Building Something Great to Go Somewhere Great: HOW PRIVATE COMPANY FINANCE FUNCTIONS ARE Adapting to Scale for Growth, Exit Opportunities

whitePaper | March 8, 2023

Economic uncertainty. Rising interest rates. ESG concerns. Regulatory changes. Hypercompetitive consumer-centric markets. Today’s banking industry is enduring unprecedented change and new models offering efficient and flexible infrastructures are needed. Future-focused banks wisely put digital initiatives on their risktransformation agenda to replace outdated and inefficient processes.

whitePaper | October 6, 2021

ESG investing has grown exponentially in the last decade and is estimated to be somewhere between 35.31 to 40.52 trillion USD (according to the GSIA, 2021, and OPIMAS, 2020). The ESG investment industry is constantly in transition, with rapid developments across ESG strategies, approaches, and technologies reshaping the industry towards best standards of practice. This transition is leading to variations in the scale and growth of sustainable investment in different regions, according to GSIA. Many regions continue to see strong growth in sustainable investment assets under management – most notably Canada, the United States and Japan. Other regions are slowing down their rate of growth or have seen a reported reversal – in particular Europe and Australasia. In both cases, this is largely due to changes in how sustainable investment is defined, either by law as in the case of the EU, or by new industry standards as is the case in Australasia.

whitePaper | December 5, 2022

It is all but impossible to avoid a discussion about the effect of inflation these days. Clearly, the public believes inflation is here as they pay more for everyday items than in the past. And most are not too caring if it is a temporary phenomenon caused by supply chain issues or more systemic from monetary policy actions. More cost is more cost. To financial institution managers, the prospect of inflation signals hope that interest rates may finally climb off the floor and provide opportunities for higher yields. The real question is if rate increases will improve margins, not just yields.

whitePaper | March 24, 2023

Experts agree that the metaverse, from both a technological and also a business perspective, still has a long way to go before reaching its full potential. Some sources, including Meta founder Mark Zuckerberg himself, estimate that it will take a minimum of ten years before his promise will be fulfilled. According to Gartner, only one in four people will spend an average of one hour per day in the metaverse by 2025 and only 30% of companies will have products or services ready for this new space.

whitePaper | April 25, 2022

Cryptocurrency and blockchain technologies are the underpinnings of a new financial infrastructure, similar to how the internet was the underpinning of a new information infrastructure. In this paper we present Ledgity, the Neo-Private Bank & Financial infrastructure dedicated to financial advisors and their clients, paving the way for a greater adoption of crypto asset investments and blockchain technology. Beyond the digitization of investors’ experience, we make it easy for financial advisors and their clients to widen their investment scope. For the first time crypto assets and tokenized financial products are easily accessible to traditional finance. Ledgity is the first digital wealth management infrastructure that harnesses the benefit of blockchain technology for the representation and the exchange of assets. Crypto asset investments opportunities and asset tokenization are offered to all, at a finger touch, on our fully integrated platform.

whitePaper | July 19, 2022

Paul Allen, an American business magnate, investor, and philanthropist, had a vision to create better money. He found it confounding that he with his billions would pay less to transfer money than the poorest amongst us. Paul wanted to make money more equitable by making it more efficient and independent of any one financial institution. His team at Vulcan, along with several experts in financial technology, distributed systems, software, and financial regulations, came up with a design they called Xand, playing off Alexander Hamilton’s name, and spun out a new company, Transparent Financial Systems (Transparent) to develop it.