMATION

article

Jan 23, 2020

When you think of a digital finance transformation, changes made to the customer experience typically don’t come to mind. Unlike back office initiatives, investments in solutions, systems and process that impact customer experience tend to be more prioritized within an organization. These are ...

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Open Finance: The Next Frontier in Fintech? OPEN FINANCE: THE NEXT FRONTIER IN FINTECH?

article

Jan 22, 2020

Imagine a world in which you could access your bank accounts, credit cards, mortgage, pensions, savings accounts and ISAs, brokerage account, home and car insurance, life insurance, and other financial products on one user interface or app, even if each of those products is held with a different pro...

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10 Predictions About Wealthtech in 2020 10 PREDICTIONS ABOUT WEALTHTECH IN 2020

article

Jan 22, 2020

Wealthtech, like all of the finance world, is rapidly changing. New apps, technology, and solutions are introducing a golden age of innovation. What exactly is coming next in 2020? Xtiva, a sales performance management software, talked to 20 of the top wealthtech influencers to determine what’...

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How Google Keeps Changing Financial Marketing HOW GOOGLE KEEPS CHANGING FINANCIAL MARKETING

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Jan 22, 2020

20 years ago Google began taking advertising, and what started as a search engine became a marketing behemoth. Google now wields outsize influence over the marketing profession, not all for the good, many feel. The company has massive influence over how consumers connect with financial brands. As pr...

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Apply Big Data Techniques to Credit Risk Management APPLY BIG DATA TECHNIQUES TO CREDIT RISK MANAGEMENT

article

Jan 21, 2020

Taking risk is an integral part of the banking business and practicing risk management has been at the core of banking ever since the beginning. Managing credit risk, in particular, has been tantamount to the rise or fall of banking institutions. So, what is credit risk? As mentioned in the bis.org ...

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Machine Learning in Investment Management MACHINE LEARNING IN INVESTMENT MANAGEMENT

article

Jan 21, 2020

Machine learning (ML), a subset of artificial intelligence (AI) isn’t just for programming self-driving cars or sorting cat pictures. It’s entering the investment management space; we are now seeing its potential beginning to emerge. From Siri and Alexa to Amazon and IBM’s Watson, ...

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Leveraging Data in Commercial Lending LEVERAGING DATA IN COMMERCIAL LENDING

article

Jan 20, 2020

Digital Transformation in Commercial Lending is proceeding apace with banks rolling out initiatives in multiple areas like Re-imagining customer experience, Empowering Relationship Managers, and adopting Intelligent Automation techniques. Leveraging data analytics across the lending life cycle can b...

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Largest online lending technology investments of 2019 LARGEST ONLINE LENDING TECHNOLOGY INVESTMENTS OF 2019

article

Jan 18, 2020

A big part of why fintechs are taking up so much of the space in the financial industry is because of their lending practices. Online lending technology combines all the positive attributes that fintechs have and banks lack and allows for people with bad credit to access loans and possibly get out o...

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What Does the Future Hold for AI in Fintech? WHAT DOES THE FUTURE HOLD FOR AI IN FINTECH?

article

Jan 17, 2020

The financial services industry has dramatically expanded beyond traditional banks and credit unions to include countless new players, from startups such as Acorns, Venmo, and Mint to tech giants including Apple and Google who are now expanding into fintech. Customers are gravitating toward services...

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Does Artificial Intelligence Help Fight Financial Fraud? DOES ARTIFICIAL INTELLIGENCE HELP FIGHT FINANCIAL FRAUD?

article

Jan 16, 2020

It is not something – companies are using AI and ML to fight financial fraud. Financial fraud is not science fiction. AI solutions can be applied to enhance security throughout business sectors, like retail and finance. The latest emergency technologies are driving transformation across all in...

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2020 predictions for retail banking 2020 PREDICTIONS FOR RETAIL BANKING

article

Jan 16, 2020

The retail banking industry has undergone significant changes over the past few years, driven by technology advances and regulatory evolution, including the UK Open Banking rules as well as its European sibling, PSD2. These forces will continue to be significant in 2020 as retail banks ponder their ...

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How Fintechs are disrupting tax reporting services HOW FINTECHS ARE DISRUPTING TAX REPORTING SERVICES

article

Jan 16, 2020

In discussions around fintechs, we often discuss various financial services but taxation is often left out of the conversation. While the benefits of fintechs that cover the unbanked are unanimously considered a positive development in the financial field, there’s also the side of fintechs tha...

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Why Financial Services Providers Are Turning to Hybrid Cloud WHY FINANCIAL SERVICES PROVIDERS ARE TURNING TO HYBRID CLOUD

article

Jan 15, 2020

Fintech leader Broadridge Financial announced this week that it is moving a significant portion of its digital infrastructure to a private cloud managed by IBM. For this $4 billion-dollar global Fintech organization, it highlights a larger industry-wide trend where the growing reliance on a cloud-fi...

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Why Fintech Challengers May Not Conquer Banking After All WHY FINTECH CHALLENGERS MAY NOT CONQUER BANKING AFTER ALL

article

Jan 15, 2020

Fintech challenger banks expected their own version of Julius Caesar’s famous line: “I came, I saw, I conquered.” The challengers have certainly enjoyed some notable successes, but they remain far short of conquest, and questions are beginning to arise among knowledgeable observers...

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Wealth Management Solutions: Going the Digital Way WEALTH MANAGEMENT SOLUTIONS: GOING THE DIGITAL WAY

article

Jan 14, 2020

Financial firms are increasingly leveraging digital technologies such as artificial intelligence, cloud and intelligent automation to hyper-personalize wealth management offerings. Our numerous interactions with global wealth firms indicate the move is driven by the need to achieve higher customer p...

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Trends in Video/Audio Marketing: What Financial Institutions Must Know TRENDS IN VIDEO/AUDIO MARKETING: WHAT FINANCIAL INSTITUTIONS MUST KNOW

article

Jan 14, 2020

Will Gen Z even know what an antenna is? Connected TVs that bring the web to big screens, increasing digital audio options that are outpacing traditional radio, and podcasts all offer bank and credit union marketers new places to reach consumers. As tolerance for ad-free subscription services levels...

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How Personalization Strategies Can Backfire on Financial Marketers HOW PERSONALIZATION STRATEGIES CAN BACKFIRE ON FINANCIAL MARKETERS

article

Jan 14, 2020

Personalization comes in multiple forms, ranging from highly focused marketing efforts to keenly specific delivery of services to consumers. Personalization is one of the key goals financial marketers seek when piling up their martech stack. In some ways it is a new, elusive goal, and in others a te...

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20 Transforming Fintech Trends Disrupting Industry in 2020 & Beyond 20 TRANSFORMING FINTECH TRENDS DISRUPTING INDUSTRY IN 2020 & BEYOND

article

Jan 13, 2020

Since technology has hit almost all the industries in its wake, the Finance and Banking industry is not excluded from the picture. Hence, the birth of the Fintech industry. Over the years, the Fintech industry has seen many changes brought by different technologies, facilitating the whole working pr...

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10 Ways AI Is Going To Improve Fintech In 2020 10 WAYS AI IS GOING TO IMPROVE FINTECH IN 2020

article

Jan 11, 2020

AI & machine learning will improve Fintech in 2020 by increasing the accuracy and personalization of payment, lending, and insurance services while also helping to discover new borrower pools. Zest.ai’s 2020 Predictions For AI In Credit And Lending captures the gradual improvements I&rsquo...

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What are the payments trends for 2020? WHAT ARE THE PAYMENTS TRENDS FOR 2020?

article

Jan 10, 2020

There are some big changes in store in 2020, some obvious, some less so. In the payments landscape, it’s all about user convenience and customer experience, whether that’s through increased security for card users, or new ways to pay. Fragmented payments systems and services, from online...

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Robotic Process Automation in Banking-Transformation Unseen! ROBOTIC PROCESS AUTOMATION IN BANKING-TRANSFORMATION UNSEEN!

article

Jan 09, 2020

Forrester predicts that the RPA services market will hit $12 billion by 2023. It has previously projected that the RPA software market will grow to $2.9 billion by 2021. Robotic Process Automation (RPA) has captured the interest of IT for good reasons by automating repetitive work and enabling emplo...

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How AI is Revolutionizing the Process of Fintech Firms? HOW AI IS REVOLUTIONIZING THE PROCESS OF FINTECH FIRMS?

article

Jan 09, 2020

Artificial Intelligence has revolutionized the finance industry. Not only does it improve the precision level in the industry, but it also enhances the customer engagement level and speed up the query resolution period. In this blog, we will be finding out answers about the importance of AI in finan...

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The true cost of a lack of innovation in financial research THE TRUE COST OF A LACK OF INNOVATION IN FINANCIAL RESEARCH

article

Jan 09, 2020

We are living in an age of information overload where businesses are swamped with information from all angles. What happens when companies don’t use information in the best way possible? Rowland Park and Simon Gregory, co-founders of next-generation financial research technology company, Lime ...

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How fintech will help clear the mortgage sector’s cobwebs in 2020 HOW FINTECH WILL HELP CLEAR THE MORTGAGE SECTOR’S COBWEBS IN 2020

article

Jan 08, 2020

While the mortgage market faces legacy challenges when it comes to processes and customer engagement, it is not exempt from the influence of the UK’s booming fintech sector. Emerging technologies can help brokers and lenders blow the cobwebs off a market which has been otherwise slow to innova...

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The Impact Of Data Science Analytics On Financial Institutions THE IMPACT OF DATA SCIENCE ANALYTICS ON FINANCIAL INSTITUTIONS

article

Jan 07, 2020

Data science is growing in power, revolutionizing diverse business sectors. One of them is finance. If we think about it, it is not actually something new. For years financial institutions have been using gathered data to decide on the best business strategies. Let’s take banks for instance. T...

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Application of artificial intelligence in banking APPLICATION OF ARTIFICIAL INTELLIGENCE IN BANKING

article

Jan 06, 2020

Digital disruption is about redefining industries and changing the way businesses operate. Each sector is evaluating options and adopting ways to create value in a technology-driven world. The banking sector is seeing exceptional changes: above all, an increase in customer-centricity. Tech-savvy cus...

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What a U.S.-Iran war would mean for mortgage rates WHAT A U.S.-IRAN WAR WOULD MEAN FOR MORTGAGE RATES

article

Jan 06, 2020

A U.S. drone strike that killed a top Iranian military leader sent American stock markets tumbling and crude oil prices spiking. What effect is it having on mortgage rates? Rates on 30-year fixed mortgages fell more than an eighth of a percentage point on Friday as investors piled into bond markets ...

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New FinTech Data Raises Questions and Regulatory Policy Issues NEW FINTECH DATA RAISES QUESTIONS AND REGULATORY POLICY ISSUES

article

Jan 06, 2020

2020's FinTech policy cycle started relatively quietly today with the release of a research report from The first full week of 2020 brings an interesting set of FinTech data from De Nederlandsche Bank (the Dutch Central Bank): Working Paper No. 663 "The Economic Forces Driving Fintech Adopt...

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The Digital Identity Infrastructure and What it Has to do with Fintech THE DIGITAL IDENTITY INFRASTRUCTURE AND WHAT IT HAS TO DO WITH FINTECH

article

Jan 06, 2020

The last decade brought about a lot of discussion around digital identity. Dozens of security companies created new solutions to help banks authenticate their user’s identity and verify their personal information. Throughout the years, those authentication methods have evolved from comparing a...

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How to Get Your Small Business Out of Debt in 2020 HOW TO GET YOUR SMALL BUSINESS OUT OF DEBT IN 2020

article

Jan 02, 2020

Rising interest rates and high levels of corporate debt have lots of investors concerned. Should small businesses be worried? The majority of small businesses (in most industries) are able to pay their bills on time. According to Experian/Moody’s Analytics Main Street Report, overall delinquen...

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How Can Banks Bring Business Credit and Lending Services into the 21st Century? HOW CAN BANKS BRING BUSINESS CREDIT AND LENDING SERVICES INTO THE 21ST CENTURY?

article

Jan 02, 2020

The history of credit and lending to business customers dates right back to Mesopotamia when the very first payday loans were used by farmers and the code of Hammurabi defined how the interest charged on silver loans was to be regulated. In more recent times, technologies including online lending ha...

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The Top Ten Fintech Predictions for 2020 THE TOP TEN FINTECH PREDICTIONS FOR 2020

article

Jan 02, 2020

To my Fintech friends, this is my 4th annual “Top Ten” Fintech prediction. I started this tradition at Crowdfund Insider back in January 2017. As we are saying goodbye to an incredible Fintech year of 2019, I see another seismic change in 2020 for our industry. One which could spell the ...

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Financial Services: Why Is Data Stuck in the Dark Ages? FINANCIAL SERVICES: WHY IS DATA STUCK IN THE DARK AGES?

article

Jan 02, 2020

The traditional view of data is no longer a fit for the changing world of business. Just like how the printing press accelerated the dissemination of knowledge, modern innovations have furthered the power of data. In many ways, we’re in the golden age of data, where companies have more data ac...

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Open Banking - A Challenge for the U.S. OPEN BANKING - A CHALLENGE FOR THE U.S.

article

Dec 30, 2019

It has long been debated if regulation is truly needed with many out there that still believe that it is not needed. The U.S. is the one country that needs regulation more than any other. Why? Because the U.S. is more divided and geographically challenged than any other country in the world.

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Is Banking fit for a sustainable future? IS BANKING FIT FOR A SUSTAINABLE FUTURE?

article

Dec 30, 2019

One of my favorite events of the year is the CIO Summit organized by Johnny Spragg at CMC. I like it because it's very participative. Everyone attending gets deeply engaged in the different topics. At the opening of the most recent summit, the ice breaker was an Oxford Union style debate. The to...

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Small Business Finance Tips For Better Money Management in 2020 SMALL BUSINESS FINANCE TIPS FOR BETTER MONEY MANAGEMENT IN 2020

article

Dec 27, 2019

Unlike large corporations, small businesses can be risky and competitive but also malleable. Given this, you might have to deal with lots of problems and administrative work, all of which will require your focus and attention. Part of this is knowing how to manage your finances and money well. If yo...

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Top 10 challenger banks by valuation and funding TOP 10 CHALLENGER BANKS BY VALUATION AND FUNDING

article

Dec 27, 2019

It’s been a record year for fundraising across the challenger bank space. This year alone, twelve challenger banks raised $100 million according to Financial Technology Partners, and now six of them are valued over $1 billion. Before another year rolls on, we thought it was important to round ...

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Credit risk: what is it and how do you manage it? CREDIT RISK: WHAT IS IT AND HOW DO YOU MANAGE IT?

article

Dec 26, 2019

Credit risk is the risk of financial loss a company may suffer when a client isn’t capable of meeting his or her obligations related to invoices., Well thought-out credit risk management is essential to avoid not being paid (on time) and to ensure a good cash flow and the financial health of y...

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Top 3 Leading Payments Trends to Watch In 2020 TOP 3 LEADING PAYMENTS TRENDS TO WATCH IN 2020

article

Dec 26, 2019

Due to their universal nature and the endless opportunities they bring, payment technologies are undoubtedly one of the fastest evolving industries worldwide and it’s essential to be aware where’s the flow going to be uppermost. What’s more — the payment trends don’t in...

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Big tech Is coming for banking: Experts predict fintech’s 2020 BIG TECH IS COMING FOR BANKING: EXPERTS PREDICT FINTECH’S 2020

article

Dec 24, 2019

Financial technology startups will enter the next decade with a little more street cred than the last time around. Nearly 60 upstarts focusing on financial services — from Stripe Inc. to Chime Inc. to Plaid Inc. — have garnered valuations of more than $1 billion in recent years, accordin...

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5 Ways Artificial Intelligence Technology is Transforming the Financial Markets 5 WAYS ARTIFICIAL INTELLIGENCE TECHNOLOGY IS TRANSFORMING THE FINANCIAL MARKETS

article

Dec 23, 2019

Finding complex solutions to financial challenges has become achievable with advancements in technology. Practitioners are daily seeking ways to use computational applications to offer modeling, forecasting, and robust trading solutions in the financial sector. Here are five ways artificial intellig...

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2019’s top core banking deals 2019’S TOP CORE BANKING DEALS

article

Dec 23, 2019

Core banking – a bank’s bread and butter, but what deals really stood out in 2019? We’ve created a list of some core banking deals FinTech Futures thought shook up the market this year (in no particular order). Australian lender aims to build banking-as-a-service operations with 10...

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What will Fintech scene look like in 2020 according to the industry experts WHAT WILL FINTECH SCENE LOOK LIKE IN 2020 ACCORDING TO THE INDUSTRY EXPERTS

article

Dec 23, 2019

2019 was an excellent year for fintechs in terms of exposure and raising awareness among the majority of the population about what fintechs are and what potential they hold for the regular citizens. In 2019 we saw a major spike in the number of fintech, in the funding of these fintechs and the colla...

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No More Us vs. Them - How Banks and Fintechs are joining forces to drive innovation NO MORE US VS. THEM - HOW BANKS AND FINTECHS ARE JOINING FORCES TO DRIVE INNOVATION

article

Dec 19, 2019

“In the new world, it is not the big fish which eats the small fish, it is the fast fish which eats the slow fish.” – Klaus Schwab, founder and executive chairman of the World Economic Forum A common theme of late has been to paint fintech’s as the harbingers of death for the...

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FinTech Highlights 2019 - Best Of The BEAM FINTECH HIGHLIGHTS 2019 - BEST OF THE BEAM

article

Dec 19, 2019

In 2019 we’ve been delighted to begin relationships with several global financial services leaders on some mission-critical projects that are powered by Erlang, Elixir and BEAM VM technology. Although the specifics of the work are under strict NDAs, we have outlined some of the projects in thi...

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Top 3 trends that will influence Wealth Management in 2020. TOP 3 TRENDS THAT WILL INFLUENCE WEALTH MANAGEMENT IN 2020.

article

Dec 18, 2019

Wealth management is transforming faster than most professionals realize because the industry’s customer base is changing. Three trends are driving a paradigm shift in wealth management that will become clear in 2020. The most visible trends are the rise of intergenerational wealth, and the gr...

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10 Customer Experience Trends That will Impact Digital Banking in 2020 10 CUSTOMER EXPERIENCE TRENDS THAT WILL IMPACT DIGITAL BANKING IN 2020

article

Dec 18, 2019

There are phenomenal companies that have achieved outstanding results in the banking and Fintech industry. Some of them are very well known, but most are not. What makes a digital banking superstar? Working with hundreds of financial professionals worldwide, we have extracted 10 digital banking tren...

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Embedded Banking : The next level of offering for financial institutions EMBEDDED BANKING : THE NEXT LEVEL OF OFFERING FOR FINANCIAL INSTITUTIONS

article

Dec 17, 2019

Financial institutions have traditionally been comfortable in maintaining the ownership of customer relationships. The digital disruption in last 3-4 years has pushed them to adopt newer ways of banking, especially due to advent of plethora of fintech companies and neo-banks. That phase is gradually...

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Top 7 Data Science Use Cases in Finance Industry TOP 7 DATA SCIENCE USE CASES IN FINANCE INDUSTRY

article

Dec 16, 2019

Finance is one of the most critical sectors in the world. Finance management used to require a lot of effort and time, but not any more. Using Data Science, now one can quickly analyze finance and make a better decision to manage finance. Now Data Science is being used in the Finance Industry for th...

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Financial research innovation: the next information advantage FINANCIAL RESEARCH INNOVATION: THE NEXT INFORMATION ADVANTAGE

article

Dec 16, 2019

An information advantage has become one of the most important competitive edges in the financial markets today. Receiving the right data, faster than competitors, is a significant driver of performance. However, while firms invested over $50 billion in 2019 into market data[1], investment in technol...

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Why is Open Banking so scary? WHY IS OPEN BANKING SO SCARY?

article

Dec 16, 2019

The UK implemented Open Banking in January 2018 and now, almost two years later, you would think it’s doing really well. This is why the momentum is building. The Open Banking Implementation Entity (OBIE) shared figures that show there are 49 million data sharing requests monthly, doubling in ...

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IS AI AFFECTING THE FINANCIAL SECTOR? IS AI AFFECTING THE FINANCIAL SECTOR?

article

Dec 15, 2019

Over six decades have passed since the earliest concept of artificial intelligence was introduced. However, it’s almost unbelievable to see how far the ideas has come. Today, AI represents an industry worth almost $10 billion and by 2025, it has been projected to reach around $118 billion. Lot...

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AI Transparency in Finance – Understanding the Black Box AI TRANSPARENCY IN FINANCE – UNDERSTANDING THE BLACK BOX

article

Dec 13, 2019

The financial sector was one of the first to start experimenting with machine learning applications for a variety of use-cases. In 2019, banks and other lenders are looking to machine learning as a way to win market share and stay competitive in a changing landscape, one in which people are no longe...

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Artificial Intelligence is What Every Bank Needs ARTIFICIAL INTELLIGENCE IS WHAT EVERY BANK NEEDS

article

Dec 12, 2019

Customer experience is taking a center stage for every organization irrespective of its size and nature of business. The story is no different for banks. Banks and other financial institutions, being massive conglomerates comprising of multiple lines of businesses (retail lending, corporate lending,...

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2020’s Fintech Micro Trends 2020’S FINTECH MICRO TRENDS

article

Dec 10, 2019

‘Tis the season for every fintech news outlet to cite industry predictions for 2020. And while it’s helpful to know that AI is still the biggest trend since PFM, and that the bank of the future will get ahead by focusing on the customer, sometimes the best way to gauge new trends is to t...

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10 Ways Artificial Intelligence Is Transforming Banking Operations 10 WAYS ARTIFICIAL INTELLIGENCE IS TRANSFORMING BANKING OPERATIONS

article

Dec 10, 2019

Artificial Intelligence is rapidly transforming the financial industry more than any other technology in recent history and is becoming a major disruptor. Banks are aiming to minimize costs, meet margins, and exceed customer expectations through personal experience. With AI being woven into their bu...

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How Automation is Changing Financial Services HOW AUTOMATION IS CHANGING FINANCIAL SERVICES

article

Dec 10, 2019

New artificial intelligence technologies are in the process of fundamentally transforming the financial services market. Over the past years especially the financial sector has recognised the economic benefits of artificial intelligence – gaining new insights from existing data to optimise cre...

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A 2020 perfect vision for the financial services sector A 2020 PERFECT VISION FOR THE FINANCIAL SERVICES SECTOR

article

Dec 10, 2019

It’s been an exciting year in the banking sector. Along with innovation being pushed along by the industry, there has also been the added pressure of regulatory change, such as the introduction of 2FA this September. In the past few years, much has been made of the potential for technologies s...

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Will tech giants ever fully penetrate the financial services space? WILL TECH GIANTS EVER FULLY PENETRATE THE FINANCIAL SERVICES SPACE?

article

Dec 09, 2019

While FinTech start-ups have been showcasing their rapid dynamism and proving themselves to represent a real threat to traditional financial institutions, in recent years, and even months, it has become increasingly difficult not to address the elephant in the room. Big tech companies such as Amazon...

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Multi-cloud in Financial Services MULTI-CLOUD IN FINANCIAL SERVICES

article

Dec 09, 2019

This year’s Enterprise Cloud Index report, reported that financial services outpaced all other industries in the adoption of hybrid cloud reaching 21% penetration today, compared to a global average of 18%. Whether it is purely with the public cloud providers, or more typically in a hybrid clo...

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How Big Data and Blockchain are enhancing FinTech HOW BIG DATA AND BLOCKCHAIN ARE ENHANCING FINTECH

article

Dec 09, 2019

FinTech companies want to provide personalised and innovative services and products to accelerate customer experience. Customer centricity enabled with data analytics is the number one priority for this sector. Injecting financial sector with advanced tech like Big Data and Blockchain can enable ban...

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Five factors to impact fintech cybersecurity in 2020 FIVE FACTORS TO IMPACT FINTECH CYBERSECURITY IN 2020

article

Dec 07, 2019

In 2020 cybersecurity will inevitably become a global priority due to a rise in threats and a heightened sense of vulnerability when it comes to unauthorised access to confidential data. As criminals become more organised, they will continue to take advantage of human error and the struggle business...

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How to Refinance Your Investment Property HOW TO REFINANCE YOUR INVESTMENT PROPERTY

article

Dec 06, 2019

If you own a rental property, refinancing your investment property can help free up extra money for future investments and reduce your monthly payments. However, refinancing an investment property isn’t as easy as refinancing a home mortgage. There are stricter requirements, and more costs to ...

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Cloud 2.0: What to expect in financial services? CLOUD 2.0: WHAT TO EXPECT IN FINANCIAL SERVICES?

article

Dec 05, 2019

Research from TABB Group earlier this year found that use of public cloud within financial services was poised to accelerate in 2019. These findings are reflected in our own recent survey[1] which found that 80% of European and North American asset managers will be using the cloud for data managemen...

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How FI should survive in HOW FI SHOULD SURVIVE IN 'OPEN BANKING' BATTLEFIELD ?

article

Dec 05, 2019

Traditionally financial industry protected the customers’ personal, financial and transactional data. This was a great entry barrier for players like new financial institutions and fintech companies. However recent changes on regulatory horizon, including implementation of Farrell Report in Au...

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Data Aggregation and Artificial Intelligence in Financial Services DATA AGGREGATION AND ARTIFICIAL INTELLIGENCE IN FINANCIAL SERVICES

article

Dec 03, 2019

My last blog highlighted security audits and penetration testing. This final blog of the series discusses security data aggregation and artificial intelligence (AI) implementations in financial services. Should a breach occur, gathering log data from all critical security, network, and endpoint devi...

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Why Predictive Analytics in Banking Is Transformational WHY PREDICTIVE ANALYTICS IN BANKING IS TRANSFORMATIONAL

article

Dec 03, 2019

The banking sector struggles with two contradicting challenges. First, it needs to adopt the latest technologies to stay competitive and fight fraud. Second, it still has to hold on to legacy systems, frequently those on-premises, that offer stability and a certain degree of protection. Clients are ...

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3 Major Roadblocks to Blockchain Adoption in Banking 3 MAJOR ROADBLOCKS TO BLOCKCHAIN ADOPTION IN BANKING

article

Dec 02, 2019

Since its invention back in 2008, blockchain technology has been trying to disrupt a number of industries with varying degrees of success. Core features of blockchain, such as decentralization and immutability, make this technology especially appealing for the financial sector. On paper, blockchain ...

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How AI is Transforming the Banking and Finance Sector HOW AI IS TRANSFORMING THE BANKING AND FINANCE SECTOR

article

Dec 02, 2019

Artificial Intelligence has become the most discussed and popular technology. In starting, it didn’t gain much attention because of the limitation it had, but now everything has changed and transformed with the potential skill sets that help many industries to transform the style of work, bank...

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What trends will shake up the Banking Tech sector in 2020? WHAT TRENDS WILL SHAKE UP THE BANKING TECH SECTOR IN 2020?

article

Dec 02, 2019

In the past year, we’ve seen technology play a huge part in shaping the banking industry landscape, from emerging fintechs to new solutions facilitated by Open Banking to the latest AI tools. With such progression happening throughout the sector, we are sure to see more disruptive trends emerg...

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How Blockchain Technology is Revolutionising Fintech in 2020 HOW BLOCKCHAIN TECHNOLOGY IS REVOLUTIONISING FINTECH IN 2020

article

Dec 02, 2019

Two decades down under, and the 21st century doesn’t fail to amaze you with its innovation. In fact, the pace of it is so fast, that you inevitably put your hands up and give up keeping track of what is the latest in technology. This phenomenon, in its own ubiquity, manifests itself in Finance...

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5 Benefits of Hybrid Cloud for the Financial Industry 5 BENEFITS OF HYBRID CLOUD FOR THE FINANCIAL INDUSTRY

article

Nov 29, 2019

Technology has become the most important thing for most of the companies. They are using technology for deploying their services or applications. Technologies like cloud computing have completely changed the financial services industry. You can use cloud computing for storing your data or for hostin...

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3 payment technologies to increase conversion 3 PAYMENT TECHNOLOGIES TO INCREASE CONVERSION

article

Nov 25, 2019

Though it may seem like everything in the payments space is geared towards boosting conversion, i.e. the amount of times a potential customers completes the intended action of clicking “buy” – and this is indeed the case – I’m here today to tell you about three specific...

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The Evolution of Voice Banking in 2019 THE EVOLUTION OF VOICE BANKING IN 2019

article

Nov 25, 2019

With Siri one button away from telling us everything Google has to offer, and Alexa making smart homes more accessible than ever, it’s transparent how artificial intelligence and voice technology in particular have helped transform our personal lives. It only seems right that the next big step...

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How Generation Z Will Reshape Digital Banking HOW GENERATION Z WILL RESHAPE DIGITAL BANKING

article

Nov 25, 2019

Generation Z (or Gen Z), the demographic cohort following the Millennials, presents a new breed of customers for financial institutions. Born after 1995, Gen Z is the first generation to be born and raised with YouTube, Instagram and Netflix. Unlike Millennials who witnessed the rise of the digital ...

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Connected Finances: When the Internet of Things Goes to the Bank CONNECTED FINANCES: WHEN THE INTERNET OF THINGS GOES TO THE BANK

article

Nov 25, 2019

In the last decade, due to constantly changing consumers’ preferences, financial institutions, like many other industries, have been forced to invest into and develop digital strategies and adapt to the accelerating pace of innovations. A reliable digital portfolio is a priority for every fina...

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HOW FINTECH IS SHAPING ASSETS AND WEALTH MANAGEMENT HOW FINTECH IS SHAPING ASSETS AND WEALTH MANAGEMENT

article

Nov 23, 2019

FinTech, shortened from Financial Technology, is a fast-rising industry that improves financial activities like asset and wealth management through technology, hence its name. It is a technologically driven innovation that seeks to challenge the normal methods used in carrying out activities in fina...

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Top 7 Global Fintech Trends 2019 TOP 7 GLOBAL FINTECH TRENDS 2019

article

Nov 22, 2019

This is my third year at DailyFintech. Looking back, this year has been the most eventful year of the three, with several significant Fintech trends emerging across the world. Typically, I am not a big fan of the “Top” titled posts. But, I have had to use it, thanks to the events of 2019...

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5 Benefits Outsourcing Software Development Services Brings to Fintech Business 5 BENEFITS OUTSOURCING SOFTWARE DEVELOPMENT SERVICES BRINGS TO FINTECH BUSINESS

article

Nov 22, 2019

Outsourcing software development is an alternative that can be a great part of corporate strategies for fintech businesses. This working model has been increasingly used by companies that adopt planning directed to their core business, but that seek more agility, quality, and specialization in all p...

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AI in Finance: Selecting the Best Alternative Data AI IN FINANCE: SELECTING THE BEST ALTERNATIVE DATA

article

Nov 22, 2019

Alternative data is information that investors use outside of the traditional sources that companies themselves provide, like financial reporting. It can include social media posts, satellite imagery — and news. For most people, news reports are a way to stay on top of current events. For a he...

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Is mobile banking contributing to app fatigue? IS MOBILE BANKING CONTRIBUTING TO APP FATIGUE?

article

Nov 21, 2019

Since the advent of the internet in the late 90’s, despite some initial scepticism, Banks are increasingly present in cyber space offering new products and services. The maturity of the internet-banking channel evolved (extremely slowly) from providing access to basic account information to al...

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Best hard money loans with 100% financing BEST HARD MONEY LOANS WITH 100% FINANCING

article

Nov 20, 2019

Not everyone has the luxury of getting approved for a loan. Whether it’s a low credit score, a spotty payment history, or lack of evidence to prove your creditworthiness, you may not have what it takes. But that doesn’t mean you don’t have options. You may want to consider getting ...

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Top Fintech Trends For 2020 TOP FINTECH TRENDS FOR 2020

article

Nov 20, 2019

Fintech has always been the first in line to get disrupted with the advancement of technology. A smart accounting software not only allows you to seamlessly record financial transactions but offers a wide variety of features—taxation, inventory, and payroll—saving time and energy and ena...

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ARTIFICIAL INTELLIGENCE IN FINANCIAL SERVICES – IN DATA WE TRUST ARTIFICIAL INTELLIGENCE IN FINANCIAL SERVICES – IN DATA WE TRUST

article

Nov 20, 2019

This past year has been a busy one for emerging technologies, especially in regard to artificial intelligence (AI). AI startup funding reached a record high of US $7.4 billion during the second quarter of 2019, according to CB Insights. From healthcare to financial services, from digital surveillanc...

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How FinTech Apps Make Things Easier For Businesses HOW FINTECH APPS MAKE THINGS EASIER FOR BUSINESSES

article

Nov 19, 2019

It’s almost the end of 2019 and at this point, it would be safe to assume that you would have experienced the power of fintech at least once. If you’ve used a mobile wallet, internet banking, a UPI application or an online portal to buy credit cards or insurance policies, you’ve ex...

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HOW AI TRADING TECHNOLOGY IS MAKING STOCK MARKET INVESTORS SMARTER — AND RICHER HOW AI TRADING TECHNOLOGY IS MAKING STOCK MARKET INVESTORS SMARTER — AND RICHER

article

Nov 18, 2019

Artificial intelligence is to trading what fire was to the cavemen.” That’s how one industry player described the impact of a disruptive technology on a staid industry. In other (less creative) words, AI is a game changer for the stock market. While humans remain a big part of the tradin...

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Alternative Data: How it’s Transforming the Financial Sector ALTERNATIVE DATA: HOW IT’S TRANSFORMING THE FINANCIAL SECTOR

article

Nov 18, 2019

Pressure to innovate has never been higher in the financial sector. The advent of the digital era and the influx of innovative and appealing digitally-native challenger brands that came with it means traditional financial institutions – including high street banks, institutional investment and...

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The 7 biggest technology trends to disrupt banking & financial services in 2020 THE 7 BIGGEST TECHNOLOGY TRENDS TO DISRUPT BANKING & FINANCIAL SERVICES IN 2020

article

Nov 17, 2019

Even though banking and financial services have been slower than other industries to adopt the latest technology into their operations, financial organizations are trying to catch up by incorporating artificial intelligence, blockchain, and other technology to benefit their customers, remain competi...

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How AI and machine learning can benefit finance teams HOW AI AND MACHINE LEARNING CAN BENEFIT FINANCE TEAMS

article

Nov 15, 2019

Finance teams are integral and essential to the smooth running of any business. It’s no longer as simple as responsibility over regulatory compliance, financial reporting, payroll, and public interest – but so much more. The role of the finance team is beginning to increase in scope, and...

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How Financial Services Keep Data Safe On The Cloud HOW FINANCIAL SERVICES KEEP DATA SAFE ON THE CLOUD

article

Nov 14, 2019

In a 2019 Global Wealth Study by Boston Consulting group, it was reported that financial services firms are hit by cyberattacks 300 times more than other companies. Financial institutions have a lot of sensitive data cybercriminals can monetize if accessed. That is why the financial services industr...

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Machine learning is changing asset management MACHINE LEARNING IS CHANGING ASSET MANAGEMENT

article

Nov 12, 2019

Machine learning is making inroads into every aspect of business life and asset management is no exception. Here are six ways in which machine learning has transformed the field – from the feel of the trading floor to the ideal skillset. Most flow trading done by banks has already been fully a...

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Financial Institutions and the Cloud: How to Navigate an Evolving Regulatory Landscape FINANCIAL INSTITUTIONS AND THE CLOUD: HOW TO NAVIGATE AN EVOLVING REGULATORY LANDSCAPE

article

Nov 12, 2019

In a bid to keep pace with rapid advances in cloud adoption across financial services, regulators have published a raft of new guidance in the past year. Most recently, the European Insurance and Occupational Pensions Authority launched guidelines for insurers and reinsurers on outsourcing to cloud ...

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What about the regulatory strategy for fintech regulators? WHAT ABOUT THE REGULATORY STRATEGY FOR FINTECH REGULATORS?

article

Nov 11, 2019

Fintech is challenging the way traditional financial regulation is conceived. Disruption is having an impact not only on the structure and functioning of the financial system, but on the role that regulators and financial supervisors must play.

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POLY HELPS EMPOWER CONTACT CENTER WORKERS POLY HELPS EMPOWER CONTACT CENTER WORKERS

article

Nov 11, 2019

It’s a well-documented trend that the rise of digital channels such as webchat, apps, FAQs, etc., has led to a change in the way contact centers handle interactions. The routine, “easy” interactions are now handled by self-service channels. Deflecting these low-value interactions h...

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Everything You Need to Know About Working Capital EVERYTHING YOU NEED TO KNOW ABOUT WORKING CAPITAL

article

Nov 08, 2019

How’s your working capital doing? If you’re unfamiliar with this common calculation, you may be missing the big picture of how your company is really performing. Profits may be rolling in, but you need to understand how your cash flow and available capital, or lack thereof, could affect ...

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The Average Business Loan Interest Rate in 2019 THE AVERAGE BUSINESS LOAN INTEREST RATE IN 2019

article

Nov 07, 2019

If you’re looking to get a small business loan to start or expand your company, you may be wondering about the average business loan interest rate. Unfortunately, the answer isn’t entirely clear. With so many different types of business loans available for borrowers across a broad credit...

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How to Properly Use a Credit Card to Finance Your Small Business HOW TO PROPERLY USE A CREDIT CARD TO FINANCE YOUR SMALL BUSINESS

article

Nov 06, 2019

Financing a small business can be approached from multiple directions. It's important to understand what the market offers you and how to use those deals to their full potential because this initial stage of your company's development is crucial to its long-term success.

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Grow your Business with E-payment and E-invoicing GROW YOUR BUSINESS WITH E-PAYMENT AND E-INVOICING

article

Nov 04, 2019

E-invoicing can help companies to optimize their working capital and continue running healthy business operations whereas E- payments help them to receive payments from Global clientele. Watch the video and click on the link in the description to know more.

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Should You Apply for an Unsecured Business Loan? SHOULD YOU APPLY FOR AN UNSECURED BUSINESS LOAN?

article

Oct 29, 2019

Even if you’ve got the ideas and motivation to start a new business or continue growing an existing company, without the money, that idea may never be executed. You could pursue a secured loan, but if you don’t have collateral, you won’t get very far. Fortunately, there are other w...

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IoT - Revolution or Evolution in the Financial Services Industry IOT - REVOLUTION OR EVOLUTION IN THE FINANCIAL SERVICES INDUSTRY

article

Oct 23, 2019

We have all heard about the "Internet of Things" (IoT) as this revolutionary new technology, which will radically change our lives. But is it really such a revolution and will it really have an impact on the Financial Services Industry? To refresh our memory, the Internet of Things (IoT) r...

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How Centralized Payment Systems Learned to Accept Decentralized Cryptocurrency HOW CENTRALIZED PAYMENT SYSTEMS LEARNED TO ACCEPT DECENTRALIZED CRYPTOCURRENCY

article

Oct 23, 2019

They might not be shouting it from the rooftops, but fiat payment gateways are no longer the enemy of bitcoin. Hostilities have ceased, the bad blood has been let, and today the fiat and crypto worlds are bridged and doing business. Despite the two systems sporting opposing aims and architecture, ma...

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BUILDING MORE PRODUCTIVITY INTO OUR HEADSETS WITH AMAZON ALEXA AND TILE BUILDING MORE PRODUCTIVITY INTO OUR HEADSETS WITH AMAZON ALEXA AND TILE

article

Oct 23, 2019

If you’re like me, one of the first things you do when you leave the house in the morning is put on your headset. I may be joining a meeting, calling a friend, getting coffee – sometimes all three – before I even set foot in the office. When I get to work, I’m collaborating w...

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POLY STUDIO IS NOW CERTIFIED FOR MICROSOFT TEAMS POLY STUDIO IS NOW CERTIFIED FOR MICROSOFT TEAMS

article

Oct 22, 2019

It seems like every photo shown of a business in action these days features a bunch of people in a huddle room, looking productive – just like our own Poly beauty shot below. But the technology that is IN the room really matters most to the people who are joining remotely – the people NO...

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AI in Finance: The Predictions AI IN FINANCE: THE PREDICTIONS

article

Oct 16, 2019

The term “AI” is being thrown around a lot lately, but realistically how will it change the world of finance? Firstly, “AI” is an awfully broad term, so understanding how it slots into the wider automation picture is important. AI often includes—and works alongside&mdas...

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Banking, FinTech, Big Tech: Emerging challenges for financial policymakers BANKING, FINTECH, BIG TECH: EMERGING CHALLENGES FOR FINANCIAL POLICYMAKERS

article

Sep 26, 2019

FinTech (financial technology) firms, generally start-ups that offer a specifically targeted financial service, and Big Techs, globally active technology firms with a relative advantage in digital technology that may add financial services to their range of offerings, are both increasingly – t...

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How Blockchain is Reshaping the Future of Fintech Industry HOW BLOCKCHAIN IS RESHAPING THE FUTURE OF FINTECH INDUSTRY

article

Sep 25, 2019

Blockchain is believed to be one of the useful technologies that can help the financial industry grow and save a lot of resources. Blockchain is known for its high level of security in storing and transmitting the data. It has open and transparent infrastructure and low cost of operations. All these...

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How Fintech Innovations Are Making Payments More Efficient HOW FINTECH INNOVATIONS ARE MAKING PAYMENTS MORE EFFICIENT

article

Sep 24, 2019

By using innovation to make exchanges more efficient, secure and convenient, fintech -- or financial technology -- sits advantaeously at the intersection of two cornerstones of human enterprise. And over the past few years, there has been a marked increase in the amount of investment channelled into...

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The two big issues bank CEOs have with FinTech THE TWO BIG ISSUES BANK CEOS HAVE WITH FINTECH

article

Sep 24, 2019

For all the talk about how well FinTech start-ups are doing, I hear two regular laments from bank CEOs. First, why aren’t we valued like FinTechs? and second, why aren’t FinTechs regulated like us. On the first point, it’s quite clear that FinTech start-ups are being valued on pote...

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Banks that can help reduce financial risks in a user-friendly way can compete with any Tech player BANKS THAT CAN HELP REDUCE FINANCIAL RISKS IN A USER-FRIENDLY WAY CAN COMPETE WITH ANY TECH PLAYER

article

Sep 24, 2019

Banks are technology companies with a banking license! This claim and similar claims can be read more and more in articles on trends in the financial services sector and is often used as an argument that banks will soon be replaced by Fintechs and Silicon Valley tech giants. It is certainly true tha...

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THREE BIG CHALLENGES FOR BANKS IN TRADE FINANCE THREE BIG CHALLENGES FOR BANKS IN TRADE FINANCE

article

Sep 23, 2019

Trade finance is a dynamic, highly innovative business with multiple opportunities linked to new technologies and environmental/social/regulatory demands. How to gain sustainability, speed and cost out in order to expand in trade finance—particularly with the small-to-medium enterprise (SME) s...

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Credit Financing: Investment vs Equity Loans CREDIT FINANCING: INVESTMENT VS EQUITY LOANS

article

Sep 23, 2019

Entrepreneurship requires a strong business acumen to manage day-to-day operations and swiftly overcome any hurdles along the way. There may come a time in your business when you require cash infusion for further expansion and sustainability. There are two ways in which you can procure credit financ...

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Empowering FinTech Space With Drupal Modules & Distributions EMPOWERING FINTECH SPACE WITH DRUPAL MODULES & DISTRIBUTIONS

article

Sep 22, 2019

Though big data, AI, Cloud, blockchain, and open-banking have been here since quite a long time to transform the way financial services are designed and rendered, there is still a roadblock in the way ahead - core banking infrastructure. Outdated architecture, costly licenses, specialized consultant...

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What Are The Fintech Trends That You Can’t Ignore? WHAT ARE THE FINTECH TRENDS THAT YOU CAN’T IGNORE?

article

Sep 19, 2019

The fusion of technology with finance brings out the perfect recipe for the exponential growth of the economy. The Fintech industry is setting new heights of what can be achieved through technology when applied prudently. Adaption of Fintech technology is the need of the hour. The Fintech technology...

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Learn How to Get a Business Loan LEARN HOW TO GET A BUSINESS LOAN

article

Sep 19, 2019

Personal loans are widely available, but if you’re trying to borrow for a small business, you’ll find that the process is more difficult. If you’re thinking of borrowing money to start or grow your business, you'll need to put in plenty of work before you even start to fill out...

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6 Business Financing Options for Immigrants 6 BUSINESS FINANCING OPTIONS FOR IMMIGRANTS

article

Sep 18, 2019

Did you know that immigrants are significantly more likely to start their own business compared to those born in the United States? Despite this fact, obtaining working capital from a traditional lender can often be more difficult for immigrant business owners. Fortunately, there are other types of ...

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9 Best LLC Credit Cards 2019 9 BEST LLC CREDIT CARDS 2019

article

Sep 17, 2019

The best LLC credit cards have large introductory offers worth up to $750, strong ongoing rewards of up to 5%, and low ongoing APRs. Plus, they offer additional features, such as insurance and travel perks. Some cards offer interest-free financing for up to 15 billing cycles on both purchases and ba...

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All you want to know about Commodity Funds ALL YOU WANT TO KNOW ABOUT COMMODITY FUNDS

article

Sep 17, 2019

All about Commodity Funds: Thinking to invest in mutual fund, let us know today about commodity mutual funds. The commodity funds are those funds that have common holding in commodities. Commodity is any goods that may hold similar value of exchange and are traded on exchange. These are traded in bo...

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How Hard Is It to Get a Business Loan? HOW HARD IS IT TO GET A BUSINESS LOAN?

article

Sep 16, 2019

Depending on your business and personal finances, your ability to receive a business loan will vary wildly. Fortunately, there is now a wide array of options for financing, all with different terms and requirements. Unless your business has been operating for years in relatively good health, though,...

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10 Crucial Tips for Earnings Season Trading 10 CRUCIAL TIPS FOR EARNINGS SEASON TRADING

article

Sep 16, 2019

An Earnings season is coming up next month. We sound like records here at Bulls on Wall Street, but we cannot stress enough how important this time of year is. Earnings season is the best time to grow your trading account, whether you are a day trader or swing trader. Here are 10 must-follow tips to...

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KK KK'S COMMODITIES AND GLOBAL MARKETS STORY

article

Sep 16, 2019

KK works on the supply chain solutions team, deploying working capital options to clients across commodity markets.

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The best no foreign transaction fee credit cards of 2019 THE BEST NO FOREIGN TRANSACTION FEE CREDIT CARDS OF 2019

article

Sep 16, 2019

Foreign transaction fees silently kill your credit card rewards. Depending on the card, foreign transaction fees add a 1-3% fee on top of every foreign transaction. For me, international trips can be one of the biggest expenses that I have all year. Flights, hotels, tours, restaurants, it adds up. A...

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How Blockchain Technology Is Changing Banking And Financial Services HOW BLOCKCHAIN TECHNOLOGY IS CHANGING BANKING AND FINANCIAL SERVICES

article

Sep 12, 2019

Introduced back in 2008, Blockchain Technology and Cryptocurrencies are in the headlines as the next-big-thing after the creation of the internet. It is being said that Blockchain will do to banks what the internet does to media. The emergence of Blockchain has dramatically changed the financial sec...

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Why would the wealthy use Equity Release? WHY WOULD THE WEALTHY USE EQUITY RELEASE?

article

Sep 12, 2019

Equity Release is often seen as a last resort; a way for those short of money to solve their problems after all other options have been eliminated. But in reality, Equity Release can be a shrewd financial decision. David Forsdyke at Knight Frank Finance looks at how homeowners can benefit from Equit...

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Growing awareness of the alternative finance market GROWING AWARENESS OF THE ALTERNATIVE FINANCE MARKET

article

Sep 11, 2019

Since the financial crisis a decade ago, banks have been reducing their lending to small businesses. Despite attempts by successive governments to increase the flow of funding to the SME community, many businesses continue to struggle to secure the finance they need to grow because of gaps in the ma...

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Could asset-based finance be best route for SME funding? COULD ASSET-BASED FINANCE BE BEST ROUTE FOR SME FUNDING?

article

Sep 11, 2019

Growth business are now spoilt for choice with regard to their debt funding options. Since banks pulled back from lending to SMEs in the aftermath of 2007’s Great Financial Crash (GFC), a host of other providers have emerged to cater for their debt finance needs. These range from dedicated SME...

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Top 5 Big Data Applications in Banking & Insurance TOP 5 BIG DATA APPLICATIONS IN BANKING & INSURANCE

article

Sep 11, 2019

By nature, the banking, financial services, and insurance (BFSI) sector have always been data-driven. However, today, institutions in the BFSI sector are increasingly striving to adopt a full-fledged data-driven approach that can only be possible with Big Data technologies. With Big Data Analytics, ...

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NEGATIVE INTEREST RATES: A REASON TO INVEST IN HEDGE FUNDS? NEGATIVE INTEREST RATES: A REASON TO INVEST IN HEDGE FUNDS?

article

Sep 10, 2019

Negative interest rate policy—that is, central bank arrangements that seek to inspire spending by punishing savings, not merely in real but in nominal terms—have spread in recent years among the developed economies, and are now in use in Japan, Switzerland, Sweden, and the Eurozone. Denm...

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The Role of Sales in Sales Enablement THE ROLE OF SALES IN SALES ENABLEMENT

article

Sep 10, 2019

However, with a regular commute time that consumes a couple of hours each day, I have shifted my focus to podcasts and audiobooks. One of my favorite podcasts is the Inside Sales Enablement series by Scott Santucci and Brian Lambert. In their last episode, they spent time reviewing their thoughts an...

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Implementing Buyer Enablement in Your Sales Enablement Strategy (2019) IMPLEMENTING BUYER ENABLEMENT IN YOUR SALES ENABLEMENT STRATEGY (2019)

article

Sep 10, 2019

The majority of the time I only had access to two TV channels, three on a good weather day, and I vividly remember when I first saw a color television. At this time, products and services were limited, and buyer choices were almost non-existent. Fast-forward to 2019. Not only do I have access to hun...

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What are the Best Business Checking Accounts? WHAT ARE THE BEST BUSINESS CHECKING ACCOUNTS?

article

Sep 10, 2019

If you’re thinking of starting a business, you’re in good company. According to the Small Business Administration, there are over 30 million small businesses in the United States, with the number of proprietors growing by 2.3% in one year. Whether you’re a freelancer or small busin...

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Credit card vs debit card: playing your cards right CREDIT CARD VS DEBIT CARD: PLAYING YOUR CARDS RIGHT

article

Sep 09, 2019

Debit cards are just like using cash. They take the money from your account to pay for whatever you’re buying. It’s as if you paid for something by taking money out of the cashpoint and handed it over the old-fashioned way. They’re as simple as that – a solid player on your t...

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Working Capital Loan: Definition & Eligibility Criteria WORKING CAPITAL LOAN: DEFINITION & ELIGIBILITY CRITERIA

article

Sep 09, 2019

Want to keep the company’s everyday financial operations under control? Opt for a working capital loan now and get financial problems solved with ease. Being a business owner, it is extremely important for you to finance the day to day company’s operations to keep things smooth and under...

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The Best and Worst Trading Times THE BEST AND WORST TRADING TIMES

article

Sep 09, 2019

The question of what are the best and worst trading times comes up over and over again. If only it was as easy as “only trade from 9:30–11:00 a.m., except on Fridays…” The reality is, there’s a lot more to it than that. It’s not an exact science. I do have prefer...

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AI in Finance: can banks get smarter? AI IN FINANCE: CAN BANKS GET SMARTER?

article

Sep 06, 2019

Even though ethical debates around AI are still pretty much alive, the empirical benefits of applying automation to banking processes outweigh the concerns. According to Accenture’s analysis of banks that have used AI to their workflow, an average bank can increase their profits up to 20-25%so...

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The Best Banks for Small Business Loans THE BEST BANKS FOR SMALL BUSINESS LOANS

article

Sep 06, 2019

Getting funding for your small business isn’t a matter of “if”; it’s usually a matter of “when.” That’s why, even if you’re not looking to take out a loan now, it’s smart to look ahead to what’s available. Do you know the differences betwee...

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Virtual Credit Cards: Are They Right for Your Business? VIRTUAL CREDIT CARDS: ARE THEY RIGHT FOR YOUR BUSINESS?

article

Sep 06, 2019

Credit cards have long been the preferred payment method for savvy business owners due to their potential rewards and enhanced security benefits. However, the recent uptick in data breaches has many business owners seeking a more secure alternative. From 2014 to 2017, the number of reported data bre...

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Seven Different Avenues to Fund Your Business SEVEN DIFFERENT AVENUES TO FUND YOUR BUSINESS

article

Sep 05, 2019

What is the one thing you need to start a business? Infrastructure, land, or funds? Of course, funds. What will you do without sufficient funds? Will you be able to run a business successfully with inadequate funds? It’s a flat NO. Which door to knock when you are in dire need of funds? Well, ...

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Here’s Why You Should Go for a Short Term Business Loan HERE’S WHY YOU SHOULD GO FOR A SHORT TERM BUSINESS LOAN

article

Sep 05, 2019

When you run a business, there is nothing more important than the effective allocation of capital. If you have a sound financial plan, it is simpler for a business owner to minimize operational costs and ultimately maximize growth. In case you are unable to get additional capital from a bank, you co...

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BASIC OF BUSINESS LOAN AGREEMENT: TECHNICAL LINGO AND WARNING SIGNS BASIC OF BUSINESS LOAN AGREEMENT: TECHNICAL LINGO AND WARNING SIGNS

article

Sep 04, 2019

Business loans or external funding by the alternative and traditional lender is generally considered as one of the ideal ways to generate extra capital and to increase the cash flow. Whenever a borrower applies for a business loan, he or she has to scribble a signature on the business loan agreement...

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FINANCIAL FORECASTING 101 – HOW TO PLAN FOR A BUSINESS LOAN FINANCIAL FORECASTING 101 – HOW TO PLAN FOR A BUSINESS LOAN

article

Sep 03, 2019

Whenever you drive for camping you ensure to pack the tent, sleeping bags, and pads, camping pillow, flashlights, and put an extra gas tank in the hood among multiple other things – You follow a camping checklist. Just as you prepare for your trip beforehand, you need to do financial preparati...

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How To Get A Corporate Credit Card HOW TO GET A CORPORATE CREDIT CARD

article

Sep 03, 2019

A corporate credit card may sound like a good fit for your company, but if you’re like many business owners, you probably aren’t sure where to get started. After all, personal and small business credit cards are ubiquitous, but you’re unlikely to encounter advertisements for corpor...

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Is Chase Business Checking Right For Your Business? IS CHASE BUSINESS CHECKING RIGHT FOR YOUR BUSINESS?

article

Sep 02, 2019

Chase is one of the largest business banking players in the industry, and – while everyone is aware of their credit and loan products – not everyone knows about their three offerings for business checking accounts.What can you expect? All of the qualified Chase business checking accounts...

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What to Know About Debt Financing WHAT TO KNOW ABOUT DEBT FINANCING

article

Aug 30, 2019

Building a business requires capital, and unless you have enough cash in savings to bootstrap your business, you’ll need some form of financing to grow your company and achieve your goals. Debt financing and equity financing are the two primary forms of attaining capital. If you’re consi...

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What Is a Blanket Lien? WHAT IS A BLANKET LIEN?

article

Aug 28, 2019

Access to the right business funding can open doors for your company. It can help you to take advantage of growth opportunities you might have had to pass on otherwise. But before you can convince a lender to hand over the funds you’re asking to borrow, that lender needs to be sure it’s ...

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The Pros and Cons of the SBA 504 Loan THE PROS AND CONS OF THE SBA 504 LOAN

article

Aug 28, 2019

SBA 504 Loans are long term, fixed rate loans, granted to small businesses who are purchasing commercial real estate or equipment. Loan amounts go up to $5.5 million, and the repayment period can be either 10 or 20 years. In order to supply these loans, the SBA partners with Certified Development Co...

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How to Find an Investor for Your Small Business HOW TO FIND AN INVESTOR FOR YOUR SMALL BUSINESS

article

Aug 27, 2019

Whether you’re in the very beginnings of your launch phase, or you’re an established small business that needs a little push to get to the next stage of growth, finding a trustworthy investor can be key to realizing your goals. There’s so much conflicting information out there, how...

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What are the Best Business Lines of Credit Rates? WHAT ARE THE BEST BUSINESS LINES OF CREDIT RATES?

article

Aug 26, 2019

If you’re a small business owner, you know how essential it is to have enough capital to meet your company’s demand. However, financial issues are frustratingly common. According to the Federal Reserve Bank of New York’s Small Business Credit Survey, nearly two-thirds of small busi...

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What to Know About Bootstrapping Finance for Your Business WHAT TO KNOW ABOUT BOOTSTRAPPING FINANCE FOR YOUR BUSINESS

article

Aug 22, 2019

If you’re starting a new business, your financing options may be limited. Not having access to capital through lenders isn’t always a bad thing, though. Instead of taking out a loan or using a business credit card, you may consider bootstrapping your business. Utilizing bootstrapping fin...

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Creating Content That Improves CX: A Q&A with Lionbridge & Aprimo CREATING CONTENT THAT IMPROVES CX: A Q&A WITH LIONBRIDGE & APRIMO

article

Aug 21, 2019

Today’s brands face numerous challenges. They need to create a customized, excellent experience for each and every customer worldwide. To do that, they need to create high-quality, on-target content. They need to create that content quickly, effectively, and for audiences who speak multiple la...

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Going Global 101: How Your Competition Can Be Your Best Resource GOING GLOBAL 101: HOW YOUR COMPETITION CAN BE YOUR BEST RESOURCE

article

Aug 20, 2019

Lace-up your sneakers and step up to the starting line: you’re ready to reach countless customers in new markets. You’ve secured your spot in the Global Marketplace (whether by default or design). But before you sprint away, take a good look around you. You are not alone in this race. Yo...

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Working Capital in Manufacturing: How to Thrive in Periods of Rising Costs & Explosive Growth WORKING CAPITAL IN MANUFACTURING: HOW TO THRIVE IN PERIODS OF RISING COSTS & EXPLOSIVE GROWTH

article

Aug 20, 2019

A quick definition so that we’re on the same page: Working capital is your cash for day-to-day expenses. More specifically, working capital represents short-term assets available to a business for meeting their financial obligations like payroll, creditors, and suppliers. Cash flow is your abi...

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What is a Letter of Credit? WHAT IS A LETTER OF CREDIT?

article

Aug 19, 2019

If you’re a successful small business, you’ll be getting paid by customers quite regularly. We know about most of the common ways to receive payment, such as credit cards, cash, and even wire transfers. One method that’s new to many business owners, however, is a letter of credit. ...

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What Are Fixed Expenses and How Do They Affect Your Business’s Finances? WHAT ARE FIXED EXPENSES AND HOW DO THEY AFFECT YOUR BUSINESS’S FINANCES?

article

Aug 19, 2019

A fixed expense is a cost that stays the same over the short-term even when business activities, such as sales or transaction volume, increase. Usually, when accountants mention fixed expenses, they’re talking about them in the context of unfixed expenses, also known as “variable” ...

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Where to Look to Find Easy Business Loans WHERE TO LOOK TO FIND EASY BUSINESS LOANS

article

Aug 15, 2019

Getting a small business loan is easier now than it ever has been. Even if you own a brand-new startup and don’t have great credit, there are easy-approval business loans available to get you the capital you need. Before we dig into the details about easy business loans, note that many of thes...

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The Benefits of Having a Good Business Credit Score THE BENEFITS OF HAVING A GOOD BUSINESS CREDIT SCORE

article

Aug 15, 2019

As a small business owner, it’s vital to understand the importance of establishing a good credit score. This is especially crucial when starting a business, as you likely won’t have enough cash on-hand to fund all your business expenses. This includes costs like equipment, advertising, i...

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DIVERSE VOICES STRENGTHEN BRAND CHARACTER DIVERSE VOICES STRENGTHEN BRAND CHARACTER

article

Aug 14, 2019

What character appears in the most films and television programs? Dracula? God? Santa Claus? All of those make the top ten list, but none is the correct answer. Satan (or The Devil) is a character is more than 840 projects – more than any other character. If you limit the list to mortals, the ...

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CX IN THE AGE OF PRIVACY AND TRUST, PART 3: CAN WE (RE)BUILD TRUST? CX IN THE AGE OF PRIVACY AND TRUST, PART 3: CAN WE (RE)BUILD TRUST?

article

Aug 14, 2019

This is the third in a series of articles on creating, maintaining, and optimizing great customer experiences in the context of mounting concerns about privacy and increasingly strict regulations governing data processing. We address topics such as consent strategies, the role of trust, the elements...

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TEN HANDY HINTS TO UPGRADE YOUR SMALL BUSINESS LOAN APPLICATION TEN HANDY HINTS TO UPGRADE YOUR SMALL BUSINESS LOAN APPLICATION

article

Aug 14, 2019

When you’re starting up a new small business, unless you have a massive amount of capital set aside - which is unlikely - you’re probably going to have to take out a small business loan. This is completely normal, and can help to smooth over any cash flow issues you might have in your st...

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The new world of sustainable finance THE NEW WORLD OF SUSTAINABLE FINANCE

article

Aug 14, 2019

Commonwealth Bank and Queensland Airports’ strategic partnership has delivered the first corporate loan directly linked to the reduction of carbon emissions at Gold Coast Airport. This innovative financing structure enables QAL to deliver both financial and environmental benefits to its shareh...

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The Pros and Cons of Having a Business Debit Card THE PROS AND CONS OF HAVING A BUSINESS DEBIT CARD

article

Aug 12, 2019

Operating on a cash-only basis can be risky when starting your own business. If you have a bank account, a small business debit card offers a convenient and simpler way to pay for everyday purchases. In addition, it can reduce the amount of cash you need to keep on hand. However, debit cards have th...

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What Are the Best Business Loan Terms for Your Small Business? WHAT ARE THE BEST BUSINESS LOAN TERMS FOR YOUR SMALL BUSINESS?

article

Aug 12, 2019

It can be confusing to navigate all the available loan products being offered by banks, lenders, and online financial companies these days. The best way to know which loan is best for your business situation, however, is to know about each of them in advance. From long-term financing to a quick cash...

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What Are The Different Sources Of Credit Loan For SMEs? WHAT ARE THE DIFFERENT SOURCES OF CREDIT LOAN FOR SMES?

article

Aug 11, 2019

Small and medium-scale enterprises find it very challenging against the MNCs and other powerhouse competitors, especially when it comes to financial backing. However, there are many different financial and non-financial institutions present in the market to provide these small businesses with much-n...

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Entrepreneurs Share 7 Smart Ways They Use Business Credit Cards ENTREPRENEURS SHARE 7 SMART WAYS THEY USE BUSINESS CREDIT CARDS

article

Aug 09, 2019

A business credit card can be much more than a convenient way to pay for purchases. These cards can also provide lucrative rewards, superior fraud protection, and can smooth out cash flow. According to the Federal Reserve’s 2019 Small Business Credit Survey, 52% of firms with 1 to 499 employee...

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A New Era of Lending: Blockchain Based Loans A NEW ERA OF LENDING: BLOCKCHAIN BASED LOANS

article

Aug 08, 2019

Without a history of credit, it is nearly impossible to receive a loan from traditional financial institutions. Banks typically heavily weigh someone’s credit score in assessing whether to issue a loan and in calculating the potential interest rate for said loan. If someone has no credit histo...

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How to Access Working Capital Loans – And What To Do with Them HOW TO ACCESS WORKING CAPITAL LOANS – AND WHAT TO DO WITH THEM

article

Aug 08, 2019

Every small business need access to a healthy level of working capital. This working capital helps businesses to expand and reach the next level of growth. Accessing this working capital is no easy task, though, and it has often been incredibly difficult for small businesses to do so. Thankfully, th...

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The Difference Between Fixed and Working Capital THE DIFFERENCE BETWEEN FIXED AND WORKING CAPITAL

article

Aug 07, 2019

Business finance is a very broad term, but it is also a very important one. Essentially, business finance is a blanket term to describe the ways in which money is brought in and what it is used for. Business finance is crucial to every part of any business operation as proper money management can he...

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RETAIL BUSINESS LOANS 101: COSTS, TERMS & WHERE TO FIND RETAIL BUSINESS LOANS 101: COSTS, TERMS & WHERE TO FIND

article

Aug 07, 2019

As a competitive and determined retail business owner, you must know that there is a lot that goes into running a successful retail store. It is a continuous and rigorous effort, and sometime one might tumble due to the financial hurdle. Whether you need a new machine for your clothing retail store ...

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First Time Business Loans FIRST TIME BUSINESS LOANS

article

Aug 07, 2019

Getting your first loan is a major milestone in the life of any business because it has the potential to breathe life into your dreams. Whether you’re looking to grow your business, buy equipment, or solve pressing cash flow issues, your business may need to borrow money to accomplish its goal...

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How to Apply for an SBA Express Loan HOW TO APPLY FOR AN SBA EXPRESS LOAN

article

Aug 07, 2019

SBA Express Loans are a fantastic resource for small businesses that need fast financing and have been turned away by traditional lenders. However, you must meet specific requirements to qualify for SBA Express Loans and complete their application process. It’s important to understand how SBA ...

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How to Find and Apply for SBA Loans for Veterans HOW TO FIND AND APPLY FOR SBA LOANS FOR VETERANS

article

Aug 06, 2019

Our military men and women are among the bravest and most dependable people we know. It should come as no surprise then, that this demographic often finds success in the small business world. The hard work and dedication they are used to giving to their country serve them well as small business owne...

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Business Loan Requirements: Everything You Need to Know BUSINESS LOAN REQUIREMENTS: EVERYTHING YOU NEED TO KNOW

article

Aug 02, 2019

Whether it’s your first business loan or you’ve been down the lending path before, there are plenty of things to consider when applying for funding. And though the lender rates and repayment terms are important, business loan requirements hold the key to your financing future.

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The Pros and Cons of an Unsecured Line of Credit THE PROS AND CONS OF AN UNSECURED LINE OF CREDIT

article

Aug 01, 2019

One of the biggest challenges you may face as a business owner is maintaining an adequate cushion against fluctuations in cash flow. Changes in revenue are normal for many businesses, and in months when you have less cash available, you may need an alternative source of funds to meet your financial ...

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What to Know About Alternative Lending WHAT TO KNOW ABOUT ALTERNATIVE LENDING

article

Aug 01, 2019

Getting approved for a small business loan can be difficult for business owners, especially if you’re running a relatively new startup. Alternative lending provides business owners with an easier way to get the capital they need to start, maintain or expand their business. That said, alternati...

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How Cash Flow Works To Keep The Business Afloat? HOW CASH FLOW WORKS TO KEEP THE BUSINESS AFLOAT?

article

Jul 31, 2019

Cash flow is the money that is moving or flowing in and out of business in a specific period. Although many people take it to flow just one way (out of business), it flows both the ways. Cash comes in from the clients or customers who buy products or services. If clients don’t make payments at...

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Should Your Business Consider Payroll Loans? SHOULD YOUR BUSINESS CONSIDER PAYROLL LOANS?

article

Jul 31, 2019

Payroll loans are short-term loans or advances that allow you to borrow a small amount of money to pay employees. If you take out a payroll loan, you’ll typically have financing in your bank account within one business day. Still, as you might expect, payroll loans can be expensive, and the pa...

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How to Get a Small Business Loan in 4 Steps HOW TO GET A SMALL BUSINESS LOAN IN 4 STEPS

article

Jul 30, 2019

Finding a small business loan is a necessity during business growth, but it can be difficult to find a loan you qualify for. The four basic steps for how to get a small business loan include evaluating your loan options, determining your eligibility, finding the right lender, and applying for the ri...

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Best Mutual Fund Scheme for a Moderate Equity Investor BEST MUTUAL FUND SCHEME FOR A MODERATE EQUITY INVESTOR

article

Jul 30, 2019

Everyone is interested in creating a corpus that can be utilized for fulfilling dreams or overcoming financial emergencies. Keeping this in mind, everyone aims for investing strategically that would reap them handsome benefits. Some of you might have a notion that investing in mutual fund is a risky...

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How to Find and Qualify for SBA Startup Loans HOW TO FIND AND QUALIFY FOR SBA STARTUP LOANS

article

Jul 30, 2019

One of the most notable partners in the business financing space is the Small Business Administration (SBA). Their Lendermatch network has been instrumental in providing loans to various industries in amounts ranging from a few thousand dollars to millions. How can you qualify for SBA startup loans?...

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Types of Working Capital Loans TYPES OF WORKING CAPITAL LOANS

article

Jul 29, 2019

Sometimes companies do not have enough liquidated assets to run daily operations. These operations include rent, debt payments, and payroll. During such times, they apply for working capital loans. In the simplest terms, working capital loans can be defined as the debt the company uses for its day-t...

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Digital transformation in asset & wealth management – catering for the future investor DIGITAL TRANSFORMATION IN ASSET & WEALTH MANAGEMENT – CATERING FOR THE FUTURE INVESTOR

article

Jul 29, 2019

When it comes to digital transformation, specifically as it relates to client interaction, the asset and wealth management industries have generally lagged behind their banking counterparts – showing slower adoption of technologies to ease and improve customer experience.

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Everything You Need to Know About Short-Term Business Loans EVERYTHING YOU NEED TO KNOW ABOUT SHORT-TERM BUSINESS LOANS

article

Jul 29, 2019

As a small business owner, there are several reasons to consider applying for a business loan. Maybe you’re trying to get your business off the ground or take it to the next level. Or it could be that you’re trying to solve some short-term cash flow problems. If the latter is the case, y...

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Mutual Fund Industry in India MUTUAL FUND INDUSTRY IN INDIA

article

Jul 29, 2019

Mutual Fund industry plays a key role in the Indian Financial Sector. This industry has come a long way since its inception in the year 1963. The expansion of this sector has been tremendous as it has seen growth in all parameters namely – assets under management, number of schemes, funds, fun...

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What Is Working Capital and Why Does It Matter? WHAT IS WORKING CAPITAL AND WHY DOES IT MATTER?

article

Jul 26, 2019

Working capital measures, a business’s operating liquidity, but it does so much more. It also can be a good indicator of a company’s efficiency and financial health, as well as how well it manages debt, payroll, and inventory. These are all factors you want to keep in mind, especially if...

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How Do Business Loans Work? HOW DO BUSINESS LOANS WORK?

article

Jul 26, 2019

The right business loan can help you get the capital you need to start a new venture, expand a current business, gain access to working capital and more. But not all business loans are created equal, and understanding how each type of loan works can give you a better idea of which one is the right f...

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Investing in SIP is a Marathon not a Sprint INVESTING IN SIP IS A MARATHON NOT A SPRINT

article

Jul 25, 2019

Would you send a marathon record holder to compete with Usain Bolt in the 100-meter dash? Absurd, right? He’s a runner. But it’s not the kind of race he trains for. That’s exactly what you are doing when you expect your SIP (which actually delivers best results over the long term) ...

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Is Short-Term Financing Right For Your Business? IS SHORT-TERM FINANCING RIGHT FOR YOUR BUSINESS?

article

Jul 25, 2019

Short-term business financing, in the simplest sense, is any financing option that has a repayment term of one year or less, though many of today’s lenders will extend terms up to 18 months. Unlike long-term financing, which may be preferred when making major, costly upgrades or purchasing rea...

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Pros and Cons of Receiving a Business Line of Credit PROS AND CONS OF RECEIVING A BUSINESS LINE OF CREDIT

article

Jul 25, 2019

When it comes to running a small business, having ample cash flow is imperative. Due to this, many business owners apply for a business line of credit. Although lines of credit can be a great financing source, it’s important to review the pros and cons of this product prior to submitting your ...

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Regular Vs Direct Mutual Funds – Which is the best? REGULAR VS DIRECT MUTUAL FUNDS – WHICH IS THE BEST?

article

Jul 24, 2019

When it comes to investments, people generally tend to take cautious steps. They would prefer to make informed decisions while moving forward. There is a lot of confusion involved in choosing the right fund and checking if the investments made will bring good returns. So, let’s learn about the...

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HOW TO GET A BUSINESS LOAN HOW TO GET A BUSINESS LOAN

article

Jul 24, 2019

Building up stock, refitting premises, buying vehicles... if your business is going to grow and thrive, you'll need more finance than you can generate from turnover. We can help you get it. "A big business starts small" says one lauded British entrepreneur who started his business care...

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How to Get a Business Loan with Bad Credit HOW TO GET A BUSINESS LOAN WITH BAD CREDIT

article

Jul 23, 2019

As you probably already know, maintaining an above average credit score is immensely important while running a small business. This can be especially pivotal when you’re in need of additional working capital, and are considering applying for a small business loan from a lender. Unfortunately, ...

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How to Properly Protect Your Fintech Company with Insurance HOW TO PROPERLY PROTECT YOUR FINTECH COMPANY WITH INSURANCE

article

Jul 23, 2019

Within the technology ecosystem, financial technology, or “fintech,” is one of the fastest-growing sectors. Easily one of the more dynamic industries right now, fintech companies are taking the world of finance by storm and aggressively modernizing an industry in which innovation has bee...

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So You’re Thinking About Seeking Venture Capital? Here’s What You Should Expect SO YOU’RE THINKING ABOUT SEEKING VENTURE CAPITAL? HERE’S WHAT YOU SHOULD EXPECT

article

Jul 22, 2019

Today’s tech industry wouldn’t be the powerhouse it is without venture capital, and VCs’ influence only continues to grow. In 2018, we reached a new peak for VC funding — $130 billion across nearly 9,000 deals. The last time we came close to that level of funding was at the p...

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How to Apply for Unsecured Business Loans HOW TO APPLY FOR UNSECURED BUSINESS LOANS

article

Jul 22, 2019

Getting funding for your business is a significant growth milestone. With so many options for lending, however, it can be challenging to know what choice is best. For many business owners, the unsecured route presents the least amount of risk. With no collateral to offer up, you can be assured that ...

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14 Types Of Alternative Financing For Small Businesses 14 TYPES OF ALTERNATIVE FINANCING FOR SMALL BUSINESSES

article

Jul 22, 2019

Small business financing is notoriously difficult to procure. Most bank loans require that the applicant have stellar credit and 2+ years in business—and even then, there’s no guarantee you’ll get a loan, especially if you’re applying with a large bank. According to Biz2Credi...

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The Patriot Express Loan: What You Need to Know THE PATRIOT EXPRESS LOAN: WHAT YOU NEED TO KNOW

article

Jul 19, 2019

The Patriot Express Loan program launched in 2007 to help provide business loans for veterans to start or expand their businesses. While the program expired in 2013, it was extremely popular and still gets attention from veteran business owners. Getting a Patriot Express Loan is no longer an option,...

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5 Tips to Getting a Small Business Loan for Men 5 TIPS TO GETTING A SMALL BUSINESS LOAN FOR MEN

article

Jul 18, 2019

If you are a small enterprise owner, then you definitely likely realize how crucial the timely monetary assist to your business is and you are constantly searching out extra money. If you do now not have wealthy pals who are can finance your commercial enterprise, then most likely, as well as maximu...

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SME Business Financing: A Solution To Working Capital Management SME BUSINESS FINANCING: A SOLUTION TO WORKING CAPITAL MANAGEMENT

article

Jul 18, 2019

It is common for businesses to have different sources of income. What comes next is for you to establish efficient management of the sources, so that they can work wonders when running your business. While startup capital and fixed assets are typically long-term, for the day-to-day running of your b...

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SBA Loan Requirements: What You Should Know SBA LOAN REQUIREMENTS: WHAT YOU SHOULD KNOW

article

Jul 18, 2019

Small business loan programs are one of the ways that the U.S. Small Business Administration works to benefit American small businesses. Through their programs, borrowers can get up to 80 percent of loan principals guaranteed by the federal government. Ultimately, this means lower risk for the lende...

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The Pros and Cons of Bridge Financing THE PROS AND CONS OF BRIDGE FINANCING

article

Jul 17, 2019

Finding the right bridge financing solution at the right time can save you from insolvency, help you take on more clients, or provide financial peace of mind. However, bridge financing, also known as a swing loan, is often misunderstood or misused by uneducated borrowers. To ensure you know exactly ...

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Business Loans: Your Complete Guide to Financing BUSINESS LOANS: YOUR COMPLETE GUIDE TO FINANCING

article

Jul 17, 2019

For most companies, business loans are an essential part of doing business. Knowing how to borrow efficiently and cost-effectively can make a difference to your bottom line. And possibly even the survival of your enterprise. The various forms of business loans are financial tools. You need to know h...

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10 tips for your business budget 10 TIPS FOR YOUR BUSINESS BUDGET

article

Jul 17, 2019

If you’ve got a business, you know that money is kind of important. You need money to keep the lights on and the doors open, right? So, your business budget is kind of a big deal. The only thing is that dealing with budgets and money might not be your idea of fun. It seems like a lot of work&h...

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Purchase Order Financing: Is It Right for Your Business? PURCHASE ORDER FINANCING: IS IT RIGHT FOR YOUR BUSINESS?

article

Jul 17, 2019

Cash flow challenges are a common issue that many different businesses have to overcome. In fact, a study by the Federal Reserve found that the top two reasons business borrow money is to either to expand or to solve immediate cash flow problems. Of course, there are a lot of different ways to borro...

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Stop Worrying About How To Get A Short-Term Loan STOP WORRYING ABOUT HOW TO GET A SHORT-TERM LOAN

article

Jul 16, 2019

A short-term loan is a type of business capital loan that can provide your company with quick working capital. Like most other bank loans, you’ll receive a lump sum of cash upfront which is repaid to your short-term lender over a set period of time 3 to 18 months. In addition to the principal ...

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How to Find Working Capital HOW TO FIND WORKING CAPITAL

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Jul 16, 2019

Being a small business owner is a lot like being a juggler — if that juggler is handling a dozen spinning, double-ended torches that have been lit on fire. In all seriousness, being an entrepreneur can be an exhilarating rush. Still, there are a lot of moving parts that you or your team will n...

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What Is My SBA Loan Payment? WHAT IS MY SBA LOAN PAYMENT?

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Jul 15, 2019

Getting an SBA loan can be an exciting opportunity for financing your next big business milestone. Seen as an alternative to credit unions or other online loan options, they are a business financing path available to many U.S. businesses. Whether you’ve chosen an SBA 7(a) loan, an SBA 504 loan...

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SailPoint Levels-Up their ABM Strategy with Intent Data SAILPOINT LEVELS-UP THEIR ABM STRATEGY WITH INTENT DATA

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Jul 15, 2019

The buyer’s journey has changed in a way which leaves many sales and marketing teams struggling to find insight from within what we call the Dark Funnel. However, many technology companies are starting to build solutions to address the radical new way customers engage and buy today by collecti...

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Duo Security Sets BDRs up for Success with 6sense DUO SECURITY SETS BDRS UP FOR SUCCESS WITH 6SENSE

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Jul 15, 2019

The role of a Business Development Rep can be a daunting one. Knowing where to prioritize when you have over 1,000 accounts and knowing what content to reach out to them and engage them with can be an impossible task. But if you have the right intent data that can show you where the account is in th...

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How to link debt mutual funds to your short term goals? HOW TO LINK DEBT MUTUAL FUNDS TO YOUR SHORT TERM GOALS?

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Jul 15, 2019

In this article we will talk about short term goals and how you can link mutual funds to them. We have discussed the first four goals here. For goals that are going to take less than five years, fixed income makes most sense. These can include debt mutual funds, fixed deposits, Government and privat...

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What is Invoice Financing? A Quick Guide WHAT IS INVOICE FINANCING? A QUICK GUIDE

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Jul 15, 2019

Low-interest rates and higher returns have become new norms of the lending industry. That’s why borrowers around the world have turned towards alternative sources of finance in search of faster credit solutions. Consequently, banks have become less preferable for borrowers looking for quick an...

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What Are the Best Government Small Business Loans? WHAT ARE THE BEST GOVERNMENT SMALL BUSINESS LOANS?

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Jul 12, 2019

Business financing comes in many forms, but for some small business owners, government small business loans offer the most benefits. These loans are backed by the Small Business Administration (SBA) and issued by approved lenders, like banks and credit unions. There are several SBA loan programs ava...

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Political Connections and Insider Trading POLITICAL CONNECTIONS AND INSIDER TRADING

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Jul 12, 2019

The media, investors, and regulators often consider trading by corporate insiders to be a signal of firm value, given that insiders know their business better than do others. Although trading on material, non-public information can be illegal in the U.S., insiders may still attempt to profit from th...

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Best SWP plans to consider investing for monthly income BEST SWP PLANS TO CONSIDER INVESTING FOR MONTHLY INCOME

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Jul 11, 2019

Systematic Withdrawal Plan is used to cover your investment from a mutual funds scheme in a phased manner. Unlike lump-sum withdrawals, SWP permits you to withdraw money in portions. It can be observed as the opposite of SIP. In best SWP plans, you channelize your investments from a scheme to the sa...

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Private Debt: In a Slump? PRIVATE DEBT: IN A SLUMP?

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Jul 11, 2019

While the overall narrative of private debt has been of strong long-term growth, in Q2 2019 the asset class is undeniably in a slump. Fundraising in the first half of the year has sunk to its lowest level since 2016, new funds coming to market are generally fewer and smaller than their predecessors,...

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How to Invest in a Mutual Fund for Beginners HOW TO INVEST IN A MUTUAL FUND FOR BEGINNERS

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Jul 10, 2019

Mutual Funds have become very popular investment options for individual investors because of the benefits they provide. Among the many advantages, the most important ones that attract investors to mutual funds. In this guide on how to invest in a mutual fund for beginners, we help you learn about Mu...

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Is an SBA Franchise Loan Right for Your Business? IS AN SBA FRANCHISE LOAN RIGHT FOR YOUR BUSINESS?

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Jul 10, 2019

Currently, there are an estimated 750,000 franchise establishments operating in the United States, and this number is only expected to grow. With a proper understanding of business operations and the ability to invest in an undeserved market, the franchise industry is one that can be incredibly lucr...

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A comprehensive guide for NRI investing in Mutual FundsView Larger Image A COMPREHENSIVE GUIDE FOR NRI INVESTING IN MUTUAL FUNDSVIEW LARGER IMAGE

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Jul 10, 2019

Living in abroad country doesn’t mean that a person cannot invest in mutual funds. They can easily invest in Indian mutual funds. Non-Resident Indian investors can opt for different kinds of investments including but not restricted mutual funds. They need to adhere to the FEMA ( Foreign Exchan...

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4 Benefits Directly Related to Working Capital Management 4 BENEFITS DIRECTLY RELATED TO WORKING CAPITAL MANAGEMENT

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Jul 09, 2019

Working capital management is a sum of techniques and practices applied to utilization working capital including all its functions. It also includes keeping track on the working capital or the current capital and current asset of the business. It deals with the implementation of credit by keeping th...

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Venture capital: pros and cons VENTURE CAPITAL: PROS AND CONS

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Jul 08, 2019

If you’re ambitious to scale your business, then venture capital (VC) firms are an attractive option, offering large amounts of cash, along with support, mentoring and advice to help you grow fast. However, nothing is without its price. While VC investment may be perfect for some businesses, t...

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How to Divide Founder Equity: 4 Criteria to Discuss HOW TO DIVIDE FOUNDER EQUITY: 4 CRITERIA TO DISCUSS

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Jul 08, 2019

It’s extremely rare that a startup begins with just one person. Less than 5% of all NextView portfolio companies began with a sole co-founder, as opposed to a founding team. And while there is something special about the initial group that comes together to form a company, frequently not all c...

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7 proven cash flow tactics every CFO needs to know 7 PROVEN CASH FLOW TACTICS EVERY CFO NEEDS TO KNOW

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Jul 08, 2019

The CCC is your “cash conversion cycle” (or simply referred to as the “cash cycle”) and it tells you how many days it takes for your company to turn your inventory purchases into cash. The shorter the CCC, the more flexible your working capital, and that is every business own...

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How Commodities Can Be Your Tax Friend HOW COMMODITIES CAN BE YOUR TAX FRIEND

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Jul 08, 2019

Invest in oil and gas and you can avoid passive loss rules. I was earning my Masters of Professional Accounting degree at the University of Texas during the height of the 1980’s oil and gas boom. Texas oil was doing so well that the Midland, Texas office one of the Big 8 (now it’s the Bi...

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When to Choose Between Mutual Funds vs. Stocks WHEN TO CHOOSE BETWEEN MUTUAL FUNDS VS. STOCKS

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Jul 08, 2019

UNLIKE STOCKS, mutual funds offer built-in diversification and combine buckets of money for people to invest in stocks and bonds and are often recommended by financial advisors to include in a portfolio. Actively managed mutual funds and index funds remain popular assets for investors socking away t...

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How to safeguard your banking transactions HOW TO SAFEGUARD YOUR BANKING TRANSACTIONS

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Jul 08, 2019

Advanced banking technology helps us access our money at the click of a button. However, it is important to ensure such facilities are used wisely, so that we do not fall victim to fraud or misuse of our money. Here are some checks that one can put in place to prevent frauds. Online banking checks O...

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Why Sales Leaders Need to Digitally Transform Their Teams WHY SALES LEADERS NEED TO DIGITALLY TRANSFORM THEIR TEAMS

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Jul 08, 2019

Three key trends are driving the need for sales leaders to digitally transform their organizations. First, b-to-b buyers are conducting more of their purchase journey in the digital arena and demanding the same kind of frictionless and seamless customer experience they enjoy as consumers. Second, th...

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The Most Important Metric for Sales Leaders in Subscription Businesses to Track and Use to Drive Revenue Growth THE MOST IMPORTANT METRIC FOR SALES LEADERS IN SUBSCRIPTION BUSINESSES TO TRACK AND USE TO DRIVE REVENUE GROWTH

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Jul 08, 2019

Subscription businesses that charge customers monthly for using their offerings are expanding rapidly in response to consumers’ and b-to-b buyers’ desire to try a product and walk away easily if they’re not achieving the expected value. However, the subscription-based business mode...

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How to invest in shares market HOW TO INVEST IN SHARES MARKET

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Jul 08, 2019

The lure of creating big money in short time has always attracted people into investing money in stock markets. However, there is no sure-shot formula for success in stock markets. It requires a lot of patience, discipline and knowledge of market. Before you actually start investing and trading in s...

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Is Value Investing Dead? IS VALUE INVESTING DEAD?

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Jul 08, 2019

There’s been a lot of chatter in recent years about the underperformance of value vs growth. This has led some people to declare that value is dead. But is it? Tadas Viskanta recently asked this question of some influential financial thinkers (and also me). Here’s a link to their answers...

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Six things you should do to protect your finances today SIX THINGS YOU SHOULD DO TO PROTECT YOUR FINANCES TODAY

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Jul 08, 2019

We live in uncertain times and right now, that uncertainty seems to be on the rise. After a decade of growth, the threat of recession is looming. This makes now a good time to take a good look at your finances to see how well you are prepared for an economic slowdown. Here are six things you must do...

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5 Great Stocks to Buy in July 5 GREAT STOCKS TO BUY IN JULY

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Jul 07, 2019

July's fireworks don't have to end just because the U.S. Independence Day celebrations on the Fourth of July are over. You can put your money to work by investing in stocks that hold the potential to light up your portfolio over the long run. But which stocks should you buy? My view is that ...

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The future regulation of cryptocurrency THE FUTURE REGULATION OF CRYPTOCURRENCY

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Jul 07, 2019

Facebook’s announcement that it will launch its own brand of cryptocurrency, the Libra, has put the cat among the pigeons. It promises to shake up the crypto-world and drag it into the financial mainstream. There are many views on how this innovation will play out. Some see a welcome escape fr...

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A Glance At Latest Updates For 5 Diversified Stocks- BCB, TLG, ARS, PNW And DXN A GLANCE AT LATEST UPDATES FOR 5 DIVERSIFIED STOCKS- BCB, TLG, ARS, PNW AND DXN

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Jul 04, 2019

Vigilance and self-awareness on the performance of stocks is perhaps the most effective catalyst that drives one on the path to become a successful investor/trader. Potential shortfalls, sudden surges, certain market anomalies, adverse economic and environmental impacts are all equally important to ...

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Learn to Read Crypto and Blockchain Data With Our Simple Guide LEARN TO READ CRYPTO AND BLOCKCHAIN DATA WITH OUR SIMPLE GUIDE

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Jul 04, 2019

At CoinMarketCap, we have made it a mission to clearly communicate blockchain and crypto concepts in conjunction with providing data in abundance. Education is one way we empower individuals to make informed decisions, in addition to providing them with an array of tools to do so effectively. CoinMa...

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Are Digital Wallets The Future Of Payments? ARE DIGITAL WALLETS THE FUTURE OF PAYMENTS?

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Jul 04, 2019

In 2018, the average U.S. adult spent more than six hours each day on a mobile device. This lengthy and near-ubiquitous daily use of mobile devices has seen more and more people learning about and using digital wallets to make everyday purchases. It’s estimated that by 2020 almost 1 in every 2...

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Placing customer experience at the heart of innovation: the rise of the instant bank account PLACING CUSTOMER EXPERIENCE AT THE HEART OF INNOVATION: THE RISE OF THE INSTANT BANK ACCOUNT

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Jul 04, 2019

The majority of traditional and challenger banks in the UK are currently lagging behind customer demand for an instant account set up, and risk missing an opportunity to attract new customers and retain existing ones. Recent research (2019) conducted by Censuswide of 2,000 UK banking customers shows...

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How to find great collaboration between fintech and banks HOW TO FIND GREAT COLLABORATION BETWEEN FINTECH AND BANKS

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Jul 04, 2019

In April, I had the pleasure to participate in a challenger session with Julian Sawyer (COO at Starling Bank) and Noemi Papp (Head of Digital & Retail, at EBF) at 6th Nextgen Payments Forum in Cyprus. The panel was in the hands of an excellent moderator Peter Oakes. The title of this challenger ...

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5 Ways to Better Manage Your Company’s Working Capital and Cash Flow 5 WAYS TO BETTER MANAGE YOUR COMPANY’S WORKING CAPITAL AND CASH FLOW

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Jul 04, 2019

There is no doubt that customers are extremely important to any business, they are your income and help to establish the reputation that drives more customers to you. But, it’s essential not to overlook the monetary side of your business, it really does make the world go around. After all, wit...

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Investing: Where Should You Start? INVESTING: WHERE SHOULD YOU START?

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Jul 04, 2019

According to @investopedia in the last 100 years, the U.S. stock market has returned on average 10.2% per year. So if you invested $1 in 1919, today you would have $17,820! We all know how important investing for our financial future is, but a lot of people are still confused on where to start. That...

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Importance of Working Capital Management IMPORTANCE OF WORKING CAPITAL MANAGEMENT

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Jul 03, 2019

The accounting strategy of the management which is designed to monitor and utilize the components of the working capital properly is known as the working capital management. The management of working capital is essential for the proper and smooth working of any business. Working capital management i...

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US Stocks on Track for 3rd Record High US STOCKS ON TRACK FOR 3RD RECORD HIGH

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Jul 03, 2019

U.S. stocks moved broadly higher on a holiday-shortened day as investors put the market on track for its third straight record high close of the week. The rally follows a slight easing of trade tensions between the U.S. and China. Both nations have agreed to refrain from new tariffs while they open ...

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3 Stocks On Investors’ Radar For Short Selling 3 STOCKS ON INVESTORS’ RADAR FOR SHORT SELLING

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Jul 03, 2019

Short selling is a trading strategy opted by traders, investors and portfolio managers. Traders use this strategy for speculation purposes. Additionally, investors and portfolio managers use short selling as a tool for hedging. The short selling is comprised of a position, which is opened by borrowi...

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Recent Updates On Three Diversified Stocks- TRA, MIN And MCY RECENT UPDATES ON THREE DIVERSIFIED STOCKS- TRA, MIN AND MCY

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Jul 03, 2019

Diversification, in general, is a strategy of managing risks by allocating investments in various asset classes within a portfolio. The varied assets could be shares, bonds, debentures, commodities, real estate, etc. Thus, it helps in reducing the instability of the portfolio over a period of time. ...

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4 Penny Stocks Investors Are Making Money With Today 4 PENNY STOCKS INVESTORS ARE MAKING MONEY WITH TODAY

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Jul 02, 2019

Penny stocks have been on fire as of late, bringing investors large returns. When trading penny stocks, traders should keep an eye on how much attention a stock is getting. You can set up screeners to find them, but we found some for you. Here are some penny stocks to watch before your well-deserved...

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5 Tech Stocks With Bells and Whistles – APT, APX, WTC, ALU, NEA 5 TECH STOCKS WITH BELLS AND WHISTLES – APT, APX, WTC, ALU, NEA

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Jul 02, 2019

The technology sector in Australia is seeing rapid growth with the introduction of new technologies and entry of new app developers in the space. According to the media reports, the country has become a target for investments with the adoption of cloud computing services for digital transformation a...

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8 Key Financial Ratios to Know if a Business is Healthy or Not 8 KEY FINANCIAL RATIOS TO KNOW IF A BUSINESS IS HEALTHY OR NOT

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Jul 02, 2019

Does your toolkit include these key financial ratios to become a sophisticated business owner? Whether you’re investing in a business, the owner of one, or thinking about starting one, my Rich Dad’s wise words remain true: “The numbers tell the story.” In school, your report ...

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What is a Working Capital Loan WHAT IS A WORKING CAPITAL LOAN

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Jul 02, 2019

A working capital loan is a loan that has the purpose of financing the everyday operations of a company. Working capital loans are typically not used to finance long-term assets; instead they are used to cover accounts payable, wages, etc. Companies that have high seasonality or cyclical sales cycle...

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Best Working Capital Loans in 2019 BEST WORKING CAPITAL LOANS IN 2019

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Jul 02, 2019

As the old saying goes, “You have to spend money to make money”. That means you need to have working capital on hand to pay the operating costs of your business so it can keep generating revenue. Working capital pays for operational costs. Examples are such as rent, employee payroll, and...

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Facebook and Libra: the new global currency? FACEBOOK AND LIBRA: THE NEW GLOBAL CURRENCY?

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Jul 01, 2019

Since Facebook announced to launch a new digital currency, the Libra, a complete media craze arose. The one blogger stumbled as it were over the other. And while the one group sings hosanna over this initiative (a salvation for the bankless), warning signals come especially from the supervisors and ...

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4 Non-Tech Steps to Digital Transformation Success in Banking 4 NON-TECH STEPS TO DIGITAL TRANSFORMATION SUCCESS IN BANKING

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Jul 01, 2019

Banks and credit unions of all sizes have been investing heavily in ambitious digital transformation programs in recent years. The results, however, have been decidedly mixed. For financial institutions that get stuck with the old ways of working, it’s easy to blame the technology, the complex...

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The Future of Payments in Europe THE FUTURE OF PAYMENTS IN EUROPE

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Jul 01, 2019

With increasing regulations forcing banks to open up, bigtech and fintechs entering the financial arena and rising customer expectations, there is increasing pressure amongst banks to innovate and provide seamless customer service to ensure that they retain the primary relationship with the customer...

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CBA Mobile App Australia’s Best Three Years In A Row: Forrester CBA MOBILE APP AUSTRALIA’S BEST THREE YEARS IN A ROW: FORRESTER

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Jul 01, 2019

The Commonwealth Bank of Australia has the best mobile banking app, according to Forrester, which reviews the apps of major Australian banks annually. Westpac won the award in 2016 but CBA has dominated since, taking the last three Forrester gongs. The research firm said the CBA’s app stood ou...

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Here’s How Big Data Is Shaping the Financial Market of Tomorrow HERE’S HOW BIG DATA IS SHAPING THE FINANCIAL MARKET OF TOMORROW

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Jun 30, 2019

Artificial intelligence, big data, and all the related surrounding technologies have played a major role in shaping many of today’s global markets. And it looks like we’re only seeing the tip of the iceberg here, as there have been various recent developments in fields like finances, ind...

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UK crypto scene set for boost as London firm poised for FCA approval UK CRYPTO SCENE SET FOR BOOST AS LONDON FIRM POISED FOR FCA APPROVAL

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Jun 30, 2019

UK cryptocurrency firm is expected to receive approval from the Financial Conduct Authority on Monday to become a large-scale asset manager, in a move that could accelerate London’s ambitions to become a global hub for the digital currency scene. Prime Factor Capital, co-founded in 2017 by Nic...

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Transforming Customer Engagement Experience with Conversational Banking TRANSFORMING CUSTOMER ENGAGEMENT EXPERIENCE WITH CONVERSATIONAL BANKING

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Jun 29, 2019

The acceleration of consumers using mobile devices represents how quickly society has adopted these technologies and the stress they are putting on traditional business models. This is represented by the mass amounts of personal information being shared across social media platforms as well as how c...

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Top 4 tips for maximizing ROI in bank and fintech collaborations TOP 4 TIPS FOR MAXIMIZING ROI IN BANK AND FINTECH COLLABORATIONS

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Jun 27, 2019

First, we'll cut to the chase. Here are my top four tips on maximizing fintech collaborations. 1. Build a company culture and choose partnerships where the involved parties (banks and fin techs) value each other, and are eager to work through any differences to impact beneficial change. 2. Ensur...

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Employee Benefits That Cause Financial Stress EMPLOYEE BENEFITS THAT CAUSE FINANCIAL STRESS

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Jun 27, 2019

You might be hearing some buzz in the media about which employee benefits are the best. And when it comes to financial wellness there is way too much stress and confusion. Here is the problem Most American workers are struggling to get by. At the same time we are seeing too many fake or inadequate b...

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Why a Platform Business Model is key to accelerating Top Line Growth at Financial Services WHY A PLATFORM BUSINESS MODEL IS KEY TO ACCELERATING TOP LINE GROWTH AT FINANCIAL SERVICES

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Jun 26, 2019

The titans of the banking industry need to set aggressive aspirational goals and execute upon strategic platform building capabilities to grow top line revenues take their business beyond their core capabilities and compete with digital native platform companies that are moving into the banking doma...

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M-Commerce and Biometric Security M-COMMERCE AND BIOMETRIC SECURITY

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Jun 26, 2019

Today, countless consumers use their smartphones to conduct transactions whether it be mobile shopping or mobile banking. To provide a secure and convenient m commerce user experience many organisations have implemented biometric technologies. They have done this by utilising the biometric capabilit...

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