RESOURCES


home.aspx
   
How to link debt mutual funds to your short term goals? HOW TO LINK DEBT MUTUAL FUNDS TO YOUR SHORT TERM GOALS?

blog article

Jul 15, 2019

In this article we will talk about short term goals and how you can link mutual funds to them. We have discussed the first four goals here. For goals that are going to take less than five years, fixed income makes most sense. These can include debt mutual funds, fixed deposits, Government and privat...

Read More

Political Connections and Insider Trading POLITICAL CONNECTIONS AND INSIDER TRADING

blog article

Jul 12, 2019

The media, investors, and regulators often consider trading by corporate insiders to be a signal of firm value, given that insiders know their business better than do others. Although trading on material, non-public information can be illegal in the U.S., insiders may still attempt to profit from th...

Read More

Best SWP plans to consider investing for monthly income BEST SWP PLANS TO CONSIDER INVESTING FOR MONTHLY INCOME

blog article

Jul 11, 2019

Systematic Withdrawal Plan is used to cover your investment from a mutual funds scheme in a phased manner. Unlike lump-sum withdrawals, SWP permits you to withdraw money in portions. It can be observed as the opposite of SIP. In best SWP plans, you channelize your investments from a scheme to the sa...

Read More

Private Debt: In a Slump? PRIVATE DEBT: IN A SLUMP?

blog article

Jul 11, 2019

While the overall narrative of private debt has been of strong long-term growth, in Q2 2019 the asset class is undeniably in a slump. Fundraising in the first half of the year has sunk to its lowest level since 2016, new funds coming to market are generally fewer and smaller than their predecessors,...

Read More

A comprehensive guide for NRI investing in Mutual FundsView Larger Image A COMPREHENSIVE GUIDE FOR NRI INVESTING IN MUTUAL FUNDSVIEW LARGER IMAGE

blog article

Jul 10, 2019

Living in abroad country doesn’t mean that a person cannot invest in mutual funds. They can easily invest in Indian mutual funds. Non-Resident Indian investors can opt for different kinds of investments including but not restricted mutual funds. They need to adhere to the FEMA ( Foreign Exchan...

Read More

How to Invest in a Mutual Fund for Beginners HOW TO INVEST IN A MUTUAL FUND FOR BEGINNERS

blog article

Jul 10, 2019

Mutual Funds have become very popular investment options for individual investors because of the benefits they provide. Among the many advantages, the most important ones that attract investors to mutual funds. In this guide on how to invest in a mutual fund for beginners, we help you learn about Mu...

Read More

Is an SBA Franchise Loan Right for Your Business? IS AN SBA FRANCHISE LOAN RIGHT FOR YOUR BUSINESS?

blog article

Jul 10, 2019

Currently, there are an estimated 750,000 franchise establishments operating in the United States, and this number is only expected to grow. With a proper understanding of business operations and the ability to invest in an undeserved market, the franchise industry is one that can be incredibly lucr...

Read More

4 Benefits Directly Related to Working Capital Management 4 BENEFITS DIRECTLY RELATED TO WORKING CAPITAL MANAGEMENT

blog article

Jul 09, 2019

Working capital management is a sum of techniques and practices applied to utilization working capital including all its functions. It also includes keeping track on the working capital or the current capital and current asset of the business. It deals with the implementation of credit by keeping th...

Read More

Venture capital: pros and cons VENTURE CAPITAL: PROS AND CONS

blog article

Jul 08, 2019

If you’re ambitious to scale your business, then venture capital (VC) firms are an attractive option, offering large amounts of cash, along with support, mentoring and advice to help you grow fast. However, nothing is without its price. While VC investment may be perfect for some businesses, t...

Read More

How to Divide Founder Equity: 4 Criteria to Discuss HOW TO DIVIDE FOUNDER EQUITY: 4 CRITERIA TO DISCUSS

blog article

Jul 08, 2019

It’s extremely rare that a startup begins with just one person. Less than 5% of all NextView portfolio companies began with a sole co-founder, as opposed to a founding team.  And while there is something special about the initial group that comes together to form a company, frequently not...

Read More

When to Choose Between Mutual Funds vs. Stocks WHEN TO CHOOSE BETWEEN MUTUAL FUNDS VS. STOCKS

blog article

Jul 08, 2019

UNLIKE STOCKS, mutual funds offer built-in diversification and combine buckets of money for people to invest in stocks and bonds and are often recommended by financial advisors to include in a portfolio. Actively managed mutual funds and index funds remain popular assets for investors socking away t...

Read More

Is Value Investing Dead? IS VALUE INVESTING DEAD?

blog article

Jul 08, 2019

There’s been a lot of chatter in recent years about the underperformance of value vs growth. This has led some people to declare that value is dead. But is it? Tadas Viskanta recently asked this question of some influential financial thinkers (and also me). Here’s a link to their answers...

Read More

How Commodities Can Be Your Tax Friend HOW COMMODITIES CAN BE YOUR TAX FRIEND

blog article

Jul 08, 2019

Invest in oil and gas and you can avoid passive loss rules. I was earning my Masters of Professional Accounting degree at the University of Texas during the height of the 1980’s oil and gas boom. Texas oil was doing so well that the Midland, Texas office one of the Big 8 (now it’s the Bi...

Read More

How to safeguard your banking transactions HOW TO SAFEGUARD YOUR BANKING TRANSACTIONS

blog article

Jul 08, 2019

Advanced banking technology helps us access our money at the click of a button. However, it is important to ensure such facilities are used wisely, so that we do not fall victim to fraud or misuse of our money. Here are some checks that one can put in place to prevent frauds. Online banking checks O...

Read More

Why Sales Leaders Need to Digitally Transform Their Teams WHY SALES LEADERS NEED TO DIGITALLY TRANSFORM THEIR TEAMS

blog article

Jul 08, 2019

Three key trends are driving the need for sales leaders to digitally transform their organizations. First, b-to-b buyers are conducting more of their purchase journey in the digital arena and demanding the same kind of frictionless and seamless customer experience they enjoy as consumers. Second, th...

Read More

The Most Important Metric for Sales Leaders in Subscription Businesses to Track and Use to Drive Revenue Growth THE MOST IMPORTANT METRIC FOR SALES LEADERS IN SUBSCRIPTION BUSINESSES TO TRACK AND USE TO DRIVE REVENUE GROWTH

blog article

Jul 08, 2019

Subscription businesses that charge customers monthly for using their offerings are expanding rapidly in response to consumers’ and b-to-b buyers’ desire to try a product and walk away easily if they’re not achieving the expected value. However, the subscription-based business mode...

Read More

How to invest in shares market HOW TO INVEST IN SHARES MARKET

blog article

Jul 08, 2019

The lure of creating big money in short time has always attracted people into investing money in stock markets. However, there is no sure-shot formula for success in stock markets. It requires a lot of patience, discipline and knowledge of market. Before you actually start investing and trading in s...

Read More

Six things you should do to protect your finances today SIX THINGS YOU SHOULD DO TO PROTECT YOUR FINANCES TODAY

blog article

Jul 08, 2019

We live in uncertain times and right now, that uncertainty seems to be on the rise. After a decade of growth, the threat of recession is looming. This makes now a good time to take a good look at your finances to see how well you are prepared for an economic slowdown. Here are six things you must do...

Read More

5 Great Stocks to Buy in July 5 GREAT STOCKS TO BUY IN JULY

blog article

Jul 07, 2019

July's fireworks don't have to end just because the U.S. Independence Day celebrations on the Fourth of July are over. You can put your money to work by investing in stocks that hold the potential to light up your portfolio over the long run. But which stocks should you buy? My view is that ...

Read More

The future regulation of cryptocurrency THE FUTURE REGULATION OF CRYPTOCURRENCY

blog article

Jul 07, 2019

Facebook’s announcement that it will launch its own brand of cryptocurrency, the Libra, has put the cat among the pigeons. It promises to shake up the crypto-world and drag it into the financial mainstream. There are many views on how this innovation will play out. Some see a welcome escape fr...

Read More

5 Ways to Better Manage Your Company’s Working Capital and Cash Flow 5 WAYS TO BETTER MANAGE YOUR COMPANY’S WORKING CAPITAL AND CASH FLOW

blog article

Jul 04, 2019

There is no doubt that customers are extremely important to any business, they are your income and help to establish the reputation that drives more customers to you. But, it’s essential not to overlook the monetary side of your business, it really does make the world go around. After all, wit...

Read More

A Glance At Latest Updates For 5 Diversified Stocks- BCB, TLG, ARS, PNW And DXN A GLANCE AT LATEST UPDATES FOR 5 DIVERSIFIED STOCKS- BCB, TLG, ARS, PNW AND DXN

blog article

Jul 04, 2019

Vigilance and self-awareness on the performance of stocks is perhaps the most effective catalyst that drives one on the path to become a successful investor/trader. Potential shortfalls, sudden surges, certain market anomalies, adverse economic and environmental impacts are all equally important to ...

Read More

Learn to Read Crypto and Blockchain Data With Our Simple Guide LEARN TO READ CRYPTO AND BLOCKCHAIN DATA WITH OUR SIMPLE GUIDE

blog article

Jul 04, 2019

At CoinMarketCap, we have made it a mission to clearly communicate blockchain and crypto concepts in conjunction with providing data in abundance. Education is one way we empower individuals to make informed decisions, in addition to providing them with an array of tools to do so effectively. CoinMa...

Read More

Are Digital Wallets The Future Of Payments? ARE DIGITAL WALLETS THE FUTURE OF PAYMENTS?

blog article

Jul 04, 2019

In 2018, the average U.S. adult spent more than six hours each day on a mobile device. This lengthy and near-ubiquitous daily use of mobile devices has seen more and more people learning about and using digital wallets to make everyday purchases. It’s estimated that by 2020 almost 1 in every 2...

Read More

Placing customer experience at the heart of innovation: the rise of the instant bank account PLACING CUSTOMER EXPERIENCE AT THE HEART OF INNOVATION: THE RISE OF THE INSTANT BANK ACCOUNT

blog article

Jul 04, 2019

The majority of traditional and challenger banks in the UK are currently lagging behind customer demand for an instant account set up, and risk missing an opportunity to attract new customers and retain existing ones. Recent research (2019) conducted by Censuswide of 2,000 UK banking customers shows...

Read More

How to find great collaboration between fintech and banks HOW TO FIND GREAT COLLABORATION BETWEEN FINTECH AND BANKS

blog article

Jul 04, 2019

In April, I had the pleasure to participate in a challenger session with Julian Sawyer (COO at Starling Bank) and Noemi Papp (Head of Digital & Retail, at EBF) at 6th Nextgen Payments Forum in Cyprus. The panel was in the hands of an excellent moderator Peter Oakes. The title of this challenger ...

Read More

Investing: Where Should You Start? INVESTING: WHERE SHOULD YOU START?

blog article

Jul 04, 2019

According to @investopedia in the last 100 years, the U.S. stock market has returned on average 10.2% per year. So if you invested $1 in 1919, today you would have $17,820!  We all know how important investing for our financial future is, but a lot of people are still confused on where to start...

Read More

US Stocks on Track for 3rd Record High US STOCKS ON TRACK FOR 3RD RECORD HIGH

blog article

Jul 03, 2019

U.S. stocks moved broadly higher on a holiday-shortened day as investors put the market on track for its third straight record high close of the week. The rally follows a slight easing of trade tensions between the U.S. and China. Both nations have agreed to refrain from new tariffs while they open ...

Read More

3 Stocks On Investors’ Radar For Short Selling 3 STOCKS ON INVESTORS’ RADAR FOR SHORT SELLING

blog article

Jul 03, 2019

Short selling is a trading strategy opted by traders, investors and portfolio managers. Traders use this strategy for speculation purposes. Additionally, investors and portfolio managers use short selling as a tool for hedging. The short selling is comprised of a position, which is opened by borrowi...

Read More

Recent Updates On Three Diversified Stocks- TRA, MIN And MCY RECENT UPDATES ON THREE DIVERSIFIED STOCKS- TRA, MIN AND MCY

blog article

Jul 03, 2019

Diversification, in general, is a strategy of managing risks by allocating investments in various asset classes within a portfolio. The varied assets could be shares, bonds, debentures, commodities, real estate, etc. Thus, it helps in reducing the instability of the portfolio over a period of time. ...

Read More

Importance of Working Capital Management IMPORTANCE OF WORKING CAPITAL MANAGEMENT

blog article

Jul 03, 2019

The accounting strategy of the management which is designed to monitor and utilize the components of the working capital properly is known as the working capital management. The management of working capital is essential for the proper and smooth working of any business. Working capital management i...

Read More

What is a Working Capital Loan WHAT IS A WORKING CAPITAL LOAN

blog article

Jul 02, 2019

A working capital loan is a loan that has the purpose of financing the everyday operations of a company. Working capital loans are typically not used to finance long-term assets; instead they are used to cover accounts payable, wages, etc. Companies that have high seasonality or cyclical sales cycle...

Read More

8 Key Financial Ratios to Know if a Business is Healthy or Not 8 KEY FINANCIAL RATIOS TO KNOW IF A BUSINESS IS HEALTHY OR NOT

blog article

Jul 02, 2019

Does your toolkit include these key financial ratios to become a sophisticated business owner? Whether you’re investing in a business, the owner of one, or thinking about starting one, my Rich Dad’s wise words remain true: “The numbers tell the story.” In school, your report ...

Read More

4 Penny Stocks Investors Are Making Money With Today 4 PENNY STOCKS INVESTORS ARE MAKING MONEY WITH TODAY

blog article

Jul 02, 2019

Penny stocks have been on fire as of late, bringing investors large returns. When trading penny stocks, traders should keep an eye on how much attention a stock is getting. You can set up screeners to find them, but we found some for you. Here are some penny stocks to watch before your well-deserved...

Read More

5 Tech Stocks With Bells and Whistles – APT, APX, WTC, ALU, NEA 5 TECH STOCKS WITH BELLS AND WHISTLES – APT, APX, WTC, ALU, NEA

blog article

Jul 02, 2019

The technology sector in Australia is seeing rapid growth with the introduction of new technologies and entry of new app developers in the space. According to the media reports, the country has become a target for investments with the adoption of cloud computing services for digital transformation a...

Read More

How Will Blockchain Change the Future of Finance and Accounting? HOW WILL BLOCKCHAIN CHANGE THE FUTURE OF FINANCE AND ACCOUNTING?

blog article

Jul 02, 2019

Although still in its junior years, if blockchain reaches its full potential it could completely reshape the way we operate in accounting and finance. Blockchain is little understood by businesses and surrounded by a lot of buzz. Recent research carried out by business app discovery specialists GetA...

Read More

Facebook and Libra: the new global currency? FACEBOOK AND LIBRA: THE NEW GLOBAL CURRENCY?

blog article

Jul 01, 2019

Since Facebook announced to launch a new digital currency, the Libra, a complete media craze arose. The one blogger stumbled as it were over the other. And while the one group sings hosanna over this initiative (a salvation for the bankless), warning signals come especially from the supervisors and ...

Read More

4 Non-Tech Steps to Digital Transformation Success in Banking 4 NON-TECH STEPS TO DIGITAL TRANSFORMATION SUCCESS IN BANKING

blog article

Jul 01, 2019

Banks and credit unions of all sizes have been investing heavily in ambitious digital transformation programs in recent years. The results, however, have been decidedly mixed. For financial institutions that get stuck with the old ways of working, it’s easy to blame the technology, the complex...

Read More

The Future of Payments in Europe THE FUTURE OF PAYMENTS IN EUROPE

blog article

Jul 01, 2019

With increasing regulations forcing banks to open up, bigtech and fintechs entering the financial arena and rising customer expectations, there is increasing pressure amongst banks to innovate and provide seamless customer service to ensure that they retain the primary relationship with the customer...

Read More

CBA Mobile App Australia’s Best Three Years In A Row: Forrester CBA MOBILE APP AUSTRALIA’S BEST THREE YEARS IN A ROW: FORRESTER

blog article

Jul 01, 2019

The Commonwealth Bank of Australia has the best mobile banking app, according to Forrester, which reviews the apps of major Australian banks annually. Westpac won the award in 2016 but CBA has dominated since, taking the last three Forrester gongs. The research firm said the CBA’s app stood ou...

Read More

Here’s How Big Data Is Shaping the Financial Market of Tomorrow HERE’S HOW BIG DATA IS SHAPING THE FINANCIAL MARKET OF TOMORROW

blog article

Jun 30, 2019

Artificial intelligence, big data, and all the related surrounding technologies have played a major role in shaping many of today’s global markets. And it looks like we’re only seeing the tip of the iceberg here, as there have been various recent developments in fields like finances, ind...

Read More

UK crypto scene set for boost as London firm poised for FCA approval UK CRYPTO SCENE SET FOR BOOST AS LONDON FIRM POISED FOR FCA APPROVAL

blog article

Jun 30, 2019

UK cryptocurrency firm is expected to receive approval from the Financial Conduct Authority on Monday to become a large-scale asset manager, in a move that could accelerate London’s ambitions to become a global hub for the digital currency scene. Prime Factor Capital, co-founded in 2017 by Nic...

Read More

Transforming Customer Engagement Experience with Conversational Banking TRANSFORMING CUSTOMER ENGAGEMENT EXPERIENCE WITH CONVERSATIONAL BANKING

blog article

Jun 29, 2019

The acceleration of consumers using mobile devices represents how quickly society has adopted these technologies and the stress they are putting on traditional business models.  This is represented by the mass amounts of personal information being shared across social media platforms as well as...

Read More

Top 4 tips for maximizing ROI in bank and fintech collaborations TOP 4 TIPS FOR MAXIMIZING ROI IN BANK AND FINTECH COLLABORATIONS

blog article

Jun 27, 2019

First, we'll cut to the chase. Here are my top four tips on maximizing fintech collaborations. 1. Build a company culture and choose partnerships where the involved parties (banks and fin techs) value each other, and are eager to work through any differences to impact beneficial change. 2. Ensur...

Read More

Employee Benefits That Cause Financial Stress EMPLOYEE BENEFITS THAT CAUSE FINANCIAL STRESS

blog article

Jun 27, 2019

You might be hearing some buzz in the media about which employee benefits are the best. And when it comes to financial wellness there is way too much stress and confusion. Here is the problem Most American workers are struggling to get by. At the same time we are seeing too many fake or inadequate b...

Read More

Why a Platform Business Model is key to accelerating Top Line Growth at Financial Services WHY A PLATFORM BUSINESS MODEL IS KEY TO ACCELERATING TOP LINE GROWTH AT FINANCIAL SERVICES

blog article

Jun 26, 2019

The titans of the banking industry need to set aggressive aspirational goals and execute upon strategic platform building capabilities to grow top line revenues take their business beyond their core capabilities and compete with digital native platform companies that are moving into the banking doma...

Read More

M-Commerce and Biometric Security M-COMMERCE AND BIOMETRIC SECURITY

blog article

Jun 26, 2019

Today, countless consumers use their smartphones to conduct transactions whether it be mobile shopping or mobile banking. To provide a secure and convenient m commerce user experience many organisations have implemented biometric technologies. They have done this by utilising the biometric capabilit...

Read More

How to Optimize Your Conversion Funnel, from ToFu to BoFu HOW TO OPTIMIZE YOUR CONVERSION FUNNEL, FROM TOFU TO BOFU

blog article

Jun 26, 2019

No matter who your customer is or what you’re selling, it’s more likely than not that your customer will have to go through several steps before choosing to buy your product or service. Think about your own shopping habits: you don’t just buy the first thing you see. The first thin...

Read More

Could the Breadcrumb Technique Help Boost Your Landing Page Conversions? COULD THE BREADCRUMB TECHNIQUE HELP BOOST YOUR LANDING PAGE CONVERSIONS?

blog article

Jun 26, 2019

We’ve all heard the term “less is more”. And we’ve been told this applies for landing pages too. I.e. your forms should be short and only ask for only the bare minimum of required information if you want to convert. As an example, one of the main questions someone typically h...

Read More

How Open Bankruptcies Affect Your Ability to Qualify for a Loan HOW OPEN BANKRUPTCIES AFFECT YOUR ABILITY TO QUALIFY FOR A LOAN

blog article

Jun 26, 2019

As a small business owner, access to credit can be critical. Whether you need capital to take advantage of a unique growth opportunity or bridge gaps in cash flow, you’ll need to prove that you have a strong history of repaying debt to convince most lenders to give you a loan. Unfortunately, a...

Read More

Alternative lenders are giving banks a run for their money ALTERNATIVE LENDERS ARE GIVING BANKS A RUN FOR THEIR MONEY

blog article

Jun 25, 2019

Alternative lending companies are differentiating their offerings by building ancillary services like payments and conversions into their platforms in turn empowering them to compete in niche markets where banks are too often lacking. As eMerchants opt for innovative lending technology platforms to ...

Read More

How to Improve Your Vendor Payments Process HOW TO IMPROVE YOUR VENDOR PAYMENTS PROCESS

blog article

Jun 24, 2019

If you are running a business or the finances of a business chances are you have a process in place for sending payments to vendors for supplies services etc. This is part of every business accounts payable workflow or accounts payable process. Its also one of the final steps in the purchase to pay ...

Read More

21 Ways to Triple Your B2B E-Commerce Conversions 21 WAYS TO TRIPLE YOUR B2B E-COMMERCE CONVERSIONS

blog article

Jun 24, 2019

It takes thoughtful work to scale an e-commerce store. I’m sure you’ve had a few growing pains of your own getting to the point where you are today. However, you’re reading this because you may not be content with where your conversions are at this precise moment. You may not even know if your conve...

Read More

Easy Language Learning by Vera F. Birkenbihl – The Decoding Method EASY LANGUAGE LEARNING BY VERA F. BIRKENBIHL – THE DECODING METHOD

blog article

Jun 24, 2019

Forget about cramming vocabulary: the best way to learn a language is by using decoding exercises. Translate a German sentence word-by-word into your native language – thus you will learn the word’s meaning as well as the language’s grammar. Decoding means to “decipher”...

Read More

20% of Americans Grapple With This Financial Obstacle 20% OF AMERICANS GRAPPLE WITH THIS FINANCIAL OBSTACLE

blog article

Jun 23, 2019

Many working Americans struggle to manage their money on an ongoing basis especially when unplanned bills pop up out of the blue. But most U.S. employees have the benefit of knowing how much money they will be collecting in their paychecks on a regular basis. For 20% of Americans however that figure...

Read More

Showcasing Finance Innovation at OneStream SHOWCASING FINANCE INNOVATION AT ONESTREAM

blog article

Jun 20, 2019

Innovation has been at the heart of OneStreams DNA since the companys early days of R&D.  Having designed and developed some of the most successful Hyperion CPM products OneStreams founders had a great deal of domain knowledge and first hand insights into what worked and what did not work s...

Read More

Fintech: What they are and how your personal finances can help FINTECH: WHAT THEY ARE AND HOW YOUR PERSONAL FINANCES CAN HELP

blog article

Jun 20, 2019

The arrival and massification of the Internet, the advance of technology added to the inefficiency and the high costs of banking as well as the bankruptcy of some banks like Lehman Brothers, has brought the emergence of a new financial industry called Fintech or Fintek, which applies the technology ...

Read More

TRANSFORMING FINANCE THROUGH AUTOMATION, TRANSPARENCY & RESPONSIVENESS TRANSFORMING FINANCE THROUGH AUTOMATION, TRANSPARENCY & RESPONSIVENESS

blog article

Jun 19, 2019

The pressure for digital transformation in the accounting and finance industry rages on and seems set to escalate further year after year. To keep professionals up to speed on the latest best practices and technology paradigms BlackLine a leading financial controls and automation software provider o...

Read More

How to Win the War on Talent in the Financial Services and Banking Industry HOW TO WIN THE WAR ON TALENT IN THE FINANCIAL SERVICES AND BANKING INDUSTRY

blog article

Jun 18, 2019

A recent study reports that turnover in the financial services and banking industry is higher than its been in a decade. To add fuel to the fire, this report also shows that more than two-thirds of employees leaving their jobs do so voluntarily. Add this to the fact, that the competition to identify...

Read More

HOW FINANCIAL FIRMS CONTROL COMPLIANCE COSTS HOW FINANCIAL FIRMS CONTROL COMPLIANCE COSTS

blog article

Jun 18, 2019

Financial services firms face some of the worlds toughest regulatory pressures. And yet, most compliance programs have not scaled with the needs of the business or evolving regulations. Firms are saddled with legacy cyber resilience solutions, cumbersome workflows and limited insights into data. All...

Read More

Cannabis Businesses Continue to Struggle with Banking Issues CANNABIS BUSINESSES CONTINUE TO STRUGGLE WITH BANKING ISSUES

blog article

Jun 18, 2019

Even in states where it is legal the possession, distribution or sale of marijuana remains illegal under federal law which means any contact with money that can be traced back to state marijuana operations could be considered money laundering and expose a bank to significant legal operational and re...

Read More

Insurance tech: should legacy applications stand in the way of innovation? INSURANCE TECH: SHOULD LEGACY APPLICATIONS STAND IN THE WAY OF INNOVATION?

blog article

Jun 17, 2019

The insurance industry is ripe with innovation. Tempted by the fruits of technological change, insurers seek greater opportunities for data collection, smart, adaptive policies and fraud detection that can lead to better risk identification and mitigation measures. For traditional players, existing ...

Read More

17 Reasons Why You Need To Be a Prepaid Cardholder 17 REASONS WHY YOU NEED TO BE A PREPAID CARDHOLDER

blog article

Jun 14, 2019

The Canadian open-loop prepaid market has grown 27 percent over the last three years, according to the Canadian Prepaid Providers Organization’s (CPPO) most recent annual study.  The reason? Prepaid cards make dealing with your finances a breeze. There are a wealth of benefits to being a ...

Read More

Tips for fintech and bank collaboration success TIPS FOR FINTECH AND BANK COLLABORATION SUCCESS

blog article

Jun 14, 2019

A recent article in Raconteur's "Future of Banking" supplement in The Sunday Times (U.K.) posed the following question: "Can banks and fintechs ever work together?" The short answer is of course yes, they can – but with a number of essential caveats that need to be cons...

Read More

Five Predictions For The Future Of Blockchain And Cryptocurrency FIVE PREDICTIONS FOR THE FUTURE OF BLOCKCHAIN AND CRYPTOCURRENCY

blog article

Jun 13, 2019

2017 was supposed to be the year that blockchain and cryptocurrency took over the world. Investors poured $6.2 billion into 875 crypto startups.  Bitcoin (a currency my company is invested in) boomed and new coins took the stage. Then, the market crashed — but blockchain didn’t cras...

Read More

Why Open Banking will become a transformational force in the corporate banking market WHY OPEN BANKING WILL BECOME A TRANSFORMATIONAL FORCE IN THE CORPORATE BANKING MARKET

blog article

Jun 13, 2019

In my day job as Head of Open Banking, my responsibilities include not only delivering on PSD2 compliance but also seeking out opportunities for innovation in corporate banking products. This means I encourage my team to engage with our sales people and to meet with the corporates to find out what t...

Read More

Assessing the Financial Cost of Poor Data in Banking ASSESSING THE FINANCIAL COST OF POOR DATA IN BANKING

blog article

Jun 13, 2019

The cost of dirty data - data that is inaccurate, incomplete or inconsistent - is enormous. Earlier this year, Gartner reported that, on average, poor quality data cost an organisation $15 million in 2017. These findings were reinforced by MIT Sloan Management Review, which reported that dirty data ...

Read More

How to fix the finance and procurement relationship HOW TO FIX THE FINANCE AND PROCUREMENT RELATIONSHIP

blog article

Jun 12, 2019

Procurement and finance teams have a lot in common. In fact, procurement can trace its origins in finance. However, as the process for buying goods and services has matured, the relationship between these two functions can often become strained, and this is something with the potential to affect bus...

Read More

Fixing Our Crumbling Financial System FIXING OUR CRUMBLING FINANCIAL SYSTEM

blog article

Jun 12, 2019

A decade ago, the Reserve Bank of India (RBI) mooted the idea of new differentiated banking licences to ensure financial inclusion. The idea was junked as policy makers decided against tinkering with the 70s commercial banking model. Today, differentiated banks such as payments banks and small finan...

Read More

ESSENTIAL ELEMENTS FOR A SMARTER, FASTER FINANCIAL CLOSE ESSENTIAL ELEMENTS FOR A SMARTER, FASTER FINANCIAL CLOSE

blog article

Jun 12, 2019

Whether it’s month-end, quarter-end, or year-end, Finance and Accounting have one universal goal: to provide a timely, flawless accounting close. If your accounting department is like most, you face tight deadlines, which often promote higher stress levels and very unmotivated accountants. The...

Read More

The Advance of Blockchain into the Banking Industry THE ADVANCE OF BLOCKCHAIN INTO THE BANKING INDUSTRY

blog article

Jun 12, 2019

Blockchain is now all around us, and it’s taken up a major presence in many areas of our lives. This is only going to become more and more true in the future, making it important to stay in touch with this technology for those who want to make the most of their finances in the future. That&rsq...

Read More

The Forces Driving Change in Banking and Financial Services THE FORCES DRIVING CHANGE IN BANKING AND FINANCIAL SERVICES

blog article

Jun 12, 2019

The banking and financial service industry is a vital part of our economy and society as a whole. It contributes an estimated $3 trillion to our annual GDP, and it employs more than 6 million people. The industry also enables the U.S. to remain competitive on a global stage. But, like many industrie...

Read More

HOW INSIGHTS DRIVE DATA-DRIVEN ACCOUNTING HOW INSIGHTS DRIVE DATA-DRIVEN ACCOUNTING

blog article

Jun 11, 2019

Businesses use data generated and verified by accounting to know how they are performing, to manage operations, and to make key business decisions. This is the primary reason Accounting exists in the first place. And with the accelerating pace of business today, accurate, up-to-date data is more ess...

Read More

Key factors to consider when selecting a Digital Banking Vendor KEY FACTORS TO CONSIDER WHEN SELECTING A DIGITAL BANKING VENDOR

blog article

Jun 11, 2019

Over the past few years, the banking customer journey has been re-engineered courtesy of the rapidly advancing technology landscape. With this, banking incumbents have had several dimensions of change running in parallel. Customers today have been accustomed to increasingly digital experiences acros...

Read More

Could This Finally Make Warren Buffett a Cryptocurrency Fan? COULD THIS FINALLY MAKE WARREN BUFFETT A CRYPTOCURRENCY FAN?

blog article

Jun 11, 2019

Every year since 2000, Berkshire Hathaway (NYSE:BRK-A) (NYSE:BRK-B) chairman and CEO Warren Buffett has auctioned a lunch with himself for one winner and up to seven friends, with all proceeds going to charity. At the conclusion of this year's auction, we learned that the coveted power lunch was...

Read More

How to Buy a Cryptocurrency Hardware Wallet With Bitcoin Cash HOW TO BUY A CRYPTOCURRENCY HARDWARE WALLET WITH BITCOIN CASH

blog article

Jun 11, 2019

The Bitcoin.com Store’s hardware section offers a variety of deals on physical digital asset storage devices such as the popular Ledger Nano S and Keepkey. Right now you can get one Ledger Nano S or a Keepkey for just $57.50, a pair from the same manufacturer for just $108 and a pack of five L...

Read More

Ways to Hedge your Cryptocurrency Risk Exposure WAYS TO HEDGE YOUR CRYPTOCURRENCY RISK EXPOSURE

blog article

Jun 10, 2019

Whether you’re a speculator, investor or gambler, it’s crucial that you minimize your risk exposure. While prices of Bitcoin may be on the rise, the volatile market has many investors worried. What appears to be a savvy investment now, could be worthless in just a matter of days. To redu...

Read More

BANK OF THE FUTURE: DIGITAL OR BRICK AND MORTAR? BANK OF THE FUTURE: DIGITAL OR BRICK AND MORTAR?

blog article

Jun 10, 2019

News of bank-branch closures hits the headlines on a regular basis, affecting people living everywhere from Pittsburgh to Preston to Potsdam. The United States lost almost 2,000 branches a year from 2016 to 2018. European bank branches dropped 21 percent in the decade to 2018. In the United Kingdom,...

Read More

How banking apps are winning back the British public HOW BANKING APPS ARE WINNING BACK THE BRITISH PUBLIC

blog article

Jun 10, 2019

After several huge banks had to be bailed out with billions of pounds in taxpayers money these wounds still run deep and a survey in 2018 found 66% of adults do not think that banks operate with society best interests in mind. And 72% felt that the banks should have faced heftier fines at the time f...

Read More

Ways to restore confidence in shadow banking WAYS TO RESTORE CONFIDENCE IN SHADOW BANKING

blog article

Jun 09, 2019

Another shadow bank in India has missed a bond payment. That’s a reminder to the new government that a mega-bailout of the country’s distressed financial industry is now unavoidable. Ever since the collapse of infrastructure financier-operator IL&FS Group in September, an event I ter...

Read More

Impact investing can unlock the potential of blockchain in Africa IMPACT INVESTING CAN UNLOCK THE POTENTIAL OF BLOCKCHAIN IN AFRICA

blog article

Jun 07, 2019

The Global Impact Investing Network (GIIN) recently published research which revealed that global impact assets under management topped $502 billion in 2018. It is further proof, if we needed any, of the exponential growth of impact investing in recent years, with new entrants both small and large c...

Read More

10 reasons why automation is good for financial service providers 10 REASONS WHY AUTOMATION IS GOOD FOR FINANCIAL SERVICE PROVIDERS

blog article

Jun 07, 2019

The topic of automation is top of the minds of many businesses across the UK. In fact, Experian research shows 2 in 5 businesses plan to automate many of their current processes this year, specifically investing in advanced analytics, such as AI, to make this happen. However, this doesn’t come...

Read More

FIVE TECH TRENDS TO SET BANKS APART IN THE POST-DIGITAL ERA FIVE TECH TRENDS TO SET BANKS APART IN THE POST-DIGITAL ERA

blog article

Jun 05, 2019

The challenge for banks is that the uncommon is becoming common at an accelerated pace. Whether it is a mortgage on your phone or a cardless ATM withdrawal, the differentiation doesn’t last long these days, and the pack catches up with the innovators very quickly. This year’s Banking Tec...

Read More

6 Blockchain Startups Taking on the Freelancer Economy 6 BLOCKCHAIN STARTUPS TAKING ON THE FREELANCER ECONOMY

blog article

Jun 04, 2019

Freelancing is an excellent starting point for the discussion about the impact of technology on the evolution of a highly active and entrepreneurial microcosm within the grand professional workforce. A decade ago, freelancing was seen as somewhat of an island of misfit toys – people who were o...

Read More

Six ways bank can use digital innovation to transform corporate banking SIX WAYS BANK CAN USE DIGITAL INNOVATION TO TRANSFORM CORPORATE BANKING

blog article

Jun 04, 2019

Banks have always been keen to embrace new technologies. They have to contend with extremely high volumes, zero tolerance for errors and instantaneous processing requirements, while at the same time pushing back against new entrants like digital-only challenger banks, FinTech start-ups and even BigT...

Read More

View from the Top: CRE Risk in the Banking System VIEW FROM THE TOP: CRE RISK IN THE BANKING SYSTEM

blog article

Jun 04, 2019

Whether we are merely late in the game or already in extra innings this economic cycle will necessarily end. When it does the industry needs to make sure that CRE does not get rained out completely. Most of CRE transactions comes down to the flow of debt financing as the vital liquidity that keeps t...

Read More

The impact of the GDPR on digital banking THE IMPACT OF THE GDPR ON DIGITAL BANKING

blog article

Jun 03, 2019

It's now just over a year since the General Data Protection Regulation (GDPR) came into effect across the European Union, bringing with it panic, misinformation and scores of emails asking us to consent to stay on mailing lists we'd forgotten we'd signed up to. Despite the Information Co...

Read More

Filling your digital wallet: Using cryptocurrency to benefit your business FILLING YOUR DIGITAL WALLET: USING CRYPTOCURRENCY TO BENEFIT YOUR BUSINESS

blog article

Jun 02, 2019

There’s no getting around it, cryptocurrency is changing the face of business as we know it. From the perspective of any business that’s been going for some time, it could appear to be a passing thing, but with the rise of bitcoin and the technology being developed to accommodate this, i...

Read More

Why Ripple’s XRP Is The Major Crypto To Watch In June WHY RIPPLE’S XRP IS THE MAJOR CRYPTO TO WATCH IN JUNE

blog article

Jun 02, 2019

The month of May has been an eventful one for the XRP cryptocurrency. XRP is among digital currencies that are viewed to be the next big thing based on the solutions it offers to the banking sector. Despite experiencing a correction in May, XRP is expected to soar in June. With the recent correction...

Read More

Cryptocurrency Trading Platform Regulation Proposals CRYPTOCURRENCY TRADING PLATFORM REGULATION PROPOSALS

blog article

May 31, 2019

The regulatory perimeter regarding crypto-assets continues to expand.  The latest move comes from the International Organization of Securities Commissions (IOSCO) which released for comment on 28 May 2019 suggested regulatory oversight standards to govern crypto-asset trading platforms (the &ld...

Read More

Blockchain-as-a-Service: the accelerator for blockchain adoption BLOCKCHAIN-AS-A-SERVICE: THE ACCELERATOR FOR BLOCKCHAIN ADOPTION

blog article

May 31, 2019

Blockchain technology has attracted growing interest from various businesses from large corporates to SMEs. But a large scale adoption by corporates and others has long time been hindered by the lack of options. But that is changing. When interacting with the blockchain they have now two options. Th...

Read More

Banking: three must-haves for CRM BANKING: THREE MUST-HAVES FOR CRM

blog article

May 30, 2019

Just as retail has shifted from physical high street stores to omni channel experiences, so too has banking. As customers adopt payment apps, phone based finance aggregator tools and other fintech services banks no longer have exclusive claims on the customer relationship and nor will they enjoy the...

Read More

How major US stock indexes fared Wednesday HOW MAJOR US STOCK INDEXES FARED WEDNESDAY

blog article

May 29, 2019

Stocks slid again on Wall Street Wednesday, putting the market closer to its first monthly loss of the year. Traders fled health care, technology and other high-risk stocks in favor of the safety of bonds. The broad sell-off reflects growing anxiety among investors that the trade war between the U.S...

Read More

3 Major Cryptocurrencies Gearing Up for Shocking Rallies 3 MAJOR CRYPTOCURRENCIES GEARING UP FOR SHOCKING RALLIES

blog article

May 29, 2019

With bitcoin creeping within inches of $9,000 on Bitfinex a few days ago, it seems that all eyes are on the king of cryptocurrencies. While the digital coin looks bullish, we believe that it has topped off for now. Thus, it will serve you better to look elsewhere, specifically at ethereum, ripple (X...

Read More

HDB Financial: Is HDFC Bank’s ‘Mini-Me’ On The Fast Track To Growth? HDB FINANCIAL: IS HDFC BANK’S ‘MINI-ME’ ON THE FAST TRACK TO GROWTH?

blog article

May 29, 2019

In 2007, HDFC Bank Ltd., now the country’s most valuable lender by market capitalisation, had a choice to make. The bank held a licence to start a non-banking financial services company, which it had not really used till then. The decision to make was whether that licence should be surrendered...

Read More

5 Things To Remember While Choosing A Cryptocurrency Exchange 5 THINGS TO REMEMBER WHILE CHOOSING A CRYPTOCURRENCY EXCHANGE

blog article

May 28, 2019

If you are a crypto newbie hoping to start cryptocurrency trading, chances are that you are stuck on which crypto exchange you should go for. We have all been there. After all, with so many exchanges crowding the crypto scene, it is only natural for one to feel somewhat confused about which exchange...

Read More

Could a New Wave of Cryptocurrencies Be on the Horizon? COULD A NEW WAVE OF CRYPTOCURRENCIES BE ON THE HORIZON?

blog article

May 27, 2019

According to the Guardian Newspaper (UK): “Facebook is planning to launch its own cryptocurrency in early 2020, allowing users to make digital payments in a dozen countries.” “Payments is one of the areas where we have an opportunity to make it a lot easier,” Zuckerberg told ...

Read More

Buying Crypto With PayPal BUYING CRYPTO WITH PAYPAL

blog article

May 27, 2019

If you have ever tried to buy crypto with PayPal, you know it’s not easy. In order to buy cryptocurrency to begin with, you need to decide where to do so. The alternatives you have are basically (i) going to a cryptocurrency exchange, or (ii) using a regular market place connecting buyers and ...

Read More

Why Asia Is Driving Cryptocurrency Adoption in 2019 WHY ASIA IS DRIVING CRYPTOCURRENCY ADOPTION IN 2019

blog article

May 26, 2019

2019 looks like a promising year for the adoption of cryptocurrency around the globe. However, Asia has been at the forefront of driving the crypto adoption phase in 2019. For instance, following Turkey’s high inflation rate, Turks are looking for alternatives. Lira crisis, during summer, saw ...

Read More

The largest cryptocurrency exchange BitMEX: a full review THE LARGEST CRYPTOCURRENCY EXCHANGE BITMEX: A FULL REVIEW

blog article

May 26, 2019

The infrastructure in the cryptocurrency industry is actively developing, each year new exchanges appear on the market. Many new sites offer favorable conditions for traders, but at the same time, they cannot guarantee a high level of security. With such a huge variety it is very difficult to make t...

Read More

Facebook’s Cryptocurrency Project: What Do We Know So Far? FACEBOOK’S CRYPTOCURRENCY PROJECT: WHAT DO WE KNOW SO FAR?

blog article

May 24, 2019

Social media giant Facebook, with over 2 billion active users, created its blockchain team in May 2018. Now, one year later, details of Facebook’s plans are still sparse and mostly unconfirmed. Facebook is very secretive about its plans, but if it does launch its rumoured stablecoin, it could ...

Read More

Are banking systems inherently more complex than 10 years ago? ARE BANKING SYSTEMS INHERENTLY MORE COMPLEX THAN 10 YEARS AGO?

blog article

May 24, 2019

Banks struggle to evolve to the changing customer needs and expectations and to introduce latest technologies. In a world where cost, time to market and flexibility are key business drivers, it is painful to see that the time and price for implementing changes in banking applications has increased c...

Read More

CEO of Ripple Wants Cryptocurrency to Be Used by Banks CEO OF RIPPLE WANTS CRYPTOCURRENCY TO BE USED BY BANKS

blog article

May 22, 2019

There has been a large amount of hesitation from the banking industry as a whole to become involved with cryptocurrency .This most likely stems from the fact that the anonymous nature of cryptocurrency has made it the payment form of choice for terrorists and other people who want to engage in crimi...

Read More

Blockchain Is a Technology for Collaboration BLOCKCHAIN IS A TECHNOLOGY FOR COLLABORATION

blog article

May 22, 2019

The unique strength of blockchain is authenticating “stuff” to enable trust between partners. Even though blockchain is frequently in the news, it is still poorly understood. Conventional wisdom is that blockchain essentially concerns cryptocurrency speculation, or at the very least, peo...

Read More

Banks Piggyback on Student ID Cards for a Fee BANKS PIGGYBACK ON STUDENT ID CARDS FOR A FEE

blog article

May 22, 2019

Many college and universities are adding banking functions, like that of a debit or credit card, to student identification cards and charging students fees and interest for the use. Student IDs are typically used to enter campus buildings, access online sites and check out library books. But some sc...

Read More

Delivering Value and Financial Access to More Americans DELIVERING VALUE AND FINANCIAL ACCESS TO MORE AMERICANS

blog article

May 22, 2019

Deeply woven into the fabric of the United States is the prospect of upward economic mobility and the pursuit of the American Dream. However, U.S. consumers today increasingly feel the American Dream is out of reach due to financial instability. They desperately want financial stability  &ndash...

Read More

Growth Investing in Retirement Portfolios GROWTH INVESTING IN RETIREMENT PORTFOLIOS

blog article

May 22, 2019

Where does growth investing fit in client portfolios and what makes MLAIX a good fit for retirement plans? Watch this video from Barry Peters, CIMA, Managing Director at Winslow Capital.

Read More

Think compliance is expensive? In the age of open banking, it’s your smartest investment THINK COMPLIANCE IS EXPENSIVE? IN THE AGE OF OPEN BANKING, IT’S YOUR SMARTEST INVESTMENT

blog article

May 21, 2019

In an increasingly competitive mobile-first world, it’s time for banks to be ethical with the data customers entrust to them – obeying relevant rules and regulations, as well as leading the way in delivering best practices in customer service and convenience. Otherwise, customers will vo...

Read More

Banking on voice BANKING ON VOICE

blog article

May 21, 2019

Imagine a typical morning when you’re getting the kids dressed, putting breakfast on the table, and trying to get out the door on time. Wouldn’t it be nice to be reminded that you have a bill due that day or to transfer funds to cover an upcoming payment? Wouldn’t it be even nicer ...

Read More

Educational Resources for Bitcoin: Complete Guide EDUCATIONAL RESOURCES FOR BITCOIN: COMPLETE GUIDE

blog article

May 20, 2019

A common thread among all emergent technologies is that there numerous misconceptions, general confusion, and many times, outright dismissiveness of the particular technology. While that is to be expected for most young technological innovations, it is striking in its gravity among Bitcoin’s c...

Read More

Bitcoin ETFs: Wait May Continue Even Longer BITCOIN ETFS: WAIT MAY CONTINUE EVEN LONGER

blog article

May 20, 2019

Cryptocurrency Bitcoin has doubled in value this year, moving from $4000 to above $8000. Meanwhile, the clock is currently ticking for approval on a new potential ETF, an offering by VanEck. To date, no Bitcoin ETFs have begun trading, as last week the SEC delayed a decision on another Bitcoin ETF o...

Read More

Want to invest like Warren Buffett? Here are the ins and outs of buying preferred stock WANT TO INVEST LIKE WARREN BUFFETT? HERE ARE THE INS AND OUTS OF BUYING PREFERRED STOCK

blog article

May 19, 2019

Billionaire Warren Buffett is a master when it comes to investing. The Berkshire Hathaway CEO is famous for buying and holding stock — and not giving in to the volatility of the market. He’s also well-known for taking big stakes in companies, such as the $900 million worth of shares he h...

Read More

3 Healthcare Stocks I 3 HEALTHCARE STOCKS I'D BUY RIGHT NOW

blog article

May 19, 2019

Only a few weeks ago, I wrote that this could be the most dangerous time ever to invest in healthcare stocks. I wasn't exaggerating. There has never been as much serious discussion about implementing a single-payer healthcare system in the U.S. With around half of the 2.8 million Democratic pres...

Read More

How to Identify Payments Trends Worth Following HOW TO IDENTIFY PAYMENTS TRENDS WORTH FOLLOWING

blog article

May 16, 2019

Payment trends come and go. A select few can endure the test of time, but far more end up flashes in the payments pan. Being able to figure out which is which is an essential part of running a modern business, but sorting the wheat from the chaff is harder than it sounds. Luckily, there are a few ke...

Read More

How to Give Back Without Breaking Your Budget HOW TO GIVE BACK WITHOUT BREAKING YOUR BUDGET

blog article

May 16, 2019

You don't need deep pockets to be generous. As an associate real estate broker with Warburg Realty in New York City, Maria Daou now sends 1% of all her commissions to her favorite charity, Wellness in the Schools, which works to end childhood obesity by promoting healthy eating habits in public ...

Read More

9 Small-Cap Value Stocks to Buy 9 SMALL-CAP VALUE STOCKS TO BUY

blog article

May 16, 2019

Where can you find value in a bull market? The S&P 500 index hit a new all-time high in April, but not all sectors of the market have been along for the ride. Bank of America analyst Jill Carey Hall says improving macroeconomic data and profit outlooks in the U.S. over the next three quarters co...

Read More

Blockchain and Stable Coins: opening the crypto markets? BLOCKCHAIN AND STABLE COINS: OPENING THE CRYPTO MARKETS?

blog article

May 15, 2019

In my recent blog about IBM’s Blockchain World Wire I mentioned the use of Stable Coins as settlement instrument for global payment transactions. Not many are familiar with the term Stable Coins, because it is a relatively new type of cryptocurrency.

Read More

Creating value through digital banking CREATING VALUE THROUGH DIGITAL BANKING

blog article

May 15, 2019

The Central Bank of Nigeria (CBN) has reformed the e-payment space and advised commercial banks to embrace the initiative. Besides, banking is gradually moving away from banking halls, with banks reducing face-to-face transactions and cost of operation, while achieving seamless transactions. These e...

Read More

Free Markets and the Future of Blockchain FREE MARKETS AND THE FUTURE OF BLOCKCHAIN

blog article

May 15, 2019

This will be the last time I speak to you from the CFTC. Nevertheless, before I go, I wanted to share some thoughts, which I have been saving. My five years at the Commission have been an immense privilege. In the time that I have served, I have learned a lot about the issues facing America’s ...

Read More

Why the Dow rallied today: The US is still the best place to put your money WHY THE DOW RALLIED TODAY: THE US IS STILL THE BEST PLACE TO PUT YOUR MONEY

blog article

May 14, 2019

The escalating US-China trade war have sent stocks in a tailspin over the past week. But stocks can't fall forever. The US economy is too good, and corporate earnings are too strong. Stocks had a solid day on Tuesday, shaving their losses from a day earlier. The Dow (INDU)logged its best one-day...

Read More

How technology is making property investment more accessible HOW TECHNOLOGY IS MAKING PROPERTY INVESTMENT MORE ACCESSIBLE

blog article

May 14, 2019

Rapid technological developments are making investing more accessible thereby changing the way in which people are investing their capital. As a result, traditional savings and investment models are being disrupted, and access to investment advice and opportunities are opening up, putting power back...

Read More

How Can We Build Trust In Marketing? HOW CAN WE BUILD TRUST IN MARKETING?

blog article

May 13, 2019

Risk and trust are wholly intertwined, as a loss of trust is one of the biggest risks that an organisation can face.Trust lies at the heart of every relationship we value and is an extremely valuable commodity that takes years to build, but can be lost in a matter of seconds – especially in th...

Read More

Digital transaction: Payment banks clock big volumes DIGITAL TRANSACTION: PAYMENT BANKS CLOCK BIG VOLUMES

blog article

May 13, 2019

For payments banks, 2018-19 turned out to be an important milestone. It was when they joined the ranks of the top 10 mobile-banking players, matching them in volumes. As Paytm Payments Bank cemented its position as the market leader in this segment of digital transactions, Airtel Payments Bank climb...

Read More

How Blockchain Voting Works & Why We Need It HOW BLOCKCHAIN VOTING WORKS & WHY WE NEED IT

blog article

May 12, 2019

There’s a reason why we have to go to a polling place to fill out ballots for our elections. Anonymous ballots are the easiest way to protect the integrity of the vote while also protecting voter privacy at the same time. Digital voting has been a difficult challenge because it’s tough t...

Read More

Upgrading Ethereum: ETH 2.0 and the Quest for Scaleability UPGRADING ETHEREUM: ETH 2.0 AND THE QUEST FOR SCALEABILITY

blog article

May 11, 2019

Developers have long wanted Ethereum to serve as a decentralized world computer. To achieve this goal the network must maintain its current decentralized architecture while scaling by multiple orders of magnitude. The blockchain can currently handle just 15 transactions per second (tps). In order to...

Read More

Uber’s First Political Advisor Looks to Tackle Mobile Voting with Blockchain UBER’S FIRST POLITICAL ADVISOR LOOKS TO TACKLE MOBILE VOTING WITH BLOCKCHAIN

blog article

May 10, 2019

Bradley Tusk envisions a future where politicians lead for the majority of people, rather than just those who make it to polling places. Tusk, who advised several high-growth startups such as Uber, Lemonade, and Eaze on politics and regulation is a major proponent of mobile voting for local and nati...

Read More

9 Reliable Dividend Aristocrats to Buy Now 9 RELIABLE DIVIDEND ARISTOCRATS TO BUY NOW

blog article

May 09, 2019

Royalty for income investing. Some income investors place a priority on yield above all else. This can backfire, however, since a big payday in the past is no guarantee of future payouts. A better strategy is to look at long-term consistency and dividend growth – even if that means today&rsquo...

Read More

What a Bitcoin ‘Reorg’ Is and What Binance Has to Do With It WHAT A BITCOIN ‘REORG’ IS AND WHAT BINANCE HAS TO DO WITH IT

blog article

May 08, 2019

What started with a single tweet quickly turned into an escalating debate Wednesday when the CEO of one of the world’s largest cryptocurrency exchanges appeared to entertain the idea of encouraging revisions to the bitcoin blockchain. Following Wednesday’s revelation that crypto exchange...

Read More

A Microfluidic Approach to Gene Delivery in GMCT A MICROFLUIDIC APPROACH TO GENE DELIVERY IN GMCT

blog article

May 07, 2019

Gene-modified cell therapies (GMCTs) offer the potential to alleviate symptoms of – or potentially cure – an array of diseases. Unlike traditional therapeutics, GMCTs are created from patient donor cells which have been modified to introduce novel genetic material. This material adds to ...

Read More

THESE FACTORS ARE PUSHING BITCOIN PRICE ABOVE $6000 THESE FACTORS ARE PUSHING BITCOIN PRICE ABOVE $6000

blog article

May 07, 2019

Data from traditionally more conservative price tracker Bitstamp showed BTC/USD trading just under $5900 at press time. The pair reached its highest value since November 2018 earlier on Tuesday, coming within just $70 of $6000 across major exchanges. The $6K level was critical last year in maintaini...

Read More

Malaysian Biotechnology Information Center Executive Director, Dr. Mahaletchumy Arujanan, is now the new ISAAA Global Coordinator MALAYSIAN BIOTECHNOLOGY INFORMATION CENTER EXECUTIVE DIRECTOR, DR. MAHALETCHUMY ARUJANAN, IS NOW THE NEW ISAAA GLOBAL COORDINATOR

blog article

May 07, 2019

Maha has been instrumental in motivating the ISAAA network of Biotechnology Information Centers through her innovations in communicating the science of biotechnology. The Petri Dish, the only science newspaper in Malaysia, is her brainchild which aims to bring scientific news from academic journals ...

Read More

Will Top UK Banks Finally Open Their WILL TOP UK BANKS FINALLY OPEN THEIR 'DATA' EYES?

blog article

May 06, 2019

It is no secret for those of us involved in UK open banking from its start that top UK Banks have and continue to drag their feet to truly meet open banking/API performance expectations as confirmed by the Finextra news report from APImetrics. While this report is sadly not completely news, it confi...

Read More

A lot of Shifts are expected in Cryptocurrency Law A LOT OF SHIFTS ARE EXPECTED IN CRYPTOCURRENCY LAW

blog article

May 05, 2019

While there is so much public attention and expectation attached to cryptocurrency, it is just a small part in the financial world.  With improved regulation and better technology in place, this might expand into a major part of the economy. Investors are to be protected from scammers and compa...

Read More

A Secret Weapon to Addressing Climate Change A SECRET WEAPON TO ADDRESSING CLIMATE CHANGE

blog article

May 03, 2019

It’s no secret. The world is warming as a result of climate change, with carbon pollution being the main culprit. Efforts are under way to reduce mankind’s contribution to the carbon problem, but, to use a football analogy, we’re not even close to midfield when it comes to changing...

Read More

Deconstructing #DeFi – What Does Decentralized Finance Mean for Crypto’s Future? DECONSTRUCTING #DEFI – WHAT DOES DECENTRALIZED FINANCE MEAN FOR CRYPTO’S FUTURE?

blog article

May 02, 2019

Decentralized finance is becoming one of the crypto buzzwords of 2019. Beyond the hype, the DeFi movement offers up some intriguing potential. It aims to create a truly decentralized financial system, one which doesn’t need the traditional banking system. A system more closely aligned to the o...

Read More

Smart selling practices with Virtual Branch Banking - Part 1. SMART SELLING PRACTICES WITH VIRTUAL BRANCH BANKING - PART 1.

blog article

Apr 29, 2019

Recently, customers have broad access to knowledge regarding banking products and services. However, when browsing a bank’s website, they often rely on support through remote channels i.e. chat, audio / voice or video. Incorporating virtual branch banking into digital customer journeys mitigat...

Read More

Are Industry-Specific Cryptocurrencies the Way of the Future? ARE INDUSTRY-SPECIFIC CRYPTOCURRENCIES THE WAY OF THE FUTURE?

blog article

Apr 29, 2019

Industry-specific cryptocurrency is a relatively new trend in the crypto world, but it’s gaining popularity fast, and it looks like it might be a viable answer to a large number of problem currently faced by people operating in this field. Stablecoins have cropped up as a solution to the volat...

Read More

NYSE Parent Company Buys Crypto Custodian Company to Push Bitcoin NYSE PARENT COMPANY BUYS CRYPTO CUSTODIAN COMPANY TO PUSH BITCOIN

blog article

Apr 29, 2019

A few months ago, Intercontinental Exchange (ICE) announced its plans to get into the Bitcoin and digital asset rumble. ICE, which also owns the New York Stock Exchange (NYSE) and a cryptocurrency subsidiary called Bakkt, pushed that narrative forward with its acquisition of a cryptocurrency custodi...

Read More

What is VC and is it Right for Your Business? WHAT IS VC AND IS IT RIGHT FOR YOUR BUSINESS?

blog article

Apr 29, 2019

Venture capital is funding you acquire by selling some of your equity in your company. This option is attractive to businesses because it comes with benefits which can altogether be parlayed into massive growth very quickly. Whichever your growth objectives, be they faster or slower, any of your fun...

Read More

Top 5 Crypto Performers: BTC, XEM, BSV, ETH, BNB TOP 5 CRYPTO PERFORMERS: BTC, XEM, BSV, ETH, BNB

blog article

Apr 28, 2019

Altcoins led the rally this week from the lows with bitcoin (BTC) lagging behind. After a sharp up move, it was natural for traders to book profits on their quick gains. While altcoins have pulled back sharply from their recent highs, bitcoin has held up quite well. Its dominance has gradually inche...

Read More

6 Great Tips for a Novice Stock Investor 6 GREAT TIPS FOR A NOVICE STOCK INVESTOR

blog article

Apr 26, 2019

INVESTING IN stocks can be a daunting proposition and getting started is often the biggest challenge for aspiring investors. Investors who develop a systematic plan have a higher likelihood of success.
Here are six tips for a novice stock investor: Review your financial plan. Set aside enough...

Read More

Nike Coin? Nike Files Trademark Application for “Cryptokicks” NIKE COIN? NIKE FILES TRADEMARK APPLICATION FOR “CRYPTOKICKS”

blog article

Apr 26, 2019

American footwear giant Nike filed a trademark application that suggests the company could have major cryptocurrency plans coming down the pike. That application, filed last week, would award Nike both a trademark and a service mark over the term “Cryptokicks” if accepted by the U.S. Pat...

Read More

What do Banks Need to Know About Virtual Currencies Right Now? WHAT DO BANKS NEED TO KNOW ABOUT VIRTUAL CURRENCIES RIGHT NOW?

blog article

Apr 26, 2019

Outside of the main financial services realm, a multi-billion-dollar global virtual currencies market has rapidly evolved and continues to gather pace. But, whilst virtual currencies have been ‘on the list’ of banks for some years, to date most have taken a hands-off approach. This is no...

Read More

How can banks win against the tech and internet giants? HOW CAN BANKS WIN AGAINST THE TECH AND INTERNET GIANTS?

blog article

Apr 26, 2019

Innovation has not occurred at a rapid pace in banking as it has in other industry sectors. Over a year down the line from the introduction of open banking it’s only fairly recently that we have started to see the first signs of the innovation it promised in helping to improve services for cus...

Read More

8 Oil Stocks That Could Be Bought Out 8 OIL STOCKS THAT COULD BE BOUGHT OUT

blog article

Apr 26, 2019

Who's next in oil mergers and acquisitions? Chevron Corp. (ticker: CVX) shocked Wall Street in April by announcing a $33 billion buyout of oil and gas production company Anadarko Petroleum (APC). Less than two weeks later, Occidental Petroleum Corp. (OXY) announced a competing $57 billion buyout...

Read More

8 Reasons to Sell a Stock or Fund 8 REASONS TO SELL A STOCK OR FUND

blog article

Apr 25, 2019

Reasons to sell your stocks or investments. People often have reasons why they buy an investment, but many don’t have specific reasons when to sell a stock, mutual fund or exchange-traded fund. To make money or to take tax write-offs from losses, people need to sell their investments. But some...

Read More

Samsung investeert in populaire Crypto hardware wallet Ledger SAMSUNG INVESTEERT IN POPULAIRE CRYPTO HARDWARE WALLET LEDGER

blog article

Apr 25, 2019

Samsung, de Zuid-Koreaanse mobiel en smartphone Giant, heeft naar verluidt $ 2,9 miljoen geïnvesteerd in Crypto hardware start-up Ledger. Naar verluidt is de totale waardering van de start-up is na de laatste kapitaalinzamelingnu geschat op ongeveer $ 290 miljoen. Ledger is een in Parijs gevest...

Read More

A “New Incentive” Investing in an Opportunity Zone A “NEW INCENTIVE” INVESTING IN AN OPPORTUNITY ZONE

blog article

Apr 25, 2019

I read the most irresponsible article the other day in what would be considered a creditable publication. Before I get started, I want to point out that this article is not meant to be political in any way. In 2000 the New Markets Tax Credit (NMTC) was established. Here’s how it worked: A Comm...

Read More

Microsoft Market Cap Hits $1 Trillion After Earnings MICROSOFT MARKET CAP HITS $1 TRILLION AFTER EARNINGS

blog article

Apr 25, 2019

Microsoft, which has been approaching a $1 trillion market capitalization for about a year, crossed the big business milestone in after-hours trading on Wednesday after outperforming Wall Street expectations with its third quarter earnings. Microsoft was in a tight race among big tech companies last...

Read More

Can Blockchain Supported Projects Boost Crypto Industry Growth? CAN BLOCKCHAIN SUPPORTED PROJECTS BOOST CRYPTO INDUSTRY GROWTH?

blog article

Apr 24, 2019

Blockchain has been adopted in various ways around the globe. For example, Latin America has positioned itself as a territory with extensive interest in blockchain technology. In this region, various sectors see blockchain as having the potential to propel economic growth, transparency and financial...

Read More

Buying an Energy-Efficient Home: A Financially Bright Idea BUYING AN ENERGY-EFFICIENT HOME: A FINANCIALLY BRIGHT IDEA

blog article

Apr 24, 2019

Whether you give a hoot about the environment or not, it could pay to think about energy efficiency when shopping for a home. Newer houses certified by Energy Star — the federal government’s energy-efficiency rating program — use an average of 20% less energy than homes built to th...

Read More

Binance DEX lanceert op Binance Chain BINANCE DEX LANCEERT OP BINANCE CHAIN

blog article

Apr 24, 2019

Binance, de grootste cryptocurrency exchange bij volume, heeft de gedecentraliseerde versie van zijn exchange, Binance DEX, op 23 april officieel gelanceerd. De mainnet swap van de Binance blockchain is hiermee succesvol afgerond. Dat houdt in dat de originele ERC-20 BNB tokens nu gemigreerd zijn na...

Read More

Argentina Pledges to Match $50,000 for Binance Labs Projects ARGENTINA PLEDGES TO MATCH $50,000 FOR BINANCE LABS PROJECTS

blog article

Apr 23, 2019

Binance Labs has gotten a major endorsement from the Argentinian government when the Ministry of Production and Labor decided to co-invest in 40 of its blockchain-related projects. The government has agreed to match up to $50,000 for each project financed by Binance Labs for a maximum of 10 projects...

Read More

NEWS Why Your Small Business Should Use Social Media NEWS WHY YOUR SMALL BUSINESS SHOULD USE SOCIAL MEDIA

blog article

Apr 23, 2019

In recent years, modern technology has come a long way. This is something that has had a positive impact on our lives in many ways, including both our personal and business lives. In terms of the latter, there are many benefits that come with using modern technology, and this includes the use of pla...

Read More

Why Binance Coin Has Been the Best Performing Crypto of 2019 WHY BINANCE COIN HAS BEEN THE BEST PERFORMING CRYPTO OF 2019

blog article

Apr 23, 2019

Since the start of 2019, Binance Coin (BNB) has led the cryptocurrency pack, growing over 200 percent in three short months. It has demolished the performance of Bitcoin (38.9%), Ethereum (30.7%), Litecoin(187.8%),and almost every other cryptocurrency so far this year. The native coin of the world&r...

Read More

8 Cryptocurrency Bookkeeping Tips for CPAs and You 8 CRYPTOCURRENCY BOOKKEEPING TIPS FOR CPAS AND YOU

blog article

Apr 23, 2019

Bookkeeping is the cornerstone of any business. You need an organized record of all the transactions that occur within an organization before you can understand the cash flow within your business. It’s why everyone from solo practitioners to nonprofits, to multinational conglomerates, entrust ...

Read More

How Much Do Bitcoin Miners Make Nowadays? HOW MUCH DO BITCOIN MINERS MAKE NOWADAYS?

blog article

Apr 23, 2019

Mining is a popular way to earn BTC, but is investing in mining equipment worth it? To answer this question, it’s good to look at both long-term and short-term costs and opportunities. This article covers general factors to consider at any point in time and a specific example based on the valu...

Read More

Funds at your disposal: Digital lending making inroads into traditional lending FUNDS AT YOUR DISPOSAL: DIGITAL LENDING MAKING INROADS INTO TRADITIONAL LENDING

blog article

Apr 23, 2019

The penetration of the internet of things and devices such as smartphones has brought in many advancements. This has made economic activities available at the touch of a button. Among the various sectors, the digital world has evolved the way traditional banking processes are being carried out. A gr...

Read More

NEW DIGITAL TOOLS IN B2B PAYMENTS NEW DIGITAL TOOLS IN B2B PAYMENTS

blog article

Apr 23, 2019

Advances in technology and a push towards “consumerization” in business-to-business (B2B) payments is resulting in providers offering more digital tools than ever before. A vast number of new partnerships and proprietary product launches have been observed in the commercial payments mark...

Read More

HOW TO “SQUASH” COMPETITORS WITH REAL-TIME BANK PRICING HOW TO “SQUASH” COMPETITORS WITH REAL-TIME BANK PRICING

blog article

Apr 22, 2019

Squash players know that when up against a strong competitor, a great serve is their greatest strategic advantage. The serve is the player’s moment to evaluate the competitor and engage mind, muscle and materials to set the tone for the rally, making incremental progress toward winning the nex...

Read More

Automation Is Becoming a Business Imperative: Don AUTOMATION IS BECOMING A BUSINESS IMPERATIVE: DON'T WAIT UNTIL IT'S TOO LATE

blog article

Apr 22, 2019

This is a reprint from Exela's recent article in Entrepenuer Magazine by Suresh Yannamani, President of Exela Technologies Machines haven’t yet supplanted human workers en masse, but at the World Economic Forum’s 2019 meeting in Davos, Switzerland, corporate executives revealed they&...

Read More

Reasons Why Your Business Should Use Automated Payments Pt. 2 REASONS WHY YOUR BUSINESS SHOULD USE AUTOMATED PAYMENTS PT. 2

blog article

Apr 22, 2019

Automated accounts payable solutions streamline processes, remove human error, cut down on costs, speed up invoice processing, and more. In part two of our series on automated payments, we break down even more reasons why your business should move away from cheques and manual payment processing.

Read More

How Blockchain Can Save Our Privacy Before It Disappears HOW BLOCKCHAIN CAN SAVE OUR PRIVACY BEFORE IT DISAPPEARS

blog article

Apr 22, 2019

This ain’t your granddaddy’s privacy battle. Times were simpler when postcards were the big privacy invasion scare. Today, our personal privacy is under siege by veiled government surveillance programs and the countless tech company Trojan Horses. Privacy, per Merriam-Webster, is defined...

Read More

A brief history of Blockchain A BRIEF HISTORY OF BLOCKCHAIN

blog article

Apr 22, 2019

A little over ten years ago, if anyone mentioned that large sums of money could be made off the internet using bitcoins and selling of stocks, people would have disbelieved. Now the impossible has happened! Welcome to the Blockchain money world. The Blockchain alternative In the past, money transact...

Read More

Clean Energy Marketplace 101, Part 5: Blockchain-Secured Mobile Application for Peer-to-Peer Clean Energy Marketplace CLEAN ENERGY MARKETPLACE 101, PART 5: BLOCKCHAIN-SECURED MOBILE APPLICATION FOR PEER-TO-PEER CLEAN ENERGY MARKETPLACE

blog article

Apr 22, 2019

This post is part of a five-part series providing an overview of Power2Peer’s clean energy marketplace, a blockchain-secured trading platform where producers and consumers can exchange clean energy kilowatts for fair market value. Learn more about Power2Peer’s mobile app, P2PConnect, and...

Read More

Bitcoin’s Long Road to Privacy BITCOIN’S LONG ROAD TO PRIVACY

blog article

Apr 21, 2019

Bitcoin is a terrible money for criminals. The asset’s loose pseudonymity makes it relatively easy to identify someone’s address and transactions. But it’s not just criminals that should want privacy. Privacy is important beyond its direct implications. Fungibility is one of the ke...

Read More

Blockchain-Based Smartphones are Real, Will they Catalyze Crypto Adoption? BLOCKCHAIN-BASED SMARTPHONES ARE REAL, WILL THEY CATALYZE CRYPTO ADOPTION?

blog article

Apr 21, 2019

Mobile phones have proven to be a phenomenal development that has changed how people operate in their daily lives. Mobile phones, and especially smartphones, have evolved from being just a simple communication gadget to a rather critical tool with diverse functionality as opposed to its initial inte...

Read More

Here’s Why Ripple (XRP) Is Perfect for the Unbanked HERE’S WHY RIPPLE (XRP) IS PERFECT FOR THE UNBANKED

blog article

Apr 20, 2019

One of the primary reasons for creating Bitcoin is to reach people in the unbanked and under-banked areas. However, one cryptocurrency that is achieving that goal is XRP, with its cross-border remittance practically available in all parts of the world. XRP Helping Drive Crypto Adoption Ripple and it...

Read More

The new age of investment THE NEW AGE OF INVESTMENT

blog article

Apr 19, 2019

At the risk of sounding like Bob Dylan, the times are a changing, and we must try to keep up. The age of passive investment, investment managers and large scale investment funds making decisions for the people is slowly coming to an end. With the international reach of private brokers, such as Hargr...

Read More

Distressed Loan Settlement: New Thinking and Technology for Inventory Management and Upstream Review DISTRESSED LOAN SETTLEMENT: NEW THINKING AND TECHNOLOGY FOR INVENTORY MANAGEMENT AND UPSTREAM REVIEW

blog article

Apr 18, 2019

Mike Kerrigan, partner, Hunton Andrews Kurth LLP, and manager, Magis Analytics LLC, is coauthor of this article. In an earlier post, I mentioned three rules for driving change in the loan market: Then, I explained how those rules can be applied to “demystify” the LSTA Purchase and Sale A...

Read More

Reformed Consumer Financial Protection Bureau Can Be Free-Market Regulator REFORMED CONSUMER FINANCIAL PROTECTION BUREAU CAN BE FREE-MARKET REGULATOR

blog article

Apr 18, 2019

Earlier this week, The New York Times Magazine rolled out another edition of  the tired old trope of how former acting Director Mick Mulvaney “destroyed” the Consumer Financial Protection Bureau. This accusation is by no means new, and I have challenged it in the past. Reading the a...

Read More

Augur (REP) is now available on Coinbase AUGUR (REP) IS NOW AVAILABLE ON COINBASE

blog article

Apr 18, 2019

Starting today, Coinbase supports Augur (REP) at Coinbase.com and in the Coinbase Android and iOS apps. Coinbase customers can now buy, sell, convert, send, receive, or store REP. REP will be available for customers in most jurisdictions, but will not initially be available for residents of the stat...

Read More

We’ve Tested 100s of Banks, Credit Cards and Apps. These Are the Best WE’VE TESTED 100S OF BANKS, CREDIT CARDS AND APPS. THESE ARE THE BEST

blog article

Apr 18, 2019

It seems like there are a million financial companies competing for your attention. Put your money here. Invest with us. This is the best credit card. You’ll get cash back. Hey, we’ll give you a loan! We’ll give you the sweetest deal, we promise. We are totally not a scam. Here at ...

Read More

How to Save Money: 6 Step-by-Step Ways to Bank Cash Every Month HOW TO SAVE MONEY: 6 STEP-BY-STEP WAYS TO BANK CASH EVERY MONTH

blog article

Apr 18, 2019

Take a moment. Think about being your best self — living your best life. What do you really want to do with your life? Raise a happy family? Travel the world? Buy a nice house? Start your own business? Reality check: To accomplish any of those things, you’re going to need to save money. ...

Read More

Coinbase Expands its Reach to 11 New Countries COINBASE EXPANDS ITS REACH TO 11 NEW COUNTRIES

blog article

Apr 18, 2019

Coinbase, a leading crypto-currency exchange platform, has made the announcement that it will be expanding its crypto to crypto trading services to 11 more countries through a statement from its official blog. This news is likely to excite a lot of would be customers who have been desirous of Coinba...

Read More

Stay Financially Fit In 2019! STAY FINANCIALLY FIT IN 2019!

blog article

Apr 18, 2019

Everyone has New Year’s resolution for a healthier and happier life. Some of them are achievable some are not. But one important goal that everyone should set to achieve is financial goal, which can be achieved by proper financial planning and systematic investment. If you haven’t starte...

Read More

HOW TO LEVERAGE MACHINE LEARNING APPLICATIONS IN FINANCE HOW TO LEVERAGE MACHINE LEARNING APPLICATIONS IN FINANCE

blog article

Apr 18, 2019

In recent years we have witnessed the emergence of new technologies in the finance industry, such as Big Data and Artificial Intelligence, which in turn has led to the rise of “Fintech” companies. The latter employ recent technological advances to improve their processes, products and fi...

Read More

What is Blockchain Actually? WHAT IS BLOCKCHAIN ACTUALLY?

blog article

Apr 17, 2019

Blockchain has been a hot buzzword for a few years. That's been driven by the wildly fluctuating cryptocurrency market, due largely to Bitcoin's meteoric rise and fall. So with all the attention on blockchain, there are lots of terms thrown around to explain how it works...that don't rea...

Read More

Daily Cryptocurrency Tracker 17.4.19: Cryptos back in the green DAILY CRYPTOCURRENCY TRACKER 17.4.19: CRYPTOS BACK IN THE GREEN

blog article

Apr 17, 2019

The seesaw in the cryptocurrency market continued over the past 24 hours, as 9 of the top 10 cryptos registered gains, following losses in the previous session. At the time of writing, Bitcoin was up around 3%, once-again climbing above the $5,200 mark. The recent gains covered the losses Bitcoin su...

Read More

Breaking Down Crypto Mining BREAKING DOWN CRYPTO MINING

blog article

Apr 17, 2019

Cryptocurrency mining turned ten this year. A decade ago it was a niche hobby for a handful of enthusiasts overclocking homebrewed-rigs in pursuit of a better world. Today it’s a global industry, complete with specialized equipment and dozens of stakeholders, from semiconductor manufacturers a...

Read More

Shed Light on Cryptocurrency SHED LIGHT ON CRYPTOCURRENCY 'DARK MATTER' REGULATION AT SEC

blog article

Apr 16, 2019

A few days ago, the Trump administration issued a memorandum strongly discouraging what the Competitive Enterprise Institute’s Wayne Crews has called “regulatory dark matter.” The memo instructs federal agencies to submit all policymaking rules to Congress to be vetted under the Co...

Read More

Carbon Tax Not a Conservative Policy CARBON TAX NOT A CONSERVATIVE POLICY

blog article

Apr 16, 2019

Yesterday’s E&E News ran an article titled “Inside conservatives’ disarray on climate.” E&E reporter Mark Matthews was inspired to write the piece by an email from Alliance for Market Solutions executive director Alex Flint. Flint’s thesis: “Anyone who den...

Read More

Clean Energy Marketplace 101, Part 3: Applying Blockchain Technology to Secure Energy Data and Transactions CLEAN ENERGY MARKETPLACE 101, PART 3: APPLYING BLOCKCHAIN TECHNOLOGY TO SECURE ENERGY DATA AND TRANSACTIONS

blog article

Apr 16, 2019

In parts 1 and 2 of this educational series, we discussed both the foundation of the clean energy marketplace—solar panels—and the integration of those panels into a network where individuals can transmit disparate types of clean energy to their neighbors: the microgrid. But where the le...

Read More

Crypto Flash Boys CRYPTO FLASH BOYS

blog article

Apr 16, 2019

The first blockchain applications are an attempt to make crypto exchanges decentralized. We’ve spoken a lot about decentralized applications already, these new type of networks, in my opinion, have the potential to disrupt even the largest centralized tech companies including the FAANGS. Decen...

Read More

Use it, fund it, grow it – how to Lyft the stock market USE IT, FUND IT, GROW IT – HOW TO LYFT THE STOCK MARKET

blog article

Apr 16, 2019

Have you ever wished you could invest in the companies you use every day that make so many parts of your life easier? How much have you contributed to the bottom lines of Just Eat, easyJet and Ocado over the last few years? Well, now could be your chance to benefit from your and other people’s...

Read More

Q2 stock picks – ones to watch Q2 STOCK PICKS – ONES TO WATCH

blog article

Apr 16, 2019

Britain is no nearer to resolving the uncertainty around its exit from the EU after parliament again failed to find an alternative to Prime Minister Theresa May’s deal. Deal or no deal, no one really knows what will happen to financial markets in the days after the UK leaves the EU – but...

Read More

Extending the bank: Key drivers, technologies and steps EXTENDING THE BANK: KEY DRIVERS, TECHNOLOGIES AND STEPS

blog article

Apr 16, 2019

What does it mean to extend the bank? Traditionally, banks have manufactured, distributed and managed all of their own products and services. The concept of extend describes how this traditional model is changing as the value chain becomes unbundled, the bank ecosystem expands, and other parties bec...

Read More

Low Price? High Cost: Why it Pays to Balance Price and Value in Payment Solutions LOW PRICE? HIGH COST: WHY IT PAYS TO BALANCE PRICE AND VALUE IN PAYMENT SOLUTIONS

blog article

Apr 16, 2019

The payment services world is more competitive than ever. With numerous providers competing to serve thousands of businesses, things can get more than a little hectic as payments companies try to carve out some space for themselves in a crowded market. A lot of the time, this translates to providers...

Read More

Reasons Why Your Business Should Use Automated Payments Pt. 1 REASONS WHY YOUR BUSINESS SHOULD USE AUTOMATED PAYMENTS PT. 1

blog article

Apr 16, 2019

In the business world, every little advantage helps. One surefire way to improve efficiencies within your business is by switching to automated payments. What is payment automation? Payment automation is an integrated solution that allows businesses to make computerized bill payments directly throug...

Read More

Apitalism: Open Banking vs Platform Banking - what is the difference? APITALISM: OPEN BANKING VS PLATFORM BANKING - WHAT IS THE DIFFERENCE?

blog article

Apr 16, 2019

It may be hard to know the difference between Socialism and Communism for some. I think the same dilemma exists between Open Banking and Platform Banking definitions – as both sound very similar but actually two very different things. For this reason, I decided to write this article to clarify...

Read More

The future for blockchain is bright and it’s integrated THE FUTURE FOR BLOCKCHAIN IS BRIGHT AND IT’S INTEGRATED

blog article

Apr 16, 2019

April seems to have been a big month so far for Digital Asset. Only a week after their announcement regarding their open sourcing of the platform, they have now published a press release stating that they will be also be integrating DAML with VMWare’s Software as a Service (SaaS) Platform, and...

Read More

What’s needed for AI Enterprise Transformation WHAT’S NEEDED FOR AI ENTERPRISE TRANSFORMATION

blog article

Apr 16, 2019

Artificial intelligence (AI) continues to be one of the most popular technologies among business executives in decades. Increased pressures on financial services organizations is driven in part by investors’ enthusiasm for digital capabilities.  This has fueled the need for well-planned t...

Read More

How to choose a regulator for a financial company HOW TO CHOOSE A REGULATOR FOR A FINANCIAL COMPANY

blog article

Apr 16, 2019

London was home to many European fintech companies - currently almost 50% of all payment institutions of the European Economic Area (EEA) are clustered in the UK. However, Brexit means that they will face the risk of losing authorization to provide financial services within the European Union (EU), ...

Read More

What Your Business Should Know About Filing Taxes Late WHAT YOUR BUSINESS SHOULD KNOW ABOUT FILING TAXES LATE

blog article

Apr 15, 2019

As with most policies of the Internal Revenue Service (IRS), the effects of filing taxes late as a small business owner aren’t intuitive. However, because the penalties can be very steep, it’s definitely worth your while to understand the implications of filing taxes late.

Read More

IBM Blockchain World Wire: growing competition in payments IBM BLOCKCHAIN WORLD WIRE: GROWING COMPETITION IN PAYMENTS

blog article

Apr 15, 2019

Last year October I wrote a blog about IBM’s World Wire project. In that month they announced to come to the market with a global blockchain network for cross-border payments and foreign exchange for regulated financial firms using digital assets. But at that time it was not yet ready for prod...

Read More

How Blockchain Changes Everything HOW BLOCKCHAIN CHANGES EVERYTHING

blog article

Apr 15, 2019

Most people have heard of blockchain technology, but relatively few know exactly what it is, or why it’s so exciting. While it’s often recognized as the technology that underpins cryptocurrencies like Bitcoin and Ethereum, that’s only half the story. Blockchain technology has a hug...

Read More

Failure is Temporary: Using Financial Missteps to Your Advantage FAILURE IS TEMPORARY: USING FINANCIAL MISSTEPS TO YOUR ADVANTAGE

blog article

Apr 15, 2019

Whether you have been in business for decades, or you are just getting started, money management can be an issue no matter which bookkeeping services or controller services you use. The good news is that one financial misstep is not the end of the world. In fact, you could be able to use those mista...

Read More

IMF and World Bank Launching Learning Coin IMF AND WORLD BANK LAUNCHING LEARNING COIN

blog article

Apr 15, 2019

The International Monetary Fund (IMF) in collaboration with World Bank have launched a private Blockchain based coin called Learning Coin. The coin will be only accessible within IMF and World Bank. The coin does not have monetary value, so it may not be considered a real Cryptocurrency. As per the ...

Read More

Funding Options To Raise Startup Capital For Your Business FUNDING OPTIONS TO RAISE STARTUP CAPITAL FOR YOUR BUSINESS

blog article

Apr 15, 2019

When it comes to beginning your business, the first obstacle to succeeding is usually your startup capital. In spite of the joy that follows a bright business idea, the chances of success can be slim where there is no capital available to its founder. Experts have agreed that many businesses usually...

Read More

One Bitcoin Could Exceed $1 Million in 7 -10 Years: PayPal Director ONE BITCOIN COULD EXCEED $1 MILLION IN 7 -10 YEARS: PAYPAL DIRECTOR

blog article

Apr 14, 2019

One Bitcoin Could Exceed $1 Million in 7 -10 Years: PayPal Director Xapo CEO Wences Casares has a bullish prediction for bitcoin. | Source: Flickr/ TechCrunch In an essay published on Kana and Katana last month, a research platform run by Ikigai Asset Management, Xapo CEO Wences Casares said that bi...

Read More

Strong Dow Recovery Shouldn’t Surprise with Robust U.S. Economy STRONG DOW RECOVERY SHOULDN’T SURPRISE WITH ROBUST U.S. ECONOMY

blog article

Apr 14, 2019

Throughout early April, the Dow Jones had struggled to show momentum above the mid-25,000-point level, possibly due to the lack of clear stimuli for short-term growth and the uncertainty surrounding the trade talks between the U.S. and China. As said by Thomas Lee, head of research at Fundstrat Glob...

Read More

Investing in Human Capital: A key to preparing African youth for the future of work INVESTING IN HUMAN CAPITAL: A KEY TO PREPARING AFRICAN YOUTH FOR THE FUTURE OF WORK

blog article

Apr 14, 2019

Throughout the world, the nature of work is continuously evolving. Like many people in the past feared that machines are coming to take our jobs, many people in today’s world have this fear. A few months ago, I was having an “e-chat” with one of my friends.

Read More

Can Samsung’s S10 Crypto Wallet inspire Mass Blockchain Adoption? CAN SAMSUNG’S S10 CRYPTO WALLET INSPIRE MASS BLOCKCHAIN ADOPTION?

blog article

Apr 13, 2019

Since the first mobile phone was developed over 40 years ago, the technology has significantly grown to become a platform where other technologies can establish themselves. There are  more than 4 billion mobile phone users in 2019 who are now able to enjoy nearly every service imaginable, from ...

Read More

Trade Finance Consortia: A Market Overview TRADE FINANCE CONSORTIA: A MARKET OVERVIEW

blog article

Apr 13, 2019

Banks have traditionally managed trade finance as a paper-intensive practice. While internet-based technologies have made giant steps into banks' departments, trade finance has long remained anchored at "business as usual." Something, however, is changing here, as corporate clients are...

Read More

Planning to take a loan for used car? Here are crucial things you must know PLANNING TO TAKE A LOAN FOR USED CAR? HERE ARE CRUCIAL THINGS YOU MUST KNOW

blog article

Apr 13, 2019

The auto sales have been witnessing a prolonged slowdown owing to weak consumer demand. As per data from the Society of Automobile Manufacturers Association (SIAM), the total sales in domestic cars declined by 6.87% in March. However, there is an uptick in the used car market. “The new car mar...

Read More

3 Tips to Enhance the Digital Banking Experience 3 TIPS TO ENHANCE THE DIGITAL BANKING EXPERIENCE

blog article

Apr 12, 2019

Customer communications (for better or for worse) have an impactful role in the Customer Experience (CX), and they affect customer loyalty. It's time for banks to seize this as an area of opportunity, and strategically re-engineer their processes for creating, managing, and enhancing interaction...

Read More

Electoral bonds: Red herring in campaign finance reform ELECTORAL BONDS: RED HERRING IN CAMPAIGN FINANCE REFORM

blog article

Apr 12, 2019

Attorney General Venugopal made some ludicrous arguments in defence of the electoral bonds whose validity is under challenge in the Supreme Court. Why on earth, he wondered, would voters care who funds political parties? After all, they should judge the parties and candidates as they are. This is li...

Read More

Could Blockchain Prevent the Internet of Vulnerable Things? COULD BLOCKCHAIN PREVENT THE INTERNET OF VULNERABLE THINGS?

blog article

Apr 12, 2019

The Internet of Things is coming. Unfortunately, connected devices have a variety of vulnerabilities and almost any smart device is a vulnerable device. Security issues include technical problems (outdated software, insecure data transmissions, etc.) and people problems (simple and default passwords...

Read More

More than just cherry blossoms: PPPs & infrastructure bloom at World Bank-IMF Spring Meetings MORE THAN JUST CHERRY BLOSSOMS: PPPS & INFRASTRUCTURE BLOOM AT WORLD BANK-IMF SPRING MEETINGS

blog article

Apr 12, 2019

Spring in Washington, D.C. means cherry blossoms, warmer weather, and of course the Spring Meetings of the World Bank Group and International Monetary Fund. And with them, the buzz and crowds nearly rival those at ground zero for spring in D.C. at the National Mall’s reflecting pools.

Read More

Restrictions on Debt Collection Impede Access to Credit RESTRICTIONS ON DEBT COLLECTION IMPEDE ACCESS TO CREDIT

blog article

Apr 12, 2019

In a market economy that is based on private property and the rule of law, the efficient and effective enforcement of contracts is indispensable. Without the ability to enforce the promises made between individuals and businesses, any form of transaction, especially credit products, would be harder ...

Read More

How Philippines is Establishing Itself as Asia’s Crypto Hub HOW PHILIPPINES IS ESTABLISHING ITSELF AS ASIA’S CRYPTO HUB

blog article

Apr 12, 2019

Philippines’ Union Bank has become the first bank to partner with the central bank of a country to launch a two-way cryptocurrency ATM machine. Users of this ATM will be able to sell and purchase digital assets by converting local fiat currency, the Peso, to bitcoins. The first bitcoin ATM mac...

Read More

How to deliver the seamless experience your bank account holders expect HOW TO DELIVER THE SEAMLESS EXPERIENCE YOUR BANK ACCOUNT HOLDERS EXPECT

blog article

Apr 11, 2019

A recently released U.S. consumer survey from Computer Services Inc., a financial technology solutions and regulatory compliance company, reported that 86% of bank account holders expect a seamless experience across channels and devices when conducting banking activities.

Read More

Did the Fed just Move Bitcoin? DID THE FED JUST MOVE BITCOIN?

blog article

Apr 11, 2019

Felix Arvid Ulf Kjellberg, better known as Pewdiepie, as about 94 million subscribers on YouTube and has just announced an exclusive deal with blockchain streaming platform D-live. Personally, I’ve never heard of dlive.tv before, but taking a look after this publicity stunt, it seems pretty co...

Read More

How to calculate gratuity and the tax exemption amount you can avail on it HOW TO CALCULATE GRATUITY AND THE TAX EXEMPTION AMOUNT YOU CAN AVAIL ON IT

blog article

Apr 11, 2019

Gratuity is a lump sum amount an employee gets when she retires, resigns, dies or becomes disabled due to an accident or disease, provided she had worked for at least five continuous years for the same employer. In other words.

Read More

Bank of America Cash Rewards credit card Boosts Its Intro Bonus to $200 BANK OF AMERICA CASH REWARDS CREDIT CARD BOOSTS ITS INTRO BONUS TO $200

blog article

Apr 11, 2019

If you’re looking for a well-rounded cash back credit card, the Bank of America Cash Rewards credit card is worth considering, especially now that it just increased its cash rewards bonus to $200! Cardholders can earn this $200 bonus by spending $1,000 on purchases within 90 days of opening th...

Read More

What are key enhancements provided by virtual branch banking platforms? WHAT ARE KEY ENHANCEMENTS PROVIDED BY VIRTUAL BRANCH BANKING PLATFORMS?

blog article

Apr 11, 2019

Evaluating customer journeys and business models are more relevant than ever. The service model is changing accordingly to sales and service processes which are enabled in digital channels. Regardless many improvements in the area of customer journeys, instant human assistance plays a key role in en...

Read More

Accounting Indicators To Watch When Scaling Your Business ACCOUNTING INDICATORS TO WATCH WHEN SCALING YOUR BUSINESS

blog article

Apr 11, 2019

When you’re considering scaling your business, much of the information you’ll see is about strategy. However, successful growth is more about managing your numbers effectively and planning for a sustainable scale. Fortunately, this can be achieved by monitoring the right metrics and usin...

Read More

TURN “DIGITAL EXHAUST” INTO GOLD IN AUTO FINANCE TURN “DIGITAL EXHAUST” INTO GOLD IN AUTO FINANCE

blog article

Apr 11, 2019

For the last few decades, auto finance has been something of a golden goose for the banking industry: reliable and lucrative. Even the great recession of 2008 wasn’t enough to stifle its growth. In the digital economy, a track record of success quickly becomes an attractive target. Fintechs an...

Read More

How Collaboration towards Crypto Regulation is Working in the Philippines HOW COLLABORATION TOWARDS CRYPTO REGULATION IS WORKING IN THE PHILIPPINES

blog article

Apr 10, 2019

There are over 4,450 cryptocurrency ATMs installed globally, which represents a 62% growth over a period of one year. A recent Crypto ATM Market report projects that in the next five years, an exponential annual growth rate of at least 46% will be experienced in the industry. Further, the report pro...

Read More

How CPAs Can Better Evaluate Cryptocurrency M&As HOW CPAS CAN BETTER EVALUATE CRYPTOCURRENCY M&AS

blog article

Apr 10, 2019

Recent accounting webinars highlight the growing trend of M&A in cryptocurrency and blockchain, yet few seem to be questioning the sensibility and sustainability beyond the pitch. Advertisement Projects are burning through initial capital and those seeking a functioning product are likely to sta...

Read More

What is a better store of value – Gold or Bitcoin? WHAT IS A BETTER STORE OF VALUE – GOLD OR BITCOIN?

blog article

Apr 10, 2019

Gold supporters often reject bitcoin citing that the cryptocurrency is too volatile and not trustworthy enough to ever become a store of value. Bitcoin supporters, on the other hand, make the point that bitcoin is fundamentally no different from gold, and that it improves on aspects like seizure pro...

Read More

Will Tron and Ethereum Be Future Partners? WILL TRON AND ETHEREUM BE FUTURE PARTNERS?

blog article

Apr 10, 2019

According to Tron CEO Justin Sun, this may be the company’s latest plan. In a recent interview, Sun discussed the prospects of USDT-Tron – stable coin Tether’s integration into the Tron network – which was launched yesterday on April 9. The entrepreneur and business executive...

Read More

What will the Future Hold for Cryptocurrency and the Legal Industry? WHAT WILL THE FUTURE HOLD FOR CRYPTOCURRENCY AND THE LEGAL INDUSTRY?

blog article

Apr 10, 2019

The essential element of the advanced tokens that are branded as an advantage is the absence of regulations. Moreover, the expanding number of criminal cases and scams has left the digital money, and the legal business spaces interweaved broadly. Blockchain innovation has allowed financial specialis...

Read More

Would you be Able to Buy Yourself a Car Using Cryptocurrency? The Answer is Yes! WOULD YOU BE ABLE TO BUY YOURSELF A CAR USING CRYPTOCURRENCY? THE ANSWER IS YES!

blog article

Apr 10, 2019

It is more exciting to see cryptographic money acceptance keep on spreading in the automotive business. There have been reports in the past about vehicle businesses accepting bitcoin as a type of currency. It began with a couple of vehicle vendors started following the pattern, and now it is spreadi...

Read More

Living like the 3 per cent: Delivering secure user experience on financial apps LIVING LIKE THE 3 PER CENT: DELIVERING SECURE USER EXPERIENCE ON FINANCIAL APPS

blog article

Apr 10, 2019

What kind of financial windfall would it take to put you into the 1% — to enable you to leave your job, climb aboard your yacht, and eat avocado toast for breakfast, lunch, and dinner? The answer to that question varies depending on your location: from $81K per year in India, to $290K in the U...

Read More

Opening Up the Walled Gardens of Domestic Payments OPENING UP THE WALLED GARDENS OF DOMESTIC PAYMENTS

blog article

Apr 09, 2019

Cross-border interoperability of domestic real-time payments systems was a hot topic a few years ago, but seems to have gone off the boil – possibly due to the reality of bedding in new real-time payments systems and the challenges of domestic adoption – from the USA, to Europe, to Asia ...

Read More

Confirmation of Payee is set to protect people from Authorised Push Payment scams, are you ready? CONFIRMATION OF PAYEE IS SET TO PROTECT PEOPLE FROM AUTHORISED PUSH PAYMENT SCAMS, ARE YOU READY?

blog article

Apr 09, 2019

Losses totalling £354m arising from Authorised Push Payment (APP) scams were recorded in 2018. This staggering number of losses represents a total of 83,864 victims, the majority of which were on personal accounts. To help reduce cases of APP scams and to minimise the impact the crime can have...

Read More

Bitcoin Cyrptocurrency Skyrocketing Like Never Before BITCOIN CYRPTOCURRENCY SKYROCKETING LIKE NEVER BEFORE

blog article

Apr 09, 2019

In recent days Bitcoin has skyrocketed like never before; something people haven’t seen in several months. There were also some Cryptocurrencies of smaller companies that reached higher numbers as well. This was all set off by a buyer who is at this moment unknown.

Read More

How Blockchain Technology Is Designed To Secure Bitcoin Transactions HOW BLOCKCHAIN TECHNOLOGY IS DESIGNED TO SECURE BITCOIN TRANSACTIONS

blog article

Apr 09, 2019

The introduction of blockchain and smart contract technology has rapidly changed with the way people and various organizations do business across the globe. No doubt, this technology is more than just a game changer but a dynamic revolutionary. One of the most significant achievements of this moveme...

Read More

Standard Chartered boosts open banking capabilities STANDARD CHARTERED BOOSTS OPEN BANKING CAPABILITIES

blog article

Apr 09, 2019

Standard Chartered has earlier today announced that it is bolstering its open banking capabilities, with a focus on driving innovation and technology culture through openness and partnerships with developers, corporations and fintechs to co-create better client products and services through the shar...

Read More

Know the difference between NEFT and RTGS before transferring money KNOW THE DIFFERENCE BETWEEN NEFT AND RTGS BEFORE TRANSFERRING MONEY

blog article

Apr 09, 2019

If you use your Net banking facility to transfer funds, you would be familiar with the options of NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement). But do you know about the associated charges and other details about these money transfer facilities or the difference be...

Read More

Why banks keep offering pre-approved loans to you WHY BANKS KEEP OFFERING PRE-APPROVED LOANS TO YOU

blog article

Apr 09, 2019

Have you recently received a call from a bank representative offering you a pre-approved personal loan or credit card? Chances are you have, and not one, but many such calls. While a lot of you may have refused to buy into the offer or blocked the numbers from which such calls come, such calls are o...

Read More

Legal readiness for climate finance LEGAL READINESS FOR CLIMATE FINANCE

blog article

Apr 09, 2019

Only about 10 per cent of banks and finance institutions view climate change as an issue that can have either a positive or negative impact on their balance sheets. In January 2019, the Bank of England, with the assistance of the Financial Conduct Authority and Prudential ...

Read More

Payments strategy in 2019 PAYMENTS STRATEGY IN 2019

blog article

Apr 09, 2019

As the first business quarter of a new year draws to a close, it’s a good time to revisit the strategies you have put in place for 2019, to help ensure that your payments ecosystem is ready. For me there are four core issues you need to focus on. Who are my APIs for? As you create APIs, which ...

Read More

EOS (EOS), Augur (REP), and Maker (MKR) are now available to trade on Coinbase Pro (Updated) EOS (EOS), AUGUR (REP), AND MAKER (MKR) ARE NOW AVAILABLE TO TRADE ON COINBASE PRO (UPDATED)

blog article

Apr 09, 2019

Trading of EOS and REP is available in all jurisdictions supported by Coinbase Pro, with the exception of New York State. MKR is available in all Coinbase Pro-supported jurisdictions outside the US. Additional regions may be added for each asset at a later date. After 12pm PT on Monday April 8, we w...

Read More

Identity Theft and Fraud: Bitcoin vs. Credit Cards IDENTITY THEFT AND FRAUD: BITCOIN VS. CREDIT CARDS

blog article

Apr 08, 2019

These phone calls are common because credit card fraud is a serious and growing problem. New technology like the EMV chip better protects consumers against physical credit card fraud and theft. Unfortunately, there are few protections for credit card holders from a more common crime: identity theft....

Read More

Best Budget Apps and Personal Finance Tools for 2019 BEST BUDGET APPS AND PERSONAL FINANCE TOOLS FOR 2019

blog article

Apr 08, 2019

Keeping track of your budget is easier than ever in 2019, thanks to the various tools that have arrived on the market to fill this niche. However, the huge availability of products can be a bit overwhelming at times. If you want to keep your budget in check but are not sure where to start, here are ...

Read More

For financial service self-regulation FOR FINANCIAL SERVICE SELF-REGULATION

blog article

Apr 08, 2019

Aconsultation paper put out by capital markets regulator Sebi on amending its regulations for Self-Regulatory Organisations (SROs) has come not a day too soon. The Sebi rules were framed back in 2004, but due to legal hurdles, no SROs have actually been set up in the fast-growing financial services ...

Read More

What You Should Know When Applying for Working Capital from a Lender WHAT YOU SHOULD KNOW WHEN APPLYING FOR WORKING CAPITAL FROM A LENDER

blog article

Apr 08, 2019

Receiving financing from a working capital lender can be an advantageous way to improve your business’s operations. From expanding your business to purchasing inventory to hiring more employees, there are so many ways that you can utilize financing. But before you start thinking about ways to ...

Read More

Gold vs bank FDs vs stocks: How much you would have earned GOLD VS BANK FDS VS STOCKS: HOW MUCH YOU WOULD HAVE EARNED

blog article

Apr 08, 2019

Building a portfolio is a complex exercise, and its maintenance has to be regular. A person’s portfolio holds different types of assets based on her financial goals, and each asset class gives different types of returns, which is why a portfolio much have an ideal mix of financial products. To...

Read More

Bank CFOs navigate a new banking landscape BANK CFOS NAVIGATE A NEW BANKING LANDSCAPE

blog article

Apr 08, 2019

While bank CFOs have long been responsible for producing the numbers and managing costs, the CFO’s emphasis today is shifting to data, analysis and insight., Bank CFOs no longer operate within strictly defined borders.  They look for new ways to generate value, proposing and shaping busin...

Read More

Open Banking APIs: How open should we be to Open Banking? OPEN BANKING APIS: HOW OPEN SHOULD WE BE TO OPEN BANKING?

blog article

Apr 07, 2019

Evidently, there are more and more innovative FinTech startups as well as banks and insurance companies changing the industry landscape by providing new and easy to use applications and solutions. However, there is one problem that is preventing this revolution moving to the next level and that is t...

Read More

3 Trends That Will Shape Digital Banking’s Future 3 TRENDS THAT WILL SHAPE DIGITAL BANKING’S FUTURE

blog article

Apr 07, 2019

As online and mobile banking has become the primary banking interaction channels for many consumers, banks must increasingly invest their efforts and resources into keeping up with the latest trends in digital technologies, as well as changing consumer behavior, if they want to remain relevant and c...

Read More

The Weiss Cryptocurrency Ratings Are a Bunch of BS THE WEISS CRYPTOCURRENCY RATINGS ARE A BUNCH OF BS

blog article

Apr 07, 2019

Every quarter or so, crypto followers enthusiastically plaster the Weiss Cryptocurrency Ratings across Twitter, Reddit threads and Facebook blockchain groups. Often they use it to justify their specific view on why x coin sucks or why y token is better than the rest. However, for the reasons we outl...

Read More

This new form of currency could transform the way we see money THIS NEW FORM OF CURRENCY COULD TRANSFORM THE WAY WE SEE MONEY

blog article

Apr 06, 2019

Central banks around the world are experimenting with so-called Central Bank Digital Currency (CBDC). But what is it and why does it matter?  CBDC is a digitized version of domestic currency where the central bank issues new money equivalent to – and redeemable for – its domestic cu...

Read More

Marketing imperatives for banks in the digital age MARKETING IMPERATIVES FOR BANKS IN THE DIGITAL AGE

blog article

Apr 05, 2019

In the last few years, marketing has undergone metamorphosis. Marketing was conventionally considered an art but with proliferation of data and arrival of digital technologies, it has become a science driven by precision. The marketers especially need to make use of artificial intelligence (AI) in t...

Read More

Blockchain Loyalty Can Fix Much More Than Broken Customer Rewards BLOCKCHAIN LOYALTY CAN FIX MUCH MORE THAN BROKEN CUSTOMER REWARDS

blog article

Apr 05, 2019

Conventional loyalty doesn’t work. A slew of research points to the same picture, time and again: while customers like the idea of collecting loyalty points with their purchases, the reality rarely offers significant value to either them or the businesses that issue these points. The average A...

Read More

Why iGaming Industry Should Switch To Cryptocurrency WHY IGAMING INDUSTRY SHOULD SWITCH TO CRYPTOCURRENCY

blog article

Apr 05, 2019

iGaming is also referred to as online gaming. It encompasses sports betting, online casinos, poker, among other gaming activities conducted over the internet. The iGaming industry has seen tremendous growth over the last five years. Growth Projections More people are pouring noticeable amounts of mo...

Read More

Cryptocurrency exchange Binance Is Setting Up new Shop in Singapore CRYPTOCURRENCY EXCHANGE BINANCE IS SETTING UP NEW SHOP IN SINGAPORE

blog article

Apr 05, 2019

Binance one of the well-known Cryptocurrency exchange is planning to start a new fiat-to-crypto exchange in Singapore in the forthcoming month. At the economy event in Seoul, South Korea CZ” Zhao, in an A tweet on the exchange’s account that said: In September at Consensus event in Singa...

Read More

Anonymity, Hedge Funds and the Rise of “Brand” ANONYMITY, HEDGE FUNDS AND THE RISE OF “BRAND”

blog article

Apr 04, 2019

In the past Hedge Funds were mysterious, exotic things, whispered about in wood-paneled rooms. There was something stately about them, almost noble, their workings only understood by a select few. They numbered in the dozens. If you weren’t close enough to the situation to know about them, you...

Read More

What is an Installment Loan? WHAT IS AN INSTALLMENT LOAN?

blog article

Apr 04, 2019

An installment loan exists any time you borrow money from a lender in exchange for agreeing to make principal and interest payments over an agreed-upon period. This loan type contrasts with a revolving line of credit, which can be drawn down, up to a limit, or paid back at any time within the term.

Read More

How to Differentiate Your Accounting Firm HOW TO DIFFERENTIATE YOUR ACCOUNTING FIRM

blog article

Apr 04, 2019

In today’s competitive marketplace, it’s more challenging than ever to distinguish your accounting firm from the pack. This is further complicated by the fact that you’re selling services and expertise, which are more difficult to define than tangible products. Luckily, there&rsquo...

Read More

Bitcoin Blockchain in Action BITCOIN BLOCKCHAIN IN ACTION

blog article

Apr 04, 2019

Leave it to the SEC to judge a case about a private jet token, just when the crypto markets are flying.
For the first time ever, US regulators have found that a utility token is not considered a security. For those of you who are new, sorry we’re not getting into all the details of what...

Read More

Ripple Inc (XRP) is Well Capitalized, and There is a Reason for That RIPPLE INC (XRP) IS WELL CAPITALIZED, AND THERE IS A REASON FOR THAT

blog article

Apr 04, 2019

Ripple Inc is one of the most capitalized crypto entities, with Ripple (XRP) currently the third largest cryptocurrency in terms of market cap with $14,134 million at the time of press. The adoption and investment by financial institutions have helped out Ripple Inc in recent times. Ripple Inc Has O...

Read More

These are the 3 coins to watch for April 2019 - Cryptocurrency THESE ARE THE 3 COINS TO WATCH FOR APRIL 2019 - CRYPTOCURRENCY

blog article

Apr 04, 2019

Which cryptocurrency projects are planning big releases, upgrades, updates or even launches of their mainnet in April? Which coins are worth keeping an eye on? These are the three coins to watch for in April 2019.Currently, the market is citing monolithic gains, the kind not seen in over a year. The...

Read More

Obsidian Bot on Automated Cryptocurrency Trading and Bot Creation OBSIDIAN BOT ON AUTOMATED CRYPTOCURRENCY TRADING AND BOT CREATION

blog article

Apr 04, 2019

Obsidian Bot is offering a platform to create or purchase cryptocurrency trading bots with a beginner-friendly user interface. Obsidian Bot’s bots run on the cloud 24/7 and execute trades based on criteria entered by users. The site offers a bot marketplace, where users can put up their own bo...

Read More

The Potential of Cryptocurrency: How It Could Be the Best Form of Money THE POTENTIAL OF CRYPTOCURRENCY: HOW IT COULD BE THE BEST FORM OF MONEY

blog article

Apr 04, 2019

The story of cryptocurrency’s potential is the same as the evolution of money itself. Money has taken many forms through human history, but at the core of its utility is its ability to store and communicate human production. In short, human production is a combination of our time and energy (c...

Read More

Blockchain in finance and risk – know its limitations BLOCKCHAIN IN FINANCE AND RISK – KNOW ITS LIMITATIONS

blog article

Apr 03, 2019

Is blockchain a be-all, end-all solution? Like any emerging technology, blockchain has limitations, making it less appropriate for some applications, or meaning more investment is required for certain use cases. Some of the major challenges, with recommendations for improvement, are: Performance iss...

Read More

System Audit with help of Artificial Intelligence in Banking SYSTEM AUDIT WITH HELP OF ARTIFICIAL INTELLIGENCE IN BANKING

blog article

Apr 03, 2019

Across the globe, banks are facing major issue with digital banking, cyber security, regulatory audit and compliance issues. Further, any lapses found during internal / external or regulatory audit of the bank would lead to regulatory fines levied based on the issues ascertained.  The reputatio...

Read More

Positive Sentiment On Trade Developments Helps Boost Stocks Around The Globe POSITIVE SENTIMENT ON TRADE DEVELOPMENTS HELPS BOOST STOCKS AROUND THE GLOBE

blog article

Apr 03, 2019

Optimism about a trade deal between the U.S. and China has ebbed and flowed in recent months. Today, it seems to be swelling, and in this case a rising tide lifts all freighters. With talks between the world’s two largest economies continuing in Washington this week, hopes seemed high after a ...

Read More

Which Should You Fund First: Your 401(k) Or IRA? WHICH SHOULD YOU FUND FIRST: YOUR 401(K) OR IRA?

blog article

Apr 03, 2019

When saving for retirement, there are many different strategies and savings vehicles available. The sheer number of options can make it challenging to determine which strategy or vehicle you should use for your specific situation. Let’s start by looking at the two most popular retirement savin...

Read More

Is Blockchain The Answer To Blockchain Security Problems? IS BLOCKCHAIN THE ANSWER TO BLOCKCHAIN SECURITY PROBLEMS?

blog article

Apr 03, 2019

Given blockchain’s impressive new prominence in the marketplace, it’s of little surprise that so many people are finally discussing the myriad of ways in which it can positively disrupt the market. Most conversations surrounding blockchain technology have often centered around its securi...

Read More

8 Altcoins outperforming Bitcoin during this cryptocurrency pump 8 ALTCOINS OUTPERFORMING BITCOIN DURING THIS CRYPTOCURRENCY PUMP

blog article

Apr 03, 2019

Bitcoin has been dragging the whole cryptocurrency market up in the last 24 hours, but some altcoins are performing even better. These are 8 altcoins from the top 100 that are outperforming BTC during this pump. The prediction market platform Augur started its run relatively late. Almost 20 hours af...

Read More

Blockchain Requires Industry Collaboration: The Launch of INATBA BLOCKCHAIN REQUIRES INDUSTRY COLLABORATION: THE LAUNCH OF INATBA

blog article

Apr 03, 2019

When the web was developed over 25 years ago, the technologies in place significantly lowered the cost of building a global company. Thanks to the internet, it has become possible to reach a large part of the global population simply from behind your computer. Those companies who first understood th...

Read More

Rethinking Corporate Banking: knowis Introduces the Opportunities of Platform Banking at Euroforum RETHINKING CORPORATE BANKING: KNOWIS INTRODUCES THE OPPORTUNITIES OF PLATFORM BANKING AT EUROFORUM

blog article

Apr 02, 2019

End-to-end processes, platforms and AI – these are the topics that the Euroforum event 'Rethinking Corporate Banking', which takes place on April 4th and 5th in Frankfurt am Main, Germany, focuses on. Insiders of banks and FinTechs will share their knowledge and discuss the most import...

Read More

What to Look for Before Investing in a Cryptocurrency WHAT TO LOOK FOR BEFORE INVESTING IN A CRYPTOCURRENCY

blog article

Apr 02, 2019

Like most aspects of the tech industry, cryptocurrencies have evolved quite a bit since the hype started a few years back. Currently, investment in cryptocurrencies is no longer only for the techies. The rising number of platforms trading cryptocurrencies has made it possible for anyone who has a fe...

Read More

Why the financial industry needs to change tack and focus on the basics WHY THE FINANCIAL INDUSTRY NEEDS TO CHANGE TACK AND FOCUS ON THE BASICS

blog article

Apr 02, 2019

IT spending is at an all time high; continuing to grow at a rapid rate, it’s estimated that $103 billion will be dished out in 2019. This may seem like a good thing, more spend on security automatically means better security, right? Unfortunately, this is not always the case, as while spend go...

Read More

Know me, consult me, take care of me: Banks need to raise the bar for financial advice KNOW ME, CONSULT ME, TAKE CARE OF ME: BANKS NEED TO RAISE THE BAR FOR FINANCIAL ADVICE

blog article

Apr 02, 2019

Continuing my blog series looking at Accenture’s 2019 banking trends, this time I’m exploring how improved adoption of cloud and data analytics will enable banks to raise the bar in the way they deliver retail financial advice. We’ve seen some exciting advancements in banking over ...

Read More

Gauging the Blockchain Buzz at South by Southwest GAUGING THE BLOCKCHAIN BUZZ AT SOUTH BY SOUTHWEST

blog article

Apr 02, 2019

Every spring, downtown Austin transforms into blocks upon blocks of in-your-face branding, interactive activities, and venues supplying endless amounts of food and alcohol. Walking downtown, you can hardly move ten feet without watching some demo or getting handed a crisp libation (Editor’s no...

Read More

Ethereum Predictions for 2019: Will the Bulls or the Bears Win Out? ETHEREUM PREDICTIONS FOR 2019: WILL THE BULLS OR THE BEARS WIN OUT?

blog article

Apr 02, 2019

2019 could be a big year for Ethereum. The Constantinople hard fork eventually went through with barely a hitch. The first projects using Joseph Poon’s Plasma scaling technology will go live in a matter of months. There are still more developers and dapps on Ethereum than on any other blockcha...

Read More

How to Speed Collection of Your Accounts Receivable HOW TO SPEED COLLECTION OF YOUR ACCOUNTS RECEIVABLE

blog article

Apr 02, 2019

Do you have strong sales but still find yourself in a cash crunch? The solution could be shortening the amount of time it takes to collect your accounts receivable. Here's what you should do. 1. Speed Up Your Invoicing Do you batch up invoices and send them all at the end of the week or month? T...

Read More

How Much Do Banks Spend On Technology? (Hint: It Would Weigh 670 Tons In $100 Bills) HOW MUCH DO BANKS SPEND ON TECHNOLOGY? (HINT: IT WOULD WEIGH 670 TONS IN $100 BILLS)

blog article

Apr 01, 2019

Citing a recent study from UBS on US banks' tech spending, Business Insider reported that:
JPMorgan, the highest spender, has a $11.4 billion technology budget this year, a 5.6% uptick from last year's $10.8 billion. Bank of America's IT spend was second, at $10 billion, followed ...

Read More

Banks and Fintechs: Why the future looks brighter together BANKS AND FINTECHS: WHY THE FUTURE LOOKS BRIGHTER TOGETHER

blog article

Apr 01, 2019

This is a reprint from BAI Banking Strategies and our SVP of Digital Solutions and Strategy Michael J Alfonsi at Exela Technologies. Conventional wisdom would have us believe that banks and fintech startups mix about as well as oil and water. And on one hand, there’s some truth in that. Ever s...

Read More

Why Fidelity National Financial, Inc. (NYSE:FNF) Could Be Your Next Investment WHY FIDELITY NATIONAL FINANCIAL, INC. (NYSE:FNF) COULD BE YOUR NEXT INVESTMENT

blog article

Apr 01, 2019

Solid track record with excellent balance sheet and pays a dividend FNF delivered a bottom-line expansion of 24% in the prior year, with its most recent earnings level surpassing its average level over the last five years. In addition to beating its historical values, FNF also outperformed its indus...

Read More

PSD2 and consumer credit: how will open banking impact the market for unsecured loans? PSD2 AND CONSUMER CREDIT: HOW WILL OPEN BANKING IMPACT THE MARKET FOR UNSECURED LOANS?

blog article

Apr 01, 2019

15 months after open banking launched in the UK, consumer understanding of what it means remains low. In January this year, research revealed that just 9% of British adults had used open banking services, and less than a quarter (22%) had even heard of it. In fact, this is only part of the picture. ...

Read More

World Bank Applauds Ripple (XRP) and xRapid in its Official Blog WORLD BANK APPLAUDS RIPPLE (XRP) AND XRAPID IN ITS OFFICIAL BLOG

blog article

Apr 01, 2019

The crypto industry has revolutionized the traditional financial space with its fast-paced almost instant funds transfer system which is based on the digital ledger technology. It has made the cross-border money transfer, way more efficient, accessible, cheaper and quicker. Despite the stronghold of...

Read More

eToro’s Popular Investor Program Gives Successful Traders Extra Income ETORO’S POPULAR INVESTOR PROGRAM GIVES SUCCESSFUL TRADERS EXTRA INCOME

blog article

Apr 01, 2019

The Internet revolution has helped create an environment in which nearly anyone can trade and invest in the stock market. Becoming a day trader in today’s world is simpler than ever: all you need is an Internet connection and you can easily access a variety of instruments. Using Contract for D...

Read More

How Private Banks are Demonstrating Interest in Digital Currencies HOW PRIVATE BANKS ARE DEMONSTRATING INTEREST IN DIGITAL CURRENCIES

blog article

Mar 31, 2019

The year 2019 seems to have started off with a renewed interest in the cryptocurrency industry among banks. Just weeks after Falcon Private Bank in Switzerland introduced a digital wallet and direct cryptocurrency transfers, another Swiss private Bank, Julius Baer, which is among the largest private...

Read More

Crypto.com CMO: A Portrait Of The Modern Consumer – Financial Services For The YOLO Generation CRYPTO.COM CMO: A PORTRAIT OF THE MODERN CONSUMER – FINANCIAL SERVICES FOR THE YOLO GENERATION

blog article

Mar 29, 2019

For the modern consumer, shopping is not just about getting hold of the final product, but the entire experience of getting there – from first laying eyes on a fashion blogger’s outfit to searching up the best deals on various websites and finally, sealing the deal with the click of a bu...

Read More

Coinbase Custody launches staking support for Tezos, MakerDAO governance to follow COINBASE CUSTODY LAUNCHES STAKING SUPPORT FOR TEZOS, MAKERDAO GOVERNANCE TO FOLLOW

blog article

Mar 29, 2019

Today, we’re announcing Tezos (XTZ) baking for Coinbase Custody clients. We’re proud to be the first full-service, regulated, comprehensively-insured, and 100% offline staking provider in crypto. In the coming weeks, we will add governance support for the Maker (MKR) protocol. We launche...

Read More

Important information regarding Brexit and your eToro account IMPORTANT INFORMATION REGARDING BREXIT AND YOUR ETORO ACCOUNT

blog article

Mar 29, 2019

As you may be aware, Brexit negotiations are ongoing and, as of the date of this post, the date for the UK to leave the EU has been extended. How does this affect you? Regardless of how Brexit turns out, your current eToro account and how we communicate with you should be unaffected. We explain belo...

Read More

Digital Asset Journey - From crypto currency to corporate digital asset ecosystems DIGITAL ASSET JOURNEY - FROM CRYPTO CURRENCY TO CORPORATE DIGITAL ASSET ECOSYSTEMS

blog article

Mar 29, 2019

2019 marks a special year for digital assets. On January 3, 2019, the world celebrated the 10th anniversary of a novel concept: ‘mining’ currency. In the realms of geeks and technology crypto enthusiasts.people explored large computing farms to mine a set of digital currency. In a comple...

Read More

Predictive Analytics Solutions Bolster Crypto Trading Security in 2019 PREDICTIVE ANALYTICS SOLUTIONS BOLSTER CRYPTO TRADING SECURITY IN 2019

blog article

Mar 29, 2019

The market for cryptocurrencies has opened the door for a number of new opportunities and challenges. One of the biggest difficulties that crypto traders, brokers and entrepreneurs face is a rising number of security risks. In 2019, crypto scams where the most common type of online security breaches...

Read More

How Financial Institutions Are Becoming Champions Of Big Data HOW FINANCIAL INSTITUTIONS ARE BECOMING CHAMPIONS OF BIG DATA

blog article

Mar 28, 2019

If someone asked you which industry is the most innovative, you probably wouldn’t say the financial industry. In fact, that would probably be the last industry on your list. Nonetheless, the financial industry is using big data more than ever. The success of both Fintech companies and traditio...

Read More

What’s in Store for Investment Banks Through 2022? WHAT’S IN STORE FOR INVESTMENT BANKS THROUGH 2022?

blog article

Mar 28, 2019

Accenture’s latest analysis, our Capital Markets Vision 2022, shows a highly diverse picture of investment bank performance and outlook. Yes, the top four investment banks (all generating above $20bn in revenue and all US domiciled) are creating significant economic profits and thus shareholde...

Read More

HOW TO BUILD A DIGITAL INSURANCE WORKPLACE ECOSYSTEM HOW TO BUILD A DIGITAL INSURANCE WORKPLACE ECOSYSTEM

blog article

Mar 28, 2019

To maintain customer relevance and sustain growth, FS organisations need to adapt at speed and scale. I work closely with insurance companies every day on their talent and organisation strategies, and the single biggest challenge they face is building a workforce capable of executing digital strateg...

Read More

FOR RETAIL BANKING, THE FUTURE IS “PHYGITAL” FOR RETAIL BANKING, THE FUTURE IS “PHYGITAL”

blog article

Mar 28, 2019

As the digital and physical worlds continue to intertwine, banks will need to find ways to seamlessly connect the two. In 2015, Amazon did a very weird thing: it opened a physical bookstore in Seattle. The move signaled a new commitment to brick-and-mortar retail experiences from the online giant. A...

Read More

The Rise of The Gig Economy: How Electronic Payments Can Help Pt. 1 THE RISE OF THE GIG ECONOMY: HOW ELECTRONIC PAYMENTS CAN HELP PT. 1

blog article

Mar 28, 2019

The rise of on-demand workers, short-term jobs, temporary or seasonal work, and an influx of independent, migrant workers have given rise to the “Gig Economy.” In the Gig Economy, companies bring on independent contractors and freelance workers instead of full-time employees. The explosi...

Read More

Banking on the Branch of the Future BANKING ON THE BRANCH OF THE FUTURE

blog article

Mar 28, 2019

Disruptive technologies are challenging traditional bank business models and changing how banks interact with their customers. Cores are being modernized, and artificial Intelligence (AI) and machine learning (ML) technologies are automating, refining and optimizing processes. Meanwhile, digital and...

Read More

Capabilities to be built on- Blockchain Payment Platform CAPABILITIES TO BE BUILT ON- BLOCKCHAIN PAYMENT PLATFORM

blog article

Mar 28, 2019

Across the globe, banks are adopting to new technology for secured Banking in payments area. As Corporate Banks / Financial Institutions seeks to have safe and secured network to perform remittance transactions.Blockchain network have the capabilities to meet the technology demands of bank and Finan...

Read More

User Experience is Everything: BitPay USER EXPERIENCE IS EVERYTHING: BITPAY'S NEW INVOICE

blog article

Mar 28, 2019

Customer experience is the next battleground where crypto businesses will win or die.” We’re not sure where that quote is from. I’m convinced it appeared out of the ether and into BitPay's office. Regardless, it’s at the heart of BitPay’s values. It’s why our ...

Read More

5 Fascinating Cryptocurrencies for Entrepreneurs 5 FASCINATING CRYPTOCURRENCIES FOR ENTREPRENEURS

blog article

Mar 28, 2019

Amidst the successive wave of IoT and Blockchain and other millions of buzzwords in the techno-space, the rise of Cryptocurrency has proven to be a game-changer for the fin-tech sector. The increasing popularity across the world has made it a global phenomenon today. According to Investopedia, &ldqu...

Read More

Customer Intelligence and AI, A Banks’ Lifeguard in the Millennial Age CUSTOMER INTELLIGENCE AND AI, A BANKS’ LIFEGUARD IN THE MILLENNIAL AGE

blog article

Mar 27, 2019

The enterprises in the 21st century have been drawn into the data endearing ecosystem that is currently present today. With the formula of more data, more success gaining popularity amongst several decision makers, it is highly evident that enterprises are focussed on quality customer intelligence, ...

Read More

Future of finance technology in money transfers FUTURE OF FINANCE TECHNOLOGY IN MONEY TRANSFERS

blog article

Mar 27, 2019

The financial services industry has seen remarkable changes since the turn of the century. In common with most industries it has been transformed by the internet and digital technologies, which in this context means finance technology, also known as fintech. As a result, banks and other traditional ...

Read More

Crypto Miner Manufacturer Bitmain on Its Leadership Change & IPO Expiration CRYPTO MINER MANUFACTURER BITMAIN ON ITS LEADERSHIP CHANGE & IPO EXPIRATION

blog article

Mar 27, 2019

Bitcoin and cryptocurrency miner manufacturer Bitmain confirmed in a new blog post changes to its leadership structure and the expiration of its initial public offering (IPO) application with Hong Kong’s stock exchange. The shifting comes as Bitmain is angling to tackle 2019 in more resolute f...

Read More

MAKING NORTH AMERICAN INSURANCE INNOVATION VISIBLE MAKING NORTH AMERICAN INSURANCE INNOVATION VISIBLE

blog article

Mar 27, 2019

North American insurers: it’s time to enter your visionary new capabilities for the Efma-Accenture Innovation in Insurance Awards. Last year, we saw the awards expand into a truly global initiative. While the main ceremony will be held this year in Amsterdam, on June 24, we will once again be ...

Read More

HOW AI AND INTELLIGENT AUTOMATION CAN BOOST INSURANCE HOW AI AND INTELLIGENT AUTOMATION CAN BOOST INSURANCE

blog article

Mar 27, 2019

In our research on “The New, New Normal: Exponential Growth”, 56 percent of executives agreed that AI deployment will drive new growth and revenue opportunities by accelerating new products and services. Fifty-eight percent said that AI-enabled revenue growth will come from increased cus...

Read More

Connected corporate banking: One stop for real-time treasury CONNECTED CORPORATE BANKING: ONE STOP FOR REAL-TIME TREASURY

blog article

Mar 27, 2019

In an 1882 letter to his art dealer brother, Vincent van Gogh pointed out that, “Great things are not done by impulse, but by a series of small things brought together.” That sentiment of meaningful progress being achieved through the accretion of incremental improvements is a good analo...

Read More

Digital payments and expanding financial access to the unbanked DIGITAL PAYMENTS AND EXPANDING FINANCIAL ACCESS TO THE UNBANKED

blog article

Mar 27, 2019

Of the two billion adults (not to mention millions of small businesses) who remain unbanked globally, two-thirds of them own a mobile phone, according to the World Bank.1 That’s good news for payments providers with broad goals to advance financial inclusion around the globe. Financial inclusi...

Read More

Time for innovation in Open Banking business models TIME FOR INNOVATION IN OPEN BANKING BUSINESS MODELS

blog article

Mar 26, 2019

Open Banking is making a significant impact upon the banking industry in Europe. The banking market structure keeps changing and shifts in revenue continue, with new players growing faster than incumbent banks. PSD2 encourages new entrants in Europe. In the UK, for example, 50 new players received l...

Read More

The Digital Age Requires a Business Culture Based on a New Mindset THE DIGITAL AGE REQUIRES A BUSINESS CULTURE BASED ON A NEW MINDSET

blog article

Mar 26, 2019

My previous post about transitioning from a “marketing mindset” to an “experience mindset” raised controversial discussions. Some even call it “digital business manifesto.” Anyway, I'm not pretending to teach the right business approach for the digital age. My...

Read More

How to Transfer Money From One Bank to Another HOW TO TRANSFER MONEY FROM ONE BANK TO ANOTHER

blog article

Mar 26, 2019

If your funds are spread across accounts at different institutions, it helps to have an easy way to make transfers between them. Online transfers are a convenient way to transfer money from one bank to another. Online transfers are generally free at online banks and some traditional banks, but other...

Read More

How ‘Free Money’ Bank Promotions Can Boost Your Savings HOW ‘FREE MONEY’ BANK PROMOTIONS CAN BOOST YOUR SAVINGS

blog article

Mar 26, 2019

Bank interest rates are hardly considered a big perk — there are many Scrooge-like accounts out there that barely pay enough to offer loose change. But some people are getting $100, $200, even more than $300 from their banks. Their secret? Free money promotions. Banks are paying customers to o...

Read More

What Executives Should Know About Ethereum WHAT EXECUTIVES SHOULD KNOW ABOUT ETHEREUM

blog article

Mar 26, 2019

Bitcoin was the first implementation of a working blockchain technology. The idea has been built on with several other implementations. One of the most exciting is Ethereum. In some instances Ethereum's coin, Ether, is compared with Bitcoin, and you see both cited in cryptocurrency value listing...

Read More

The love hate relationship of Wall Street and the Crypto Industry THE LOVE HATE RELATIONSHIP OF WALL STREET AND THE CRYPTO INDUSTRY

blog article

Mar 25, 2019

One of the most interesting relationships over the past year and a half to watch develop globally has been that of Wall Street and the crypto industry. At the peak of the crypto boom, Wall Street was salivating over the idea of investing into cryptos, hoping to make as much profit out of it as possi...

Read More

Blockchain Makes Its Way into the Diamond Industry as De Beers Starts to Experiment with New Tech BLOCKCHAIN MAKES ITS WAY INTO THE DIAMOND INDUSTRY AS DE BEERS STARTS TO EXPERIMENT WITH NEW TECH

blog article

Mar 25, 2019

The highly flexible nature of blockchain has started to become really apparent in recent years. The technology has managed to find its way into many areas of life, and various companies in many different industries have been actively experimenting with it for various purposes. And while some of thos...

Read More

Rakuten Wallet completes registration as virtual currency exchange RAKUTEN WALLET COMPLETES REGISTRATION AS VIRTUAL CURRENCY EXCHANGE

blog article

Mar 25, 2019

Rakuten Inc (TYO:4755) has earlier today announced that the registration process of Rakuten Wallet, formerly known as Everybody’s Bitcoin, as a virtual currency exchange is complete. Rakuten first announced its plans to acquire Everybody’s Bitcoin in August 2018. Commenting on the deal&r...

Read More

How Banks Help Medical Professionals Manage and Grow Their Practices HOW BANKS HELP MEDICAL PROFESSIONALS MANAGE AND GROW THEIR PRACTICES

blog article

Mar 22, 2019

“At Harvard Business School, I had a great investment management class with a professor who has schooled many of the best in the business,” Meyer wrote at the time on his popular Coyote Blog. “If an investment we were analyzing turned out to be a real dog, he would ask us ‘Wh...

Read More

Asset Management: Drive a profitable growth agenda in a context of fee pressure ASSET MANAGEMENT: DRIVE A PROFITABLE GROWTH AGENDA IN A CONTEXT OF FEE PRESSURE

blog article

Mar 22, 2019

Tackling profitability challenges in asset management Henri Wajsblat, Anaplan’s Head of Financial Services Solutions, interviewed Accenture Managing Director Julien Ciroux about profitability challenges in the asset management industry, what asset managers should expect from technology, and th...

Read More

Three merchant mindset shifts in payment acceptance THREE MERCHANT MINDSET SHIFTS IN PAYMENT ACCEPTANCE

blog article

Mar 22, 2019

Merchants are at the center of a massive transformation in payment acceptance. Digital payments experiences are more than novel and convenient, they are driving purchasing decisions. The payment acceptance choices merchants make now—and the ecosystems they do (or don’t) enable—will...

Read More

A new role for the financial services contact center A NEW ROLE FOR THE FINANCIAL SERVICES CONTACT CENTER

blog article

Mar 22, 2019

The contact center’s role has changed multiple times since companies first started gathering customer service representatives together to take phone calls. Initially, financial services firms envisioned contact centers as an alternative channel to bank branches or insurance offices, providing ...

Read More

Blockchain Time Capsules: Why Family Chains Should Replace Family Trees BLOCKCHAIN TIME CAPSULES: WHY FAMILY CHAINS SHOULD REPLACE FAMILY TREES

blog article

Mar 22, 2019

Future generations wouldn’t have to worry about forgetting valuable family memories, and you would be able to refer back to important documents for referencing and information. Certainly, with the advent of self-testing DNA kits, there are many ways to learn about your past. But sending a swab...

Read More

Jeffry Gates’ Gates Capital Management’s Return, AUM, and Holdings JEFFRY GATES’ GATES CAPITAL MANAGEMENT’S RETURN, AUM, AND HOLDINGS

blog article

Mar 22, 2019

Jeffry Gates’ Gates Capital Management is an event-driven alternative asset manager founded back in 1996, which managed around $2.69 billion on a discretionary basis at the end of 2016. Besides being its founder, Jeffrey Gates is the current President and Portfolio Manager of the fund, whose h...

Read More

Matt Sirovich and Jeremy Mindich’s Scopia Capital’s Return, AUM, and Holdings MATT SIROVICH AND JEREMY MINDICH’S SCOPIA CAPITAL’S RETURN, AUM, AND HOLDINGS

blog article

Mar 22, 2019

Back in 2001 Matt Sirovich and Jeremy Mindich founded institutional alternative asset management called Scopia Capital. The fund is based in New York City, and it has around $11.37 billion in asset under management (December 2016). It provides investment management services with a long/short value d...

Read More

Investment Advice for Women in Transition INVESTMENT ADVICE FOR WOMEN IN TRANSITION

blog article

Mar 21, 2019

How to get your financial life back in order after life transitions. No one knows how disruptive life can be better than women in transition. Whether it’s widowhood or divorce, getting a job or losing one, moving into a house or out of one, women in transition are well acquainted with life&rsq...

Read More

5 Investments to Make With a Lump Sum 5 INVESTMENTS TO MAKE WITH A LUMP SUM

blog article

Mar 21, 2019

Investing a lump sum of money of thousands of dollars into stocks and exchange-traded funds can often generate a higher return compared to holding on to the cash in an attempt to time the market. Stocks and ETFs can be purchased with a large windfall of money acquired through inheritance or the sale...

Read More

7 Emerging Markets Stocks to Buy for Dividends 7 EMERGING MARKETS STOCKS TO BUY FOR DIVIDENDS

blog article

Mar 21, 2019

Global income awaits. While dividend investors are prone to stick to known domestic companies, the reality is many entrenched U.S. stocks are not exactly the safest bet in the world these days. Think of General Electric Co. (ticker: GE), which slashed its dividend three times, or Kraft-Heinz Co. (KH...

Read More

8 of the Best Banking Apps 8 OF THE BEST BANKING APPS

blog article

Mar 21, 2019

Technology makes life easier. And convenience is everything. That’s why banking online, particularly mobile banking, is so popular. But which banking app is best? The Credit.com editorial team looked at some of the best banking apps out there to help you find the one that’s right for you...

Read More

Are Open Consortia the Answer to Corporate Banking APIs? ARE OPEN CONSORTIA THE ANSWER TO CORPORATE BANKING APIS?

blog article

Mar 21, 2019

Banks struggle to balance two imperatives: to open their systems to external partners and clients via application programming interfaces (APIs) and to control the user interaction. In order to maintain the direct and captive relationship with their corporate clients, banks are building their own API...

Read More

How transportation innovation is transforming insurance HOW TRANSPORTATION INNOVATION IS TRANSFORMING INSURANCE

blog article

Mar 21, 2019

Dockless scooters. Bike sharing. Self-flying taxis. The way we move is changing—with big implications for insurance. Lines are blurring right now in the world of transportation on a scale note seen since the days of Henry Ford and the Model T. Services like Uber and Lyft offer transport-as-an-...

Read More

THE FUTURE OF FINANCIAL SERVICES? IT’S BUILT ON AN ADAPTIVE WORKFORCE THE FUTURE OF FINANCIAL SERVICES? IT’S BUILT ON AN ADAPTIVE WORKFORCE

blog article

Mar 21, 2019

To succeed in a rapidly evolving environment, insurance organisations must be able to pivot fast. A flexible financial services (FS) business requires an adaptive workforce. The time to shape it is now.
New technology, changing consumer and employee demographics, digital-age business models, ...

Read More

Can smarter accounting improve bank regulation? CAN SMARTER ACCOUNTING IMPROVE BANK REGULATION?

blog article

Mar 21, 2019

The Federal Reserve walks a tightrope as it tries to promote stability and growth in the United States’ financial system while also curbing excessive bank lending risk. But as the 2018 year-end bear market demonstrated, Fed moves can risk plunging markets into chaos. New accounting standards m...

Read More

Choosing the Right Financial Institution for Your Personal Loan CHOOSING THE RIGHT FINANCIAL INSTITUTION FOR YOUR PERSONAL LOAN

blog article

Mar 20, 2019

Personal loans are usually taken to cover immediate purposes including vacations, weddings, higher education, medical expenditure, home renovation and so on. There are several major public and private sector banks and NBFCs (non banking finance companies) offering personal loans in India. However, c...

Read More

Should the European Central Bank issue its own digital currency? SHOULD THE EUROPEAN CENTRAL BANK ISSUE ITS OWN DIGITAL CURRENCY?

blog article

Mar 20, 2019

Cryptocurrencies and their potential impact on central banking have sparked a policy debate on addressing their potential risks to the banking and monetary systems. By highlighting the functional similarities between bitcoin and central bank money (CeBM) and investigating the challenges that the pot...

Read More

A Large IT-Company Begins Accepting Cryptocurrency A LARGE IT-COMPANY BEGINS ACCEPTING CRYPTOCURRENCY

blog article

Mar 20, 2019

An American company Avnet which is on the list of the largest technological organizations version of Fortune 500 announced that they are ready to accept digital coins including Bitcoin as payments. This was made possible because of a BitPlay service. It should be noted that Avnet has also begun coll...

Read More

Your 7-Step Guide to a Digital Account-Opening System YOUR 7-STEP GUIDE TO A DIGITAL ACCOUNT-OPENING SYSTEM

blog article

Mar 20, 2019

Competition in the financial sector is fierce—not only from other banks, but also from the likes of Amazon, Apple and Google. These behemoths of technology—and, more importantly, the customer experience—are all looking to throw their respective hats into the financial ring.

Read More

How Getting an Online Mortgage Can Save Money HOW GETTING AN ONLINE MORTGAGE CAN SAVE MONEY

blog article

Mar 20, 2019

If you’re like most people, housing costs are your biggest expense. CBS News reported that U.S. rental prices hit a record high in 2018 at an average of $1,405 a month. On the flip side, Lending Tree reported that the average monthly mortgage cost was $1,029 in 2016. Rent tends to rise with ea...

Read More

Tips to ensure the best interest rate on your home loan TIPS TO ENSURE THE BEST INTEREST RATE ON YOUR HOME LOAN

blog article

Mar 20, 2019

Applying for a home loan? Remember that taking a home loan is arguably one of the biggest financial decision in a lifetime. Owning your home will not be that easy since you will have to take responsibility for repaying your monthly EMI in a timely manner without any defaults and also plan your budge...

Read More

The Biggest Mortgage Mistake Consumers Make THE BIGGEST MORTGAGE MISTAKE CONSUMERS MAKE

blog article

Mar 19, 2019

Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below. Despite the technical rigors of qualifying for a loan today, there is someth...

Read More

Why Bond Balance Is So Important WHY BOND BALANCE IS SO IMPORTANT

blog article

Mar 19, 2019

Here's the thing about bonds: They're not as glamorous as stocks by a long shot. The glorious rise of Amazon.com (ticker: AMZN) and the gory struggles of General Electric Co. (GE) boast a lot more storytelling arc than, say, crunching the micro-digits of a U.S. Treasury bond – which wi...

Read More

When is the Best Time to Get a Business Loan? WHEN IS THE BEST TIME TO GET A BUSINESS LOAN?

blog article

Mar 19, 2019

Thinking of applying for a business loan for your enterprise? You have to consider whether it is the right time to avail of a business loan or not. There are several banks and non banking financial corporation’s (NBFCs) which offer business loans to organizations of almost all sizes. You must ...

Read More

Gold Higher as Global Risk Rises GOLD HIGHER AS GLOBAL RISK RISES

blog article

Mar 19, 2019

Gold rose on Tuesday ahead of the U.S. Federal Reserve kicked off its March FOMC meeting. The US central bank is expected to remain dovish as it keeps its benchmark rate unchanged. The focus will be on the language on the statement and the words from Fed Chair Jerome Powell. The Fed quickly put the ...

Read More

Smart Ways to Reduce Your Personal Loan Burden Without Affecting Your Wallet SMART WAYS TO REDUCE YOUR PERSONAL LOAN BURDEN WITHOUT AFFECTING YOUR WALLET

blog article

Mar 19, 2019

Personal loans often make our lives easier by helping us out during the cash crunches. But never to ignore the fact that paying off the loan(s) is a liability and failing to fulfill the same can land us in hot water at any given time. Personal loans of all kinds are generally costlier than secured l...

Read More

What the financial services cybersecurity masters know WHAT THE FINANCIAL SERVICES CYBERSECURITY MASTERS KNOW

blog article

Mar 18, 2019

To assess cyber resilience across the industries studied in the Accenture 2018 Cyber Resilience report, Accenture Security evaluated industries according to 33 cybersecurity capabilities across seven domains (details in Figure 1). Looking at both Banking/Capital Markets and Insurance, the news was p...

Read More

6 Factors That Determine Your Small Business Loan Interest Rate 6 FACTORS THAT DETERMINE YOUR SMALL BUSINESS LOAN INTEREST RATE

blog article

Mar 18, 2019

For many small business owners, choosing a business loan comes down to a single factor: interest. They look at all the options they qualify for and, unless there is a clear reason not to do so, choose the one with the lowest interest rate. Since interest plays such a crucial role in this decision, i...

Read More

Cryptocurrency’s Fight Against Predatory Payday Loans CRYPTOCURRENCY’S FIGHT AGAINST PREDATORY PAYDAY LOANS

blog article

Mar 18, 2019

This year, about 12 million Americans will get sucked into the black hole that is the short-term loan industry. Short-term, small-dollar loans, better known as payday loans, have ballooned into a $90 billion market with no signs of slowing down. With a payday loan, you typically borrow between $300 ...

Read More

Why Are Millennials Turning to Cryptocurrencies? WHY ARE MILLENNIALS TURNING TO CRYPTOCURRENCIES?

blog article

Mar 18, 2019

Stacey Keagan stands in front of the chilled foods section at the Walgreens across the street from her office. Keagan, a liberal arts graduate from Smith College has to make her biggest decision of the day, how to spend the five dollars which she’s budgeted for her lunch. There are days when K...

Read More

ABA Calls for Extension of Compliance Date of CFPB Small-Dollar Lending Rule ABA CALLS FOR EXTENSION OF COMPLIANCE DATE OF CFPB SMALL-DOLLAR LENDING RULE

blog article

Mar 18, 2019

The American Bankers Association today urged the Consumer Financial Protection Bureau to extend the compliance date for all provisions of its final rule governing short-term, small-dollar loans. The extension would give the CFPB time to revise the rule to exclude traditional consumer loans offered b...

Read More

Looking to Buy HEXO? Here Are 5 Things You Should Know About the Marijuana Stock First LOOKING TO BUY HEXO? HERE ARE 5 THINGS YOU SHOULD KNOW ABOUT THE MARIJUANA STOCK FIRST

blog article

Mar 17, 2019

HEXO Corp. (NYSEMKT: HEXO) took investors on a roller-coaster ride in 2018. The marijuana stock more than doubled by October, but gave up most of its gains to end the year up by only 5%. HEXO is off to a great start in 2019, though, with shares soaring 78% so far. Despite its nice run in 2019, HEXO&...

Read More

Why Trading Crypto Currencies on Foreign Exchanges to Avoid Taxes is a Dumb Idea WHY TRADING CRYPTO CURRENCIES ON FOREIGN EXCHANGES TO AVOID TAXES IS A DUMB IDEA

blog article

Mar 17, 2019

Do you live in a country that enforces the rule of law, such as the United States, Canada, or a member of the EU? Do you think you can avoid paying taxes on cryptocurrency trading and appreciation? Do you trade on centralized foreign exchanges such as Binance, or decentralized exchanges like Ether D...

Read More

Why some investors say tech stocks are becoming less risky WHY SOME INVESTORS SAY TECH STOCKS ARE BECOMING LESS RISKY

blog article

Mar 16, 2019

The technology sector has long been thought of as the classic cyclical investment, with tech companies typically selling nonessential products and services to businesses and consumers and their stocks often supported by high revenue growth projections that come undone during economic downturns.

Read More

If you invested $1,000 in Boeing 10 years ago, here IF YOU INVESTED $1,000 IN BOEING 10 YEARS AGO, HERE'S HOW MUCH YOU'D HAVE NOW

blog article

Mar 16, 2019

Shares of aircraft-manufacturing company Boeing took a hit early this week, losing $26.6 billion in market value Monday and Tuesday, following a deadly crash of one of its 737 Max 8 airplanes in Ethiopia. That model has since been grounded by the Federal Aviation Administration, as well as by aviati...

Read More

US STOCKS-Wall St climbs with tech shares, trade optimism US STOCKS-WALL ST CLIMBS WITH TECH SHARES, TRADE OPTIMISM

blog article

Mar 15, 2019

China's state-run Xinhua news agency said Washington and Beijing were making further substantive progress on trade talks.The report came as a relief after news that a summit to seal adeal between the two sides will not happen at Marchend. Urn newsml reuters.com nB9N20G02Gurn newsml reuters.com n...

Read More

Same old banking and bananas SAME OLD BANKING AND BANANAS

blog article

Mar 14, 2019

You will be delighted to hear, this Greek is coping with the cold better than expected (the cinnamon buns can take your mind off most things, trust me) and I now have my routes (you know, airport to the office with my eyes closed and whatnot) and familiarity is setting in. And familiarity is a wonde...

Read More

Spanish stock market operator BME tests blockchain for collateral pledge SPANISH STOCK MARKET OPERATOR BME TESTS BLOCKCHAIN FOR COLLATERAL PLEDGE

blog article

Mar 14, 2019

The idea is to remove the use and exchange of physical certificates. The proof of concept (PoC) entailed the constitution and release of collateral pledged by Renta 4 Banco to cover customer’s positions at BME Clearing, BME’s central counterparty. Berta Ares, head of digital transformati...

Read More

Banking Modernization: Is It A Communication Breakdown? BANKING MODERNIZATION: IS IT A COMMUNICATION BREAKDOWN?

blog article

Mar 14, 2019

The famous line "What we've got here is failure to communicate" from Cool Hand Luke (1967) serves as a warning shot in the current blitzkrieg of Digital Transformation for banks. As financial institutions are charging toward ever-increased market share growth and maximized operational ...

Read More

Should You Go for No Guarantor Loans? SHOULD YOU GO FOR NO GUARANTOR LOANS?

blog article

Mar 14, 2019

There is much bother when you fall in some urgent need of money. Randomly, you approach to your friends or family for some help. But this is not possible always. Maybe you have shifted to a new city and you realize that the house, you are moving in, needs some renovation. Asking them for any financi...

Read More

THE BEST FREE CHECKING ACCOUNTS FOR YOUR BANKING NEEDS THE BEST FREE CHECKING ACCOUNTS FOR YOUR BANKING NEEDS

blog article

Mar 14, 2019

Today we're checking out the best free checking accounts for consumers. Depending on where you bank, what you do, or what you're comfortable with, there is likely a free checking account that will work for you. Too many people fall for the myth that banking is expensive and that the only opt...

Read More

THE BEST ONLINE BANKS FOR YOUR MONEY IN 2019 THE BEST ONLINE BANKS FOR YOUR MONEY IN 2019

blog article

Mar 14, 2019

Are you tired of waiting in long lines, and dealing with too many feesand minimum requirements? Opening a checking account with an online bank could be your solution. Today, almost every bank offers online banking options, but did you know that there are banks that solely operate online, with no act...

Read More

TOP 10 BEST MONEY MARKET ACCOUNTS FOR 2019 (UPDATED!) TOP 10 BEST MONEY MARKET ACCOUNTS FOR 2019 (UPDATED!)

blog article

Mar 14, 2019

If you're looking to get a better interest rate on your savings, you need to consider opening a money market account. Money market accounts operate extremely similar to savings accounts, and they are available at most banks. However, you're typically going to find the best money market accou...

Read More

For financial services, data could be a double-edged sword FOR FINANCIAL SERVICES, DATA COULD BE A DOUBLE-EDGED SWORD

blog article

Mar 14, 2019

Data made global headlines in 2018 for all the wrong reasons. Many consumers now have a distorted understanding of data usage and risks. For insurers, banks, and capital markets firms, the solution is radical transparency. The many data scandals of 2018 put cracks in the long-held assumption that co...

Read More

Sensex, Nifty end flat; Yes Bank, IndusInd Bank top gainers SENSEX, NIFTY END FLAT; YES BANK, INDUSIND BANK TOP GAINERS

blog article

Mar 14, 2019

Stock markets closed with marginal gains in a volatile trade Thursday as investors booked profits at higher levels amid mixed global cues. After rising over 150 points in early trade, the benchmark BSE Sensex ended up by 2.72 points, or 0.01 per cent, at 37,754.89, extending gains to the fourth sess...

Read More

Here’s the tax bill if you hit the $448 million Powerball jackpot HERE’S THE TAX BILL IF YOU HIT THE $448 MILLION POWERBALL JACKPOT

blog article

Mar 13, 2019

If someone hits the $448 million jackpot in Wednesday night’s Powerball drawing, Uncle Sam will be waiting in the wings with both palms out. While the odds of winning the top prize are stacked against players, the IRS — and often the state where you live — wastes no time getting at...

Read More

Former Deutsche Bank equity derivatives trader finds new home at Scotiabank FORMER DEUTSCHE BANK EQUITY DERIVATIVES TRADER FINDS NEW HOME AT SCOTIABANK

blog article

Mar 13, 2019

A former equity derivatives trader at Deutsche Bank who spent more than a decade at the German lender has popped up at Scotiabank. Kaan Onur started earlier this month in New York. Deutsche Bank has reportedly been “juniorizing” its equities staff in the U.S. as part of its new strategic...

Read More

Banks revise rates, but don’t transfer your home loan yet BANKS REVISE RATES, BUT DON’T TRANSFER YOUR HOME LOAN YET

blog article

Mar 13, 2019

Almost a month after the Reserve Bank of India (RBI) reduced the repo rate by 25 basis points (bps) in February, banks have started revising the marginal cost of funds-based lending rate(MCLR) downwards, though marginally. MCLR is the lowest possible interest rate that a bank can charge for a home l...

Read More

Market Data, Reference Data and Blockchain MARKET DATA, REFERENCE DATA AND BLOCKCHAIN

blog article

Mar 13, 2019

Blockchain, or distributed ledger technology (DLT), has the potential to disrupt a wide range of business models across the financial services industry. However, the potential application of blockchain to the worlds of market data and reference data has not received that much attention. It’s d...

Read More

7 of the Best Bond ETFs to Buy Now 7 OF THE BEST BOND ETFS TO BUY NOW

blog article

Mar 13, 2019

A buffet for bond investors. While many think investing primarily involves the stock market, it's important to remember the bond market is significantly larger. The total value of U.S. stocks is about $20 trillion, while the bond market is more than $40 trillion. Bonds essentially are loans, eit...

Read More

Why I changed my mind about volatile Roku stocks WHY I CHANGED MY MIND ABOUT VOLATILE ROKU STOCKS

blog article

Mar 13, 2019

Earlier this month, I thought I made a persuasive case for investors to avoid Roku (ROKU) stock before it went on a tear in the wake of better-than-expected earnings and optimism about a partnership with Apple (AAPL). Since my crystal ball appears to have been faulty, I decided to take another look ...

Read More

3 Stocks Value Investors Should Love 3 STOCKS VALUE INVESTORS SHOULD LOVE

blog article

Mar 13, 2019

Interest in value investing seems to wax and wane over time. When the market is in a frenzy and high-growth companies are soaring, value investing certainly loses its luster. Coincidentally, it's time like this that investors should be seeking out some of the great companies that are out of favo...

Read More

What Are No Credit Check Loans? WHAT ARE NO CREDIT CHECK LOANS?

blog article

Mar 13, 2019

Most lenders check your credit history when you apply for a loan. If you have a record of making payments on time and aren’t using most of your available credit, you’re more likely to be approved for mortgages and other types of loans. You’ll also qualify for better interest rates ...

Read More

US STOCKS-Wall St gains on benign inflation data; Boeing extends fall US STOCKS-WALL ST GAINS ON BENIGN INFLATION DATA; BOEING EXTENDS FALL

blog article

Mar 12, 2019

(For a live blog on the U.S. stock market, click LIVE/ ortype LIVE/ in a news window)  Boeing down for second session, weighs on airlines  U.S. consumer prices post first rise in four months Dow off 0.13 pct, S&P up 0.22 pct, Nasdaq rises 0.09 pct  British lawmakers to vote on Bre...

Read More

Federal Reserve, the Economy and CD Rate Forecast FEDERAL RESERVE, THE ECONOMY AND CD RATE FORECAST

blog article

Mar 12, 2019

The February jobs report that was released last Friday and today’s CPI release point to the Fed being patient with rates. The FOMC meeting next week (March 19-20) will most likely prove that the Fed’s policy has changed from gradual rate hikes to a rate pause. The February jobs report wa...

Read More

Why Interest is Rising in Bank Stocks WHY INTEREST IS RISING IN BANK STOCKS

blog article

Mar 12, 2019

NOT ONLY CAN YOU BUY shares on Wall Street: You can literally buy shares in Wall Street, as the financial sector boasts some heavy hitters so far as dividend stocks go.Yet putting your money in banks (as in banking and finance stocks) isn't a sure thing by a long shot. Just ask those who wiped o...

Read More

Govt bans unregulated deposits offered by builders, jewellers GOVT BANS UNREGULATED DEPOSITS OFFERED BY BUILDERS, JEWELLERS

blog article

Mar 12, 2019

Cracking down on the unregulated lending market, the government has banned high-risk deposit schemes offered by builders and jewellers. The companies used the deposits to fund their needs and attracted investors by offering high interest rates. The practice was fairly common in tier II and tier III ...

Read More

Dollar playing second fiddle to Brexit DOLLAR PLAYING SECOND FIDDLE TO BREXIT

blog article

Mar 12, 2019

Global equities have extended yesterday’s gains, along with U.S futures, as the broad risk-on attitude across markets continues. Treasuries prices are under pressure and the ‘big’ dollar has edged a tad lower, while sterling is climbing ahead of this afternoons crucial Brexit vote....

Read More

What changed for the market while you were sleeping? Top 10 things to know WHAT CHANGED FOR THE MARKET WHILE YOU WERE SLEEPING? TOP 10 THINGS TO KNOW

blog article

Mar 12, 2019

The market staged a spectacular rally on March 11 with the Sensex rallying nearly 400 points and the Nifty 50 closing above the critical resistance level of 11,118. All sectoral indices participated in the rally barring IT, with Auto, Metals and PSU Bank rising 2-3 percent.The 30-share BSE Sensex cl...

Read More