Core Banking, Financial Management

8 Banking & Financial Services Trends Enterprise Architects Should Know About

May 19, 2023

8 Banking & Financial Services Trends Enterprise Architects
The big banks have not had an easy time of things recently. Already facing plenty of challenges from the likes of challenger banks, fintech, regulation and technologies like cryptocurrencies, the pandemic forced the pace of change to grow even faster.

Spotlight

Charles Stanley Direct

Charles Stanley Direct is Charles Stanley Group’s market innovating direct-to-client investment platform. The business operates in London with a dedicated Helpdesk in Edinburgh and has won numerous awards from the industry for its client service – very much a cornerstone of the Charles Stanley Group philosophy. Clients of Charles Stanley Direct can open General Investment Accounts, SIPPs, ISAs and Junior ISAs via the website: www.cs-d.co.uk and take advantage of some of the lowest platform fees in the platform industry combined with a compelling loyalty scheme. Clients of Charles Stanley Direct also have access to the Financial Planning and Investment Management services of Charles Stanley & Co. Limited – one of the UK’s leading wealth managers – should their needs change at any time.

OTHER WHITEPAPERS
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The future of financial services: better customer experiences start with automation

whitePaper | August 23, 2022

Over the last few years, consumers have shown extraordinary resilience through much uncertainty. Many have adapted by converting to a digital lifestyle. But creating great customer experiences in this digital-first world can be challenging. Financial Services is a highly regulated industry, and this can create gaps within the customer experience – but it doesn’t have to.

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What will the future of banking look like?

whitePaper | December 18, 2019

The financial services industry is in upheaval and while there is a lot of recent talk about rising complexity and disruption, this transformation has actually been almost twenty years in the making. Since the year 2000, banks have faced stricter and more regulations, driving up the cost of compliance. Investment in new fintech players has grown steadily in the last decade.

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Open Banking, Open Finance, Open Economy: THE NEW IDENTITY OF FINANCE

whitePaper | May 24, 2022

Trends in customer demand, technology, and regulation drive the development of an open financial ecosystem in which the consensual sharing of customer data among financial institutions (FIs) and businesses creates new value for consumers and business users. This Aite-Novarica Group report analyzes this trend and the evolution from open banking to open finance and to a truly open economy. The report is based on interviews with executives from banks and fintech firms in Europe and North America.

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Muni 360 The comprehensive view of the municipal bond market.

whitePaper | November 15, 2019

MacKay Municipal Managers™ employs a relative value investment approach across all of their municipal strategies, with a focus on total return. The team seeks to capitalize on opportunities created by the mispricing of securities and will move along the credit curve based on where they find the best relative value. An emphasis is placed on risk management, and they currently do not employ leverage in the mutual funds they manage, which can increase volatility. The team’s active research-driven process and keen emphasis on risk control may benefit investors seeking attractive tax-free income.

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test capital whitepapaer

whitePaper | May 6, 2020

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Pathways to the Regulation of Crypto-Assets: A Global Approach

whitePaper | May 1, 2023

Coordinating regulatory frameworks across jurisdictions is a complex task for almost any sector. With crypto-assets – given the unique features of the underlying technology as well as the boundless opportunities that it presents – it is often contended that global coordination is not just desirable but necessary.

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Spotlight

Charles Stanley Direct

Charles Stanley Direct is Charles Stanley Group’s market innovating direct-to-client investment platform. The business operates in London with a dedicated Helpdesk in Edinburgh and has won numerous awards from the industry for its client service – very much a cornerstone of the Charles Stanley Group philosophy. Clients of Charles Stanley Direct can open General Investment Accounts, SIPPs, ISAs and Junior ISAs via the website: www.cs-d.co.uk and take advantage of some of the lowest platform fees in the platform industry combined with a compelling loyalty scheme. Clients of Charles Stanley Direct also have access to the Financial Planning and Investment Management services of Charles Stanley & Co. Limited – one of the UK’s leading wealth managers – should their needs change at any time.

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