RESOURCES


home.aspx
   
Jeffry Gates’ Gates Capital Management’s Return, AUM, and Holdings JEFFRY GATES’ GATES CAPITAL MANAGEMENT’S RETURN, AUM, AND HOLDINGS

blog article

Mar 22, 2019

Jeffry Gates’ Gates Capital Management is an event-driven alternative asset manager founded back in 1996, which managed around $2.69 billion on a discretionary basis at the end of 2016. Besides being its founder, Jeffrey Gates is the current President and Portfolio Manager of the fund, whose h...

Read More

Matt Sirovich and Jeremy Mindich’s Scopia Capital’s Return, AUM, and Holdings MATT SIROVICH AND JEREMY MINDICH’S SCOPIA CAPITAL’S RETURN, AUM, AND HOLDINGS

blog article

Mar 22, 2019

Back in 2001 Matt Sirovich and Jeremy Mindich founded institutional alternative asset management called Scopia Capital. The fund is based in New York City, and it has around $11.37 billion in asset under management (December 2016). It provides investment management services with a long/short value d...

Read More

Investment Advice for Women in Transition INVESTMENT ADVICE FOR WOMEN IN TRANSITION

blog article

Mar 21, 2019

How to get your financial life back in order after life transitions. No one knows how disruptive life can be better than women in transition. Whether it’s widowhood or divorce, getting a job or losing one, moving into a house or out of one, women in transition are well acquainted with life&rsq...

Read More

5 Investments to Make With a Lump Sum 5 INVESTMENTS TO MAKE WITH A LUMP SUM

blog article

Mar 21, 2019

Investing a lump sum of money of thousands of dollars into stocks and exchange-traded funds can often generate a higher return compared to holding on to the cash in an attempt to time the market. Stocks and ETFs can be purchased with a large windfall of money acquired through inheritance or the sale...

Read More

7 Emerging Markets Stocks to Buy for Dividends 7 EMERGING MARKETS STOCKS TO BUY FOR DIVIDENDS

blog article

Mar 21, 2019

Global income awaits. While dividend investors are prone to stick to known domestic companies, the reality is many entrenched U.S. stocks are not exactly the safest bet in the world these days. Think of General Electric Co. (ticker: GE), which slashed its dividend three times, or Kraft-Heinz Co. (KH...

Read More

8 of the Best Banking Apps 8 OF THE BEST BANKING APPS

blog article

Mar 21, 2019

Technology makes life easier. And convenience is everything. That’s why banking online, particularly mobile banking, is so popular. But which banking app is best? The Credit.com editorial team looked at some of the best banking apps out there to help you find the one that’s right for you...

Read More

How Getting an Online Mortgage Can Save Money HOW GETTING AN ONLINE MORTGAGE CAN SAVE MONEY

blog article

Mar 20, 2019

If you’re like most people, housing costs are your biggest expense. CBS News reported that U.S. rental prices hit a record high in 2018 at an average of $1,405 a month. On the flip side, Lending Tree reported that the average monthly mortgage cost was $1,029 in 2016. Rent tends to rise with ea...

Read More

Choosing the Right Financial Institution for Your Personal Loan CHOOSING THE RIGHT FINANCIAL INSTITUTION FOR YOUR PERSONAL LOAN

blog article

Mar 20, 2019

Personal loans are usually taken to cover immediate purposes including vacations, weddings, higher education, medical expenditure, home renovation and so on. There are several major public and private sector banks and NBFCs (non banking finance companies) offering personal loans in India. However, c...

Read More

Tips to ensure the best interest rate on your home loan TIPS TO ENSURE THE BEST INTEREST RATE ON YOUR HOME LOAN

blog article

Mar 20, 2019

Applying for a home loan? Remember that taking a home loan is arguably one of the biggest financial decision in a lifetime. Owning your home will not be that easy since you will have to take responsibility for repaying your monthly EMI in a timely manner without any defaults and also plan your budge...

Read More

The Biggest Mortgage Mistake Consumers Make THE BIGGEST MORTGAGE MISTAKE CONSUMERS MAKE

blog article

Mar 19, 2019

Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below. Despite the technical rigors of qualifying for a loan today, there is someth...

Read More

Smart Ways to Reduce Your Personal Loan Burden Without Affecting Your Wallet SMART WAYS TO REDUCE YOUR PERSONAL LOAN BURDEN WITHOUT AFFECTING YOUR WALLET

blog article

Mar 19, 2019

Personal loans often make our lives easier by helping us out during the cash crunches. But never to ignore the fact that paying off the loan(s) is a liability and failing to fulfill the same can land us in hot water at any given time. Personal loans of all kinds are generally costlier than secured l...

Read More

When is the Best Time to Get a Business Loan? WHEN IS THE BEST TIME TO GET A BUSINESS LOAN?

blog article

Mar 19, 2019

Thinking of applying for a business loan for your enterprise? You have to consider whether it is the right time to avail of a business loan or not. There are several banks and non banking financial corporation’s (NBFCs) which offer business loans to organizations of almost all sizes. You must ...

Read More

Why Bond Balance Is So Important WHY BOND BALANCE IS SO IMPORTANT

blog article

Mar 19, 2019

Here's the thing about bonds: They're not as glamorous as stocks by a long shot. The glorious rise of Amazon.com (ticker: AMZN) and the gory struggles of General Electric Co. (GE) boast a lot more storytelling arc than, say, crunching the micro-digits of a U.S. Treasury bond – which wi...

Read More

6 Factors That Determine Your Small Business Loan Interest Rate 6 FACTORS THAT DETERMINE YOUR SMALL BUSINESS LOAN INTEREST RATE

blog article

Mar 18, 2019

For many small business owners, choosing a business loan comes down to a single factor: interest. They look at all the options they qualify for and, unless there is a clear reason not to do so, choose the one with the lowest interest rate. Since interest plays such a crucial role in this decision, i...

Read More

Cryptocurrency’s Fight Against Predatory Payday Loans CRYPTOCURRENCY’S FIGHT AGAINST PREDATORY PAYDAY LOANS

blog article

Mar 18, 2019

This year, about 12 million Americans will get sucked into the black hole that is the short-term loan industry. Short-term, small-dollar loans, better known as payday loans, have ballooned into a $90 billion market with no signs of slowing down. With a payday loan, you typically borrow between $300 ...

Read More

Why Are Millennials Turning to Cryptocurrencies? WHY ARE MILLENNIALS TURNING TO CRYPTOCURRENCIES?

blog article

Mar 18, 2019

Stacey Keagan stands in front of the chilled foods section at the Walgreens across the street from her office. Keagan, a liberal arts graduate from Smith College has to make her biggest decision of the day, how to spend the five dollars which she’s budgeted for her lunch. There are days when K...

Read More

ABA Calls for Extension of Compliance Date of CFPB Small-Dollar Lending Rule ABA CALLS FOR EXTENSION OF COMPLIANCE DATE OF CFPB SMALL-DOLLAR LENDING RULE

blog article

Mar 18, 2019

The American Bankers Association today urged the Consumer Financial Protection Bureau to extend the compliance date for all provisions of its final rule governing short-term, small-dollar loans. The extension would give the CFPB time to revise the rule to exclude traditional consumer loans offered b...

Read More

Why Trading Crypto Currencies on Foreign Exchanges to Avoid Taxes is a Dumb Idea WHY TRADING CRYPTO CURRENCIES ON FOREIGN EXCHANGES TO AVOID TAXES IS A DUMB IDEA

blog article

Mar 17, 2019

Do you live in a country that enforces the rule of law, such as the United States, Canada, or a member of the EU? Do you think you can avoid paying taxes on cryptocurrency trading and appreciation? Do you trade on centralized foreign exchanges such as Binance, or decentralized exchanges like Ether D...

Read More

Looking to Buy HEXO? Here Are 5 Things You Should Know About the Marijuana Stock First LOOKING TO BUY HEXO? HERE ARE 5 THINGS YOU SHOULD KNOW ABOUT THE MARIJUANA STOCK FIRST

blog article

Mar 17, 2019

HEXO Corp. (NYSEMKT: HEXO) took investors on a roller-coaster ride in 2018. The marijuana stock more than doubled by October, but gave up most of its gains to end the year up by only 5%. HEXO is off to a great start in 2019, though, with shares soaring 78% so far. Despite its nice run in 2019, HEXO&...

Read More

Why some investors say tech stocks are becoming less risky WHY SOME INVESTORS SAY TECH STOCKS ARE BECOMING LESS RISKY

blog article

Mar 16, 2019

The technology sector has long been thought of as the classic cyclical investment, with tech companies typically selling nonessential products and services to businesses and consumers and their stocks often supported by high revenue growth projections that come undone during economic downturns.

Read More

If you invested $1,000 in Boeing 10 years ago, here IF YOU INVESTED $1,000 IN BOEING 10 YEARS AGO, HERE'S HOW MUCH YOU'D HAVE NOW

blog article

Mar 16, 2019

Shares of aircraft-manufacturing company Boeing took a hit early this week, losing $26.6 billion in market value Monday and Tuesday, following a deadly crash of one of its 737 Max 8 airplanes in Ethiopia. That model has since been grounded by the Federal Aviation Administration, as well as by aviati...

Read More

US STOCKS-Wall St climbs with tech shares, trade optimism US STOCKS-WALL ST CLIMBS WITH TECH SHARES, TRADE OPTIMISM

blog article

Mar 15, 2019

China's state-run Xinhua news agency said Washington and Beijing were making further substantive progress on trade talks.The report came as a relief after news that a summit to seal adeal between the two sides will not happen at Marchend. Urn newsml reuters.com nB9N20G02Gurn newsml reuters.com n...

Read More

Spanish stock market operator BME tests blockchain for collateral pledge SPANISH STOCK MARKET OPERATOR BME TESTS BLOCKCHAIN FOR COLLATERAL PLEDGE

blog article

Mar 14, 2019

The idea is to remove the use and exchange of physical certificates. The proof of concept (PoC) entailed the constitution and release of collateral pledged by Renta 4 Banco to cover customer’s positions at BME Clearing, BME’s central counterparty. Berta Ares, head of digital transformati...

Read More

Same old banking and bananas SAME OLD BANKING AND BANANAS

blog article

Mar 14, 2019

You will be delighted to hear, this Greek is coping with the cold better than expected (the cinnamon buns can take your mind off most things, trust me) and I now have my routes (you know, airport to the office with my eyes closed and whatnot) and familiarity is setting in. And familiarity is a wonde...

Read More

THE BEST FREE CHECKING ACCOUNTS FOR YOUR BANKING NEEDS THE BEST FREE CHECKING ACCOUNTS FOR YOUR BANKING NEEDS

blog article

Mar 14, 2019

Today we're checking out the best free checking accounts for consumers. Depending on where you bank, what you do, or what you're comfortable with, there is likely a free checking account that will work for you. Too many people fall for the myth that banking is expensive and that the only opt...

Read More

THE BEST ONLINE BANKS FOR YOUR MONEY IN 2019 THE BEST ONLINE BANKS FOR YOUR MONEY IN 2019

blog article

Mar 14, 2019

Are you tired of waiting in long lines, and dealing with too many feesand minimum requirements? Opening a checking account with an online bank could be your solution. Today, almost every bank offers online banking options, but did you know that there are banks that solely operate online, with no act...

Read More

TOP 10 BEST MONEY MARKET ACCOUNTS FOR 2019 (UPDATED!) TOP 10 BEST MONEY MARKET ACCOUNTS FOR 2019 (UPDATED!)

blog article

Mar 14, 2019

If you're looking to get a better interest rate on your savings, you need to consider opening a money market account. Money market accounts operate extremely similar to savings accounts, and they are available at most banks. However, you're typically going to find the best money market accou...

Read More

Banking Modernization: Is It A Communication Breakdown? BANKING MODERNIZATION: IS IT A COMMUNICATION BREAKDOWN?

blog article

Mar 14, 2019

The famous line "What we've got here is failure to communicate" from Cool Hand Luke (1967) serves as a warning shot in the current blitzkrieg of Digital Transformation for banks. As financial institutions are charging toward ever-increased market share growth and maximized operational ...

Read More

Should You Go for No Guarantor Loans? SHOULD YOU GO FOR NO GUARANTOR LOANS?

blog article

Mar 14, 2019

There is much bother when you fall in some urgent need of money. Randomly, you approach to your friends or family for some help. But this is not possible always. Maybe you have shifted to a new city and you realize that the house, you are moving in, needs some renovation. Asking them for any financi...

Read More

Here’s the tax bill if you hit the $448 million Powerball jackpot HERE’S THE TAX BILL IF YOU HIT THE $448 MILLION POWERBALL JACKPOT

blog article

Mar 13, 2019

If someone hits the $448 million jackpot in Wednesday night’s Powerball drawing, Uncle Sam will be waiting in the wings with both palms out. While the odds of winning the top prize are stacked against players, the IRS — and often the state where you live — wastes no time getting at...

Read More

Former Deutsche Bank equity derivatives trader finds new home at Scotiabank FORMER DEUTSCHE BANK EQUITY DERIVATIVES TRADER FINDS NEW HOME AT SCOTIABANK

blog article

Mar 13, 2019

A former equity derivatives trader at Deutsche Bank who spent more than a decade at the German lender has popped up at Scotiabank. Kaan Onur started earlier this month in New York. Deutsche Bank has reportedly been “juniorizing” its equities staff in the U.S. as part of its new strategic...

Read More

Banks revise rates, but don’t transfer your home loan yet BANKS REVISE RATES, BUT DON’T TRANSFER YOUR HOME LOAN YET

blog article

Mar 13, 2019

Almost a month after the Reserve Bank of India (RBI) reduced the repo rate by 25 basis points (bps) in February, banks have started revising the marginal cost of funds-based lending rate(MCLR) downwards, though marginally. MCLR is the lowest possible interest rate that a bank can charge for a home l...

Read More

Market Data, Reference Data and Blockchain MARKET DATA, REFERENCE DATA AND BLOCKCHAIN

blog article

Mar 13, 2019

Blockchain, or distributed ledger technology (DLT), has the potential to disrupt a wide range of business models across the financial services industry. However, the potential application of blockchain to the worlds of market data and reference data has not received that much attention. It’s d...

Read More

7 of the Best Bond ETFs to Buy Now 7 OF THE BEST BOND ETFS TO BUY NOW

blog article

Mar 13, 2019

A buffet for bond investors. While many think investing primarily involves the stock market, it's important to remember the bond market is significantly larger. The total value of U.S. stocks is about $20 trillion, while the bond market is more than $40 trillion. Bonds essentially are loans, eit...

Read More

Why I changed my mind about volatile Roku stocks WHY I CHANGED MY MIND ABOUT VOLATILE ROKU STOCKS

blog article

Mar 13, 2019

Earlier this month, I thought I made a persuasive case for investors to avoid Roku (ROKU) stock before it went on a tear in the wake of better-than-expected earnings and optimism about a partnership with Apple (AAPL). Since my crystal ball appears to have been faulty, I decided to take another look ...

Read More

3 Stocks Value Investors Should Love 3 STOCKS VALUE INVESTORS SHOULD LOVE

blog article

Mar 13, 2019

Interest in value investing seems to wax and wane over time. When the market is in a frenzy and high-growth companies are soaring, value investing certainly loses its luster. Coincidentally, it's time like this that investors should be seeking out some of the great companies that are out of favo...

Read More

What Are No Credit Check Loans? WHAT ARE NO CREDIT CHECK LOANS?

blog article

Mar 13, 2019

Most lenders check your credit history when you apply for a loan. If you have a record of making payments on time and aren’t using most of your available credit, you’re more likely to be approved for mortgages and other types of loans. You’ll also qualify for better interest rates ...

Read More

US STOCKS-Wall St gains on benign inflation data; Boeing extends fall US STOCKS-WALL ST GAINS ON BENIGN INFLATION DATA; BOEING EXTENDS FALL

blog article

Mar 12, 2019

(For a live blog on the U.S. stock market, click LIVE/ ortype LIVE/ in a news window)  Boeing down for second session, weighs on airlines  U.S. consumer prices post first rise in four months Dow off 0.13 pct, S&P up 0.22 pct, Nasdaq rises 0.09 pct  British lawmakers to vote on Bre...

Read More

Federal Reserve, the Economy and CD Rate Forecast FEDERAL RESERVE, THE ECONOMY AND CD RATE FORECAST

blog article

Mar 12, 2019

The February jobs report that was released last Friday and today’s CPI release point to the Fed being patient with rates. The FOMC meeting next week (March 19-20) will most likely prove that the Fed’s policy has changed from gradual rate hikes to a rate pause. The February jobs report wa...

Read More

Dollar playing second fiddle to Brexit DOLLAR PLAYING SECOND FIDDLE TO BREXIT

blog article

Mar 12, 2019

Global equities have extended yesterday’s gains, along with U.S futures, as the broad risk-on attitude across markets continues. Treasuries prices are under pressure and the ‘big’ dollar has edged a tad lower, while sterling is climbing ahead of this afternoons crucial Brexit vote....

Read More

What changed for the market while you were sleeping? Top 10 things to know WHAT CHANGED FOR THE MARKET WHILE YOU WERE SLEEPING? TOP 10 THINGS TO KNOW

blog article

Mar 12, 2019

The market staged a spectacular rally on March 11 with the Sensex rallying nearly 400 points and the Nifty 50 closing above the critical resistance level of 11,118. All sectoral indices participated in the rally barring IT, with Auto, Metals and PSU Bank rising 2-3 percent.The 30-share BSE Sensex cl...

Read More

Why Interest is Rising in Bank Stocks WHY INTEREST IS RISING IN BANK STOCKS

blog article

Mar 12, 2019

NOT ONLY CAN YOU BUY shares on Wall Street: You can literally buy shares in Wall Street, as the financial sector boasts some heavy hitters so far as dividend stocks go.Yet putting your money in banks (as in banking and finance stocks) isn't a sure thing by a long shot. Just ask those who wiped o...

Read More

Govt bans unregulated deposits offered by builders, jewellers GOVT BANS UNREGULATED DEPOSITS OFFERED BY BUILDERS, JEWELLERS

blog article

Mar 12, 2019

Cracking down on the unregulated lending market, the government has banned high-risk deposit schemes offered by builders and jewellers. The companies used the deposits to fund their needs and attracted investors by offering high interest rates. The practice was fairly common in tier II and tier III ...

Read More

How to Choose a Financial Advisor HOW TO CHOOSE A FINANCIAL ADVISOR

blog article

Mar 11, 2019

YOU WILL NEVER HAVE A problem finding a financial advisor. The challenge, like looking for the right toothpaste brand or a shampoo, is deciding what kind of advisor to work with. You have probably stood in the grocery store before wondering: Should I get the one that specializes in fighting enamel e...

Read More

Want to Invest in Cryptocurrency? 10 Bitcoin Alternatives WANT TO INVEST IN CRYPTOCURRENCY? 10 BITCOIN ALTERNATIVES

blog article

Mar 11, 2019

Even though bitcoin isn’t as hot as it was a couple of years ago, there are still enthusiasts. Indeed, bitcoin (BTC) is going for close to $4,000. What if you want to invest in cryptocurrency but can’t afford bitcoin? Well, there are alternatives. However, as with any investment, it&rsqu...

Read More

How to Avoid Mortgage Scams HOW TO AVOID MORTGAGE SCAMS

blog article

Mar 11, 2019

Considering how heavily regulated the mortgage industry is, it’s hard to believe that mortgage fraud is actually on the rise. Yet one out of every 109 loan applications made from the second quarter of 2017 to the second quarter of 2018 contained elements of fraud, according to a report from mo...

Read More

How Much Capital Can You Get With a Business Loan? HOW MUCH CAPITAL CAN YOU GET WITH A BUSINESS LOAN?

blog article

Mar 11, 2019

How much of a business loan you can get is primarily a function of your business’s annual gross sales, existing debt, and creditworthiness. Most lenders won’t lend more than 10% to 30% of a business’s annual revenue. Your company should be cash flow positive after accounting for al...

Read More

U.S. New Home Sales Hit 7 Month High, Services Sector Rebounds U.S. NEW HOME SALES HIT 7 MONTH HIGH, SERVICES SECTOR REBOUNDS

blog article

Mar 11, 2019

Sales of new U.S. single-family homes rose to a seven-month high in December, but November's outsized jump was revised lower, pointing to continued weakness in the housing market.
Other data last week showed acceleration in growth in the vast services sector in February, powered by a surg...

Read More

LIC Housing Finance ties up with IMG Corp for home loans LIC HOUSING FINANCE TIES UP WITH IMG CORP FOR HOME LOANS

blog article

Mar 11, 2019

LICHFL (LIC Housing Finance) has officially tied up with IMGC (India Mortgage Guarantee Corporation) for offering easy home loans to customers along with increased loan eligibility. LICHFL will now be able to sanction home loans with extended tenors going up to the age of 75 years with back-up offer...

Read More

Anti-Phishing Resources for Bank Customers ANTI-PHISHING RESOURCES FOR BANK CUSTOMERS

blog article

Mar 11, 2019

Phishing scams typically involve emails, texts or calls that come from seemingly trusted sources that attempt to trick victims into clicking a link or handing over personal information. Once a scammer has the information, they can use it to steal the victim’s money, identity or gain access to ...

Read More

Unsecured Loans from Directors UNSECURED LOANS FROM DIRECTORS

blog article

Mar 11, 2019

Why would a company like to source finance from the third party if there is an option of accepting the loan from their directors? There are certainly many doubts which must have been raised in readers mind regarding the legal viability and compliance requirements for such transactions. Before we dis...

Read More

These are the 15 best dividend stocks for investing in retirement planning THESE ARE THE 15 BEST DIVIDEND STOCKS FOR INVESTING IN RETIREMENT PLANNING

blog article

Mar 10, 2019

There are many types of investors in America. Whether you are in your 20s or retired, it is important to know what strategy is the best fit for your portfolio. Investing strategies start to change for investors when they get up into their 50s and 60s, as the retirement age starts to become a future ...

Read More

5 tips for regaining order in your financial life 5 TIPS FOR REGAINING ORDER IN YOUR FINANCIAL LIFE

blog article

Mar 10, 2019

There's never a bad time to take a hard look at your financial life with an eye on cutting clutter and perhaps reducing duplicative account-maintenance fees. But the tax-return filing season can be an especially good opportunity, as you likely have just gone through your files looking for key do...

Read More

How Big Tech Has Powered Global Stocks HOW BIG TECH HAS POWERED GLOBAL STOCKS

blog article

Mar 10, 2019

Booming profits are driving a fresh rally in technology shares from New York to Hong Kong, helping boost stock markets and showing the allure of rapidly growing companies even as the global growth outlook dims.Companies including Facebook Inc., Netflix Inc., Alibaba Group Holding Ltd. and Rakuten In...

Read More

Riskier Stocks Are Paying Off RISKIER STOCKS ARE PAYING OFF

blog article

Mar 10, 2019

Investors are snapping up shares of companies with weak earnings, a sign many have shaken off last year’s jitters and are ready to re-embrace riskier stocks in pursuit of outsize gains. Through the first two months of 2019, shares of companies with low earnings stability over the past 10 years...

Read More

Europe’s Most Important Bond Edges Back Toward Negative Territory EUROPE’S MOST IMPORTANT BOND EDGES BACK TOWARD NEGATIVE TERRITORY

blog article

Mar 10, 2019

Investors have driven the eurozone’s most closely followed government bond yield close to negative territory for the first time since 2016, underscoring the increasingly bleak outlook for the European economy. Germany’s 10-year government bonds, known as bunds, yielded as little as 0.04%...

Read More

Deutsche Bank Executives Agree to Informal Merger Talks With Commerzbank DEUTSCHE BANK EXECUTIVES AGREE TO INFORMAL MERGER TALKS WITH COMMERZBANK

blog article

Mar 09, 2019

Deutsche Bank AG’s top executives have agreed to hold discussions with rival Commerzbank AG about a potential merger, as Germany’s two biggest banks explore strategic options after suffering prolonged performance and share-price declines, people close to the banks said.The informal talks...

Read More

How to calculate what credit score you need to get a mortgage for a house HOW TO CALCULATE WHAT CREDIT SCORE YOU NEED TO GET A MORTGAGE FOR A HOUSE

blog article

Mar 09, 2019

There was a time when you could get a mortgage, regardless of your credit score. There were no-credit loans, loans for people without incomes or assets, and even home loans for people who had recently declared bankruptcy. Unfortunately, these lax lending standards were a major contributor to the nea...

Read More

Will bank brands survive in this digital world? WILL BANK BRANDS SURVIVE IN THIS DIGITAL WORLD?

blog article

Mar 08, 2019

We were having a debate about brand loyalty in a mobile world. The discussion began with talking about how it used to be complex with dealing via branch and call centre; then it was branch, call centre and online; now, it’s branch, call centre, online and mobile. How do you provide a consisten...

Read More

Goldman Sachs Bank USA Offers $100 Online Savings Account Bonus GOLDMAN SACHS BANK USA OFFERS $100 ONLINE SAVINGS ACCOUNT BONUS

blog article

Mar 07, 2019

Goldman Sachs Bank USA (now operating under the brand Marcus by Goldman Sachs) has recently launched a savings account promotion. You can receive a $100 bonus when you deposit $10k or more in new money into a new or existing Online Savings Account within 10 days of enrollment, and maintain those fun...

Read More

Horizon Community Bank (AZ) Star Checking Earns 3.25% APY HORIZON COMMUNITY BANK (AZ) STAR CHECKING EARNS 3.25% APY

blog article

Mar 07, 2019

DA began tracking the Star Checking account in July 2010, when the APY was 1.76%. The APY began dropping in October 2010, finally settling at 0.90% APY in March 2013, where it remained for more than four years. The Star Checking account didn’t become competitive until last November, when the r...

Read More

How to Choose a Bank HOW TO CHOOSE A BANK

blog article

Mar 07, 2019

CHOOSING A BANK IS LIKE selecting a spouse. You want the relationship to be long, fruitful and supportive. When you have questions, you want a listening ear and thoughtful advice. When you're feeling uncertain, you want transparency, clarity and security. Are you thinking to yourself, "What...

Read More

Five Banks in Japan to Release ‘Fitting Hub’ Blockchain Financial Solutions Platform FIVE BANKS IN JAPAN TO RELEASE ‘FITTING HUB’ BLOCKCHAIN FINANCIAL SOLUTIONS PLATFORM

blog article

Mar 06, 2019

Adoption of blockchain technology seems to be catching on considerably in many countries including Japan. Recently, it has been confirmed that a collaboration of five Japanese banks has been formed to create financial solutions based on blockchain like technology.The collaborative effort will be cal...

Read More

Blockchain, already disrupting the finance industry, sets its sights on electronic gaming BLOCKCHAIN, ALREADY DISRUPTING THE FINANCE INDUSTRY, SETS ITS SIGHTS ON ELECTRONIC GAMING

blog article

Mar 06, 2019

Blockchain has its sights set on electronic gaming after disrupting the financial services industry and becoming a bedrock of the cryptocurrency movement. As gamers increasingly purchase digital avatars and tokens to customize their experience, a growing number of observers think blockchain technolo...

Read More

11 Female Finance Influencers You Should be Following 11 FEMALE FINANCE INFLUENCERS YOU SHOULD BE FOLLOWING

blog article

Mar 06, 2019

THE WORLD OF FINANCE, like many industries, has long been a boys club. But women have been making waves for years and continue to push through gender barriers to become industry leaders. According to a 2018 study by McKinsey & Company with LeanIn.org, women account for about 56 percent of entry-...

Read More

Risk management’s innovative new world: business enablement, consumer trust RISK MANAGEMENT’S INNOVATIVE NEW WORLD: BUSINESS ENABLEMENT, CONSUMER TRUST

blog article

Mar 06, 2019

From rising customer expectations, to digital disruption, to threats from non-traditional competitors, the same forces that reshape the banking industry demand new thinking and approaches from risk management teams. Enter forward-looking risk executives, who are leading a pivot to toward business en...

Read More

How Long Should You Wait Before Applying for Another Credit Card? HOW LONG SHOULD YOU WAIT BEFORE APPLYING FOR ANOTHER CREDIT CARD?

blog article

Mar 06, 2019

There are so many credit cards with competitive rewards available right now, to the point that it’s difficult to settle on a single card. Just look through our credit card reviews and you’ll see cards that are great for dining out, fueling up your car or transferring your balances. Howev...

Read More

These 3 Pot Stocks Have Lost Nearly $500 Million, Combined, in Fiscal 2019 THESE 3 POT STOCKS HAVE LOST NEARLY $500 MILLION, COMBINED, IN FISCAL 2019

blog article

Mar 06, 2019

Ready or not, here comes the green rush! Following the end of nine decades of recreational marijuana prohibition in 2018, Canada became the first industrialized country in the world, and only the second overall, aside from Uruguay, to legalize adult-use weed this past October. When combined with two...

Read More

3 Reasons Apple Stock Belongs in Your Portfolio 3 REASONS APPLE STOCK BELONGS IN YOUR PORTFOLIO

blog article

Mar 06, 2019

Apple (AAPL) is off its lows, but it hasn’t been an easy ride for Apple stock. At one point it was worth more than $1 trillion, and the company’s stock was immune to the initial fourth-quarter breakdown. Its tanker-like size deflected the growing waves of volatility with ease, seemingly ...

Read More

4 ways to tax-proof your investment portfolio 4 WAYS TO TAX-PROOF YOUR INVESTMENT PORTFOLIO

blog article

Mar 06, 2019

Americans leave a lot of money on the table for the tax man. Taxpayers who get big tax refunds have effectively given the federal government an interest-free loan all year, for example. And investors who fail to make sure their portfolios are as tax-efficient as possible could be losing more of thei...

Read More

Roger Ibbotson’s Zebra Capital Management’s Return, AUM, and Holdings ROGER IBBOTSON’S ZEBRA CAPITAL MANAGEMENT’S RETURN, AUM, AND HOLDINGS

blog article

Mar 06, 2019

Eighteen years ago, Professor Emeritus of Finance at Yale University, Roger Ibbotson, founded its investment management firm called  Zebra Capital Management. The fund is known for relying on Professor Ibbotson’ original research, which, among many other areas, includes studies on uncommo...

Read More

Qualify for a Mortgage With Assets Instead of Income QUALIFY FOR A MORTGAGE WITH ASSETS INSTEAD OF INCOME

blog article

Mar 06, 2019

Requirements for traditional qualified mortgage home loans can be fairly strict and limiting. These rules don't represent everyone's financial situation, and there's more than one way to be ready to purchase a new home. This is where other mortgage options prove their worth. Trusted fina...

Read More

Your IRA and taxes: Don YOUR IRA AND TAXES: DON'T GET A SURPRISE TAX BILL

blog article

Mar 06, 2019

You probably know about potential IRA tax Opens a New Window. traps related to withdrawals, rollovers, and estate planning Opens a New Window. that can saddle you with penalties and surprise tax bills. Did you know that the type of investments you hold could also hand you a surprise tax bill and pot...

Read More

7 tips to trim your capital gains tax bite 7 TIPS TO TRIM YOUR CAPITAL GAINS TAX BITE

blog article

Mar 05, 2019

Some gurus of positive portfolio thinking might suggest that paying capital gains tax is a good thing, because at least it means you have gains to tax in the first place. That’s easy to say until it comes time to actually sell an investment and fork over the dough – and positive thinking...

Read More

7 tax changes investors should watch for as they file 7 TAX CHANGES INVESTORS SHOULD WATCH FOR AS THEY FILE

blog article

Mar 05, 2019

Americans will face a slew of new rules during the first tax-filing season with the Tax Cuts and Jobs Act of 2017 in effect. Here’s what changed for investors No deduction for investment expenses For taxpayers who itemize, the 2% miscellaneous itemized deduction was a handy catchall bucket for...

Read More

The changing face of risk in Indian household savings THE CHANGING FACE OF RISK IN INDIAN HOUSEHOLD SAVINGS

blog article

Mar 05, 2019

The bad bonds of India and the resulting uproar when they were found in provident fund portfolios have changed the face of risk faced by the Indian household. From the risk of fraud, the discussion is moving to poor investment decisions and disclosure. The opening up of capital markets in the early ...

Read More

5 Things to Know About the TD Cash Credit Card 5 THINGS TO KNOW ABOUT THE TD CASH CREDIT CARD

blog article

Mar 05, 2019

When most of the line items on your credit card statement involve paying for food, it’s time to get a card that rewards you deliciously. The TD Cash Credit Card is a diner’s dream, offering extra cash back whether you go out to eat or cook at home. With a $0 annual fee, this card rivals ...

Read More

Best home loan rates BEST HOME LOAN RATES

blog article

Mar 04, 2019

A home loan is probably the biggest loan that one takes. Not only in terms of the loan amount, but also tenures, which can be 15 years or more? The total final amount that one pays can be double of what was borrowed. But a home loan is among the cheapest loans available, and usually it is the only w...

Read More

How your investments in NPS are faring HOW YOUR INVESTMENTS IN NPS ARE FARING

blog article

Mar 04, 2019

There are very few retirement products that help you accumulate a retirement nest egg and one such product is the National Pension System (NPS). NPS is a market linked, defined-contribution product that needs you to invest regularly in the funds of your choice. Being a market-linked product, returns...

Read More

What is minimum amount due on credit cards? WHAT IS MINIMUM AMOUNT DUE ON CREDIT CARDS?

blog article

Mar 04, 2019

According to the Reserve Bank of India (RBI), the number of total outstanding credit cards at the end of December 2018 was about 44.2 million and transactions worth ₹546.35 billion were conducted through them just in that month. Credit card usage in India is steadily increasing, thanks to interest- ...

Read More

Why mutual funds are running away from risk-free government bonds WHY MUTUAL FUNDS ARE RUNNING AWAY FROM RISK-FREE GOVERNMENT BONDS

blog article

Mar 04, 2019

Debt mutual fund managers are facing a tough time, with credit risk of their assets rising in the aftermath of the IL&FS crisis. Logically, to offset this rising credit risk, one would expect them to pile on risk-free government bonds or at the very least hold on to existing ones. Strangely thou...

Read More

Best Stock Trading Apps for 2019 BEST STOCK TRADING APPS FOR 2019

blog article

Mar 04, 2019

Over the last few years, online brokers have increasingly adopted the mantra “mobile first.” As more investors and traders use tablets or smart phones as their primary platform, online brokers have made efforts to improve their mobile apps, which in turn attract more mobile users. Here a...

Read More

Why Online Business Loans Are More Expensive Than Bank Loans WHY ONLINE BUSINESS LOANS ARE MORE EXPENSIVE THAN BANK LOANS

blog article

Mar 04, 2019

If you’re an entrepreneur looking to borrow money to grow your business, applying for small business funding might dampen your excitement. Bank business loan applications are tedious, tiring, and cumbersome, but the more convenient online business loans cost more. Why the difference? Here&rsqu...

Read More

Fixed Deposit Interest Rates: Here FIXED DEPOSIT INTEREST RATES: HERE'S WHAT SMALL FINANCE BANKS OFFER

blog article

Mar 03, 2019

Utkarsh Small Finance Bank revised it fixed deposit interest rates. Fixed deposit (FDs) are secure financial instruments offered by private and public sector banks, small finance banks (SFBs), non-banking financial companies (NBFCs) and post offices. Small finance banks focus on financial inclusion ...

Read More

Make your credit card work for you MAKE YOUR CREDIT CARD WORK FOR YOU

blog article

Mar 02, 2019

Credit cards are either one of the most loved or most hated financial tools, depending on who you speak to. This is possibly an indication of the times we live in with sharply polarised views across multiple items. Supporters talk about the benefits of electronic and non-cash payments that credit ca...

Read More

How far Personal Loan, Home Loan EMIs Will Come Down after Rate Cut by RBI? HOW FAR PERSONAL LOAN, HOME LOAN EMIS WILL COME DOWN AFTER RATE CUT BY RBI?

blog article

Mar 01, 2019

Following the repo rate cut by the Reserve bank of India in its bi-monthly Monetary Policy held on February 7, the banks are likely to reduce interest rates for retails loans such as Home Loans and Car Loans. Setting the stage for lower lending rates, the Monetary Policy Committee (MPC) unanimously ...

Read More

5 Benefits of Taking a Home Loan 5 BENEFITS OF TAKING A HOME LOAN

blog article

Mar 01, 2019

Buying a home is often one of the most significant financial decisions of one’s life. Not only does a home bring a high level of financial security, but also saves the homeowner from the day-to-day hassles of living in a rented dwelling. That being said, purchasing a home often needs one to se...

Read More

Public Provident Fund: Why is It the Best Option to Save Tax? PUBLIC PROVIDENT FUND: WHY IS IT THE BEST OPTION TO SAVE TAX?

blog article

Mar 01, 2019

Public Provident Fund, popularly known as PPF is a popular scheme among the financial advisor and investors because of its flexible nature. The tax benefits PPF offers makes it a highly lucrative plan for both small and big investors. The Public Provident Fund plan was introduced in 1968 by the Mini...

Read More

6 Predictions for Banking in 2019 6 PREDICTIONS FOR BANKING IN 2019

blog article

Mar 01, 2019

WHEN IT COMES TO managing your finances, chances are you use mobile banking tools and apps to check your savings and checking accounts, rather than visiting an old-fashioned bank branch. After all, it's become easier than ever to complete financial tasks, check account balances, make deposits an...

Read More

For Banks, Survival Hinges on Embracing Technology FOR BANKS, SURVIVAL HINGES ON EMBRACING TECHNOLOGY

blog article

Mar 01, 2019

In early February, SunTrust Banks and BB&T announced a merger worth $66 billion that will make the combined institution the sixth largest bank in the nation. Much of the impetus for the merger was continued investment in technology; for instance, as part of the deal, a new corporate headquarters...

Read More

Personal financial management services - the next frontier in banking? PERSONAL FINANCIAL MANAGEMENT SERVICES - THE NEXT FRONTIER IN BANKING?

blog article

Mar 01, 2019

Do you carry your bank around in your pocket? There’s no denying that the digital environment has altered the relationship between bank and customer forever – the bank needs to always be on, and if you’re one of the four-in-10 people that has downloaded a banking app like me, the c...

Read More

Banking Technology March 2019 issue out now BANKING TECHNOLOGY MARCH 2019 ISSUE OUT NOW

blog article

Mar 01, 2019

Hello spring, time of new beginnings! In the March edition of the magazine, we are looking at the fresh faces of the industry – start-ups, challenger banks and financial services providers, and all those hoping to get a slice of the fintech pie. We’ve put together a comprehensive list of...

Read More

Everything You Need to Know About Claiming a Mileage Tax Deduction EVERYTHING YOU NEED TO KNOW ABOUT CLAIMING A MILEAGE TAX DEDUCTION

blog article

Mar 01, 2019

CLAIMING A DEDUCTION for business mileage can be a good way to reduce how much you owe Uncle Sam, but the government is tightening up the rules for tax-deductible miles."It used to be an employee could deduct their mileage, but that is no longer (allowed)," says Bob Charron, a CPA and part...

Read More

When Is Paying a Loan Origination Fee Worth It? WHEN IS PAYING A LOAN ORIGINATION FEE WORTH IT?

blog article

Mar 01, 2019

"An origination fee is a common fee that's added to consumer, commercial and mortgage loans," says Ashley Luethje, sales manager at Waterstone Mortgage in York, Nebraska. "These fees are typically a percentage of the loan amount that a consumer borrows and should be a realistic re...

Read More

5 Things to Know About Tangible Asset Investing 5 THINGS TO KNOW ABOUT TANGIBLE ASSET INVESTING

blog article

Mar 01, 2019

INVESTORS WITH A well-diversified stock market portfolio looking to diversify their investment holdings may seek tangible assets such as wine, artwork, jewelry, or art, but there are several considerations to make before doing so.It is "an extremely risky proposition at best," says Beau Ry...

Read More

9 Beverage Stocks to Buy, Sell and Hold 9 BEVERAGE STOCKS TO BUY, SELL AND HOLD

blog article

Mar 01, 2019

In a difficult market, finding the buy becomes even harder. UBS analyst Sean King recently initiated coverage on a range of beverage stocks, and he has a mixed 2019 outlook for the beverage business. King says UBS likes beverage stocks with positive near-term catalysts, superior growth trajectories,...

Read More

6 Best Cannabis Stocks to Buy on U.S. Exchanges 6 BEST CANNABIS STOCKS TO BUY ON U.S. EXCHANGES

blog article

Mar 01, 2019

The marijuana industry is one of the hottest and fastest-growing areas on Wall Street, and that means the best cannabis stocks to buy are getting easier to find. When Canada became the second country in the world to legalize recreational marijuana in 2018, a flurry of legitimate pot stocks began to ...

Read More

Investments that pay a return on a fixed schedule. INVESTMENTS THAT PAY A RETURN ON A FIXED SCHEDULE.

blog article

Feb 28, 2019

With the Federal Reserve seemingly at a pause in raising interest rates, some fixed-income market watchers are reassessing their views on investing in debt vehicles. Mark Pfeffer, managing director of fixed-income investments at CLS Investments, says the Fed may be nearly finished or already done wi...

Read More

5 of the Best Stocks to Buy for March 5 OF THE BEST STOCKS TO BUY FOR MARCH

blog article

Feb 28, 2019

WHILE MARKETS DIDN’T look so appetizing heading into 2019 – stocks had corrected sharply in previous months and some market-watchers were wary of recession – the cold months of winter have been red hot for Wall Street. In the first two months of the year the S&P 500 gained a re...

Read More

How to Negotiate With Debt Collectors HOW TO NEGOTIATE WITH DEBT COLLECTORS

blog article

Feb 28, 2019

FIELDING calls from debt collectors is never fun. These callers, who have been tasked with collecting overdue, forgotten or delinquent loans, may phone you during the day, send collections letters to your home or even file a lawsuit for repayment. If the debt is an affordable one you know you forgot...

Read More

How to Get a Low Interest Rate on a Personal Loan HOW TO GET A LOW INTEREST RATE ON A PERSONAL LOAN

blog article

Feb 28, 2019

The average interest rate on a two-year personal loan is 10.7 percent, according to the Federal Reserve. But depending on your credit history, income and other factors, you may be able to qualify for a rate in the single digits. Here's a look at things you can do to score a lower interest rate o...

Read More

Loan Against Property: 5 Important Rules To Follow LOAN AGAINST PROPERTY: 5 IMPORTANT RULES TO FOLLOW

blog article

Feb 28, 2019

For those looking out for immediate financial assistance involving a large amount of money, the best option is to Apply for a Loan Against Property. These loans are easily processed as the property is considered as collateral against the loan that is sanctioned. The loan amount depends upon the valu...

Read More

What’s the Difference Between Secured and Unsecured Credit? WHAT’S THE DIFFERENCE BETWEEN SECURED AND UNSECURED CREDIT?

blog article

Feb 28, 2019

Not all debt or credit is the same. While this might seem like an obvious statement, it’s important to note because different types of credit generally require different repayment strategies. On a similar note, not all types of credit are accessible to everyone, and understanding why requires ...

Read More

12 Factors Banks Consider before Approving Home Loan in India 12 FACTORS BANKS CONSIDER BEFORE APPROVING HOME LOAN IN INDIA

blog article

Feb 27, 2019

Home is where your heart is. Home is where love resides, memories are created, and laughter never ends. A home is built of love and dreams. As they say, “home is not a place; it’s a feeling.” Everyone dreams of having a home which they can call their own. Some people get it easy wh...

Read More

Do Credit Scores Impact Your Everyday Life? DO CREDIT SCORES IMPACT YOUR EVERYDAY LIFE?

blog article

Feb 27, 2019

You may have heard that credit scores are important, as you’ve likely heard that you should avoid bad or nonexistent scores, but do you actually know how your credit scores impact your life? To help you get a complete picture, we’re covering the different areas your credit scores can pos...

Read More

Celebrating 25 years of LGBT+ advancements at the World Bank Group CELEBRATING 25 YEARS OF LGBT+ ADVANCEMENTS AT THE WORLD BANK GROUP

blog article

Feb 27, 2019

GLOBE, the World Bank Group employee resource group for LGBT+ staff members, turned 25 this year. On February 19, GLOBE held a reception to celebrate its achievements in advancing towards equality and protections for LGBT+ employees at the WBG, and to discuss the challenges ahead. “I have pers...

Read More

5 Facts About Working With a Mortgage Broker 5 FACTS ABOUT WORKING WITH A MORTGAGE BROKER

blog article

Feb 27, 2019

You’ve narrowed down the search to find your dream home, and now you’re on the hunt for the best mortgage to put those keys in your hand. One way to do it: Work with a mortgage broker who can shepherd you through the lending process from start to finish.You’ve probably heard the te...

Read More

RBS REMEDIES FUND AWARDS MAY BE NO QUICK FIX FOR UK SME BANKING RBS REMEDIES FUND AWARDS MAY BE NO QUICK FIX FOR UK SME BANKING

blog article

Feb 26, 2019

It’s often said that banking services for small- and medium-sized enterprise (SMEs) are the “Cinderella” of UK banking: underinvested and undervalued, with customers complaining of a lack of choice and differentiation. We’ve just undertaken some research that casts an interes...

Read More

What are Micro Loans? WHAT ARE MICRO LOANS?

blog article

Feb 26, 2019

A micro loan is a small, short-term loan that you can use to meet financial needs for your busienss. If you’re self-employed, you may need cash quickly, but not enough to justify taking out a big loan. Maybe you need the money to pay your workers or to pay for a marketing campaign you think wi...

Read More

Skrill E-Wallet How to Deposit and Withdraw SKRILL E-WALLET HOW TO DEPOSIT AND WITHDRAW

blog article

Feb 26, 2019

There are many options you can choose from when making a deposit or a withdrawal from the platform and Skrill e-wallet is one of them. It is a digital wallet that supports a wide variety of currencies and allows you to send and receive money online. Let’s have a closer look at how you can regi...

Read More

How to Manage Multiple Credit Cards HOW TO MANAGE MULTIPLE CREDIT CARDS

blog article

Feb 26, 2019

There are quite a few advantages that come with owning multiple credit cards if you can handle the financial responsibility, as we’ve noted before. By using several credit cards, you have more options for earning rewards, access to a more diverse array of perks and an easier time keeping your ...

Read More

Which Gas Credit Card is Right for You? WHICH GAS CREDIT CARD IS RIGHT FOR YOU?

blog article

Feb 25, 2019

If you drive to work, enjoy road-tripping, drive professionally or even just have errands to run, you’re sure to be spending some time and money at the gas pump. Why not recoup some of that cost with a gas credit card? Gas credit cards earn cash back or points on gas purchases that can be rede...

Read More

A 15-Year Mortgage Can Save You $154K—But Can You Get One? A 15-YEAR MORTGAGE CAN SAVE YOU $154K—BUT CAN YOU GET ONE?

blog article

Feb 25, 2019

Is a 15-year fixed mortgage worth it? The answer, absolutely. A shorter term mortgage—15 years versus 30 years—is one of the best ways to reduce mortgage debt and can save you thousands of dollars in interest payments. For instance, consider the staggering difference between a 30-year mo...

Read More

This Stock Market Rally Has Everything, Except Investors THIS STOCK MARKET RALLY HAS EVERYTHING, EXCEPT INVESTORS

blog article

Feb 25, 2019

Armchair investors have been selling stock. So have pension funds and mutual funds, as well as a whole other category of investors nonprofit groups, endowments, private equity firms and personal trusts. The stock market is off to its best start since 1987, but these investors are expected to dump hu...

Read More

3 Sectors Fueling The 2019 Stock Market Rally 3 SECTORS FUELING THE 2019 STOCK MARKET RALLY

blog article

Feb 25, 2019

Among the leading U.S. stock market indexes, the Dow Jones Industrial Average (DJIA) has staged a particularly impressive rally from its Dec. 2018 lows, and is now within 3% of its all-time high. Cyclical stocks in the financial, energy and industrial sectors tied especially closely to the economy h...

Read More

Calling the true innovators: Venture into the future of financial services CALLING THE TRUE INNOVATORS: VENTURE INTO THE FUTURE OF FINANCIAL SERVICES

blog article

Feb 23, 2019

Three years ago, banks were looking at fin techs with a wary eye. Two years ago, they were appointing chief innovation officers to dip their toes in with proof-of-concept projects or in-house incubators. Now, they are all in. From the open banking regulatory initiatives in the UK and Europe to the o...

Read More

What Is the Process of Financial Planning? WHAT IS THE PROCESS OF FINANCIAL PLANNING?

blog article

Feb 23, 2019

Financial planning is a process through which an individual or couple settles goals, estimates any future financial requirements, makes great plans, and evaluates all resources and assets to obtain any financial goals they may have.  Also, it includes different factors, for example, cash flow m...

Read More

Blended finance unlocks the keys to affordable housing across west Africa BLENDED FINANCE UNLOCKS THE KEYS TO AFFORDABLE HOUSING ACROSS WEST AFRICA

blog article

Feb 22, 2019

The tool is the $2.5 billion IDA18 IFC-MIGA Private Sector Window (IDA PSW), launched in July 2017 to help catalyze private sector investments and create jobs in the lowest income countries eligible for financing from the World Bank’s International Development Association. The window combines ...

Read More

How to Get Equipment Financing with Bad Credit HOW TO GET EQUIPMENT FINANCING WITH BAD CREDIT

blog article

Feb 22, 2019

When you have a bad credit score, getting approved for equipment financing might seem impossible. Although qualifying for traditional equipment financing when you have a low credit score can be difficult, there are options other than typical equipment loans. Many business owners turn to equipment le...

Read More

How to Determine a Paid Time Off Policy for Your Business HOW TO DETERMINE A PAID TIME OFF POLICY FOR YOUR BUSINESS

blog article

Feb 22, 2019

The lot of a small business owner is not an easy one. There are many decisions to make that can affect the success of your enterprise. Determining a pto policy is one aspect that often doesn’t get enough attention. It can be challenging to ensure you stay well-staffed when employees are on vac...

Read More

How To Turn Tax Refunds Into Savings HOW TO TURN TAX REFUNDS INTO SAVINGS

blog article

Feb 22, 2019

The ongoing flap over tax refunds has once again highlighted a serious issue: Americans use tax withholding from their paychecks as a major savings tool. They give the government more than they owe in income tax throughout the year just so they can get a check the following spring. For many low-inco...

Read More

THREE DIGITAL PAYMENTS SECURITY MUST-DOS THREE DIGITAL PAYMENTS SECURITY MUST-DOS

blog article

Feb 21, 2019

Occasionally, I’ll tap into the insights of my Accenture colleagues to enrich the perspectives I share in this blog. I want to thank Casey Merolla—one of our payments security experts—for working with me to develop this post. You may have heard her speak on this topic last year at ...

Read More

Why Credit Cards Are Safer Than Debit Cards WHY CREDIT CARDS ARE SAFER THAN DEBIT CARDS

blog article

Feb 21, 2019

You probably don't think twice about swiping your debit card at the grocery store or ATM, but maybe you should. Debit card fraud at ATMs and merchant card readers is on the rise, up 10 percent in 2017 over the year prior, according to FICO. In fact, experts recommend you avoid using your debit c...

Read More

What Should You Do If You Can WHAT SHOULD YOU DO IF YOU CAN'T REFINANCE YOUR STUDENT LOANS?

blog article

Feb 21, 2019

The average student loan balance for recent college graduates is nearly $30,000, according to U.S. News data. If you have a high balance, you may consider refinancing your student loans to take advantage of a lower interest rate or monthly payment.But student loan refinancing isn't an option for...

Read More

What the Credit CARD Act of 2009 Means for You WHAT THE CREDIT CARD ACT OF 2009 MEANS FOR YOU

blog article

Feb 20, 2019

On May 22, 2009, the Credit Card Accountability Responsibility and Disclosure Act was signed into law by President Barack Obama. You don't have to remember that long title, because it's also known as simply the CARD Act of 2009. The CARD Act was implemented in three stages, but a large part ...

Read More

10 Ways to Grow Your Financial Business Through Online Marketing 10 WAYS TO GROW YOUR FINANCIAL BUSINESS THROUGH ONLINE MARKETING

blog article

Feb 20, 2019

Digital or online marketing is modifying at the rapid rate, making it more complex for the companies to keep up with the latest standards of industry. In fact, around 76% of the people believe that marketing has modified in past two years more than it did in the earlier fifty years.Do you know how y...

Read More

FCA Finally Speaks on Crypto: UK Regulator Clarifies Regulatory Perimeter for Cryptoassets FCA FINALLY SPEAKS ON CRYPTO: UK REGULATOR CLARIFIES REGULATORY PERIMETER FOR CRYPTOASSETS

blog article

Feb 20, 2019

The UK’s Financial Conduct Authority has published draft guidance for market players in the developing cryptoassets sector (see CP19/3). This follows a report published last autumn by the UK’s Cryptoasset Taskforce (consisting of the FCA, PRA and Treasury) that explores the UK’s ap...

Read More

US Congress Inches Forward on Laws for Cryptocurrencies US CONGRESS INCHES FORWARD ON LAWS FOR CRYPTOCURRENCIES

blog article

Feb 20, 2019

House bills with bipartisan support would direct regulators to examine new ways to oversee digital assets and protect them from manipulation, as some lawmakers strive to make financial technologies more mainstream.  One bill, the “U.S. Virtual Currency Market and Regulatory Competitivenes...

Read More

Financial Market Momentum Like Your Advantage FINANCIAL MARKET MOMENTUM LIKE YOUR ADVANTAGE

blog article

Feb 20, 2019

Market momentum is a basic concept of financial trading. It is the idea that an asset on the move will keep moving in the same direction, more or less, pull-backs and corrections aside. Think about it like this, a market that is trending is said to have momentum in the direction of the trend. Assets...

Read More

Markets await clarity on trade talks and Fed’s dovishness MARKETS AWAIT CLARITY ON TRADE TALKS AND FED’S DOVISHNESS

blog article

Feb 20, 2019

Stocks are poised to open modestly lower, while the dollar is barely firmer against its major trading partners as trade talks continue and ahead of the release of the Fed’s minutes.  As we approach the tail end of earnings season, financial markets have firmly priced in a soft first quart...

Read More

Why Term Insurance is a Low Cost Policy? WHY TERM INSURANCE IS A LOW COST POLICY?

blog article

Feb 19, 2019

Millennials those in their 20s or 30s’ are highly unlikely to think about life insurance. It’s only once you reach milestones like marriage, kids, loans and Googling “affordable term life insurance plans”, etc. you begin to realize that you’re an adult. When you are goi...

Read More

Banking 101: How to Cash a Check Without Going to the Bank BANKING 101: HOW TO CASH A CHECK WITHOUT GOING TO THE BANK

blog article

Feb 19, 2019

With digital banking and peer-to-peer payment services on the rise, it can come as a surprise that people still pay each other using paper checks. For many, receiving a check may be an unusual experience, leading to the inevitable question: What to do with the thing?The good news is that in this day...

Read More

SUSTAINABILITY: THE NEXT STEP IN BANKS’ EVOLUTION SUSTAINABILITY: THE NEXT STEP IN BANKS’ EVOLUTION

blog article

Feb 18, 2019

The year 2018 saw more and more questions raised about organizations’ behavior, ranging from misuse of data to production of plastic waste. At the same time, consumers have been thinking more deeply about the effects their brand choices have on themselves, those around them and the planet as a...

Read More

FDA Launches DSCSA Pilot Project Program, Supports Use of Blockchain Technology FDA LAUNCHES DSCSA PILOT PROJECT PROGRAM, SUPPORTS USE OF BLOCKCHAIN TECHNOLOGY

blog article

Feb 18, 2019

On Feb. 7, 2019, the U.S. Food and Drug Administration (FDA) published a press release and on the following day published an accompanying noticein the Federal Registerannouncing a Pilot Project Program Under the Drug Supply Chain Security Act (DSCSA Pilot Project Program). According to the press rel...

Read More

How to Build Cryptocurrency Exchange Script? HOW TO BUILD CRYPTOCURRENCY EXCHANGE SCRIPT?

blog article

Feb 18, 2019

With the new-found interest in cryptocurrencies and Bitcoins, in particular, creating cryptocurrency exchange scripts might seem like a fanciful idea. The understanding of Bitcoins and cryptocurrencies is nascent at its best, let alone the idea of exchange platforms and exchange scripts. This has pu...

Read More

Crypto-based remittance service for Whatsapp? CRYPTO-BASED REMITTANCE SERVICE FOR WHATSAPP?

blog article

Feb 18, 2019

More and more details have since emerged regarding Facebook’s illusive product used in crypto. According to Bloomberg, Facebook had been actively hiring blockchain developers towards the end of last year and is now in the infancy stages of developing a new Stablecoin. For those who do not know...

Read More

Worry About Debt? Not So Fast, Some Economists Say WORRY ABOUT DEBT? NOT SO FAST, SOME ECONOMISTS SAY

blog article

Feb 17, 2019

As the national debt rises, some economists are making a once-heretical argument: the U.S. needn’t be so worried about all of its red ink.The 2017 Republican tax cuts and this year’s Democratic spending proposals have reignited long-simmering worries that the debt is getting too big. Ann...

Read More

MMA Capital (MMAC): Why Arquitos Capital Is Crazy About It MMA CAPITAL (MMAC): WHY ARQUITOS CAPITAL IS CRAZY ABOUT IT

blog article

Feb 17, 2019

New York-based hedge fund Arquitos Capital loves MMA Capital Holdings (NASDAQ: MMAC), a $370-million market cap firm which invests in real estate and renewable energy sectors in the U.S. and internationally. In the fund’s Q4 investor letter – which you can download here – Steven Ki...

Read More

Enterprise Diversified (SYTE) ‘Is Worth Far More Than Book Value’: Arquitos Capital ENTERPRISE DIVERSIFIED (SYTE) ‘IS WORTH FAR MORE THAN BOOK VALUE’: ARQUITOS CAPITAL

blog article

Feb 16, 2019

New York-based hedge fund Arquitos Capital is bullish on Enterprise Diversified (OTCMKTS: SYTE), which is engaged in asset management, real estate, internet access, and home service businesses. In the fund’s Q4 investor letter, Steven Kiel, who manages Arquitos Capital, discussed Enterprise as...

Read More

Bank 7 Raises Online Money Market and Savings Rates BANK 7 RAISES ONLINE MONEY MARKET AND SAVINGS RATES

blog article

Feb 16, 2019

High Rate Online Money Market, 2.35% APY, $5k minimum/$1m maximum deposit. High Rate Online Savings, 2.35% APY, $100 minimum/$1m maximum deposit. Availability: Nationwide Almost a year ago, Oklahoma-based Bank 7 began offering its High Rate Online Money Market and High Rate Online Savings accounts o...

Read More

30 Most Popular Stocks Among Hedge Funds 30 MOST POPULAR STOCKS AMONG HEDGE FUNDS

blog article

Feb 16, 2019

A turbulent fourth-quarter lead to several major changes on Insider Monkey’s quarterly list of the 30 Most Popular Stocks Among Hedge Funds, though the top stock hung on to its perch for the second straight quarter.The 2018 year finished on a decidedly sour note for the $3 trillion hedge fund ...

Read More

Blockchain Applications Advance for Healthcare and Payments, CFTC Prioritizes Cryptocurrencies, QuadrigaCX Saga Continues BLOCKCHAIN APPLICATIONS ADVANCE FOR HEALTHCARE AND PAYMENTS, CFTC PRIORITIZES CRYPTOCURRENCIES, QUADRIGACX SAGA CONTINUES

blog article

Feb 15, 2019

Blockchain Initiatives in Healthcare and Other Industries Target Data Integrity, Speed and Analytics Blockchain Payment Systems Announced by Major Banks and Online Payment Processors Forthcoming SEC Guidance Confirmed, Initiatives Continue at Banks and Cryptocurrency ExchangesCFTC Makes Cryptocurren...

Read More

Credit Cards That Make Earning an Intro Bonus Easy CREDIT CARDS THAT MAKE EARNING AN INTRO BONUS EASY

blog article

Feb 15, 2019

Intro bonuses are one of the most exciting credit card features, letting you earn a big reward within the first several months of receiving a new card. Almost all intro bonuses come with a minimum spending requirement that you have to meet within a time limit (e.g., spend $500 on purchases in the fi...

Read More

Goodwin London revenue surges 60% as European hiring spree pays off GOODWIN LONDON REVENUE SURGES 60% AS EUROPEAN HIRING SPREE PAYS OFF

blog article

Feb 15, 2019

City arm grew at more than three times the pace of the firm globally in 2018, hitting $66.8m in the year in which the firm launched a European life sciences practice.The eye-catching 58% growth in London from $42.3m came as Goodwin’s global turnover rose 16% to $1.2bn, profit per equity partne...

Read More

Higher Levels of Volatility Make Day Trading Stocks Preferable HIGHER LEVELS OF VOLATILITY MAKE DAY TRADING STOCKS PREFERABLE

blog article

Feb 14, 2019

The most important statistic for day traders is volatility. Without volatility, it becomes very difficult to generate day trading profits.  Volatility measures the swings a stock has experienced. What is also important for day traders is intraday swings. The high to low range of a stock price d...

Read More

Boost Your Credit Card Approval Chances with These Tips BOOST YOUR CREDIT CARD APPROVAL CHANCES WITH THESE TIPS

blog article

Feb 14, 2019

Although you might not realize it, when you set your sights on a certain credit card, you have to put in most of the work to get it well before you send in your application. Keeping your credit record clean and meeting the qualifications for the cards you want is a long-term game rather than a short...

Read More

New Vault on the ‘Block’chain NEW VAULT ON THE ‘BLOCK’CHAIN

blog article

Feb 14, 2019

As per the reports, MIT research team is about to roll out a white paper for a new cryptocurrency, Vault. There’s always been a problem with scalability pertaining to cryptocurrency and that’s where Vault will be different. According to the claims by MIT researchers, the cryptocurrency V...

Read More

Review: Webster Bank REVIEW: WEBSTER BANK'S BUSINESS CREDIT CARDS

blog article

Feb 14, 2019

Based out of Waterbury, Connecticut, Webster Bank has branches in Massachusetts, Rhode Island, Connecticut, and New York. The bank was founded in 1935 and has over $27 billion dollars in assets. In addition, they offer four credit cards designed specifically for small businesses. Each business credi...

Read More

The Industries Most Likely to Ask for a Business Loan and Why THE INDUSTRIES MOST LIKELY TO ASK FOR A BUSINESS LOAN AND WHY

blog article

Feb 13, 2019

It doesn’t matter what your business’s industry is, there’s one thing that all companies have in common – the need for funding. No matter the source, a business needs funds to not only keep its doors open but more importantly, to grow. What it uses its funds for, however, is ...

Read More

Introducing the Marriott Bonvoy Business American Express Card INTRODUCING THE MARRIOTT BONVOY BUSINESS AMERICAN EXPRESS CARD

blog article

Feb 13, 2019

Looking for a business credit card with outstanding travel rewards? If you’re a loyal customer of one or more of the 30 hotel brands in the Marriott Bonvoy loyalty program, there’s exciting news for you — American Express just released its new co-branded business travel card, the M...

Read More

5 Things to Know About Mortgage Loans and Bad Credit 5 THINGS TO KNOW ABOUT MORTGAGE LOANS AND BAD CREDIT

blog article

Feb 13, 2019

Believe it or not, your credit doesn’t have to be stellar to get a mortgage. Many banks and mortgage lenders only extend mortgage loans to applicants with at least a 640 credit score. However, not all lenders are created equal. And it is possible to get a home loan with what a score below 600,...

Read More

How to Deal With Debt Collectors HOW TO DEAL WITH DEBT COLLECTORS

blog article

Feb 12, 2019

Debt collectors are a necessary evil in the U.S. credit system, but in some cases, their tactics can be predatory or even illegal. If you've been contacted by a debt collector for a past-due balance, going into the process blindly can give the collection agency the upper hand.Instead, educate yo...

Read More

10 Ways to Increase Your Social Security Payments 10 WAYS TO INCREASE YOUR SOCIAL SECURITY PAYMENTS

blog article

Feb 12, 2019

Follow these steps to make sure you will receive the maximum possible Social Security benefitBoost your payout.The amount of your Social Security payments depends on your earnings history and the age you sign up for benefits. Try these strategies to maximize your payments:

Read More

BlueMountain Capital Management’s Returns, AUM and Holdings BLUEMOUNTAIN CAPITAL MANAGEMENT’S RETURNS, AUM AND HOLDINGS

blog article

Feb 12, 2019

BlueMountain Capital Management, LLC is a New York-headquartered privately- held diversified alternative asset management firm co-founded by Andrew Feldstein and Stephen Siderow, back in 2003. With specific expertise in credit markets, the fund deals with equity, credit, private investments and glob...

Read More

CAPITAL MARKETS TRENDS: MARKET INFRASTRUCTURE CAPITAL MARKETS TRENDS: MARKET INFRASTRUCTURE

blog article

Feb 12, 2019

Capital Markets Vision 2022 report that could impact the market infrastructure industry.
Did you know market infrastructure is a $100 billion industry today? Yet, the outlook for its exchange, platform, and asset servicing businesses is one of ongoing change and adaptation. Find out which are...

Read More

4 Steps To Pay Off Credit Card Debt 4 STEPS TO PAY OFF CREDIT CARD DEBT

blog article

Feb 11, 2019

First, make sure you're paying at least the minimum payment each month and not skipping any payments. Second, if you want to save the most money, first pay off the credit card balance with the highest interest rate. That would be Card 2. If you first want to pay off the credit card with the lowe...

Read More

Linklaters turns to Asia for new banking head as Bugg steps down after three years LINKLATERS TURNS TO ASIA FOR NEW BANKING HEAD AS BUGG STEPS DOWN AFTER THREE YEARS

blog article

Feb 11, 2019

Linklaters’ Hong Kong based finance partner Davide Mencacci has replaced Tony Bugg to become the firm’s first non-London based banking head.Linklaters announced today (11 February) the election of the former Allen & Overy partner to the role for four years, while Bugg stepped down th...

Read More

Banking 101: Everything You Need to Know About Money Orders BANKING 101: EVERYTHING YOU NEED TO KNOW ABOUT MONEY ORDERS

blog article

Feb 10, 2019

Say you need to pay your utility bill, but the company doesn’t accept personal checks — and sending an envelope full of cash isn’t a safe option. Money orders are an alternative and secure form of payment to consider.How money orders workMoney orders are like prepaid checks. You pr...

Read More

BankPurely and iGobanking Raise Money Market Rates to 2.40% APY BANKPURELY AND IGOBANKING RAISE MONEY MARKET RATES TO 2.40% APY

blog article

Feb 08, 2019

Deal Summary: PurelyMoneyMarket (2.40% APY) and iGOmoneymarket (2.40% APY), $25k min/$500k max, new money, new accounts only.Availability: Nationwide (internet banks)Flushing Bank’s internet divisions, BankPurely and iGObanking added 15 bps to their respective money market accounts this week. ...

Read More

Banking 101: Pay Off Debt or Save - How to Make the Right Choice BANKING 101: PAY OFF DEBT OR SAVE - HOW TO MAKE THE RIGHT CHOICE

blog article

Feb 08, 2019

When you carry a substantial amount of debt but also need to grow your savings, it can be tough to figure out whether you should pay off debt or save money. Should you focus on shrinking your debt so that you pay as little interest as possible? Or, should you fund your savings so that you have enoug...

Read More

VAT portals may close after Brexit VAT PORTALS MAY CLOSE AFTER BREXIT

blog article

Feb 08, 2019

Businesses that use the HMRC portal to reclaim VAT incurred on overseas expenses, or to pay VAT due under VAT MOSS, may find that the portal snaps shut shortly after Brexit. No deal It’s not only businesses that trade goods with other EU countries that should worry about Brexit. Many service-b...

Read More

These Exchanges Allow You to Trade Cryptocurrencies Without Knowing You THESE EXCHANGES ALLOW YOU TO TRADE CRYPTOCURRENCIES WITHOUT KNOWING YOU

blog article

Feb 08, 2019

Platforms providing traders with the opportunity to exchange cryptocurrencies have increasingly started to apply registration requirements. In many cases, these are justified on the basis of newly introduced KYC and AML regulations. Thankfully, there are still exchanges that allow users to swap digi...

Read More

Barington Capital Group’s Return, AUM and Holdings BARINGTON CAPITAL GROUP’S RETURN, AUM AND HOLDINGS

blog article

Feb 08, 2019

Barington Capital Group LP is an activist hedge fund based in New York City. It was launched in 2000 by James Anthony Mitarotonda. The firm mainly invests in undervalued small and mid-capitalization companies in the United States. Its founder and Chief Executive Officer, James A. Mitarotonda is a hi...

Read More

Collecting tax:Can HMRC change its mind? COLLECTING TAX:CAN HMRC CHANGE ITS MIND?

blog article

Feb 08, 2019

A case concerning a contractor loan scheme, Dickinson & Ors v HMRC, has caused debate over whether HMRC has the right to change its mind when it comes to collecting tax. It all hinges on the taxpayers’ legitimate expectation .Facts of the case the claimants where John Dickinson and a large...

Read More

How Do Balance Transfers Affect Your Credit? HOW DO BALANCE TRANSFERS AFFECT YOUR CREDIT?

blog article

Feb 08, 2019

A balance transfer credit card can be an excellent tool to pay off high-interest debt. But if you're not careful, you could pile up more debt instead of paying it off and drag down your credit score.A balance transfer affects several variables that influence your credit score, for better or for ...

Read More

Meet The Blockchain Startups That Want To Change How We Communicate MEET THE BLOCKCHAIN STARTUPS THAT WANT TO CHANGE HOW WE COMMUNICATE

blog article

Feb 08, 2019

When was the last time you actually read a terms of service agreement before clicking "accept"?
Although it's become commonplace to see and agree to these digital policies that are in practical terms only offering a take-it-or-leave-it proposition, each one of those accept butto...

Read More

No Accounting for Taste e32: KPMG exits small business market NO ACCOUNTING FOR TASTE E32: KPMG EXITS SMALL BUSINESS MARKET

blog article

Feb 07, 2019

This week the pod analyses KPMG's decision to close its small business accounting unit, asks if 'total flexibility' can solve accountancy's always-on crisis, and our software trends potter brings you his spring buying tips. Following on from last episode's self assessment extrava...

Read More

Personal Loan vs. Home Equity Loan: Which Is Better? PERSONAL LOAN VS. HOME EQUITY LOAN: WHICH IS BETTER?

blog article

Feb 07, 2019

Loans, especially personal and home equity loans, can be a good way to pay for a major home project or handle a financial emergency. But before you apply for either type of loan – or an alternative, such as a home equity line of credit – do some research and decide which option best suit...

Read More

NOT ZERO BANK BRANCHES, BUT EXPERIENCE-LED BRANCHES NOT ZERO BANK BRANCHES, BUT EXPERIENCE-LED BRANCHES

blog article

Feb 07, 2019

Recently, a digitally savvy colleague of mine decided to pop into her wireless carrier’s neighborhood retail store for the first time to upgrade her phone and plan. Once she found the store, she signed in on a paper list, stood around awhile before being seen, provided information that was alr...

Read More

Digital Banks - Business Models DIGITAL BANKS - BUSINESS MODELS

blog article

Feb 07, 2019

Amongst the multitude of digital-only banks that emerged recently in Europe, the big five (Monzo, N26, TransferWise, Revolut and Starling) have developed a remarkable customer base, with their popularity ever increasing. Given their short history and the maturity of the industry they operate in, thi...

Read More

New Internet Bank, Rising Bank, Launches with Savings Account and CDs NEW INTERNET BANK, RISING BANK, LAUNCHES WITH SAVINGS ACCOUNT AND CDS

blog article

Feb 07, 2019

Deal Summary: High Yield Savings, 2.45% APY on balances of $1k to $500k; 1-Year Term CD (2.85% APY); 3-Year Rising CD (3.00% APY) Availability: National (internet bank) On Monday, Rising Bank, the new internet division of Midwest BankCentre, opened its virtual doors for business. The product line de...

Read More

Introducing six new cryptocurrencies in BigQuery Public Datasets—and how to analyze them INTRODUCING SIX NEW CRYPTOCURRENCIES IN BIGQUERY PUBLIC DATASETS—AND HOW TO ANALYZE THEM

blog article

Feb 05, 2019

Since they emerged in 2009, cryptocurrencies have experienced their share of volatility—and are a continual source of fascination. In the past year, as part of the BigQuery Public Datasets program, Google Cloud released datasets consisting of the blockchain transaction history for Bitcoin and ...

Read More

3 Ways to advance usage and drive impact in financial inclusion 3 WAYS TO ADVANCE USAGE AND DRIVE IMPACT IN FINANCIAL INCLUSION

blog article

Feb 04, 2019

Unprecedented technological advancements and corresponding innovations in business models have helped financial inclusion evolve beyond merely connecting people to a bank account. It is, for instance, helping level the playing field for small farmers by providing access to buyers, more efficient pri...

Read More

Dalton Investments’ Return, AUM, and Holdings DALTON INVESTMENTS’ RETURN, AUM, AND HOLDINGS

blog article

Feb 04, 2019

Exactly 30 years ago, Steve Persky, James Rosenwald, and Gifford Combs joined together to form Dalton Investments, a Santa Monica – based hedge fund. What made these three businessmen join together as a team was a serious investment experience in Asia and a vision of an investment management f...

Read More

7 Best Cryptocurrency Exchanges In The World To Buy Any Altcoins 7 BEST CRYPTOCURRENCY EXCHANGES IN THE WORLD TO BUY ANY ALTCOINS

blog article

Feb 03, 2019

Slowly and steadily, Bitcoin and altcoins are getting attention from more investors all around the world. And why not? These cryptocurrencies are time and again proving themselves to be a safe haven against government’s inflationary policies. That’s why some people are even securing cryp...

Read More

Open banking opens the door to fraudulent activity. How can it be combatted? OPEN BANKING OPENS THE DOOR TO FRAUDULENT ACTIVITY. HOW CAN IT BE COMBATTED?

blog article

Feb 01, 2019

Open banking not only opens up a world of opportunity for financial services companies seeking to improve the customer experience, but also presents a potential gold mine for fraudsters, particularly through identity fraud. With more financial institutions than ever before sharing customer data in t...

Read More

Why Accounts Receivable Financing Is Necessary for Small Businesses WHY ACCOUNTS RECEIVABLE FINANCING IS NECESSARY FOR SMALL BUSINESSES

blog article

Feb 01, 2019

Most small business owners discover that at some point they require an infusion of working capital to stabilize cash flow and fuel further growth. One form of funding that works well for small businesses are accounts receivable financing, also known as factoring. When you factor your unpaid invoices...

Read More

How Blockchain Can Protect Lenders from Invoice Stacking Frauds? HOW BLOCKCHAIN CAN PROTECT LENDERS FROM INVOICE STACKING FRAUDS?

blog article

Jan 31, 2019

Blockchain has been the talk of the town for quite some time now. Ever since the technology had been introduced with the arrival of cryptocurrency, it has been interesting to see how industries other than finance, too, took interest and found several possibilities hidden in this disruptive technolog...

Read More

Your Beginner’s Guide to Sales Tax Nexus YOUR BEGINNER’S GUIDE TO SALES TAX NEXUS

blog article

Jan 31, 2019

If your business operates in a location that imposes sales tax, you are likely familiar with the concept of sales tax. But, have you heard of sales tax nexus? Mastering sales tax nexus boils down to one question: What is nexus? Read on to learn the basics of sales tax nexus, including state guidelin...

Read More

Crypto Exchange QuadrigaCX Files for Creditor Protection CRYPTO EXCHANGE QUADRIGACX FILES FOR CREDITOR PROTECTION

blog article

Jan 31, 2019

Canadian crypto exchange QuadrigaCX is filing for protection from creditors, a step taken to avoid bankruptcy .In a statement posted to its website nearly a week after the portal became inaccessible, the exchange announced that it had filed “an application for creditor protection in accordance...

Read More

How To Get Your Best Financial Advice HOW TO GET YOUR BEST FINANCIAL ADVICE

blog article

Jan 31, 2019

During times of elevated stock market volatility, most retail (and even institutional) investors get the idea to seek out some counseling. At best, this takes the form of finding a so-called “financial advisor” to give reassurance or modification recommendations to whatever program or st...

Read More

Four Reasons Life Insurance Should Be One Of Your 2019 Financial Resolutions FOUR REASONS LIFE INSURANCE SHOULD BE ONE OF YOUR 2019 FINANCIAL RESOLUTIONS

blog article

Jan 30, 2019

Life insurance is one of life’s least understood financial necessities. By design, it is intended to provide security for people in one of life’s most difficult emotional and financial situations: the passing of a loved one. Yet, too often, people view paying for life insurance as an unn...

Read More

Importance of Conducting Independent Assessment For An Enterprise Risk Management Function IMPORTANCE OF CONDUCTING INDEPENDENT ASSESSMENT FOR AN ENTERPRISE RISK MANAGEMENT FUNCTION

blog article

Jan 30, 2019

The saying goes, “If it ain’t broke, don’t fix it.” However, in the culture of today’s business market, the saying should be adapted to say, “If the existing risk management program is working, still see if there are areas for improvement with an independent asses...

Read More

Bitcoin Eyes Minor Price Bounce But Bear Trend Intact BITCOIN EYES MINOR PRICE BOUNCE BUT BEAR TREND INTACT

blog article

Jan 30, 2019

Bitcoin’s minor recovery rally from six-week lows could be extended further to levels above $3,500 as back-to-back long-tailed daily candles are indicating a lack of conviction among sellers, despite Monday’s high-volume range breakdown. Bitcoin (BTC) has recovered slightly from six-week...

Read More

Should You Refinance Your Student Loans? SHOULD YOU REFINANCE YOUR STUDENT LOANS?

blog article

Jan 30, 2019

REFINANCING STUDENT loans can save you money under the right circumstances. It could be helpful to score a lower interest rate, to change from a variable interest rate to a fixed rate, to consolidate your loans for a single monthly payment, or to release a co-signer. At the same time, you could lose...

Read More

Baupost Capital 2018 Q4 Investor Letter BAUPOST CAPITAL 2018 Q4 INVESTOR LETTER

blog article

Jan 29, 2019

If I had shown you an investor letter from a fund manager whose non-micro-cap stock picks underperformed the market by an average of 2 percentage points annually since 2008 (before fees and expenses) and whose performance has been deteriorating dramatically in recent years, do you think you’d ...

Read More

Best Credit Cards for Everyday Purchases BEST CREDIT CARDS FOR EVERYDAY PURCHASES

blog article

Jan 29, 2019

Whether you’re purchasing groceries for your family, filling up the gas tank or dining out with friends, we all have a long list of everyday purchases — and they add up quickly! While you may be temped to reach for your debit card to cover such charges, you’re doing yourself a diss...

Read More

Cryptocurrency and the Community Foundation Field CRYPTOCURRENCY AND THE COMMUNITY FOUNDATION FIELD

blog article

Jan 29, 2019

When you hear words like bitcoin, cryptocurrency, or blockchain, what comes to mind? For many, it's technologies that are difficult or impossible to understand. For others, it's the critical components of the infrastructure that will drive commerce in the future, both online and off, as well...

Read More

What Is Adjusted Gross Income? WHAT IS ADJUSTED GROSS INCOME?

blog article

Jan 29, 2019

As a small business owner, you have likely heard of the terms gross or net income. But, are you familiar with adjusted gross income? Learn what is adjusted gross income, how to calculate it, and uses for adjusted gross income below. What is adjusted gross income? Adjusted gross income, or AGI, is a ...

Read More

Protecting the bank: Key challenges and opportunities PROTECTING THE BANK: KEY CHALLENGES AND OPPORTUNITIES

blog article

Jan 29, 2019

Protecting the bank involves more than keeping money safe and preventing financial crime; it touches upon all parts of the bank and the banking industry. Protection today involves securing the entire banking ecosystem and the massive amounts of customer data that banks have.

Read More

INSURERS ARE OFTEN ILL-PREPARED FOR ECOSYSTEM PARTNERSHIPS INSURERS ARE OFTEN ILL-PREPARED FOR ECOSYSTEM PARTNERSHIPS

blog article

Jan 29, 2019

Ecosystem partnerships offer insurers huge opportunities to strengthen their businesses and drive up profits during the next five years. By combining their operational expertise, technology resources and industry knowledge with strategic partners, insurance providers can capitalize on the digital di...

Read More

Top tips for financial institutions looking to address fraud in invoice financing TOP TIPS FOR FINANCIAL INSTITUTIONS LOOKING TO ADDRESS FRAUD IN INVOICE FINANCING

blog article

Jan 29, 2019

Despite new technologies and processes aiming to help root out fraudulent activity, fraud continues to be a major issue for the asset-based finance (ABF) industry. Only last year UK-based invoice financing platform Urica was forced out of business by a one-off event occurring in France.  For an...

Read More

Fintech apps of the future FINTECH APPS OF THE FUTURE

blog article

Jan 28, 2019

When it comes to bringing innovation to the world of banking and finance, what sort of apps might we see in years to come, and what areas are potentially ripe for development? What is driving the development of new types of apps, and how will gadgets and voice-activated assistants such as Facebook P...

Read More

FIVE INSURERS DELIGHTING CUSTOMERS WITH PERSONALIZED EXPERIENCES FIVE INSURERS DELIGHTING CUSTOMERS WITH PERSONALIZED EXPERIENCES

blog article

Jan 28, 2019

Trend-setting insurers are moving away from transactional relationships with their customers, where they focus on bills, payments, renewals and notices. Instead they’re moving toward relational relationships where customers provide their personal data and in return receive personalized custome...

Read More

Why the Crypto Industry Needs to Forget Price Predictions WHY THE CRYPTO INDUSTRY NEEDS TO FORGET PRICE PREDICTIONS

blog article

Jan 28, 2019

This was Tom Lee towards the end of 2018., the co-founder of Fund Strat Global Advisors and one of the most prominent cryptocurrency price analysts. He famously predicted Bitcoin would end 2018 at $25,000. Despite Lee’s claim to fame being his ability to predict stocks and crypto prices, even ...

Read More

3 tech stocks to watch this earnings season 3 TECH STOCKS TO WATCH THIS EARNINGS SEASON

blog article

Jan 27, 2019

Last year the stock market was dominated by significant FAANG (Facebook, Amazon, Apple, Netflix and Alphabet’s Google) movement with particularly sharp trading towards the end of 2018. Wall Street made record highs in 2018 followed by a significant sell-off but analysts see no reason why there...

Read More

The Art Of Credit Creation THE ART OF CREDIT CREATION

blog article

Jan 27, 2019

Today we discuss how banks lend, and why the idea that bank deposits limit bank lending is plain wrong and helps to explain why home prices have exploded in recent years. The correlation between home prices and credit availability are clear to see. We have updated this chart to take account of 2018 ...

Read More

We Must Lead Crypto Out Of The Dark Ages WE MUST LEAD CRYPTO OUT OF THE DARK AGES

blog article

Jan 26, 2019

Those that stand to lose on their proof-of-work investments are well-financed, and some of them are terrified of what they're seeing in the market.   The trend is inescapable, and has been echoed from various market leaders - not just from XRP supporters:  Proof-of-work 'minin...

Read More

AMP Shareholders Brace For $0.04 Dividend Payment AMP SHAREHOLDERS BRACE FOR $0.04 DIVIDEND PAYMENT

blog article

Jan 25, 2019

Regarding shareholders, in a statement, AMP said, “Recognising the 2H 18 performance of the business, the related capital impacts and the uncertainties in the operating environment, the board anticipates declaring a final dividend of 4 cents per share.” In 2018, AMP was hit with five sha...

Read More

Bitcoin Awaits Triangle Breakout as Price Squeeze Continues BITCOIN AWAITS TRIANGLE BREAKOUT AS PRICE SQUEEZE CONTINUES

blog article

Jan 25, 2019

Bitcoin’s (BTC) price is largely unchanged on the day and maybe building for a strong exit from the weeks-long period of consolidation.The leading cryptocurrency hit highs above $4,100 on Jan. 8 before moving lower to around $3,500, where it’s become trapped in a tightening trading range...

Read More

Get Out of Credit Card Debt with a Balance Transfer GET OUT OF CREDIT CARD DEBT WITH A BALANCE TRANSFER

blog article

Jan 25, 2019

Whether it’s from indulging in your wants or tending to your needs (such as health crises), it can be all too easy to generate a lot of credit card debt if you aren’t careful. Either way, carrying a large balance and paying a hefty APR can really cut into your future wealth. If you&rsquo...

Read More

Customer owned banking institutions become Australia Post’s latest target CUSTOMER OWNED BANKING INSTITUTIONS BECOME AUSTRALIA POST’S LATEST TARGET

blog article

Jan 24, 2019

Australia’s customer owned banking institutions are being pressured to agree to an unfair pricing policy by Australia Post as it targets smaller institutions to pay excessive charges for access to Bank Post, according to a COBA press release. Despite Australia Post CEO Christine Holgate public...

Read More

Will blockchain replace core banking? WILL BLOCKCHAIN REPLACE CORE BANKING?

blog article

Jan 24, 2019

None of the challenger banks use blockchain, the guy who’s leading the most popular smart contract platform (Ethereum) say’s it’s a bad idea. So, I mean read on…but no, don’t use a blockchain or smart contracts for the love of god. In the past week I’ve had sever...

Read More

How to Audit Smart Contracts? – Blockchain App Factory HOW TO AUDIT SMART CONTRACTS? – BLOCKCHAIN APP FACTORY

blog article

Jan 23, 2019

Information has become one of the most valuable things nowadays. Some companies even pay millions of dollars to have access to data that can help them with sales and to plan better market strategies. Therefore it’s clear that we’ve been living in a world driven by data, and keep all of t...

Read More

FROM HYPE TO VALUE: THE DIGITAL BANKING TRANSFORMATION FROM HYPE TO VALUE: THE DIGITAL BANKING TRANSFORMATION

blog article

Jan 23, 2019

Banks are discovering that going digital delivers benefits beyond driving efficiencies and lowering costs. Organizations are applying digital capabilities as a key strategic imperative for staying ahead of the competition and creating new business value.As financial services customers increasingly t...

Read More

GEN Z AND BANKING: HOW BANKS CAN REBUILD TRUST WITH THE NEXT GENERATION OF CONSUMERS GEN Z AND BANKING: HOW BANKS CAN REBUILD TRUST WITH THE NEXT GENERATION OF CONSUMERS

blog article

Jan 23, 2019

Gen Z has introduced a new set of behaviors that are changing the dynamics within the banking and fintech space. Dubbed the “throwback generation,” the post-millennial era could be the key to bucking the trend of rising distrust among consumers. According to a recent survey by Raddon, 67...

Read More

THE GOOD THAT BANKS DO, AND A FUTURE WITH OLDER WORKERS THE GOOD THAT BANKS DO, AND A FUTURE WITH OLDER WORKERS

blog article

Jan 23, 2019

Banking is a righteous career because its focus is on helping consumers and business owners realize their dreams, claims Paul Hickman. “Most people go into regular banking because they want to make a difference,” he told Bruce Weinstein in a Forbes interview. “You finance a busines...

Read More

5 TRENDS EVERY LIFE INSURANCE AND ANNUITY CIO SHOULD KNOW 5 TRENDS EVERY LIFE INSURANCE AND ANNUITY CIO SHOULD KNOW

blog article

Jan 23, 2019

Life insurance CIOs are well positioned to help business leaders find opportunity amidst industry dynamics. According to Accenture Research, these include Millennials who are at the age where life-stage buying traditionally occurs, Baby Boomers who are entering retirement en masse many of whom are u...

Read More

Conversational Banking Landscape CONVERSATIONAL BANKING LANDSCAPE

blog article

Jan 22, 2019

Conversational interfaces are gaining momentum both in banking and pretty much every other industry. However the landscape of technology to support can be confusing and complex. The framework pictured here is not a technical architecture, but a functional view of the key components of a “conve...

Read More

Five financial markets trends in 2019 FIVE FINANCIAL MARKETS TRENDS IN 2019

blog article

Jan 22, 2019

Looking forward to the year ahead to try and predict some of the most significant trends that will steer the financial markets forward in 2019 has become a tradition amongst financial technologists. As we kick off 2019, here is my contribution to the debate – five trends to watch out for this ...

Read More

The Russian business will be allowed to test cryptocurrency THE RUSSIAN BUSINESS WILL BE ALLOWED TO TEST CRYPTOCURRENCY

blog article

Jan 22, 2019

The Ministry of economic development of the Russian Federation made an initiative to allow Russian businesses to use digital currencies for transactions in test mode. This opportunity should be provided to entrepreneurs in some regions of the country, according to “Izvestia”.It is alread...

Read More

Personalised medicine: Implications for the insurance industry and for consumers PERSONALISED MEDICINE: IMPLICATIONS FOR THE INSURANCE INDUSTRY AND FOR CONSUMERS

blog article

Jan 22, 2019

Personalised medicine is set to revolutionise the manner in which patients are diagnosed and treated. It involves genetic testing and a consideration of an individual’s health risk factors and genetic information and tailoring medical treatment accordingly. Such testing could lead to quicker d...

Read More

SARB intends to regulate crypto assets SARB INTENDS TO REGULATE CRYPTO ASSETS

blog article

Jan 22, 2019

SARB sees that crypto asset activity may be disruptive to the financial sector and may result in an increase in undetected illicit financial flows, money laundering and terrorist financing, an increase in consumer and investor protection concerns including market manipulation, tax evasion and exchan...

Read More

Blockchain vs. PayPal: Understanding the Difference and Evolution BLOCKCHAIN VS. PAYPAL: UNDERSTANDING THE DIFFERENCE AND EVOLUTION

blog article

Jan 22, 2019

In today’s world, everyone wants everything in a hurry. The faster, the better. In the world of digital payments, a major competition is underway between the blockchain and PayPal. The blockchain is the relative newcomer, while PayPal has been around for about two decades. Here’s a look ...

Read More

20 Active Crypto Influencers to Follow on Social Media 20 ACTIVE CRYPTO INFLUENCERS TO FOLLOW ON SOCIAL MEDIA

blog article

Jan 22, 2019

Despite the bear trend in 2018, Bitcoin hit the 600 billion market cap and we saw the number of ICOs nearly double. And 2019 is bound to be another year of innovation for blockchain tech and crypto. Although there are thousands committed to crypto, there are some influencers who are working behind t...

Read More

What Is Zcash (ZEC)? | A Guide to the Bitcoin-Based Privacy Coin WHAT IS ZCASH (ZEC)? | A GUIDE TO THE BITCOIN-BASED PRIVACY COIN

blog article

Jan 22, 2019

Zcash is a publicly encrypted blockchain and scientific breakthrough in cryptography with its use of zero-knowledge cryptography known as zk-SNARKS. This framework allows the user to leverage two addresses: one fully private and one transparent (similar to Bitcoin). The two customizable modes, shiel...

Read More

We are adding limited support for Bitcoin SV (BSV) WE ARE ADDING LIMITED SUPPORT FOR BITCOIN SV (BSV)

blog article

Jan 22, 2019

As previously shared, Bitcoin Cash (BCH) experienced a hard fork on November 15th. The main outcome of the fork was the splitting of the Bitcoin Cash chain into two chains, and therefore two tokens - Bitcoin Cash ABC and Bitcoin SV.  This means that anyone that held 1 BCH before the fork would ...

Read More

Lessons from the Dotcom Era – The Blockchain First Mover Advantage LESSONS FROM THE DOTCOM ERA – THE BLOCKCHAIN FIRST MOVER ADVANTAGE

blog article

Jan 22, 2019

Cryptocurrencies and blockchain were once a niche interest, protected and propagated by a hardcore legion of early adopters. Now, times have moved on. Blockchain technology has captured the attention of the world. One report estimates that the number of blockchain wallet users is increasing by more ...

Read More

5 Steps to Get on Track While Tracking Business Expenses and Income 5 STEPS TO GET ON TRACK WHILE TRACKING BUSINESS EXPENSES AND INCOME

blog article

Jan 22, 2019

As a small business owner, you are likely familiar with recording and keeping an eye on transactions. However, are you thoroughly monitoring business expenses and income? Learn the steps to take for tracking business expenses and income and the importance of tracking them below.

Read More

Future of Cryptocurrency – Blockchain App Factory FUTURE OF CRYPTOCURRENCY – BLOCKCHAIN APP FACTORY

blog article

Jan 21, 2019

Finance and Technology have always been in a love-hate relationship. The increasing demands of security, the world moving towards mobile and Internet-based transactions, and above everything, the globalization of Financial Institutions and transactions have made finance and Technology get into an un...

Read More

How do blockchain explorers work? HOW DO BLOCKCHAIN EXPLORERS WORK?

blog article

Jan 21, 2019

A blockchain explorer, or block explorer, is a tool used to display both past and live data of a certain blockchain. It is public and can be accessed by anyone to view various aspects of a blockchain’s information. Essentially, it is a blockchain-oriented search engine.

Read More

What is Blockfolio? How Does the Cryptocurrency Portfolio Tracker Stack Up? WHAT IS BLOCKFOLIO? HOW DOES THE CRYPTOCURRENCY PORTFOLIO TRACKER STACK UP?

blog article

Jan 21, 2019

Blockfolio is a cryptocurrency portfolio tracking solution available on Android and iOS. The number of altcoins continues to grow and buyers, traders, and hodlers everywhere are finding it increasingly difficult to manage all of their investments. Many coins are spread across different exchanges and...

Read More

Embrace Technology Disruption! Utilize Relevant Core Skills and Technology to Integrate AI in Banking EMBRACE TECHNOLOGY DISRUPTION! UTILIZE RELEVANT CORE SKILLS AND TECHNOLOGY TO INTEGRATE AI IN BANKING

blog article

Jan 21, 2019

Magine a financial institution as a human body, Artificial Intelligence (AI) would then be the digital backbone holding it up! Technology disruption in the banking sector is taking place slowly yet surely. Why is there so much hype around AI? How is AI transforming the banking ecosystem? Because AI ...

Read More

How Has Cryptocurrency Affected Online Entertainment And What Does The Future Hold? HOW HAS CRYPTOCURRENCY AFFECTED ONLINE ENTERTAINMENT AND WHAT DOES THE FUTURE HOLD?

blog article

Jan 21, 2019

There is no question that cryptocurrencies like Bitcoin have been a hugely disruptive force in a number of spheres. From the financial markets to the world of online entertainment, there are few areas in which their influence has not been felt in the past few years.The case of web-powered entertainm...

Read More

Top 10 Leading Cryptocurrency Listings In The Year 2019 TOP 10 LEADING CRYPTOCURRENCY LISTINGS IN THE YEAR 2019

blog article

Jan 20, 2019

As everyone expected, Bitcoin is the leading cryptocurrency and we expect this trend to continue in 2019 as well. As the first cryptocurrency to ever come into existence, luckily it is still keeping the pace despite the current market conditions. Bitcoin is a digital currency based on a distributed ...

Read More

Best Cryptocurrency Exchanges That Will Shock You In 2019 BEST CRYPTOCURRENCY EXCHANGES THAT WILL SHOCK YOU IN 2019

blog article

Jan 19, 2019

Cryptocurrency exchanges are among the main elements that constitute the cryptocurrency ecosystem. Exchanges enable cryptocurrencies conversion to Fiat money and crypto to crypto conversion amongst others. There are many exchanges out there ranging from coinbase, local bitcoin to Huobi and others.

Read More

Is Cryptocurrency Regulatory Clarity Coming? IS CRYPTOCURRENCY REGULATORY CLARITY COMING?

blog article

Jan 19, 2019

Two United States congressmen introduced legislation in late December that would exclude certain digital currencies from being defined as securities a bill that, if enacted, may finally provide the cryptocurrency industry with regulatory clarity regarding when the offer and sale of digital tokens mu...

Read More

The Latest Model of Modern Banking THE LATEST MODEL OF MODERN BANKING

blog article

Jan 18, 2019

Most people assume that fintech companies are out to take business away from banks, but what if the opposite is true? What if, instead of being a threat, fintech companies actually open up new opportunities for banks? That’s what a handful of banks are exploring right now. They’re doing ...

Read More

BANKING INNOVATION COMES OF AGE AT DISTRIBUTION & MARKETING INNOVATION AWARDS BANKING INNOVATION COMES OF AGE AT DISTRIBUTION & MARKETING INNOVATION AWARDS

blog article

Jan 18, 2019

Almost seven years ago, the Efma-Accenture Distribution & Marketing Innovation Awards were launched to celebrate the ideas and organizations that were creating a new future for the industry. The 2012 awards highlighted many exciting initiatives and programs. But most of them, it must be said, we...

Read More

Supporting Fintechs in engaging with financial institutions SUPPORTING FINTECHS IN ENGAGING WITH FINANCIAL INSTITUTIONS

blog article

Jan 18, 2019

Towards the end of 2018, the British Standards Institution (BSI) published a set of guidelines, advising Fintechs how best to engage with financial institutions with the goal of delivering a successful outcome for all: banks, Fintechs and end customers. The report includes recommendations and common...

Read More

6 Ways to Start 2019 on the Right Financial Foot 6 WAYS TO START 2019 ON THE RIGHT FINANCIAL FOOT

blog article

Jan 18, 2019

BY MOST MEASURES, 2018 was a wild financial ride. It was one of the most volatile years in the stock market on record, which may have had many investors checking their blood pressure more often than we normally would.With 2018 behind us, it's time to focus on the year ahead, and take some steps ...

Read More

CRYPTOCURRENCY IS DEAD! LONG LIVE CRYPTOCURRENCY! CRYPTOCURRENCY IS DEAD! LONG LIVE CRYPTOCURRENCY!

blog article

Jan 18, 2019

Throughout the news landscape, continual signs seem to signal how the cryptocurrency boom is over. According to various sites that track dead cryptos, the cryptocurrency landscape is inching ever closer to 1,000 dead crypto coins. By one count, bitcoin reportedly died some 326 times. Since peaking a...

Read More

Why the Crypto Winter is Good for Blockchain WHY THE CRYPTO WINTER IS GOOD FOR BLOCKCHAIN

blog article

Jan 17, 2019

In April 2017, the total market cap of the cryptocurrency market was US$25 billion. Nine months later, on January 8, 2018, the market cap reached its highest point of US$813 billion. A staggering increase of 3252% in just nine months. However, one month later, as of February 6, 2018, the market cap ...

Read More

Credit enhancement: a boost to private capital in infrastructure? CREDIT ENHANCEMENT: A BOOST TO PRIVATE CAPITAL IN INFRASTRUCTURE?

blog article

Jan 17, 2019

A strange irony persists in today’s infrastructure investment market: private capital waiting to be deployed into the sector is at an all-time high, yet investors seem reluctant to commit. Even in developed countries, few investors are willing to partake in transactions with merchant or constr...

Read More

Fitch Housing Outlook, Risks To The Downside FITCH HOUSING OUTLOOK, RISKS TO THE DOWNSIDE

blog article

Jan 17, 2019

Fitch published their Global Home Housing And Mortgage Outlook for 2019. The story appears to one of falling values in some major centres and more uncertainty economically and politically. For Australia, they expect a national peak-to-trough home price drop of 12% in Australia with Sydney and Melbou...

Read More

Major Canadian Banks To “Open” Their Banking MAJOR CANADIAN BANKS TO “OPEN” THEIR BANKING

blog article

Jan 17, 2019

According to Moody’s, on 11 January, the Canadian government published a consultation paper on its previously announced open banking initiative to foster competition within its banking industry. The initiative will provide policy recommendations on how best to allow retail bank customers to sh...

Read More

NZ cryptocurrency exchange loses ‘significant’ funds in breach NZ CRYPTOCURRENCY EXCHANGE LOSES ‘SIGNIFICANT’ FUNDS IN BREACH

blog article

Jan 17, 2019

IT Wire reports that New Zealand cryptocurrency exchange Cryptopia has suffered a breach and its operations have been locked down, with police saying that they are not yet in a position to indicate the quantum of the theft. The company said in a notice on its site that there had been “signific...

Read More

HOW AUSTRALIAN BANKS CAN REBUILD TRUST IN DISTRUSTING TIMES HOW AUSTRALIAN BANKS CAN REBUILD TRUST IN DISTRUSTING TIMES

blog article

Jan 16, 2019

Should banks cut spending on the customer experience and digital channels they risk disintermediation being cut out of the transaction loop at a time of heightened competition.In our first post, we explored how banks by addressing employee conduct could kill two birds with one stone: improving the c...

Read More

INSURERS FORESEE DIGITAL’S VALUE IN IMPROVING EMPLOYEE AND CUSTOMER RETENTION INSURERS FORESEE DIGITAL’S VALUE IN IMPROVING EMPLOYEE AND CUSTOMER RETENTION

blog article

Jan 16, 2019

Insurers are reaping the operational benefits from going digital and are now turning their attention toward two other digital strategic imperatives in this high personal touch industry: retaining employees and pleasing customers. Like other financial services sectors, insurers are now fully on board...

Read More

2019 Blockchain Adoption: The Next Cryptocurrency Price Catalyst 2019 BLOCKCHAIN ADOPTION: THE NEXT CRYPTOCURRENCY PRICE CATALYST

blog article

Jan 16, 2019

Industries that we never thought would be disrupted, will be disrupted massively and the company executives know it and they want to be ahead of the curve and find ways to not be disrupted out of their business. Blockchain has got a lot of amazing applications and uses cases but at the same time blo...

Read More

How collaboration in the cloud can help banks innovate HOW COLLABORATION IN THE CLOUD CAN HELP BANKS INNOVATE

blog article

Jan 16, 2019

One of the biggest problems banks face today is innovating the new services and products expected by their customers. In the digital age, which is dominated by the likes of Google, Apple, Facebook and Amazon (GAFA), consumers demand convenience in all aspects of their lives, so the imperative to inn...

Read More

UBank Lifts Mortgage Rates UBANK LIFTS MORTGAGE RATES

blog article

Jan 15, 2019

The second wave of out-of-cycle mortgage rate hikes has continued, with another lender announcing increases of up to 20 basis points, via The Adviser. NAB-owned lender UBank has announced that it has increased interest rates on its fixed rate investor home loan products by 20 basis points, effective...

Read More

Delivering on the true meaning of DELIVERING ON THE TRUE MEANING OF 'OPEN' BANKING IN THE CONTEXT OF CUSTOMER EXPERIENCE

blog article

Jan 15, 2019

The battle is on: banks are searching for ways to sustain their revenue streams during an emergence of potentially more innovative entrants. The repercussions are widespread, reaching as far as here in Scandinavia.The Nordic region is experiencing a dramatic change in how banks perceive transparency...

Read More

Crypto-assets and EU regulation: to a global format CRYPTO-ASSETS AND EU REGULATION: TO A GLOBAL FORMAT

blog article

Jan 15, 2019

It is increasingly becoming a certainty that crypto-assets are here to stay. Also regulators are now more convinced that these will be here for the long run. Long time taken a wait-and-see attitude, there is growing consensus at European regulators to come up  with EU-wide regulation. While on ...

Read More

Top 8 Payment Authentication Tools for 2019 TOP 8 PAYMENT AUTHENTICATION TOOLS FOR 2019

blog article

Jan 15, 2019

The internet and mobile economy have been going through a boom in the last few years. As a result, the online identity authentication industry is growing and evolving quickly.Effective identity verification continues to be one of the greatest challenges facing business owners, payment providers, and...

Read More

Bank Loans: Top Banks Offering Personal Loans 2019 BANK LOANS: TOP BANKS OFFERING PERSONAL LOANS 2019

blog article

Jan 15, 2019

Years ago, if you wanted a personal loan, you went to your bank. Today, borrowers can open a browser and apply for a personal loan from multiple online lenders. But if you love your bank and have an enviable credit score, you may find that a traditional bank or financial institution is the best plac...

Read More

2019 Cryptocurrency Prediction: What could one expect from bitcoin? 2019 CRYPTOCURRENCY PREDICTION: WHAT COULD ONE EXPECT FROM BITCOIN?

blog article

Jan 15, 2019

The crypto industry performed nothing less than wonder in 2017. But, 2018 proved to be a troubling one for the industry of cryptocurrency. Its market faced a severe value down in the year. Numerous of the cryptocurrencies went down around a loss of 75%! Several points could be blamed for this condit...

Read More

How To Buy Things With Cryptocurrency?What Can You Buy With Bitcoin? HOW TO BUY THINGS WITH CRYPTOCURRENCY?WHAT CAN YOU BUY WITH BITCOIN?

blog article

Jan 14, 2019

Cryptocurrency adoption is a widely discussed topic at the moment. If you have ever browsed Reddit or Twitter, you can see lots of posts and articles promoting crypto as a means of payment for goods, mass adoption of certain coins and the ways that cryptocurrency in use can be promoted to the people...

Read More

Tips for investing in cryptocurrency|Cryptocurrency investing for beginners TIPS FOR INVESTING IN CRYPTOCURRENCY|CRYPTOCURRENCY INVESTING FOR BEGINNERS

blog article

Jan 14, 2019

Let me tell you one very important thing investments require research. It might seem like an obvious thing, but many people out there neglect this basic truth and dive right into the whole mess of cryptocurrency trading with no background. a leading non-custodial cryptocurrency exchange, wants to ch...

Read More

BANKS CAN RECAPTURE MOMENTUM IN TRADE FINANCE BANKS CAN RECAPTURE MOMENTUM IN TRADE FINANCE

blog article

Jan 14, 2019

Trade finance was once one of the most profitable products in the corporate banking portfolio, but it has become much less profitable due to a variety of factors. These include a heavy regulatory burden (reflecting sanction screening and anti-money laundering initiatives) as well as margin pressure ...

Read More

10 TRENDS WORTH BANKERS’ ATTENTION IN 2019 10 TRENDS WORTH BANKERS’ ATTENTION IN 2019

blog article

Jan 14, 2019

Granted, prophesying the future of banking amid powerful industry-shaping dynamics across and within varied markets could be considered an act of futility. However, there are hard indications from Open Banking to core IT alternatives and hungry newcomers taking noticeable share that 2019 could be a ...

Read More

Cryptocurrencies, robotics and AI will dominate 2019 CRYPTOCURRENCIES, ROBOTICS AND AI WILL DOMINATE 2019

blog article

Jan 14, 2019

Last year, the government was advised to take the bull by the horns and with the assistance of technical advisers rushed the Malta Digital Innovation Act together with a framework for virtual financial assets. This was pioneering work, hoping that Malta will succeed (as it did in the remote gaming s...

Read More

Understanding the Link Between Finance and the Supply Chain UNDERSTANDING THE LINK BETWEEN FINANCE AND THE SUPPLY CHAIN

blog article

Jan 14, 2019

If you’re a supply-chain executive seeking advice on shoring up your company’s financial condition, be careful about who’s doling out the advice. Certain “experts” in corporate financial practices will tell you that the answer lies in slow-paying your suppliers. Think o...

Read More

Florida drivers are paying the third-highest rates for car insurance in the country FLORIDA DRIVERS ARE PAYING THE THIRD-HIGHEST RATES FOR CAR INSURANCE IN THE COUNTRY

blog article

Jan 14, 2019

According to a recent survey from the insurance information website Insure, drivers in the Sunshine State are paying the third-highest amount in the U.S. to afford their car insurance. Another reason Florida's rates are so much higher: Your run-of-the-muck con jobs, as in fraudulent personal inj...

Read More

Bitcoin, Ether and XRP are Testing Key Support BITCOIN, ETHER AND XRP ARE TESTING KEY SUPPORT

blog article

Jan 14, 2019

Bitcoin (BTC/USD) is trading around the $3,500 mark, which is a key support level for the leading cryptocurrency. The next support levels to be watched are the $3,126, December 2018 low, the $2,972, September 2017 low, followed by the $2,000 psychological, round mark, support level. Resistance level...

Read More

US Bank Stress Tests To Be Eased US BANK STRESS TESTS TO BE EASED

blog article

Jan 14, 2019

Among the revisions, which are similar to those proposed in December 2018 by the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corp. (FDIC), is a proposal that would eliminate the requirement for company-run stress tests at most bank subsidiaries with total consol...

Read More

The value to Banks in using intelligence and THE VALUE TO BANKS IN USING INTELLIGENCE AND 'AS A-SERVICE OFFERINGS’

blog article

Jan 13, 2019

The 2018 McKinsey Banking Review noted that, on average, between 2012 and 2017, banks valuations lagged those of all other industries, meaning that investors are and will be looking elsewhere for value. How will banks respond to this phenomena?In the UK it appears that revenue is now more important ...

Read More

6 Daily Habits to Create Financial Success in 2019 6 DAILY HABITS TO CREATE FINANCIAL SUCCESS IN 2019

blog article

Jan 11, 2019

IF YOU'RE making New Year's resolutions, you've probably thought about your finances and habits to adopt or drop this year. The difference between getting ahead or falling behind financially usually comes down to small actions you repeatedly do.If you want to create more financial succes...

Read More

Cybercurrencies and the need for regulation CYBERCURRENCIES AND THE NEED FOR REGULATION

blog article

Jan 11, 2019

Once the cybercurrency is created, however, brokers are needed to sell and make a market for it. Given cybercurrencies are an unregulated market, then there are few concerns over how much commission is paid to the broker. The bigger the commission, the greater incentive for the broker to sell and in...

Read More

Google Policy Change Forces Bitcoin Wallet to Remove Security Features GOOGLE POLICY CHANGE FORCES BITCOIN WALLET TO REMOVE SECURITY FEATURES

blog article

Jan 11, 2019

“Walled garden” is a term synonymous with closed-platform or closed ecosystem, referring to a software system where the service provider takes on holistic control over all operations in the system including applications, content and media. However, this is not a new trend taken on by Goo...

Read More

Best Cryptocurrency & AltCoins Portfolio Management Apps of 2019 BEST CRYPTOCURRENCY & ALTCOINS PORTFOLIO MANAGEMENT APPS OF 2019

blog article

Jan 10, 2019

If the answer to any of the questions above is a resounding yes, you must have faced the issue of keeping track of the return from each coin or your existing portfolio valuation. If you are becoming a pro cryptocurrency trader, you also need something better than excel sheets to quickly analyze your...

Read More

Big banks, big opportunity? Earnings season kicks off BIG BANKS, BIG OPPORTUNITY? EARNINGS SEASON KICKS OFF

blog article

Jan 10, 2019

This earnings season has a very meaningful backdrop, as Wall Street has been heavily impacted by external forces recently. Firstly, the Fed’s drive to hike rates over the past year, with four rate hikes in 2018, has put pressure on the market. Perhaps the most important factor causing Wall Str...

Read More

Delinquency Prediction For A Loan In Service Using Analytics Data DELINQUENCY PREDICTION FOR A LOAN IN SERVICE USING ANALYTICS DATA

blog article

Jan 10, 2019

Loan origination and interest from the same make for the lion’s share of business for most banks. As such, for both banking and private lending institutions, the ability and importance to see the future and forecast the success and failure of a loan applicant to fulfill their obligation are im...

Read More

Mobile payments is a big market – and it’s about to get much bigger MOBILE PAYMENTS IS A BIG MARKET – AND IT’S ABOUT TO GET MUCH BIGGER

blog article

Jan 09, 2019

In recent years, mobile payment has become a key method of online shopping and other forms of eCommerce. With more members of Generation Z, who grew up in a world where smartphones were not an innovation, but a reality, this segment of the financial space is expected to grow tremendously in coming y...

Read More

How to Survive a Bear Market HOW TO SURVIVE A BEAR MARKET

blog article

Jan 09, 2019

In 2018, US stocks went on a rollercoaster ride. With 9 of the top 10 stocks coming from the technology sector, it is evident that the market faced a surge in the first half of the year, led by these industries. However, something truly unexpected happened in February. Cronos Group became the first ...

Read More

WHAT DOCUMENTS DO WE NEED FOR CALCULATING YOUR CRYPTO GAINS? WHAT DOCUMENTS DO WE NEED FOR CALCULATING YOUR CRYPTO GAINS?

blog article

Jan 09, 2019

In order to calculate your crypto gains, we need the transaction history from each exchange where you’ve bought, sold, or traded cryptocurrency. If this is your first year working with us, then we need these exchange reports going all the way back to your very first crypto purchase. This is be...

Read More

Venezuela Decrees Crypto Operators Must Pay Taxes in Cryptocurrencies VENEZUELA DECREES CRYPTO OPERATORS MUST PAY TAXES IN CRYPTOCURRENCIES

blog article

Jan 09, 2019

The Venezuelan government has published a decree requiring taxpayers with crypto operations in the country to pay their taxes in cryptocurrencies. Similarly, operators of foreign currencies must pay their taxes in those currencies. The decree states that the change is necessary for the “streng...

Read More

Bitcoin Alternatives: Top Emerging Cryptocurrencies BITCOIN ALTERNATIVES: TOP EMERGING CRYPTOCURRENCIES

blog article

Jan 09, 2019

The most interesting technological development of this era – cryptocurrency and the never-ending speculation of its value and future is at a high. The value of Bitcoin saw a steep hike in the last two months and the magic money has been flowing from the elite finance enthusiasts to the common ...

Read More

How an Intelligent Banking Assistant and Digital Disruption is Transforming Banking HOW AN INTELLIGENT BANKING ASSISTANT AND DIGITAL DISRUPTION IS TRANSFORMING BANKING

blog article

Jan 09, 2019

Every business knows that technology stagnation in an ever-evolving market environment could risk being sidelined. In this digital age, banks and financial institutes need to realize that digital disruption in the industry is inevitable. Research by Accenture shows developed or emerging market banks...

Read More

What will it Take for Bitcoin’s Price to Recover in 2019? WHAT WILL IT TAKE FOR BITCOIN’S PRICE TO RECOVER IN 2019?

blog article

Jan 09, 2019

2018 was by all means a difficult year for cryptocurrencies, but the last two months have been even more challenging for the leading digital currency, Bitcoin. In November, Bitcoin traded at less than $4000, the lowest it has reached since October 2017. This price drop sent waves of panic across the...

Read More

How beneficial are the loan modification programs? HOW BENEFICIAL ARE THE LOAN MODIFICATION PROGRAMS?

blog article

Jan 09, 2019

The people struggling with huge debts and financial hardships can make use of the loan modification programs intended to support such individuals. The hopes of the homeowners who struggle to avoid foreclosures are boosted by the loan modification programs drafted by the federal government. Most of t...

Read More

The Power of Blockchain for Ecommerce THE POWER OF BLOCKCHAIN FOR ECOMMERCE

blog article

Jan 09, 2019

The ecommerce payments landscape is evolving as mobile and alternative payment methods rise in popularity. Worldwide mobile payment revenue is expected to exceed $1 trillion in 2019 and more than 2.1B consumers are expected to use mobile payments by this year. The dynamic changes happening in the pa...

Read More

FIVE STEPS FOR BUILDING A SUCCESSFUL FINTECH MOBILE APP FIVE STEPS FOR BUILDING A SUCCESSFUL FINTECH MOBILE APP

blog article

Jan 09, 2019

Mobile apps are so ubiquitous nowadays that almost all companies can think of at least one way in which an app could enhance their business. On top of this, an increasingly large number of hugely successful companies have an app at their very heart just think of Uber, Shazam and Flipboard if you nee...

Read More

What does 2019 have in store for UK Banking? WHAT DOES 2019 HAVE IN STORE FOR UK BANKING?

blog article

Jan 08, 2019

2018 will be remembered as the year in which open banking became a reality in the UK. However, the pace at which banks and other financial institutions are exploiting these opportunities varies greatly. Some are merely putting a toe in the waters of open banking, taking a 'wait and see' appr...

Read More

WHAT HAPPENS WHEN A BANK BECOMES MORE THAN A BANK? WHAT HAPPENS WHEN A BANK BECOMES MORE THAN A BANK?

blog article

Jan 08, 2019

Driven by changing customer expectations and needs in an increasingly digital world, the banks of the future are evolving into something new.China is at the forefront of the digital revolution in retail banking. With over 1.5 billion active users, AliPay and WeChat are changing the payments landscap...

Read More

Five Customer Experience Trends That Will Lead The Banking Transformation in 2019 and Beyond FIVE CUSTOMER EXPERIENCE TRENDS THAT WILL LEAD THE BANKING TRANSFORMATION IN 2019 AND BEYOND

blog article

Jan 08, 2019

It can be a major challenge to adapt a financial company to the fast-paced digital world. For some, it’s not only about success in the future but a question of existence. At the same time, there are hugely successful companies that are achieving extraordinary results with minimal resources. Wh...

Read More

HOW ARE CAPITAL MARKETS BEING RESHAPED BY DIGITAL DISRUPTION? HOW ARE CAPITAL MARKETS BEING RESHAPED BY DIGITAL DISRUPTION?

blog article

Jan 08, 2019

What will the capital markets industry look like in 2022? Should we expect the industry to “normalize” and return to look much as it did a decade-or-so ago? That might be the view of some industry observers. But Accenture’s outlook is different. We foresee a period of ongoing chang...

Read More

WHAT MICROSERVICES AND BLOCKCHAIN MEAN FOR INSURANCE WHAT MICROSERVICES AND BLOCKCHAIN MEAN FOR INSURANCE

blog article

Jan 07, 2019

Ecosystem partnerships are a growing trend in many areas of global business, including insurance. Such partnerships offer attractive benefits to insurers, like increased access to data, more personalized products & services, improved customer experiences, and new marketing opportunities. These p...

Read More

New interbank platform shows Asia’s blockchain growth NEW INTERBANK PLATFORM SHOWS ASIA’S BLOCKCHAIN GROWTH

blog article

Jan 07, 2019

(Asia Times) It became increasingly evident during 2018 that Beijing wants its people to have absolutely nothing to do with digital currencies. However, that does not mean the People’s Republic has shunned the underlying blockchain technology. In fact, quite the opposite is happening in China....

Read More

Bitcoin and Trading Psychology BITCOIN AND TRADING PSYCHOLOGY

blog article

Jan 06, 2019

Every time you place a new Bitcoin trade, you’re being motivated by powerful internal belief systems. When you press the buy or sell button, it speaks volumes about your desires and intrinsic estimation of self-worth. When you hear bullish (bearish) news, your internal financial and self-estee...

Read More

Bitcoin vs. Real Estate: Which Asset Class Performs Better? BITCOIN VS. REAL ESTATE: WHICH ASSET CLASS PERFORMS BETTER?

blog article

Jan 06, 2019

The odds are that you already own Bitcoin or other cryptos. Long-term, these decentralized, digital currencies may prove to be a profitable investment. However, you may also want to consider real estate for your long-term financial holdings, too.The more wisely you diversify your financial affairs, ...

Read More

Bitcoin vs. Tech Stocks: A Relative Strength Comparison BITCOIN VS. TECH STOCKS: A RELATIVE STRENGTH COMPARISON

blog article

Jan 04, 2019

There are many ways to measure the performance of your Bitcoin trading system’s results. When you measure the relative strength (RS) of Bitcoin vs. tech stocks or other cryptos and key financial markets, you obtain a real-world view of its comparative strength (or weakness). This data can help...

Read More

When physical and digital banking worlds collide WHEN PHYSICAL AND DIGITAL BANKING WORLDS COLLIDE

blog article

Jan 04, 2019

Over the past 12 months challenger banks have started to move their digital banking into the physical world. For example, ‘mobile-only’ bank Starling is partnering with the Post Office. The partnership will allow customers to deposit and withdraw cash through the Post Office’s 11,5...

Read More

Open Banking vs. Screen Scraping: looking ahead in 2019 OPEN BANKING VS. SCREEN SCRAPING: LOOKING AHEAD IN 2019

blog article

Jan 04, 2019

The sharing of customer transactional data in the UK will undergo a significant change in September 2019, with legislation coming into effect due to end the decade old practice of screen scraping.In the past, screen scraping allowed third party companies to access financial transaction data by loggi...

Read More

Which Websites Accept Bitcoin for Payment in 2019? A Complete List WHICH WEBSITES ACCEPT BITCOIN FOR PAYMENT IN 2019? A COMPLETE LIST

blog article

Jan 04, 2019

However, all was not as it seemed. At the end of the day, the bitcoin ‘purchase’ was still a peer-to-peer transaction between two individuals. Papa John’s didn’t accept bitcoin as payment; ‘the fellow member used fiat money to place the order. Nevertheless, the idea tha...

Read More

Major announcement: the Credo Blockchain is now open source MAJOR ANNOUNCEMENT: THE CREDO BLOCKCHAIN IS NOW OPEN SOURCE

blog article

Jan 03, 2019

We decided to build this blockchain after we found Ethereum (which is great for other use cases and efforts are underway to resolve the issues we encountered) unsuitable for performing paid-email-authorizing payments for BitBounce Ads due to low transaction throughput and high transaction costs.

Read More

Bitcoin vs. Gold: A Relative Strength Comparison BITCOIN VS. GOLD: A RELATIVE STRENGTH COMPARISON

blog article

Jan 03, 2019

When you measure the relative strength (RS) of Bitcoin vs. gold or other metals and major financial markets, you witness a bias-free view of its comparative strength (or weakness). These stats can help you make critical investment decisions. They can even help you forecast major market turning point...

Read More

Proof of Key: Become Master of Your Bitcoin PROOF OF KEY: BECOME MASTER OF YOUR BITCOIN

blog article

Jan 03, 2019

A digital currency wallet such as Bitcoin, Litecoin, Ethereum, Ripple and other keeps private keys. The Private Key gives you access to your respective cryptocurrencies. If you do not own private keys, you also do not have any cryptocurrencies technically speaking. Therefore, dealing with wallets is...

Read More

Cryptocurrency Exchange Altcoin Delisting Ramps Up and Wraps Up 2018 CRYPTOCURRENCY EXCHANGE ALTCOIN DELISTING RAMPS UP AND WRAPS UP 2018

blog article

Dec 31, 2018

Cryptocurrency exchanges, notably Kucoin and Houbi (world’s 4th largest), have been delisting tokens and putting several tokens on notice for being at-risk for removal. The cause of these delistings and warnings is poor liquidity and low trading volumes. If the project itself is at risk of ban...

Read More

5 Banking Technology Trends in 2019 You Must Follow 5 BANKING TECHNOLOGY TRENDS IN 2019 YOU MUST FOLLOW

blog article

Dec 31, 2018

GAFA giants (Google, Amazon, Facebook and Apple) are nudging their way into the financial services sector. And when they nudge, everyone especially traditional banks feel the push! This is one example of many about the extensive disruption taking place in the BFSI sector. In 2018, the BFSI sector wi...

Read More

How Blockchain Cryptography is Fighting the Rise of Quantum Machines HOW BLOCKCHAIN CRYPTOGRAPHY IS FIGHTING THE RISE OF QUANTUM MACHINES

blog article

Dec 28, 2018

Blockchain cryptography is at the very heart of what keeps cryptocurrencies and other digital assets safe from hackers and other cyber-attacks. Public key encryption provides each user with a public and private key, which are extremely difficult to guess through brute-force attacks, at least using t...

Read More

The Challenges with Security Token Offerings THE CHALLENGES WITH SECURITY TOKEN OFFERINGS

blog article

Dec 28, 2018

‘Security Token Offerings’ – The trio of the terms has been the reason behind the transformed perception of the term ‘offerings’ in the crypto-market. Any person who’s been blocked up and chained into (pun intended) the crypto-asset landscape would be aware of the...

Read More

Some blockchain predictions for 2019 SOME BLOCKCHAIN PREDICTIONS FOR 2019

blog article

Dec 27, 2018

2018 was a challenging year for the blockchain world. Not all my predictions were realised. But what is sure is: the hype is over. The adoption of this technology by the industry was less outspoken than predicted. Blockchain spending by companies went slower than expected, while many ongoing project...

Read More

Humanize Debt Collection with an AI Banking Chatbot HUMANIZE DEBT COLLECTION WITH AN AI BANKING CHATBOT

blog article

Dec 26, 2018

At the height of a financial crisis (such as the one in 2008), debts are on the rise and collection rates are low. Banks and debt collection agencies resort to many approaches. One of the extreme approaches was used by a debt collection agency, El Cobrador del Frac in Spain. They devised an aggressi...

Read More

Does Bitcoin Have a Future? DOES BITCOIN HAVE A FUTURE?

blog article

Dec 26, 2018

You can count on it. Whenever a major financial market struggles for survival in a deep, enduring bear market, undertakers with access to the financial press gleefully pronounce its imminent demise. For Bitcoin, such dire pronouncements have been arriving at a steady pace since summer 2018. Simultan...

Read More

A Big Picture Analysis of Crypto Cycles and Key Levels A BIG PICTURE ANALYSIS OF CRYPTO CYCLES AND KEY LEVELS

blog article

Dec 26, 2018

Bitcoin has shed 48 percent, Ripple is off by 43 percent, and Ethereum has plunged by 54 percent. All three coins staged textbook, bearish volatility breakouts (daily chart basis) on November 14th, along with dozens of other coins. Are these big market cap coins closing in on major cycle lows?

Read More

Financial Analysis FINANCIAL ANALYSIS

blog article

Dec 26, 2018

Financial analysis is the process of evaluating businesses, projects, budgets and other finance-related entities to determine their performance and suitability

Read More

Convertible Notes CONVERTIBLE NOTES

blog article

Dec 26, 2018

Convertible notes are a form of short-term debt that converts into equity, typically in conjunction with a future financing round.

Read More

Supply and Demand SUPPLY AND DEMAND

blog article

Dec 26, 2018

The law of supply demand is a theory that explains the interaction between the supply of a resource and the demand for that resource.

Read More

Inventory Turnover INVENTORY TURNOVER

blog article

Dec 26, 2018

Inventory turnover is a ratio showing how many times a company has sold and replaced inventory during a period.

Read More

What are Crossover Funds? WHAT ARE CROSSOVER FUNDS?

blog article

Dec 26, 2018

Crossover funds are investment funds that holds both public and private equity investments.

Read More

Securing Corporate Finance SECURING CORPORATE FINANCE

blog article

Dec 26, 2018

Securing finance is not a science, it is a sequence of logical events which, when followed, result in successful financing.

Read More

So Long to the Clutter: A Cooling Crypto Market Will Bring Change We Need SO LONG TO THE CLUTTER: A COOLING CRYPTO MARKET WILL BRING CHANGE WE NEED

blog article

Dec 25, 2018

Still, many brilliant minds remain hard at work on solving some of the technology’s technical challenges. Various layer-two solutions, aimed at increasing the throughput and usability of blockchains, will likely emerge over the course of 2019. But what’s significantly less clear is the p...

Read More

Facebook Targets Indian Money Transfer Market Using Crypto FACEBOOK TARGETS INDIAN MONEY TRANSFER MARKET USING CRYPTO

blog article

Dec 25, 2018

Facebook has been carrying out research related to blockchain and digital coins for some time now. In May, it put together a research unit headed by former President of PayPal, David Marcus. He is currently also Vice President of Messaging Products at the company. The group currently has about 40 re...

Read More

What Is a Blockchain Transaction Anyway? WHAT IS A BLOCKCHAIN TRANSACTION ANYWAY?

blog article

Dec 24, 2018

Blockchain transactions bring huge advantages in terms of transactional speed and transfer fees. A normal bank transfer can take a week to complete. The delays are the result of numerous third-parties operating verification systems. A typical international transaction includes over 36 different thir...

Read More

Bitcoin Futures vs. Bitcoin Spot | Learn Which Trading Method Is Best for You BITCOIN FUTURES VS. BITCOIN SPOT | LEARN WHICH TRADING METHOD IS BEST FOR YOU

blog article

Dec 24, 2018

There’s no shortage of innovative ways for you to trade Bitcoin. The late 2017 introduction of Bitcoin futures contracts offered several advantages that spot market traders should carefully examine. However, even spot market Bitcoin traders have access to some perks too. Here’s a look at...

Read More

What is a Short Sale? WHAT IS A SHORT SALE?

blog article

Dec 24, 2018

Short sale occurs when a homeowner in financial distress sells his or her property for less than the amount due on the mortgage.

Read More

Project Finance PROJECT FINANCE

blog article

Dec 24, 2018

Project finance is the financing of long-term infrastructure, industrial projects and public services based upon a non-recourse or limited recourse financial structure, in which project debt and equity used to finance the project are paid back from the cash flow generated by the project.

Read More

The Market THE MARKET

blog article

Dec 24, 2018

The primary market refers to the market where securities are created, while the secondary market is one in which they are traded among investors.

Read More

Why Traders Say Volume Is Crypto Price Indicator of Choice WHY TRADERS SAY VOLUME IS CRYPTO PRICE INDICATOR OF CHOICE

blog article

Dec 23, 2018

When it comes to analyzing markets, developing your own trading style can be the difference between a successful trade or financial pain.Traders utilize a variety of indicators in order to add layers of confirmation to their bias in order to get the most accurate results. But what if you could only ...

Read More

The Emergence of AI In Finance and Banking Sectors THE EMERGENCE OF AI IN FINANCE AND BANKING SECTORS

blog article

Dec 22, 2018

Starting from Machine Learning to Neural Networks, AI host plethora of technologies. AI is one of those terms that has hit multiple industries by storm and this time it's the banking sectors. Undeniably, AI is a broad term and has made its place in our day to day lives. Whether it's the Face...

Read More

Hard money, fast money: When a good investment won’t wait HARD MONEY, FAST MONEY: WHEN A GOOD INVESTMENT WON’T WAIT

blog article

Dec 22, 2018

Sometimes a good investment won’t wait. You have the chance to buy an ugly but sound house, make some easy improvements and flip it fast for a 25 percent gain. Those opportunities don’t come around every day. But you’re competing with cash buyers! How do experienced investors buy f...

Read More

Loan Sharks LOAN SHARKS

blog article

Dec 21, 2018

Loan sharks are a person or body who offers loans at extremely high interest rates usually without holding relevant authorization from the local financial regulator.

Read More

Why AI in Banking is Needed to Tailor Customer Interactions WHY AI IN BANKING IS NEEDED TO TAILOR CUSTOMER INTERACTIONS

blog article

Dec 21, 2018

Machine Learning and AI in banking can create engaging digital interactive experiences!A savvy customer may realize, AI in banking is the starting point for banks to get more relevant information. They will likely engage in more of this, and more engagement means more accurate data. This was said by...

Read More

Strengthening Financial Security with Biometrics STRENGTHENING FINANCIAL SECURITY WITH BIOMETRICS

blog article

Dec 21, 2018

Technology is evolving faster than ever, sprouting new business models and paving the way for the rise of fintech companies like Robinhood, PayPal and Coinbase. In addition to disruptions to traditional business models, emerging technologies are also optimizing the way traditional work gets done. On...

Read More

What is a Bear Market? WHAT IS A BEAR MARKET?

blog article

Dec 21, 2018

A bear market is a condition in which securities prices fall and widespread pessimism causes the stock market’s downward spiral to be self-sustaining. Investors anticipate losses as pessimism and selling increases.

Read More

Reverse Mortgages REVERSE MORTGAGES

blog article

Dec 21, 2018

Reverse mortgages are a type of mortgage in which a homeowner can borrow money against the value of his or her home, receiving funds in the form of a fixed monthly payment or a line of credit.

Read More

Subordinated Debt SUBORDINATED DEBT

blog article

Dec 21, 2018

Subordinated debt is a loan or security that ranks below other loans or securities with regard to claims on assets or earnings. It is also known as a junior security or subordinated loan.

Read More

Fraud Detection with Machine Learning: How Banks and Financial Institutions Leverage AI FRAUD DETECTION WITH MACHINE LEARNING: HOW BANKS AND FINANCIAL INSTITUTIONS LEVERAGE AI

blog article

Dec 21, 2018

The financial services sector is on the eve of a major transformation, and the driving force behind it is AI. Innovative applications for AI have already been found across areas such as credit scoring, regulatory compliance, customer experience, and portfolio management. Thanks to rapid advancements...

Read More

What is Margin Trading in CryptoCurrency: Learn How to Get Started WHAT IS MARGIN TRADING IN CRYPTOCURRENCY: LEARN HOW TO GET STARTED

blog article

Dec 21, 2018

By now, all of us know the fact that cryptocurrency trading is both risky and rewarding. One needs to be smart and learn the basics before putting a considerable amount of money on it.Picture this:You put $10,000 in crypto and a couple of days later, it is valued at $20,000! Wow!But you need to unde...

Read More

Earn cryptocurrency while learning about new digital assets EARN CRYPTOCURRENCY WHILE LEARNING ABOUT NEW DIGITAL ASSETS

blog article

Dec 20, 2018

Coinbase’s mission is to create an open financial system, where anyone in the world can participate on equal terms from their computer or smartphone. To bring this vision about, we’ll need to make blockchain technology more accessible, both in the sense of making cryptocurrencies easier ...

Read More

Augment the Transactional Experience with a Data-Powered, AI Banking Assistant AUGMENT THE TRANSACTIONAL EXPERIENCE WITH A DATA-POWERED, AI BANKING ASSISTANT

blog article

Dec 20, 2018

Discovery, Smart Recommendations, and Smart Conversion solutions useful to upsell banking products and services. In the 2nd part of the series, we covered Smart Conversion solutions useful in cross-selling of banking products and services. In this 3rd part, we will cover Smart Transactions and Perso...

Read More

WHAT IS THE BUSINESS CASE FOR REAL-TIME PAYMENTS? WHAT IS THE BUSINESS CASE FOR REAL-TIME PAYMENTS?

blog article

Dec 20, 2018

The financial services sector has struggled to keep up with this trend, particularly in the area of payments, but that is gradually changing. Real-time payments that is, 24/7 electronic payments that are cleared by banks immediately or within seconds are gaining traction globally. With real-time pay...

Read More

NEW WAVE: IS THE EXPLOSION OF NEO-BANKS REALLY A THREAT? NEW WAVE: IS THE EXPLOSION OF NEO-BANKS REALLY A THREAT?

blog article

Dec 20, 2018

Neo-banks are creating industry disruption, but how worried should community banks and credit unions be? What’s the risk of becoming the next Blockbuster or Toys R Us as consumers increase their adoption of digital-only alternatives? Small, nimble, and operationally efficient, neo-banks are pr...

Read More

Sustainable finance: a glance at the life of sustainable modelling SUSTAINABLE FINANCE: A GLANCE AT THE LIFE OF SUSTAINABLE MODELLING

blog article

Dec 20, 2018

Banking is often thought of as a formal and rigid business, but in fact, it is a constantly changing one. In the last decades in particular we have witnessed changes in their business strategies. Consider, for example, bank attitudes toward environmental and social issues. The accountability of the ...

Read More

WHAT THE 2018 ELECTIONS MEAN TO FINANCIAL INSTITUTIONS WHAT THE 2018 ELECTIONS MEAN TO FINANCIAL INSTITUTIONS

blog article

Dec 19, 2018

No matter which side of the political aisle you’re on, one thing is for certain: The 2018 midterm elections took us all on a wild ride. Now that the dust has settled, recounts have been completed and the newly elected politicos a more diverse group than ever before, with more women, people of ...

Read More

Business Finance Borrowers Make Many Mistakes BUSINESS FINANCE BORROWERS MAKE MANY MISTAKES

blog article

Dec 19, 2018

Business finance borrowers can be their own worst enemy. Business finance borrowers are often never satisfied. When presented with a financing offer to fund their business they often decline believing there is something better. There never is.

Read More

Borrowed Capital BORROWED CAPITAL

blog article

Dec 19, 2018

Borrowed capital consists of funds borrowed from either individuals or institutions. Borrowed capital can be used in a number of ways. Investors use borrowed capital to increase their potential investment returns; this use is known as leverage.

Read More

Return on Investment RETURN ON INVESTMENT

blog article

Dec 19, 2018

ROI (return on investment) is a performance measure used to evaluate the efficiency of an investment or to compare the efficiency of a number of different investments.

Read More

Money Laundering MONEY LAUNDERING

blog article

Dec 19, 2018

Money laundering is the process of creating the appearance that large amounts of money obtained from serious crimes, such as drug trafficking or terrorist activity, originated from a legitimate source.

Read More

Financial crime in finance: Unlocking communications to find hidden risks FINANCIAL CRIME IN FINANCE: UNLOCKING COMMUNICATIONS TO FIND HIDDEN RISKS

blog article

Dec 19, 2018

FINRA and other regulators have informed firms of their expectation to adopt practices of “heightened supervision” to isolate high-risk brokers and activities, including those who have previously committed financial crimes. In the past two years, FINRA has released guidance to strengthen...

Read More

WHY IMPROVING CUSTOMER EXPERIENCE IS VITAL TO REDUCING BANKS’ CONDUCT RISK WHY IMPROVING CUSTOMER EXPERIENCE IS VITAL TO REDUCING BANKS’ CONDUCT RISK

blog article

Dec 19, 2018

Should banks cut spending on the customer experience and digital channels they risk disintermediation being cut out of the transaction loop at a time of heightened competition.Banks in Australia must contend with tightening regulations and greater scrutiny after a series of revelations about poor pr...

Read More

The Future of Customer Acquisition in Financial Services THE FUTURE OF CUSTOMER ACQUISITION IN FINANCIAL SERVICES

blog article

Dec 19, 2018

With consumer choice at an all-time high, financial services providers are under increasing pressure to acquire and retain profitable customers. What strategies should we use? What tools should we invest in? How should we measure success? These questions are being intensely debated by banks and fint...

Read More

Benefits of trading crypto pairs on eToro: what you need to know BENEFITS OF TRADING CRYPTO PAIRS ON ETORO: WHAT YOU NEED TO KNOW

blog article

Dec 19, 2018

Trading pairs of cryptos allows eToro users to profit from the ever-changing value of currencies. Bear in mind the position of the currency in the pair is crucial. For instance, if you believe that bitcoin will increase against the pound as has been the case throughout Brexit negotiations in recent ...

Read More

Seven Industries Benefiting From The Most Interesting Uses Of Cryptoassets SEVEN INDUSTRIES BENEFITING FROM THE MOST INTERESTING USES OF CRYPTOASSETS

blog article

Dec 19, 2018

Enabling the purchase of an Italian cheese-and-tomato-based food staple is probably not what Satoshi Nakamoto – the masked creator (or creators) of bitcoin, the original cryptocurrency – had in mind when he published his white paper in October 2008, before mining the genesis block and la...

Read More

Robotic process automation – An intelligent choice for user acceptance testing in the financial world ROBOTIC PROCESS AUTOMATION – AN INTELLIGENT CHOICE FOR USER ACCEPTANCE TESTING IN THE FINANCIAL WORLD

blog article

Dec 18, 2018

The much-needed speed-to-market of software makes it necessary for the testing community to evaluate smarter methods of automation. Scalability, platform independence, and the ability to mimic humans makes robotic process automation(RPA) critical for the testing community. Read on to learn about how...

Read More

THE TRILLION-DOLLAR OPPORTUNITY IN CAPITAL MARKETS THE TRILLION-DOLLAR OPPORTUNITY IN CAPITAL MARKETS

blog article

Dec 18, 2018

Accenture’s latest research, “Capital Markets Vision 2022,” does just this by assessing the Capital Markets industry’s appearance against financials. On its surface, the former is stellar, with around a trillion dollars revenue and more than $100 billion in economic profit cr...

Read More

What to expect from retail banking in 2019 WHAT TO EXPECT FROM RETAIL BANKING IN 2019

blog article

Dec 18, 2018

As the new year approaches, the time has come to reflect on the developments that shaped the retail banking landscape in 2018 and look ahead to the next twelve months.A year ago, I predicted that in 2018 migration to the cloud would rapidly accelerate, DLT applications would come to fruition, open b...

Read More

Bankruptcy Explained BANKRUPTCY EXPLAINED

blog article

Dec 18, 2018

Bankruptcy is a legal proceeding involving a person or business that is unable to repay outstanding debts.

Read More

What is Gross Profit? WHAT IS GROSS PROFIT?

blog article

Dec 18, 2018

Gross profit (also called gross margin, sales profit and gross income) is a company’s total revenue (equivalent to total sales) minus the cost of goods sold.

Read More

Special Purpose Vehicle (SPV) SPECIAL PURPOSE VEHICLE (SPV)

blog article

Dec 18, 2018

Special purpose vehicle (entity) (SPV/SPE) is a subsidiary company with an asset/liability structure and legal status that makes its obligations secure even if the parent company goes bankrupt.

Read More

Corporate Capital CORPORATE CAPITAL

blog article

Dec 18, 2018

Corporate capital is the mix of assets or resources a company can draw on in financing its business. In deciding on and managing their capital structures, company managements have important decisions to make on the relative proportions of debt and equity to maintain.

Read More

How is Gold Loan a Better Option than a Line of Credit? HOW IS GOLD LOAN A BETTER OPTION THAN A LINE OF CREDIT?

blog article

Dec 17, 2018

A line of credit (LOC) is a financial arrangement between a borrower and a lending institution, usually a bank. The borrower can access funds from LOC at any time, but he/she must not exceed the assigned credit limit. The person should also make timely minimum payments or pay the entire outstanding ...

Read More

How to Consolidate Your Payday Loans HOW TO CONSOLIDATE YOUR PAYDAY LOANS

blog article

Dec 17, 2018

A payday loan is something that a lot of people rely on to get through the month. Sometimes your expenses should up unexpectedly, eating up the money you have in your account and leaving you broke, unable to manage your expenses for the rest of the month. A payday loan can be a lifesaver in such sit...

Read More

The Contingency Clause THE CONTINGENCY CLAUSE

blog article

Dec 17, 2018

Contingency clause defines a condition or action that must be met for a real estate contract to become binding.

Read More

Peer-To-Peer Lending PEER-TO-PEER LENDING

blog article

Dec 17, 2018

Peer peer lending (P2P) is a method of debt financing that enables individuals to borrow and lend money – without the use of an official financial institution as an intermediary.

Read More

Islamic Banking ISLAMIC BANKING

blog article

Dec 17, 2018

Islamic banking is a banking system that is based on the principles of Islamic law, also referred to as Shariah law, and guided by Islamic economics.

Read More

THE NEW RISK CONFRONTING DIGITAL INSURERS: BAD DATA THE NEW RISK CONFRONTING DIGITAL INSURERS: BAD DATA

blog article

Dec 17, 2018

Data has always been the lifeblood of the insurance business. The digital age has made it more important than ever, and many of the technologies and trends described in the 2018 Accenture Tech Vision for Insurance suggest a future where data’s relevance for insurers increases even more. Insure...

Read More

What Can Commercial Paper Do For You ? WHAT CAN COMMERCIAL PAPER DO FOR YOU ?

blog article

Dec 17, 2018

Commercial paper is an unsecured, short-term debt instrument issued by a corporation, typically for the financing of accounts receivable and inventories, and meeting short-term liabilities.

Read More

For cryptocurrencies to replace cash does anything have to change? FOR CRYPTOCURRENCIES TO REPLACE CASH DOES ANYTHING HAVE TO CHANGE?

blog article

Dec 17, 2018

Setting up a cryptocurrency exchange account for buying and selling alt-coins is much more complicated than opening an account with a stock or forex broker especially if you’re new. The new cryptocurrency investor and speculator will need to set up accounts on multiple exchanges, and depending...

Read More

What Happens to My Bitcoin When I Die? WHAT HAPPENS TO MY BITCOIN WHEN I DIE?

blog article

Dec 17, 2018

If you are in possession of Bitcoin or other cryptocurrencies when you pass, they may be lost forever if you don’t take the necessary steps beforehand to ensure that your digital assets go to your estate. Traditionally, gaining access to a bank account is relatively straightforward after a fam...

Read More

How to Leverage Technology to Boost the Performance of Your Company’s Financial Services HOW TO LEVERAGE TECHNOLOGY TO BOOST THE PERFORMANCE OF YOUR COMPANY’S FINANCIAL SERVICES

blog article

Dec 17, 2018

Financial services and modern tech go hand in hand, and that should be obvious to anyone who’s been paying close attention to either of the two fields. There’s a lot to gain from tightly integrating modern technological solutions into the workflow of your organization if your goal is to ...

Read More

What are Non Banks? WHAT ARE NON BANKS?

blog article

Dec 16, 2018

Non banks are financial institutions (NBFI) that are not considered full-scale banks because they do not offer both lending and depositing services. Non banks can engage in credit card operations or other lending services, provided they do not also accept deposits.

Read More

Capitalization CAPITALIZATION

blog article

Dec 16, 2018

In finance, capitalization is the sum of a corporation’s stock, long-term debt and retained earnings. Capitalization also refers to the number of outstanding shares multiplied by share price.

Read More

What are Contingencies? WHAT ARE CONTINGENCIES?

blog article

Dec 16, 2018

A contingency is a future event or circumstance that is possible but cannot be predicted with certainty.

Read More

Thinking about Investing ? THINKING ABOUT INVESTING ?

blog article

Dec 16, 2018

Investing is key to building wealth. Investing always contains risk as the business you invest in could go down in value or even close down completely.

Read More

Letter of Intent / Letter of Commitment LETTER OF INTENT / LETTER OF COMMITMENT

blog article

Dec 16, 2018

Funding letters are notifications from a funding source issued during the process of a funding application. The two most common funder letters are a Letter of Intent (LOI) and a Letter of Commitment (LOC).

Read More

Interest and Interest Rates INTEREST AND INTEREST RATES

blog article

Dec 16, 2018

Interest is the charge for the privilege of borrowing money, typically expressed as annual percentage rate. Interest can also refer to the amount of ownership a stockholder has in a company, usually expressed as a percentage.

Read More

Risk Management RISK MANAGEMENT

blog article

Dec 15, 2018

Risk management is the process of identification, analysis and acceptance or mitigation of uncertainty in investment decisions.

Read More

Mortgages MORTGAGES

blog article

Dec 15, 2018

Mortgages are debt instruments, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

Read More

How to Execute a Winning AI Strategy: Tips for Implementing RPA in Financial Services HOW TO EXECUTE A WINNING AI STRATEGY: TIPS FOR IMPLEMENTING RPA IN FINANCIAL SERVICES

blog article

Dec 14, 2018

Previously, we discussed where to start with robotic process automation (RPA) in financial services and defined the key processes where RPA could provide value for financial services firms. Now, we're going to explore more of the technology's potential and use cases with an emphasis on how t...

Read More

Five Actions to Strengthen the Euro Area Banking Union FIVE ACTIONS TO STRENGTHEN THE EURO AREA BANKING UNION

blog article

Dec 14, 2018

Dealing with problem banks in a prompt, efficient, and even-handed manner is essential for the European banking union. Much progress has been made, but more needs to be done to strengthen both institutions and practices. We outline the recommendations in this area proposed as part of the IMF’s...

Read More

Shadow Banking SHADOW BANKING

blog article

Dec 14, 2018

Shadow banking refers to the financial intermediaries involved in facilitating the creation of credit across the global financial system, but whose members are not subject to regulatory oversight. The shadow banking system also refers to unregulated activities by regulated institutions.

Read More

What are Investment Banks? WHAT ARE INVESTMENT BANKS?

blog article

Dec 14, 2018

Investment banks are financial intermediaries that perform a variety of services.

Read More

Commerce versus Finance COMMERCE VERSUS FINANCE

blog article

Dec 14, 2018

Commerce is the conduct of trade among economic agents. Finance describes the management, creation and study of money, banking, credit, investments, assets and liabilities that make up financial systems, as well as the study of those financial instruments.

Read More

Merchant Cash Advance MERCHANT CASH ADVANCE

blog article

Dec 14, 2018

Merchant cash advance companies provide funds to businesses in exchange for a percentage of the businesses’ daily credit card income, directly from the processor that clears and settles the credit card payment. A merchant cash advance was originally structured as a lump-sum payment to a busine...

Read More

CURRENT CHALLENGES TO CYBER RESILIENCE IN INSURANCE CURRENT CHALLENGES TO CYBER RESILIENCE IN INSURANCE

blog article

Dec 14, 2018

Financial institutions generally pride themselves on having tighter cybersecurity defenses than other industries. But last week, I explained that without ramping up investment in advanced technologies like artificial intelligence (AI), machine learning and robotic process automation, insurers will f...

Read More

Structured Finance STRUCTURED FINANCE

blog article

Dec 14, 2018

Structured finance is a complex financial instrument offered to borrowers with unique and sophisticated needs. Generally, a simple loan will not suffice for the borrower so these more complex and risky finance instruments are implemented.

Read More

Shopping for a Business Loan? Bad Idea SHOPPING FOR A BUSINESS LOAN? BAD IDEA

blog article

Dec 14, 2018

Shopping for a business loan is not as good an idea as one may think. The issue is not that you are shopping, rather how you are shopping, and why you are shopping.

Read More

What is a Financial Guarantee? WHAT IS A FINANCIAL GUARANTEE?

blog article

Dec 14, 2018

Financial guarantee is a non-cancellable indemnity bond backed by an insurer to guarantee investors that principal and interest payments will be made.

Read More

Commercial Real Estate Finance COMMERCIAL REAL ESTATE FINANCE

blog article

Dec 14, 2018

Commercial real estate is property that is used solely for business purposes and that is leased out to provide a workspace rather than a living space.

Read More

What is Leveraging? WHAT IS LEVERAGING?

blog article

Dec 14, 2018

Leveraging is the investment strategy of using borrowed money: specifically, the use of various financial instruments or borrowed capital to increase the potential return of an investment.

Read More

What is GDP - Gross Domestic Product? WHAT IS GDP - GROSS DOMESTIC PRODUCT?

blog article

Dec 14, 2018

GDP (Gross Domestic Product) is the monetary value of all the finished goods and services produced within a country’s borders in a specific time period.

Read More

What banks can do to engage with customers when they are neither selling nor solving a problem? WHAT BANKS CAN DO TO ENGAGE WITH CUSTOMERS WHEN THEY ARE NEITHER SELLING NOR SOLVING A PROBLEM?

blog article

Dec 14, 2018

According to a research paper by Finextra and SAP Customer Experience, Engaging the Unengaged Customer, less than half (49%) of consumers agree that their banks work hard to engage them, and that they feel engaged.  Only 36% agree that their bank advocates on their behalf, and only 35% agree th...

Read More

Cryptocurrency Markets Are in the Red - Does That Mean It’s Time to Get In? CRYPTOCURRENCY MARKETS ARE IN THE RED - DOES THAT MEAN IT’S TIME TO GET IN?

blog article

Dec 14, 2018

Other investors who have been skeptical of cryptocurrencies from the be