Financial Management, Investments

Financial Inclusion in India: Social Leveller or Fuel for Growth?

August 19, 2022

Financial Inclusion in India: Social Leveller or Fuel for Growth?
Financial inclusion has, for far too long, remained confined to corporate social responsibility for Indian banks. This has led to a skewed perception, where financial inclusion is viewed as a social cause and not an economic driving force. India, aiming for a $5-trillion economy by 2025, treads on thin ice if over 190 million adults continue to remain unbanked. The picture grows grimmer as we compare metrics to China – whose bank credit to GDP is six times that of India.

Spotlight

Capricorn Investment Group Limited

Capricorn Group is a remarkable Namibian story about a successful business built on the spirit of integrity, entrepreneurship, relationships, and, above all, the commitment and the hard work of our people. Our organisational culture is one that encourages exceptional performance, supported by a strong sense of responsible behavior. As a group, we remain committed to the responsible economic growth of Namibia. Our group, established in 1996, was listed on the Namibian Stock Exchange in June 2013 and continues to register good growth, in line with its highly consistent performance of the past five years.

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FINANCE AUTOMATION: Thriving in the Age of Change

whitePaper | June 25, 2022

While most accounting teams have replaced their manual accounting practices with an updated, digital version, many are still following the old rules, such as close-related tasks being completed on a certain day of the month. With the use of automated accounting software, those tasks can and should be completed on your schedule not the outdated manual accounting checklist’s schedule. Accounting software that provides order and transparency to your books also lets you spread out the workload over the course of a month. The idea is that close-related work can and should be done continuously, and the team should be preparing for the close for the entire month rather than waiting until the end of it. The resulting monthly close is shorter, and the daily flow of work can be smoother.

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How Modern Observability Eases Digital Transformation In Banking

whitePaper | November 3, 2022

TA bank’s digital team typically has full observability of only 11% of its application and infrastructure environments, according to the Global CIO Report 2020 by Dynatrace. The data and metrics-laden systems are too complex and, by association, timeconsuming for most in-house teams.

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Value-Driven Experiences Led by API in Fintech

whitePaper | March 17, 2022

As a growing number of consumers and businesses incorporate web and mobile apps into their daily routines, businesses are discovering valuable new uses for previously isolated data sources. APIs (application programming interfaces) are the tools that allow businesses to put that data to use by inspiring innovative developers to create new business opportunities and improve existing products, systems, and operations.

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Capital Planning Leading Your Financial Institution to Success

whitePaper | July 30, 2022

If you’re from the southeast like I am, you might recognize late August and early September as a special time of the year. It’s a time the weather is cooling down, schools are starting up again, and most importantly, the lights on the football fields around the country are set to illuminate for the first time since February. It’s also the time of year that you can turn on any sports network and have a good chance of catching a coach talking about the upcoming season and their first matchup of the season.

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The Payments Industry Landscape: What Does It Look Like Today?

whitePaper | August 26, 2022

The payments industry is a rapidly changing scene that is constantly in flux due to the introduction of new payment methods, mergers and acquisitions, and new technology. Especially as technology advances, we’re seeing payment technology companies play a bigger role in the payments industry and many of them are even merging with traditional financial institutions to cater to the latest customer and merchant preferences. Unlike in the past, when payment processing was simply about facilitating the transfer of funds, the newest players in the payment processing world are completely redefining the customer experience and enabling business owners to manage their businesses with incredible ease.

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Challenges and opportunities of the metaverse in the financial services

whitePaper | March 24, 2023

Experts agree that the metaverse, from both a technological and also a business perspective, still has a long way to go before reaching its full potential. Some sources, including Meta founder Mark Zuckerberg himself, estimate that it will take a minimum of ten years before his promise will be fulfilled. According to Gartner, only one in four people will spend an average of one hour per day in the metaverse by 2025 and only 30% of companies will have products or services ready for this new space.

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Spotlight

Capricorn Investment Group Limited

Capricorn Group is a remarkable Namibian story about a successful business built on the spirit of integrity, entrepreneurship, relationships, and, above all, the commitment and the hard work of our people. Our organisational culture is one that encourages exceptional performance, supported by a strong sense of responsible behavior. As a group, we remain committed to the responsible economic growth of Namibia. Our group, established in 1996, was listed on the Namibian Stock Exchange in June 2013 and continues to register good growth, in line with its highly consistent performance of the past five years.

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