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How Machine Learning Is Changing The Face Of Financial Services HOW MACHINE LEARNING IS CHANGING THE FACE OF FINANCIAL SERVICES

blog article

Jan 24, 2020

Artificial intelligence (AI) has become integrated into our everyday lives. It powers what we see in our social media newsfeeds, activates facial recognition (to unlock our smartphones), and even suggests music for us to listen to. Machine learning, a subset of AI, is progressively integrating into ...

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How a focus on the customer can help you fight for a digital finance transformation HOW A FOCUS ON THE CUSTOMER CAN HELP YOU FIGHT FOR A DIGITAL FINANCE TRANSFORMATION

blog article

Jan 23, 2020

When you think of a digital finance transformation, changes made to the customer experience typically don’t come to mind.  Unlike back office initiatives, investments in solutions, systems and process that impact customer experience tend to be more prioritized within an organization. Thes...

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Open Finance: The Next Frontier in Fintech? OPEN FINANCE: THE NEXT FRONTIER IN FINTECH?

blog article

Jan 22, 2020

Imagine a world in which you could access your bank accounts, credit cards, mortgage, pensions, savings accounts and ISAs, brokerage account, home and car insurance, life insurance, and other financial products on one user interface or app, even if each of those products is held with a different pro...

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10 Predictions About Wealthtech in 2020 10 PREDICTIONS ABOUT WEALTHTECH IN 2020

blog article

Jan 22, 2020

Wealthtech, like all of the finance world, is rapidly changing. New apps, technology, and solutions are introducing a golden age of innovation. What exactly is coming next in 2020? Xtiva, a sales performance management software, talked to 20 of the top wealthtech influencers to determine what’...

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How Google Keeps Changing Financial Marketing HOW GOOGLE KEEPS CHANGING FINANCIAL MARKETING

blog article

Jan 22, 2020

20 years ago Google began taking advertising, and what started as a search engine became a marketing behemoth. Google now wields outsize influence over the marketing profession, not all for the good, many feel. The company has massive influence over how consumers connect with financial brands. As pr...

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Apply Big Data Techniques to Credit Risk Management APPLY BIG DATA TECHNIQUES TO CREDIT RISK MANAGEMENT

blog article

Jan 21, 2020

Taking risk is an integral part of the banking business and practicing risk management has been at the core of banking ever since the beginning. Managing credit risk, in particular, has been tantamount to the rise or fall of banking institutions. So, what is credit risk? As mentioned in the bis.org ...

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Machine Learning in Investment Management MACHINE LEARNING IN INVESTMENT MANAGEMENT

blog article

Jan 21, 2020

Machine learning (ML), a subset of artificial intelligence (AI) isn’t just for programming self-driving cars or sorting cat pictures. It’s entering the investment management space; we are now seeing its potential beginning to emerge. From Siri and Alexa to Amazon and IBM’s Watson, ...

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Leveraging Data in Commercial Lending LEVERAGING DATA IN COMMERCIAL LENDING

blog article

Jan 20, 2020

Digital Transformation in Commercial Lending is proceeding apace with banks rolling out initiatives in multiple areas like Re-imagining customer experience, Empowering Relationship Managers, and adopting Intelligent Automation techniques. Leveraging data analytics across the lending life cycle can b...

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Largest online lending technology investments of 2019 LARGEST ONLINE LENDING TECHNOLOGY INVESTMENTS OF 2019

blog article

Jan 18, 2020

A big part of why fintechs are taking up so much of the space in the financial industry is because of their lending practices. Online lending technology combines all the positive attributes that fintechs have and banks lack and allows for people with bad credit to access loans and possibly get out o...

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What Does the Future Hold for AI in Fintech? WHAT DOES THE FUTURE HOLD FOR AI IN FINTECH?

blog article

Jan 17, 2020

The financial services industry has dramatically expanded beyond traditional banks and credit unions to include countless new players, from startups such as Acorns, Venmo, and Mint to tech giants including Apple and Google who are now expanding into fintech. Customers are gravitating toward services...

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Does Artificial Intelligence Help Fight Financial Fraud? DOES ARTIFICIAL INTELLIGENCE HELP FIGHT FINANCIAL FRAUD?

blog article

Jan 16, 2020

It is not something – companies are using AI and ML to fight financial fraud. Financial fraud is not science fiction. AI solutions can be applied to enhance security throughout business sectors, like retail and finance. The latest emergency technologies are driving transformation across all in...

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2020 predictions for retail banking 2020 PREDICTIONS FOR RETAIL BANKING

blog article

Jan 16, 2020

The retail banking industry has undergone significant changes over the past few years, driven by technology advances and regulatory evolution, including the UK Open Banking rules as well as its European sibling, PSD2. These forces will continue to be significant in 2020 as retail banks ponder their ...

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How Fintechs are disrupting tax reporting services HOW FINTECHS ARE DISRUPTING TAX REPORTING SERVICES

blog article

Jan 16, 2020

In discussions around fintechs, we often discuss various financial services but taxation is often left out of the conversation. While the benefits of fintechs that cover the unbanked are unanimously considered a positive development in the financial field, there’s also the side of fintechs tha...

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Why Financial Services Providers Are Turning to Hybrid Cloud WHY FINANCIAL SERVICES PROVIDERS ARE TURNING TO HYBRID CLOUD

blog article

Jan 15, 2020

Fintech leader Broadridge Financial announced this week that it is moving a significant portion of its digital infrastructure to a private cloud managed by IBM. For this $4 billion-dollar global Fintech organization, it highlights a larger industry-wide trend where the growing reliance on a cloud-fi...

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Why Fintech Challengers May Not Conquer Banking After All WHY FINTECH CHALLENGERS MAY NOT CONQUER BANKING AFTER ALL

blog article

Jan 15, 2020

Fintech challenger banks expected their own version of Julius Caesar’s famous line: “I came, I saw, I conquered.” The challengers have certainly enjoyed some notable successes, but they remain far short of conquest, and questions are beginning to arise among knowledgeable observers...

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Wealth Management Solutions: Going the Digital Way WEALTH MANAGEMENT SOLUTIONS: GOING THE DIGITAL WAY

blog article

Jan 14, 2020

Financial firms are increasingly leveraging digital technologies such as artificial intelligence, cloud and intelligent automation to hyper-personalize wealth management offerings. Our numerous interactions with global wealth firms indicate the move is driven by the need to achieve higher customer p...

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Trends in Video/Audio Marketing: What Financial Institutions Must Know TRENDS IN VIDEO/AUDIO MARKETING: WHAT FINANCIAL INSTITUTIONS MUST KNOW

blog article

Jan 14, 2020

Will Gen Z even know what an antenna is? Connected TVs that bring the web to big screens, increasing digital audio options that are outpacing traditional radio, and podcasts all offer bank and credit union marketers new places to reach consumers. As tolerance for ad-free subscription services levels...

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How Personalization Strategies Can Backfire on Financial Marketers HOW PERSONALIZATION STRATEGIES CAN BACKFIRE ON FINANCIAL MARKETERS

blog article

Jan 14, 2020

Personalization comes in multiple forms, ranging from highly focused marketing efforts to keenly specific delivery of services to consumers. Personalization is one of the key goals financial marketers seek when piling up their martech stack. In some ways it is a new, elusive goal, and in others a te...

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20 Transforming Fintech Trends Disrupting Industry in 2020 & Beyond 20 TRANSFORMING FINTECH TRENDS DISRUPTING INDUSTRY IN 2020 & BEYOND

blog article

Jan 13, 2020

Since technology has hit almost all the industries in its wake, the Finance and Banking industry is not excluded from the picture. Hence, the birth of the Fintech industry. Over the years, the Fintech industry has seen many changes brought by different technologies, facilitating the whole working pr...

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10 Ways AI Is Going To Improve Fintech In 2020 10 WAYS AI IS GOING TO IMPROVE FINTECH IN 2020

blog article

Jan 11, 2020

AI & machine learning will improve Fintech in 2020 by increasing the accuracy and personalization of payment, lending, and insurance services while also helping to discover new borrower pools. Zest.ai’s 2020 Predictions For AI In Credit And Lending captures the gradual improvements I&rsquo...

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What are the payments trends for 2020? WHAT ARE THE PAYMENTS TRENDS FOR 2020?

blog article

Jan 10, 2020

There are some big changes in store in 2020, some obvious, some less so. In the payments landscape, it’s all about user convenience and customer experience, whether that’s through increased security for card users, or new ways to pay. Fragmented payments systems and services, from online...

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Robotic Process Automation in Banking-Transformation Unseen! ROBOTIC PROCESS AUTOMATION IN BANKING-TRANSFORMATION UNSEEN!

blog article

Jan 09, 2020

Forrester predicts that the RPA services market will hit $12 billion by 2023. It has previously projected that the RPA software market will grow to $2.9 billion by 2021. Robotic Process Automation (RPA) has captured the interest of IT for good reasons by automating repetitive work and enabling emplo...

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How AI is Revolutionizing the Process of Fintech Firms? HOW AI IS REVOLUTIONIZING THE PROCESS OF FINTECH FIRMS?

blog article

Jan 09, 2020

Artificial Intelligence has revolutionized the finance industry. Not only does it improve the precision level in the industry, but it also enhances the customer engagement level and speed up the query resolution period. In this blog, we will be finding out answers about the importance of AI in finan...

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The true cost of a lack of innovation in financial research THE TRUE COST OF A LACK OF INNOVATION IN FINANCIAL RESEARCH

blog article

Jan 09, 2020

We are living in an age of information overload where businesses are swamped with information from all angles. What happens when companies don’t use information in the best way possible? Rowland Park and Simon Gregory, co-founders of next-generation financial research technology company, Lime ...

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How fintech will help clear the mortgage sector’s cobwebs in 2020 HOW FINTECH WILL HELP CLEAR THE MORTGAGE SECTOR’S COBWEBS IN 2020

blog article

Jan 08, 2020

While the mortgage market faces legacy challenges when it comes to processes and customer engagement, it is not exempt from the influence of the UK’s booming fintech sector. Emerging technologies can help brokers and lenders blow the cobwebs off a market which has been otherwise slow to innova...

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The Impact Of Data Science Analytics On Financial Institutions THE IMPACT OF DATA SCIENCE ANALYTICS ON FINANCIAL INSTITUTIONS

blog article

Jan 07, 2020

Data science is growing in power, revolutionizing diverse business sectors. One of them is finance. If we think about it, it is not actually something new. For years financial institutions have been using gathered data to decide on the best business strategies. Let’s take banks for instance. T...

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Application of artificial intelligence in banking APPLICATION OF ARTIFICIAL INTELLIGENCE IN BANKING

blog article

Jan 06, 2020

Digital disruption is about redefining industries and changing the way businesses operate. Each sector is evaluating options and adopting ways to create value in a technology-driven world. The banking sector is seeing exceptional changes: above all, an increase in customer-centricity. Tech-savvy cus...

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What a U.S.-Iran war would mean for mortgage rates WHAT A U.S.-IRAN WAR WOULD MEAN FOR MORTGAGE RATES

blog article

Jan 06, 2020

A U.S. drone strike that killed a top Iranian military leader sent American stock markets tumbling and crude oil prices spiking. What effect is it having on mortgage rates? Rates on 30-year fixed mortgages fell more than an eighth of a percentage point on Friday as investors piled into bond markets ...

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New FinTech Data Raises Questions and Regulatory Policy Issues NEW FINTECH DATA RAISES QUESTIONS AND REGULATORY POLICY ISSUES

blog article

Jan 06, 2020

2020's FinTech policy cycle started relatively quietly today with the release of a research report from The first full week of 2020 brings an interesting set of FinTech data from De Nederlandsche Bank (the Dutch Central Bank):  Working Paper No. 663 "The Economic Forces Driving Fintech...

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The Digital Identity Infrastructure and What it Has to do with Fintech THE DIGITAL IDENTITY INFRASTRUCTURE AND WHAT IT HAS TO DO WITH FINTECH

blog article

Jan 06, 2020

The last decade brought about a lot of discussion around digital identity. Dozens of security companies created new solutions to help banks authenticate their user’s identity and verify their personal information. Throughout the years, those authentication methods have evolved from comparing a...

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How to Get Your Small Business Out of Debt in 2020 HOW TO GET YOUR SMALL BUSINESS OUT OF DEBT IN 2020

blog article

Jan 02, 2020

Rising interest rates and high levels of corporate debt have lots of investors concerned. Should small businesses be worried? The majority of small businesses (in most industries) are able to pay their bills on time. According to Experian/Moody’s Analytics Main Street Report, overall delinquen...

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How Can Banks Bring Business Credit and Lending Services into the 21st Century? HOW CAN BANKS BRING BUSINESS CREDIT AND LENDING SERVICES INTO THE 21ST CENTURY?

blog article

Jan 02, 2020

The history of credit and lending to business customers dates right back to Mesopotamia when the very first payday loans were used by farmers and the code of Hammurabi defined how the interest charged on silver loans was to be regulated. In more recent times, technologies including online lending ha...

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The Top Ten Fintech Predictions for 2020 THE TOP TEN FINTECH PREDICTIONS FOR 2020

blog article

Jan 02, 2020

To my Fintech friends, this is my 4th annual “Top Ten” Fintech prediction. I started this tradition at Crowdfund Insider back in January 2017. As we are saying goodbye to an incredible Fintech year of 2019, I see another seismic change in 2020 for our industry. One which could spell the ...

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Financial Services: Why Is Data Stuck in the Dark Ages? FINANCIAL SERVICES: WHY IS DATA STUCK IN THE DARK AGES?

blog article

Jan 02, 2020

The traditional view of data is no longer a fit for the changing world of business. Just like how the printing press accelerated the dissemination of knowledge, modern innovations have furthered the power of data. In many ways, we’re in the golden age of data, where companies have more data ac...

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Open Banking - A Challenge for the U.S. OPEN BANKING - A CHALLENGE FOR THE U.S.

blog article

Dec 30, 2019

It has long been debated if regulation is truly needed with many out there that still believe that it is not needed. The U.S. is the one country that needs regulation more than any other. Why? Because the U.S. is more divided and geographically challenged than any other country in the world.

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Is Banking fit for a sustainable future? IS BANKING FIT FOR A SUSTAINABLE FUTURE?

blog article

Dec 30, 2019

One of my favorite events of the year is the CIO Summit organized by Johnny Spragg at CMC. I like it because it's very participative. Everyone attending gets deeply engaged in the different topics. At the opening of the most recent summit, the ice breaker was an Oxford Union style debate. The to...

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Small Business Finance Tips For Better Money Management in 2020 SMALL BUSINESS FINANCE TIPS FOR BETTER MONEY MANAGEMENT IN 2020

blog article

Dec 27, 2019

Unlike large corporations, small businesses can be risky and competitive but also malleable. Given this, you might have to deal with lots of problems and administrative work, all of which will require your focus and attention. Part of this is knowing how to manage your finances and money well. If yo...

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Top 10 challenger banks by valuation and funding TOP 10 CHALLENGER BANKS BY VALUATION AND FUNDING

blog article

Dec 27, 2019

It’s been a record year for fundraising across the challenger bank space. This year alone, twelve challenger banks raised $100 million according to Financial Technology Partners, and now six of them are valued over $1 billion. Before another year rolls on, we thought it was important to round ...

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Credit risk: what is it and how do you manage it? CREDIT RISK: WHAT IS IT AND HOW DO YOU MANAGE IT?

blog article

Dec 26, 2019

Credit risk is the risk of financial loss a company may suffer when a client isn’t capable of meeting his or her obligations related to invoices., Well thought-out credit risk management is essential to avoid not being paid (on time) and to ensure a good cash flow and the financial health of y...

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Top 3 Leading Payments Trends to Watch In 2020 TOP 3 LEADING PAYMENTS TRENDS TO WATCH IN 2020

blog article

Dec 26, 2019

Due to their universal nature and the endless opportunities they bring, payment technologies are undoubtedly one of the fastest evolving industries worldwide and it’s essential to be aware where’s the flow going to be uppermost. What’s more — the payment trends don’t in...

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Big tech Is coming for banking: Experts predict fintech’s 2020 BIG TECH IS COMING FOR BANKING: EXPERTS PREDICT FINTECH’S 2020

blog article

Dec 24, 2019

Financial technology startups will enter the next decade with a little more street cred than the last time around. Nearly 60 upstarts focusing on financial services — from Stripe Inc. to Chime Inc. to Plaid Inc. — have garnered valuations of more than $1 billion in recent years, accordin...

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5 Ways Artificial Intelligence Technology is Transforming the Financial Markets 5 WAYS ARTIFICIAL INTELLIGENCE TECHNOLOGY IS TRANSFORMING THE FINANCIAL MARKETS

blog article

Dec 23, 2019

Finding complex solutions to financial challenges has become achievable with advancements in technology. Practitioners are daily seeking ways to use computational applications to offer modeling, forecasting, and robust trading solutions in the financial sector. Here are five ways artificial intellig...

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2019’s top core banking deals 2019’S TOP CORE BANKING DEALS

blog article

Dec 23, 2019

Core banking – a bank’s bread and butter, but what deals really stood out in 2019? We’ve created a list of some core banking deals FinTech Futures thought shook up the market this year (in no particular order). Australian lender aims to build banking-as-a-service operations with 10...

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What will Fintech scene look like in 2020 according to the industry experts WHAT WILL FINTECH SCENE LOOK LIKE IN 2020 ACCORDING TO THE INDUSTRY EXPERTS

blog article

Dec 23, 2019

2019 was an excellent year for fintechs in terms of exposure and raising awareness among the majority of the population about what fintechs are and what potential they hold for the regular citizens. In 2019 we saw a major spike in the number of fintech, in the funding of these fintechs and the colla...

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No More Us vs. Them - How Banks and Fintechs are joining forces to drive innovation NO MORE US VS. THEM - HOW BANKS AND FINTECHS ARE JOINING FORCES TO DRIVE INNOVATION

blog article

Dec 19, 2019

“In the new world, it is not the big fish which eats the small fish, it is the fast fish which eats the slow fish.” – Klaus Schwab, founder and executive chairman of the World Economic Forum A common theme of late has been to paint fintech’s as the harbingers of death for the...

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FinTech Highlights 2019 - Best Of The BEAM FINTECH HIGHLIGHTS 2019 - BEST OF THE BEAM

blog article

Dec 19, 2019

In 2019 we’ve been delighted to begin relationships with several global financial services leaders on some mission-critical projects that are powered by Erlang, Elixir and BEAM VM technology. Although the specifics of the work are under strict NDAs, we have outlined some of the projects in thi...

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Top 3 trends that will influence Wealth Management in 2020. TOP 3 TRENDS THAT WILL INFLUENCE WEALTH MANAGEMENT IN 2020.

blog article

Dec 18, 2019

Wealth management is transforming faster than most professionals realize because the industry’s customer base is changing. Three trends are driving a paradigm shift in wealth management that will become clear in 2020. The most visible trends are the rise of intergenerational wealth, and the gr...

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10 Customer Experience Trends That will Impact Digital Banking in 2020 10 CUSTOMER EXPERIENCE TRENDS THAT WILL IMPACT DIGITAL BANKING IN 2020

blog article

Dec 18, 2019

There are phenomenal companies that have achieved outstanding results in the banking and Fintech industry. Some of them are very well known, but most are not. What makes a digital banking superstar? Working with hundreds of financial professionals worldwide, we have extracted 10 digital banking tren...

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Embedded Banking : The next level of offering for financial institutions EMBEDDED BANKING : THE NEXT LEVEL OF OFFERING FOR FINANCIAL INSTITUTIONS

blog article

Dec 17, 2019

Financial institutions have traditionally been comfortable in maintaining the ownership of customer relationships. The digital disruption in last 3-4 years has pushed them to adopt newer ways of banking, especially due to advent of plethora of fintech companies and neo-banks. That phase is gradually...

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Top 7 Data Science Use Cases in Finance Industry TOP 7 DATA SCIENCE USE CASES IN FINANCE INDUSTRY

blog article

Dec 16, 2019

Finance is one of the most critical sectors in the world. Finance management used to require a lot of effort and time, but not any more. Using Data Science, now one can quickly analyze finance and make a better decision to manage finance. Now Data Science is being used in the Finance Industry for th...

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Financial research innovation: the next information advantage FINANCIAL RESEARCH INNOVATION: THE NEXT INFORMATION ADVANTAGE

blog article

Dec 16, 2019

An information advantage has become one of the most important competitive edges in the financial markets today. Receiving the right data, faster than competitors, is a significant driver of performance. However, while firms invested over $50 billion in 2019 into market data[1], investment in technol...

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Why is Open Banking so scary? WHY IS OPEN BANKING SO SCARY?

blog article

Dec 16, 2019

The UK implemented Open Banking in January 2018 and now, almost two years later, you would think it’s doing really well. This is why the momentum is building. The Open Banking Implementation Entity (OBIE) shared figures that show there are 49 million data sharing requests monthly, doubling in ...

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IS AI AFFECTING THE FINANCIAL SECTOR? IS AI AFFECTING THE FINANCIAL SECTOR?

blog article

Dec 15, 2019

Over six decades have passed since the earliest concept of artificial intelligence was introduced. However, it’s almost unbelievable to see how far the ideas has come. Today, AI represents an industry worth almost $10 billion and by 2025, it has been projected to reach around $118 billion. Lot...

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AI Transparency in Finance – Understanding the Black Box AI TRANSPARENCY IN FINANCE – UNDERSTANDING THE BLACK BOX

blog article

Dec 13, 2019

The financial sector was one of the first to start experimenting with machine learning applications for a variety of use-cases. In 2019, banks and other lenders are looking to machine learning as a way to win market share and stay competitive in a changing landscape, one in which people are no longe...

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Artificial Intelligence is What Every Bank Needs ARTIFICIAL INTELLIGENCE IS WHAT EVERY BANK NEEDS

blog article

Dec 12, 2019

Customer experience is taking a center stage for every organization irrespective of its size and nature of business. The story is no different for banks. Banks and other financial institutions, being massive conglomerates comprising of multiple lines of businesses (retail lending, corporate lending,...

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2020’s Fintech Micro Trends 2020’S FINTECH MICRO TRENDS

blog article

Dec 10, 2019

‘Tis the season for every fintech news outlet to cite industry predictions for 2020. And while it’s helpful to know that AI is still the biggest trend since PFM, and that the bank of the future will get ahead by focusing on the customer, sometimes the best way to gauge new trends is to t...

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10 Ways Artificial Intelligence Is Transforming Banking Operations 10 WAYS ARTIFICIAL INTELLIGENCE IS TRANSFORMING BANKING OPERATIONS

blog article

Dec 10, 2019

Artificial Intelligence is rapidly transforming the financial industry more than any other technology in recent history and is becoming a major disruptor. Banks are aiming to minimize costs, meet margins, and exceed customer expectations through personal experience. With AI being woven into their bu...

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How Automation is Changing Financial Services HOW AUTOMATION IS CHANGING FINANCIAL SERVICES

blog article

Dec 10, 2019

New artificial intelligence technologies are in the process of fundamentally transforming the financial services market. Over the past years especially the financial sector has recognised the economic benefits of artificial intelligence – gaining new insights from existing data to optimise cre...

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A 2020 perfect vision for the financial services sector A 2020 PERFECT VISION FOR THE FINANCIAL SERVICES SECTOR

blog article

Dec 10, 2019

It’s been an exciting year in the banking sector. Along with innovation being pushed along by the industry, there has also been the added pressure of regulatory change, such as the introduction of 2FA this September. In the past few years, much has been made of the potential for technologies s...

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Will tech giants ever fully penetrate the financial services space? WILL TECH GIANTS EVER FULLY PENETRATE THE FINANCIAL SERVICES SPACE?

blog article

Dec 09, 2019

While FinTech start-ups have been showcasing their rapid dynamism and proving themselves to represent a real threat to traditional financial institutions, in recent years, and even months, it has become increasingly difficult not to address the elephant in the room. Big tech companies such as Amazon...

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Multi-cloud in Financial Services MULTI-CLOUD IN FINANCIAL SERVICES

blog article

Dec 09, 2019

This year’s Enterprise Cloud Index report, reported that financial services outpaced all other industries in the adoption of hybrid cloud reaching 21% penetration today, compared to a global average of 18%.  Whether it is purely with the public cloud providers, or more typically in a hybr...

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How Big Data and Blockchain are enhancing FinTech HOW BIG DATA AND BLOCKCHAIN ARE ENHANCING FINTECH

blog article

Dec 09, 2019

FinTech companies want to provide personalised and innovative services and products to accelerate customer experience. Customer centricity enabled with data analytics is the number one priority for this sector. Injecting financial sector with advanced tech like Big Data and Blockchain can enable ban...

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Five factors to impact fintech cybersecurity in 2020 FIVE FACTORS TO IMPACT FINTECH CYBERSECURITY IN 2020

blog article

Dec 07, 2019

In 2020 cybersecurity will inevitably become a global priority due to a rise in threats and a heightened sense of vulnerability when it comes to unauthorised access to confidential data. As criminals become more organised, they will continue to take advantage of human error and the struggle business...

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How to Refinance Your Investment Property HOW TO REFINANCE YOUR INVESTMENT PROPERTY

blog article

Dec 06, 2019

If you own a rental property, refinancing your investment property can help free up extra money for future investments and reduce your monthly payments. However, refinancing an investment property isn’t as easy as refinancing a home mortgage. There are stricter requirements, and more costs to ...

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Cloud 2.0: What to expect in financial services? CLOUD 2.0: WHAT TO EXPECT IN FINANCIAL SERVICES?

blog article

Dec 05, 2019

Research from TABB Group earlier this year found that use of public cloud within financial services was poised to accelerate in 2019. These findings are reflected in our own recent survey[1] which found that 80% of European and North American asset managers will be using the cloud for data managemen...

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How FI should survive in HOW FI SHOULD SURVIVE IN 'OPEN BANKING' BATTLEFIELD ?

blog article

Dec 05, 2019

Traditionally financial industry protected the customers’ personal, financial and transactional data. This was a great entry barrier for players like new financial institutions and fintech companies. However recent changes on regulatory horizon, including implementation of Farrell Report in Au...

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Data Aggregation and Artificial Intelligence in Financial Services DATA AGGREGATION AND ARTIFICIAL INTELLIGENCE IN FINANCIAL SERVICES

blog article

Dec 03, 2019

My last blog highlighted security audits and penetration testing. This final blog of the series discusses security data aggregation and artificial intelligence (AI) implementations in financial services. Should a breach occur, gathering log data from all critical security, network, and endpoint devi...

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Why Predictive Analytics in Banking Is Transformational WHY PREDICTIVE ANALYTICS IN BANKING IS TRANSFORMATIONAL

blog article

Dec 03, 2019

The banking sector struggles with two contradicting challenges. First, it needs to adopt the latest technologies to stay competitive and fight fraud. Second, it still has to hold on to legacy systems, frequently those on-premises, that offer stability and a certain degree of protection. Clients are ...

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3 Major Roadblocks to Blockchain Adoption in Banking 3 MAJOR ROADBLOCKS TO BLOCKCHAIN ADOPTION IN BANKING

blog article

Dec 02, 2019

Since its invention back in 2008, blockchain technology has been trying to disrupt a number of industries with varying degrees of success. Core features of blockchain, such as decentralization and immutability, make this technology especially appealing for the financial sector. On paper, blockchain ...

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How AI is Transforming the Banking and Finance Sector HOW AI IS TRANSFORMING THE BANKING AND FINANCE SECTOR

blog article

Dec 02, 2019

Artificial Intelligence has become the most discussed and popular technology. In starting, it didn’t gain much attention because of the limitation it had, but now everything has changed and transformed with the potential skill sets that help many industries to transform the style of work, bank...

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What trends will shake up the Banking Tech sector in 2020? WHAT TRENDS WILL SHAKE UP THE BANKING TECH SECTOR IN 2020?

blog article

Dec 02, 2019

In the past year, we’ve seen technology play a huge part in shaping the banking industry landscape, from emerging fintechs to new solutions facilitated by Open Banking to the latest AI tools. With such progression happening throughout the sector, we are sure to see more disruptive trends emerg...

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How Blockchain Technology is Revolutionising Fintech in 2020 HOW BLOCKCHAIN TECHNOLOGY IS REVOLUTIONISING FINTECH IN 2020

blog article

Dec 02, 2019

Two decades down under, and the 21st century doesn’t fail to amaze you with its innovation. In fact, the pace of it is so fast, that you inevitably put your hands up and give up keeping track of what is the latest in technology. This phenomenon, in its own ubiquity, manifests itself in Finance...

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5 Benefits of Hybrid Cloud for the Financial Industry 5 BENEFITS OF HYBRID CLOUD FOR THE FINANCIAL INDUSTRY

blog article

Nov 29, 2019

Technology has become the most important thing for most of the companies. They are using technology for deploying their services or applications. Technologies like cloud computing have completely changed the financial services industry. You can use cloud computing for storing your data or for hostin...

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The Evolution of Voice Banking in 2019 THE EVOLUTION OF VOICE BANKING IN 2019

blog article

Nov 25, 2019

With Siri one button away from telling us everything Google has to offer, and Alexa making smart homes more accessible than ever, it’s transparent how artificial intelligence and voice technology in particular have helped transform our personal lives. It only seems right that the next big step...

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How Generation Z Will Reshape Digital Banking HOW GENERATION Z WILL RESHAPE DIGITAL BANKING

blog article

Nov 25, 2019

Generation Z (or Gen Z), the demographic cohort following the Millennials, presents a new breed of customers for financial institutions. Born after 1995, Gen Z is the first generation to be born and raised with YouTube, Instagram and Netflix. Unlike Millennials who witnessed the rise of the digital ...

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Connected Finances: When the Internet of Things Goes to the Bank CONNECTED FINANCES: WHEN THE INTERNET OF THINGS GOES TO THE BANK

blog article

Nov 25, 2019

In the last decade, due to constantly changing consumers’ preferences, financial institutions, like many other industries, have been forced to invest into and develop digital strategies and adapt to the accelerating pace of innovations. A reliable digital portfolio is a priority for every fina...

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3 payment technologies to increase conversion 3 PAYMENT TECHNOLOGIES TO INCREASE CONVERSION

blog article

Nov 25, 2019

Though it may seem like everything in the payments space is geared towards boosting conversion, i.e. the amount of times a potential customers completes the intended action of clicking “buy” – and this is indeed the case – I’m here today to tell you about three specific...

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HOW FINTECH IS SHAPING ASSETS AND WEALTH MANAGEMENT HOW FINTECH IS SHAPING ASSETS AND WEALTH MANAGEMENT

blog article

Nov 23, 2019

FinTech, shortened from Financial Technology, is a fast-rising industry that improves financial activities like asset and wealth management through technology, hence its name. It is a technologically driven innovation that seeks to challenge the normal methods used in carrying out activities in fina...

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Top 7 Global Fintech Trends 2019 TOP 7 GLOBAL FINTECH TRENDS 2019

blog article

Nov 22, 2019

This is my third year at DailyFintech. Looking back, this year has been the most eventful year of the three, with several significant Fintech trends emerging across the world. Typically, I am not a big fan of the “Top” titled posts. But, I have had to use it, thanks to the events of 2019...

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5 Benefits Outsourcing Software Development Services Brings to Fintech Business 5 BENEFITS OUTSOURCING SOFTWARE DEVELOPMENT SERVICES BRINGS TO FINTECH BUSINESS

blog article

Nov 22, 2019

Outsourcing software development is an alternative that can be a great part of corporate strategies for fintech businesses. This working model has been increasingly used by companies that adopt planning directed to their core business, but that seek more agility, quality, and specialization in all p...

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AI in Finance: Selecting the Best Alternative Data AI IN FINANCE: SELECTING THE BEST ALTERNATIVE DATA

blog article

Nov 22, 2019

Alternative data is information that investors use outside of the traditional sources that companies themselves provide, like financial reporting. It can include social media posts, satellite imagery — and news. For most people, news reports are a way to stay on top of current events. For a he...

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Is mobile banking contributing to app fatigue? IS MOBILE BANKING CONTRIBUTING TO APP FATIGUE?

blog article

Nov 21, 2019

Since the advent of the internet in the late 90’s, despite some initial scepticism, Banks are increasingly present in cyber space offering new products and services. The maturity of the internet-banking channel evolved (extremely slowly) from providing access to basic account information to al...

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Best hard money loans with 100% financing BEST HARD MONEY LOANS WITH 100% FINANCING

blog article

Nov 20, 2019

Not everyone has the luxury of getting approved for a loan. Whether it’s a low credit score, a spotty payment history, or lack of evidence to prove your creditworthiness, you may not have what it takes. But that doesn’t mean you don’t have options. You may want to consider getting ...

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Top Fintech Trends For 2020 TOP FINTECH TRENDS FOR 2020

blog article

Nov 20, 2019

Fintech has always been the first in line to get disrupted with the advancement of technology. A smart accounting software not only allows you to seamlessly record financial transactions but offers a wide variety of features—taxation, inventory, and payroll—saving time and energy and ena...

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ARTIFICIAL INTELLIGENCE IN FINANCIAL SERVICES – IN DATA WE TRUST ARTIFICIAL INTELLIGENCE IN FINANCIAL SERVICES – IN DATA WE TRUST

blog article

Nov 20, 2019

This past year has been a busy one for emerging technologies, especially in regard to artificial intelligence (AI). AI startup funding reached a record high of US $7.4 billion during the second quarter of 2019, according to CB Insights. From healthcare to financial services, from digital surveillanc...

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How FinTech Apps Make Things Easier For Businesses HOW FINTECH APPS MAKE THINGS EASIER FOR BUSINESSES

blog article

Nov 19, 2019

It’s almost the end of 2019 and at this point, it would be safe to assume that you would have experienced the power of fintech at least once. If you’ve used a mobile wallet, internet banking, a UPI application or an online portal to buy credit cards or insurance policies, you’ve ex...

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Alternative Data: How it’s Transforming the Financial Sector ALTERNATIVE DATA: HOW IT’S TRANSFORMING THE FINANCIAL SECTOR

blog article

Nov 18, 2019

Pressure to innovate has never been higher in the financial sector. The advent of the digital era and the influx of innovative and appealing digitally-native challenger brands that came with it means traditional financial institutions – including high street banks, institutional investment and...

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HOW AI TRADING TECHNOLOGY IS MAKING STOCK MARKET INVESTORS SMARTER — AND RICHER HOW AI TRADING TECHNOLOGY IS MAKING STOCK MARKET INVESTORS SMARTER — AND RICHER

blog article

Nov 18, 2019

Artificial intelligence is to trading what fire was to the cavemen.” That’s how one industry player described the impact of a disruptive technology on a staid industry. In other (less creative) words, AI is a game changer for the stock market. While humans remain a big part of the tradin...

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The 7 biggest technology trends to disrupt banking & financial services in 2020 THE 7 BIGGEST TECHNOLOGY TRENDS TO DISRUPT BANKING & FINANCIAL SERVICES IN 2020

blog article

Nov 17, 2019

Even though banking and financial services have been slower than other industries to adopt the latest technology into their operations, financial organizations are trying to catch up by incorporating artificial intelligence, blockchain, and other technology to benefit their customers, remain competi...

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How AI and machine learning can benefit finance teams HOW AI AND MACHINE LEARNING CAN BENEFIT FINANCE TEAMS

blog article

Nov 15, 2019

Finance teams are integral and essential to the smooth running of any business. It’s no longer as simple as responsibility over regulatory compliance, financial reporting, payroll, and public interest – but so much more. The role of the finance team is beginning to increase in scope, and...

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How Financial Services Keep Data Safe On The Cloud HOW FINANCIAL SERVICES KEEP DATA SAFE ON THE CLOUD

blog article

Nov 14, 2019

In a 2019 Global Wealth Study by Boston Consulting group, it was reported that financial services firms are hit by cyberattacks 300 times more than other companies. Financial institutions have a lot of sensitive data cybercriminals can monetize if accessed. That is why the financial services industr...

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Financial Institutions and the Cloud: How to Navigate an Evolving Regulatory Landscape FINANCIAL INSTITUTIONS AND THE CLOUD: HOW TO NAVIGATE AN EVOLVING REGULATORY LANDSCAPE

blog article

Nov 12, 2019

In a bid to keep pace with rapid advances in cloud adoption across financial services, regulators have published a raft of new guidance in the past year. Most recently, the European Insurance and Occupational Pensions Authority launched guidelines for insurers and reinsurers on outsourcing to cloud ...

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Machine learning is changing asset management MACHINE LEARNING IS CHANGING ASSET MANAGEMENT

blog article

Nov 12, 2019

Machine learning is making inroads into every aspect of business life and asset management is no exception. Here are six ways in which machine learning has transformed the field – from the feel of the trading floor to the ideal skillset. Most flow trading done by banks has already been fully a...

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What about the regulatory strategy for fintech regulators? WHAT ABOUT THE REGULATORY STRATEGY FOR FINTECH REGULATORS?

blog article

Nov 11, 2019

Fintech is challenging the way traditional financial regulation is conceived. Disruption is having an impact not only on the structure and functioning of the financial system, but on the role that regulators and financial supervisors must play.

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POLY HELPS EMPOWER CONTACT CENTER WORKERS POLY HELPS EMPOWER CONTACT CENTER WORKERS

blog article

Nov 11, 2019

It’s a well-documented trend that the rise of digital channels such as webchat, apps, FAQs, etc., has led to a change in the way contact centers handle interactions. The routine, “easy” interactions are now handled by self-service channels. Deflecting these low-value interactions h...

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Everything You Need to Know About Working Capital EVERYTHING YOU NEED TO KNOW ABOUT WORKING CAPITAL

blog article

Nov 08, 2019

How’s your working capital doing? If you’re unfamiliar with this common calculation, you may be missing the big picture of how your company is really performing. Profits may be rolling in, but you need to understand how your cash flow and available capital, or lack thereof, could affect ...

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The Average Business Loan Interest Rate in 2019 THE AVERAGE BUSINESS LOAN INTEREST RATE IN 2019

blog article

Nov 07, 2019

If you’re looking to get a small business loan to start or expand your company, you may be wondering about the average business loan interest rate. Unfortunately, the answer isn’t entirely clear. With so many different types of business loans available for borrowers across a broad credit...

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How to Properly Use a Credit Card to Finance Your Small Business HOW TO PROPERLY USE A CREDIT CARD TO FINANCE YOUR SMALL BUSINESS

blog article

Nov 06, 2019

Financing a small business can be approached from multiple directions. It's important to understand what the market offers you and how to use those deals to their full potential because this initial stage of your company's development is crucial to its long-term success.

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Grow your Business with E-payment and E-invoicing GROW YOUR BUSINESS WITH E-PAYMENT AND E-INVOICING

blog article

Nov 04, 2019

E-invoicing can help companies to optimize their working capital and continue running healthy business operations whereas E- payments help them to receive payments from Global clientele. Watch the video and click on the link in the description to know more.

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Should You Apply for an Unsecured Business Loan? SHOULD YOU APPLY FOR AN UNSECURED BUSINESS LOAN?

blog article

Oct 29, 2019

Even if you’ve got the ideas and motivation to start a new business or continue growing an existing company, without the money, that idea may never be executed. You could pursue a secured loan, but if you don’t have collateral, you won’t get very far. Fortunately, there are other w...

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IoT - Revolution or Evolution in the Financial Services Industry IOT - REVOLUTION OR EVOLUTION IN THE FINANCIAL SERVICES INDUSTRY

blog article

Oct 23, 2019

We have all heard about the "Internet of Things" (IoT) as this revolutionary new technology, which will radically change our lives. But is it really such a revolution and will it really have an impact on the Financial Services Industry? To refresh our memory, the Internet of Things (IoT) r...

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How Centralized Payment Systems Learned to Accept Decentralized Cryptocurrency HOW CENTRALIZED PAYMENT SYSTEMS LEARNED TO ACCEPT DECENTRALIZED CRYPTOCURRENCY

blog article

Oct 23, 2019

They might not be shouting it from the rooftops, but fiat payment gateways are no longer the enemy of bitcoin. Hostilities have ceased, the bad blood has been let, and today the fiat and crypto worlds are bridged and doing business. Despite the two systems sporting opposing aims and architecture, ma...

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BUILDING MORE PRODUCTIVITY INTO OUR HEADSETS WITH AMAZON ALEXA AND TILE BUILDING MORE PRODUCTIVITY INTO OUR HEADSETS WITH AMAZON ALEXA AND TILE

blog article

Oct 23, 2019

If you’re like me, one of the first things you do when you leave the house in the morning is put on your headset. I may be joining a meeting, calling a friend, getting coffee – sometimes all three – before I even set foot in the office. When I get to work, I’m collaborating w...

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POLY STUDIO IS NOW CERTIFIED FOR MICROSOFT TEAMS POLY STUDIO IS NOW CERTIFIED FOR MICROSOFT TEAMS

blog article

Oct 22, 2019

It seems like every photo shown of a business in action these days features a bunch of people in a huddle room, looking productive – just like our own Poly beauty shot below. But the technology that is IN the room really matters most to the people who are joining remotely – the people NO...

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AI in Finance: The Predictions AI IN FINANCE: THE PREDICTIONS

blog article

Oct 16, 2019

The term “AI” is being thrown around a lot lately, but realistically how will it change the world of finance? Firstly, “AI” is an awfully broad term, so understanding how it slots into the wider automation picture is important. AI often includes—and works alongside&mdas...

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Banking, FinTech, Big Tech: Emerging challenges for financial policymakers BANKING, FINTECH, BIG TECH: EMERGING CHALLENGES FOR FINANCIAL POLICYMAKERS

blog article

Sep 26, 2019

FinTech (financial technology) firms, generally start-ups that offer a specifically targeted financial service, and Big Techs, globally active technology firms with a relative advantage in digital technology that may add financial services to their range of offerings, are both increasingly – t...

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How Blockchain is Reshaping the Future of Fintech Industry HOW BLOCKCHAIN IS RESHAPING THE FUTURE OF FINTECH INDUSTRY

blog article

Sep 25, 2019

Blockchain is believed to be one of the useful technologies that can help the financial industry grow and save a lot of resources. Blockchain is known for its high level of security in storing and transmitting the data. It has open and transparent infrastructure and low cost of operations. All these...

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How Fintech Innovations Are Making Payments More Efficient HOW FINTECH INNOVATIONS ARE MAKING PAYMENTS MORE EFFICIENT

blog article

Sep 24, 2019

By using innovation to make exchanges more efficient, secure and convenient, fintech -- or financial technology -- sits advantaeously at the intersection of two cornerstones of human enterprise. And over the past few years, there has been a marked increase in the amount of investment channelled into...

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The two big issues bank CEOs have with FinTech THE TWO BIG ISSUES BANK CEOS HAVE WITH FINTECH

blog article

Sep 24, 2019

For all the talk about how well FinTech start-ups are doing, I hear two regular laments from bank CEOs. First, why aren’t we valued like FinTechs? and second, why aren’t FinTechs regulated like us. On the first point, it’s quite clear that FinTech start-ups are being valued on pote...

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Banks that can help reduce financial risks in a user-friendly way can compete with any Tech player BANKS THAT CAN HELP REDUCE FINANCIAL RISKS IN A USER-FRIENDLY WAY CAN COMPETE WITH ANY TECH PLAYER

blog article

Sep 24, 2019

Banks are technology companies with a banking license! This claim and similar claims can be read more and more in articles on trends in the financial services sector and is often used as an argument that banks will soon be replaced by Fintechs and Silicon Valley tech giants. It is certainly true tha...

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THREE BIG CHALLENGES FOR BANKS IN TRADE FINANCE THREE BIG CHALLENGES FOR BANKS IN TRADE FINANCE

blog article

Sep 23, 2019

Trade finance is a dynamic, highly innovative business with multiple opportunities linked to new technologies and environmental/social/regulatory demands. How to gain sustainability, speed and cost out in order to expand in trade finance—particularly with the small-to-medium enterprise (SME) s...

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Credit Financing: Investment vs Equity Loans CREDIT FINANCING: INVESTMENT VS EQUITY LOANS

blog article

Sep 23, 2019

Entrepreneurship requires a strong business acumen to manage day-to-day operations and swiftly overcome any hurdles along the way. There may come a time in your business when you require cash infusion for further expansion and sustainability. There are two ways in which you can procure credit financ...

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Empowering FinTech Space With Drupal Modules & Distributions EMPOWERING FINTECH SPACE WITH DRUPAL MODULES & DISTRIBUTIONS

blog article

Sep 22, 2019

Though big data, AI, Cloud, blockchain, and open-banking have been here since quite a long time to transform the way financial services are designed and rendered, there is still a roadblock in the way ahead - core banking infrastructure. Outdated architecture, costly licenses, specialized consultant...

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What Are The Fintech Trends That You Can’t Ignore? WHAT ARE THE FINTECH TRENDS THAT YOU CAN’T IGNORE?

blog article

Sep 19, 2019

The fusion of technology with finance brings out the perfect recipe for the exponential growth of the economy. The Fintech industry is setting new heights of what can be achieved through technology when applied prudently. Adaption of Fintech technology is the need of the hour. The Fintech technology...

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Learn How to Get a Business Loan LEARN HOW TO GET A BUSINESS LOAN

blog article

Sep 19, 2019

Personal loans are widely available, but if you’re trying to borrow for a small business, you’ll find that the process is more difficult. If you’re thinking of borrowing money to start or grow your business, you'll need to put in plenty of work before you even start to fill out...

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6 Business Financing Options for Immigrants 6 BUSINESS FINANCING OPTIONS FOR IMMIGRANTS

blog article

Sep 18, 2019

Did you know that immigrants are significantly more likely to start their own business compared to those born in the United States? Despite this fact, obtaining working capital from a traditional lender can often be more difficult for immigrant business owners. Fortunately, there are other types of ...

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9 Best LLC Credit Cards 2019 9 BEST LLC CREDIT CARDS 2019

blog article

Sep 17, 2019

The best LLC credit cards have large introductory offers worth up to $750, strong ongoing rewards of up to 5%, and low ongoing APRs. Plus, they offer additional features, such as insurance and travel perks. Some cards offer interest-free financing for up to 15 billing cycles on both purchases and ba...

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All you want to know about Commodity Funds ALL YOU WANT TO KNOW ABOUT COMMODITY FUNDS

blog article

Sep 17, 2019

All about Commodity Funds: Thinking to invest in mutual fund, let us know today about commodity mutual funds. The commodity funds are those funds that have common holding in commodities. Commodity is any goods that may hold similar value of exchange and are traded on exchange. These are traded in bo...

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How Hard Is It to Get a Business Loan? HOW HARD IS IT TO GET A BUSINESS LOAN?

blog article

Sep 16, 2019

Depending on your business and personal finances, your ability to receive a business loan will vary wildly. Fortunately, there is now a wide array of options for financing, all with different terms and requirements. Unless your business has been operating for years in relatively good health, though,...

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The best no foreign transaction fee credit cards of 2019 THE BEST NO FOREIGN TRANSACTION FEE CREDIT CARDS OF 2019

blog article

Sep 16, 2019

Foreign transaction fees silently kill your credit card rewards. Depending on the card, foreign transaction fees add a 1-3% fee on top of every foreign transaction. For me, international trips can be one of the biggest expenses that I have all year. Flights, hotels, tours, restaurants, it adds up. A...

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10 Crucial Tips for Earnings Season Trading 10 CRUCIAL TIPS FOR EARNINGS SEASON TRADING

blog article

Sep 16, 2019

An Earnings season is coming up next month. We sound like records here at Bulls on Wall Street, but we cannot stress enough how important this time of year is. Earnings season is the best time to grow your trading account, whether you are a day trader or swing trader. Here are 10 must-follow tips to...

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KK KK'S COMMODITIES AND GLOBAL MARKETS STORY

blog article

Sep 16, 2019

KK works on the supply chain solutions team, deploying working capital options to clients across commodity markets.

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How Blockchain Technology Is Changing Banking And Financial Services HOW BLOCKCHAIN TECHNOLOGY IS CHANGING BANKING AND FINANCIAL SERVICES

blog article

Sep 12, 2019

Introduced back in 2008, Blockchain Technology and Cryptocurrencies are in the headlines as the next-big-thing after the creation of the internet. It is being said that Blockchain will do to banks what the internet does to media. The emergence of Blockchain has dramatically changed the financial sec...

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Why would the wealthy use Equity Release? WHY WOULD THE WEALTHY USE EQUITY RELEASE?

blog article

Sep 12, 2019

Equity Release is often seen as a last resort; a way for those short of money to solve their problems after all other options have been eliminated. But in reality, Equity Release can be a shrewd financial decision. David Forsdyke at Knight Frank Finance looks at how homeowners can benefit from Equit...

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Growing awareness of the alternative finance market GROWING AWARENESS OF THE ALTERNATIVE FINANCE MARKET

blog article

Sep 11, 2019

Since the financial crisis a decade ago, banks have been reducing their lending to small businesses. Despite attempts by successive governments to increase the flow of funding to the SME community, many businesses continue to struggle to secure the finance they need to grow because of gaps in the ma...

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Could asset-based finance be best route for SME funding? COULD ASSET-BASED FINANCE BE BEST ROUTE FOR SME FUNDING?

blog article

Sep 11, 2019

Growth business are now spoilt for choice with regard to their debt funding options. Since banks pulled back from lending to SMEs in the aftermath of 2007’s Great Financial Crash (GFC), a host of other providers have emerged to cater for their debt finance needs. These range from dedicated SME...

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Top 5 Big Data Applications in Banking & Insurance TOP 5 BIG DATA APPLICATIONS IN BANKING & INSURANCE

blog article

Sep 11, 2019

By nature, the banking, financial services, and insurance (BFSI) sector have always been data-driven. However, today, institutions in the BFSI sector are increasingly striving to adopt a full-fledged data-driven approach that can only be possible with Big Data technologies. With Big Data Analytics, ...

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The Role of Sales in Sales Enablement THE ROLE OF SALES IN SALES ENABLEMENT

blog article

Sep 10, 2019

However, with a regular commute time that consumes a couple of hours each day, I have shifted my focus to podcasts and audiobooks. One of my favorite podcasts is the Inside Sales Enablement series by Scott Santucci and Brian Lambert. In their last episode, they spent time reviewing their thoughts an...

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Implementing Buyer Enablement in Your Sales Enablement Strategy (2019) IMPLEMENTING BUYER ENABLEMENT IN YOUR SALES ENABLEMENT STRATEGY (2019)

blog article

Sep 10, 2019

The majority of the time I only had access to two TV channels, three on a good weather day, and I vividly remember when I first saw a color television. At this time, products and services were limited, and buyer choices were almost non-existent. Fast-forward to 2019. Not only do I have access to hun...

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What are the Best Business Checking Accounts? WHAT ARE THE BEST BUSINESS CHECKING ACCOUNTS?

blog article

Sep 10, 2019

If you’re thinking of starting a business, you’re in good company. According to the Small Business Administration, there are over 30 million small businesses in the United States, with the number of proprietors growing by 2.3% in one year. Whether you’re a freelancer or small busin...

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NEGATIVE INTEREST RATES: A REASON TO INVEST IN HEDGE FUNDS? NEGATIVE INTEREST RATES: A REASON TO INVEST IN HEDGE FUNDS?

blog article

Sep 10, 2019

Negative interest rate policy—that is, central bank arrangements that seek to inspire spending by punishing savings, not merely in real but in nominal terms—have spread in recent years among the developed economies, and are now in use in Japan, Switzerland, Sweden, and the Eurozone. Denm...

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The Best and Worst Trading Times THE BEST AND WORST TRADING TIMES

blog article

Sep 09, 2019

The question of what are the best and worst trading times comes up over and over again. If only it was as easy as “only trade from 9:30–11:00 a.m., except on Fridays…” The reality is, there’s a lot more to it than that. It’s not an exact science. I do have prefer...

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Credit card vs debit card: playing your cards right CREDIT CARD VS DEBIT CARD: PLAYING YOUR CARDS RIGHT

blog article

Sep 09, 2019

Debit cards are just like using cash. They take the money from your account to pay for whatever you’re buying. It’s as if you paid for something by taking money out of the cashpoint and handed it over the old-fashioned way. They’re as simple as that – a solid player on your t...

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Working Capital Loan: Definition & Eligibility Criteria WORKING CAPITAL LOAN: DEFINITION & ELIGIBILITY CRITERIA

blog article

Sep 09, 2019

Want to keep the company’s everyday financial operations under control? Opt for a working capital loan now and get financial problems solved with ease. Being a business owner, it is extremely important for you to finance the day to day company’s operations to keep things smooth and under...

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The Best Banks for Small Business Loans THE BEST BANKS FOR SMALL BUSINESS LOANS

blog article

Sep 06, 2019

Getting funding for your small business isn’t a matter of “if”; it’s usually a matter of “when.” That’s why, even if you’re not looking to take out a loan now, it’s smart to look ahead to what’s available. Do you know the differences betwee...

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Virtual Credit Cards: Are They Right for Your Business? VIRTUAL CREDIT CARDS: ARE THEY RIGHT FOR YOUR BUSINESS?

blog article

Sep 06, 2019

Credit cards have long been the preferred payment method for savvy business owners due to their potential rewards and enhanced security benefits. However, the recent uptick in data breaches has many business owners seeking a more secure alternative. From 2014 to 2017, the number of reported data bre...

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AI in Finance: can banks get smarter? AI IN FINANCE: CAN BANKS GET SMARTER?

blog article

Sep 06, 2019

Even though ethical debates around AI are still pretty much alive, the empirical benefits of applying automation to banking processes outweigh the concerns. According to Accenture’s analysis of banks that have used AI to their workflow, an average bank can increase their profits up to 20-25%so...

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Seven Different Avenues to Fund Your Business SEVEN DIFFERENT AVENUES TO FUND YOUR BUSINESS

blog article

Sep 05, 2019

What is the one thing you need to start a business? Infrastructure, land, or funds? Of course, funds. What will you do without sufficient funds? Will you be able to run a business successfully with inadequate funds? It’s a flat NO. Which door to knock when you are in dire need of funds? Well, ...

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Here’s Why You Should Go for a Short Term Business Loan HERE’S WHY YOU SHOULD GO FOR A SHORT TERM BUSINESS LOAN

blog article

Sep 05, 2019

When you run a business, there is nothing more important than the effective allocation of capital. If you have a sound financial plan, it is simpler for a business owner to minimize operational costs and ultimately maximize growth. In case you are unable to get additional capital from a bank, you co...

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BASIC OF BUSINESS LOAN AGREEMENT: TECHNICAL LINGO AND WARNING SIGNS BASIC OF BUSINESS LOAN AGREEMENT: TECHNICAL LINGO AND WARNING SIGNS

blog article

Sep 04, 2019

Business loans or external funding by the alternative and traditional lender is generally considered as one of the ideal ways to generate extra capital and to increase the cash flow. Whenever a borrower applies for a business loan, he or she has to scribble a signature on the business loan agreement...

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FINANCIAL FORECASTING 101 – HOW TO PLAN FOR A BUSINESS LOAN FINANCIAL FORECASTING 101 – HOW TO PLAN FOR A BUSINESS LOAN

blog article

Sep 03, 2019

Whenever you drive for camping you ensure to pack the tent, sleeping bags, and pads, camping pillow, flashlights, and put an extra gas tank in the hood among multiple other things – You follow a camping checklist. Just as you prepare for your trip beforehand, you need to do financial preparati...

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How To Get A Corporate Credit Card HOW TO GET A CORPORATE CREDIT CARD

blog article

Sep 03, 2019

A corporate credit card may sound like a good fit for your company, but if you’re like many business owners, you probably aren’t sure where to get started. After all, personal and small business credit cards are ubiquitous, but you’re unlikely to encounter advertisements for corpor...

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Is Chase Business Checking Right For Your Business? IS CHASE BUSINESS CHECKING RIGHT FOR YOUR BUSINESS?

blog article

Sep 02, 2019

Chase is one of the largest business banking players in the industry, and – while everyone is aware of their credit and loan products – not everyone knows about their three offerings for business checking accounts.

What can you expect? All of the qualified Chase business c...

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What to Know About Debt Financing WHAT TO KNOW ABOUT DEBT FINANCING

blog article

Aug 30, 2019

Building a business requires capital, and unless you have enough cash in savings to bootstrap your business, you’ll need some form of financing to grow your company and achieve your goals. Debt financing and equity financing are the two primary forms of attaining capital. If you’re consi...

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What Is a Blanket Lien? WHAT IS A BLANKET LIEN?

blog article

Aug 28, 2019

Access to the right business funding can open doors for your company. It can help you to take advantage of growth opportunities you might have had to pass on otherwise. But before you can convince a lender to hand over the funds you’re asking to borrow, that lender needs to be sure it’s ...

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The Pros and Cons of the SBA 504 Loan THE PROS AND CONS OF THE SBA 504 LOAN

blog article

Aug 28, 2019

SBA 504 Loans are long term, fixed rate loans, granted to small businesses who are purchasing commercial real estate or equipment. Loan amounts go up to $5.5 million, and the repayment period can be either 10 or 20 years. In order to supply these loans, the SBA partners with Certified Development Co...

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How to Find an Investor for Your Small Business HOW TO FIND AN INVESTOR FOR YOUR SMALL BUSINESS

blog article

Aug 27, 2019

Whether you’re in the very beginnings of your launch phase, or you’re an established small business that needs a little push to get to the next stage of growth, finding a trustworthy investor can be key to realizing your goals. There’s so much conflicting information out there, how...

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What are the Best Business Lines of Credit Rates? WHAT ARE THE BEST BUSINESS LINES OF CREDIT RATES?

blog article

Aug 26, 2019

If you’re a small business owner, you know how essential it is to have enough capital to meet your company’s demand. However, financial issues are frustratingly common. According to the Federal Reserve Bank of New York’s Small Business Credit Survey, nearly two-thirds of small busi...

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What to Know About Bootstrapping Finance for Your Business WHAT TO KNOW ABOUT BOOTSTRAPPING FINANCE FOR YOUR BUSINESS

blog article

Aug 22, 2019

If you’re starting a new business, your financing options may be limited. Not having access to capital through lenders isn’t always a bad thing, though. Instead of taking out a loan or using a business credit card, you may consider bootstrapping your business. Utilizing bootstrapping fin...

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Creating Content That Improves CX: A Q&A with Lionbridge & Aprimo CREATING CONTENT THAT IMPROVES CX: A Q&A WITH LIONBRIDGE & APRIMO

blog article

Aug 21, 2019

Today’s brands face numerous challenges. They need to create a customized, excellent experience for each and every customer worldwide. To do that, they need to create high-quality, on-target content. They need to create that content quickly, effectively, and for audiences who speak multiple la...

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Going Global 101: How Your Competition Can Be Your Best Resource GOING GLOBAL 101: HOW YOUR COMPETITION CAN BE YOUR BEST RESOURCE

blog article

Aug 20, 2019

Lace-up your sneakers and step up to the starting line: you’re ready to reach countless customers in new markets.  You’ve secured your spot in the Global Marketplace (whether by default or design).  But before you sprint away, take a good look around you. You are not alone in t...

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Working Capital in Manufacturing: How to Thrive in Periods of Rising Costs & Explosive Growth WORKING CAPITAL IN MANUFACTURING: HOW TO THRIVE IN PERIODS OF RISING COSTS & EXPLOSIVE GROWTH

blog article

Aug 20, 2019

A quick definition so that we’re on the same page: Working capital is your cash for day-to-day expenses. More specifically, working capital represents short-term assets available to a business for meeting their financial obligations like payroll, creditors, and suppliers. Cash flow is your abi...

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What is a Letter of Credit? WHAT IS A LETTER OF CREDIT?

blog article

Aug 19, 2019

If you’re a successful small business, you’ll be getting paid by customers quite regularly. We know about most of the common ways to receive payment, such as credit cards, cash, and even wire transfers. One method that’s new to many business owners, however, is a letter of credit. ...

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What Are Fixed Expenses and How Do They Affect Your Business’s Finances? WHAT ARE FIXED EXPENSES AND HOW DO THEY AFFECT YOUR BUSINESS’S FINANCES?

blog article

Aug 19, 2019

A fixed expense is a cost that stays the same over the short-term even when business activities, such as sales or transaction volume, increase. Usually, when accountants mention fixed expenses, they’re talking about them in the context of unfixed expenses, also known as “variable” ...

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Where to Look to Find Easy Business Loans WHERE TO LOOK TO FIND EASY BUSINESS LOANS

blog article

Aug 15, 2019

Getting a small business loan is easier now than it ever has been. Even if you own a brand-new startup and don’t have great credit, there are easy-approval business loans available to get you the capital you need. Before we dig into the details about easy business loans, note that many of thes...

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The Benefits of Having a Good Business Credit Score THE BENEFITS OF HAVING A GOOD BUSINESS CREDIT SCORE

blog article

Aug 15, 2019

As a small business owner, it’s vital to understand the importance of establishing a good credit score. This is especially crucial when starting a business, as you likely won’t have enough cash on-hand to fund all your business expenses. This includes costs like equipment, advertising, i...

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The new world of sustainable finance THE NEW WORLD OF SUSTAINABLE FINANCE

blog article

Aug 14, 2019

Commonwealth Bank and Queensland Airports’ strategic partnership has delivered the first corporate loan directly linked to the reduction of carbon emissions at Gold Coast Airport. This innovative financing structure enables QAL to deliver both financial and environmental benefits to its shareh...

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DIVERSE VOICES STRENGTHEN BRAND CHARACTER DIVERSE VOICES STRENGTHEN BRAND CHARACTER

blog article

Aug 14, 2019

What character appears in the most films and television programs? Dracula? God? Santa Claus?  All of those make the top ten list, but none is the correct answer. Satan (or The Devil) is a character is more than 840 projects – more than any other character. If you limit the list to mortals...

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CX IN THE AGE OF PRIVACY AND TRUST, PART 3: CAN WE (RE)BUILD TRUST? CX IN THE AGE OF PRIVACY AND TRUST, PART 3: CAN WE (RE)BUILD TRUST?

blog article

Aug 14, 2019

This is the third in a series of articles on creating, maintaining, and optimizing great customer experiences in the context of mounting concerns about privacy and increasingly strict regulations governing data processing. We address topics such as consent strategies, the role of trust, the elements...

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TEN HANDY HINTS TO UPGRADE YOUR SMALL BUSINESS LOAN APPLICATION TEN HANDY HINTS TO UPGRADE YOUR SMALL BUSINESS LOAN APPLICATION

blog article

Aug 14, 2019

When you’re starting up a new small business, unless you have a massive amount of capital set aside - which is unlikely - you’re probably going to have to take out a small business loan. This is completely normal, and can help to smooth over any cash flow issues you might have in your st...

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What Are the Best Business Loan Terms for Your Small Business? WHAT ARE THE BEST BUSINESS LOAN TERMS FOR YOUR SMALL BUSINESS?

blog article

Aug 12, 2019

It can be confusing to navigate all the available loan products being offered by banks, lenders, and online financial companies these days. The best way to know which loan is best for your business situation, however, is to know about each of them in advance.  From long-term financing to a quic...

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The Pros and Cons of Having a Business Debit Card THE PROS AND CONS OF HAVING A BUSINESS DEBIT CARD

blog article

Aug 12, 2019

Operating on a cash-only basis can be risky when starting your own business. If you have a bank account, a small business debit card offers a convenient and simpler way to pay for everyday purchases. In addition, it can reduce the amount of cash you need to keep on hand. However, debit cards have th...

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What Are The Different Sources Of Credit Loan For SMEs? WHAT ARE THE DIFFERENT SOURCES OF CREDIT LOAN FOR SMES?

blog article

Aug 11, 2019

Small and medium-scale enterprises find it very challenging against the MNCs and other powerhouse competitors, especially when it comes to financial backing. However, there are many different financial and non-financial institutions present in the market to provide these small businesses with much-n...

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Entrepreneurs Share 7 Smart Ways They Use Business Credit Cards ENTREPRENEURS SHARE 7 SMART WAYS THEY USE BUSINESS CREDIT CARDS

blog article

Aug 09, 2019

A business credit card can be much more than a convenient way to pay for purchases. These cards can also provide lucrative rewards, superior fraud protection, and can smooth out cash flow. According to the Federal Reserve’s 2019 Small Business Credit Survey, 52% of firms with 1 to 499 employee...

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A New Era of Lending: Blockchain Based Loans A NEW ERA OF LENDING: BLOCKCHAIN BASED LOANS

blog article

Aug 08, 2019

Without a history of credit, it is nearly impossible to receive a loan from traditional financial institutions. Banks typically heavily weigh someone’s credit score in assessing whether to issue a loan and in calculating the potential interest rate for said loan. If someone has no credit histo...

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How to Access Working Capital Loans – And What To Do with Them HOW TO ACCESS WORKING CAPITAL LOANS – AND WHAT TO DO WITH THEM

blog article

Aug 08, 2019

Every small business need access to a healthy level of working capital. This working capital helps businesses to expand and reach the next level of growth. Accessing this working capital is no easy task, though, and it has often been incredibly difficult for small businesses to do so. Thankfully, th...

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RETAIL BUSINESS LOANS 101: COSTS, TERMS & WHERE TO FIND RETAIL BUSINESS LOANS 101: COSTS, TERMS & WHERE TO FIND

blog article

Aug 07, 2019

As a competitive and determined retail business owner, you must know that there is a lot that goes into running a successful retail store. It is a continuous and rigorous effort, and sometime one might tumble due to the financial hurdle. Whether you need a new machine for your clothing retail store ...

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First Time Business Loans FIRST TIME BUSINESS LOANS

blog article

Aug 07, 2019

Getting your first loan is a major milestone in the life of any business because it has the potential to breathe life into your dreams. Whether you’re looking to grow your business, buy equipment, or solve pressing cash flow issues, your business may need to borrow money to accomplish its goal...

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How to Apply for an SBA Express Loan HOW TO APPLY FOR AN SBA EXPRESS LOAN

blog article

Aug 07, 2019

SBA Express Loans are a fantastic resource for small businesses that need fast financing and have been turned away by traditional lenders. However, you must meet specific requirements to qualify for SBA Express Loans and complete their application process. It’s important to understand how SBA ...

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The Difference Between Fixed and Working Capital THE DIFFERENCE BETWEEN FIXED AND WORKING CAPITAL

blog article

Aug 07, 2019

Business finance is a very broad term, but it is also a very important one. Essentially, business finance is a blanket term to describe the ways in which money is brought in and what it is used for. Business finance is crucial to every part of any business operation as proper money management can he...

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How to Find and Apply for SBA Loans for Veterans HOW TO FIND AND APPLY FOR SBA LOANS FOR VETERANS

blog article

Aug 06, 2019

Our military men and women are among the bravest and most dependable people we know. It should come as no surprise then, that this demographic often finds success in the small business world. The hard work and dedication they are used to giving to their country serve them well as small business owne...

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Business Loan Requirements: Everything You Need to Know BUSINESS LOAN REQUIREMENTS: EVERYTHING YOU NEED TO KNOW

blog article

Aug 02, 2019

Whether it’s your first business loan or you’ve been down the lending path before, there are plenty of things to consider when applying for funding. And though the lender rates and repayment terms are important, business loan requirements hold the key to your financing future.

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The Pros and Cons of an Unsecured Line of Credit THE PROS AND CONS OF AN UNSECURED LINE OF CREDIT

blog article

Aug 01, 2019

One of the biggest challenges you may face as a business owner is maintaining an adequate cushion against fluctuations in cash flow. Changes in revenue are normal for many businesses, and in months when you have less cash available, you may need an alternative source of funds to meet your financial ...

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What to Know About Alternative Lending WHAT TO KNOW ABOUT ALTERNATIVE LENDING

blog article

Aug 01, 2019

Getting approved for a small business loan can be difficult for business owners, especially if you’re running a relatively new startup. Alternative lending provides business owners with an easier way to get the capital they need to start, maintain or expand their business. That said, alternati...

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How Cash Flow Works To Keep The Business Afloat? HOW CASH FLOW WORKS TO KEEP THE BUSINESS AFLOAT?

blog article

Jul 31, 2019

Cash flow is the money that is moving or flowing in and out of business in a specific period. Although many people take it to flow just one way (out of business), it flows both the ways. Cash comes in from the clients or customers who buy products or services. If clients don’t make payments at...

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Should Your Business Consider Payroll Loans? SHOULD YOUR BUSINESS CONSIDER PAYROLL LOANS?

blog article

Jul 31, 2019

Payroll loans are short-term loans or advances that allow you to borrow a small amount of money to pay employees. If you take out a payroll loan, you’ll typically have financing in your bank account within one business day. Still, as you might expect, payroll loans can be expensive, and the pa...

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How to Get a Small Business Loan in 4 Steps HOW TO GET A SMALL BUSINESS LOAN IN 4 STEPS

blog article

Jul 30, 2019

Finding a small business loan is a necessity during business growth, but it can be difficult to find a loan you qualify for. The four basic steps for how to get a small business loan include evaluating your loan options, determining your eligibility, finding the right lender, and applying for the ri...

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Best Mutual Fund Scheme for a Moderate Equity Investor BEST MUTUAL FUND SCHEME FOR A MODERATE EQUITY INVESTOR

blog article

Jul 30, 2019

Everyone is interested in creating a corpus that can be utilized for fulfilling dreams or overcoming financial emergencies. Keeping this in mind, everyone aims for investing strategically that would reap them handsome benefits. Some of you might have a notion that investing in mutual fund is a risky...

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How to Find and Qualify for SBA Startup Loans HOW TO FIND AND QUALIFY FOR SBA STARTUP LOANS

blog article

Jul 30, 2019

One of the most notable partners in the business financing space is the Small Business Administration (SBA). Their Lendermatch network has been instrumental in providing loans to various industries in amounts ranging from a few thousand dollars to millions. How can you qualify for SBA startup loans?...

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Types of Working Capital Loans TYPES OF WORKING CAPITAL LOANS

blog article

Jul 29, 2019

Sometimes companies do not have enough liquidated assets to run daily operations. These operations include rent, debt payments, and payroll. During such times, they apply for working capital loans. In the simplest terms, working capital loans can be defined as the debt the company uses for its day-t...

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Digital transformation in asset & wealth management – catering for the future investor DIGITAL TRANSFORMATION IN ASSET & WEALTH MANAGEMENT – CATERING FOR THE FUTURE INVESTOR

blog article

Jul 29, 2019

When it comes to digital transformation, specifically as it relates to client interaction, the asset and wealth management industries have generally lagged behind their banking counterparts – showing slower adoption of technologies to ease and improve customer experience.

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Everything You Need to Know About Short-Term Business Loans EVERYTHING YOU NEED TO KNOW ABOUT SHORT-TERM BUSINESS LOANS

blog article

Jul 29, 2019

As a small business owner, there are several reasons to consider applying for a business loan. Maybe you’re trying to get your business off the ground or take it to the next level. Or it could be that you’re trying to solve some short-term cash flow problems. If the latter is the case, y...

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Mutual Fund Industry in India MUTUAL FUND INDUSTRY IN INDIA

blog article

Jul 29, 2019

Mutual Fund industry plays a key role in the Indian Financial Sector. This industry has come a long way since its inception in the year 1963. The expansion of this sector has been tremendous as it has seen growth in all parameters namely – assets under management, number of schemes, funds, fun...

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What Is Working Capital and Why Does It Matter? WHAT IS WORKING CAPITAL AND WHY DOES IT MATTER?

blog article

Jul 26, 2019

Working capital measures, a business’s operating liquidity, but it does so much more. It also can be a good indicator of a company’s efficiency and financial health, as well as how well it manages debt, payroll, and inventory. These are all factors you want to keep in mind, especially if...

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How Do Business Loans Work? HOW DO BUSINESS LOANS WORK?

blog article

Jul 26, 2019

The right business loan can help you get the capital you need to start a new venture, expand a current business, gain access to working capital and more. But not all business loans are created equal, and understanding how each type of loan works can give you a better idea of which one is the right f...

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Investing in SIP is a Marathon not a Sprint INVESTING IN SIP IS A MARATHON NOT A SPRINT

blog article

Jul 25, 2019

Would you send a marathon record holder to compete with Usain Bolt in the 100-meter dash? Absurd, right? He’s a runner. But it’s not the kind of race he trains for. That’s exactly what you are doing when you expect your SIP (which actually delivers best results over the long term) ...

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Is Short-Term Financing Right For Your Business? IS SHORT-TERM FINANCING RIGHT FOR YOUR BUSINESS?

blog article

Jul 25, 2019

Short-term business financing, in the simplest sense, is any financing option that has a repayment term of one year or less, though many of today’s lenders will extend terms up to 18 months. Unlike long-term financing, which may be preferred when making major, costly upgrades or purchasing rea...

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Pros and Cons of Receiving a Business Line of Credit PROS AND CONS OF RECEIVING A BUSINESS LINE OF CREDIT

blog article

Jul 25, 2019

When it comes to running a small business, having ample cash flow is imperative. Due to this, many business owners apply for a business line of credit. Although lines of credit can be a great financing source, it’s important to review the pros and cons of this product prior to submitting your ...

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Regular Vs Direct Mutual Funds – Which is the best? REGULAR VS DIRECT MUTUAL FUNDS – WHICH IS THE BEST?

blog article

Jul 24, 2019

When it comes to investments, people generally tend to take cautious steps. They would prefer to make informed decisions while moving forward. There is a lot of confusion involved in choosing the right fund and checking if the investments made will bring good returns. So, let’s learn about the...

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HOW TO GET A BUSINESS LOAN HOW TO GET A BUSINESS LOAN

blog article

Jul 24, 2019

Building up stock, refitting premises, buying vehicles... if your business is going to grow and thrive, you'll need more finance than you can generate from turnover. We can help you get it. "A big business starts small" says one lauded British entrepreneur who started his business care...

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How to Get a Business Loan with Bad Credit HOW TO GET A BUSINESS LOAN WITH BAD CREDIT

blog article

Jul 23, 2019

As you probably already know, maintaining an above average credit score is immensely important while running a small business. This can be especially pivotal when you’re in need of additional working capital, and are considering applying for a small business loan from a lender. Unfortunately, ...

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How to Properly Protect Your Fintech Company with Insurance HOW TO PROPERLY PROTECT YOUR FINTECH COMPANY WITH INSURANCE

blog article

Jul 23, 2019

Within the technology ecosystem, financial technology, or “fintech,” is one of the fastest-growing sectors. Easily one of the more dynamic industries right now, fintech companies are taking the world of finance by storm and aggressively modernizing an industry in which innovation has bee...

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14 Types Of Alternative Financing For Small Businesses 14 TYPES OF ALTERNATIVE FINANCING FOR SMALL BUSINESSES

blog article

Jul 22, 2019

Small business financing is notoriously difficult to procure. Most bank loans require that the applicant have stellar credit and 2+ years in business—and even then, there’s no guarantee you’ll get a loan, especially if you’re applying with a large bank. According to Biz2Credi...

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So You’re Thinking About Seeking Venture Capital? Here’s What You Should Expect SO YOU’RE THINKING ABOUT SEEKING VENTURE CAPITAL? HERE’S WHAT YOU SHOULD EXPECT

blog article

Jul 22, 2019

Today’s tech industry wouldn’t be the powerhouse it is without venture capital, and VCs’ influence only continues to grow. In 2018, we reached a new peak for VC funding — $130 billion across nearly 9,000 deals. The last time we came close to that level of funding was at the p...

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How to Apply for Unsecured Business Loans HOW TO APPLY FOR UNSECURED BUSINESS LOANS

blog article

Jul 22, 2019

Getting funding for your business is a significant growth milestone. With so many options for lending, however, it can be challenging to know what choice is best. For many business owners, the unsecured route presents the least amount of risk. With no collateral to offer up, you can be assured that ...

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The Patriot Express Loan: What You Need to Know THE PATRIOT EXPRESS LOAN: WHAT YOU NEED TO KNOW

blog article

Jul 19, 2019

The Patriot Express Loan program launched in 2007 to help provide business loans for veterans to start or expand their businesses. While the program expired in 2013, it was extremely popular and still gets attention from veteran business owners. Getting a Patriot Express Loan is no longer an option,...

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5 Tips to Getting a Small Business Loan for Men 5 TIPS TO GETTING A SMALL BUSINESS LOAN FOR MEN

blog article

Jul 18, 2019

If you are a small enterprise owner, then you definitely likely realize how crucial the timely monetary assist to your business is and you are constantly searching out extra money. If you do now not have wealthy pals who are can finance your commercial enterprise, then most likely, as well as maximu...

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SBA Loan Requirements: What You Should Know SBA LOAN REQUIREMENTS: WHAT YOU SHOULD KNOW

blog article

Jul 18, 2019

Small business loan programs are one of the ways that the U.S. Small Business Administration works to benefit American small businesses. Through their programs, borrowers can get up to 80 percent of loan principals guaranteed by the federal government. Ultimately, this means lower risk for the lende...

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SME Business Financing: A Solution To Working Capital Management SME BUSINESS FINANCING: A SOLUTION TO WORKING CAPITAL MANAGEMENT

blog article

Jul 18, 2019

It is common for businesses to have different sources of income. What comes next is for you to establish efficient management of the sources, so that they can work wonders when running your business. While startup capital and fixed assets are typically long-term, for the day-to-day running of your b...

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The Pros and Cons of Bridge Financing THE PROS AND CONS OF BRIDGE FINANCING

blog article

Jul 17, 2019

Finding the right bridge financing solution at the right time can save you from insolvency, help you take on more clients, or provide financial peace of mind. However, bridge financing, also known as a swing loan, is often misunderstood or misused by uneducated borrowers. To ensure you know exactly ...

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Business Loans: Your Complete Guide to Financing BUSINESS LOANS: YOUR COMPLETE GUIDE TO FINANCING

blog article

Jul 17, 2019

For most companies, business loans are an essential part of doing business. Knowing how to borrow efficiently and cost-effectively can make a difference to your bottom line. And possibly even the survival of your enterprise. The various forms of business loans are financial tools. You need to know h...

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10 tips for your business budget 10 TIPS FOR YOUR BUSINESS BUDGET

blog article

Jul 17, 2019

If you’ve got a business, you know that money is kind of important. You need money to keep the lights on and the doors open, right? So, your business budget is kind of a big deal. The only thing is that dealing with budgets and money might not be your idea of fun. It seems like a lot of work&h...

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Purchase Order Financing: Is It Right for Your Business? PURCHASE ORDER FINANCING: IS IT RIGHT FOR YOUR BUSINESS?

blog article

Jul 17, 2019

Cash flow challenges are a common issue that many different businesses have to overcome. In fact, a study by the Federal Reserve found that the top two reasons business borrow money is to either to expand or to solve immediate cash flow problems. Of course, there are a lot of different ways to borro...

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Stop Worrying About How To Get A Short-Term Loan STOP WORRYING ABOUT HOW TO GET A SHORT-TERM LOAN

blog article

Jul 16, 2019

A short-term loan is a type of business capital loan that can provide your company with quick working capital. Like most other bank loans, you’ll receive a lump sum of cash upfront which is repaid to your short-term lender over a set period of time 3 to 18 months. In addition to the principal ...

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How to Find Working Capital HOW TO FIND WORKING CAPITAL

blog article

Jul 16, 2019

Being a small business owner is a lot like being a juggler — if that juggler is handling a dozen spinning, double-ended torches that have been lit on fire. In all seriousness, being an entrepreneur can be an exhilarating rush. Still, there are a lot of moving parts that you or your team will n...

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What Is My SBA Loan Payment? WHAT IS MY SBA LOAN PAYMENT?

blog article

Jul 15, 2019

Getting an SBA loan can be an exciting opportunity for financing your next big business milestone. Seen as an alternative to credit unions or other online loan options, they are a business financing path available to many U.S. businesses. Whether you’ve chosen an SBA 7(a) loan, an SBA 504 loan...

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SailPoint Levels-Up their ABM Strategy with Intent Data SAILPOINT LEVELS-UP THEIR ABM STRATEGY WITH INTENT DATA

blog article

Jul 15, 2019

The buyer’s journey has changed in a way which leaves many sales and marketing teams struggling to find insight from within what we call the Dark Funnel. However, many technology companies are starting to build solutions to address the radical new way customers engage and buy today by collecti...

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Duo Security Sets BDRs up for Success with 6sense DUO SECURITY SETS BDRS UP FOR SUCCESS WITH 6SENSE

blog article

Jul 15, 2019

The role of a Business Development Rep can be a daunting one. Knowing where to prioritize when you have over 1,000 accounts and knowing what content to reach out to them and engage them with can be an impossible task. But if you have the right intent data that can show you where the account is in th...

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What is Invoice Financing? A Quick Guide WHAT IS INVOICE FINANCING? A QUICK GUIDE

blog article

Jul 15, 2019

Low-interest rates and higher returns have become new norms of the lending industry. That’s why borrowers around the world have turned towards alternative sources of finance in search of faster credit solutions. Consequently, banks have become less preferable for borrowers looking for quick an...

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How to link debt mutual funds to your short term goals? HOW TO LINK DEBT MUTUAL FUNDS TO YOUR SHORT TERM GOALS?

blog article

Jul 15, 2019

In this article we will talk about short term goals and how you can link mutual funds to them. We have discussed the first four goals here. For goals that are going to take less than five years, fixed income makes most sense. These can include debt mutual funds, fixed deposits, Government and privat...

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Political Connections and Insider Trading POLITICAL CONNECTIONS AND INSIDER TRADING

blog article

Jul 12, 2019

The media, investors, and regulators often consider trading by corporate insiders to be a signal of firm value, given that insiders know their business better than do others. Although trading on material, non-public information can be illegal in the U.S., insiders may still attempt to profit from th...

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What Are the Best Government Small Business Loans? WHAT ARE THE BEST GOVERNMENT SMALL BUSINESS LOANS?

blog article

Jul 12, 2019

Business financing comes in many forms, but for some small business owners, government small business loans offer the most benefits. These loans are backed by the Small Business Administration (SBA) and issued by approved lenders, like banks and credit unions. There are several SBA loan programs ava...

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Best SWP plans to consider investing for monthly income BEST SWP PLANS TO CONSIDER INVESTING FOR MONTHLY INCOME

blog article

Jul 11, 2019

Systematic Withdrawal Plan is used to cover your investment from a mutual funds scheme in a phased manner. Unlike lump-sum withdrawals, SWP permits you to withdraw money in portions. It can be observed as the opposite of SIP. In best SWP plans, you channelize your investments from a scheme to the sa...

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Private Debt: In a Slump? PRIVATE DEBT: IN A SLUMP?

blog article

Jul 11, 2019

While the overall narrative of private debt has been of strong long-term growth, in Q2 2019 the asset class is undeniably in a slump. Fundraising in the first half of the year has sunk to its lowest level since 2016, new funds coming to market are generally fewer and smaller than their predecessors,...

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How to Invest in a Mutual Fund for Beginners HOW TO INVEST IN A MUTUAL FUND FOR BEGINNERS

blog article

Jul 10, 2019

Mutual Funds have become very popular investment options for individual investors because of the benefits they provide. Among the many advantages, the most important ones that attract investors to mutual funds. In this guide on how to invest in a mutual fund for beginners, we help you learn about Mu...

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Is an SBA Franchise Loan Right for Your Business? IS AN SBA FRANCHISE LOAN RIGHT FOR YOUR BUSINESS?

blog article

Jul 10, 2019

Currently, there are an estimated 750,000 franchise establishments operating in the United States, and this number is only expected to grow. With a proper understanding of business operations and the ability to invest in an undeserved market, the franchise industry is one that can be incredibly lucr...

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A comprehensive guide for NRI investing in Mutual FundsView Larger Image A COMPREHENSIVE GUIDE FOR NRI INVESTING IN MUTUAL FUNDSVIEW LARGER IMAGE

blog article

Jul 10, 2019

Living in abroad country doesn’t mean that a person cannot invest in mutual funds. They can easily invest in Indian mutual funds. Non-Resident Indian investors can opt for different kinds of investments including but not restricted mutual funds. They need to adhere to the FEMA ( Foreign Exchan...

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4 Benefits Directly Related to Working Capital Management 4 BENEFITS DIRECTLY RELATED TO WORKING CAPITAL MANAGEMENT

blog article

Jul 09, 2019

Working capital management is a sum of techniques and practices applied to utilization working capital including all its functions. It also includes keeping track on the working capital or the current capital and current asset of the business. It deals with the implementation of credit by keeping th...

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Venture capital: pros and cons VENTURE CAPITAL: PROS AND CONS

blog article

Jul 08, 2019

If you’re ambitious to scale your business, then venture capital (VC) firms are an attractive option, offering large amounts of cash, along with support, mentoring and advice to help you grow fast. However, nothing is without its price. While VC investment may be perfect for some businesses, t...

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How to Divide Founder Equity: 4 Criteria to Discuss HOW TO DIVIDE FOUNDER EQUITY: 4 CRITERIA TO DISCUSS

blog article

Jul 08, 2019

It’s extremely rare that a startup begins with just one person. Less than 5% of all NextView portfolio companies began with a sole co-founder, as opposed to a founding team.  And while there is something special about the initial group that comes together to form a company, frequently not...

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When to Choose Between Mutual Funds vs. Stocks WHEN TO CHOOSE BETWEEN MUTUAL FUNDS VS. STOCKS

blog article

Jul 08, 2019

UNLIKE STOCKS, mutual funds offer built-in diversification and combine buckets of money for people to invest in stocks and bonds and are often recommended by financial advisors to include in a portfolio. Actively managed mutual funds and index funds remain popular assets for investors socking away t...

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How Commodities Can Be Your Tax Friend HOW COMMODITIES CAN BE YOUR TAX FRIEND

blog article

Jul 08, 2019

Invest in oil and gas and you can avoid passive loss rules. I was earning my Masters of Professional Accounting degree at the University of Texas during the height of the 1980’s oil and gas boom. Texas oil was doing so well that the Midland, Texas office one of the Big 8 (now it’s the Bi...

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Is Value Investing Dead? IS VALUE INVESTING DEAD?

blog article

Jul 08, 2019

There’s been a lot of chatter in recent years about the underperformance of value vs growth. This has led some people to declare that value is dead. But is it? Tadas Viskanta recently asked this question of some influential financial thinkers (and also me). Here’s a link to their answers...

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7 proven cash flow tactics every CFO needs to know 7 PROVEN CASH FLOW TACTICS EVERY CFO NEEDS TO KNOW

blog article

Jul 08, 2019

The CCC is your “cash conversion cycle” (or simply referred to as the “cash cycle”) and it tells you how many days it takes for your company to turn your inventory purchases into cash. The shorter the CCC, the more flexible your working capital, and that is every business own...

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Six things you should do to protect your finances today SIX THINGS YOU SHOULD DO TO PROTECT YOUR FINANCES TODAY

blog article

Jul 08, 2019

We live in uncertain times and right now, that uncertainty seems to be on the rise. After a decade of growth, the threat of recession is looming. This makes now a good time to take a good look at your finances to see how well you are prepared for an economic slowdown. Here are six things you must do...

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How to safeguard your banking transactions HOW TO SAFEGUARD YOUR BANKING TRANSACTIONS

blog article

Jul 08, 2019

Advanced banking technology helps us access our money at the click of a button. However, it is important to ensure such facilities are used wisely, so that we do not fall victim to fraud or misuse of our money. Here are some checks that one can put in place to prevent frauds. Online banking checks O...

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Why Sales Leaders Need to Digitally Transform Their Teams WHY SALES LEADERS NEED TO DIGITALLY TRANSFORM THEIR TEAMS

blog article

Jul 08, 2019

Three key trends are driving the need for sales leaders to digitally transform their organizations. First, b-to-b buyers are conducting more of their purchase journey in the digital arena and demanding the same kind of frictionless and seamless customer experience they enjoy as consumers. Second, th...

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The Most Important Metric for Sales Leaders in Subscription Businesses to Track and Use to Drive Revenue Growth THE MOST IMPORTANT METRIC FOR SALES LEADERS IN SUBSCRIPTION BUSINESSES TO TRACK AND USE TO DRIVE REVENUE GROWTH

blog article

Jul 08, 2019

Subscription businesses that charge customers monthly for using their offerings are expanding rapidly in response to consumers’ and b-to-b buyers’ desire to try a product and walk away easily if they’re not achieving the expected value. However, the subscription-based business mode...

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How to invest in shares market HOW TO INVEST IN SHARES MARKET

blog article

Jul 08, 2019

The lure of creating big money in short time has always attracted people into investing money in stock markets. However, there is no sure-shot formula for success in stock markets. It requires a lot of patience, discipline and knowledge of market. Before you actually start investing and trading in s...

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5 Great Stocks to Buy in July 5 GREAT STOCKS TO BUY IN JULY

blog article

Jul 07, 2019

July's fireworks don't have to end just because the U.S. Independence Day celebrations on the Fourth of July are over. You can put your money to work by investing in stocks that hold the potential to light up your portfolio over the long run. But which stocks should you buy? My view is that ...

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The future regulation of cryptocurrency THE FUTURE REGULATION OF CRYPTOCURRENCY

blog article

Jul 07, 2019

Facebook’s announcement that it will launch its own brand of cryptocurrency, the Libra, has put the cat among the pigeons. It promises to shake up the crypto-world and drag it into the financial mainstream. There are many views on how this innovation will play out. Some see a welcome escape fr...

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A Glance At Latest Updates For 5 Diversified Stocks- BCB, TLG, ARS, PNW And DXN A GLANCE AT LATEST UPDATES FOR 5 DIVERSIFIED STOCKS- BCB, TLG, ARS, PNW AND DXN

blog article

Jul 04, 2019

Vigilance and self-awareness on the performance of stocks is perhaps the most effective catalyst that drives one on the path to become a successful investor/trader. Potential shortfalls, sudden surges, certain market anomalies, adverse economic and environmental impacts are all equally important to ...

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Learn to Read Crypto and Blockchain Data With Our Simple Guide LEARN TO READ CRYPTO AND BLOCKCHAIN DATA WITH OUR SIMPLE GUIDE

blog article

Jul 04, 2019

At CoinMarketCap, we have made it a mission to clearly communicate blockchain and crypto concepts in conjunction with providing data in abundance. Education is one way we empower individuals to make informed decisions, in addition to providing them with an array of tools to do so effectively. CoinMa...

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Are Digital Wallets The Future Of Payments? ARE DIGITAL WALLETS THE FUTURE OF PAYMENTS?

blog article

Jul 04, 2019

In 2018, the average U.S. adult spent more than six hours each day on a mobile device. This lengthy and near-ubiquitous daily use of mobile devices has seen more and more people learning about and using digital wallets to make everyday purchases. It’s estimated that by 2020 almost 1 in every 2...

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Placing customer experience at the heart of innovation: the rise of the instant bank account PLACING CUSTOMER EXPERIENCE AT THE HEART OF INNOVATION: THE RISE OF THE INSTANT BANK ACCOUNT

blog article

Jul 04, 2019

The majority of traditional and challenger banks in the UK are currently lagging behind customer demand for an instant account set up, and risk missing an opportunity to attract new customers and retain existing ones. Recent research (2019) conducted by Censuswide of 2,000 UK banking customers shows...

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How to find great collaboration between fintech and banks HOW TO FIND GREAT COLLABORATION BETWEEN FINTECH AND BANKS

blog article

Jul 04, 2019

In April, I had the pleasure to participate in a challenger session with Julian Sawyer (COO at Starling Bank) and Noemi Papp (Head of Digital & Retail, at EBF) at 6th Nextgen Payments Forum in Cyprus. The panel was in the hands of an excellent moderator Peter Oakes. The title of this challenger ...

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5 Ways to Better Manage Your Company’s Working Capital and Cash Flow 5 WAYS TO BETTER MANAGE YOUR COMPANY’S WORKING CAPITAL AND CASH FLOW

blog article

Jul 04, 2019

There is no doubt that customers are extremely important to any business, they are your income and help to establish the reputation that drives more customers to you. But, it’s essential not to overlook the monetary side of your business, it really does make the world go around. After all, wit...

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Investing: Where Should You Start? INVESTING: WHERE SHOULD YOU START?

blog article

Jul 04, 2019

According to @investopedia in the last 100 years, the U.S. stock market has returned on average 10.2% per year. So if you invested $1 in 1919, today you would have $17,820!  We all know how important investing for our financial future is, but a lot of people are still confused on where to start...

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Importance of Working Capital Management IMPORTANCE OF WORKING CAPITAL MANAGEMENT

blog article

Jul 03, 2019

The accounting strategy of the management which is designed to monitor and utilize the components of the working capital properly is known as the working capital management. The management of working capital is essential for the proper and smooth working of any business. Working capital management i...

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3 Stocks On Investors’ Radar For Short Selling 3 STOCKS ON INVESTORS’ RADAR FOR SHORT SELLING

blog article

Jul 03, 2019

Short selling is a trading strategy opted by traders, investors and portfolio managers. Traders use this strategy for speculation purposes. Additionally, investors and portfolio managers use short selling as a tool for hedging. The short selling is comprised of a position, which is opened by borrowi...

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Recent Updates On Three Diversified Stocks- TRA, MIN And MCY RECENT UPDATES ON THREE DIVERSIFIED STOCKS- TRA, MIN AND MCY

blog article

Jul 03, 2019

Diversification, in general, is a strategy of managing risks by allocating investments in various asset classes within a portfolio. The varied assets could be shares, bonds, debentures, commodities, real estate, etc. Thus, it helps in reducing the instability of the portfolio over a period of time. ...

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US Stocks on Track for 3rd Record High US STOCKS ON TRACK FOR 3RD RECORD HIGH

blog article

Jul 03, 2019

U.S. stocks moved broadly higher on a holiday-shortened day as investors put the market on track for its third straight record high close of the week. The rally follows a slight easing of trade tensions between the U.S. and China. Both nations have agreed to refrain from new tariffs while they open ...

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What is a Working Capital Loan WHAT IS A WORKING CAPITAL LOAN

blog article

Jul 02, 2019

A working capital loan is a loan that has the purpose of financing the everyday operations of a company. Working capital loans are typically not used to finance long-term assets; instead they are used to cover accounts payable, wages, etc. Companies that have high seasonality or cyclical sales cycle...

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4 Penny Stocks Investors Are Making Money With Today 4 PENNY STOCKS INVESTORS ARE MAKING MONEY WITH TODAY

blog article

Jul 02, 2019

Penny stocks have been on fire as of late, bringing investors large returns. When trading penny stocks, traders should keep an eye on how much attention a stock is getting. You can set up screeners to find them, but we found some for you. Here are some penny stocks to watch before your well-deserved...

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5 Tech Stocks With Bells and Whistles – APT, APX, WTC, ALU, NEA 5 TECH STOCKS WITH BELLS AND WHISTLES – APT, APX, WTC, ALU, NEA

blog article

Jul 02, 2019

The technology sector in Australia is seeing rapid growth with the introduction of new technologies and entry of new app developers in the space. According to the media reports, the country has become a target for investments with the adoption of cloud computing services for digital transformation a...

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8 Key Financial Ratios to Know if a Business is Healthy or Not 8 KEY FINANCIAL RATIOS TO KNOW IF A BUSINESS IS HEALTHY OR NOT

blog article

Jul 02, 2019

Does your toolkit include these key financial ratios to become a sophisticated business owner? Whether you’re investing in a business, the owner of one, or thinking about starting one, my Rich Dad’s wise words remain true: “The numbers tell the story.” In school, your report ...

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How Will Blockchain Change the Future of Finance and Accounting? HOW WILL BLOCKCHAIN CHANGE THE FUTURE OF FINANCE AND ACCOUNTING?

blog article

Jul 02, 2019

Although still in its junior years, if blockchain reaches its full potential it could completely reshape the way we operate in accounting and finance. Blockchain is little understood by businesses and surrounded by a lot of buzz. Recent research carried out by business app discovery specialists GetA...

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Best Working Capital Loans in 2019 BEST WORKING CAPITAL LOANS IN 2019

blog article

Jul 02, 2019

As the old saying goes, “You have to spend money to make money”. That means you need to have working capital on hand to pay the operating costs of your business so it can keep generating revenue. Working capital pays for operational costs. Examples are such as rent, employee payroll, and...

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Facebook and Libra: the new global currency? FACEBOOK AND LIBRA: THE NEW GLOBAL CURRENCY?

blog article

Jul 01, 2019

Since Facebook announced to launch a new digital currency, the Libra, a complete media craze arose. The one blogger stumbled as it were over the other. And while the one group sings hosanna over this initiative (a salvation for the bankless), warning signals come especially from the supervisors and ...

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4 Non-Tech Steps to Digital Transformation Success in Banking 4 NON-TECH STEPS TO DIGITAL TRANSFORMATION SUCCESS IN BANKING

blog article

Jul 01, 2019

Banks and credit unions of all sizes have been investing heavily in ambitious digital transformation programs in recent years. The results, however, have been decidedly mixed. For financial institutions that get stuck with the old ways of working, it’s easy to blame the technology, the complex...

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The Future of Payments in Europe THE FUTURE OF PAYMENTS IN EUROPE

blog article

Jul 01, 2019

With increasing regulations forcing banks to open up, bigtech and fintechs entering the financial arena and rising customer expectations, there is increasing pressure amongst banks to innovate and provide seamless customer service to ensure that they retain the primary relationship with the customer...

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CBA Mobile App Australia’s Best Three Years In A Row: Forrester CBA MOBILE APP AUSTRALIA’S BEST THREE YEARS IN A ROW: FORRESTER

blog article

Jul 01, 2019

The Commonwealth Bank of Australia has the best mobile banking app, according to Forrester, which reviews the apps of major Australian banks annually. Westpac won the award in 2016 but CBA has dominated since, taking the last three Forrester gongs. The research firm said the CBA’s app stood ou...

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UK crypto scene set for boost as London firm poised for FCA approval UK CRYPTO SCENE SET FOR BOOST AS LONDON FIRM POISED FOR FCA APPROVAL

blog article

Jun 30, 2019

UK cryptocurrency firm is expected to receive approval from the Financial Conduct Authority on Monday to become a large-scale asset manager, in a move that could accelerate London’s ambitions to become a global hub for the digital currency scene. Prime Factor Capital, co-founded in 2017 by Nic...

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Here’s How Big Data Is Shaping the Financial Market of Tomorrow HERE’S HOW BIG DATA IS SHAPING THE FINANCIAL MARKET OF TOMORROW

blog article

Jun 30, 2019

Artificial intelligence, big data, and all the related surrounding technologies have played a major role in shaping many of today’s global markets. And it looks like we’re only seeing the tip of the iceberg here, as there have been various recent developments in fields like finances, ind...

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Transforming Customer Engagement Experience with Conversational Banking TRANSFORMING CUSTOMER ENGAGEMENT EXPERIENCE WITH CONVERSATIONAL BANKING

blog article

Jun 29, 2019

The acceleration of consumers using mobile devices represents how quickly society has adopted these technologies and the stress they are putting on traditional business models.  This is represented by the mass amounts of personal information being shared across social media platforms as well as...

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Top 4 tips for maximizing ROI in bank and fintech collaborations TOP 4 TIPS FOR MAXIMIZING ROI IN BANK AND FINTECH COLLABORATIONS

blog article

Jun 27, 2019

First, we'll cut to the chase. Here are my top four tips on maximizing fintech collaborations. 1. Build a company culture and choose partnerships where the involved parties (banks and fin techs) value each other, and are eager to work through any differences to impact beneficial change. 2. Ensur...

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Employee Benefits That Cause Financial Stress EMPLOYEE BENEFITS THAT CAUSE FINANCIAL STRESS

blog article

Jun 27, 2019

You might be hearing some buzz in the media about which employee benefits are the best. And when it comes to financial wellness there is way too much stress and confusion. Here is the problem Most American workers are struggling to get by. At the same time we are seeing too many fake or inadequate b...

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Why a Platform Business Model is key to accelerating Top Line Growth at Financial Services WHY A PLATFORM BUSINESS MODEL IS KEY TO ACCELERATING TOP LINE GROWTH AT FINANCIAL SERVICES

blog article

Jun 26, 2019

The titans of the banking industry need to set aggressive aspirational goals and execute upon strategic platform building capabilities to grow top line revenues take their business beyond their core capabilities and compete with digital native platform companies that are moving into the banking doma...

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Could the Breadcrumb Technique Help Boost Your Landing Page Conversions? COULD THE BREADCRUMB TECHNIQUE HELP BOOST YOUR LANDING PAGE CONVERSIONS?

blog article

Jun 26, 2019

We’ve all heard the term “less is more”. And we’ve been told this applies for landing pages too. I.e. your forms should be short and only ask for only the bare minimum of required information if you want to convert. As an example, one of the main questions someone typically h...

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M-Commerce and Biometric Security M-COMMERCE AND BIOMETRIC SECURITY

blog article

Jun 26, 2019

Today, countless consumers use their smartphones to conduct transactions whether it be mobile shopping or mobile banking. To provide a secure and convenient m commerce user experience many organisations have implemented biometric technologies. They have done this by utilising the biometric capabilit...

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How to Optimize Your Conversion Funnel, from ToFu to BoFu HOW TO OPTIMIZE YOUR CONVERSION FUNNEL, FROM TOFU TO BOFU

blog article

Jun 26, 2019

No matter who your customer is or what you’re selling, it’s more likely than not that your customer will have to go through several steps before choosing to buy your product or service. Think about your own shopping habits: you don’t just buy the first thing you see. The first thin...

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How Open Bankruptcies Affect Your Ability to Qualify for a Loan HOW OPEN BANKRUPTCIES AFFECT YOUR ABILITY TO QUALIFY FOR A LOAN

blog article

Jun 26, 2019

As a small business owner, access to credit can be critical. Whether you need capital to take advantage of a unique growth opportunity or bridge gaps in cash flow, you’ll need to prove that you have a strong history of repaying debt to convince most lenders to give you a loan. Unfortunately, a...

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Alternative lenders are giving banks a run for their money ALTERNATIVE LENDERS ARE GIVING BANKS A RUN FOR THEIR MONEY

blog article

Jun 25, 2019

Alternative lending companies are differentiating their offerings by building ancillary services like payments and conversions into their platforms in turn empowering them to compete in niche markets where banks are too often lacking. As eMerchants opt for innovative lending technology platforms to ...

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How to Improve Your Vendor Payments Process HOW TO IMPROVE YOUR VENDOR PAYMENTS PROCESS

blog article

Jun 24, 2019

If you are running a business or the finances of a business chances are you have a process in place for sending payments to vendors for supplies services etc. This is part of every business accounts payable workflow or accounts payable process. Its also one of the final steps in the purchase to pay ...

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21 Ways to Triple Your B2B E-Commerce Conversions 21 WAYS TO TRIPLE YOUR B2B E-COMMERCE CONVERSIONS

blog article

Jun 24, 2019

It takes thoughtful work to scale an e-commerce store. I’m sure you’ve had a few growing pains of your own getting to the point where you are today. However, you’re reading this because you may not be content with where your conversions are at this precise moment. You may not even know if your conve...

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Easy Language Learning by Vera F. Birkenbihl – The Decoding Method EASY LANGUAGE LEARNING BY VERA F. BIRKENBIHL – THE DECODING METHOD

blog article

Jun 24, 2019

Forget about cramming vocabulary: the best way to learn a language is by using decoding exercises. Translate a German sentence word-by-word into your native language – thus you will learn the word’s meaning as well as the language’s grammar. Decoding means to “decipher”...

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20% of Americans Grapple With This Financial Obstacle 20% OF AMERICANS GRAPPLE WITH THIS FINANCIAL OBSTACLE

blog article

Jun 23, 2019

Many working Americans struggle to manage their money on an ongoing basis especially when unplanned bills pop up out of the blue. But most U.S. employees have the benefit of knowing how much money they will be collecting in their paychecks on a regular basis. For 20% of Americans however that figure...

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27-year-old Search Marketing CEO Lands 13-stop U.S. Speaking Tour 27-YEAR-OLD SEARCH MARKETING CEO LANDS 13-STOP U.S. SPEAKING TOUR

blog article

Jun 23, 2019

Digital Summit, the largest conference series in the digital marketing industry, has invited Mehrguth to share his unique presentation, 5 Data-Validated Tactics to Increase the Experienced Marketer’s Qualified Lead Volume (…and 3 Tactics Guaranteed to Fail) with their audiences across t...

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Showcasing Finance Innovation at OneStream SHOWCASING FINANCE INNOVATION AT ONESTREAM

blog article

Jun 20, 2019

Innovation has been at the heart of OneStreams DNA since the companys early days of R&D.  Having designed and developed some of the most successful Hyperion CPM products OneStreams founders had a great deal of domain knowledge and first hand insights into what worked and what did not work s...

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Fintech: What they are and how your personal finances can help FINTECH: WHAT THEY ARE AND HOW YOUR PERSONAL FINANCES CAN HELP

blog article

Jun 20, 2019

The arrival and massification of the Internet, the advance of technology added to the inefficiency and the high costs of banking as well as the bankruptcy of some banks like Lehman Brothers, has brought the emergence of a new financial industry called Fintech or Fintek, which applies the technology ...

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TRANSFORMING FINANCE THROUGH AUTOMATION, TRANSPARENCY & RESPONSIVENESS TRANSFORMING FINANCE THROUGH AUTOMATION, TRANSPARENCY & RESPONSIVENESS

blog article

Jun 19, 2019

The pressure for digital transformation in the accounting and finance industry rages on and seems set to escalate further year after year. To keep professionals up to speed on the latest best practices and technology paradigms BlackLine a leading financial controls and automation software provider o...

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How to Win the War on Talent in the Financial Services and Banking Industry HOW TO WIN THE WAR ON TALENT IN THE FINANCIAL SERVICES AND BANKING INDUSTRY

blog article

Jun 18, 2019

A recent study reports that turnover in the financial services and banking industry is higher than its been in a decade. To add fuel to the fire, this report also shows that more than two-thirds of employees leaving their jobs do so voluntarily. Add this to the fact, that the competition to identify...

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HOW FINANCIAL FIRMS CONTROL COMPLIANCE COSTS HOW FINANCIAL FIRMS CONTROL COMPLIANCE COSTS

blog article

Jun 18, 2019

Financial services firms face some of the worlds toughest regulatory pressures. And yet, most compliance programs have not scaled with the needs of the business or evolving regulations. Firms are saddled with legacy cyber resilience solutions, cumbersome workflows and limited insights into data. All...

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Cannabis Businesses Continue to Struggle with Banking Issues CANNABIS BUSINESSES CONTINUE TO STRUGGLE WITH BANKING ISSUES

blog article

Jun 18, 2019

Even in states where it is legal the possession, distribution or sale of marijuana remains illegal under federal law which means any contact with money that can be traced back to state marijuana operations could be considered money laundering and expose a bank to significant legal operational and re...

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Insurance tech: should legacy applications stand in the way of innovation? INSURANCE TECH: SHOULD LEGACY APPLICATIONS STAND IN THE WAY OF INNOVATION?

blog article

Jun 17, 2019

The insurance industry is ripe with innovation. Tempted by the fruits of technological change, insurers seek greater opportunities for data collection, smart, adaptive policies and fraud detection that can lead to better risk identification and mitigation measures. For traditional players, existing ...

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17 Reasons Why You Need To Be a Prepaid Cardholder 17 REASONS WHY YOU NEED TO BE A PREPAID CARDHOLDER

blog article

Jun 14, 2019

The Canadian open-loop prepaid market has grown 27 percent over the last three years, according to the Canadian Prepaid Providers Organization’s (CPPO) most recent annual study.  The reason? Prepaid cards make dealing with your finances a breeze. There are a wealth of benefits to being a ...

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Tips for fintech and bank collaboration success TIPS FOR FINTECH AND BANK COLLABORATION SUCCESS

blog article

Jun 14, 2019

A recent article in Raconteur's "Future of Banking" supplement in The Sunday Times (U.K.) posed the following question: "Can banks and fintechs ever work together?" The short answer is of course yes, they can – but with a number of essential caveats that need to be cons...

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Five Predictions For The Future Of Blockchain And Cryptocurrency FIVE PREDICTIONS FOR THE FUTURE OF BLOCKCHAIN AND CRYPTOCURRENCY

blog article

Jun 13, 2019

2017 was supposed to be the year that blockchain and cryptocurrency took over the world. Investors poured $6.2 billion into 875 crypto startups.  Bitcoin (a currency my company is invested in) boomed and new coins took the stage. Then, the market crashed — but blockchain didn’t cras...

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Why Open Banking will become a transformational force in the corporate banking market WHY OPEN BANKING WILL BECOME A TRANSFORMATIONAL FORCE IN THE CORPORATE BANKING MARKET

blog article

Jun 13, 2019

In my day job as Head of Open Banking, my responsibilities include not only delivering on PSD2 compliance but also seeking out opportunities for innovation in corporate banking products. This means I encourage my team to engage with our sales people and to meet with the corporates to find out what t...

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Assessing the Financial Cost of Poor Data in Banking ASSESSING THE FINANCIAL COST OF POOR DATA IN BANKING

blog article

Jun 13, 2019

The cost of dirty data - data that is inaccurate, incomplete or inconsistent - is enormous. Earlier this year, Gartner reported that, on average, poor quality data cost an organisation $15 million in 2017. These findings were reinforced by MIT Sloan Management Review, which reported that dirty data ...

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The Forces Driving Change in Banking and Financial Services THE FORCES DRIVING CHANGE IN BANKING AND FINANCIAL SERVICES

blog article

Jun 12, 2019

The banking and financial service industry is a vital part of our economy and society as a whole. It contributes an estimated $3 trillion to our annual GDP, and it employs more than 6 million people. The industry also enables the U.S. to remain competitive on a global stage. But, like many industrie...

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The Advance of Blockchain into the Banking Industry THE ADVANCE OF BLOCKCHAIN INTO THE BANKING INDUSTRY

blog article

Jun 12, 2019

Blockchain is now all around us, and it’s taken up a major presence in many areas of our lives. This is only going to become more and more true in the future, making it important to stay in touch with this technology for those who want to make the most of their finances in the future. That&rsq...

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How to fix the finance and procurement relationship HOW TO FIX THE FINANCE AND PROCUREMENT RELATIONSHIP

blog article

Jun 12, 2019

Procurement and finance teams have a lot in common. In fact, procurement can trace its origins in finance. However, as the process for buying goods and services has matured, the relationship between these two functions can often become strained, and this is something with the potential to affect bus...

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Fixing Our Crumbling Financial System FIXING OUR CRUMBLING FINANCIAL SYSTEM

blog article

Jun 12, 2019

A decade ago, the Reserve Bank of India (RBI) mooted the idea of new differentiated banking licences to ensure financial inclusion. The idea was junked as policy makers decided against tinkering with the 70s commercial banking model. Today, differentiated banks such as payments banks and small finan...

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ESSENTIAL ELEMENTS FOR A SMARTER, FASTER FINANCIAL CLOSE ESSENTIAL ELEMENTS FOR A SMARTER, FASTER FINANCIAL CLOSE

blog article

Jun 12, 2019

Whether it’s month-end, quarter-end, or year-end, Finance and Accounting have one universal goal: to provide a timely, flawless accounting close. If your accounting department is like most, you face tight deadlines, which often promote higher stress levels and very unmotivated accountants. The...

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HOW INSIGHTS DRIVE DATA-DRIVEN ACCOUNTING HOW INSIGHTS DRIVE DATA-DRIVEN ACCOUNTING

blog article

Jun 11, 2019

Businesses use data generated and verified by accounting to know how they are performing, to manage operations, and to make key business decisions. This is the primary reason Accounting exists in the first place. And with the accelerating pace of business today, accurate, up-to-date data is more ess...

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Key factors to consider when selecting a Digital Banking Vendor KEY FACTORS TO CONSIDER WHEN SELECTING A DIGITAL BANKING VENDOR

blog article

Jun 11, 2019

Over the past few years, the banking customer journey has been re-engineered courtesy of the rapidly advancing technology landscape. With this, banking incumbents have had several dimensions of change running in parallel. Customers today have been accustomed to increasingly digital experiences acros...

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Could This Finally Make Warren Buffett a Cryptocurrency Fan? COULD THIS FINALLY MAKE WARREN BUFFETT A CRYPTOCURRENCY FAN?

blog article

Jun 11, 2019

Every year since 2000, Berkshire Hathaway (NYSE:BRK-A) (NYSE:BRK-B) chairman and CEO Warren Buffett has auctioned a lunch with himself for one winner and up to seven friends, with all proceeds going to charity. At the conclusion of this year's auction, we learned that the coveted power lunch was...

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How to Buy a Cryptocurrency Hardware Wallet With Bitcoin Cash HOW TO BUY A CRYPTOCURRENCY HARDWARE WALLET WITH BITCOIN CASH

blog article

Jun 11, 2019

The Bitcoin.com Store’s hardware section offers a variety of deals on physical digital asset storage devices such as the popular Ledger Nano S and Keepkey. Right now you can get one Ledger Nano S or a Keepkey for just $57.50, a pair from the same manufacturer for just $108 and a pack of five L...

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Ways to Hedge your Cryptocurrency Risk Exposure WAYS TO HEDGE YOUR CRYPTOCURRENCY RISK EXPOSURE

blog article

Jun 10, 2019

Whether you’re a speculator, investor or gambler, it’s crucial that you minimize your risk exposure. While prices of Bitcoin may be on the rise, the volatile market has many investors worried. What appears to be a savvy investment now, could be worthless in just a matter of days. To redu...

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BANK OF THE FUTURE: DIGITAL OR BRICK AND MORTAR? BANK OF THE FUTURE: DIGITAL OR BRICK AND MORTAR?

blog article

Jun 10, 2019

News of bank-branch closures hits the headlines on a regular basis, affecting people living everywhere from Pittsburgh to Preston to Potsdam. The United States lost almost 2,000 branches a year from 2016 to 2018. European bank branches dropped 21 percent in the decade to 2018. In the United Kingdom,...

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How banking apps are winning back the British public HOW BANKING APPS ARE WINNING BACK THE BRITISH PUBLIC

blog article

Jun 10, 2019

After several huge banks had to be bailed out with billions of pounds in taxpayers money these wounds still run deep and a survey in 2018 found 66% of adults do not think that banks operate with society best interests in mind. And 72% felt that the banks should have faced heftier fines at the time f...

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Ways to restore confidence in shadow banking WAYS TO RESTORE CONFIDENCE IN SHADOW BANKING

blog article

Jun 09, 2019

Another shadow bank in India has missed a bond payment. That’s a reminder to the new government that a mega-bailout of the country’s distressed financial industry is now unavoidable. Ever since the collapse of infrastructure financier-operator IL&FS Group in September, an event I ter...

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Impact investing can unlock the potential of blockchain in Africa IMPACT INVESTING CAN UNLOCK THE POTENTIAL OF BLOCKCHAIN IN AFRICA

blog article

Jun 07, 2019

The Global Impact Investing Network (GIIN) recently published research which revealed that global impact assets under management topped $502 billion in 2018. It is further proof, if we needed any, of the exponential growth of impact investing in recent years, with new entrants both small and large c...

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10 reasons why automation is good for financial service providers 10 REASONS WHY AUTOMATION IS GOOD FOR FINANCIAL SERVICE PROVIDERS

blog article

Jun 07, 2019

The topic of automation is top of the minds of many businesses across the UK. In fact, Experian research shows 2 in 5 businesses plan to automate many of their current processes this year, specifically investing in advanced analytics, such as AI, to make this happen. However, this doesn’t come...

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FIVE TECH TRENDS TO SET BANKS APART IN THE POST-DIGITAL ERA FIVE TECH TRENDS TO SET BANKS APART IN THE POST-DIGITAL ERA

blog article

Jun 05, 2019

The challenge for banks is that the uncommon is becoming common at an accelerated pace. Whether it is a mortgage on your phone or a cardless ATM withdrawal, the differentiation doesn’t last long these days, and the pack catches up with the innovators very quickly. This year’s Banking Tec...

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6 Blockchain Startups Taking on the Freelancer Economy 6 BLOCKCHAIN STARTUPS TAKING ON THE FREELANCER ECONOMY

blog article

Jun 04, 2019

Freelancing is an excellent starting point for the discussion about the impact of technology on the evolution of a highly active and entrepreneurial microcosm within the grand professional workforce. A decade ago, freelancing was seen as somewhat of an island of misfit toys – people who were o...

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Six ways bank can use digital innovation to transform corporate banking SIX WAYS BANK CAN USE DIGITAL INNOVATION TO TRANSFORM CORPORATE BANKING

blog article

Jun 04, 2019

Banks have always been keen to embrace new technologies. They have to contend with extremely high volumes, zero tolerance for errors and instantaneous processing requirements, while at the same time pushing back against new entrants like digital-only challenger banks, FinTech start-ups and even BigT...

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View from the Top: CRE Risk in the Banking System VIEW FROM THE TOP: CRE RISK IN THE BANKING SYSTEM

blog article

Jun 04, 2019

Whether we are merely late in the game or already in extra innings this economic cycle will necessarily end. When it does the industry needs to make sure that CRE does not get rained out completely. Most of CRE transactions comes down to the flow of debt financing as the vital liquidity that keeps t...

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The impact of the GDPR on digital banking THE IMPACT OF THE GDPR ON DIGITAL BANKING

blog article

Jun 03, 2019

It's now just over a year since the General Data Protection Regulation (GDPR) came into effect across the European Union, bringing with it panic, misinformation and scores of emails asking us to consent to stay on mailing lists we'd forgotten we'd signed up to. Despite the Information Co...

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Filling your digital wallet: Using cryptocurrency to benefit your business FILLING YOUR DIGITAL WALLET: USING CRYPTOCURRENCY TO BENEFIT YOUR BUSINESS

blog article

Jun 02, 2019

There’s no getting around it, cryptocurrency is changing the face of business as we know it. From the perspective of any business that’s been going for some time, it could appear to be a passing thing, but with the rise of bitcoin and the technology being developed to accommodate this, i...

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Why Ripple’s XRP Is The Major Crypto To Watch In June WHY RIPPLE’S XRP IS THE MAJOR CRYPTO TO WATCH IN JUNE

blog article

Jun 02, 2019

The month of May has been an eventful one for the XRP cryptocurrency. XRP is among digital currencies that are viewed to be the next big thing based on the solutions it offers to the banking sector. Despite experiencing a correction in May, XRP is expected to soar in June. With the recent correction...

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Cryptocurrency Trading Platform Regulation Proposals CRYPTOCURRENCY TRADING PLATFORM REGULATION PROPOSALS

blog article

May 31, 2019

The regulatory perimeter regarding crypto-assets continues to expand.  The latest move comes from the International Organization of Securities Commissions (IOSCO) which released for comment on 28 May 2019 suggested regulatory oversight standards to govern crypto-asset trading platforms (the &ld...

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Blockchain-as-a-Service: the accelerator for blockchain adoption BLOCKCHAIN-AS-A-SERVICE: THE ACCELERATOR FOR BLOCKCHAIN ADOPTION

blog article

May 31, 2019

Blockchain technology has attracted growing interest from various businesses from large corporates to SMEs. But a large scale adoption by corporates and others has long time been hindered by the lack of options. But that is changing. When interacting with the blockchain they have now two options. Th...

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Banking: three must-haves for CRM BANKING: THREE MUST-HAVES FOR CRM

blog article

May 30, 2019

Just as retail has shifted from physical high street stores to omni channel experiences, so too has banking. As customers adopt payment apps, phone based finance aggregator tools and other fintech services banks no longer have exclusive claims on the customer relationship and nor will they enjoy the...

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HDB Financial: Is HDFC Bank’s ‘Mini-Me’ On The Fast Track To Growth? HDB FINANCIAL: IS HDFC BANK’S ‘MINI-ME’ ON THE FAST TRACK TO GROWTH?

blog article

May 29, 2019

In 2007, HDFC Bank Ltd., now the country’s most valuable lender by market capitalisation, had a choice to make. The bank held a licence to start a non-banking financial services company, which it had not really used till then. The decision to make was whether that licence should be surrendered...

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How major US stock indexes fared Wednesday HOW MAJOR US STOCK INDEXES FARED WEDNESDAY

blog article

May 29, 2019

Stocks slid again on Wall Street Wednesday, putting the market closer to its first monthly loss of the year. Traders fled health care, technology and other high-risk stocks in favor of the safety of bonds. The broad sell-off reflects growing anxiety among investors that the trade war between the U.S...

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3 Major Cryptocurrencies Gearing Up for Shocking Rallies 3 MAJOR CRYPTOCURRENCIES GEARING UP FOR SHOCKING RALLIES

blog article

May 29, 2019

With bitcoin creeping within inches of $9,000 on Bitfinex a few days ago, it seems that all eyes are on the king of cryptocurrencies. While the digital coin looks bullish, we believe that it has topped off for now. Thus, it will serve you better to look elsewhere, specifically at ethereum, ripple (X...

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5 Things To Remember While Choosing A Cryptocurrency Exchange 5 THINGS TO REMEMBER WHILE CHOOSING A CRYPTOCURRENCY EXCHANGE

blog article

May 28, 2019

If you are a crypto newbie hoping to start cryptocurrency trading, chances are that you are stuck on which crypto exchange you should go for. We have all been there. After all, with so many exchanges crowding the crypto scene, it is only natural for one to feel somewhat confused about which exchange...

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Could a New Wave of Cryptocurrencies Be on the Horizon? COULD A NEW WAVE OF CRYPTOCURRENCIES BE ON THE HORIZON?

blog article

May 27, 2019

According to the Guardian Newspaper (UK): “Facebook is planning to launch its own cryptocurrency in early 2020, allowing users to make digital payments in a dozen countries.” “Payments is one of the areas where we have an opportunity to make it a lot easier,” Zuckerberg told ...

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Buying Crypto With PayPal BUYING CRYPTO WITH PAYPAL

blog article

May 27, 2019

If you have ever tried to buy crypto with PayPal, you know it’s not easy. In order to buy cryptocurrency to begin with, you need to decide where to do so. The alternatives you have are basically (i) going to a cryptocurrency exchange, or (ii) using a regular market place connecting buyers and ...

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Why Asia Is Driving Cryptocurrency Adoption in 2019 WHY ASIA IS DRIVING CRYPTOCURRENCY ADOPTION IN 2019

blog article

May 26, 2019

2019 looks like a promising year for the adoption of cryptocurrency around the globe. However, Asia has been at the forefront of driving the crypto adoption phase in 2019. For instance, following Turkey’s high inflation rate, Turks are looking for alternatives. Lira crisis, during summer, saw ...

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The largest cryptocurrency exchange BitMEX: a full review THE LARGEST CRYPTOCURRENCY EXCHANGE BITMEX: A FULL REVIEW

blog article

May 26, 2019

The infrastructure in the cryptocurrency industry is actively developing, each year new exchanges appear on the market. Many new sites offer favorable conditions for traders, but at the same time, they cannot guarantee a high level of security. With such a huge variety it is very difficult to make t...

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Facebook’s Cryptocurrency Project: What Do We Know So Far? FACEBOOK’S CRYPTOCURRENCY PROJECT: WHAT DO WE KNOW SO FAR?

blog article

May 24, 2019

Social media giant Facebook, with over 2 billion active users, created its blockchain team in May 2018. Now, one year later, details of Facebook’s plans are still sparse and mostly unconfirmed. Facebook is very secretive about its plans, but if it does launch its rumoured stablecoin, it could ...

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Are banking systems inherently more complex than 10 years ago? ARE BANKING SYSTEMS INHERENTLY MORE COMPLEX THAN 10 YEARS AGO?

blog article

May 24, 2019

Banks struggle to evolve to the changing customer needs and expectations and to introduce latest technologies. In a world where cost, time to market and flexibility are key business drivers, it is painful to see that the time and price for implementing changes in banking applications has increased c...

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CEO of Ripple Wants Cryptocurrency to Be Used by Banks CEO OF RIPPLE WANTS CRYPTOCURRENCY TO BE USED BY BANKS

blog article

May 22, 2019

There has been a large amount of hesitation from the banking industry as a whole to become involved with cryptocurrency .This most likely stems from the fact that the anonymous nature of cryptocurrency has made it the payment form of choice for terrorists and other people who want to engage in crimi...

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Blockchain Is a Technology for Collaboration BLOCKCHAIN IS A TECHNOLOGY FOR COLLABORATION

blog article

May 22, 2019

The unique strength of blockchain is authenticating “stuff” to enable trust between partners. Even though blockchain is frequently in the news, it is still poorly understood. Conventional wisdom is that blockchain essentially concerns cryptocurrency speculation, or at the very least, peo...

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Banks Piggyback on Student ID Cards for a Fee BANKS PIGGYBACK ON STUDENT ID CARDS FOR A FEE

blog article

May 22, 2019

Many college and universities are adding banking functions, like that of a debit or credit card, to student identification cards and charging students fees and interest for the use. Student IDs are typically used to enter campus buildings, access online sites and check out library books. But some sc...

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Delivering Value and Financial Access to More Americans DELIVERING VALUE AND FINANCIAL ACCESS TO MORE AMERICANS

blog article

May 22, 2019

Deeply woven into the fabric of the United States is the prospect of upward economic mobility and the pursuit of the American Dream. However, U.S. consumers today increasingly feel the American Dream is out of reach due to financial instability. They desperately want financial stability  &ndash...

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Growth Investing in Retirement Portfolios GROWTH INVESTING IN RETIREMENT PORTFOLIOS

blog article

May 22, 2019

Where does growth investing fit in client portfolios and what makes MLAIX a good fit for retirement plans? Watch this video from Barry Peters, CIMA, Managing Director at Winslow Capital.

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Think compliance is expensive? In the age of open banking, it’s your smartest investment THINK COMPLIANCE IS EXPENSIVE? IN THE AGE OF OPEN BANKING, IT’S YOUR SMARTEST INVESTMENT

blog article

May 21, 2019

In an increasingly competitive mobile-first world, it’s time for banks to be ethical with the data customers entrust to them – obeying relevant rules and regulations, as well as leading the way in delivering best practices in customer service and convenience. Otherwise, customers will vo...

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Banking on voice BANKING ON VOICE

blog article

May 21, 2019

Imagine a typical morning when you’re getting the kids dressed, putting breakfast on the table, and trying to get out the door on time. Wouldn’t it be nice to be reminded that you have a bill due that day or to transfer funds to cover an upcoming payment? Wouldn’t it be even nicer ...

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Educational Resources for Bitcoin: Complete Guide EDUCATIONAL RESOURCES FOR BITCOIN: COMPLETE GUIDE

blog article

May 20, 2019

A common thread among all emergent technologies is that there numerous misconceptions, general confusion, and many times, outright dismissiveness of the particular technology. While that is to be expected for most young technological innovations, it is striking in its gravity among Bitcoin’s c...

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Bitcoin ETFs: Wait May Continue Even Longer BITCOIN ETFS: WAIT MAY CONTINUE EVEN LONGER

blog article

May 20, 2019

Cryptocurrency Bitcoin has doubled in value this year, moving from $4000 to above $8000. Meanwhile, the clock is currently ticking for approval on a new potential ETF, an offering by VanEck. To date, no Bitcoin ETFs have begun trading, as last week the SEC delayed a decision on another Bitcoin ETF o...

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Want to invest like Warren Buffett? Here are the ins and outs of buying preferred stock WANT TO INVEST LIKE WARREN BUFFETT? HERE ARE THE INS AND OUTS OF BUYING PREFERRED STOCK

blog article

May 19, 2019

Billionaire Warren Buffett is a master when it comes to investing. The Berkshire Hathaway CEO is famous for buying and holding stock — and not giving in to the volatility of the market. He’s also well-known for taking big stakes in companies, such as the $900 million worth of shares he h...

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3 Healthcare Stocks I 3 HEALTHCARE STOCKS I'D BUY RIGHT NOW

blog article

May 19, 2019

Only a few weeks ago, I wrote that this could be the most dangerous time ever to invest in healthcare stocks. I wasn't exaggerating. There has never been as much serious discussion about implementing a single-payer healthcare system in the U.S. With around half of the 2.8 million Democratic pres...

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How to Identify Payments Trends Worth Following HOW TO IDENTIFY PAYMENTS TRENDS WORTH FOLLOWING

blog article

May 16, 2019

Payment trends come and go. A select few can endure the test of time, but far more end up flashes in the payments pan. Being able to figure out which is which is an essential part of running a modern business, but sorting the wheat from the chaff is harder than it sounds. Luckily, there are a few ke...

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How to Give Back Without Breaking Your Budget HOW TO GIVE BACK WITHOUT BREAKING YOUR BUDGET

blog article

May 16, 2019

You don't need deep pockets to be generous. As an associate real estate broker with Warburg Realty in New York City, Maria Daou now sends 1% of all her commissions to her favorite charity, Wellness in the Schools, which works to end childhood obesity by promoting healthy eating habits in public ...

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9 Small-Cap Value Stocks to Buy 9 SMALL-CAP VALUE STOCKS TO BUY

blog article

May 16, 2019

Where can you find value in a bull market? The S&P 500 index hit a new all-time high in April, but not all sectors of the market have been along for the ride. Bank of America analyst Jill Carey Hall says improving macroeconomic data and profit outlooks in the U.S. over the next three quarters co...

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Free Markets and the Future of Blockchain FREE MARKETS AND THE FUTURE OF BLOCKCHAIN

blog article

May 15, 2019

This will be the last time I speak to you from the CFTC. Nevertheless, before I go, I wanted to share some thoughts, which I have been saving. My five years at the Commission have been an immense privilege. In the time that I have served, I have learned a lot about the issues facing America’s ...

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Blockchain and Stable Coins: opening the crypto markets? BLOCKCHAIN AND STABLE COINS: OPENING THE CRYPTO MARKETS?

blog article

May 15, 2019

In my recent blog about IBM’s Blockchain World Wire I mentioned the use of Stable Coins as settlement instrument for global payment transactions. Not many are familiar with the term Stable Coins, because it is a relatively new type of cryptocurrency.

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Creating value through digital banking CREATING VALUE THROUGH DIGITAL BANKING

blog article

May 15, 2019

The Central Bank of Nigeria (CBN) has reformed the e-payment space and advised commercial banks to embrace the initiative. Besides, banking is gradually moving away from banking halls, with banks reducing face-to-face transactions and cost of operation, while achieving seamless transactions. These e...

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Why the Dow rallied today: The US is still the best place to put your money WHY THE DOW RALLIED TODAY: THE US IS STILL THE BEST PLACE TO PUT YOUR MONEY

blog article

May 14, 2019

The escalating US-China trade war have sent stocks in a tailspin over the past week. But stocks can't fall forever. The US economy is too good, and corporate earnings are too strong. Stocks had a solid day on Tuesday, shaving their losses from a day earlier. The Dow (INDU)logged its best one-day...

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How technology is making property investment more accessible HOW TECHNOLOGY IS MAKING PROPERTY INVESTMENT MORE ACCESSIBLE

blog article

May 14, 2019

Rapid technological developments are making investing more accessible thereby changing the way in which people are investing their capital. As a result, traditional savings and investment models are being disrupted, and access to investment advice and opportunities are opening up, putting power back...

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How Can We Build Trust In Marketing? HOW CAN WE BUILD TRUST IN MARKETING?

blog article

May 13, 2019

Risk and trust are wholly intertwined, as a loss of trust is one of the biggest risks that an organisation can face.Trust lies at the heart of every relationship we value and is an extremely valuable commodity that takes years to build, but can be lost in a matter of seconds – especially in th...

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Digital transaction: Payment banks clock big volumes DIGITAL TRANSACTION: PAYMENT BANKS CLOCK BIG VOLUMES

blog article

May 13, 2019

For payments banks, 2018-19 turned out to be an important milestone. It was when they joined the ranks of the top 10 mobile-banking players, matching them in volumes. As Paytm Payments Bank cemented its position as the market leader in this segment of digital transactions, Airtel Payments Bank climb...

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How Blockchain Voting Works & Why We Need It HOW BLOCKCHAIN VOTING WORKS & WHY WE NEED IT

blog article

May 12, 2019

There’s a reason why we have to go to a polling place to fill out ballots for our elections. Anonymous ballots are the easiest way to protect the integrity of the vote while also protecting voter privacy at the same time. Digital voting has been a difficult challenge because it’s tough t...

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Upgrading Ethereum: ETH 2.0 and the Quest for Scaleability UPGRADING ETHEREUM: ETH 2.0 AND THE QUEST FOR SCALEABILITY

blog article

May 11, 2019

Developers have long wanted Ethereum to serve as a decentralized world computer. To achieve this goal the network must maintain its current decentralized architecture while scaling by multiple orders of magnitude. The blockchain can currently handle just 15 transactions per second (tps). In order to...

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Uber’s First Political Advisor Looks to Tackle Mobile Voting with Blockchain UBER’S FIRST POLITICAL ADVISOR LOOKS TO TACKLE MOBILE VOTING WITH BLOCKCHAIN

blog article

May 10, 2019

Bradley Tusk envisions a future where politicians lead for the majority of people, rather than just those who make it to polling places. Tusk, who advised several high-growth startups such as Uber, Lemonade, and Eaze on politics and regulation is a major proponent of mobile voting for local and nati...

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9 Reliable Dividend Aristocrats to Buy Now 9 RELIABLE DIVIDEND ARISTOCRATS TO BUY NOW

blog article

May 09, 2019

Royalty for income investing. Some income investors place a priority on yield above all else. This can backfire, however, since a big payday in the past is no guarantee of future payouts. A better strategy is to look at long-term consistency and dividend growth – even if that means today&rsquo...

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What a Bitcoin ‘Reorg’ Is and What Binance Has to Do With It WHAT A BITCOIN ‘REORG’ IS AND WHAT BINANCE HAS TO DO WITH IT

blog article

May 08, 2019

What started with a single tweet quickly turned into an escalating debate Wednesday when the CEO of one of the world’s largest cryptocurrency exchanges appeared to entertain the idea of encouraging revisions to the bitcoin blockchain. Following Wednesday’s revelation that crypto exchange...

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A Microfluidic Approach to Gene Delivery in GMCT A MICROFLUIDIC APPROACH TO GENE DELIVERY IN GMCT

blog article

May 07, 2019

Gene-modified cell therapies (GMCTs) offer the potential to alleviate symptoms of – or potentially cure – an array of diseases. Unlike traditional therapeutics, GMCTs are created from patient donor cells which have been modified to introduce novel genetic material. This material adds to ...

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THESE FACTORS ARE PUSHING BITCOIN PRICE ABOVE $6000 THESE FACTORS ARE PUSHING BITCOIN PRICE ABOVE $6000

blog article

May 07, 2019

Data from traditionally more conservative price tracker Bitstamp showed BTC/USD trading just under $5900 at press time. The pair reached its highest value since November 2018 earlier on Tuesday, coming within just $70 of $6000 across major exchanges. The $6K level was critical last year in maintaini...

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Malaysian Biotechnology Information Center Executive Director, Dr. Mahaletchumy Arujanan, is now the new ISAAA Global Coordinator MALAYSIAN BIOTECHNOLOGY INFORMATION CENTER EXECUTIVE DIRECTOR, DR. MAHALETCHUMY ARUJANAN, IS NOW THE NEW ISAAA GLOBAL COORDINATOR

blog article

May 07, 2019

Maha has been instrumental in motivating the ISAAA network of Biotechnology Information Centers through her innovations in communicating the science of biotechnology. The Petri Dish, the only science newspaper in Malaysia, is her brainchild which aims to bring scientific news from academic journals ...

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Will Top UK Banks Finally Open Their WILL TOP UK BANKS FINALLY OPEN THEIR 'DATA' EYES?

blog article

May 06, 2019

It is no secret for those of us involved in UK open banking from its start that top UK Banks have and continue to drag their feet to truly meet open banking/API performance expectations as confirmed by the Finextra news report from APImetrics. While this report is sadly not completely news, it confi...

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A lot of Shifts are expected in Cryptocurrency Law A LOT OF SHIFTS ARE EXPECTED IN CRYPTOCURRENCY LAW

blog article

May 05, 2019

While there is so much public attention and expectation attached to cryptocurrency, it is just a small part in the financial world.  With improved regulation and better technology in place, this might expand into a major part of the economy. Investors are to be protected from scammers and compa...

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A Secret Weapon to Addressing Climate Change A SECRET WEAPON TO ADDRESSING CLIMATE CHANGE

blog article

May 03, 2019

It’s no secret. The world is warming as a result of climate change, with carbon pollution being the main culprit. Efforts are under way to reduce mankind’s contribution to the carbon problem, but, to use a football analogy, we’re not even close to midfield when it comes to changing...

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Deconstructing #DeFi – What Does Decentralized Finance Mean for Crypto’s Future? DECONSTRUCTING #DEFI – WHAT DOES DECENTRALIZED FINANCE MEAN FOR CRYPTO’S FUTURE?

blog article

May 02, 2019

Decentralized finance is becoming one of the crypto buzzwords of 2019. Beyond the hype, the DeFi movement offers up some intriguing potential. It aims to create a truly decentralized financial system, one which doesn’t need the traditional banking system. A system more closely aligned to the o...

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Smart selling practices with Virtual Branch Banking - Part 1. SMART SELLING PRACTICES WITH VIRTUAL BRANCH BANKING - PART 1.

blog article

Apr 29, 2019

Recently, customers have broad access to knowledge regarding banking products and services. However, when browsing a bank’s website, they often rely on support through remote channels i.e. chat, audio / voice or video. Incorporating virtual branch banking into digital customer journeys mitigat...

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Are Industry-Specific Cryptocurrencies the Way of the Future? ARE INDUSTRY-SPECIFIC CRYPTOCURRENCIES THE WAY OF THE FUTURE?

blog article

Apr 29, 2019

Industry-specific cryptocurrency is a relatively new trend in the crypto world, but it’s gaining popularity fast, and it looks like it might be a viable answer to a large number of problem currently faced by people operating in this field. Stablecoins have cropped up as a solution to the volat...

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NYSE Parent Company Buys Crypto Custodian Company to Push Bitcoin NYSE PARENT COMPANY BUYS CRYPTO CUSTODIAN COMPANY TO PUSH BITCOIN

blog article

Apr 29, 2019

A few months ago, Intercontinental Exchange (ICE) announced its plans to get into the Bitcoin and digital asset rumble. ICE, which also owns the New York Stock Exchange (NYSE) and a cryptocurrency subsidiary called Bakkt, pushed that narrative forward with its acquisition of a cryptocurrency custodi...

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What is VC and is it Right for Your Business? WHAT IS VC AND IS IT RIGHT FOR YOUR BUSINESS?

blog article

Apr 29, 2019

Venture capital is funding you acquire by selling some of your equity in your company. This option is attractive to businesses because it comes with benefits which can altogether be parlayed into massive growth very quickly. Whichever your growth objectives, be they faster or slower, any of your fun...

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Top 5 Crypto Performers: BTC, XEM, BSV, ETH, BNB TOP 5 CRYPTO PERFORMERS: BTC, XEM, BSV, ETH, BNB

blog article

Apr 28, 2019

Altcoins led the rally this week from the lows with bitcoin (BTC) lagging behind. After a sharp up move, it was natural for traders to book profits on their quick gains. While altcoins have pulled back sharply from their recent highs, bitcoin has held up quite well. Its dominance has gradually inche...

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6 Great Tips for a Novice Stock Investor 6 GREAT TIPS FOR A NOVICE STOCK INVESTOR

blog article

Apr 26, 2019

INVESTING IN stocks can be a daunting proposition and getting started is often the biggest challenge for aspiring investors. Investors who develop a systematic plan have a higher likelihood of success.
Here are six tips for a novice stock investor: Review your financial plan. Set aside enough...

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Nike Coin? Nike Files Trademark Application for “Cryptokicks” NIKE COIN? NIKE FILES TRADEMARK APPLICATION FOR “CRYPTOKICKS”

blog article

Apr 26, 2019

American footwear giant Nike filed a trademark application that suggests the company could have major cryptocurrency plans coming down the pike. That application, filed last week, would award Nike both a trademark and a service mark over the term “Cryptokicks” if accepted by the U.S. Pat...

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What do Banks Need to Know About Virtual Currencies Right Now? WHAT DO BANKS NEED TO KNOW ABOUT VIRTUAL CURRENCIES RIGHT NOW?

blog article

Apr 26, 2019

Outside of the main financial services realm, a multi-billion-dollar global virtual currencies market has rapidly evolved and continues to gather pace. But, whilst virtual currencies have been ‘on the list’ of banks for some years, to date most have taken a hands-off approach. This is no...

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How can banks win against the tech and internet giants? HOW CAN BANKS WIN AGAINST THE TECH AND INTERNET GIANTS?

blog article

Apr 26, 2019

Innovation has not occurred at a rapid pace in banking as it has in other industry sectors. Over a year down the line from the introduction of open banking it’s only fairly recently that we have started to see the first signs of the innovation it promised in helping to improve services for cus...

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8 Oil Stocks That Could Be Bought Out 8 OIL STOCKS THAT COULD BE BOUGHT OUT

blog article

Apr 26, 2019

Who's next in oil mergers and acquisitions? Chevron Corp. (ticker: CVX) shocked Wall Street in April by announcing a $33 billion buyout of oil and gas production company Anadarko Petroleum (APC). Less than two weeks later, Occidental Petroleum Corp. (OXY) announced a competing $57 billion buyout...

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8 Reasons to Sell a Stock or Fund 8 REASONS TO SELL A STOCK OR FUND

blog article

Apr 25, 2019

Reasons to sell your stocks or investments. People often have reasons why they buy an investment, but many don’t have specific reasons when to sell a stock, mutual fund or exchange-traded fund. To make money or to take tax write-offs from losses, people need to sell their investments. But some...

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Samsung investeert in populaire Crypto hardware wallet Ledger SAMSUNG INVESTEERT IN POPULAIRE CRYPTO HARDWARE WALLET LEDGER

blog article

Apr 25, 2019

Samsung, de Zuid-Koreaanse mobiel en smartphone Giant, heeft naar verluidt $ 2,9 miljoen geïnvesteerd in Crypto hardware start-up Ledger. Naar verluidt is de totale waardering van de start-up is na de laatste kapitaalinzamelingnu geschat op ongeveer $ 290 miljoen. Ledger is een in Parijs gevest...

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A “New Incentive” Investing in an Opportunity Zone A “NEW INCENTIVE” INVESTING IN AN OPPORTUNITY ZONE

blog article

Apr 25, 2019

I read the most irresponsible article the other day in what would be considered a creditable publication. Before I get started, I want to point out that this article is not meant to be political in any way. In 2000 the New Markets Tax Credit (NMTC) was established. Here’s how it worked: A Comm...

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Microsoft Market Cap Hits $1 Trillion After Earnings MICROSOFT MARKET CAP HITS $1 TRILLION AFTER EARNINGS

blog article

Apr 25, 2019

Microsoft, which has been approaching a $1 trillion market capitalization for about a year, crossed the big business milestone in after-hours trading on Wednesday after outperforming Wall Street expectations with its third quarter earnings. Microsoft was in a tight race among big tech companies last...

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Can Blockchain Supported Projects Boost Crypto Industry Growth? CAN BLOCKCHAIN SUPPORTED PROJECTS BOOST CRYPTO INDUSTRY GROWTH?

blog article

Apr 24, 2019

Blockchain has been adopted in various ways around the globe. For example, Latin America has positioned itself as a territory with extensive interest in blockchain technology. In this region, various sectors see blockchain as having the potential to propel economic growth, transparency and financial...

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Buying an Energy-Efficient Home: A Financially Bright Idea BUYING AN ENERGY-EFFICIENT HOME: A FINANCIALLY BRIGHT IDEA

blog article

Apr 24, 2019

Whether you give a hoot about the environment or not, it could pay to think about energy efficiency when shopping for a home. Newer houses certified by Energy Star — the federal government’s energy-efficiency rating program — use an average of 20% less energy than homes built to th...

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Binance DEX lanceert op Binance Chain BINANCE DEX LANCEERT OP BINANCE CHAIN

blog article

Apr 24, 2019

Binance, de grootste cryptocurrency exchange bij volume, heeft de gedecentraliseerde versie van zijn exchange, Binance DEX, op 23 april officieel gelanceerd. De mainnet swap van de Binance blockchain is hiermee succesvol afgerond. Dat houdt in dat de originele ERC-20 BNB tokens nu gemigreerd zijn na...

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NEWS Why Your Small Business Should Use Social Media NEWS WHY YOUR SMALL BUSINESS SHOULD USE SOCIAL MEDIA

blog article

Apr 23, 2019

In recent years, modern technology has come a long way. This is something that has had a positive impact on our lives in many ways, including both our personal and business lives. In terms of the latter, there are many benefits that come with using modern technology, and this includes the use of pla...

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