Financial Management

Buy Now, Pay Later: Market trends and consumer impacts

September 15, 2022

Buy Now, Pay Later: Market trends and consumer impacts
Consumers have long used credit instruments to purchase goods and services. In recent years, a fast-growing alternative to credit cards has emerged in a number of developed economies around the world, including in the United States. This alternative is marketed as “Buy Now, Pay Later” (BNPL).

Spotlight

RAK Insurance

Ras Al Khaimah National Insurance Company (P.S.C) trading as RAK Insurance is a Public Shareholding Company incorporated in 1974. The Company is listed in the Abu Dhabi Securities Exchange (ADX) and RAK Bank is the major shareholder of the Company's authorised and paid up capital of AED110 million.

OTHER WHITEPAPERS
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The future of Finance starts today, not tomorrow

whitePaper | June 30, 2022

Covid has created a mini industry in ‘Thought Leadership’ prediction and an abundance of ‘Vision [2025/30]’ documents. While we know, of course, how important that kind of thinking is, we also like the sentiments above, of Pope John II.

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Embedded Finance The Future of the Economy

whitePaper | November 26, 2019

Financial services is the nervous system of our economy; a critical system that needs to operate efficiently and equitably for our society to function. The legacy 20th century business models in finance have become increasingly obsolete and most have not adapted to the fundamental paradigm shift—technological, institutional and societal—ushered in by our continuing transition from an Industrial Age to an emerging Information Age.

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Security Essentials for FinTech Apps

whitePaper | November 29, 2022

Based on our experience of building financial and banking products, we can state that there are corners FinTech companies should never cut. The past shows that core security features and software compliance should be an integral part of any MVP coming to the market. Therefore, you either put it in the MVP backlog from the very beginning or use a prebuilt software that already comes with the core security components.

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Digitalisation and Finance in Asia

whitePaper | November 30, 2022

Financial markets—like our societies—are undergoing a digital transformation. We are seeing the emergence of new and innovative financial products or other types of assets; new types of trading venues and innovative technologies for financial market infrastructures, as well as new forms of financial intermediation or even dis-intermediation.

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Building a Business Card Program in Today’s Digital-First Landscape

whitePaper | April 11, 2023

Digital transformation has become the buzz of the financial services industry ever since COVID-19 came on the scene. A landscape that had begun bubbling with potential quickly hit a boil when even digital naysayers were required to leverage the technology for standard monthly transactions. For many financial institutions (FIs), that rapid transformation to a digital-first mentality greatly impacted technology prioritization and business objectives.

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Digital in Banking - The Evolving Equation

whitePaper | August 31, 2022

Digital evolution in the banking sector has seen significant positive movement over the last decade and continues to evolve at a rapid pace. As per reports, more than half of all banking transactions were within the bank’s network about 15 years ago. The number has fallen to less than 10% in 2020.

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Spotlight

RAK Insurance

Ras Al Khaimah National Insurance Company (P.S.C) trading as RAK Insurance is a Public Shareholding Company incorporated in 1974. The Company is listed in the Abu Dhabi Securities Exchange (ADX) and RAK Bank is the major shareholder of the Company's authorised and paid up capital of AED110 million.

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